Unity Bancorp (UNTY) Competitors

CNB Financial (NASDAQ:CCNE) and Unity Bancorp (NASDAQ:UNTY) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, media sentiment, analyst recommendations, earnings, institutional ownership, valuation, profitability and risk.

Is CCNE or UNTY a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 2.7%. Unity Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 1.1%. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Unity Bancorp pays out 11.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has raised its dividend for 1 consecutive years and Unity Bancorp has raised its dividend for 12 consecutive years.

Does the media refer more to CCNE or UNTY?

In the previous week, Unity Bancorp had 2 more articles in the media than CNB Financial. MarketBeat recorded 4 mentions for Unity Bancorp and 2 mentions for CNB Financial. CNB Financial's average media sentiment score of 1.71 beat Unity Bancorp's score of 1.32 indicating that CNB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CNB Financial	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Unity Bancorp	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, CCNE or UNTY?

CNB Financial has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500. Comparatively, Unity Bancorp has a beta of 0.79, meaning that its stock price is 21% less volatile than the S&P 500.

Do institutionals & insiders believe in CCNE or UNTY?

52.4% of CNB Financial shares are held by institutional investors. Comparatively, 42.3% of Unity Bancorp shares are held by institutional investors. 2.8% of CNB Financial shares are held by insiders. Comparatively, 29.7% of Unity Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has better earnings and valuation, CCNE or UNTY?

CNB Financial has higher revenue and earnings than Unity Bancorp. Unity Bancorp is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$364.58M	2.13	$54.58M	$2.38	11.05
Unity Bancorp	$164.21M	3.24	$41.45M	$4.94	10.72

Is CCNE or UNTY more profitable?

Unity Bancorp has a net margin of 28.72% compared to CNB Financial's net margin of 14.56%. Unity Bancorp's return on equity of 15.34% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.56%	9.79%	0.89%
Unity Bancorp	28.72%	15.34%	1.68%

Do analysts recommend CCNE or UNTY?

CNB Financial currently has a consensus target price of $27.75, indicating a potential upside of 5.47%. Unity Bancorp has a consensus target price of $56.50, indicating a potential upside of 6.64%. Given Unity Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Unity Bancorp is more favorable than CNB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

Unity Bancorp beats CNB Financial on 13 of the 19 factors compared between the two stocks.