Banco Bilbao Viscaya Argentaria (BBVA) Financials

$19.12 +0.11 (+0.58%)

Closing price 03:59 PM Eastern

Extended Trading

$19.11 -0.01 (-0.03%)

As of 04:55 PM Eastern

Annual Income Statements for Banco Bilbao Viscaya Argentaria

This table shows Banco Bilbao Viscaya Argentaria's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	-8,090	12,540	4,446	6,180	3,037	2,182	5,266	6,802	8,871	10,407
Consolidated Net Income / (Loss)	3,616	4,937	5,714	7,127	4,876	2,517	6,358	7,235	9,310	10,946
Net Income / (Loss) Continuing Operations	-8,090	12,540	4,446	15,264	2,102	1,258	13,440	13,343	16,509	18,894
Total Pre-Tax Income	-8,090	12,540	8,326	14,459	8,083	6,411	12,951	13,654	16,922	19,099
Total Revenue	-8,090	12,540	15,497	-13,355	23,490	23,717	7,530	28,997	35,508	39,401
Net Interest Income / (Expense)	-9,519	11,202	21,332	-13,355	17,720	17,826	-1,508	20,459	25,541	26,154
Total Interest Income	0.00	0.00	0.00	0.00	31,156	27,351	7,919	33,626	52,932	63,823
Investment Securities Interest Income	-	-	-	-	31,156	27,351	7,919	33,626	52,932	63,823
Total Interest Expense	9,519	-11,202	-13,859	13,355	13,436	9,525	9,427	13,168	27,391	37,669
Long-Term Debt Interest Expense	9,519	-11,202	-13,859	13,355	13,436	9,525	9,427	13,168	27,391	37,669
Total Non-Interest Income	1,429	1,338	1,638	0.00	5,770	5,892	9,037	8,538	9,967	13,247
Other Service Charges	-	-	-	-	717	601	3,135	8,837	10,950	13,494
Net Realized & Unrealized Capital Gains on Investments	-	-	1,638	-	-	-	2,020	-1,449	-2,377	-1,780
Other Non-Interest Income	1,429	1,338	-	-	-	254	3,882	1,150	1,394	1,534
Total Non-Interest Expense	0.00	0.00	7,893	-27,814	17,402	20,629	-6,423	15,343	18,586	20,302
Salaries and Employee Benefits	-	-	7,893	-	6,005	5,735	5,711	3,090	3,994	5,225
Other Operating Expenses	-	-	-	-27,814	9,841	13,320	-14,068	10,768	12,924	13,497
Depreciation Expense	-	-	-	-	1,555	1,573	1,397	1,421	1,552	1,587
Impairment Charge	-	-	-	-	-	-	250	65	116	-6.21
Nonoperating Income / (Expense), net	-	-	-	-	-	-48	151	0.00	0.00	0.00
Other Gains / (Losses), net	-	-	-5,770	806	-3,986	-	489	-311	-413	-205
Other Adjustments to Consolidated Net Income / (Loss)	-	-	-	-	-	-	-2,161	0.00	0.00	0.00
Net Income / (Loss) Attributable to Noncontrolling Interest	-	-	-	-	-935	-924	-	433	439	539
Weighted Average Basic Shares Outstanding	-	-	6.67B	6.67B	6.67B	6.67B	6.67B	6.03B	5.84B	5.76B
Weighted Average Diluted Shares Outstanding	-	-	6.67B	6.67B	6.67B	6.67B	6.67B	6.03B	5.84B	5.76B
Weighted Average Basic & Diluted Shares Outstanding	-	-	6.67B	6.67B	6.67B	6.67B	6.67B	6.03B	5.84B	5.76B

No quarterly income statements for Banco Bilbao Viscaya Argentaria are available.

This table details how cash moves in and out of Banco Bilbao Viscaya Argentaria's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	7,608	5,117	2,017	17,758	-15,592	39,806	-10,287	36,634	2,214	-25,123
Net Cash From Operating Activities	3,661	5,017	7,141	15,378	-4,756	54,377	-6,425	25,637	7,408	-17,131
Net Cash From Continuing Operating Activities	3,661	5,017	7,141	10,055	-4,756	54,377	-6,425	25,637	7,408	-17,131
Net Income / (Loss) Continuing Operations	3,616	4,937	5,714	7,127	4,876	2,517	6,358	0.00	0.00	10,946
Consolidated Net Income / (Loss)	3,616	4,937	5,714	7,127	4,876	2,517	6,358	-	-	10,946
Depreciation Expense	-	-	-	1,183	1,555	1,573	1,397	-	-	1,587
Non-Cash Adjustments to Reconcile Net Income	45	80	8,703	1,744	26,604	121,031	21,863	7,432	10,697	59,943
Changes in Operating Assets and Liabilities, net	-	-	-7,276	-	-37,792	-70,743	-36,043	18,205	-3,289	-89,607
Net Cash From Investing Activities	3,947	100	0.00	8,602	-8,325	-6,494	-609	12,792	-4,800	-758
Net Cash From Continuing Investing Activities	3,947	100	0.00	-1,448	-8,325	-6,494	-609	12,792	-4,800	-758
Purchase of Investment Securities	-	-	-	-172	-8,325	-6,494	-609	-	-	-758
Net Cash From Financing Activities	0.00	0.00	0.00	5,828	-3,033	-2,528	-4,922	0.00	0.00	-2,657
Net Cash From Continuing Financing Activities	0.00	0.00	0.00	-5,129	0.00	0.00	-4,922	0.00	0.00	-2,657
Other Financing Activities, Net	-	-	-	-	-	-	-4,922	-	-	-2,657
Effect of Exchange Rate Changes	-	-	-5,125	-	-712	-5,690	-2,110	-308	-395	-2,164
Cash Income Taxes Paid	-	-	-	-	1,798	2,388	1,750	-	-	5,829

No quarterly cash flow statements for Banco Bilbao Viscaya Argentaria are available.

This table presents Banco Bilbao Viscaya Argentaria's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	814,751	769,913	828,930	773,317	780,499	896,410	750,253	761,796	857,922	799,513
Cash and Due from Banks	31,816	42,121	51,269	-	49,769	80,027	77,338	85,801	83,278	52,557
Interest Bearing Deposits at Other Banks	-118,031	-103,350	0.00	-	-66,314	-58,983	-53,487	-63,984	-99,307	-55,948
Trading Account Securities	38,024	38,086	228,862	101,979	139,666	161,196	142,292	94,188	97,827	93,492
Loans and Leases, Net of Allowance	475,292	453,320	505,508	428,264	486,433	443,330	439,934	449,076	526,397	498,522
Loans and Leases	475,292	453,320	505,508	428,264	486,433	443,330	439,934	449,076	526,397	498,522
Customer and Other Receivables	-	-	0.00	-	-431,194	-418,596	-395,859	-421,933	-457,399	-463,358
Premises and Equipment, Net	495	770	234	8,087	11,017	9,285	8,044	9,030	10,007	9,839
Goodwill	7,513	7,298	7,282	16,589	5,561	1,112	926	756	879	725
Intangible Assets	3,408	2,997	13,053	2,442	2,256	1,753	1,561	1,550	1,735	1,853
Other Assets	178,610	568,459	527,727	109,626	567,319	630,308	512,314	516,373	606,537	586,073
Total Liabilities & Shareholders' Equity	1,407,389	1,338,202	828,930	773,317	915,695	1,132,184	900,913	847,901	947,935	866,419
Total Liabilities	754,685	711,602	764,876	712,802	718,859	835,305	695,067	707,753	796,788	737,393
Non-Interest Bearing Deposits	438,271	422,341	65,487	430,301	12,014	12,662	20,009	12,881	26,458	21,679
Long-Term Debt	89,075	80,347	70,678	69,943	77,008	81,006	66,956	20,102	21,289	11,234
Capital Lease Obligations	0.00	0.00	-	-	0.00	0.00	0.00	0.00	0.00	0.00
Other Long-Term Liabilities	844,532	800,597	173,011	156,251	857,199	1,090,534	852,405	847,590	932,458	864,337
Total Equity & Noncontrolling Interests	35,510	34,917	64,054	60,515	-30,527	-52,018	-38,457	-32,672	-32,270	-30,831
Total Preferred & Common Equity	25,378	24,929	18,213	72,492	-37,486	-58,702	-43,950	-36,548	-36,213	-35,343
Total Common Equity	25,378	24,929	18,213	45,033	-37,486	-58,702	-43,950	-36,548	-36,213	-35,343
Accumulated Other Comprehensive Income / (Loss)	-5,176	-4,667	-18,522	11,700	-29,676	-45,155	-45,299	-37,697	-37,049	-36,209
Other Equity Adjustments	2,622	3,231	4,286	103	-11,476	-17,537	1,349	1,149	836	865
Noncontrolling Interest	10,132	9,988	19,831	6,597	6,959	6,683	5,493	3,876	3,942	4,512

This table presents Banco Bilbao Viscaya Argentaria's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q4 2022	Q4 2023	Q4 2024
Period end date	12/31/2022	12/31/2023	12/31/2024
Total Assets	761,796	857,922	799,513
Cash and Due from Banks	85,801	83,278	52,557
Interest Bearing Deposits at Other Banks	-63,984	-99,307	-55,948
Trading Account Securities	94,188	97,827	93,492
Loans and Leases, Net of Allowance	449,076	526,397	498,522
Loans and Leases	449,076	526,397	498,522
Customer and Other Receivables	-421,933	-457,399	-463,358
Premises and Equipment, Net	9,030	10,007	9,839
Goodwill	756	879	725
Intangible Assets	1,550	1,735	1,853
Other Assets	516,373	606,537	586,073
Total Liabilities & Shareholders' Equity	847,901	947,935	866,419
Total Liabilities	707,753	796,788	737,393
Non-Interest Bearing Deposits	12,881	26,458	21,679
Long-Term Debt	20,102	21,289	11,234
Capital Lease Obligations	0.00	0.00	0.00
Other Long-Term Liabilities	847,590	932,458	864,337
Total Equity & Noncontrolling Interests	-32,672	-32,270	-30,831
Total Preferred & Common Equity	-36,548	-36,213	-35,343
Total Common Equity	-36,548	-36,213	-35,343
Accumulated Other Comprehensive Income / (Loss)	-37,697	-37,049	-36,209
Other Equity Adjustments	1,149	836	865
Noncontrolling Interest	3,876	3,942	4,512

This table displays calculated financial ratios and metrics derived from Banco Bilbao Viscaya Argentaria's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	0.00%	255.00%	23.58%	-186.18%	275.89%	0.97%	-68.25%	285.09%	22.45%	10.96%
EBITDA Growth	0.00%	255.00%	-39.36%	105.71%	-51.13%	-39.01%	204.56%	6.18%	22.55%	11.97%
EBIT Growth	0.00%	255.00%	-39.36%	90.15%	-57.89%	-49.28%	314.50%	6.67%	23.93%	12.87%
NOPAT Growth	0.00%	321.42%	-12.78%	32.19%	-44.10%	-42.31%	174.51%	6.67%	23.93%	12.87%
Net Income Growth	0.00%	36.53%	15.74%	24.72%	-31.58%	-48.39%	152.67%	13.79%	28.68%	17.58%
EPS Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Growth	0.00%	37.05%	42.34%	115.33%	-130.93%	1,243.31%	-111.82%	499.00%	-71.10%	-331.24%
Free Cash Flow Firm Growth	0.00%	0.00%	-35.45%	-27.81%	-26.40%	-84.79%	2,628.39%	88.14%	-85.98%	225.89%
Invested Capital Growth	0.00%	-7.03%	-2.83%	2.77%	0.13%	2.50%	-14.05%	-39.30%	11.17%	-11.00%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	0.00%	100.00%	49.07%	0.00%	32.54%	19.65%	188.55%	51.99%	52.03%	52.50%
EBIT Margin	0.00%	100.00%	49.07%	0.00%	25.92%	13.02%	170.00%	47.09%	47.66%	48.47%
Profit (Net Income) Margin	0.00%	39.37%	36.87%	0.00%	20.76%	10.61%	84.44%	24.95%	26.22%	27.78%
Tax Burden Percent	-44.70%	39.37%	68.63%	49.29%	60.33%	39.25%	49.10%	52.99%	55.02%	57.31%
Interest Burden Percent	100.00%	100.00%	109.49%	100.00%	132.76%	207.59%	101.18%	100.00%	100.00%	100.00%
Effective Tax Rate	0.00%	0.00%	-31.37%	0.00%	0.00%	27.80%	0.00%	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	0.00%	8.71%	8.00%	0.00%	5.83%	3.32%	9.69%	13.91%	21.62%	24.52%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	1.72%	2.01%	0.00%	3.24%	2.14%	6.06%	9.11%	14.74%	17.07%
Return on Net Nonoperating Assets (RNNOA)	0.00%	5.31%	3.55%	0.00%	26.69%	-9.42%	-23.74%	-34.26%	-50.29%	-59.21%
Return on Equity (ROE)	10.18%	14.02%	11.55%	11.44%	32.52%	-6.10%	-14.06%	-20.34%	-28.67%	-34.69%
Cash Return on Invested Capital (CROIC)	0.00%	16.00%	10.87%	7.85%	5.70%	0.86%	24.80%	62.82%	11.04%	36.16%
Operating Return on Assets (OROA)	0.00%	1.58%	0.95%	0.00%	0.78%	0.37%	1.55%	1.81%	2.09%	2.30%
Return on Assets (ROA)	0.00%	0.62%	0.71%	0.00%	0.63%	0.30%	0.77%	0.96%	1.15%	1.32%
Return on Common Equity (ROCE)	7.28%	10.01%	5.03%	5.81%	8.18%	-7.11%	-15.95%	-23.02%	-32.12%	-39.34%
Return on Equity Simple (ROE_SIMPLE)	14.25%	19.80%	31.37%	9.83%	-13.01%	-4.29%	-14.47%	-19.80%	-25.71%	-30.97%
Net Operating Profit after Tax (NOPAT)	-5,663	12,540	10,937	14,459	8,083	4,663	12,801	13,654	16,922	19,099
NOPAT Margin	0.00%	100.00%	70.58%	0.00%	34.41%	19.66%	170.00%	47.09%	47.66%	48.47%
Net Nonoperating Expense Percent (NNEP)	-8.17%	7.00%	5.99%	9.87%	2.59%	1.18%	3.63%	4.80%	6.87%	7.45%
SG&A Expenses to Revenue	0.00%	0.00%	50.93%	0.00%	25.57%	24.18%	75.85%	10.65%	11.25%	13.26%
Operating Expenses to Revenue	0.00%	0.00%	50.93%	0.00%	74.08%	86.98%	-85.30%	52.91%	52.34%	51.53%
Earnings before Interest and Taxes (EBIT)	-8,090	12,540	7,604	14,459	6,088	3,088	12,801	13,654	16,922	19,099
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-8,090	12,540	7,604	15,642	7,644	4,662	14,197	15,075	18,474	20,685
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	0.00	0.00	0.56	0.00	0.00	0.00	0.00	0.00	0.00
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.96	0.00	0.00	0.00	0.00	0.00	0.00
Price to Revenue (P/Rev)	0.00	0.00	0.00	0.00	1.18	1.10	4.22	1.20	1.45	1.44
Price to Earnings (P/E)	0.00	0.00	0.00	4.05	9.15	11.94	6.04	5.13	5.79	5.45
Dividend Yield	9.14%	9.25%	5.77%	7.99%	6.96%	7.28%	1.94%	6.98%	5.97%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	24.70%	10.93%	8.38%	16.57%	19.48%	17.27%	18.34%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.99	0.93	0.65	0.66	0.50	1.12	1.03
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	0.00	0.00	5.46	3.91	10.68	1.28	2.61	1.93
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	8.76	16.78	19.88	5.66	2.46	5.01	3.67
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	9.48	21.07	30.01	6.28	2.72	5.47	3.97
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	9.48	15.87	19.88	6.28	2.72	5.47	3.97
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	8.91	0.00	1.70	0.00	1.45	12.50	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	12.77	16.25	77.18	2.45	0.60	10.72	2.69
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	2.51	2.30	1.10	1.29	-2.52	-1.56	-1.74	-0.62	-0.66	-0.36
Long-Term Debt to Equity	2.51	2.30	1.10	1.16	-2.52	-1.56	-1.74	-0.62	-0.66	-0.36
Financial Leverage	3.20	3.09	1.76	1.19	8.24	-4.40	-3.92	-3.76	-3.41	-3.47
Leverage Ratio	22.94	22.50	16.15	12.86	51.81	-20.32	-18.20	-21.26	-24.94	-26.27
Compound Leverage Factor	22.94	22.50	17.69	12.86	68.79	-42.17	-18.41	-21.26	-24.94	-26.27
Debt to Total Capital	71.50%	69.71%	52.46%	56.29%	165.67%	279.45%	234.94%	-159.91%	-193.87%	-57.32%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	5.78%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	71.50%	69.71%	52.46%	50.51%	165.67%	279.45%	234.94%	-159.91%	-193.87%	-57.32%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	19.83%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	8.13%	8.67%	14.72%	4.76%	14.97%	23.06%	19.27%	-30.83%	-35.90%	-23.02%
Common Equity to Total Capital	20.37%	21.63%	13.52%	32.52%	-80.65%	-202.51%	-154.22%	290.75%	329.77%	180.35%
Debt to EBITDA	-11.01	6.41	9.29	4.98	10.07	17.38	4.72	1.33	1.15	0.54
Net Debt to EBITDA	-21.67	11.29	2.55	4.98	12.24	12.86	3.04	-0.11	2.02	0.71
Long-Term Debt to EBITDA	-11.01	6.41	9.29	4.47	10.07	17.38	4.72	1.33	1.15	0.54
Debt to NOPAT	-15.73	6.41	6.46	5.39	9.53	17.37	5.23	1.47	1.26	0.59
Net Debt to NOPAT	-30.95	11.29	1.77	5.39	11.57	12.86	3.37	-0.13	2.21	0.77
Long-Term Debt to NOPAT	-15.73	6.41	6.46	4.84	9.53	17.37	5.23	1.47	1.26	0.59
Noncontrolling Interest Sharing Ratio	28.53%	28.57%	56.41%	49.23%	74.83%	-16.53%	-13.46%	-13.17%	-12.04%	-13.40%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	0.00	23,024	14,862	10,729	7,896	1,201	32,768	61,652	8,643	28,167
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	1,758.64%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.80	0.59	0.13	3.48	4.68	0.32	0.75
Operating Cash Flow to Interest Expense	0.38	0.00	0.00	1.15	-0.35	5.71	-0.68	1.95	0.27	-0.45
Operating Cash Flow Less CapEx to Interest Expense	0.38	0.00	0.00	1.09	-0.35	5.71	-0.68	1.95	0.27	-0.45
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.00	0.02	0.02	0.00	0.03	0.03	0.01	0.04	0.04	0.05
Fixed Asset Turnover	0.00	19.82	30.86	0.00	2.46	2.34	0.87	3.40	3.73	3.97
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	149,141	138,657	134,732	138,462	138,648	142,111	122,143	74,145	82,423	73,354
Invested Capital Turnover	0.00	0.09	0.11	0.00	0.17	0.17	0.06	0.30	0.45	0.51
Increase / (Decrease) in Invested Capital	0.00	-10,485	-3,925	3,730	187	3,462	-19,968	-47,998	8,278	-9,069
Enterprise Value (EV)	0.00	0.00	0.00	137,027	128,299	92,690	80,386	37,078	92,616	75,882
Market Capitalization	0.00	0.00	0.00	25,024	27,786	26,045	31,789	34,918	51,356	56,745
Book Value per Share	$0.00	$0.00	$2.73	$6.75	($5.62)	($8.80)	($6.59)	($5.48)	($6.01)	($6.05)
Tangible Book Value per Share	$0.00	$0.00	($0.32)	$3.90	($6.79)	($9.23)	($6.96)	($5.83)	($6.44)	($6.50)
Total Capital	124,585	115,263	134,732	138,462	46,482	28,987	28,499	-12,570	-10,981	-19,598
Total Debt	89,075	80,347	70,678	77,947	77,008	81,006	66,956	20,102	21,289	11,234
Total Long-Term Debt	89,075	80,347	70,678	69,943	77,008	81,006	66,956	20,102	21,289	11,234
Net Debt	175,290	141,575	19,409	77,947	93,554	59,961	43,105	-1,716	37,318	14,625
Capital Expenditures (CapEx)	0.00	0.00	0.00	874	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	-9,279	7,603	5,223	7,332	3,206	2,147	6,442	6,419	7,612	8,152
Net Nonoperating Obligations (NNO)	113,631	103,740	70,678	77,947	169,175	194,129	160,600	106,816	114,693	104,186
Total Depreciation and Amortization (D&A)	0.00	0.00	0.00	1,183	1,555	1,573	1,397	1,421	1,552	1,587
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.53	$0.00	$0.67	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	6.67B	6.67B	6.67B	0.00	6.67B	6.03B	5.84B	5.76B
Adjusted Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$1.26	$0.00	$0.00	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	6.67B	6.67B	6.67B	0.00	6.67B	6.03B	5.84B	5.76B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$1.26	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	6.67B	6.67B	6.67B	0.00	6.67B	6.03B	5.84B	5.76B
Normalized Net Operating Profit after Tax (NOPAT)	-5,663	8,778	5,828	10,121	5,658	4,663	9,305	9,603	11,926	13,365
Normalized NOPAT Margin	0.00%	70.00%	37.61%	0.00%	24.09%	19.66%	123.58%	33.12%	33.59%	33.92%
Pre Tax Income Margin	0.00%	100.00%	53.72%	0.00%	34.41%	27.03%	172.00%	47.09%	47.66%	48.47%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	-0.85	0.00	0.00	1.08	0.45	0.32	1.36	1.04	0.62	0.51
NOPAT to Interest Expense	-0.59	0.00	0.00	1.08	0.60	0.49	1.36	1.04	0.62	0.51
EBIT Less CapEx to Interest Expense	-0.85	0.00	0.00	1.02	0.45	0.32	1.36	1.04	0.62	0.51
NOPAT Less CapEx to Interest Expense	-0.59	0.00	0.00	1.02	0.60	0.49	1.36	1.04	0.62	0.51
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	33.84%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	33.84%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

No quarterly metrics and ratios for Banco Bilbao Viscaya Argentaria are available.

Financials Breakdown Chart

Key Financial Trends

Banco Bilbao Viscaya Argentaria (BBVA) has shown several notable trends in its balance sheet over the last three years, ending in 2024. Here are the key highlights that retail investors should consider:

Loans and leases, net of allowance, which are core to BBVA’s lending business, remained substantial and fairly stable, with a modest decline from $526.4 billion in 2023 to $498.5 billion in 2024. This indicates sustained lending activity despite some pullback.
Trading account securities increased from $94.2 billion in 2022 to $93.5 billion in 2024, showing consistency in BBVA’s investment securities portfolio supporting revenue diversification.
Cash and due from banks declined noticeably from $85.8 billion in 2022 to $52.6 billion in 2024, which could indicate changes in short-term liquidity management or operational cash needs.
Premises and equipment net value remained relatively stable around $9.8 to $10 billion, reflecting steady investment in physical assets without major changes in fixed asset base.
Goodwill and intangible assets showed minor fluctuations, with goodwill dropping to $725 million in 2024 from $879 million in 2023, suggesting some impairment or asset re-evaluation.
Total assets decreased from $857.9 billion in 2023 to $799.5 billion in 2024, signaling a contraction in overall asset base that might reflect strategic downsizing or asset quality concerns.
Total liabilities increased significantly, with other long-term liabilities rising to $864.3 billion in 2024 from $932.5 billion in 2023, which might indicate growth in contingent liabilities or longer-term debt obligations.
Long-term debt dropped by nearly half, from $21.3 billion in 2023 to $11.2 billion in 2024, suggesting debt repayment or restructuring but possibly affecting leverage strategies.
Total common equity remains negative, improving slightly from -$36.2 billion in 2023 to -$35.3 billion in 2024, indicating ongoing equity erosion issues that could be a concern for shareholders.
Total equity and noncontrolling interests stay negative at around -$30.8 billion in 2024, reflecting challenges in capital adequacy or accumulated losses over time.

Overall, BBVA’s balance sheet shows a mix of stability in core lending assets but with ongoing challenges in equity position and asset contraction. The reduction in cash reserves and long-term debt repayment may reflect a strategic shift or operational adjustments. However, the continued negative equity raises caution for investors monitoring the bank’s financial health and capital structure.

09/18/25 04:38 PM ETAI Generated. May Contain Errors.

Frequently Asked Questions About Banco Bilbao Viscaya Argentaria's Financials

When does Banco Bilbao Viscaya Argentaria's financial year end?

According to the most recent income statement we have on file, Banco Bilbao Viscaya Argentaria's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Banco Bilbao Viscaya Argentaria's net income changed over the last 9 years?

Banco Bilbao Viscaya Argentaria's net income appears to be on an upward trend, with a most recent value of $10.95 billion in 2024, rising from $3.62 billion in 2015. The previous period was $9.31 billion in 2023. Find out what analysts predict for Banco Bilbao Viscaya Argentaria in the coming months.

How has Banco Bilbao Viscaya Argentaria's revenue changed over the last 9 years?

Over the last 9 years, Banco Bilbao Viscaya Argentaria's total revenue changed from -$8.09 billion in 2015 to $39.40 billion in 2024, a change of -587.0%.

How much debt does Banco Bilbao Viscaya Argentaria have?

Banco Bilbao Viscaya Argentaria's total liabilities were at $737.39 billion at the end of 2024, a 7.5% decrease from 2023, and a 2.3% decrease since 2015.

How much cash does Banco Bilbao Viscaya Argentaria have?

In the past 9 years, Banco Bilbao Viscaya Argentaria's cash and equivalents has ranged from $0.00 in 2018 to $85.80 billion in 2022, and is currently $52.56 billion as of their latest financial filing in 2024.

How has Banco Bilbao Viscaya Argentaria's book value per share changed over the last 9 years?

Over the last 9 years, Banco Bilbao Viscaya Argentaria's book value per share changed from 0.00 in 2015 to -6.05 in 2024, a change of -605.4%.

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This page (NYSE:BBVA) was last updated on 9/18/2025 by MarketBeat.com Staff

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Banco Bilbao Viscaya Argentaria (BBVA) Financials

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Banco Bilbao Viscaya Argentaria (BBVA) Financials

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