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Pagaya Technologies (PGY) Competitors

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$33.52 -0.41 (-1.21%)
Closing price 04:00 PM Eastern
Extended Trading
$33.38 -0.14 (-0.43%)
As of 07:57 PM Eastern
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PGY vs. SSB, UPST, GGAL, UWMC, OMF, CADE, OZK, QFIN, VLY, and HWC

Should you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include SouthState (SSB), Upstart (UPST), Grupo Financiero Galicia (GGAL), UWM (UWMC), OneMain (OMF), Cadence Bank (CADE), Bank OZK (OZK), Qifu Technology (QFIN), Valley National Bancorp (VLY), and Hancock Whitney (HWC). These companies are all part of the "banking" industry.

Pagaya Technologies vs. Its Competitors

SouthState (NYSE:SSB) and Pagaya Technologies (NASDAQ:PGY) are both mid-cap banking companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, media sentiment, dividends and earnings.

Pagaya Technologies has a consensus target price of $34.33, indicating a potential upside of 2.43%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts clearly believe Pagaya Technologies is more favorable than SouthState.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SouthState
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Pagaya Technologies
0 Sell rating(s)
1 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.89

89.8% of SouthState shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 1.7% of SouthState shares are owned by company insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

SouthState has a net margin of 19.27% compared to Pagaya Technologies' net margin of -24.36%. Pagaya Technologies' return on equity of 19.14% beat SouthState's return on equity.

Company Net Margins Return on Equity Return on Assets
SouthState19.27% 10.23% 1.34%
Pagaya Technologies -24.36%19.14%6.79%

SouthState has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.95, meaning that its share price is 495% more volatile than the S&P 500.

SouthState has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SouthState$2.44B4.04$534.78M$6.7114.54
Pagaya Technologies$1.03B2.46-$401.41M-$3.83-8.75

In the previous week, Pagaya Technologies had 19 more articles in the media than SouthState. MarketBeat recorded 20 mentions for Pagaya Technologies and 1 mentions for SouthState. Pagaya Technologies' average media sentiment score of 0.51 beat SouthState's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SouthState
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Pagaya Technologies
5 Very Positive mention(s)
4 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Pagaya Technologies beats SouthState on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$2.57B$7.84B$12.43B$9.84B
Dividend YieldN/A4.76%5.54%4.07%
P/E Ratio-8.7519.3219.6925.74
Price / Sales2.466.5825.83115.83
Price / Cash73.4621.5721.7659.48
Price / Book5.424.372.296.15
Net Income-$401.41M$311.03M$1.00B$265.06M
7 Day Performance9.47%3.21%2.04%2.80%
1 Month Performance41.49%7.66%1.35%1.68%
1 Year Performance173.41%35.18%544.49%29.59%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
2.9295 of 5 stars
$33.52
-1.2%
$34.33
+2.4%
+171.4%$2.57B$1.03B-8.75800Analyst Forecast
Gap Down
SSB
SouthState
1.949 of 5 stars
$93.48
+0.8%
N/AN/A$9.49B$2.44B13.934,986News Coverage
UPST
Upstart
4.2365 of 5 stars
$82.83
+4.6%
$71.62
-13.5%
+76.7%$7.88B$714.41M-110.441,193Options Volume
Gap Down
GGAL
Grupo Financiero Galicia
3.8737 of 5 stars
$49.30
+0.8%
$61.20
+24.1%
+51.5%$7.27B$10.79B7.2612,440
UWMC
UWM
1.9182 of 5 stars
$4.27
+2.4%
$6.18
+44.7%
-36.4%$6.83B$1.04B-32.859,100Earnings Report
Dividend Announcement
Insider Trade
Options Volume
Gap Down
OMF
OneMain
4.6596 of 5 stars
$55.78
-1.3%
$61.50
+10.3%
+27.1%$6.63B$4.99B10.079,000Positive News
CADE
Cadence Bank
4.5582 of 5 stars
$34.71
+2.3%
$40.40
+16.4%
+23.1%$6.32B$921.95M12.355,335
OZK
Bank OZK
4.2594 of 5 stars
$47.97
+0.3%
$52.88
+10.2%
+24.6%$5.46B$1.66B7.793,028Positive News
Analyst Revision
QFIN
Qifu Technology
4.9342 of 5 stars
$33.28
-1.1%
$51.73
+55.4%
+65.1%$5.25B$14.77B5.103,527News Coverage
Positive News
Earnings Report
VLY
Valley National Bancorp
4.3347 of 5 stars
$9.35
+1.9%
$10.95
+17.1%
+23.3%$5.24B$1.91B11.993,732
HWC
Hancock Whitney
4.4822 of 5 stars
$58.89
+2.2%
$66.71
+13.3%
+26.5%$5.04B$1.47B10.853,476Dividend Announcement
Analyst Downgrade

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This page (NASDAQ:PGY) was last updated on 8/14/2025 by MarketBeat.com Staff
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