United Community Banks (UCB) Competitors $31.54 +0.18 (+0.56%) Closing price 03:58 PM EasternExtended Trading$31.55 +0.00 (+0.02%) As of 04:11 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsTrendsBuy This Stock UCB vs. BCH, WF, ALLY, BSAC, CHYM, CIB, COOP, UPST, OMF, and GGALShould you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Banco De Chile (BCH), Woori Bank (WF), Ally Financial (ALLY), Banco Santander Chile (BSAC), Chime Financial (CHYM), BanColombia (CIB), Mr. Cooper Group (COOP), Upstart (UPST), OneMain (OMF), and Grupo Financiero Galicia (GGAL). These companies are all part of the "banking" industry. United Community Banks vs. Its Competitors Banco De Chile Woori Bank Ally Financial Banco Santander Chile Chime Financial BanColombia Mr. Cooper Group Upstart OneMain Grupo Financiero Galicia Banco De Chile (NYSE:BCH) and United Community Banks (NASDAQ:UCB) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, dividends, institutional ownership, profitability, earnings, media sentiment, analyst recommendations and risk. Which has higher earnings & valuation, BCH or UCB? Banco De Chile has higher revenue and earnings than United Community Banks. Banco De Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioBanco De Chile$4.21B3.31$1.37B$2.869.66United Community Banks$938.98M4.08$252.40M$2.1114.95 Which has more risk & volatility, BCH or UCB? Banco De Chile has a beta of 0.25, indicating that its share price is 75% less volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.78, indicating that its share price is 22% less volatile than the S&P 500. Is BCH or UCB a better dividend stock? Banco De Chile pays an annual dividend of $1.57 per share and has a dividend yield of 5.7%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.0%. Banco De Chile pays out 54.9% of its earnings in the form of a dividend. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Does the media prefer BCH or UCB? In the previous week, United Community Banks had 12 more articles in the media than Banco De Chile. MarketBeat recorded 16 mentions for United Community Banks and 4 mentions for Banco De Chile. United Community Banks' average media sentiment score of 1.55 beat Banco De Chile's score of 0.88 indicating that United Community Banks is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Banco De Chile 2 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive United Community Banks 10 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Do institutionals and insiders hold more shares of BCH or UCB? 1.2% of Banco De Chile shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 5.9% of Banco De Chile shares are owned by company insiders. Comparatively, 0.5% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term. Do analysts prefer BCH or UCB? Banco De Chile currently has a consensus price target of $23.00, suggesting a potential downside of 16.76%. United Community Banks has a consensus price target of $34.29, suggesting a potential upside of 8.69%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts clearly believe United Community Banks is more favorable than Banco De Chile.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Banco De Chile 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00United Community Banks 0 Sell rating(s) 4 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.43 Is BCH or UCB more profitable? Banco De Chile has a net margin of 32.80% compared to United Community Banks' net margin of 16.48%. Banco De Chile's return on equity of 23.64% beat United Community Banks' return on equity.Company Net Margins Return on Equity Return on Assets Banco De Chile32.80% 23.64% 2.55% United Community Banks 16.48%8.64%1.04% SummaryUnited Community Banks beats Banco De Chile on 10 of the 18 factors compared between the two stocks. Get United Community Banks News Delivered to You Automatically Sign up to receive the latest news and ratings for UCB and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart UCB vs. The Competition Export to ExcelMetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$3.83B$1.38B$12.38B$9.51BDividend Yield3.03%8.92%5.53%3.99%P/E Ratio15.469.4619.0620.03Price / Sales4.083.2926.36200.15Price / Cash13.019.9621.8159.01Price / Book1.130.972.275.90Net Income$252.40M$756.71M$997.25M$258.66M7 Day Performance-0.49%-0.06%0.89%2.23%1 Month Performance8.53%2.89%4.37%12.76%1 Year PerformanceN/A0.40%540.78%19.36% United Community Banks Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)UCBUnited Community Banks2.8961 of 5 stars$31.55+0.6%$34.29+8.7%N/A$3.83B$938.98M15.463,070Trending NewsEarnings ReportAnalyst ForecastAnalyst RevisionBCHBanco De Chile1.7818 of 5 stars$28.34-1.5%$23.00-18.8%+18.7%$14.31B$3.04T9.9111,614Upcoming EarningsHigh Trading VolumeWFWoori Bank3.1131 of 5 stars$57.62+2.9%N/A+73.9%$14.26B$12.73T7.3513,279News CoverageEarnings ReportHigh Trading VolumeALLYAlly Financial4.9842 of 5 stars$40.65+0.5%$42.67+5.0%-9.1%$12.49B$8.18B29.8910,700Earnings ReportAnalyst ForecastBSACBanco Santander Chile2.8714 of 5 stars$23.72-0.9%$23.00-3.0%+17.6%$11.17B$4.72B10.368,757Upcoming EarningsCHYMChime FinancialN/A$30.15+0.1%$37.83+25.5%N/A$10.99BN/A0.001,465Quiet Period ExpirationCIBBanColombia1.3317 of 5 stars$44.90+1.5%$39.00-13.1%+34.7%$10.80B$27.99T7.2034,114COOPMr. Cooper Group4.0863 of 5 stars$150.51+2.4%$134.57-10.6%+80.5%$9.63B$2.23B17.107,900Trending NewsEarnings ReportAnalyst ForecastOptions VolumeUPSTUpstart3.6352 of 5 stars$74.99-0.8%$71.62-4.5%+230.5%$7.13B$636.53M-99.991,193OMFOneMain4.7922 of 5 stars$58.90+0.0%$60.00+1.9%+13.9%$7.01B$4.99B12.459,000Trending NewsEarnings ReportDividend AnnouncementGGALGrupo Financiero Galicia2.8662 of 5 stars$46.79-0.7%$61.20+30.8%+78.0%$6.90B$6.46T6.8912,440Positive News Related Companies and Tools Related Companies Banco De Chile Competitors Woori Bank Competitors Ally Financial Competitors Banco Santander Chile Competitors Chime Financial Competitors BanColombia Competitors Mr. Cooper Group Competitors Upstart Competitors OneMain Competitors Grupo Financiero Galicia Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:UCB) was last updated on 7/25/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredGoogle did what!?!?A new technology has sparked a modern-day gold rush in Silicon Valley. 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