Plumas Bancorp (PLBC) Competitors

Bank First National (NASDAQ:BFC) and Plumas Bancorp (NASDAQ:PLBC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, media sentiment, earnings, risk, valuation, institutional ownership and profitability.

Does the media refer more to BFC or PLBC?

In the previous week, Bank First National had 2 more articles in the media than Plumas Bancorp. MarketBeat recorded 4 mentions for Bank First National and 2 mentions for Plumas Bancorp. Bank First National's average media sentiment score of 1.66 beat Plumas Bancorp's score of 0.50 indicating that Bank First National is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank First National	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Plumas Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend BFC or PLBC?

Bank First National currently has a consensus price target of $133.50, suggesting a potential upside of 0.51%. Plumas Bancorp has a consensus price target of $58.00, suggesting a potential upside of 36.63%. Given Plumas Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Plumas Bancorp is more favorable than Bank First National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank First National	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Plumas Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is BFC or PLBC more profitable?

Plumas Bancorp has a net margin of 30.81% compared to Bank First National's net margin of 29.04%. Plumas Bancorp's return on equity of 15.71% beat Bank First National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank First National	29.04%	10.92%	1.56%
Plumas Bancorp	30.81%	15.71%	1.78%

Which has more risk and volatility, BFC or PLBC?

Bank First National has a beta of 0.39, indicating that its share price is 61% less volatile than the S&P 500. Comparatively, Plumas Bancorp has a beta of 0.68, indicating that its share price is 32% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in BFC or PLBC?

30.0% of Bank First National shares are held by institutional investors. Comparatively, 41.7% of Plumas Bancorp shares are held by institutional investors. 3.4% of Bank First National shares are held by company insiders. Comparatively, 7.7% of Plumas Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has stronger valuation & earnings, BFC or PLBC?

Bank First National has higher revenue and earnings than Plumas Bancorp. Plumas Bancorp is trading at a lower price-to-earnings ratio than Bank First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank First National	$162.47M	8.04	$65.56M	$6.93	19.17
Plumas Bancorp	$84.27M	3.50	$28.62M	$4.85	8.75

Is BFC or PLBC a better dividend stock?

Bank First National pays an annual dividend of $1.80 per share and has a dividend yield of 1.4%. Plumas Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.8%. Bank First National pays out 26.0% of its earnings in the form of a dividend. Plumas Bancorp pays out 24.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank First National has increased its dividend for 10 consecutive years and Plumas Bancorp has increased its dividend for 1 consecutive years. Plumas Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Plumas Bancorp beats Bank First National on 11 of the 19 factors compared between the two stocks.