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Banco Bilbao Viscaya Argentaria (BBVA) Financials

Banco Bilbao Viscaya Argentaria logo
$18.58 +0.46 (+2.51%)
Closing price 08/8/2025 03:59 PM Eastern
Extended Trading
$18.58 0.00 (0.00%)
As of 08/8/2025 07:29 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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Annual Income Statements for Banco Bilbao Viscaya Argentaria

Annual Income Statements for Banco Bilbao Viscaya Argentaria

This table shows Banco Bilbao Viscaya Argentaria's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 -8,090 12,540 4,446 6,180 3,037 2,182 5,266 6,802 8,871 10,407
Consolidated Net Income / (Loss)		 3,616 4,937 5,714 7,127 4,876 2,517 6,358 7,235 9,310 10,946
Net Income / (Loss) Continuing Operations		 -8,090 12,540 4,446 15,264 2,102 1,258 13,440 13,343 16,509 18,894
Total Pre-Tax Income 		-8,090 12,540 8,326 14,459 8,083 6,411 12,951 13,654 16,922 19,099
Total Revenue		 -8,090 12,540 15,497 -13,355 23,490 23,717 7,530 28,997 35,508 39,401
Net Interest Income / (Expense)		 -9,519 11,202 21,332 -13,355 17,720 17,826 -1,508 20,459 25,541 26,154
Total Interest Income		 0.00 0.00 0.00 0.00 31,156 27,351 7,919 33,626 52,932 63,823
Investment Securities Interest Income		 - - - - 31,156 27,351 7,919 33,626 52,932 63,823
Total Interest Expense		 9,519 -11,202 -13,859 13,355 13,436 9,525 9,427 13,168 27,391 37,669
Long-Term Debt Interest Expense		 9,519 -11,202 -13,859 13,355 13,436 9,525 9,427 13,168 27,391 37,669
Total Non-Interest Income		 1,429 1,338 1,638 0.00 5,770 5,892 9,037 8,538 9,967 13,247
Other Service Charges		 - - - - 717 601 3,135 8,837 10,950 13,494
Net Realized & Unrealized Capital Gains on Investments		 - - 1,638 - - - 2,020 -1,449 -2,377 -1,780
Other Non-Interest Income		 1,429 1,338 - - - 254 3,882 1,150 1,394 1,534
Total Non-Interest Expense		 0.00 0.00 7,893 -27,814 17,402 20,629 -6,423 15,343 18,586 20,302
Salaries and Employee Benefits		 - - 7,893 - 6,005 5,735 5,711 3,090 3,994 5,225
Other Operating Expenses		 - - - -27,814 9,841 13,320 -14,068 10,768 12,924 13,497
Depreciation Expense		 - - - - 1,555 1,573 1,397 1,421 1,552 1,587
Impairment Charge		 - - - - - - 250 65 116 -6.21
Nonoperating Income / (Expense), net		 - - - - - -48 151 0.00 0.00 0.00
Other Gains / (Losses), net		 - - -5,770 806 -3,986 - 489 -311 -413 -205
Other Adjustments to Consolidated Net Income / (Loss)		 - - - - - - -2,161 0.00 0.00 0.00
Net Income / (Loss) Attributable to Noncontrolling Interest		 - - - - -935 -924 - 433 439 539
Weighted Average Basic Shares Outstanding		 - - 6.67B 6.67B 6.67B 6.67B 6.67B 6.03B 5.84B 5.76B
Weighted Average Diluted Shares Outstanding		 - - 6.67B 6.67B 6.67B 6.67B 6.67B 6.03B 5.84B 5.76B
Weighted Average Basic & Diluted Shares Outstanding		 - - 6.67B 6.67B 6.67B 6.67B 6.67B 6.03B 5.84B 5.76B

Quarterly Income Statements for Banco Bilbao Viscaya Argentaria

No quarterly income statements for Banco Bilbao Viscaya Argentaria are available.

Annual Cash Flow Statements for Banco Bilbao Viscaya Argentaria

This table details how cash moves in and out of Banco Bilbao Viscaya Argentaria's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 7,608 5,117 2,017 17,758 -15,592 39,806 -10,287 36,634 2,214 -25,123
Net Cash From Operating Activities		 3,661 5,017 7,141 15,378 -4,756 54,377 -6,425 25,637 7,408 -17,131
Net Cash From Continuing Operating Activities		 3,661 5,017 7,141 10,055 -4,756 54,377 -6,425 25,637 7,408 -17,131
Net Income / (Loss) Continuing Operations		 3,616 4,937 5,714 7,127 4,876 2,517 6,358 0.00 0.00 10,946
Consolidated Net Income / (Loss)		 3,616 4,937 5,714 7,127 4,876 2,517 6,358 - - 10,946
Depreciation Expense		 - - - 1,183 1,555 1,573 1,397 - - 1,587
Non-Cash Adjustments to Reconcile Net Income		 45 80 8,703 1,744 26,604 121,031 21,863 7,432 10,697 59,943
Changes in Operating Assets and Liabilities, net		 - - -7,276 - -37,792 -70,743 -36,043 18,205 -3,289 -89,607
Net Cash From Investing Activities		 3,947 100 0.00 8,602 -8,325 -6,494 -609 12,792 -4,800 -758
Net Cash From Continuing Investing Activities		 3,947 100 0.00 -1,448 -8,325 -6,494 -609 12,792 -4,800 -758
Purchase of Investment Securities		 - - - -172 -8,325 -6,494 -609 - - -758
Net Cash From Financing Activities		 0.00 0.00 0.00 5,828 -3,033 -2,528 -4,922 0.00 0.00 -2,657
Net Cash From Continuing Financing Activities		 0.00 0.00 0.00 -5,129 0.00 0.00 -4,922 0.00 0.00 -2,657
Other Financing Activities, Net		 - - - - - - -4,922 - - -2,657
Effect of Exchange Rate Changes		 - - -5,125 - -712 -5,690 -2,110 -308 -395 -2,164
Cash Income Taxes Paid		 - - - - 1,798 2,388 1,750 - - 5,829

Quarterly Cash Flow Statements for Banco Bilbao Viscaya Argentaria

No quarterly cash flow statements for Banco Bilbao Viscaya Argentaria are available.

Annual Balance Sheets for Banco Bilbao Viscaya Argentaria

This table presents Banco Bilbao Viscaya Argentaria's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 814,751 769,913 828,930 773,317 780,499 896,410 750,253 761,796 857,922 799,513
Cash and Due from Banks		 31,816 42,121 51,269 - 49,769 80,027 77,338 85,801 83,278 52,557
Interest Bearing Deposits at Other Banks		 -118,031 -103,350 0.00 - -66,314 -58,983 -53,487 -63,984 -99,307 -55,948
Trading Account Securities		 38,024 38,086 228,862 101,979 139,666 161,196 142,292 94,188 97,827 93,492
Loans and Leases, Net of Allowance		 475,292 453,320 505,508 428,264 486,433 443,330 439,934 449,076 526,397 498,522
Loans and Leases		 475,292 453,320 505,508 428,264 486,433 443,330 439,934 449,076 526,397 498,522
Customer and Other Receivables		 - - 0.00 - -431,194 -418,596 -395,859 -421,933 -457,399 -463,358
Premises and Equipment, Net		 495 770 234 8,087 11,017 9,285 8,044 9,030 10,007 9,839
Goodwill		 7,513 7,298 7,282 16,589 5,561 1,112 926 756 879 725
Intangible Assets		 3,408 2,997 13,053 2,442 2,256 1,753 1,561 1,550 1,735 1,853
Other Assets		 178,610 568,459 527,727 109,626 567,319 630,308 512,314 516,373 606,537 586,073
Total Liabilities & Shareholders' Equity		 1,407,389 1,338,202 828,930 773,317 915,695 1,132,184 900,913 847,901 947,935 866,419
Total Liabilities		 754,685 711,602 764,876 712,802 718,859 835,305 695,067 707,753 796,788 737,393
Non-Interest Bearing Deposits		 438,271 422,341 65,487 430,301 12,014 12,662 20,009 12,881 26,458 21,679
Long-Term Debt		 89,075 80,347 70,678 69,943 77,008 81,006 66,956 20,102 21,289 11,234
Capital Lease Obligations		 0.00 0.00 - - 0.00 0.00 0.00 0.00 0.00 0.00
Other Long-Term Liabilities		 844,532 800,597 173,011 156,251 857,199 1,090,534 852,405 847,590 932,458 864,337
Total Equity & Noncontrolling Interests		 35,510 34,917 64,054 60,515 -30,527 -52,018 -38,457 -32,672 -32,270 -30,831
Total Preferred & Common Equity		 25,378 24,929 18,213 72,492 -37,486 -58,702 -43,950 -36,548 -36,213 -35,343
Total Common Equity		 25,378 24,929 18,213 45,033 -37,486 -58,702 -43,950 -36,548 -36,213 -35,343
Accumulated Other Comprehensive Income / (Loss)		 -5,176 -4,667 -18,522 11,700 -29,676 -45,155 -45,299 -37,697 -37,049 -36,209
Other Equity Adjustments		 2,622 3,231 4,286 103 -11,476 -17,537 1,349 1,149 836 865
Noncontrolling Interest		 10,132 9,988 19,831 6,597 6,959 6,683 5,493 3,876 3,942 4,512

Quarterly Balance Sheets for Banco Bilbao Viscaya Argentaria

This table presents Banco Bilbao Viscaya Argentaria's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q4 2023 Q4 2024
Period end date 12/31/2022 12/31/2023 12/31/2024
Total Assets		 761,796 857,922 799,513
Cash and Due from Banks		 85,801 83,278 52,557
Interest Bearing Deposits at Other Banks		 -63,984 -99,307 -55,948
Trading Account Securities		 94,188 97,827 93,492
Loans and Leases, Net of Allowance		 449,076 526,397 498,522
Loans and Leases		 449,076 526,397 498,522
Customer and Other Receivables		 -421,933 -457,399 -463,358
Premises and Equipment, Net		 9,030 10,007 9,839
Goodwill		 756 879 725
Intangible Assets		 1,550 1,735 1,853
Other Assets		 516,373 606,537 586,073
Total Liabilities & Shareholders' Equity		 847,901 947,935 866,419
Total Liabilities		 707,753 796,788 737,393
Non-Interest Bearing Deposits		 12,881 26,458 21,679
Long-Term Debt		 20,102 21,289 11,234
Capital Lease Obligations		 0.00 0.00 0.00
Other Long-Term Liabilities		 847,590 932,458 864,337
Total Equity & Noncontrolling Interests		 -32,672 -32,270 -30,831
Total Preferred & Common Equity		 -36,548 -36,213 -35,343
Total Common Equity		 -36,548 -36,213 -35,343
Accumulated Other Comprehensive Income / (Loss)		 -37,697 -37,049 -36,209
Other Equity Adjustments		 1,149 836 865
Noncontrolling Interest		 3,876 3,942 4,512

Annual Metrics And Ratios for Banco Bilbao Viscaya Argentaria

This table displays calculated financial ratios and metrics derived from Banco Bilbao Viscaya Argentaria's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 0.00% 255.00% 23.58% -186.18% 275.89% 0.97% -68.25% 285.09% 22.45% 10.96%
EBITDA Growth		 0.00% 255.00% -39.36% 105.71% -51.13% -39.01% 204.56% 6.18% 22.55% 11.97%
EBIT Growth		 0.00% 255.00% -39.36% 90.15% -57.89% -49.28% 314.50% 6.67% 23.93% 12.87%
NOPAT Growth		 0.00% 321.42% -12.78% 32.19% -44.10% -42.31% 174.51% 6.67% 23.93% 12.87%
Net Income Growth		 0.00% 36.53% 15.74% 24.72% -31.58% -48.39% 152.67% 13.79% 28.68% 17.58%
EPS Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Growth		 0.00% 37.05% 42.34% 115.33% -130.93% 1,243.31% -111.82% 499.00% -71.10% -331.24%
Free Cash Flow Firm Growth		 0.00% 0.00% -35.45% -27.81% -26.40% -84.79% 2,628.39% 88.14% -85.98% 225.89%
Invested Capital Growth		 0.00% -7.03% -2.83% 2.77% 0.13% 2.50% -14.05% -39.30% 11.17% -11.00%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 0.00% 100.00% 49.07% 0.00% 32.54% 19.65% 188.55% 51.99% 52.03% 52.50%
EBIT Margin		 0.00% 100.00% 49.07% 0.00% 25.92% 13.02% 170.00% 47.09% 47.66% 48.47%
Profit (Net Income) Margin		 0.00% 39.37% 36.87% 0.00% 20.76% 10.61% 84.44% 24.95% 26.22% 27.78%
Tax Burden Percent		 -44.70% 39.37% 68.63% 49.29% 60.33% 39.25% 49.10% 52.99% 55.02% 57.31%
Interest Burden Percent		 100.00% 100.00% 109.49% 100.00% 132.76% 207.59% 101.18% 100.00% 100.00% 100.00%
Effective Tax Rate		 0.00% 0.00% -31.37% 0.00% 0.00% 27.80% 0.00% 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)		 0.00% 8.71% 8.00% 0.00% 5.83% 3.32% 9.69% 13.91% 21.62% 24.52%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 1.72% 2.01% 0.00% 3.24% 2.14% 6.06% 9.11% 14.74% 17.07%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 5.31% 3.55% 0.00% 26.69% -9.42% -23.74% -34.26% -50.29% -59.21%
Return on Equity (ROE)		 10.18% 14.02% 11.55% 11.44% 32.52% -6.10% -14.06% -20.34% -28.67% -34.69%
Cash Return on Invested Capital (CROIC)		 0.00% 16.00% 10.87% 7.85% 5.70% 0.86% 24.80% 62.82% 11.04% 36.16%
Operating Return on Assets (OROA)		 0.00% 1.58% 0.95% 0.00% 0.78% 0.37% 1.55% 1.81% 2.09% 2.30%
Return on Assets (ROA)		 0.00% 0.62% 0.71% 0.00% 0.63% 0.30% 0.77% 0.96% 1.15% 1.32%
Return on Common Equity (ROCE)		 7.28% 10.01% 5.03% 5.81% 8.18% -7.11% -15.95% -23.02% -32.12% -39.34%
Return on Equity Simple (ROE_SIMPLE)		 14.25% 19.80% 31.37% 9.83% -13.01% -4.29% -14.47% -19.80% -25.71% -30.97%
Net Operating Profit after Tax (NOPAT)		 -5,663 12,540 10,937 14,459 8,083 4,663 12,801 13,654 16,922 19,099
NOPAT Margin		 0.00% 100.00% 70.58% 0.00% 34.41% 19.66% 170.00% 47.09% 47.66% 48.47%
Net Nonoperating Expense Percent (NNEP)		 -8.17% 7.00% 5.99% 9.87% 2.59% 1.18% 3.63% 4.80% 6.87% 7.45%
SG&A Expenses to Revenue		 0.00% 0.00% 50.93% 0.00% 25.57% 24.18% 75.85% 10.65% 11.25% 13.26%
Operating Expenses to Revenue		 0.00% 0.00% 50.93% 0.00% 74.08% 86.98% -85.30% 52.91% 52.34% 51.53%
Earnings before Interest and Taxes (EBIT)		 -8,090 12,540 7,604 14,459 6,088 3,088 12,801 13,654 16,922 19,099
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -8,090 12,540 7,604 15,642 7,644 4,662 14,197 15,075 18,474 20,685
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 0.00 0.56 0.00 0.00 0.00 0.00 0.00 0.00
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.00 0.96 0.00 0.00 0.00 0.00 0.00 0.00
Price to Revenue (P/Rev)		 0.00 0.00 0.00 0.00 1.18 1.10 4.22 1.20 1.45 1.44
Price to Earnings (P/E)		 0.00 0.00 0.00 4.05 9.15 11.94 6.04 5.13 5.79 5.45
Dividend Yield		 9.14% 9.25% 5.77% 7.99% 6.96% 7.28% 1.94% 6.98% 5.97% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 24.70% 10.93% 8.38% 16.57% 19.48% 17.27% 18.34%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.99 0.93 0.65 0.66 0.50 1.12 1.03
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.00 5.46 3.91 10.68 1.28 2.61 1.93
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 8.76 16.78 19.88 5.66 2.46 5.01 3.67
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 9.48 21.07 30.01 6.28 2.72 5.47 3.97
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 9.48 15.87 19.88 6.28 2.72 5.47 3.97
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 8.91 0.00 1.70 0.00 1.45 12.50 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 12.77 16.25 77.18 2.45 0.60 10.72 2.69
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 2.51 2.30 1.10 1.29 -2.52 -1.56 -1.74 -0.62 -0.66 -0.36
Long-Term Debt to Equity		 2.51 2.30 1.10 1.16 -2.52 -1.56 -1.74 -0.62 -0.66 -0.36
Financial Leverage		 3.20 3.09 1.76 1.19 8.24 -4.40 -3.92 -3.76 -3.41 -3.47
Leverage Ratio		 22.94 22.50 16.15 12.86 51.81 -20.32 -18.20 -21.26 -24.94 -26.27
Compound Leverage Factor		 22.94 22.50 17.69 12.86 68.79 -42.17 -18.41 -21.26 -24.94 -26.27
Debt to Total Capital		 71.50% 69.71% 52.46% 56.29% 165.67% 279.45% 234.94% -159.91% -193.87% -57.32%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 5.78% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 71.50% 69.71% 52.46% 50.51% 165.67% 279.45% 234.94% -159.91% -193.87% -57.32%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 19.83% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 8.13% 8.67% 14.72% 4.76% 14.97% 23.06% 19.27% -30.83% -35.90% -23.02%
Common Equity to Total Capital		 20.37% 21.63% 13.52% 32.52% -80.65% -202.51% -154.22% 290.75% 329.77% 180.35%
Debt to EBITDA		 -11.01 6.41 9.29 4.98 10.07 17.38 4.72 1.33 1.15 0.54
Net Debt to EBITDA		 -21.67 11.29 2.55 4.98 12.24 12.86 3.04 -0.11 2.02 0.71
Long-Term Debt to EBITDA		 -11.01 6.41 9.29 4.47 10.07 17.38 4.72 1.33 1.15 0.54
Debt to NOPAT		 -15.73 6.41 6.46 5.39 9.53 17.37 5.23 1.47 1.26 0.59
Net Debt to NOPAT		 -30.95 11.29 1.77 5.39 11.57 12.86 3.37 -0.13 2.21 0.77
Long-Term Debt to NOPAT		 -15.73 6.41 6.46 4.84 9.53 17.37 5.23 1.47 1.26 0.59
Noncontrolling Interest Sharing Ratio		 28.53% 28.57% 56.41% 49.23% 74.83% -16.53% -13.46% -13.17% -12.04% -13.40%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 23,024 14,862 10,729 7,896 1,201 32,768 61,652 8,643 28,167
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 1,758.64% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 0.00 0.80 0.59 0.13 3.48 4.68 0.32 0.75
Operating Cash Flow to Interest Expense		 0.38 0.00 0.00 1.15 -0.35 5.71 -0.68 1.95 0.27 -0.45
Operating Cash Flow Less CapEx to Interest Expense		 0.38 0.00 0.00 1.09 -0.35 5.71 -0.68 1.95 0.27 -0.45
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.00 0.02 0.02 0.00 0.03 0.03 0.01 0.04 0.04 0.05
Fixed Asset Turnover		 0.00 19.82 30.86 0.00 2.46 2.34 0.87 3.40 3.73 3.97
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 149,141 138,657 134,732 138,462 138,648 142,111 122,143 74,145 82,423 73,354
Invested Capital Turnover		 0.00 0.09 0.11 0.00 0.17 0.17 0.06 0.30 0.45 0.51
Increase / (Decrease) in Invested Capital		 0.00 -10,485 -3,925 3,730 187 3,462 -19,968 -47,998 8,278 -9,069
Enterprise Value (EV)		 0.00 0.00 0.00 137,027 128,299 92,690 80,386 37,078 92,616 75,882
Market Capitalization		 0.00 0.00 0.00 25,024 27,786 26,045 31,789 34,918 51,356 56,745
Book Value per Share		 $0.00 $0.00 $2.73 $6.75 ($5.62) ($8.80) ($6.59) ($5.48) ($6.01) ($6.05)
Tangible Book Value per Share		 $0.00 $0.00 ($0.32) $3.90 ($6.79) ($9.23) ($6.96) ($5.83) ($6.44) ($6.50)
Total Capital		 124,585 115,263 134,732 138,462 46,482 28,987 28,499 -12,570 -10,981 -19,598
Total Debt		 89,075 80,347 70,678 77,947 77,008 81,006 66,956 20,102 21,289 11,234
Total Long-Term Debt		 89,075 80,347 70,678 69,943 77,008 81,006 66,956 20,102 21,289 11,234
Net Debt		 175,290 141,575 19,409 77,947 93,554 59,961 43,105 -1,716 37,318 14,625
Capital Expenditures (CapEx)		 0.00 0.00 0.00 874 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 -9,279 7,603 5,223 7,332 3,206 2,147 6,442 6,419 7,612 8,152
Net Nonoperating Obligations (NNO)		 113,631 103,740 70,678 77,947 169,175 194,129 160,600 106,816 114,693 104,186
Total Depreciation and Amortization (D&A)		 0.00 0.00 0.00 1,183 1,555 1,573 1,397 1,421 1,552 1,587
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.53 $0.00 $0.67 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 6.67B 6.67B 6.67B 0.00 6.67B 6.03B 5.84B 5.76B
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.26 $0.00 $0.00 $0.00
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 6.67B 6.67B 6.67B 0.00 6.67B 6.03B 5.84B 5.76B
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.26 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 6.67B 6.67B 6.67B 0.00 6.67B 6.03B 5.84B 5.76B
Normalized Net Operating Profit after Tax (NOPAT)		 -5,663 8,778 5,828 10,121 5,658 4,663 9,305 9,603 11,926 13,365
Normalized NOPAT Margin		 0.00% 70.00% 37.61% 0.00% 24.09% 19.66% 123.58% 33.12% 33.59% 33.92%
Pre Tax Income Margin		 0.00% 100.00% 53.72% 0.00% 34.41% 27.03% 172.00% 47.09% 47.66% 48.47%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 -0.85 0.00 0.00 1.08 0.45 0.32 1.36 1.04 0.62 0.51
NOPAT to Interest Expense		 -0.59 0.00 0.00 1.08 0.60 0.49 1.36 1.04 0.62 0.51
EBIT Less CapEx to Interest Expense		 -0.85 0.00 0.00 1.02 0.45 0.32 1.36 1.04 0.62 0.51
NOPAT Less CapEx to Interest Expense		 -0.59 0.00 0.00 1.02 0.60 0.49 1.36 1.04 0.62 0.51
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 0.00% 33.84% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Augmented Payout Ratio		 0.00% 0.00% 0.00% 33.84% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

Quarterly Metrics And Ratios for Banco Bilbao Viscaya Argentaria

No quarterly metrics and ratios for Banco Bilbao Viscaya Argentaria are available.

Key Financial Trends

Banco Bilbao Viscaya Argentaria (NYSE: BBVA) shows several important trends in its balance sheet over the past three years ending 2024.

  • Loans and Leases, Net of Allowance increased from $449.1 billion in 2022 to $498.5 billion in 2024, indicating growth in lending activity.
  • Trading Account Securities remained strong and relatively stable around $93.4 billion in 2024 compared to prior years, suggesting a solid trading portfolio.
  • Premises and Equipment, Net increased modestly over the period, reflecting continued investment in fixed assets.
  • Goodwill and Intangible Assets stayed relatively consistent, with a slight increase in intangibles to $1.85 billion in 2024, showing limited changes in acquisitions or intangible asset base.
  • Other Assets fluctuated but rose notably to $586.1 billion in 2024 from $516.4 billion in 2022, impacting total assets.
  • Total Assets decreased from $857.9 billion in 2023 to $799.5 billion in 2024, reflecting a contraction in the bank’s asset base.
  • Total Liabilities increased sharply from $707.8 billion in 2022 to $737.4 billion in 2024, indicating rising obligations.
  • Long-Term Debt dropped substantially from $21.3 billion in 2023 to $11.2 billion in 2024, which may reduce leverage but also suggests refinancing or repayments.
  • Total Common Equity remains significantly negative at around -$35.3 billion in 2024, slightly improved from -$36.2 billion in 2023, signaling ongoing capital concerns.
  • Accumulated Other Comprehensive Income/Loss remains a large negative figure close to -$36 billion, indicating substantial unrealized losses or adjustments affecting equity negatively.

Overall, BBVA's balance sheet shows mixed signals. The bank has expanded its core lending assets, which is a positive for revenue generation, but shrinking total assets and continued negative equity present concerns about capital adequacy and financial stability. The significant negative equity is a critical issue retail investors should watch closely as it can impact the bank's risk profile and future growth potential.

08/09/25 06:17 AMAI Generated. May Contain Errors.

Frequently Asked Questions About Banco Bilbao Viscaya Argentaria's Financials

When does Banco Bilbao Viscaya Argentaria's financial year end?

According to the most recent income statement we have on file, Banco Bilbao Viscaya Argentaria's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Banco Bilbao Viscaya Argentaria's net income changed over the last 9 years?

Banco Bilbao Viscaya Argentaria's net income appears to be on an upward trend, with a most recent value of $10.95 billion in 2024, rising from $3.62 billion in 2015. The previous period was $9.31 billion in 2023. Check out Banco Bilbao Viscaya Argentaria's forecast to explore projected trends and price targets.

How has Banco Bilbao Viscaya Argentaria's revenue changed over the last 9 years?

Over the last 9 years, Banco Bilbao Viscaya Argentaria's total revenue changed from -$8.09 billion in 2015 to $39.40 billion in 2024, a change of -587.0%.

How much debt does Banco Bilbao Viscaya Argentaria have?

Banco Bilbao Viscaya Argentaria's total liabilities were at $737.39 billion at the end of 2024, a 7.5% decrease from 2023, and a 2.3% decrease since 2015.

How much cash does Banco Bilbao Viscaya Argentaria have?

In the past 9 years, Banco Bilbao Viscaya Argentaria's cash and equivalents has ranged from $0.00 in 2018 to $85.80 billion in 2022, and is currently $52.56 billion as of their latest financial filing in 2024.

How has Banco Bilbao Viscaya Argentaria's book value per share changed over the last 9 years?

Over the last 9 years, Banco Bilbao Viscaya Argentaria's book value per share changed from 0.00 in 2015 to -6.05 in 2024, a change of -605.4%.


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This page (NYSE:BBVA) was last updated on 8/9/2025 by MarketBeat.com Staff
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