United Community Banks (UCB) Competitors

United Community Banks (NASDAQ:UCB) and Woori Bank (NYSE:WF) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, dividends, risk, institutional ownership, profitability, analyst recommendations, valuation and media sentiment.

Do analysts recommend UCB or WF?

United Community Banks presently has a consensus target price of $34.57, indicating a potential upside of 9.56%. Given United Community Banks' stronger consensus rating and higher probable upside, equities analysts plainly believe United Community Banks is more favorable than Woori Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Community Banks	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
Woori Bank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has stronger earnings & valuation, UCB or WF?

Woori Bank has higher revenue and earnings than United Community Banks. Woori Bank is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Community Banks	$952.89M	4.02	$252.40M	$2.20	14.34
Woori Bank	$19.04B	0.72	$2.09B	$7.94	6.93

Is UCB or WF more profitable?

United Community Banks has a net margin of 16.48% compared to Woori Bank's net margin of 11.84%. United Community Banks' return on equity of 8.64% beat Woori Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Community Banks	16.48%	8.64%	1.04%
Woori Bank	11.84%	8.31%	0.56%

Which has more risk & volatility, UCB or WF?

United Community Banks has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500. Comparatively, Woori Bank has a beta of 1.08, suggesting that its share price is 8% more volatile than the S&P 500.

Is UCB or WF a better dividend stock?

United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.0%. Woori Bank pays an annual dividend of $1.37 per share and has a dividend yield of 2.5%. United Community Banks pays out 43.6% of its earnings in the form of a dividend. Woori Bank pays out 17.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals & insiders have more ownership in UCB or WF?

82.3% of United Community Banks shares are owned by institutional investors. Comparatively, 3.4% of Woori Bank shares are owned by institutional investors. 0.4% of United Community Banks shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Does the media refer more to UCB or WF?

In the previous week, United Community Banks had 4 more articles in the media than Woori Bank. MarketBeat recorded 8 mentions for United Community Banks and 4 mentions for Woori Bank. United Community Banks' average media sentiment score of 1.67 beat Woori Bank's score of 1.15 indicating that United Community Banks is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
United Community Banks	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Woori Bank	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

United Community Banks beats Woori Bank on 13 of the 18 factors compared between the two stocks.