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Peoples Bancorp (PEBO) Financials

Peoples Bancorp logo
$29.57 +0.23 (+0.78%)
Closing price 04:00 PM Eastern
Extended Trading
$29.56 0.00 (-0.02%)
As of 04:04 PM Eastern
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Annual Income Statements for Peoples Bancorp

Annual Income Statements for Peoples Bancorp

This table shows Peoples Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Income / (Loss) Attributable to Common Shareholders		 117 113 101 48 35 54 46 38 29 11 17
Consolidated Net Income / (Loss)		 117 113 101 48 35 54 46 38 31 11 17
Net Income / (Loss) Continuing Operations		 117 113 101 48 35 54 46 38 29 11 17
Total Pre-Tax Income 		149 145 129 57 43 65 55 57 43 15 24
Total Revenue		 448 427 332 241 203 205 186 169 154 144 110
Net Interest Income / (Expense)		 349 339 253 173 139 141 130 113 105 98 70
Total Interest Income		 521 439 270 185 157 170 151 127 115 108 80
Loans and Leases Interest Income		 451 383 235 166 140 143 125 103 94 87 62
Investment Securities Interest Income		 63 54 33 18 17 26 26 23 22 21 19
Other Interest Income		 6.81 2.76 1.71 0.31 0.34 0.92 0.40 0.14 0.05 0.14 0.01
Total Interest Expense		 172 100 16 12 18 29 22 13 11 11 11
Deposits Interest Expense		 142 72 9.17 9.92 14 22 14 7.15 5.94 6.21 6.11
Short-Term Borrowings Interest Expense		 16 20 2.66 0.54 2.57 4.71 5.24 1.53 0.51 0.18 0.15
Long-Term Debt Interest Expense		 14 8.16 4.28 1.77 2.11 2.34 2.71 4.46 4.13 4.33 4.44
Total Non-Interest Income		 99 87 79 69 64 64 57 56 1.83 46 40
Other Service Charges		 26 23 21 22 25 22 18 18 15 17 16
Net Realized & Unrealized Capital Gains on Investments		 -3.73 -6.54 -0.68 -0.37 -0.66 -0.62 -0.48 2.92 -0.20 9.79 9.14
Other Non-Interest Income		 77 71 59 48 39 43 39 35 34 9.56 6.75
Provision for Credit Losses		 25 15 -3.51 0.73 26 2.50 5.45 3.77 3.54 14 0.34
Total Non-Interest Expense		 274 266 207 184 134 137 126 108 107 115 85
Salaries and Employee Benefits		 150 144 113 95 76 78 69 60 57 59 47
Net Occupancy & Equipment Expense		 49 43 34 25 20 19 17 15 14 15 10
Marketing Expense		 6.57 7.42 5.13 3.66 2.10 2.29 1.96 1.71 1.59 2.84 2.30
Property & Liability Insurance Claims		 4.93 4.79 3.70 1.98 1.30 0.60 1.55 1.82 1.90 2.08 1.26
Other Operating Expenses		 52 56 44 53 30 34 33 26 27 32 23
Amortization Expense		 11 11 7.76 4.78 3.22 3.36 3.34 3.52 4.03 4.08 1.43
Income Tax Expense		 32 32 27 9.42 7.88 12 8.69 19 14 3.88 7.49
Basic Earnings per Share		 $3.34 $3.46 $3.61 $2.17 $1.74 $2.65 $2.42 $2.12 $1.72 $0.62 $1.36
Weighted Average Basic Shares Outstanding		 34.78M 32.53M 27.91M 21.82M 19.72M 20.12M 18.99M 18.05M 18.01M 17.56M 12.18M
Diluted Earnings per Share		 $3.31 $3.44 $3.60 $2.15 $1.73 $2.63 $2.41 $2.10 $1.71 $0.61 $1.35
Weighted Average Diluted Shares Outstanding		 35.15M 32.76M 28.00M 21.96M 19.84M 20.27M 19.12M 18.21M 18.16M 17.69M 12.31M
Weighted Average Basic & Diluted Shares Outstanding		 35.67M 35.49M 28.47M 28.44M 28.44M 20.74M 19.68M 18.10M 18.10M 17.60M 12.30M
Cash Dividends to Common per Share		 $1.59 $1.55 $1.50 $1.43 $1.37 $1.32 $1.12 $0.84 - - -

Quarterly Income Statements for Peoples Bancorp

This table shows Peoples Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 24 27 32 29 30 34 32 21 27 27 26
Consolidated Net Income / (Loss)		 24 27 32 29 30 34 32 21 27 27 26
Net Income / (Loss) Continuing Operations		 24 27 32 29 30 34 32 21 27 27 26
Total Pre-Tax Income 		31 35 41 36 38 44 41 27 34 34 33
Total Revenue		 112 112 114 110 112 113 116 106 92 90 87
Net Interest Income / (Expense)		 85 87 89 87 87 88 93 85 73 71 67
Total Interest Income		 125 129 134 131 128 125 124 106 84 76 71
Loans and Leases Interest Income		 107 111 117 112 111 110 109 92 72 66 61
Investment Securities Interest Income		 16 16 16 16 15 14 14 14 12 9.37 8.65
Other Interest Income		 0.90 1.43 0.95 2.50 1.92 0.90 0.80 0.67 0.39 0.40 0.85
Total Interest Expense		 39 42 45 44 41 37 30 22 11 5.59 3.82
Deposits Interest Expense		 35 36 37 36 33 29 22 14 5.66 2.79 2.32
Short-Term Borrowings Interest Expense		 0.51 2.33 4.05 4.98 4.18 5.00 5.17 5.31 4.46 1.67 0.39
Long-Term Debt Interest Expense		 3.62 4.02 3.41 3.52 3.47 2.49 2.67 1.85 1.15 1.13 1.11
Total Non-Interest Income		 27 25 25 24 26 24 23 21 19 19 20
Other Service Charges		 7.92 3.57 7.62 6.52 8.52 4.31 6.94 5.25 6.41 4.62 4.91
Net Realized & Unrealized Capital Gains on Investments		 -0.36 -1.73 -0.87 -0.78 -0.34 -2.21 -0.31 -1.83 -2.18 -2.20 1.71
Other Non-Interest Income		 20 23 18 18 18 22 17 18 15 17 14
Provision for Credit Losses		 10 6.27 6.74 5.68 6.10 1.29 4.05 7.98 1.85 2.30 1.78
Total Non-Interest Expense		 71 71 66 69 68 68 72 71 56 53 52
Salaries and Employee Benefits		 40 37 37 37 39 37 37 38 32 29 29
Net Occupancy & Equipment Expense		 13 12 12 13 12 12 12 10 9.52 9.86 8.09
Marketing Expense		 1.40 3.86 0.97 0.68 1.06 3.86 1.27 1.36 0.93 2.14 1.14
Property & Liability Insurance Claims		 1.25 1.25 1.24 1.25 1.19 1.26 1.26 1.46 0.80 0.78 0.71
Other Operating Expenses		 13 13 12 15 12 10 17 17 11 9.83 12
Amortization Expense		 2.21 2.80 2.79 2.79 2.79 3.27 3.28 2.80 1.87 2.00 2.02
Income Tax Expense		 7.04 7.93 9.20 6.87 8.27 9.70 8.85 6.17 7.05 7.13 7.41
Basic Earnings per Share		 $0.69 $0.76 $0.90 $0.83 $0.85 $0.96 $0.91 $0.64 $0.95 $0.95 $0.93
Weighted Average Basic Shares Outstanding		 34.90M 34.78M 34.79M 34.76M 34.74M 32.53M 34.82M 32.53M 27.89M 27.91M 27.87M
Diluted Earnings per Share		 $0.68 $0.76 $0.89 $0.82 $0.84 $0.96 $0.90 $0.64 $0.94 $0.96 $0.92
Weighted Average Diluted Shares Outstanding		 35.30M 35.15M 35.20M 35.12M 35.05M 32.76M 35.06M 32.65M 28.02M 28.00M 27.97M
Weighted Average Basic & Diluted Shares Outstanding		 35.65M 35.67M 35.54M 35.51M 35.49M 35.49M 35.36M 35.37M 28.49M 28.47M -
Cash Dividends to Common per Share		 $14,227,000.40 - $14,174,000.40 $14,197,000.40 $13,745,000.39 - $13,793,000.39 $13,422,000.39 $10,725,000.38 - $10,753,000.38

Annual Cash Flow Statements for Peoples Bancorp

This table details how cash moves in and out of Peoples Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Change in Cash & Equivalents		 -209 273 -262 264 37 38 5.42 6.05 -4.97 9.66 7.63
Net Cash From Operating Activities		 143 144 120 156 85 67 75 61 61 48 31
Net Cash From Continuing Operating Activities		 143 144 120 157 85 67 76 61 61 48 31
Net Income / (Loss) Continuing Operations		 117 113 101 48 35 54 46 38 31 11 17
Consolidated Net Income / (Loss)		 117 113 101 48 35 54 46 38 31 11 17
Provision For Loan Losses		 25 15 -3.51 0.73 26 2.50 5.45 3.77 3.54 14 0.34
Depreciation Expense		 3.51 3.67 17 25 26 18 18 18 19 19 13
Non-Cash Adjustments to Reconcile Net Income		 -6.52 -8.15 22 66 -9.43 -5.23 -3.51 -6.86 -6.87 -0.48 -0.00
Changes in Operating Assets and Liabilities, net		 4.20 20 -17 18 8.25 -1.67 8.85 7.50 14 4.82 1.30
Net Cash From Investing Activities		 -344 -133 -414 -74 -394 1.05 -130 -163 -198 -1.11 -14
Net Cash From Continuing Investing Activities		 -344 -133 -414 -74 -394 1.05 -130 -163 -198 -1.11 -14
Purchase of Property, Leasehold Improvements and Equipment		 -6.82 -13 -6.75 -6.69 -4.30 -2.81 -4.53 -4.87 -154 -87 -83
Purchase of Investment Securities		 -817 -575 -652 -928 -847 -283 -280 -313 -205 -198 -144
Sale and/or Maturity of Investments		 480 456 245 860 457 287 154 155 161 284 213
Net Cash From Financing Activities		 -7.94 262 33 182 345 -31 60 108 133 -37 -9.70
Net Cash From Continuing Financing Activities		 -7.94 262 33 182 345 -31 60 108 133 -37 -9.70
Net Change in Deposits		 487 152 -145 201 619 78 26 221 -26 -26 -8.35
Issuance of Debt		 55 115 25 0.00 50 -77 62 55 200 72 5.27
Issuance of Common Equity		 1.48 1.26 1.23 0.91 0.59 0.01 0.03 0.01 0.02 0.00 40
Repayment of Debt		 -492 50 203 12 -266 -3.50 -4.59 -152 -24 -72 -40
Repurchase of Common Equity		 -3.00 -3.03 -7.41 0.00 -30 -0.81 0.00 0.00 -4.97 0.00 0.00
Payment of Dividends		 -56 -52 -42 -31 -27 -26 -21 -15 -11 -10 -6.77
Other Financing Activities, Net		 -1.31 -1.77 -1.75 -1.31 -0.30 -1.25 -1.90 -0.72 -0.84 -0.69 -0.44
Cash Interest Paid		 173 90 16 13 19 29 20 13 11 12 11
Cash Income Taxes Paid		 28 30 4.13 6.69 13 11 6.14 14 12 0.67 6.73

Quarterly Cash Flow Statements for Peoples Bancorp

This table details how cash moves in and out of Peoples Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 -31 -66 48 3.00 128 151 -8.67 3.13 8.84 -253
Net Cash From Operating Activities		 34 40 34 37 31 50 15 48 17 40
Net Cash From Continuing Operating Activities		 0.00 143 - 0.06 144 0.03 - 0.00 120 0.06
Net Income / (Loss) Continuing Operations		 0.00 117 - 0.00 113 - - 0.00 101 -
Non-Cash Adjustments to Reconcile Net Income		 0.00 -6.75 - 0.06 -8.19 0.03 - 0.00 22 -
Net Cash From Investing Activities		 -18 -218 147 -123 -54 -28 39 -90 -213 -5.57
Net Cash From Continuing Investing Activities		 -18 -218 147 -123 -54 -28 39 -90 -213 -5.57
Purchase of Property, Leasehold Improvements and Equipment		 -2.75 -0.20 -0.87 -3.87 -2.84 -3.44 -4.43 -2.76 0.26 -3.55
Purchase of Investment Securities		 -92 -373 -74 -164 -136 -131 -61 -248 -271 -53
Sale and/or Maturity of Investments		 77 156 221 45 85 107 104 160 58 51
Net Cash From Financing Activities		 -47 112 -133 89 151 129 -63 45 204 -287
Net Cash From Continuing Financing Activities		 -47 112 -133 89 151 129 -63 45 204 -287
Net Change in Deposits		 144 156 185 174 65 78 -63 72 -149 -63
Issuance of Debt		 3.30 9.41 10 27 45 65 2.11 2.90 5.80 -147
Issuance of Common Equity		 0.29 0.35 0.28 0.45 0.27 0.27 0.33 0.40 0.35 0.30
Repayment of Debt		 -179 -40 -315 -95 57 -0.39 11 -18 358 -65
Repurchase of Common Equity		 0.00 - - -3.00 -3.03 - - 0.00 -0.25 -1.17
Payment of Dividends		 -15 -14 -14 -14 -14 -14 -13 -11 -11 -11
Other Financing Activities, Net		 -1.75 -0.09 -0.17 -0.87 -0.32 -0.39 -0.13 -0.92 -0.07 -0.24
Cash Interest Paid		 38 47 49 38 33 30 18 9.68 5.26 4.42
Cash Income Taxes Paid		 6.07 8.11 - 0.07 0.44 0.44 29 0.11 2.18 0.15

Annual Balance Sheets for Peoples Bancorp

This table presents Peoples Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Total Assets		 9,254 9,157 7,207 7,064 4,761 4,354 3,991 3,582 3,432 3,259 2,568
Cash and Due from Banks		 109 112 95 490 61 53 62 58 58 54 42
Interest Bearing Deposits at Other Banks		 109 315 59 341 91 62 16 14 8.02 17 19
Trading Account Securities		 1,918 1,795 1,743 - 819 968 829 852 821 830 685
Loans and Leases, Net of Allowance		 6,295 6,097 4,654 0.00 3,353 2,852 2,709 2,338 2,207 2,056 1,603
Loans and Leases		 6,358 6,159 4,707 - 3,403 2,874 2,729 2,357 2,225 2,072 1,621
Allowance for Loan and Lease Losses		 63 62 53 - 50 22 20 19 18 17 18
Loans Held for Sale		 2.35 1.87 2.14 - 4.66 6.50 5.47 2.51 4.02 1.95 4.37
Premises and Equipment, Net		 104 104 83 89 60 62 57 53 54 53 40
Goodwill		 363 362 292 264 171 166 151 133 133 133 99
Intangible Assets		 39 50 34 27 13 12 11 11 13 17 11
Other Assets		 315 320 245 196 187 173 152 135 135 97 64
Total Liabilities & Shareholders' Equity		 9,254 9,157 7,207 7,100 4,761 4,354 3,991 3,582 3,432 3,259 2,568
Total Liabilities		 8,143 8,104 6,422 6,218 4,185 3,760 3,471 3,123 2,997 2,839 2,228
Non-Interest Bearing Deposits		 1,508 1,568 1,589 1,641 997 671 608 556 734 718 493
Interest Bearing Deposits		 6,083 5,535 4,128 4,221 2,913 2,620 2,348 2,174 1,775 1,818 1,440
Short-Term Debt		 193 650 500 166 73 317 356 209 306 160 88
Long-Term Debt		 238 216 101 99 111 83 110 144 145 114 179
Other Long-Term Liabilities		 121 134 104 90 91 68 50 49 37 29 27
Total Equity & Noncontrolling Interests		 1,112 1,054 785 882 576 594 520 459 435 420 340
Total Preferred & Common Equity		 1,112 1,054 785 845 576 594 520 459 435 420 340
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,112 1,054 785 882 576 594 520 459 435 420 340
Common Stock		 867 865 686 686 423 421 387 345 344 344 266
Retained Earnings		 388 327 266 207 191 187 160 134 110 91 90
Treasury Stock		 -33 -37 -40 - -39 -12 -14 -16 -18 -15 -15
Accumulated Other Comprehensive Income / (Loss)		 -110 -102 -127 -12 1.34 -1.43 -13 -5.22 -1.55 -0.36 -1.30

Quarterly Balance Sheets for Peoples Bancorp

This table presents Peoples Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023
Total Assets		 9,246 9,140 9,226 9,271 8,943 8,787 7,312
Cash and Due from Banks		 126 139 120 104 108 92 97
Interest Bearing Deposits at Other Banks		 61 144 116 326 191 56 60
Trading Account Securities		 1,878 1,830 1,884 1,859 1,760 1,871 1,796
Loans and Leases, Net of Allowance		 6,363 6,205 6,259 6,138 6,021 5,913 4,706
Loans and Leases		 6,429 6,272 6,325 6,203 6,084 5,975 4,760
Allowance for Loan and Lease Losses		 65 67 66 65 63 61 53
Loans Held for Sale		 2.41 3.25 3.83 3.03 2.70 3.22 2.53
Premises and Equipment, Net		 104 105 107 107 104 104 87
Goodwill		 363 362 362 362 355 356 293
Intangible Assets		 37 42 44 47 53 57 32
Other Assets		 311 309 331 325 347 334 4,944
Total Liabilities & Shareholders' Equity		 9,246 9,140 9,226 9,271 8,943 8,787 7,312
Total Liabilities		 8,108 8,015 8,149 8,209 7,949 7,788 6,492
Non-Interest Bearing Deposits		 1,526 1,453 1,473 1,468 1,569 1,683 1,555
Interest Bearing Deposits		 6,208 6,030 5,825 5,858 5,468 5,277 4,233
Short-Term Debt		 19 176 483 513 585 570 491
Long-Term Debt		 237 237 234 236 173 124 96
Other Long-Term Liabilities		 117 120 134 132 153 134 117
Total Equity & Noncontrolling Interests		 1,138 1,125 1,078 1,062 993 999 820
Total Preferred & Common Equity		 1,138 1,125 1,078 1,062 993 999 820
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,138 1,125 1,078 1,062 993 999 820
Common Stock		 866 865 864 862 864 863 684
Retained Earnings		 398 375 358 343 308 289 282
Treasury Stock		 -31 -33 -34 -34 -35 -35 -36
Accumulated Other Comprehensive Income / (Loss)		 -96 -82 -110 -109 -144 -119 -111

Annual Metrics And Ratios for Peoples Bancorp

This table displays calculated financial ratios and metrics derived from Peoples Bancorp's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 4.99% 28.44% 37.62% 19.17% -1.23% 10.06% 10.31% 9.77% 6.88% 31.47% 17.85%
EBITDA Growth		 2.81% 1.94% 78.84% 19.52% -17.95% 13.77% -2.92% 20.31% 87.96% -10.80% -17.35%
EBIT Growth		 2.99% 12.81% 125.80% 33.59% -34.75% 18.96% -3.95% 31.63% 193.30% -38.72% -16.87%
NOPAT Growth		 3.39% 11.92% 113.00% 36.78% -35.25% 16.17% 20.15% 31.16% 168.08% -34.42% -5.06%
Net Income Growth		 3.39% 11.92% 113.00% 36.78% -35.25% 16.08% 20.23% 23.47% 184.77% -34.42% -5.06%
EPS Growth		 -3.78% -4.44% 67.44% 24.28% -34.22% 9.13% 14.76% 22.81% 180.33% -54.81% -17.18%
Operating Cash Flow Growth		 -0.32% 19.86% -23.39% 82.98% 27.29% -10.75% 23.29% 0.61% 26.68% 52.03% -22.17%
Free Cash Flow Firm Growth		 217.60% -141.19% 42.66% -212.67% 497.02% 135.39% -213.58% 169.02% -115.90% 43.64% -225.81%
Invested Capital Growth		 -19.64% 38.49% 24.80% 46.28% -23.63% 0.86% 21.41% -8.34% 27.70% 14.22% 32.94%
Revenue Q/Q Growth		 0.00% 5.66% 0.00% 0.00% -0.72% 1.80% 3.21% 3.65% -0.40% 5.21% 5.34%
EBITDA Q/Q Growth		 0.00% 2.25% 0.00% 0.00% 76.73% 22.77% 30.74% 36.02% 50.17% 84.15% 47.59%
EBIT Q/Q Growth		 0.00% 7.04% 0.00% 0.00% 20.34% 1.40% 4.53% 10.47% 15.74% -18.11% -4.47%
NOPAT Q/Q Growth		 0.00% 6.56% 0.00% 0.00% 19.66% 2.23% 11.76% 9.75% 11.39% -13.19% -4.95%
Net Income Q/Q Growth		 0.00% 6.56% 0.00% 0.00% 19.66% 1.83% 11.84% 4.32% 18.32% -13.19% -4.95%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 21.83% 0.38% 10.05% 4.48% 16.33% -15.28% -12.90%
Operating Cash Flow Q/Q Growth		 7.03% 10.14% 0.00% 0.00% 21.04% -13.35% 14.98% -5.11% 2.84% 10.92% 13.44%
Free Cash Flow Firm Q/Q Growth		 0.00% 74.46% 0.00% 0.00% 108.10% 1,068.45% -434.87% 284.45% -199.63% 30.83% -71.80%
Invested Capital Q/Q Growth		 0.00% 9.61% 0.00% 0.00% -11.72% 3.50% 8.09% -4.12% 17.98% 3.51% 10.72%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 34.14% 34.86% 43.93% 33.80% 33.71% 40.57% 39.25% 44.60% 40.69% 23.14% 34.10%
EBIT Margin		 33.36% 34.00% 38.71% 23.60% 21.05% 31.86% 29.48% 33.86% 28.24% 10.29% 22.08%
Profit (Net Income) Margin		 26.16% 26.56% 30.48% 19.70% 17.16% 26.18% 24.82% 22.77% 20.24% 7.60% 15.23%
Tax Burden Percent		 78.42% 78.11% 78.74% 83.47% 81.52% 82.16% 84.51% 67.25% 71.70% 73.85% 69.00%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 99.62% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 21.58% 21.89% 21.26% 16.53% 18.48% 17.84% 15.87% 32.75% 32.50% 26.15% 31.00%
Return on Invested Capital (ROIC)		 6.77% 6.86% 8.11% 5.08% 3.96% 5.42% 5.14% 4.53% 3.71% 1.68% 3.13%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.77% 6.86% 8.11% 5.08% 3.96% 5.42% 5.15% 4.53% 4.22% 1.68% 3.13%
Return on Net Nonoperating Assets (RNNOA)		 4.06% 5.47% 4.04% 1.44% 1.98% 4.21% 4.31% 4.08% 3.57% 1.20% 2.81%
Return on Equity (ROE)		 10.83% 12.33% 12.15% 6.53% 5.94% 9.64% 9.45% 8.61% 7.29% 2.88% 5.94%
Cash Return on Invested Capital (CROIC)		 28.55% -25.42% -13.96% -32.50% 30.76% 4.56% -14.20% 13.24% -20.62% -11.59% -25.14%
Operating Return on Assets (OROA)		 1.62% 1.77% 1.80% 0.96% 0.94% 1.57% 1.45% 1.63% 1.30% 0.51% 1.05%
Return on Assets (ROA)		 1.27% 1.39% 1.42% 0.80% 0.76% 1.29% 1.22% 1.10% 0.93% 0.38% 0.72%
Return on Common Equity (ROCE)		 10.83% 12.33% 12.15% 6.53% 5.94% 9.64% 9.45% 8.61% 7.29% 2.88% 5.94%
Return on Equity Simple (ROE_SIMPLE)		 10.54% 10.76% 12.90% 5.63% 6.04% 9.03% 8.89% 8.39% 7.16% 2.61% 4.91%
Net Operating Profit after Tax (NOPAT)		 117 113 101 48 35 54 46 38 29 11 17
NOPAT Margin		 26.16% 26.56% 30.48% 19.70% 17.16% 26.18% 24.80% 22.77% 19.06% 7.60% 15.23%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% -0.01% 0.00% -0.50% 0.00% 0.00%
SG&A Expenses to Revenue		 45.97% 45.56% 45.62% 51.25% 48.72% 48.22% 47.20% 45.61% 47.77% 53.43% 54.01%
Operating Expenses to Revenue		 61.11% 62.44% 62.34% 76.10% 65.99% 66.91% 67.60% 63.91% 69.47% 79.92% 77.62%
Earnings before Interest and Taxes (EBIT)		 149 145 129 57 43 65 55 57 43 15 24
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 153 149 146 82 68 83 73 75 63 33 37
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.00 1.06 0.90 0.88 0.77 0.94 0.85 0.94 0.96 0.57 0.72
Price to Tangible Book Value (P/TBV)		 1.57 1.74 1.54 1.31 1.13 1.34 1.23 1.38 1.44 0.88 1.06
Price to Revenue (P/Rev)		 2.48 2.62 2.13 3.22 2.18 2.73 2.36 2.56 2.71 1.65 2.24
Price to Earnings (P/E)		 9.49 9.86 6.99 16.33 12.68 10.42 9.53 11.24 14.23 21.74 14.68
Dividend Yield		 5.08% 4.90% 6.00% 5.21% 6.13% 4.88% 4.97% 3.55% 2.79% 4.64% 3.47%
Earnings Yield		 10.54% 10.14% 14.31% 6.12% 7.88% 9.60% 10.50% 8.89% 7.03% 4.60% 6.81%
Enterprise Value to Invested Capital (EV/IC)		 0.86 0.81 0.83 0.19 0.62 0.85 0.84 0.88 0.91 0.64 0.74
Enterprise Value to Revenue (EV/Rev)		 2.96 3.65 3.48 0.87 2.33 4.12 4.45 4.23 5.21 3.06 4.12
Enterprise Value to EBITDA (EV/EBITDA)		 8.67 10.47 7.91 2.59 6.92 10.15 11.33 9.47 12.81 13.23 12.07
Enterprise Value to EBIT (EV/EBIT)		 8.87 10.74 8.98 3.70 11.08 12.92 15.09 12.48 18.46 29.75 18.64
Enterprise Value to NOPAT (EV/NOPAT)		 11.32 13.75 11.40 4.44 13.60 15.73 17.93 18.56 27.35 40.29 27.02
Enterprise Value to Operating Cash Flow (EV/OCF)		 9.26 10.85 9.64 1.35 5.53 12.57 11.02 11.70 13.22 9.21 14.31
Enterprise Value to Free Cash Flow (EV/FCFF)		 2.68 0.00 0.00 0.00 1.75 18.69 0.00 6.35 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.39 0.82 0.77 0.30 0.32 0.67 0.90 0.77 1.04 0.65 0.79
Long-Term Debt to Equity		 0.21 0.21 0.13 0.11 0.19 0.14 0.21 0.31 0.33 0.27 0.53
Financial Leverage		 0.60 0.80 0.50 0.28 0.50 0.78 0.84 0.90 0.85 0.71 0.90
Leverage Ratio		 8.50 8.90 8.56 8.11 7.79 7.49 7.74 7.85 7.83 7.67 8.24
Compound Leverage Factor		 8.50 8.90 8.56 8.11 7.79 7.49 7.71 7.85 7.83 7.67 8.24
Debt to Total Capital		 27.97% 45.14% 43.36% 23.17% 24.20% 40.23% 47.25% 43.53% 50.87% 39.50% 44.01%
Short-Term Debt to Total Capital		 12.54% 33.88% 36.07% 14.51% 9.65% 31.87% 36.13% 25.80% 34.49% 23.12% 14.53%
Long-Term Debt to Total Capital		 15.43% 11.26% 7.29% 8.67% 14.56% 8.36% 11.12% 17.73% 16.38% 16.38% 29.48%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 72.03% 54.86% 56.64% 76.83% 75.80% 59.77% 52.75% 56.47% 49.13% 60.50% 55.99%
Debt to EBITDA		 2.82 5.83 4.12 3.26 2.69 4.81 6.37 4.69 7.20 8.23 7.16
Net Debt to EBITDA		 1.40 2.96 3.06 -6.93 0.46 3.42 5.31 3.73 6.14 6.09 5.51
Long-Term Debt to EBITDA		 1.56 1.45 0.69 1.22 1.62 1.00 1.50 1.91 2.32 3.41 4.79
Debt to NOPAT		 3.68 7.65 5.94 5.59 5.29 7.45 10.08 9.19 15.37 25.05 16.02
Net Debt to NOPAT		 1.82 3.88 4.42 -11.89 0.91 5.31 8.40 7.31 13.11 18.55 12.34
Long-Term Debt to NOPAT		 2.03 1.91 1.00 2.09 3.18 1.55 2.37 3.74 4.95 10.39 10.73
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 494 -420 -174 -304 270 45 -128 112 -163 -75 -134
Operating Cash Flow to CapEx		 2,098.90% 1,067.34% 1,774.60% 2,339.87% 1,988.44% 2,390.78% 1,660.63% 1,254.41% 39.29% 54.83% 37.85%
Free Cash Flow to Firm to Interest Expense		 2.87 -4.20 -10.82 -24.84 14.84 1.54 -5.90 8.55 -15.39 -7.04 -12.51
Operating Cash Flow to Interest Expense		 0.83 1.44 7.44 12.78 4.70 2.30 3.48 4.64 5.73 4.47 2.95
Operating Cash Flow Less CapEx to Interest Expense		 0.79 1.30 7.02 12.24 4.47 2.20 3.27 4.27 -8.86 -3.68 -4.84
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.05 0.05 0.04 0.04 0.05 0.05 0.05 0.05 0.05 0.05
Fixed Asset Turnover		 4.32 4.57 3.86 3.23 3.32 3.47 3.42 3.18 2.87 3.07 3.12
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,543 1,920 1,387 1,111 760 994 986 812 886 694 607
Invested Capital Turnover		 0.26 0.26 0.27 0.26 0.23 0.21 0.21 0.20 0.19 0.22 0.21
Increase / (Decrease) in Invested Capital		 -377 534 276 351 -235 8.51 174 -74 192 86 151
Enterprise Value (EV)		 1,326 1,558 1,155 211 473 844 829 714 802 441 451
Market Capitalization		 1,112 1,118 708 777 441 560 441 433 417 238 245
Book Value per Share		 $31.28 $29.79 $28.14 $31.19 $29.19 $28.73 $26.60 $25.09 $23.92 $22.81 $24.04
Tangible Book Value per Share		 $19.96 $18.14 $16.45 $20.89 $19.83 $20.15 $18.31 $17.18 $15.90 $14.68 $16.32
Total Capital		 1,543 1,920 1,387 1,148 760 994 986 812 886 694 607
Total Debt		 432 867 601 266 184 400 466 354 451 274 267
Total Long-Term Debt		 238 216 101 99 111 83 110 144 145 114 179
Net Debt		 214 440 447 -565 32 285 388 281 385 203 206
Capital Expenditures (CapEx)		 6.82 13 6.75 6.69 4.30 2.81 4.53 4.87 154 87 83
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 -0.03 0.00 -1.83 0.00 0.00
Net Nonoperating Obligations (NNO)		 432 867 601 229 184 400 466 354 451 274 267
Total Depreciation and Amortization (D&A)		 3.51 3.67 17 25 26 18 18 18 19 19 13
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $3.34 $3.46 $3.61 $2.17 $1.74 $2.65 $2.42 $2.12 $1.72 $0.62 $1.36
Adjusted Weighted Average Basic Shares Outstanding		 34.78M 32.53M 27.91M 21.82M 19.72M 20.12M 18.99M 18.05M 18.01M 17.56M 12.18M
Adjusted Diluted Earnings per Share		 $3.31 $3.44 $3.60 $2.15 $1.73 $2.63 $2.41 $2.10 $1.71 $0.61 $1.35
Adjusted Weighted Average Diluted Shares Outstanding		 35.15M 32.76M 28.00M 21.96M 19.84M 20.27M 19.12M 18.21M 18.16M 17.69M 12.31M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 35.67M 35.49M 28.47M 28.44M 19.62M 20.74M 19.68M 18.35M 18.26M 18.18M 14.89M
Normalized Net Operating Profit after Tax (NOPAT)		 117 113 101 48 35 54 46 38 29 11 17
Normalized NOPAT Margin		 26.16% 26.56% 30.48% 19.70% 17.16% 26.18% 24.80% 22.77% 19.06% 7.60% 15.23%
Pre Tax Income Margin		 33.36% 34.00% 38.71% 23.60% 21.05% 31.86% 29.37% 33.86% 28.24% 10.29% 22.08%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.87 1.45 7.98 4.66 2.35 2.23 2.54 4.35 4.11 1.38 2.26
NOPAT to Interest Expense		 0.68 1.13 6.29 3.89 1.91 1.84 2.13 2.93 2.77 1.02 1.56
EBIT Less CapEx to Interest Expense		 0.83 1.32 7.57 4.11 2.11 2.14 2.33 3.98 -10.49 -6.76 -5.52
NOPAT Less CapEx to Interest Expense		 0.64 1.00 5.87 3.34 1.68 1.74 1.93 2.56 -11.82 -7.12 -6.22
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 47.63% 45.73% 41.83% 65.19% 77.81% 48.31% 45.22% 38.23% 35.86% 91.99% 40.56%
Augmented Payout Ratio		 50.19% 48.41% 49.14% 65.19% 165.27% 49.81% 45.22% 38.23% 51.80% 91.99% 40.56%

Quarterly Metrics And Ratios for Peoples Bancorp

This table displays calculated financial ratios and metrics derived from Peoples Bancorp's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -0.06% -0.78% -2.38% 4.20% 22.28% 25.50% 33.24% 30.94% 23.64% 0.00% 0.00%
EBITDA Growth		 -17.35% -19.54% -0.78% 28.61% 14.55% 30.08% 24.28% -10.98% 13.54% 0.00% 0.00%
EBIT Growth		 -17.11% -19.93% 0.37% 31.60% 12.63% 28.10% 21.99% -14.09% 13.77% 0.00% 0.00%
NOPAT Growth		 -17.74% -20.38% -0.62% 37.50% 11.39% 25.98% 22.73% -15.24% 12.65% 0.00% 0.00%
Net Income Growth		 -17.74% -20.38% -0.62% 37.50% 11.39% 25.98% 22.73% -15.24% 12.65% 0.00% 0.00%
EPS Growth		 -19.05% -20.83% -1.11% 28.13% -10.64% 0.00% -2.17% -27.27% 11.90% 0.00% 0.00%
Operating Cash Flow Growth		 -7.38% 30.76% -31.60% 0.00% -22.89% 76.24% 25.31% -67.60% 205.52% 0.00% 0.00%
Free Cash Flow Firm Growth		 217.46% 180.83% 114.30% 83.10% -67.23% -100.98% 0.00% -352.10% 39.76% 29.23% 0.00%
Invested Capital Growth		 -23.06% -19.64% -12.23% 6.05% 28.88% 38.49% 0.00% 36.82% 21.80% 24.80% 0.00%
Revenue Q/Q Growth		 0.65% -1.83% 3.07% 0.00% -0.07% -3.41% 10.02% 15.15% 2.56% 2.55% 8.12%
EBITDA Q/Q Growth		 -10.80% -13.77% 12.94% 0.00% -13.16% 6.34% 46.39% -15.26% -1.39% 1.60% 4.86%
EBIT Q/Q Growth		 -9.98% -14.74% 13.95% 0.00% -13.04% 6.87% 49.40% -18.88% -1.10% 1.77% 5.21%
NOPAT Q/Q Growth		 -9.63% -15.00% 9.23% 0.00% -12.54% 6.09% 51.13% -20.57% -1.08% 3.35% 4.38%
Net Income Q/Q Growth		 -9.63% -15.00% 9.23% 0.00% -12.54% 6.09% 51.13% -20.57% -1.08% 3.35% 4.38%
EPS Q/Q Growth		 -10.53% -14.61% 8.54% 0.00% -12.50% 6.67% 40.63% -31.91% -2.08% 4.35% 4.55%
Operating Cash Flow Q/Q Growth		 -14.22% 17.15% 0.00% 0.00% 21.11% -38.71% 227.48% -68.28% 176.82% -56.43% -15.33%
Free Cash Flow Firm Q/Q Growth		 9.41% 64.31% 435.05% 0.00% 16.46% 70.94% -295.99% -93.01% 9.52% 0.00% 100.00%
Invested Capital Q/Q Growth		 -9.66% 0.35% -14.32% 0.00% -3.16% 9.61% 3.52% 20.38% 1.39% 0.00% -100.00%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 29.90% 33.73% 38.40% 35.05% 36.15% 41.60% 37.78% 28.40% 38.59% 40.13% 40.51%
EBIT Margin		 27.93% 31.23% 35.95% 32.52% 33.67% 38.69% 34.97% 25.75% 36.55% 37.90% 38.19%
Profit (Net Income) Margin		 21.66% 24.13% 27.86% 26.29% 26.32% 30.07% 27.37% 19.93% 28.89% 29.95% 29.72%
Tax Burden Percent		 77.56% 77.26% 77.50% 80.85% 78.16% 77.71% 78.28% 77.38% 79.03% 79.01% 77.81%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 22.44% 22.74% 22.50% 19.15% 21.84% 22.29% 21.72% 22.62% 20.97% 20.99% 22.19%
Return on Invested Capital (ROIC)		 6.05% 6.24% 0.00% 0.00% 7.32% 7.76% 12.62% 5.10% 7.90% 7.97% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.05% 6.24% 0.00% 0.00% 7.32% 7.76% 12.62% 5.10% 7.90% 7.97% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 2.77% 3.74% 0.00% 0.00% 5.20% 6.20% 9.64% 3.27% 4.52% 3.97% 0.00%
Return on Equity (ROE)		 8.82% 9.99% 0.00% 0.00% 12.51% 13.96% 22.26% 8.37% 12.42% 11.94% 0.00%
Cash Return on Invested Capital (CROIC)		 33.05% 28.55% 0.00% 0.00% -18.00% -25.42% -187.86% -24.24% -11.51% -13.96% 0.00%
Operating Return on Assets (OROA)		 1.35% 1.52% 0.00% 0.00% 1.82% 2.02% 3.16% 1.20% 1.76% 1.77% 0.00%
Return on Assets (ROA)		 1.05% 1.17% 0.00% 0.00% 1.42% 1.57% 2.47% 0.93% 1.39% 1.39% 0.00%
Return on Common Equity (ROCE)		 8.82% 9.99% 0.00% 0.00% 12.51% 13.96% 22.26% 8.37% 12.42% 11.94% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 9.84% 0.00% 0.00% 0.00% 10.96% 0.00% 10.71% 10.06% 12.72% 0.00% 0.00%
Net Operating Profit after Tax (NOPAT)		 24 27 32 29 30 34 32 21 27 27 26
NOPAT Margin		 21.66% 24.13% 27.86% 26.29% 26.32% 30.07% 27.37% 19.93% 28.89% 29.95% 29.72%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 47.92% 48.18% 44.04% 45.44% 46.26% 46.93% 42.64% 46.75% 46.20% 45.46% 43.29%
Operating Expenses to Revenue		 63.00% 63.16% 58.12% 62.33% 60.90% 60.17% 61.55% 66.71% 61.43% 59.53% 59.77%
Earnings before Interest and Taxes (EBIT)		 31 35 41 36 38 44 41 27 34 34 33
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 34 38 44 39 41 47 44 30 35 36 35
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.93 1.00 0.95 0.00 0.95 1.06 0.86 0.71 0.81 0.90 0.00
Price to Tangible Book Value (P/TBV)		 1.43 1.57 1.48 0.00 1.54 1.74 1.45 1.21 1.34 1.54 0.00
Price to Revenue (P/Rev)		 2.36 2.48 0.00 0.00 2.25 2.62 2.11 1.89 1.90 2.13 0.00
Price to Earnings (P/E)		 9.45 9.49 0.00 0.00 8.65 9.86 8.00 7.03 6.38 6.99 0.00
Dividend Yield		 5.39% 5.08% 5.25% 5.30% 5.48% 4.90% 6.40% 6.17% 6.50% 6.00% 5.71%
Earnings Yield		 10.58% 10.54% 0.00% 0.00% 11.56% 10.14% 12.51% 14.22% 15.67% 14.31% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 0.81 0.86 0.78 0.00 0.73 0.81 0.75 0.74 0.78 0.83 0.00
Enterprise Value to Revenue (EV/Rev)		 2.52 2.96 0.00 0.00 2.97 3.65 3.24 3.34 3.13 3.48 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 7.34 8.67 0.00 0.00 8.21 10.47 9.00 9.14 7.78 7.91 0.00
Enterprise Value to EBIT (EV/EBIT)		 7.88 8.87 0.00 0.00 8.88 10.74 9.66 9.76 8.25 8.98 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 10.07 11.32 0.00 0.00 11.40 13.75 12.32 12.46 10.50 11.40 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.03 9.26 8.95 0.00 10.00 10.85 10.05 10.40 7.20 9.64 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 2.13 2.68 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.23 0.39 0.37 0.67 0.71 0.82 0.76 0.69 0.72 0.77 0.00
Long-Term Debt to Equity		 0.21 0.21 0.21 0.22 0.22 0.21 0.17 0.12 0.12 0.13 0.00
Financial Leverage		 0.46 0.60 0.55 0.68 0.71 0.80 0.76 0.64 0.57 0.50 0.00
Leverage Ratio		 8.42 8.50 8.54 8.67 8.81 8.90 9.00 9.00 8.94 8.56 0.00
Compound Leverage Factor		 8.42 8.50 8.54 8.67 8.81 8.90 9.00 9.00 8.94 8.56 0.00
Debt to Total Capital		 18.38% 27.97% 26.84% 39.95% 41.38% 45.14% 43.31% 40.98% 41.70% 43.36% 0.00%
Short-Term Debt to Total Capital		 1.38% 12.54% 11.44% 26.90% 28.34% 33.88% 33.42% 33.68% 34.90% 36.07% 0.00%
Long-Term Debt to Total Capital		 17.00% 15.43% 15.40% 13.05% 13.04% 11.26% 9.89% 7.30% 6.80% 7.29% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 81.62% 72.03% 73.16% 60.05% 58.62% 54.86% 56.69% 59.02% 58.30% 56.64% 0.00%
Debt to EBITDA		 1.67 2.82 0.00 0.00 4.64 5.83 5.21 5.06 4.17 4.12 0.00
Net Debt to EBITDA		 0.45 1.40 0.00 0.00 1.98 2.96 3.16 3.98 3.05 3.06 0.00
Long-Term Debt to EBITDA		 1.54 1.56 0.00 0.00 1.46 1.45 1.19 0.90 0.68 0.69 0.00
Debt to NOPAT		 2.29 3.68 0.00 0.00 6.44 7.65 7.13 6.90 5.62 5.94 0.00
Net Debt to NOPAT		 0.62 1.82 0.00 0.00 2.75 3.88 4.32 5.42 4.12 4.42 0.00
Long-Term Debt to NOPAT		 2.12 2.03 0.00 0.00 2.03 1.91 1.63 1.23 0.92 1.00 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 442 404 246 -73 -376 -500 -1,720 -434 -225 -249 0.00
Operating Cash Flow to CapEx		 1,247.31% 20,282.74% 3,938.45% 0.00% 956.30% 1,076.74% 1,450.32% 344.09% 1,740.91% 0.00% 1,122.17%
Free Cash Flow to Firm to Interest Expense		 11.25 9.56 5.50 -1.66 -9.19 -13.56 -56.73 -20.14 -19.97 -44.50 0.00
Operating Cash Flow to Interest Expense		 0.87 0.95 0.76 0.00 0.90 0.83 1.64 0.71 4.26 3.10 10.42
Operating Cash Flow Less CapEx to Interest Expense		 0.80 0.94 0.74 0.00 0.81 0.75 1.53 0.50 4.01 3.15 9.49
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.05 0.00 0.00 0.05 0.05 0.09 0.05 0.05 0.05 0.00
Fixed Asset Turnover		 4.24 4.32 0.00 0.00 4.62 4.57 0.00 3.94 3.97 3.86 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,394 1,543 1,538 1,795 1,812 1,920 1,752 1,692 1,406 1,387 0.00
Invested Capital Turnover		 0.28 0.26 0.00 0.00 0.28 0.26 0.46 0.26 0.27 0.27 0.00
Increase / (Decrease) in Invested Capital		 -418 -377 -214 102 406 534 1,752 455 252 276 0.00
Enterprise Value (EV)		 1,127 1,326 1,198 0.00 1,327 1,558 1,310 1,252 1,095 1,155 734
Market Capitalization		 1,058 1,112 1,068 0.00 1,007 1,118 851 707 665 708 734
Book Value per Share		 $31.90 $31.28 $31.68 $31.00 $30.57 $29.79 $28.08 $35.07 $28.78 $28.14 $0.00
Tangible Book Value per Share		 $20.68 $19.96 $20.31 $19.31 $18.79 $18.14 $16.53 $20.56 $17.39 $16.45 $0.00
Total Capital		 1,394 1,543 1,538 1,795 1,812 1,920 1,752 1,692 1,406 1,387 0.00
Total Debt		 256 432 413 717 750 867 759 694 586 601 0.00
Total Long-Term Debt		 237 238 237 234 236 216 173 124 96 101 0.00
Net Debt		 69 214 129 481 320 440 460 545 429 447 0.00
Capital Expenditures (CapEx)		 2.75 0.20 0.87 0.00 3.87 2.84 3.44 4.43 2.76 -0.26 3.55
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 256 432 413 717 750 867 759 694 586 601 0.00
Total Depreciation and Amortization (D&A)		 2.21 2.80 2.79 2.79 2.79 3.27 3.28 2.80 1.87 2.00 2.02
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.69 $0.76 $0.90 $0.83 $0.85 $0.96 $0.91 $0.64 $0.95 $0.95 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 34.90M 34.78M 34.79M 34.76M 34.74M 32.53M 34.82M 32.53M 27.89M 27.91M 0.00
Adjusted Diluted Earnings per Share		 $0.68 $0.76 $0.89 $0.82 $0.84 $0.96 $0.90 $0.64 $0.94 $0.96 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 35.30M 35.15M 35.20M 35.12M 35.05M 32.76M 35.06M 32.65M 28.02M 28.00M 0.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 35.65M 35.67M 35.54M 35.51M 35.49M 35.49M 35.36M 35.37M 28.49M 28.47M 0.00
Normalized Net Operating Profit after Tax (NOPAT)		 24 27 32 29 30 34 32 21 27 27 26
Normalized NOPAT Margin		 21.66% 24.13% 27.86% 26.29% 26.32% 30.07% 27.37% 19.93% 28.89% 29.95% 29.72%
Pre Tax Income Margin		 27.93% 31.23% 35.95% 32.52% 33.67% 38.69% 34.97% 25.75% 36.55% 37.90% 38.19%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.80 0.82 0.91 0.81 0.92 1.18 1.34 1.26 2.98 6.08 8.74
NOPAT to Interest Expense		 0.62 0.64 0.71 0.66 0.72 0.92 1.05 0.98 2.36 4.80 6.80
EBIT Less CapEx to Interest Expense		 0.73 0.82 0.90 0.00 0.83 1.10 1.23 1.06 2.74 6.13 7.81
NOPAT Less CapEx to Interest Expense		 0.55 0.63 0.69 0.00 0.63 0.84 0.94 0.77 2.11 4.85 5.87
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 50.46% 47.63% 0.00% 0.00% 47.04% 45.73% 45.65% 45.35% 41.17% 41.83% 0.00%
Augmented Payout Ratio		 50.46% 50.19% 0.00% 0.00% 52.22% 48.41% 45.89% 46.76% 41.17% 49.14% 0.00%

Frequently Asked Questions About Peoples Bancorp's Financials

When does Peoples Bancorp's financial year end?

According to the most recent income statement we have on file, Peoples Bancorp's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Peoples Bancorp's net income changed over the last 10 years?

Peoples Bancorp's net income appears to be on an upward trend, with a most recent value of $117.21 million in 2024, rising from $16.68 million in 2014. The previous period was $113.36 million in 2023. See where experts think Peoples Bancorp is headed by visiting Peoples Bancorp's forecast page.

How has Peoples Bancorp revenue changed over the last 10 years?

Over the last 10 years, Peoples Bancorp's total revenue changed from $109.53 million in 2014 to $448.07 million in 2024, a change of 309.1%.

How much debt does Peoples Bancorp have?

Peoples Bancorp's total liabilities were at $8.14 billion at the end of 2024, a 0.5% increase from 2023, and a 265.5% increase since 2014.

How much cash does Peoples Bancorp have?

In the past 10 years, Peoples Bancorp's cash and equivalents has ranged from $42.23 million in 2014 to $490.08 million in 2021, and is currently $108.72 million as of their latest financial filing in 2024.

How has Peoples Bancorp's book value per share changed over the last 10 years?

Over the last 10 years, Peoples Bancorp's book value per share changed from 24.04 in 2014 to 31.28 in 2024, a change of 30.1%.


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This page (NASDAQ:PEBO) was last updated on 5/29/2025 by MarketBeat.com Staff
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