Origin Bancorp (OBK) Competitors

Origin Bancorp (NASDAQ:OBK) and Intercorp Financial Services (NYSE:IFS) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, earnings, analyst recommendations, risk, valuation, community ranking and media sentiment.

Which has more risk & volatility, OBK or IFS?

Origin Bancorp has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500. Comparatively, Intercorp Financial Services has a beta of 1.15, suggesting that its stock price is 15% more volatile than the S&P 500.

Does the MarketBeat Community favor OBK or IFS?

Intercorp Financial Services received 24 more outperform votes than Origin Bancorp when rated by MarketBeat users. However, 82.61% of users gave Origin Bancorp an outperform vote while only 57.33% of users gave Intercorp Financial Services an outperform vote.

Company	Underperform	Outperform
Origin Bancorp	Outperform Votes 19 82.61%	Underperform Votes 4 17.39%
Intercorp Financial Services	Outperform Votes 43 57.33%	Underperform Votes 32 42.67%

Does the media refer more to OBK or IFS?

In the previous week, Intercorp Financial Services had 2 more articles in the media than Origin Bancorp. MarketBeat recorded 3 mentions for Intercorp Financial Services and 1 mentions for Origin Bancorp. Origin Bancorp's average media sentiment score of 1.67 beat Intercorp Financial Services' score of 0.43 indicating that Origin Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Origin Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Intercorp Financial Services	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is OBK or IFS a better dividend stock?

Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 1.7%. Intercorp Financial Services pays an annual dividend of $0.95 per share and has a dividend yield of 2.6%. Origin Bancorp pays out 24.6% of its earnings in the form of a dividend. Intercorp Financial Services pays out 25.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Intercorp Financial Services has increased its dividend for 1 consecutive years. Intercorp Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate OBK or IFS?

Origin Bancorp currently has a consensus price target of $42.20, suggesting a potential upside of 20.57%. Intercorp Financial Services has a consensus price target of $30.00, suggesting a potential downside of 19.25%. Given Origin Bancorp's higher probable upside, equities analysts clearly believe Origin Bancorp is more favorable than Intercorp Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Origin Bancorp	0 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	3.00
Intercorp Financial Services	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders and institutionals have more ownership in OBK or IFS?

54.7% of Origin Bancorp shares are held by institutional investors. 6.4% of Origin Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Is OBK or IFS more profitable?

Intercorp Financial Services has a net margin of 21.03% compared to Origin Bancorp's net margin of 12.34%. Intercorp Financial Services' return on equity of 12.38% beat Origin Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Origin Bancorp	12.34%	6.91%	0.77%
Intercorp Financial Services	21.03%	12.38%	1.38%

Which has higher earnings and valuation, OBK or IFS?

Intercorp Financial Services has higher revenue and earnings than Origin Bancorp. Intercorp Financial Services is trading at a lower price-to-earnings ratio than Origin Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Origin Bancorp	$358.20M	3.04	$76.49M	$2.44	14.34
Intercorp Financial Services	$6.54B	0.65	$346.47M	$3.75	9.91

Summary

Intercorp Financial Services beats Origin Bancorp on 11 of the 20 factors compared between the two stocks.