Qfin (QFIN) Competitors

Qfin (NASDAQ:QFIN) and Banco Santander Brasil (NYSE:BSBR) are both banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, institutional ownership, valuation, analyst recommendations, risk and media sentiment.

Do institutionals & insiders believe in QFIN or BSBR?

74.8% of Qfin shares are owned by institutional investors. Comparatively, 14.5% of Banco Santander Brasil shares are owned by institutional investors. 17.1% of Qfin shares are owned by company insiders. Comparatively, 0.1% of Banco Santander Brasil shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Do analysts rate QFIN or BSBR?

Qfin presently has a consensus target price of $51.73, suggesting a potential upside of 64.49%. Banco Santander Brasil has a consensus target price of $5.35, suggesting a potential upside of 6.47%. Given Qfin's stronger consensus rating and higher possible upside, research analysts plainly believe Qfin is more favorable than Banco Santander Brasil.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qfin	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
Banco Santander Brasil	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has better valuation & earnings, QFIN or BSBR?

Banco Santander Brasil has higher revenue and earnings than Qfin. Qfin is trading at a lower price-to-earnings ratio than Banco Santander Brasil, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qfin	$2.35B	2.11	$858.21M	$7.08	4.44
Banco Santander Brasil	$25.44B	0.74	$2.48B	$0.81	6.20

Is QFIN or BSBR a better dividend stock?

Qfin pays an annual dividend of $1.38 per share and has a dividend yield of 4.4%. Banco Santander Brasil pays an annual dividend of $0.27 per share and has a dividend yield of 5.4%. Qfin pays out 19.5% of its earnings in the form of a dividend. Banco Santander Brasil pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is QFIN or BSBR more profitable?

Qfin has a net margin of 38.66% compared to Banco Santander Brasil's net margin of 6.97%. Qfin's return on equity of 30.74% beat Banco Santander Brasil's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qfin	38.66%	30.74%	13.78%
Banco Santander Brasil	6.97%	9.57%	0.93%

Does the media favor QFIN or BSBR?

In the previous week, Qfin had 16 more articles in the media than Banco Santander Brasil. MarketBeat recorded 18 mentions for Qfin and 2 mentions for Banco Santander Brasil. Qfin's average media sentiment score of 1.01 beat Banco Santander Brasil's score of 0.84 indicating that Qfin is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qfin	10 Very Positive mention(s)	3 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Banco Santander Brasil	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, QFIN or BSBR?

Qfin has a beta of 0.39, suggesting that its share price is 61% less volatile than the S&P 500. Comparatively, Banco Santander Brasil has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500.

Summary

Qfin beats Banco Santander Brasil on 13 of the 17 factors compared between the two stocks.