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United Community Banks (UCB) Competitors

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$31.54 +0.18 (+0.56%)
Closing price 03:58 PM Eastern
Extended Trading
$31.55 +0.00 (+0.02%)
As of 04:11 PM Eastern
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UCB vs. BCH, WF, ALLY, BSAC, CHYM, CIB, COOP, UPST, OMF, and GGAL

Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Banco De Chile (BCH), Woori Bank (WF), Ally Financial (ALLY), Banco Santander Chile (BSAC), Chime Financial (CHYM), BanColombia (CIB), Mr. Cooper Group (COOP), Upstart (UPST), OneMain (OMF), and Grupo Financiero Galicia (GGAL). These companies are all part of the "banking" industry.

United Community Banks vs. Its Competitors

Banco De Chile (NYSE:BCH) and United Community Banks (NASDAQ:UCB) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, dividends, institutional ownership, profitability, earnings, media sentiment, analyst recommendations and risk.

Banco De Chile has higher revenue and earnings than United Community Banks. Banco De Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Banco De Chile$4.21B3.31$1.37B$2.869.66
United Community Banks$938.98M4.08$252.40M$2.1114.95

Banco De Chile has a beta of 0.25, indicating that its share price is 75% less volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.78, indicating that its share price is 22% less volatile than the S&P 500.

Banco De Chile pays an annual dividend of $1.57 per share and has a dividend yield of 5.7%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.0%. Banco De Chile pays out 54.9% of its earnings in the form of a dividend. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, United Community Banks had 12 more articles in the media than Banco De Chile. MarketBeat recorded 16 mentions for United Community Banks and 4 mentions for Banco De Chile. United Community Banks' average media sentiment score of 1.55 beat Banco De Chile's score of 0.88 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Banco De Chile
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Community Banks
10 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

1.2% of Banco De Chile shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 5.9% of Banco De Chile shares are owned by company insiders. Comparatively, 0.5% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Banco De Chile currently has a consensus price target of $23.00, suggesting a potential downside of 16.76%. United Community Banks has a consensus price target of $34.29, suggesting a potential upside of 8.69%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts clearly believe United Community Banks is more favorable than Banco De Chile.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banco De Chile
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Community Banks
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

Banco De Chile has a net margin of 32.80% compared to United Community Banks' net margin of 16.48%. Banco De Chile's return on equity of 23.64% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
Banco De Chile32.80% 23.64% 2.55%
United Community Banks 16.48%8.64%1.04%

Summary

United Community Banks beats Banco De Chile on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UCB vs. The Competition

MetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$3.83B$1.38B$12.38B$9.51B
Dividend Yield3.03%8.92%5.53%3.99%
P/E Ratio15.469.4619.0620.03
Price / Sales4.083.2926.36200.15
Price / Cash13.019.9621.8159.01
Price / Book1.130.972.275.90
Net Income$252.40M$756.71M$997.25M$258.66M
7 Day Performance-0.49%-0.06%0.89%2.23%
1 Month Performance8.53%2.89%4.37%12.76%
1 Year PerformanceN/A0.40%540.78%19.36%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
2.8961 of 5 stars
$31.55
+0.6%
$34.29
+8.7%
N/A$3.83B$938.98M15.463,070Trending News
Earnings Report
Analyst Forecast
Analyst Revision
BCH
Banco De Chile
1.7818 of 5 stars
$28.34
-1.5%
$23.00
-18.8%
+18.7%$14.31B$3.04T9.9111,614Upcoming Earnings
High Trading Volume
WF
Woori Bank
3.1131 of 5 stars
$57.62
+2.9%
N/A+73.9%$14.26B$12.73T7.3513,279News Coverage
Earnings Report
High Trading Volume
ALLY
Ally Financial
4.9842 of 5 stars
$40.65
+0.5%
$42.67
+5.0%
-9.1%$12.49B$8.18B29.8910,700Earnings Report
Analyst Forecast
BSAC
Banco Santander Chile
2.8714 of 5 stars
$23.72
-0.9%
$23.00
-3.0%
+17.6%$11.17B$4.72B10.368,757Upcoming Earnings
CHYM
Chime Financial
N/A$30.15
+0.1%
$37.83
+25.5%
N/A$10.99BN/A0.001,465Quiet Period Expiration
CIB
BanColombia
1.3317 of 5 stars
$44.90
+1.5%
$39.00
-13.1%
+34.7%$10.80B$27.99T7.2034,114
COOP
Mr. Cooper Group
4.0863 of 5 stars
$150.51
+2.4%
$134.57
-10.6%
+80.5%$9.63B$2.23B17.107,900Trending News
Earnings Report
Analyst Forecast
Options Volume
UPST
Upstart
3.6352 of 5 stars
$74.99
-0.8%
$71.62
-4.5%
+230.5%$7.13B$636.53M-99.991,193
OMF
OneMain
4.7922 of 5 stars
$58.90
+0.0%
$60.00
+1.9%
+13.9%$7.01B$4.99B12.459,000Trending News
Earnings Report
Dividend Announcement
GGAL
Grupo Financiero Galicia
2.8662 of 5 stars
$46.79
-0.7%
$61.20
+30.8%
+78.0%$6.90B$6.46T6.8912,440Positive News

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This page (NASDAQ:UCB) was last updated on 7/25/2025 by MarketBeat.com Staff
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