UCB vs. BSAC, ALLY, CIB, WF, GGAL, COOP, QFIN, UWMC, OMF, and BMA
Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Banco Santander-Chile (BSAC), Ally Financial (ALLY), Bancolombia (CIB), Woori Financial Group (WF), Grupo Financiero Galicia (GGAL), Mr. Cooper Group (COOP), Qifu Technology (QFIN), UWM (UWMC), OneMain (OMF), and Banco Macro (BMA). These companies are all part of the "banking" industry.
United Community Banks vs.
Banco Santander-Chile (NYSE:BSAC) and United Community Banks (NASDAQ:UCB) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, community ranking, dividends, earnings, media sentiment, profitability, analyst recommendations, institutional ownership and valuation.
In the previous week, United Community Banks had 5 more articles in the media than Banco Santander-Chile. MarketBeat recorded 11 mentions for United Community Banks and 6 mentions for Banco Santander-Chile. United Community Banks' average media sentiment score of 1.30 beat Banco Santander-Chile's score of 0.78 indicating that United Community Banks is being referred to more favorably in the news media.
Banco Santander-Chile currently has a consensus target price of $22.33, suggesting a potential downside of 10.37%. United Community Banks has a consensus target price of $33.14, suggesting a potential upside of 15.86%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts clearly believe United Community Banks is more favorable than Banco Santander-Chile.
Banco Santander-Chile has a net margin of 19.16% compared to United Community Banks' net margin of 16.48%. Banco Santander-Chile's return on equity of 19.15% beat United Community Banks' return on equity.
6.4% of Banco Santander-Chile shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 0.4% of United Community Banks shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Banco Santander-Chile received 254 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 53.86% of users gave Banco Santander-Chile an outperform vote while only 40.00% of users gave United Community Banks an outperform vote.
Banco Santander-Chile has higher revenue and earnings than United Community Banks. Banco Santander-Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.
Banco Santander-Chile has a beta of 0.67, suggesting that its stock price is 33% less volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.75, suggesting that its stock price is 25% less volatile than the S&P 500.
Banco Santander-Chile pays an annual dividend of $0.99 per share and has a dividend yield of 4.0%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.4%. Banco Santander-Chile pays out 43.2% of its earnings in the form of a dividend. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco Santander-Chile is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
Banco Santander-Chile and United Community Banks tied by winning 10 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:UCB) was last updated on 5/22/2025 by MarketBeat.com Staff
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