UCB vs. COOP, WF, CIB, BSAC, ALLY, SSB, BLSH, UWMC, RIOT, and CHYM
Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Mr. Cooper Group (COOP), Woori Bank (WF), Grupo Cibest (CIB), Banco Santander Chile (BSAC), Ally Financial (ALLY), SouthState Bank (SSB), Bullish (BLSH), UWM (UWMC), Riot Platforms (RIOT), and Chime Financial (CHYM). These companies are all part of the "banking" industry.
United Community Banks vs. Its Competitors
United Community Banks (NYSE:UCB) and Mr. Cooper Group (NASDAQ:COOP) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, media sentiment, valuation, profitability and risk.
82.3% of United Community Banks shares are owned by institutional investors. Comparatively, 89.8% of Mr. Cooper Group shares are owned by institutional investors. 0.4% of United Community Banks shares are owned by company insiders. Comparatively, 1.7% of Mr. Cooper Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
United Community Banks has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500. Comparatively, Mr. Cooper Group has a beta of 1.08, suggesting that its share price is 8% more volatile than the S&P 500.
United Community Banks currently has a consensus price target of $34.57, indicating a potential upside of 17.35%. Mr. Cooper Group has a consensus price target of $140.38, indicating a potential downside of 33.41%. Given United Community Banks' higher probable upside, analysts plainly believe United Community Banks is more favorable than Mr. Cooper Group.
Mr. Cooper Group has a net margin of 25.38% compared to United Community Banks' net margin of 17.93%. Mr. Cooper Group's return on equity of 15.66% beat United Community Banks' return on equity.
United Community Banks pays an annual dividend of $1.00 per share and has a dividend yield of 3.4%. Mr. Cooper Group pays an annual dividend of $2.00 per share and has a dividend yield of 0.9%. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Mr. Cooper Group pays out 22.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Mr. Cooper Group has higher revenue and earnings than United Community Banks. United Community Banks is trading at a lower price-to-earnings ratio than Mr. Cooper Group, indicating that it is currently the more affordable of the two stocks.
In the previous week, Mr. Cooper Group had 1 more articles in the media than United Community Banks. MarketBeat recorded 3 mentions for Mr. Cooper Group and 2 mentions for United Community Banks. Mr. Cooper Group's average media sentiment score of 0.95 beat United Community Banks' score of 0.87 indicating that Mr. Cooper Group is being referred to more favorably in the news media.
Summary
Mr. Cooper Group beats United Community Banks on 16 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
United Community Banks Competitors List
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This page (NYSE:UCB) was last updated on 10/16/2025 by MarketBeat.com Staff
