Qifu Technology (QFIN) Competitors

Qifu Technology (NASDAQ:QFIN) and Orix Corp Ads (NYSE:IX) are both banking companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, earnings, valuation, profitability, dividends, institutional ownership, analyst recommendations and media sentiment.

Which has preferable earnings & valuation, QFIN or IX?

Orix Corp Ads has higher revenue and earnings than Qifu Technology. Qifu Technology is trading at a lower price-to-earnings ratio than Orix Corp Ads, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qifu Technology	$2.35B	2.88	$858.21M	$6.52	6.59
Orix Corp Ads	$18.88B	1.37	$2.32B	$2.02	11.26

Is QFIN or IX more profitable?

Qifu Technology has a net margin of 38.99% compared to Orix Corp Ads' net margin of 12.24%. Qifu Technology's return on equity of 29.73% beat Orix Corp Ads' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qifu Technology	38.99%	29.73%	13.97%
Orix Corp Ads	12.24%	8.53%	2.11%

Does the media prefer QFIN or IX?

In the previous week, Qifu Technology had 7 more articles in the media than Orix Corp Ads. MarketBeat recorded 10 mentions for Qifu Technology and 3 mentions for Orix Corp Ads. Qifu Technology's average media sentiment score of 1.13 beat Orix Corp Ads' score of 0.56 indicating that Qifu Technology is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Qifu Technology	5 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Orix Corp Ads	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders hold more shares of QFIN or IX?

74.8% of Qifu Technology shares are held by institutional investors. Comparatively, 1.7% of Orix Corp Ads shares are held by institutional investors. 17.1% of Qifu Technology shares are held by insiders. Comparatively, 0.1% of Orix Corp Ads shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has more risk & volatility, QFIN or IX?

Qifu Technology has a beta of 0.49, suggesting that its share price is 51% less volatile than the S&P 500. Comparatively, Orix Corp Ads has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500.

Do analysts rate QFIN or IX?

Qifu Technology presently has a consensus target price of $45.10, suggesting a potential upside of 4.91%. Given Qifu Technology's stronger consensus rating and higher probable upside, equities research analysts plainly believe Qifu Technology is more favorable than Orix Corp Ads.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qifu Technology	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Orix Corp Ads	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is QFIN or IX a better dividend stock?

Qifu Technology pays an annual dividend of $1.38 per share and has a dividend yield of 3.2%. Orix Corp Ads pays an annual dividend of $0.60 per share and has a dividend yield of 2.6%. Qifu Technology pays out 21.2% of its earnings in the form of a dividend. Orix Corp Ads pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Qifu Technology is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Qifu Technology beats Orix Corp Ads on 14 of the 18 factors compared between the two stocks.