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Pagaya Technologies (PGY) Competitors

Pagaya Technologies logo
$18.46 +0.27 (+1.48%)
As of 04:00 PM Eastern

PGY vs. OZK, PFSI, VLY, FLG, GBCI, HWC, UPST, AUB, IFS, and SFBS

Should you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include Bank OZK (OZK), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Flagstar Financial (FLG), Glacier Bancorp (GBCI), Hancock Whitney (HWC), Upstart (UPST), Atlantic Union Bankshares (AUB), Intercorp Financial Services (IFS), and ServisFirst Bancshares (SFBS). These companies are all part of the "banking" industry.

Pagaya Technologies vs. Its Competitors

Pagaya Technologies (NASDAQ:PGY) and Bank OZK (NASDAQ:OZK) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, profitability, community ranking, valuation, institutional ownership, risk, earnings, media sentiment and analyst recommendations.

Bank OZK received 144 more outperform votes than Pagaya Technologies when rated by MarketBeat users. However, 73.17% of users gave Pagaya Technologies an outperform vote while only 44.62% of users gave Bank OZK an outperform vote.

CompanyUnderperformOutperform
Pagaya TechnologiesOutperform Votes
30
73.17%
Underperform Votes
11
26.83%
Bank OZKOutperform Votes
174
44.62%
Underperform Votes
216
55.38%

Bank OZK has a net margin of 25.83% compared to Pagaya Technologies' net margin of -39.20%. Bank OZK's return on equity of 13.90% beat Pagaya Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Pagaya Technologies-39.20% 0.82% 0.36%
Bank OZK 25.83%13.90%1.93%

Bank OZK has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Bank OZK, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pagaya Technologies$1.05B1.33-$401.41M-$5.07-3.64
Bank OZK$1.66B3.11$716.46M$6.107.47

In the previous week, Pagaya Technologies had 3 more articles in the media than Bank OZK. MarketBeat recorded 11 mentions for Pagaya Technologies and 8 mentions for Bank OZK. Pagaya Technologies' average media sentiment score of 0.94 beat Bank OZK's score of 0.74 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pagaya Technologies
5 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bank OZK
6 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 86.2% of Bank OZK shares are held by institutional investors. 47.6% of Pagaya Technologies shares are held by insiders. Comparatively, 6.7% of Bank OZK shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Pagaya Technologies has a beta of 5.93, indicating that its stock price is 493% more volatile than the S&P 500. Comparatively, Bank OZK has a beta of 0.85, indicating that its stock price is 15% less volatile than the S&P 500.

Pagaya Technologies presently has a consensus target price of $20.75, suggesting a potential upside of 12.41%. Bank OZK has a consensus target price of $50.86, suggesting a potential upside of 11.58%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, research analysts clearly believe Pagaya Technologies is more favorable than Bank OZK.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.80
Bank OZK
0 Sell rating(s)
7 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.13

Summary

Bank OZK beats Pagaya Technologies on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesNondepository credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$1.40B$8.13B$11.73B$8.62B
Dividend YieldN/A4.34%5.66%4.18%
P/E Ratio-3.3621.5823.0519.96
Price / Sales1.337.5826.86157.63
Price / CashN/A42.1517.6034.64
Price / Book0.143.152.894.69
Net Income-$401.41M$524.65M$1.04B$248.14M
7 Day Performance10.21%3.78%1.53%2.39%
1 Month Performance20.26%5.86%1.45%6.05%
1 Year Performance38.69%21.78%540.37%13.60%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
2.7748 of 5 stars
$18.46
+1.5%
$20.75
+12.4%
+50.5%$1.40B$1.05B-3.36800News Coverage
Analyst Forecast
Insider Trade
OZK
Bank OZK
4.399 of 5 stars
$44.08
-0.6%
$50.86
+15.4%
+20.0%$5.00B$1.66B7.182,650
PFSI
PennyMac Financial Services
4.856 of 5 stars
$93.70
-2.4%
$121.17
+29.3%
+10.0%$4.84B$2.98B16.054,140Positive News
VLY
Valley National Bancorp
4.001 of 5 stars
$8.64
-1.6%
$10.55
+22.1%
+33.6%$4.84B$1.87B12.523,830
FLG
Flagstar Financial
1.8238 of 5 stars
$11.25
-2.3%
$13.50
+20.0%
N/A$4.67B$2.32B-3.058,766News Coverage
Positive News
Analyst Forecast
GBCI
Glacier Bancorp
1.6636 of 5 stars
$41.08
-0.9%
N/AN/A$4.66B$836.32M22.093,550High Trading Volume
HWC
Hancock Whitney
4.8359 of 5 stars
$54.28
-0.7%
$61.25
+12.8%
+22.8%$4.65B$1.45B10.283,630Positive News
Dividend Announcement
UPST
Upstart
3.834 of 5 stars
$47.90
+1.5%
$63.81
+33.2%
+138.0%$4.56B$714.41M-32.811,880Analyst Forecast
AUB
Atlantic Union Bankshares
4.727 of 5 stars
$29.63
-1.3%
$39.00
+31.6%
+2.1%$4.22B$857.44M12.941,880Analyst Upgrade
IFS
Intercorp Financial Services
3.7031 of 5 stars
$34.99
+1.1%
$30.00
-14.3%
+64.2%$4.00B$6.54B11.597,380High Trading Volume
SFBS
ServisFirst Bancshares
3.3087 of 5 stars
$73.31
-1.5%
$87.50
+19.4%
+26.4%$4.00B$498.08M17.62570Positive News

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This page (NASDAQ:PGY) was last updated on 6/12/2025 by MarketBeat.com Staff
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