Free Trial

United Community Banks (UCB) Competitors

United Community Banks logo
$28.16 -0.95 (-3.25%)
Closing price 06/13/2025 03:59 PM Eastern
Extended Trading
$28.23 +0.07 (+0.23%)
As of 06/13/2025 04:23 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

UCB vs. BSAC, ALLY, CIB, WF, GGAL, COOP, UWMC, QFIN, OMF, and CADE

Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Banco Santander-Chile (BSAC), Ally Financial (ALLY), Bancolombia (CIB), Woori Financial Group (WF), Grupo Financiero Galicia (GGAL), Mr. Cooper Group (COOP), UWM (UWMC), Qifu Technology (QFIN), OneMain (OMF), and Cadence Bank (CADE). These companies are all part of the "banking" industry.

United Community Banks vs. Its Competitors

Banco Santander-Chile (NYSE:BSAC) and United Community Banks (NASDAQ:UCB) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, earnings, media sentiment, analyst recommendations, dividends, risk, institutional ownership, valuation and community ranking.

Banco Santander-Chile received 254 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 53.75% of users gave Banco Santander-Chile an outperform vote while only 40.00% of users gave United Community Banks an outperform vote.

CompanyUnderperformOutperform
Banco Santander-ChileOutperform Votes
258
53.75%
Underperform Votes
222
46.25%
United Community BanksOutperform Votes
4
40.00%
Underperform Votes
6
60.00%

Banco Santander-Chile has a beta of 0.68, suggesting that its stock price is 32% less volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.78, suggesting that its stock price is 22% less volatile than the S&P 500.

In the previous week, United Community Banks had 7 more articles in the media than Banco Santander-Chile. MarketBeat recorded 8 mentions for United Community Banks and 1 mentions for Banco Santander-Chile. United Community Banks' average media sentiment score of 1.80 beat Banco Santander-Chile's score of 0.10 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Banco Santander-Chile
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
United Community Banks
8 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

6.4% of Banco Santander-Chile shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 0.4% of United Community Banks shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Banco Santander-Chile has higher revenue and earnings than United Community Banks. Banco Santander-Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Banco Santander-Chile$2.74T0.00$883.95M$2.2910.81
United Community Banks$938.98M3.64$252.40M$2.1113.35

Banco Santander-Chile pays an annual dividend of $0.99 per share and has a dividend yield of 4.0%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.4%. Banco Santander-Chile pays out 43.2% of its earnings in the form of a dividend. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco Santander-Chile is clearly the better dividend stock, given its higher yield and lower payout ratio.

Banco Santander-Chile has a net margin of 19.16% compared to United Community Banks' net margin of 16.48%. Banco Santander-Chile's return on equity of 19.15% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
Banco Santander-Chile19.16% 19.15% 1.18%
United Community Banks 16.48%8.64%1.04%

Banco Santander-Chile presently has a consensus target price of $23.00, indicating a potential downside of 7.13%. United Community Banks has a consensus target price of $33.14, indicating a potential upside of 17.68%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts plainly believe United Community Banks is more favorable than Banco Santander-Chile.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banco Santander-Chile
1 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.75
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57

Summary

Banco Santander-Chile and United Community Banks tied by winning 10 of the 20 factors compared between the two stocks.

Get United Community Banks News Delivered to You Automatically

Sign up to receive the latest news and ratings for UCB and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

UCB vs. The Competition

MetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$3.54B$3.26B$11.59B$8.50B
Dividend Yield3.29%3.76%5.65%4.16%
P/E Ratio13.8123.5322.7719.64
Price / Sales3.643.0526.75152.17
Price / Cash13.0110.6317.6034.64
Price / Book1.001.182.834.60
Net Income$252.40M$372.21M$1.04B$248.06M
7 Day Performance-3.68%-1.30%0.14%-0.94%
1 Month Performance-5.20%-2.65%0.36%3.52%
1 Year PerformanceN/A20.70%538.50%14.02%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
3.7302 of 5 stars
$28.16
-3.2%
$33.14
+17.7%
N/A$3.54B$938.98M13.813,070News Coverage
Positive News
Gap Down
BSAC
Banco Santander-Chile
2.6249 of 5 stars
$24.58
+1.8%
$22.75
-7.4%
+30.6%$11.58B$2.74T12.679,990High Trading Volume
ALLY
Ally Financial
4.9849 of 5 stars
$35.24
+0.7%
$41.69
+18.3%
-9.5%$10.82B$8.45B13.5511,600Positive News
Analyst Forecast
CIB
Bancolombia
1.5696 of 5 stars
$43.42
+4.8%
$39.00
-10.2%
+29.7%$10.44B$27.99T6.8933,100High Trading Volume
WF
Woori Financial Group
3.3571 of 5 stars
$41.27
-1.0%
N/A+46.5%$10.21B$12.73T5.37150Short Interest ↑
Gap Up
GGAL
Grupo Financiero Galicia
2.9108 of 5 stars
$56.64
-2.4%
$61.20
+8.1%
+55.3%$8.35B$6.59T8.3412,012Positive News
COOP
Mr. Cooper Group
4.6658 of 5 stars
$128.70
-0.6%
$131.14
+1.9%
+73.2%$8.23B$3.04B12.646,600Positive News
Options Volume
UWMC
UWM
2.9865 of 5 stars
$4.10
-4.8%
$6.86
+67.5%
-43.3%$6.55B$1.04B-17.808,000Gap Down
High Trading Volume
QFIN
Qifu Technology
3.8661 of 5 stars
$40.94
-0.4%
$45.10
+10.2%
+108.2%$6.45B$14.77B8.292,199Positive News
OMF
OneMain
4.9611 of 5 stars
$51.61
-0.5%
$58.40
+13.2%
+7.8%$6.14B$4.65B12.179,200Positive News
CADE
Cadence Bank
4.5045 of 5 stars
$30.07
-0.8%
$36.82
+22.4%
+9.3%$5.48B$921.95M10.856,570Analyst Downgrade
Gap Down

Related Companies and Tools


This page (NASDAQ:UCB) was last updated on 6/14/2025 by MarketBeat.com Staff
From Our Partners