Pagaya Technologies (PGY) Competitors $33.52 -0.41 (-1.21%) Closing price 04:00 PM EasternExtended Trading$33.38 -0.14 (-0.43%) As of 07:57 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PGY vs. SSB, UPST, GGAL, UWMC, OMF, CADE, OZK, QFIN, VLY, and HWCShould you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include SouthState (SSB), Upstart (UPST), Grupo Financiero Galicia (GGAL), UWM (UWMC), OneMain (OMF), Cadence Bank (CADE), Bank OZK (OZK), Qifu Technology (QFIN), Valley National Bancorp (VLY), and Hancock Whitney (HWC). These companies are all part of the "banking" industry. Pagaya Technologies vs. Its Competitors SouthState Upstart Grupo Financiero Galicia UWM OneMain Cadence Bank Bank OZK Qifu Technology Valley National Bancorp Hancock Whitney SouthState (NYSE:SSB) and Pagaya Technologies (NASDAQ:PGY) are both mid-cap banking companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, media sentiment, dividends and earnings. Do analysts rate SSB or PGY? Pagaya Technologies has a consensus target price of $34.33, indicating a potential upside of 2.43%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts clearly believe Pagaya Technologies is more favorable than SouthState.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SouthState 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Pagaya Technologies 0 Sell rating(s) 1 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.89 Do insiders & institutionals believe in SSB or PGY? 89.8% of SouthState shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 1.7% of SouthState shares are owned by company insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Is SSB or PGY more profitable? SouthState has a net margin of 19.27% compared to Pagaya Technologies' net margin of -24.36%. Pagaya Technologies' return on equity of 19.14% beat SouthState's return on equity.Company Net Margins Return on Equity Return on Assets SouthState19.27% 10.23% 1.34% Pagaya Technologies -24.36%19.14%6.79% Which has more volatility and risk, SSB or PGY? SouthState has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.95, meaning that its share price is 495% more volatile than the S&P 500. Which has preferable valuation & earnings, SSB or PGY? SouthState has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSouthState$2.44B4.04$534.78M$6.7114.54Pagaya Technologies$1.03B2.46-$401.41M-$3.83-8.75 Does the media prefer SSB or PGY? In the previous week, Pagaya Technologies had 19 more articles in the media than SouthState. MarketBeat recorded 20 mentions for Pagaya Technologies and 1 mentions for SouthState. Pagaya Technologies' average media sentiment score of 0.51 beat SouthState's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SouthState 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Pagaya Technologies 5 Very Positive mention(s) 4 Positive mention(s) 5 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryPagaya Technologies beats SouthState on 9 of the 16 factors compared between the two stocks. Get Pagaya Technologies News Delivered to You Automatically Sign up to receive the latest news and ratings for PGY and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PGY vs. The Competition Export to ExcelMetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$2.57B$7.84B$12.43B$9.84BDividend YieldN/A4.76%5.54%4.07%P/E Ratio-8.7519.3219.6925.74Price / Sales2.466.5825.83115.83Price / Cash73.4621.5721.7659.48Price / Book5.424.372.296.15Net Income-$401.41M$311.03M$1.00B$265.06M7 Day Performance9.47%3.21%2.04%2.80%1 Month Performance41.49%7.66%1.35%1.68%1 Year Performance173.41%35.18%544.49%29.59% Pagaya Technologies Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PGYPagaya Technologies2.9295 of 5 stars$33.52-1.2%$34.33+2.4%+171.4%$2.57B$1.03B-8.75800Analyst ForecastGap DownSSBSouthState1.949 of 5 stars$93.48+0.8%N/AN/A$9.49B$2.44B13.934,986News CoverageUPSTUpstart4.2365 of 5 stars$82.83+4.6%$71.62-13.5%+76.7%$7.88B$714.41M-110.441,193Options VolumeGap DownGGALGrupo Financiero Galicia3.8737 of 5 stars$49.30+0.8%$61.20+24.1%+51.5%$7.27B$10.79B7.2612,440UWMCUWM1.9182 of 5 stars$4.27+2.4%$6.18+44.7%-36.4%$6.83B$1.04B-32.859,100Earnings ReportDividend AnnouncementInsider TradeOptions VolumeGap DownOMFOneMain4.6596 of 5 stars$55.78-1.3%$61.50+10.3%+27.1%$6.63B$4.99B10.079,000Positive NewsCADECadence Bank4.5582 of 5 stars$34.71+2.3%$40.40+16.4%+23.1%$6.32B$921.95M12.355,335OZKBank OZK4.2594 of 5 stars$47.97+0.3%$52.88+10.2%+24.6%$5.46B$1.66B7.793,028Positive NewsAnalyst RevisionQFINQifu Technology4.9342 of 5 stars$33.28-1.1%$51.73+55.4%+65.1%$5.25B$14.77B5.103,527News CoveragePositive NewsEarnings ReportVLYValley National Bancorp4.3347 of 5 stars$9.35+1.9%$10.95+17.1%+23.3%$5.24B$1.91B11.993,732HWCHancock Whitney4.4822 of 5 stars$58.89+2.2%$66.71+13.3%+26.5%$5.04B$1.47B10.853,476Dividend AnnouncementAnalyst Downgrade Related Companies and Tools Related Companies SouthState Competitors Upstart Competitors Grupo Financiero Galicia Competitors UWM Competitors OneMain Competitors Cadence Bank Competitors Bank OZK Competitors Qifu Technology Competitors Valley National Bancorp Competitors Hancock Whitney Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:PGY) was last updated on 8/14/2025 by MarketBeat.com Staff From Our PartnersGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. 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