Trupanion (TRUP) Competitors

Essent Group (NYSE:ESNT) and Trupanion (NASDAQ:TRUP) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, community ranking, profitability, dividends, analyst recommendations, media sentiment, institutional ownership, earnings and risk.

Does the media prefer ESNT or TRUP?

In the previous week, Trupanion had 1 more articles in the media than Essent Group. MarketBeat recorded 9 mentions for Trupanion and 8 mentions for Essent Group. Essent Group's average media sentiment score of 1.63 beat Trupanion's score of 0.67 indicating that Essent Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Essent Group	7 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Trupanion	4 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, ESNT or TRUP?

Essent Group has higher earnings, but lower revenue than Trupanion. Trupanion is trading at a lower price-to-earnings ratio than Essent Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Essent Group	$1.27B	4.67	$729.40M	$6.84	8.32
Trupanion	$1.29B	1.21	-$44.69M	-$0.23	-159.13

Does the MarketBeat Community favor ESNT or TRUP?

Trupanion received 84 more outperform votes than Essent Group when rated by MarketBeat users. Likewise, 65.71% of users gave Trupanion an outperform vote while only 65.63% of users gave Essent Group an outperform vote.

Company	Underperform	Outperform
Essent Group	Outperform Votes 445 65.63%	Underperform Votes 233 34.37%
Trupanion	Outperform Votes 529 65.71%	Underperform Votes 276 34.29%

Is ESNT or TRUP more profitable?

Essent Group has a net margin of 58.69% compared to Trupanion's net margin of -0.75%. Essent Group's return on equity of 13.35% beat Trupanion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Essent Group	58.69%	13.35%	10.61%
Trupanion	-0.75%	-3.08%	-1.20%

Do analysts recommend ESNT or TRUP?

Essent Group currently has a consensus target price of $61.71, indicating a potential upside of 8.38%. Trupanion has a consensus target price of $46.60, indicating a potential upside of 27.32%. Given Trupanion's stronger consensus rating and higher probable upside, analysts clearly believe Trupanion is more favorable than Essent Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Essent Group	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57
Trupanion	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	2.86

Which has more volatility and risk, ESNT or TRUP?

Essent Group has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500. Comparatively, Trupanion has a beta of 1.66, meaning that its stock price is 66% more volatile than the S&P 500.

Do insiders and institutionals have more ownership in ESNT or TRUP?

93.0% of Essent Group shares are held by institutional investors. 2.9% of Essent Group shares are held by company insiders. Comparatively, 5.5% of Trupanion shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Essent Group and Trupanion tied by winning 9 of the 18 factors compared between the two stocks.