Pagaya Technologies (PGY) Competitors $18.46 +0.27 (+1.48%) As of 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PGY vs. OZK, PFSI, VLY, FLG, GBCI, HWC, UPST, AUB, IFS, and SFBSShould you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include Bank OZK (OZK), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Flagstar Financial (FLG), Glacier Bancorp (GBCI), Hancock Whitney (HWC), Upstart (UPST), Atlantic Union Bankshares (AUB), Intercorp Financial Services (IFS), and ServisFirst Bancshares (SFBS). These companies are all part of the "banking" industry. Pagaya Technologies vs. Its Competitors Bank OZK PennyMac Financial Services Valley National Bancorp Flagstar Financial Glacier Bancorp Hancock Whitney Upstart Atlantic Union Bankshares Intercorp Financial Services ServisFirst Bancshares Pagaya Technologies (NASDAQ:PGY) and Bank OZK (NASDAQ:OZK) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, profitability, community ranking, valuation, institutional ownership, risk, earnings, media sentiment and analyst recommendations. Does the MarketBeat Community believe in PGY or OZK? Bank OZK received 144 more outperform votes than Pagaya Technologies when rated by MarketBeat users. However, 73.17% of users gave Pagaya Technologies an outperform vote while only 44.62% of users gave Bank OZK an outperform vote. CompanyUnderperformOutperformPagaya TechnologiesOutperform Votes3073.17% Underperform Votes1126.83% Bank OZKOutperform Votes17444.62% Underperform Votes21655.38% Is PGY or OZK more profitable? Bank OZK has a net margin of 25.83% compared to Pagaya Technologies' net margin of -39.20%. Bank OZK's return on equity of 13.90% beat Pagaya Technologies' return on equity.Company Net Margins Return on Equity Return on Assets Pagaya Technologies-39.20% 0.82% 0.36% Bank OZK 25.83%13.90%1.93% Which has better earnings & valuation, PGY or OZK? Bank OZK has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Bank OZK, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPagaya Technologies$1.05B1.33-$401.41M-$5.07-3.64Bank OZK$1.66B3.11$716.46M$6.107.47 Does the media refer more to PGY or OZK? In the previous week, Pagaya Technologies had 3 more articles in the media than Bank OZK. MarketBeat recorded 11 mentions for Pagaya Technologies and 8 mentions for Bank OZK. Pagaya Technologies' average media sentiment score of 0.94 beat Bank OZK's score of 0.74 indicating that Pagaya Technologies is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Pagaya Technologies 5 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Bank OZK 6 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals & insiders have more ownership in PGY or OZK? 57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 86.2% of Bank OZK shares are held by institutional investors. 47.6% of Pagaya Technologies shares are held by insiders. Comparatively, 6.7% of Bank OZK shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Which has more volatility and risk, PGY or OZK? Pagaya Technologies has a beta of 5.93, indicating that its stock price is 493% more volatile than the S&P 500. Comparatively, Bank OZK has a beta of 0.85, indicating that its stock price is 15% less volatile than the S&P 500. Do analysts rate PGY or OZK? Pagaya Technologies presently has a consensus target price of $20.75, suggesting a potential upside of 12.41%. Bank OZK has a consensus target price of $50.86, suggesting a potential upside of 11.58%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, research analysts clearly believe Pagaya Technologies is more favorable than Bank OZK.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pagaya Technologies 0 Sell rating(s) 2 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.80Bank OZK 0 Sell rating(s) 7 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.13 SummaryBank OZK beats Pagaya Technologies on 10 of the 18 factors compared between the two stocks. Get Pagaya Technologies News Delivered to You Automatically Sign up to receive the latest news and ratings for PGY and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PGY vs. The Competition Export to ExcelMetricPagaya TechnologiesNondepository credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$1.40B$8.13B$11.73B$8.62BDividend YieldN/A4.34%5.66%4.18%P/E Ratio-3.3621.5823.0519.96Price / Sales1.337.5826.86157.63Price / CashN/A42.1517.6034.64Price / Book0.143.152.894.69Net Income-$401.41M$524.65M$1.04B$248.14M7 Day Performance10.21%3.78%1.53%2.39%1 Month Performance20.26%5.86%1.45%6.05%1 Year Performance38.69%21.78%540.37%13.60% Pagaya Technologies Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PGYPagaya Technologies2.7748 of 5 stars$18.46+1.5%$20.75+12.4%+50.5%$1.40B$1.05B-3.36800News CoverageAnalyst ForecastInsider TradeOZKBank OZK4.399 of 5 stars$44.08-0.6%$50.86+15.4%+20.0%$5.00B$1.66B7.182,650PFSIPennyMac Financial Services4.856 of 5 stars$93.70-2.4%$121.17+29.3%+10.0%$4.84B$2.98B16.054,140Positive NewsVLYValley National Bancorp4.001 of 5 stars$8.64-1.6%$10.55+22.1%+33.6%$4.84B$1.87B12.523,830FLGFlagstar Financial1.8238 of 5 stars$11.25-2.3%$13.50+20.0%N/A$4.67B$2.32B-3.058,766News CoveragePositive NewsAnalyst ForecastGBCIGlacier Bancorp1.6636 of 5 stars$41.08-0.9%N/AN/A$4.66B$836.32M22.093,550High Trading VolumeHWCHancock Whitney4.8359 of 5 stars$54.28-0.7%$61.25+12.8%+22.8%$4.65B$1.45B10.283,630Positive NewsDividend AnnouncementUPSTUpstart3.834 of 5 stars$47.90+1.5%$63.81+33.2%+138.0%$4.56B$714.41M-32.811,880Analyst ForecastAUBAtlantic Union Bankshares4.727 of 5 stars$29.63-1.3%$39.00+31.6%+2.1%$4.22B$857.44M12.941,880Analyst UpgradeIFSIntercorp Financial Services3.7031 of 5 stars$34.99+1.1%$30.00-14.3%+64.2%$4.00B$6.54B11.597,380High Trading VolumeSFBSServisFirst Bancshares3.3087 of 5 stars$73.31-1.5%$87.50+19.4%+26.4%$4.00B$498.08M17.62570Positive News Related Companies and Tools Related Companies Bank OZK Competitors PennyMac Financial Services Competitors Valley National Bancorp Competitors Flagstar Financial Competitors Glacier Bancorp Competitors Hancock Whitney Competitors Upstart Competitors Atlantic Union Bankshares Competitors Intercorp Financial Services Competitors ServisFirst Bancshares Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PGY) was last updated on 6/12/2025 by MarketBeat.com Staff From Our PartnersTrump’s Exec Order #14154 could be a “Millionaire-Maker”Former Presidential Advisor, Jim Rickards, says Trump could “rewire our economy and hand millions of Americans...Paradigm Press | SponsoredGold is soaring. 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