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Pagaya Technologies (PGY) Competitors

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$21.78 -0.40 (-1.78%)
As of 11:06 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

PGY vs. CADE, UPST, OZK, PFSI, VLY, HWC, FLG, GBCI, BMA, and AUB

Should you be buying Pagaya Technologies stock or one of its competitors? The main competitors of Pagaya Technologies include Cadence Bank (CADE), Upstart (UPST), Bank OZK (OZK), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Hancock Whitney (HWC), Flagstar Financial (FLG), Glacier Bancorp (GBCI), Macro Bank (BMA), and Atlantic Union Bankshares (AUB). These companies are all part of the "banking" industry.

Pagaya Technologies vs. Its Competitors

Cadence Bank (NYSE:CADE) and Pagaya Technologies (NASDAQ:PGY) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, media sentiment, profitability and institutional ownership.

Cadence Bank has a net margin of 18.83% compared to Pagaya Technologies' net margin of -34.57%. Cadence Bank's return on equity of 9.95% beat Pagaya Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Cadence Bank18.83% 9.95% 1.11%
Pagaya Technologies -34.57%9.28%3.51%

Cadence Bank currently has a consensus price target of $37.60, indicating a potential upside of 8.11%. Pagaya Technologies has a consensus price target of $21.94, indicating a potential upside of 0.73%. Given Cadence Bank's higher possible upside, research analysts clearly believe Cadence Bank is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cadence Bank
0 Sell rating(s)
3 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.70
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.78

84.6% of Cadence Bank shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 2.2% of Cadence Bank shares are held by company insiders. Comparatively, 47.6% of Pagaya Technologies shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Cadence Bank has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.93, meaning that its stock price is 493% more volatile than the S&P 500.

Cadence Bank has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Cadence Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cadence Bank$2.90B2.18$523.60M$2.8512.20
Pagaya Technologies$1.03B1.60-$401.41M-$5.07-4.30

In the previous week, Pagaya Technologies had 1 more articles in the media than Cadence Bank. MarketBeat recorded 9 mentions for Pagaya Technologies and 8 mentions for Cadence Bank. Pagaya Technologies' average media sentiment score of 0.53 beat Cadence Bank's score of 0.11 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cadence Bank
1 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Pagaya Technologies
4 Very Positive mention(s)
3 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Cadence Bank beats Pagaya Technologies on 9 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PGY and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PGY vs. The Competition

MetricPagaya TechnologiesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$1.65B$7.51B$12.07B$9.01B
Dividend YieldN/A4.89%5.58%4.10%
P/E Ratio-4.2918.0320.0620.06
Price / Sales1.605.1325.60119.24
Price / Cash48.9120.7821.3456.90
Price / Book3.642.692.285.59
Net Income-$401.41M$304.38M$1.00B$248.50M
7 Day Performance11.66%5.98%2.26%2.67%
1 Month Performance27.03%12.28%4.32%5.49%
1 Year Performance59.71%24.27%541.09%21.00%

Pagaya Technologies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PGY
Pagaya Technologies
1.8634 of 5 stars
$21.79
-1.8%
$21.94
+0.7%
+64.3%$1.65B$1.03B-4.29800Analyst Forecast
CADE
Cadence Bank
4.2411 of 5 stars
$31.08
+2.6%
$36.82
+18.5%
+18.9%$5.66B$2.90B10.905,335
UPST
Upstart
3.3448 of 5 stars
$59.07
+1.8%
$66.96
+13.4%
+219.5%$5.62B$636.53M-78.761,193
OZK
Bank OZK
3.8649 of 5 stars
$46.28
+2.1%
$50.86
+9.9%
+23.5%$5.25B$1.66B7.593,028News Coverage
Dividend Increase
PFSI
PennyMac Financial Services
4.7508 of 5 stars
$97.02
+1.7%
$121.17
+24.9%
+10.6%$5.01B$1.59B14.884,100Analyst Forecast
VLY
Valley National Bancorp
4.7847 of 5 stars
$8.85
+2.1%
$10.55
+19.2%
+35.2%$4.96B$3.58B12.833,732Positive News
Analyst Upgrade
Gap Up
HWC
Hancock Whitney
4.5652 of 5 stars
$55.36
+2.6%
$61.25
+10.6%
+27.4%$4.74B$2.06B10.213,476Positive News
Analyst Revision
FLG
Flagstar Financial
2.9466 of 5 stars
$11.37
-1.7%
$13.39
+17.8%
N/A$4.72B$6.35B-4.376,993Analyst Forecast
Analyst Revision
GBCI
Glacier Bancorp
0.7189 of 5 stars
$41.56
+2.7%
N/AN/A$4.72B$1.27B22.343,595
BMA
Macro Bank
3.8426 of 5 stars
$68.96
-2.1%
$62.13
-9.9%
+26.8%$4.41B$4.49B6.049,004
AUB
Atlantic Union Bankshares
4.3465 of 5 stars
$30.65
+2.6%
$39.00
+27.2%
-0.3%$4.37B$857.44M13.381,880

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This page (NASDAQ:PGY) was last updated on 7/3/2025 by MarketBeat.com Staff
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