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United Community Banks (UCB) Competitors

United Community Banks logo
$31.59 +0.17 (+0.53%)
Closing price 09/25/2025 03:59 PM Eastern
Extended Trading
$31.64 +0.06 (+0.18%)
As of 09/25/2025 04:18 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

UCB vs. BCH, WF, COOP, ALLY, CIB, BSAC, IREN, SSB, UWMC, and BLSH

Should you be buying United Community Banks stock or one of its competitors? The main competitors of United Community Banks include Banco De Chile (BCH), Woori Bank (WF), Mr. Cooper Group (COOP), Ally Financial (ALLY), BanColombia (CIB), Banco Santander Chile (BSAC), IREN (IREN), SouthState Bank (SSB), UWM (UWMC), and Bullish (BLSH). These companies are all part of the "banking" industry.

United Community Banks vs. Its Competitors

United Community Banks (NASDAQ:UCB) and Banco De Chile (NYSE:BCH) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, institutional ownership, profitability, dividends, analyst recommendations, media sentiment and valuation.

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 1.2% of Banco De Chile shares are held by institutional investors. 0.4% of United Community Banks shares are held by company insiders. Comparatively, 5.9% of Banco De Chile shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

United Community Banks has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500. Comparatively, Banco De Chile has a beta of 0.3, meaning that its share price is 70% less volatile than the S&P 500.

Banco De Chile has a net margin of 32.62% compared to United Community Banks' net margin of 16.48%. Banco De Chile's return on equity of 23.00% beat United Community Banks' return on equity.

Company Net Margins Return on Equity Return on Assets
United Community Banks16.48% 8.64% 1.04%
Banco De Chile 32.62%23.00%2.51%

In the previous week, Banco De Chile had 2 more articles in the media than United Community Banks. MarketBeat recorded 6 mentions for Banco De Chile and 4 mentions for United Community Banks. Banco De Chile's average media sentiment score of 1.05 beat United Community Banks' score of 1.04 indicating that Banco De Chile is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Community Banks
1 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Banco De Chile
4 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Community Banks pays an annual dividend of $1.00 per share and has a dividend yield of 3.2%. Banco De Chile pays an annual dividend of $1.57 per share and has a dividend yield of 5.2%. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Banco De Chile pays out 55.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

United Community Banks presently has a consensus target price of $34.57, indicating a potential upside of 9.45%. Banco De Chile has a consensus target price of $23.00, indicating a potential downside of 23.66%. Given United Community Banks' stronger consensus rating and higher possible upside, equities research analysts plainly believe United Community Banks is more favorable than Banco De Chile.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Community Banks
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
Banco De Chile
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Banco De Chile has higher revenue and earnings than United Community Banks. Banco De Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Community Banks$952.89M4.03$252.40M$2.2014.36
Banco De Chile$4.21B3.61$1.37B$2.8110.72

Summary

Banco De Chile beats United Community Banks on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UCB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UCB vs. The Competition

MetricUnited Community BanksState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$3.84B$1.50B$12.62B$10.39B
Dividend Yield3.14%8.86%5.47%4.64%
P/E Ratio15.489.74239.2726.11
Price / Sales4.033.4730.74124.93
Price / Cash13.0110.4722.6961.24
Price / Book1.131.062.276.30
Net Income$252.40M$819.47M$1.01B$271.03M
7 Day Performance-1.79%-1.44%-0.91%-0.14%
1 Month Performance-4.74%0.38%0.85%5.82%
1 Year Performance10.37%5.42%539.38%27.63%

United Community Banks Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UCB
United Community Banks
3.4497 of 5 stars
$31.59
+0.5%
$34.57
+9.4%
+11.3%$3.84B$952.89M15.483,070Positive News
BCH
Banco De Chile
1.5898 of 5 stars
$29.71
+1.3%
$23.00
-22.6%
+21.3%$14.82B$4.21B10.5711,614
WF
Woori Bank
3.7989 of 5 stars
$57.24
-0.6%
N/A+61.8%$14.25B$19.04B7.2113,279Positive News
Gap Up
COOP
Mr. Cooper Group
4.3689 of 5 stars
$214.13
-0.1%
$140.38
-34.4%
+128.8%$13.72B$2.23B24.507,900Positive News
Dividend Announcement
Gap Down
High Trading Volume
ALLY
Ally Financial
4.8657 of 5 stars
$43.51
-1.6%
$44.93
+3.3%
+18.0%$13.61B$8.18B28.2510,700Positive News
Analyst Forecast
Options Volume
CIB
BanColombia
2.2257 of 5 stars
$52.50
+1.2%
$43.75
-16.7%
+60.7%$12.47B$10.55B7.9734,114
BSAC
Banco Santander Chile
1.8374 of 5 stars
$26.34
+2.9%
$24.00
-8.9%
+26.4%$12.06B$4.72B10.988,757Positive News
IREN
IREN
3.2021 of 5 stars
$41.90
+8.4%
$30.89
-26.3%
+430.2%$10.51B$501.02M71.02100Trending News
Analyst Forecast
Analyst Revision
Gap Down
SSB
SouthState Bank
1.5634 of 5 stars
$100.27
-1.1%
N/AN/A$10.26B$2.44B14.944,986News Coverage
UWMC
UWM
2.2735 of 5 stars
$6.32
-1.3%
$5.54
-12.2%
-26.0%$10.24B$2.16B-126.309,100Insider Trade
Gap Down
BLSH
Bullish
1.0286 of 5 stars
$68.81
-0.5%
$57.33
-16.7%
N/A$10.11BN/A-1,361.06400Trending News
Quiet Period Expiration

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This page (NASDAQ:UCB) was last updated on 9/26/2025 by MarketBeat.com Staff
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