Union Bankshares (UNB) Competitors

Union Bankshares (NASDAQ:UNB) and Bar Harbor Bankshares (NYSE:BHB) are both small-cap banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, dividends, analyst recommendations and profitability.

Is UNB or BHB more profitable?

Union Bankshares has a net margin of 11.17% compared to Bar Harbor Bankshares' net margin of 0.00%. Union Bankshares' return on equity of 13.22% beat Bar Harbor Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Union Bankshares	11.17%	13.22%	0.60%
Bar Harbor Bankshares	N/A	N/A	N/A

Do analysts rate UNB or BHB?

Bar Harbor Bankshares has a consensus price target of $34.00, suggesting a potential upside of 18.72%. Given Bar Harbor Bankshares' stronger consensus rating and higher possible upside, analysts plainly believe Bar Harbor Bankshares is more favorable than Union Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Union Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Bar Harbor Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has preferable valuation and earnings, UNB or BHB?

Bar Harbor Bankshares has higher revenue and earnings than Union Bankshares. Bar Harbor Bankshares is trading at a lower price-to-earnings ratio than Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Union Bankshares	$77.68M	1.56	$8.76M	$2.04	13.06
Bar Harbor Bankshares	$147.99M	2.96	$39.52M	$2.58	11.10

Do insiders & institutionals believe in UNB or BHB?

14.8% of Union Bankshares shares are held by institutional investors. Comparatively, 54.5% of Bar Harbor Bankshares shares are held by institutional investors. 1.8% of Union Bankshares shares are held by company insiders. Comparatively, 2.6% of Bar Harbor Bankshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is UNB or BHB a better dividend stock?

Union Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 5.4%. Bar Harbor Bankshares pays an annual dividend of $1.28 per share and has a dividend yield of 4.5%. Union Bankshares pays out 70.6% of its earnings in the form of a dividend. Bar Harbor Bankshares pays out 49.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bar Harbor Bankshares has raised its dividend for 22 consecutive years.

Which has more volatility & risk, UNB or BHB?

Union Bankshares has a beta of 0.56, meaning that its share price is 44% less volatile than the S&P 500. Comparatively, Bar Harbor Bankshares has a beta of 0.65, meaning that its share price is 35% less volatile than the S&P 500.

Does the media refer more to UNB or BHB?

In the previous week, Union Bankshares and Union Bankshares both had 1 articles in the media. Bar Harbor Bankshares' average media sentiment score of 0.00 beat Union Bankshares' score of -0.16 indicating that Bar Harbor Bankshares is being referred to more favorably in the news media.

Company	Overall Sentiment
Union Bankshares	Neutral
Bar Harbor Bankshares	Neutral

Summary

Bar Harbor Bankshares beats Union Bankshares on 12 of the 17 factors compared between the two stocks.