Pagaya Technologies (PGY) Competitors $29.91 +0.05 (+0.17%) Closing price 04:00 PM EasternExtended Trading$29.72 -0.19 (-0.64%) As of 07:56 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PGY vs. CHYM, RIOT, CADE, OMF, PFSI, VLY, OZK, CIFR, GBCI, and CORZShould you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include Chime Financial (CHYM), Riot Platforms (RIOT), Cadence Bank (CADE), OneMain (OMF), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Bank OZK (OZK), Cipher Mining (CIFR), Glacier Bancorp (GBCI), and Core Scientific (CORZ). These companies are all part of the "banking" industry. Pagaya Technologies vs. Its Competitors Chime Financial Riot Platforms Cadence Bank OneMain PennyMac Financial Services Valley National Bancorp Bank OZK Cipher Mining Glacier Bancorp Core Scientific Chime Financial (NASDAQ:CHYM) and Pagaya Technologies (NASDAQ:PGY) are both mid-cap banking companies, but which is the better investment? We will compare the two companies based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, profitability, valuation and dividends. Do insiders and institutionals hold more shares of CHYM or PGY? 57.1% of Pagaya Technologies shares are owned by institutional investors. 47.6% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. Is CHYM or PGY more profitable? Chime Financial has a net margin of 0.00% compared to Pagaya Technologies' net margin of -24.36%. Pagaya Technologies' return on equity of 19.14% beat Chime Financial's return on equity.Company Net Margins Return on Equity Return on Assets Chime FinancialN/A N/A N/A Pagaya Technologies -24.36%19.14%6.79% Which has higher valuation and earnings, CHYM or PGY? Chime Financial has higher revenue and earnings than Pagaya Technologies. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioChime Financial$1.67B4.34N/AN/AN/APagaya Technologies$1.13B2.04-$401.41M-$3.83-7.81 Does the media favor CHYM or PGY? In the previous week, Chime Financial had 9 more articles in the media than Pagaya Technologies. MarketBeat recorded 14 mentions for Chime Financial and 5 mentions for Pagaya Technologies. Pagaya Technologies' average media sentiment score of 0.69 beat Chime Financial's score of 0.10 indicating that Pagaya Technologies is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Chime Financial 2 Very Positive mention(s) 2 Positive mention(s) 3 Neutral mention(s) 2 Negative mention(s) 0 Very Negative mention(s) Neutral Pagaya Technologies 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do analysts prefer CHYM or PGY? Chime Financial presently has a consensus price target of $36.46, suggesting a potential upside of 86.79%. Pagaya Technologies has a consensus price target of $34.33, suggesting a potential upside of 14.79%. Given Chime Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe Chime Financial is more favorable than Pagaya Technologies.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Chime Financial 1 Sell rating(s) 4 Hold rating(s) 10 Buy rating(s) 2 Strong Buy rating(s) 2.76Pagaya Technologies 1 Sell rating(s) 2 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.64 SummaryChime Financial beats Pagaya Technologies on 8 of the 13 factors compared between the two stocks. Get Pagaya Technologies News Delivered to You Automatically Sign up to receive the latest news and ratings for PGY and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PGY vs. The Competition Export to ExcelMetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$2.29B$8.02B$12.61B$10.51BDividend YieldN/A4.98%5.60%4.80%P/E Ratio-7.8116.5330.0127.36Price / Sales2.046.6129.72195.91Price / Cash60.5629.7922.4961.53Price / Book5.002.812.326.82Net Income-$401.41M$310.95M$1.02B$276.89M7 Day Performance-1.03%0.49%-0.06%0.27%1 Month Performance-28.70%4.50%-0.23%8.31%1 Year Performance175.67%27.45%536.77%35.60% Pagaya Technologies Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PGYPagaya Technologies3.7226 of 5 stars$29.91+0.2%$34.33+14.8%+168.8%$2.29B$1.03B26.19800Analyst ForecastCHYMChime FinancialN/A$21.05+0.9%$37.15+76.5%N/A$7.76B$1.67B0.001,465Analyst ForecastAnalyst RevisionRIOTRiot Platforms1.3249 of 5 stars$21.56+10.9%$20.81-3.5%+153.9%$7.19B$376.66M0.00340Analyst ForecastGap UpCADECadence Bank3.7819 of 5 stars$38.76+2.6%$40.90+5.5%+20.9%$6.88B$2.90B13.165,335Upcoming EarningsOMFOneMain4.9528 of 5 stars$55.42-1.4%$61.50+11.0%+20.4%$6.68B$4.99B10.059,000Analyst ForecastPFSIPennyMac Financial Services4.4827 of 5 stars$118.31-3.9%$122.17+3.3%+10.7%$6.37B$1.59B13.984,100VLYValley National Bancorp4.6539 of 5 stars$10.91+2.5%$12.54+14.9%+17.2%$5.96B$3.58B14.783,732OZKBank OZK4.622 of 5 stars$51.66+0.8%$57.80+11.9%+16.6%$5.83B$2.77B8.323,028Upcoming EarningsCIFRCipher Mining1.7668 of 5 stars$15.34+4.4%$15.23-0.7%+383.6%$5.78B$151.27M0.0010Analyst ForecastGap UpGBCIGlacier Bancorp1.6954 of 5 stars$48.44+0.5%N/AN/A$5.71B$1.27B25.103,595CORZCore Scientific1.1 of 5 stars$17.91+0.5%$18.71+4.4%+46.0%$5.48B$510.67M0.00200 Related Companies and Tools Related Companies Chime Financial Competitors Riot Platforms Competitors Cadence Bank Competitors OneMain Competitors PennyMac Financial Services Competitors Valley National Bancorp Competitors Bank OZK Competitors Cipher Mining Competitors Glacier Bancorp Competitors Core Scientific Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PGY) was last updated on 10/15/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredCapital Gains Tax Strategies for SeniorsCapital gains taxes can take a bite out of your retirement income—unless you have a smart strategy. 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