Unity Bancorp (UNTY) Competitors

Unity Bancorp (NASDAQ:UNTY) and Customers Bancorp (NYSE:CUBI) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their media sentiment, valuation, analyst recommendations, profitability, earnings, dividends, risk, institutional ownership and community ranking.

Which has preferable earnings and valuation, UNTY or CUBI?

Customers Bancorp has higher revenue and earnings than Unity Bancorp. Unity Bancorp is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Unity Bancorp	$109.74M	4.04	$41.45M	$4.26	10.38
Customers Bancorp	$648.24M	2.58	$181.47M	$3.97	13.32

Do analysts rate UNTY or CUBI?

Unity Bancorp presently has a consensus price target of $52.50, indicating a potential upside of 18.70%. Customers Bancorp has a consensus price target of $64.00, indicating a potential upside of 21.04%. Given Customers Bancorp's higher probable upside, analysts clearly believe Customers Bancorp is more favorable than Unity Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Unity Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Customers Bancorp	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	2.60

Is UNTY or CUBI more profitable?

Unity Bancorp has a net margin of 25.24% compared to Customers Bancorp's net margin of 13.07%. Unity Bancorp's return on equity of 15.08% beat Customers Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Unity Bancorp	25.24%	15.08%	1.59%
Customers Bancorp	13.07%	12.29%	0.93%

Does the MarketBeat Community believe in UNTY or CUBI?

Customers Bancorp received 193 more outperform votes than Unity Bancorp when rated by MarketBeat users. Likewise, 66.36% of users gave Customers Bancorp an outperform vote while only 64.39% of users gave Unity Bancorp an outperform vote.

Company	Underperform	Outperform
Unity Bancorp	Outperform Votes 170 64.39%	Underperform Votes 94 35.61%
Customers Bancorp	Outperform Votes 363 66.36%	Underperform Votes 184 33.64%

Does the media favor UNTY or CUBI?

In the previous week, Customers Bancorp had 5 more articles in the media than Unity Bancorp. MarketBeat recorded 6 mentions for Customers Bancorp and 1 mentions for Unity Bancorp. Unity Bancorp's average media sentiment score of 1.89 beat Customers Bancorp's score of 0.30 indicating that Unity Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Unity Bancorp	Very Positive
Customers Bancorp	Neutral

Which has more risk and volatility, UNTY or CUBI?

Unity Bancorp has a beta of 0.71, indicating that its stock price is 29% less volatile than the S&P 500. Comparatively, Customers Bancorp has a beta of 1.53, indicating that its stock price is 53% more volatile than the S&P 500.

Do institutionals & insiders hold more shares of UNTY or CUBI?

42.3% of Unity Bancorp shares are held by institutional investors. Comparatively, 89.3% of Customers Bancorp shares are held by institutional investors. 29.7% of Unity Bancorp shares are held by insiders. Comparatively, 8.7% of Customers Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

Customers Bancorp beats Unity Bancorp on 10 of the 19 factors compared between the two stocks.