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Pagaya Technologies (PGY) Competitors

Pagaya Technologies logo
$35.29 -1.07 (-2.94%)
Closing price 09/3/2025 04:00 PM Eastern
Extended Trading
$35.35 +0.06 (+0.17%)
As of 09/3/2025 07:58 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PGY vs. SSB, CHYM, BLSH, UWMC, OMF, CADE, UPST, GGAL, OZK, and VLY

Should you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include SouthState (SSB), Chime Financial (CHYM), Bullish (BLSH), UWM (UWMC), OneMain (OMF), Cadence Bank (CADE), Upstart (UPST), Grupo Financiero Galicia (GGAL), Bank OZK (OZK), and Valley National Bancorp (VLY). These companies are all part of the "banking" industry.

Pagaya Technologies vs. Its Competitors

Pagaya Technologies (NASDAQ:PGY) and SouthState (NYSE:SSB) are both banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, profitability, risk, analyst recommendations, media sentiment, institutional ownership, dividends and earnings.

Pagaya Technologies presently has a consensus price target of $34.33, suggesting a potential downside of 2.71%. Given Pagaya Technologies' stronger consensus rating and higher probable upside, equities research analysts clearly believe Pagaya Technologies is more favorable than SouthState.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89
SouthState
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 89.8% of SouthState shares are held by institutional investors. 47.6% of Pagaya Technologies shares are held by company insiders. Comparatively, 1.7% of SouthState shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

SouthState has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.03B2.62-$401.41M-$3.83-9.21
SouthState$2.44B4.19$534.78M$6.7115.09

Pagaya Technologies has a beta of 5.96, suggesting that its share price is 496% more volatile than the S&P 500. Comparatively, SouthState has a beta of 0.74, suggesting that its share price is 26% less volatile than the S&P 500.

In the previous week, Pagaya Technologies had 7 more articles in the media than SouthState. MarketBeat recorded 7 mentions for Pagaya Technologies and 0 mentions for SouthState. Pagaya Technologies' average media sentiment score of 0.98 beat SouthState's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company Overall Sentiment
Pagaya Technologies Positive
SouthState Neutral

SouthState has a net margin of 19.27% compared to Pagaya Technologies' net margin of -24.36%. Pagaya Technologies' return on equity of 19.14% beat SouthState's return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies-24.36% 19.14% 6.79%
SouthState 19.27%10.23%1.34%

Summary

Pagaya Technologies beats SouthState on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$2.83B$7.94B$12.61B$9.76B
Dividend YieldN/A4.64%5.43%4.49%
P/E Ratio-9.2116.83228.9326.60
Price / Sales2.626.2831.52170.66
Price / Cash79.8525.5819.0628.92
Price / Book5.784.652.336.56
Net Income-$401.41M$311.02M$1.01B$266.04M
7 Day Performance-6.44%-2.69%-0.37%-0.89%
1 Month Performance9.56%1.15%3.19%4.34%
1 Year Performance182.09%33.87%542.32%24.06%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
3.2723 of 5 stars
$35.29
-2.9%
$34.33
-2.7%
+155.4%$2.83B$1.03B-9.21800
SSB
SouthState
N/A$99.22
-1.2%
N/AN/A$10.04B$2.44B14.794,986
CHYM
Chime Financial
N/A$26.87
-3.1%
$38.00
+41.4%
N/A$9.79B$1.94B0.001,465Positive News
BLSH
Bullish
N/A$65.08
-8.1%
N/AN/A$9.51BN/A-1,287.29400Trending News
Analyst Forecast
Gap Down
UWMC
UWM
2.0128 of 5 stars
$5.70
-2.1%
$5.54
-2.8%
-38.2%$9.12B$2.16B-114.009,100Positive News
Insider Trade
OMF
OneMain
4.6991 of 5 stars
$60.19
+0.0%
$61.50
+2.2%
+27.8%$7.15B$4.76B10.869,000Positive News
CADE
Cadence Bank
4.3513 of 5 stars
$36.95
-0.6%
$40.40
+9.3%
+17.4%$6.73B$921.95M13.155,335Positive News
UPST
Upstart
3.8723 of 5 stars
$69.15
+0.4%
$78.54
+13.6%
+68.5%$6.65B$636.53M-864.381,193Options Volume
GGAL
Grupo Financiero Galicia
4.268 of 5 stars
$42.00
-7.2%
$67.50
+60.7%
-4.6%$6.19B$10.79B6.1912,440High Trading Volume
OZK
Bank OZK
3.9991 of 5 stars
$51.78
-0.8%
$54.25
+4.8%
+23.6%$5.89B$2.77B8.413,028
VLY
Valley National Bancorp
3.7473 of 5 stars
$10.26
-0.5%
$10.95
+6.7%
+24.4%$5.74B$3.58B13.153,732Positive News

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This page (NASDAQ:PGY) was last updated on 9/4/2025 by MarketBeat.com Staff
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