Timberland Bancorp (TSBK) Competitors

Timberland Bancorp (NASDAQ:TSBK) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, valuation, profitability, earnings, institutional ownership, analyst recommendations, risk and media sentiment.

Which has stronger valuation & earnings, TSBK or BSRR?

Sierra Bancorp has higher revenue and earnings than Timberland Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Sierra Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Timberland Bancorp	$105.96M	2.57	$24.28M	$3.40	10.16
Sierra Bancorp	$203.87M	2.04	$40.56M	$2.89	10.61

Does the media refer more to TSBK or BSRR?

In the previous week, Timberland Bancorp and Timberland Bancorp both had 2 articles in the media. Sierra Bancorp's average media sentiment score of 1.64 beat Timberland Bancorp's score of 0.96 indicating that Sierra Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Timberland Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sierra Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts rate TSBK or BSRR?

Sierra Bancorp has a consensus price target of $33.50, indicating a potential upside of 9.23%. Given Sierra Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Sierra Bancorp is more favorable than Timberland Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Timberland Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Sierra Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is TSBK or BSRR more profitable?

Timberland Bancorp has a net margin of 24.19% compared to Sierra Bancorp's net margin of 20.09%. Sierra Bancorp's return on equity of 11.44% beat Timberland Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Timberland Bancorp	24.19%	10.79%	1.40%
Sierra Bancorp	20.09%	11.44%	1.11%

Which has more volatility and risk, TSBK or BSRR?

Timberland Bancorp has a beta of 0.51, meaning that its stock price is 49% less volatile than the S&P 500. Comparatively, Sierra Bancorp has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500.

Do insiders and institutionals have more ownership in TSBK or BSRR?

65.5% of Timberland Bancorp shares are owned by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are owned by institutional investors. 3.7% of Timberland Bancorp shares are owned by company insiders. Comparatively, 11.9% of Sierra Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Is TSBK or BSRR a better dividend stock?

Timberland Bancorp pays an annual dividend of $1.04 per share and has a dividend yield of 3.0%. Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.3%. Timberland Bancorp pays out 30.6% of its earnings in the form of a dividend. Sierra Bancorp pays out 34.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has raised its dividend for 13 consecutive years and Sierra Bancorp has raised its dividend for 2 consecutive years.

Summary

Sierra Bancorp beats Timberland Bancorp on 11 of the 18 factors compared between the two stocks.