Qfin (QFIN) Competitors $28.52 +0.26 (+0.92%) Closing price 04:00 PM EasternExtended Trading$28.72 +0.21 (+0.72%) As of 07:35 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock QFIN vs. BCH, WF, IREN, COOP, CIB, BSAC, ALLY, SSB, UWMC, and BLSHShould you be buying Qfin stock or one of its competitors? The main competitors of Qfin include Banco De Chile (BCH), Woori Bank (WF), IREN (IREN), Mr. Cooper Group (COOP), Grupo Cibest (CIB), Banco Santander Chile (BSAC), Ally Financial (ALLY), SouthState Bank (SSB), UWM (UWMC), and Bullish (BLSH). These companies are all part of the "banking" industry. Qfin vs. Its Competitors Banco De Chile Woori Bank IREN Mr. Cooper Group Grupo Cibest Banco Santander Chile Ally Financial SouthState Bank UWM Bullish Qfin (NASDAQ:QFIN) and Banco De Chile (NYSE:BCH) are both banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, dividends, risk, institutional ownership, analyst recommendations, media sentiment, earnings and profitability. Is QFIN or BCH a better dividend stock? Qfin pays an annual dividend of $1.50 per share and has a dividend yield of 5.3%. Banco De Chile pays an annual dividend of $1.57 per share and has a dividend yield of 5.0%. Qfin pays out 21.2% of its earnings in the form of a dividend. Banco De Chile pays out 55.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Qfin is clearly the better dividend stock, given its higher yield and lower payout ratio. Is QFIN or BCH more profitable? Qfin has a net margin of 38.66% compared to Banco De Chile's net margin of 32.62%. Qfin's return on equity of 30.74% beat Banco De Chile's return on equity.Company Net Margins Return on Equity Return on Assets Qfin38.66% 30.74% 13.78% Banco De Chile 32.62%23.00%2.51% Do institutionals and insiders believe in QFIN or BCH? 74.8% of Qfin shares are owned by institutional investors. Comparatively, 1.2% of Banco De Chile shares are owned by institutional investors. 17.1% of Qfin shares are owned by company insiders. Comparatively, 5.9% of Banco De Chile shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Which has better earnings & valuation, QFIN or BCH? Banco De Chile has higher revenue and earnings than Qfin. Qfin is trading at a lower price-to-earnings ratio than Banco De Chile, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioQfin$2.35B1.72$858.21M$7.084.03Banco De Chile$4.21B3.73$1.37B$2.8111.06 Which has more risk and volatility, QFIN or BCH? Qfin has a beta of 0.42, meaning that its share price is 58% less volatile than the S&P 500. Comparatively, Banco De Chile has a beta of 0.26, meaning that its share price is 74% less volatile than the S&P 500. Do analysts prefer QFIN or BCH? Qfin currently has a consensus price target of $51.73, suggesting a potential upside of 81.39%. Banco De Chile has a consensus price target of $23.00, suggesting a potential downside of 26.02%. Given Qfin's stronger consensus rating and higher possible upside, equities analysts plainly believe Qfin is more favorable than Banco De Chile.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Qfin 0 Sell rating(s) 0 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 3.00Banco De Chile 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Does the media prefer QFIN or BCH? In the previous week, Qfin had 3 more articles in the media than Banco De Chile. MarketBeat recorded 6 mentions for Qfin and 3 mentions for Banco De Chile. Banco De Chile's average media sentiment score of 1.81 beat Qfin's score of 1.03 indicating that Banco De Chile is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Qfin 3 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Banco De Chile 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive SummaryQfin beats Banco De Chile on 13 of the 18 factors compared between the two stocks. Get Qfin News Delivered to You Automatically Sign up to receive the latest news and ratings for QFIN and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding QFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart QFIN vs. The Competition Export to ExcelMetricQfinTechnology Services IndustryBusiness SectorNASDAQ ExchangeMarket Cap$4.01B$3.19B$35.64B$10.56BDividend Yield5.31%1.64%2.86%4.75%P/E Ratio4.0325.0726.5827.60Price / Sales1.7260.36855.48242.93Price / Cash4.6252.9029.9661.55Price / Book1.228.198.366.76Net Income$858.21M$27.08M$195.02M$275.88M7 Day Performance-3.94%7.58%3.58%3.72%1 Month Performance1.46%19.50%11.85%10.22%1 Year Performance-8.35%66.07%66.33%35.86% Qfin Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)QFINQfin4.6725 of 5 stars$28.52+0.9%$51.73+81.4%-13.0%$4.01B$2.35B4.033,527Positive NewsAnalyst ForecastBCHBanco De Chile2.0085 of 5 stars$30.46-0.5%$23.00-24.5%+24.0%$15.46B$4.21B10.8411,614News CoveragePositive NewsAnalyst ForecastWFWoori Bank3.2201 of 5 stars$56.50+0.6%N/A+57.7%$13.90B$19.04B7.1213,279News CoverageAnalyst ForecastIRENIREN2.9861 of 5 stars$57.75+14.4%$47.73-17.4%+638.7%$13.72B$501.02M841.00100Trending NewsAnalyst ForecastOptions VolumeGap DownCOOPMr. Cooper Group4.5509 of 5 stars$210.79flat$140.38-33.4%N/A$13.49B$2.23B24.127,900CIBGrupo Cibest2.6123 of 5 stars$52.23+0.1%$43.75-16.2%+67.1%$12.54B$10.55B7.9334,114Positive NewsBSACBanco Santander Chile2.4419 of 5 stars$26.63+0.6%$24.00-9.9%+32.6%$12.47B$4.72B11.108,757News CoverageAnalyst ForecastGap UpALLYAlly Financial4.9204 of 5 stars$39.79+0.4%$45.36+14.0%+13.5%$12.20B$8.18B25.8410,700Analyst ForecastSSBSouthState Bank4.342 of 5 stars$100.86+1.5%$117.08+16.1%N/A$10.06B$2.44B15.034,986Analyst ForecastUWMCUWM3.9007 of 5 stars$5.60-6.4%$6.32+12.9%-27.4%$9.56B$2.16B0.009,100News CoverageAnalyst ForecastInsider TradeBLSHBullishN/A$68.80+6.2%$57.33-16.7%N/A$9.47BN/A0.00400Trending NewsGap Up Related Companies and Tools Related Companies Banco De Chile Alternatives Woori Bank Alternatives IREN Alternatives Mr. Cooper Group Alternatives Grupo Cibest Alternatives Banco Santander Chile Alternatives Ally Financial Alternatives SouthState Bank Alternatives UWM Alternatives Bullish Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:QFIN) was last updated on 10/8/2025 by MarketBeat.com Staff From Our PartnersU.S. Government Sparking Crypto RallySecond Chances Don't Come Often in Crypto My "Crypto Bull Run Millionaire Blueprint" reveals everything - w...Crypto 101 Media | SponsoredStunning new initiative unfolding in the White House?what I just learned about what’s unfolding in the White House is truly stunning… And you need to see it for...Paradigm Press | Sponsored1 Hour Once A DayMy top income trading expert, Dave Aquino, just released a 1-hour trading strategy designed specifically to he...Base Camp Trading | SponsoredURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredOctober 16 Changes the Microchip Game — and InvestingWhile everyone's chasing the same AI plays, George Gilder is focused on something completely different. 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