Timberland Bancorp (TSBK) Competitors

Timberland Bancorp (NASDAQ:TSBK) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, profitability, earnings, valuation, institutional ownership, analyst recommendations, dividends and risk.

Do analysts prefer TSBK or BSRR?

Sierra Bancorp has a consensus target price of $33.50, suggesting a potential upside of 13.69%. Given Sierra Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Sierra Bancorp is more favorable than Timberland Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Timberland Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Sierra Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is TSBK or BSRR a better dividend stock?

Timberland Bancorp pays an annual dividend of $1.04 per share and has a dividend yield of 3.2%. Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.4%. Timberland Bancorp pays out 30.6% of its earnings in the form of a dividend. Sierra Bancorp pays out 34.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Timberland Bancorp has increased its dividend for 13 consecutive years and Sierra Bancorp has increased its dividend for 2 consecutive years.

Do institutionals & insiders believe in TSBK or BSRR?

65.5% of Timberland Bancorp shares are held by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are held by institutional investors. 3.7% of Timberland Bancorp shares are held by insiders. Comparatively, 11.9% of Sierra Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Is TSBK or BSRR more profitable?

Timberland Bancorp has a net margin of 24.19% compared to Sierra Bancorp's net margin of 20.09%. Sierra Bancorp's return on equity of 11.44% beat Timberland Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Timberland Bancorp	24.19%	10.79%	1.40%
Sierra Bancorp	20.09%	11.44%	1.11%

Does the media prefer TSBK or BSRR?

In the previous week, Sierra Bancorp had 3 more articles in the media than Timberland Bancorp. MarketBeat recorded 6 mentions for Sierra Bancorp and 3 mentions for Timberland Bancorp. Timberland Bancorp's average media sentiment score of 1.35 beat Sierra Bancorp's score of 0.79 indicating that Timberland Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Timberland Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sierra Bancorp	2 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings & valuation, TSBK or BSRR?

Sierra Bancorp has higher revenue and earnings than Timberland Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than Sierra Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Timberland Bancorp	$75.33M	3.46	$24.28M	$3.40	9.70
Sierra Bancorp	$139.71M	2.87	$40.56M	$2.89	10.20

Which has more volatility & risk, TSBK or BSRR?

Timberland Bancorp has a beta of 0.51, indicating that its stock price is 49% less volatile than the S&P 500. Comparatively, Sierra Bancorp has a beta of 0.79, indicating that its stock price is 21% less volatile than the S&P 500.

Summary

Sierra Bancorp beats Timberland Bancorp on 11 of the 19 factors compared between the two stocks.