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Pagaya Technologies (PGY) Competitors

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$31.07 -1.13 (-3.51%)
As of 01:04 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

PGY vs. UPST, OMF, GGAL, UWMC, QFIN, CADE, OZK, VLY, GBCI, and PFSI

Should you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include Upstart (UPST), OneMain (OMF), Grupo Financiero Galicia (GGAL), UWM (UWMC), Qifu Technology (QFIN), Cadence Bank (CADE), Bank OZK (OZK), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), and PennyMac Financial Services (PFSI). These companies are all part of the "banking" industry.

Pagaya Technologies vs. Its Competitors

Upstart (NASDAQ:UPST) and Pagaya Technologies (NASDAQ:PGY) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, media sentiment, analyst recommendations, dividends and earnings.

Upstart has a net margin of -9.20% compared to Pagaya Technologies' net margin of -34.57%. Pagaya Technologies' return on equity of 9.28% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-9.20% -15.27% -4.60%
Pagaya Technologies -34.57%9.28%3.51%

Upstart has higher earnings, but lower revenue than Pagaya Technologies. Upstart is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$636.53M12.42-$128.58M-$0.75-110.79
Pagaya Technologies$1.03B2.28-$401.41M-$5.07-6.13

Upstart currently has a consensus target price of $71.62, indicating a potential downside of 13.82%. Pagaya Technologies has a consensus target price of $26.70, indicating a potential downside of 14.06%. Given Upstart's higher possible upside, analysts plainly believe Upstart is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
1 Sell rating(s)
8 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.29
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.80

63.0% of Upstart shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 16.7% of Upstart shares are held by insiders. Comparatively, 47.6% of Pagaya Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, Pagaya Technologies had 24 more articles in the media than Upstart. MarketBeat recorded 27 mentions for Pagaya Technologies and 3 mentions for Upstart. Pagaya Technologies' average media sentiment score of 0.79 beat Upstart's score of 0.65 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Pagaya Technologies
10 Very Positive mention(s)
2 Positive mention(s)
9 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Upstart has a beta of 2.37, indicating that its share price is 137% more volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.93, indicating that its share price is 493% more volatile than the S&P 500.

Summary

Pagaya Technologies beats Upstart on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$2.35B$8.00B$12.29B$9.52B
Dividend YieldN/A4.68%5.53%3.99%
P/E Ratio-6.1318.9919.0520.01
Price / Sales2.285.9226.42102.39
Price / Cash72.8421.8321.8458.97
Price / Book5.202.772.275.87
Net Income-$401.41M$314.15M$998.01M$258.50M
7 Day Performance-0.16%3.20%0.75%1.95%
1 Month Performance61.99%18.71%4.21%12.31%
1 Year Performance110.64%26.10%540.65%19.02%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
2.926 of 5 stars
$31.07
-3.5%
$26.70
-14.1%
+127.6%$2.35B$1.03B-6.13800
UPST
Upstart
3.6333 of 5 stars
$74.99
-0.8%
$71.62
-4.5%
+230.5%$7.13B$636.53M-99.991,193
OMF
OneMain
4.7492 of 5 stars
$58.90
+0.0%
$60.00
+1.9%
+13.9%$7.01B$4.99B12.459,000News Coverage
Earnings Report
Dividend Announcement
GGAL
Grupo Financiero Galicia
2.9049 of 5 stars
$46.79
-0.7%
$61.20
+30.8%
+78.0%$6.90B$6.46T6.8912,440Positive News
UWMC
UWM
4.2704 of 5 stars
$4.24
+2.0%
$6.18
+45.9%
-42.5%$6.77B$2.16B-32.589,100News Coverage
Insider Trade
QFIN
Qifu Technology
4.7077 of 5 stars
$42.50
-1.4%
$51.73
+21.7%
+89.1%$6.70B$2.35B6.523,527Positive News
CADE
Cadence Bank
3.5719 of 5 stars
$35.52
+1.2%
$38.50
+8.4%
+6.0%$6.47B$2.90B12.465,335Trending News
Earnings Report
Dividend Announcement
Analyst Forecast
OZK
Bank OZK
4.069 of 5 stars
$52.55
+1.9%
$52.75
+0.4%
+14.7%$5.98B$2.77B8.613,028Positive News
VLY
Valley National Bancorp
4.6808 of 5 stars
$9.60
+0.9%
$10.73
+11.7%
+21.7%$5.38B$3.58B13.913,732Trending News
Earnings Report
Dividend Announcement
Analyst Upgrade
GBCI
Glacier Bancorp
0.5025 of 5 stars
$46.68
+1.1%
N/AN/A$5.30B$1.27B25.103,595Negative News
Earnings Report
PFSI
PennyMac Financial Services
4.9842 of 5 stars
$100.83
+0.8%
$120.83
+19.8%
-3.5%$5.21B$2.98B15.474,100News Coverage
Earnings Report
Dividend Announcement
Analyst Forecast

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This page (NASDAQ:PGY) was last updated on 7/25/2025 by MarketBeat.com Staff
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