Norwood Financial (NWFL) Competitors

Trinity Capital (NASDAQ:TRIN) and Norwood Financial (NASDAQ:NWFL) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, community ranking, earnings, dividends, institutional ownership, analyst recommendations, risk, media sentiment and profitability.

Does the MarketBeat Community favor TRIN or NWFL?

Norwood Financial received 67 more outperform votes than Trinity Capital when rated by MarketBeat users. Likewise, 60.00% of users gave Norwood Financial an outperform vote while only 53.85% of users gave Trinity Capital an outperform vote.

Company	Underperform	Outperform
Trinity Capital	Outperform Votes 56 53.85%	Underperform Votes 48 46.15%
Norwood Financial	Outperform Votes 123 60.00%	Underperform Votes 82 40.00%

Is TRIN or NWFL a better dividend stock?

Trinity Capital pays an annual dividend of $2.04 per share and has a dividend yield of 14.0%. Norwood Financial pays an annual dividend of $1.24 per share and has a dividend yield of 4.8%. Trinity Capital pays out 93.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Norwood Financial pays out 1,377.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Trinity Capital has increased its dividend for 1 consecutive years and Norwood Financial has increased its dividend for 7 consecutive years. Trinity Capital is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals & insiders believe in TRIN or NWFL?

24.6% of Trinity Capital shares are owned by institutional investors. Comparatively, 28.1% of Norwood Financial shares are owned by institutional investors. 5.3% of Trinity Capital shares are owned by insiders. Comparatively, 9.1% of Norwood Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Is TRIN or NWFL more profitable?

Trinity Capital has a net margin of 40.73% compared to Norwood Financial's net margin of -0.16%. Trinity Capital's return on equity of 15.90% beat Norwood Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Trinity Capital	40.73%	15.90%	7.14%
Norwood Financial	-0.16%	8.38%	0.69%

Do analysts recommend TRIN or NWFL?

Trinity Capital presently has a consensus price target of $15.13, indicating a potential upside of 4.17%. Norwood Financial has a consensus price target of $28.17, indicating a potential upside of 8.63%. Given Norwood Financial's higher possible upside, analysts plainly believe Norwood Financial is more favorable than Trinity Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Trinity Capital	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50
Norwood Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the media refer more to TRIN or NWFL?

In the previous week, Trinity Capital had 6 more articles in the media than Norwood Financial. MarketBeat recorded 8 mentions for Trinity Capital and 2 mentions for Norwood Financial. Norwood Financial's average media sentiment score of 1.14 beat Trinity Capital's score of 1.10 indicating that Norwood Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Trinity Capital	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Norwood Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, TRIN or NWFL?

Trinity Capital has a beta of 0.55, indicating that its share price is 45% less volatile than the S&P 500. Comparatively, Norwood Financial has a beta of 0.69, indicating that its share price is 31% less volatile than the S&P 500.

Which has higher valuation and earnings, TRIN or NWFL?

Trinity Capital has higher revenue and earnings than Norwood Financial. Trinity Capital is trading at a lower price-to-earnings ratio than Norwood Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Trinity Capital	$190.27M	4.93	$76.89M	$2.19	6.63
Norwood Financial	$54.53M	4.40	-$160K	$0.09	288.11

Summary

Trinity Capital beats Norwood Financial on 12 of the 21 factors compared between the two stocks.