Qifu Technology (QFIN) Competitors $33.65 -0.68 (-1.98%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$34.33 +0.68 (+2.01%) As of 08/1/2025 07:59 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock QFIN vs. SYF, BBDO, IX, SHG, SOFI, AFRM, CFG, BAP, BSBR, and BCHShould you be buying Qifu Technology stock or one of its competitors? The main competitors of Qifu Technology include Synchrony Financial (SYF), Banco Bradesco (BBDO), Orix Corp Ads (IX), Shinhan Financial Group (SHG), SoFi Technologies (SOFI), Affirm (AFRM), Citizens Financial Group (CFG), Credicorp (BAP), Banco Santander Brasil (BSBR), and Banco De Chile (BCH). These companies are all part of the "banking" industry. Qifu Technology vs. Its Competitors Synchrony Financial Banco Bradesco Orix Corp Ads Shinhan Financial Group SoFi Technologies Affirm Citizens Financial Group Credicorp Banco Santander Brasil Banco De Chile Synchrony Financial (NYSE:SYF) and Qifu Technology (NASDAQ:QFIN) are both banking companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, valuation, dividends, profitability, institutional ownership, risk, analyst recommendations and media sentiment. Is SYF or QFIN a better dividend stock? Synchrony Financial pays an annual dividend of $1.20 per share and has a dividend yield of 1.8%. Qifu Technology pays an annual dividend of $1.38 per share and has a dividend yield of 4.1%. Synchrony Financial pays out 14.6% of its earnings in the form of a dividend. Qifu Technology pays out 21.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Synchrony Financial has raised its dividend for 4 consecutive years. Do analysts recommend SYF or QFIN? Synchrony Financial currently has a consensus price target of $74.05, suggesting a potential upside of 9.82%. Qifu Technology has a consensus price target of $51.73, suggesting a potential upside of 53.74%. Given Qifu Technology's stronger consensus rating and higher possible upside, analysts plainly believe Qifu Technology is more favorable than Synchrony Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Synchrony Financial 0 Sell rating(s) 7 Hold rating(s) 12 Buy rating(s) 0 Strong Buy rating(s) 2.63Qifu Technology 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00 Is SYF or QFIN more profitable? Qifu Technology has a net margin of 38.99% compared to Synchrony Financial's net margin of 14.43%. Qifu Technology's return on equity of 29.73% beat Synchrony Financial's return on equity.Company Net Margins Return on Equity Return on Assets Synchrony Financial14.43% 21.34% 2.71% Qifu Technology 38.99%29.73%13.97% Which has preferable valuation & earnings, SYF or QFIN? Synchrony Financial has higher revenue and earnings than Qifu Technology. Qifu Technology is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSynchrony Financial$22.65B1.11$3.50B$8.248.18Qifu Technology$2.35B2.26$858.21M$6.525.16 Does the media favor SYF or QFIN? In the previous week, Synchrony Financial had 15 more articles in the media than Qifu Technology. MarketBeat recorded 24 mentions for Synchrony Financial and 9 mentions for Qifu Technology. Qifu Technology's average media sentiment score of 1.42 beat Synchrony Financial's score of 1.10 indicating that Qifu Technology is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Synchrony Financial 18 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Qifu Technology 8 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more risk & volatility, SYF or QFIN? Synchrony Financial has a beta of 1.49, meaning that its stock price is 49% more volatile than the S&P 500. Comparatively, Qifu Technology has a beta of 0.39, meaning that its stock price is 61% less volatile than the S&P 500. Do institutionals and insiders hold more shares of SYF or QFIN? 96.5% of Synchrony Financial shares are owned by institutional investors. Comparatively, 74.8% of Qifu Technology shares are owned by institutional investors. 0.3% of Synchrony Financial shares are owned by company insiders. Comparatively, 17.1% of Qifu Technology shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. SummarySynchrony Financial beats Qifu Technology on 10 of the 19 factors compared between the two stocks. Get Qifu Technology News Delivered to You Automatically Sign up to receive the latest news and ratings for QFIN and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding QFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart QFIN vs. The Competition Export to ExcelMetricQifu TechnologyTechnology Services IndustryBusiness SectorNASDAQ ExchangeMarket Cap$5.41B$2.52B$14.77B$9.52BDividend Yield4.02%1.59%2.81%4.08%P/E Ratio5.1619.1124.0523.80Price / Sales2.2681.3968.5366.64Price / Cash6.2345.3226.9457.96Price / Book1.605.085.075.55Net Income$858.21M$33.37M$195.86M$259.03M7 Day Performance-4.32%-4.62%-4.24%-4.59%1 Month Performance-21.27%0.59%-1.10%4.46%1 Year Performance75.53%48.85%28.98%18.03% Qifu Technology Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)QFINQifu Technology4.708 of 5 stars$33.65-2.0%$51.73+53.7%+71.8%$5.41B$2.35B5.163,527Positive NewsSYFSynchrony Financial4.9231 of 5 stars$69.44-0.9%$73.22+5.4%+38.9%$25.84B$22.65B9.5320,000Positive NewsAnalyst ForecastGap DownBBDOBanco Bradesco2.2941 of 5 stars$2.43-0.2%N/A+21.7%$25.81B$37.55B7.5888,400News CoveragePositive NewsEarnings ReportDividend CutHigh Trading VolumeIXOrix Corp Ads3.9345 of 5 stars$22.59+1.1%N/A+1.4%$25.75B$18.88B11.1933,982Positive NewsUpcoming EarningsSHGShinhan Financial Group4.1903 of 5 stars$49.77+1.0%N/A+9.3%$24.68B$24.56B6.48190Analyst UpgradeShort Interest ↑Gap DownSOFISoFi Technologies2.4937 of 5 stars$21.16-3.0%$16.78-20.7%+196.5%$23.39B$2.67B51.615,000Trending NewsEarnings ReportAnalyst ForecastAnalyst RevisionGap DownAFRMAffirm1.7678 of 5 stars$66.75-3.1%$67.32+0.9%+151.4%$21.53B$2.32B-317.862,006News CoverageAnalyst ForecastGap DownCFGCitizens Financial Group4.8206 of 5 stars$48.580.0%$51.05+5.1%+14.9%$21.23B$12.36B14.7617,287Positive NewsAnalyst UpgradeBAPCredicorp4.0569 of 5 stars$226.04-0.1%$211.00-6.7%+42.2%$17.98B$7.00B12.2938,000News CoveragePositive NewsBSBRBanco Santander Brasil3.9556 of 5 stars$4.73-2.6%$5.35+13.2%-7.5%$17.59B$25.44B5.8355,646News CoverageShort Interest ↑BCHBanco De Chile1.836 of 5 stars$28.54+0.5%$23.00-19.4%+17.9%$14.41B$4.21B9.9811,614Earnings Report Related Companies and Tools Related Companies Synchrony Financial Alternatives Banco Bradesco Alternatives Orix Corp Ads Alternatives Shinhan Financial Group Alternatives SoFi Technologies Alternatives Affirm Alternatives Citizens Financial Group Alternatives Credicorp Alternatives Banco Santander Brasil Alternatives Banco De Chile Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:QFIN) was last updated on 8/2/2025 by MarketBeat.com Staff From Our PartnersElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... 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