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United Community Banks (UCB) Competitors

United Community Banks logo
$27.92 +0.31 (+1.11%)
Closing price 05/1/2025 03:59 PM Eastern
Extended Trading
$27.85 -0.07 (-0.24%)
As of 05/1/2025 04:08 PM Eastern
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UCB vs. BSAC, ALLY, CIB, GGAL, WF, COOP, UWMC, QFIN, OMF, and BMA

Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Banco Santander-Chile (BSAC), Ally Financial (ALLY), Bancolombia (CIB), Grupo Financiero Galicia (GGAL), Woori Financial Group (WF), Mr. Cooper Group (COOP), UWM (UWMC), Qifu Technology (QFIN), OneMain (OMF), and Banco Macro (BMA). These companies are all part of the "banking" industry.

United Community Banks vs.

Banco Santander-Chile (NYSE:BSAC) and United Community Banks (NASDAQ:UCB) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, community ranking, earnings, dividends, analyst recommendations, valuation and profitability.

Banco Santander-Chile currently has a consensus target price of $22.33, suggesting a potential downside of 4.56%. United Community Banks has a consensus target price of $33.14, suggesting a potential upside of 18.72%. Given United Community Banks' stronger consensus rating and higher probable upside, analysts clearly believe United Community Banks is more favorable than Banco Santander-Chile.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banco Santander-Chile
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
United Community Banks
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57

Banco Santander-Chile has a net margin of 19.16% compared to United Community Banks' net margin of 16.48%. Banco Santander-Chile's return on equity of 19.15% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
Banco Santander-Chile19.16% 19.15% 1.18%
United Community Banks 16.48%8.64%1.04%

In the previous week, United Community Banks had 17 more articles in the media than Banco Santander-Chile. MarketBeat recorded 27 mentions for United Community Banks and 10 mentions for Banco Santander-Chile. United Community Banks' average media sentiment score of 1.24 beat Banco Santander-Chile's score of 0.81 indicating that United Community Banks is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Banco Santander-Chile
3 Very Positive mention(s)
0 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Community Banks
13 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Banco Santander-Chile received 254 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 53.97% of users gave Banco Santander-Chile an outperform vote while only 40.00% of users gave United Community Banks an outperform vote.

CompanyUnderperformOutperform
Banco Santander-ChileOutperform Votes
258
53.97%
Underperform Votes
220
46.03%
United Community BanksOutperform Votes
4
40.00%
Underperform Votes
6
60.00%

6.4% of Banco Santander-Chile shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 0.5% of United Community Banks shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Banco Santander-Chile has higher revenue and earnings than United Community Banks. Banco Santander-Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Banco Santander-Chile$2.83T0.00$883.95M$1.9412.06
United Community Banks$938.98M3.55$252.40M$2.1113.23

Banco Santander-Chile pays an annual dividend of $1.00 per share and has a dividend yield of 4.3%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.4%. Banco Santander-Chile pays out 51.5% of its earnings in the form of a dividend. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Banco Santander-Chile has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500.

Summary

United Community Banks beats Banco Santander-Chile on 12 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UCB vs. The Competition

MetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$3.33B$3.08B$11.11B$7.93B
Dividend Yield3.52%3.86%5.77%4.22%
P/E Ratio13.6823.5922.1018.54
Price / Sales3.553.0126.31103.30
Price / Cash13.0110.6317.6034.62
Price / Book1.001.162.674.25
Net Income$252.40M$372.21M$1.03B$248.18M
7 Day Performance2.54%1.21%0.72%1.03%
1 Month Performance-0.09%-1.21%-0.58%2.70%
1 Year PerformanceN/A16.16%537.58%4.05%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
4.2578 of 5 stars
$27.92
+1.1%
$33.14
+18.7%
N/A$3.33B$938.98M13.683,070Analyst Forecast
Analyst Revision
Positive News
BSAC
Banco Santander-Chile
2.9097 of 5 stars
$24.34
-0.7%
$21.33
-12.4%
+30.7%$11.47B$2.83T12.559,990Earnings Report
Analyst Downgrade
ALLY
Ally Financial
4.9936 of 5 stars
$33.22
+0.9%
$41.69
+25.5%
-16.1%$10.20B$8.48B12.7811,600Insider Trade
Positive News
CIB
Bancolombia
1.5433 of 5 stars
$40.63
-4.0%
$39.25
-3.4%
+23.3%$9.77B$27.89T6.4533,100Upcoming Earnings
Short Interest ↑
High Trading Volume
GGAL
Grupo Financiero Galicia
3.0933 of 5 stars
$62.26
-1.8%
$59.00
-5.2%
+81.3%$9.18B$7.27T9.1712,012Positive News
WF
Woori Financial Group
3.546 of 5 stars
$35.54
-0.9%
N/A+18.5%$8.80B$12.62T4.62150Short Interest ↑
News Coverage
COOP
Mr. Cooper Group
4.6994 of 5 stars
$115.26
-1.3%
$131.14
+13.8%
+54.3%$7.37B$3.02B11.326,600Options Volume
Positive News
UWMC
UWM
3.2861 of 5 stars
$4.57
+2.7%
$7.21
+57.9%
-26.2%$7.30B$1.42B-19.878,000Upcoming Earnings
News Coverage
Positive News
QFIN
Qifu Technology
4.3386 of 5 stars
$40.49
-1.1%
$45.10
+11.4%
+117.4%$6.38B$14.04B8.202,199Short Interest ↓
Positive News
Gap Down
OMF
OneMain
4.9227 of 5 stars
$49.29
+1.0%
$58.17
+18.0%
-6.3%$5.88B$4.54B11.639,200Earnings Report
Dividend Announcement
Analyst Forecast
Insider Trade
Analyst Revision
BMA
Banco Macro
2.6701 of 5 stars
$91.57
-2.4%
$54.50
-40.5%
+55.7%$5.85B$4.52T8.038,000

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This page (NASDAQ:UCB) was last updated on 5/2/2025 by MarketBeat.com Staff
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