First Financial (THFF) Competitors

First Financial (NASDAQ:THFF) and Bancorp (NASDAQ:TBBK) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, analyst recommendations, profitability, dividends, earnings and community ranking.

Does the media prefer THFF or TBBK?

In the previous week, Bancorp had 3 more articles in the media than First Financial. MarketBeat recorded 7 mentions for Bancorp and 4 mentions for First Financial. First Financial's average media sentiment score of 1.09 beat Bancorp's score of 0.47 indicating that First Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Financial	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bancorp	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate THFF or TBBK?

First Financial presently has a consensus target price of $55.67, suggesting a potential upside of 9.79%. Bancorp has a consensus target price of $67.00, suggesting a potential upside of 30.53%. Given Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Bancorp is more favorable than First Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Bancorp	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is THFF or TBBK more profitable?

Bancorp has a net margin of 30.97% compared to First Financial's net margin of 15.37%. Bancorp's return on equity of 27.33% beat First Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Financial	15.37%	8.77%	0.93%
Bancorp	30.97%	27.33%	2.66%

Which has more volatility and risk, THFF or TBBK?

First Financial has a beta of 0.41, meaning that its share price is 59% less volatile than the S&P 500. Comparatively, Bancorp has a beta of 1.31, meaning that its share price is 31% more volatile than the S&P 500.

Do insiders and institutionals hold more shares of THFF or TBBK?

72.7% of First Financial shares are held by institutional investors. Comparatively, 96.2% of Bancorp shares are held by institutional investors. 5.0% of First Financial shares are held by company insiders. Comparatively, 5.2% of Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has better valuation and earnings, THFF or TBBK?

Bancorp has higher revenue and earnings than First Financial. First Financial is trading at a lower price-to-earnings ratio than Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Financial	$231.89M	2.59	$47.28M	$4.62	10.97
Bancorp	$575.31M	4.17	$217.54M	$4.43	11.59

Does the MarketBeat Community prefer THFF or TBBK?

Bancorp received 5 more outperform votes than First Financial when rated by MarketBeat users. However, 61.61% of users gave First Financial an outperform vote while only 60.45% of users gave Bancorp an outperform vote.

Company	Underperform	Outperform
First Financial	Outperform Votes 345 61.61%	Underperform Votes 215 38.39%
Bancorp	Outperform Votes 350 60.45%	Underperform Votes 229 39.55%

Summary

Bancorp beats First Financial on 14 of the 18 factors compared between the two stocks.