First Financial Corporation Indiana (THFF) Competitors

First Financial Corporation Indiana (NASDAQ:THFF) and Simmons First National (NASDAQ:SFNC) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, valuation, dividends, earnings, risk, media sentiment, analyst recommendations and institutional ownership.

Is THFF or SFNC a better dividend stock?

First Financial Corporation Indiana pays an annual dividend of $2.04 per share and has a dividend yield of 3.6%. Simmons First National pays an annual dividend of $0.85 per share and has a dividend yield of 4.2%. First Financial Corporation Indiana pays out 44.2% of its earnings in the form of a dividend. Simmons First National pays out 73.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Corporation Indiana has raised its dividend for 2 consecutive years and Simmons First National has raised its dividend for 14 consecutive years. Simmons First National is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals and insiders believe in THFF or SFNC?

72.7% of First Financial Corporation Indiana shares are owned by institutional investors. Comparatively, 27.6% of Simmons First National shares are owned by institutional investors. 3.7% of First Financial Corporation Indiana shares are owned by company insiders. Comparatively, 1.4% of Simmons First National shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Do analysts rate THFF or SFNC?

First Financial Corporation Indiana presently has a consensus target price of $55.67, suggesting a potential downside of 2.24%. Simmons First National has a consensus target price of $22.33, suggesting a potential upside of 9.85%. Given Simmons First National's higher possible upside, analysts clearly believe Simmons First National is more favorable than First Financial Corporation Indiana.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Financial Corporation Indiana	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Simmons First National	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has better valuation & earnings, THFF or SFNC?

Simmons First National has higher revenue and earnings than First Financial Corporation Indiana. First Financial Corporation Indiana is trading at a lower price-to-earnings ratio than Simmons First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Financial Corporation Indiana	$307.51M	2.19	$47.28M	$4.62	12.32
Simmons First National	$1.46B	1.75	$152.69M	$1.16	17.53

Which has more risk and volatility, THFF or SFNC?

First Financial Corporation Indiana has a beta of 0.43, suggesting that its stock price is 57% less volatile than the S&P 500. Comparatively, Simmons First National has a beta of 0.92, suggesting that its stock price is 8% less volatile than the S&P 500.

Is THFF or SFNC more profitable?

First Financial Corporation Indiana has a net margin of 16.99% compared to Simmons First National's net margin of 10.10%. First Financial Corporation Indiana's return on equity of 9.88% beat Simmons First National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Financial Corporation Indiana	16.99%	9.88%	1.02%
Simmons First National	10.10%	4.86%	0.63%

Does the media prefer THFF or SFNC?

In the previous week, Simmons First National had 4 more articles in the media than First Financial Corporation Indiana. MarketBeat recorded 6 mentions for Simmons First National and 2 mentions for First Financial Corporation Indiana. Simmons First National's average media sentiment score of 1.04 beat First Financial Corporation Indiana's score of 0.20 indicating that Simmons First National is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Financial Corporation Indiana	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Simmons First National	2 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

First Financial Corporation Indiana beats Simmons First National on 10 of the 19 factors compared between the two stocks.