Timberland Bancorp (TSBK) Competitors

Sierra Bancorp (NASDAQ:BSRR) and Timberland Bancorp (NASDAQ:TSBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, institutional ownership, profitability, earnings, valuation, analyst recommendations, media sentiment and dividends.

Is BSRR or TSBK more profitable?

Timberland Bancorp has a net margin of 24.19% compared to Sierra Bancorp's net margin of 19.92%. Sierra Bancorp's return on equity of 11.38% beat Timberland Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sierra Bancorp	19.92%	11.38%	1.11%
Timberland Bancorp	24.19%	10.87%	1.41%

Does the media refer more to BSRR or TSBK?

In the previous week, Timberland Bancorp had 4 more articles in the media than Sierra Bancorp. MarketBeat recorded 8 mentions for Timberland Bancorp and 4 mentions for Sierra Bancorp. Timberland Bancorp's average media sentiment score of 0.90 beat Sierra Bancorp's score of 0.73 indicating that Timberland Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sierra Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Timberland Bancorp	2 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings and valuation, BSRR or TSBK?

Sierra Bancorp has higher revenue and earnings than Timberland Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Sierra Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sierra Bancorp	$203.87M	2.08	$40.56M	$2.82	10.89
Timberland Bancorp	$105.96M	2.48	$24.28M	$3.40	9.77

Do insiders & institutionals believe in BSRR or TSBK?

55.4% of Sierra Bancorp shares are owned by institutional investors. Comparatively, 65.5% of Timberland Bancorp shares are owned by institutional investors. 11.9% of Sierra Bancorp shares are owned by company insiders. Comparatively, 3.7% of Timberland Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Which has more volatility and risk, BSRR or TSBK?

Sierra Bancorp has a beta of 0.75, suggesting that its stock price is 25% less volatile than the S&P 500. Comparatively, Timberland Bancorp has a beta of 0.47, suggesting that its stock price is 53% less volatile than the S&P 500.

Do analysts rate BSRR or TSBK?

Sierra Bancorp presently has a consensus price target of $33.50, suggesting a potential upside of 9.08%. Given Sierra Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Sierra Bancorp is more favorable than Timberland Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sierra Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Timberland Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is BSRR or TSBK a better dividend stock?

Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.3%. Timberland Bancorp pays an annual dividend of $1.04 per share and has a dividend yield of 3.1%. Sierra Bancorp pays out 35.5% of its earnings in the form of a dividend. Timberland Bancorp pays out 30.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp has increased its dividend for 2 consecutive years and Timberland Bancorp has increased its dividend for 13 consecutive years.

Summary

Sierra Bancorp beats Timberland Bancorp on 10 of the 19 factors compared between the two stocks.