TFS Financial (TFSL) Competitors

TFS Financial (NASDAQ:TFSL) and Ameris Bancorp (NASDAQ:ABCB) are both mid-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, dividends, earnings, valuation, profitability, risk and institutional ownership.

Do insiders and institutionals believe in TFSL or ABCB?

9.8% of TFS Financial shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 1.0% of TFS Financial shares are owned by insiders. Comparatively, 5.4% of Ameris Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has more risk and volatility, TFSL or ABCB?

TFS Financial has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500.

Do analysts rate TFSL or ABCB?

TFS Financial presently has a consensus price target of $15.00, suggesting a potential upside of 15.12%. Ameris Bancorp has a consensus price target of $71.43, suggesting a potential upside of 6.60%. Given TFS Financial's higher possible upside, research analysts plainly believe TFS Financial is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TFS Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Is TFSL or ABCB more profitable?

Ameris Bancorp has a net margin of 21.46% compared to TFS Financial's net margin of 10.57%. Ameris Bancorp's return on equity of 9.57% beat TFS Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TFS Financial	10.57%	4.30%	0.48%
Ameris Bancorp	21.46%	9.57%	1.32%

Does the media prefer TFSL or ABCB?

In the previous week, Ameris Bancorp had 1 more articles in the media than TFS Financial. MarketBeat recorded 7 mentions for Ameris Bancorp and 6 mentions for TFS Financial. Ameris Bancorp's average media sentiment score of 1.50 beat TFS Financial's score of 0.74 indicating that Ameris Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
TFS Financial	2 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Ameris Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is TFSL or ABCB a better dividend stock?

TFS Financial pays an annual dividend of $1.13 per share and has a dividend yield of 8.7%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. TFS Financial pays out 403.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend.

Which has stronger valuation and earnings, TFSL or ABCB?

Ameris Bancorp has higher revenue and earnings than TFS Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than TFS Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TFS Financial	$758.78M	4.82	$79.59M	$0.28	46.54
Ameris Bancorp	$1.12B	4.11	$358.68M	$5.40	12.41

Summary

Ameris Bancorp beats TFS Financial on 14 of the 18 factors compared between the two stocks.