Norwood Financial (NWFL) Competitors

ConnectOne Bancorp (NASDAQ:CNOB) and Norwood Financial (NASDAQ:NWFL) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, earnings, risk, dividends, valuation, analyst recommendations, community ranking and media sentiment.

Do insiders and institutionals believe in CNOB or NWFL?

67.7% of ConnectOne Bancorp shares are owned by institutional investors. Comparatively, 28.1% of Norwood Financial shares are owned by institutional investors. 6.4% of ConnectOne Bancorp shares are owned by company insiders. Comparatively, 9.1% of Norwood Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the MarketBeat Community prefer CNOB or NWFL?

ConnectOne Bancorp received 141 more outperform votes than Norwood Financial when rated by MarketBeat users. However, 60.29% of users gave Norwood Financial an outperform vote while only 58.41% of users gave ConnectOne Bancorp an outperform vote.

Company	Underperform	Outperform
ConnectOne Bancorp	Outperform Votes 264 58.41%	Underperform Votes 188 41.59%
Norwood Financial	Outperform Votes 123 60.29%	Underperform Votes 81 39.71%

Which has higher valuation and earnings, CNOB or NWFL?

ConnectOne Bancorp has higher revenue and earnings than Norwood Financial. ConnectOne Bancorp is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ConnectOne Bancorp	$270.12M	3.27	$73.79M	$1.85	12.40
Norwood Financial	$54.53M	4.41	-$160K	$0.09	288.17

Is CNOB or NWFL more profitable?

ConnectOne Bancorp has a net margin of 13.80% compared to Norwood Financial's net margin of -0.16%. Norwood Financial's return on equity of 8.38% beat ConnectOne Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ConnectOne Bancorp	13.80%	6.77%	0.78%
Norwood Financial	-0.16%	8.38%	0.69%

Does the media prefer CNOB or NWFL?

In the previous week, ConnectOne Bancorp had 6 more articles in the media than Norwood Financial. MarketBeat recorded 12 mentions for ConnectOne Bancorp and 6 mentions for Norwood Financial. Norwood Financial's average media sentiment score of 1.12 beat ConnectOne Bancorp's score of 0.94 indicating that Norwood Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
ConnectOne Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Norwood Financial	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend CNOB or NWFL?

ConnectOne Bancorp currently has a consensus target price of $28.50, suggesting a potential upside of 24.28%. Norwood Financial has a consensus target price of $28.17, suggesting a potential upside of 8.60%. Given ConnectOne Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe ConnectOne Bancorp is more favorable than Norwood Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ConnectOne Bancorp	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
Norwood Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has more volatility and risk, CNOB or NWFL?

ConnectOne Bancorp has a beta of 1.09, meaning that its share price is 9% more volatile than the S&P 500. Comparatively, Norwood Financial has a beta of 0.54, meaning that its share price is 46% less volatile than the S&P 500.

Is CNOB or NWFL a better dividend stock?

ConnectOne Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 3.1%. Norwood Financial pays an annual dividend of $1.24 per share and has a dividend yield of 4.8%. ConnectOne Bancorp pays out 38.9% of its earnings in the form of a dividend. Norwood Financial pays out 1,377.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

ConnectOne Bancorp beats Norwood Financial on 13 of the 20 factors compared between the two stocks.