Bank of Hawaii (BOH) Financials

$67.38 +0.67 (+1.00%)

Closing price 05/29/2025 03:59 PM Eastern

Extended Trading

$67.33 -0.05 (-0.08%)

As of 05/29/2025 07:09 PM Eastern

Annual Income Statements for Bank of Hawaii

This table shows Bank of Hawaii's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	137	163	218	250	154	226	220	185	181	161
Consolidated Net Income / (Loss)	150	171	226	253	154	226	220	185	181	161
Net Income / (Loss) Continuing Operations	150	171	226	253	154	226	220	185	181	161
Total Pre-Tax Income	198	227	291	326	189	286	270	268	260	231
Total Revenue	639	674	698	669	681	681	655	643	615	580
Net Interest Income / (Expense)	467	497	541	497	496	498	486	457	418	394
Total Interest Income	864	810	597	527	546	587	550	504	458	432
Loans and Leases Interest Income	654	591	440	399	417	439	411	370	333	299
Investment Securities Interest Income	206	215	156	127	127	144	134	129	121	131
Other Interest Income	4.22	5.11	1.22	0.70	0.66	1.00	1.36	0.94	0.81	1.31
Total Interest Expense	397	313	57	29	50	90	64	47	40	38
Deposits Interest Expense	369	251	40	15	33	68	41	22	13	9.63
Short-Term Borrowings Interest Expense	0.00	5.71	2.07	0.00	0.06	0.04	0.15	0.06	0.00	0.00
Long-Term Debt Interest Expense	24	40	2.04	0.94	17	20	22	4.45	4.26	3.02
Federal Funds Purchased and Securities Sold Interest Expense	4.65	17	13	13	0.10	0.84	0.61	20	23	25
Total Non-Interest Income	173	177	158	171	184	183	169	185	197	186
Trust Fees by Commissions	47	44	44	46	43	44	44	45	46	48
Service Charges on Deposit Accounts	32	31	30	26	25	30	29	33	34	34
Other Service Charges	82	97	74	78	81	92	85	78	81	76
Net Realized & Unrealized Capital Gains on Investments	-7.51	-11	-6.11	-1.30	9.93	-3.99	-3.94	10	10	10
Other Non-Interest Income	18	16	16	23	25	21	16	19	26	19
Provision for Credit Losses	11	9.00	-7.80	-51	118	16	13	17	4.75	1.00
Total Non-Interest Expense	430	438	415	394	374	379	372	358	351	348
Salaries and Employee Benefits	233	234	235	228	207	216	213	204	199	192
Net Occupancy & Equipment Expense	103	99	96	82	93	82	76	70	66	67
Property & Liability Insurance Claims	18	28	6.55	6.54	5.78	5.19	7.73	8.67	8.62	8.67
Other Operating Expenses	77	76	77	77	67	76	74	75	77	81
Income Tax Expense	48	56	65	72	35	60	51	83	78	70
Preferred Stock Dividends Declared	13	7.88	7.88	2.98	0.00	0.00	-	-	-	-
Basic Earnings per Share	$3.48	$4.16	$5.50	$6.29	$3.87	$5.59	$5.26	$4.37	$4.26	$3.72
Weighted Average Basic Shares Outstanding	39.45M	39.27M	39.60M	39.84M	39.73M	40.38M	41.71M	42.28M	42.64M	43.22M
Diluted Earnings per Share	$3.46	$4.14	$5.48	$6.25	$3.86	$5.56	$5.23	$4.33	$4.23	$3.70
Weighted Average Diluted Shares Outstanding	39.70M	39.43M	39.79M	40.05M	39.89M	40.65M	42.00M	42.61M	42.88M	43.45M
Weighted Average Basic & Diluted Shares Outstanding	39.76M	39.75M	39.79M	40.29M	40.13M	39.95M	41.70M	42.30M	42.60M	43.20M
Cash Dividends to Common per Share	$2.80	$2.80	$2.80	$2.74	$2.68	$2.59	$2.34	$2.04	$1.89	$1.80

This table shows Bank of Hawaii's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	39	34	37	32	34	28	46	44	45	59	51
Consolidated Net Income / (Loss)	44	39	40	34	36	30	48	46	47	61	53
Net Income / (Loss) Continuing Operations	44	39	40	34	36	30	48	46	47	61	53
Total Pre-Tax Income	56	52	53	45	48	40	64	61	63	79	67
Total Revenue	170	163	163	157	156	158	171	168	177	182	172
Net Interest Income / (Expense)	126	120	118	115	114	116	121	124	136	141	142
Total Interest Income	214	219	221	214	210	210	212	200	188	172	155
Loans and Leases Interest Income	163	165	166	163	159	158	151	145	137	129	115
Investment Securities Interest Income	45	75	44	43	44	74	46	47	48	46	37
Deposits and Money Market Investments Interest Income	5.46	-	0.03	0.03	0.03	-	0.02	0.02	0.03	-	0.01
Other Interest Income	1.09	1.11	1.02	1.12	0.97	0.92	1.46	2.12	0.60	0.34	0.32
Total Interest Expense	88	99	103	99	96	95	91	75	52	32	13
Deposits Interest Expense	82	92	96	92	89	87	72	54	38	23	10
Long-Term Debt Interest Expense	6.04	5.95	5.97	5.92	5.92	5.98	15	13	5.30	-1.28	0.18
Federal Funds Purchased and Securities Sold Interest Expense	0.74	0.99	0.99	1.22	1.44	1.46	4.03	5.62	6.08	7.38	2.79
Total Non-Interest Income	44	43	45	42	42	42	50	43	41	41	31
Trust Fees by Commissions	12	12	12	12	11	11	11	11	11	11	10
Service Charges on Deposit Accounts	8.26	8.68	8.08	7.73	7.95	7.95	7.84	7.59	7.74	7.51	7.53
Other Service Charges	21	21	22	19	20	21	35	22	20	21	11
Net Realized & Unrealized Capital Gains on Investments	-1.61	-3.31	-1.10	-1.60	-1.50	-1.62	-6.73	-1.31	-1.79	-1.12	-2.15
Other Non-Interest Income	4.60	4.23	4.72	4.42	4.31	4.19	3.81	4.05	3.85	3.47	3.49
Provision for Credit Losses	3.25	3.75	3.00	2.40	2.00	2.50	2.00	2.50	2.00	0.20	0.00
Total Non-Interest Expense	110	108	107	109	106	116	106	104	112	103	106
Salaries and Employee Benefits	63	59	59	57	58	54	59	56	65	58	60
Net Occupancy & Equipment Expense	26	26	26	26	25	25	25	25	25	24	25
Property & Liability Insurance Claims	1.64	3.71	3.36	7.17	3.61	19	3.36	3.17	3.23	1.77	1.68
Other Operating Expenses	20	20	19	19	19	19	19	20	19	19	20
Income Tax Expense	12	12	12	11	12	9.21	16	15	16	18	14
Preferred Stock Dividends Declared	5.27	5.27	3.44	1.97	1.97	1.97	1.97	1.97	1.97	1.97	1.97
Basic Earnings per Share	$0.98	$0.86	$0.94	$0.81	$0.87	$0.73	$1.17	$1.12	$1.14	$1.51	$1.28
Weighted Average Basic Shares Outstanding	39.55M	39.45M	39.49M	39.45M	39.35M	39.27M	39.27M	39.24M	39.28M	39.60M	39.57M
Diluted Earnings per Share	$0.97	$0.85	$0.93	$0.81	$0.87	$0.71	$1.17	$1.12	$1.14	$1.50	$1.28
Weighted Average Diluted Shares Outstanding	39.88M	39.70M	39.74M	39.62M	39.63M	39.43M	39.42M	39.32M	39.47M	39.79M	39.76M
Weighted Average Basic & Diluted Shares Outstanding	39.73M	39.76M	39.75M	39.73M	39.70M	39.75M	39.75M	39.73M	39.65M	39.79M	40.01M
Cash Dividends to Common per Share	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70

This table details how cash moves in and out of Bank of Hawaii's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	-237	599	-159	-54	55	33	78	-432	124	220
Net Cash From Operating Activities	178	150	333	377	146	234	318	175	227	234
Net Cash From Continuing Operating Activities	178	150	333	377	146	234	318	175	227	234
Net Income / (Loss) Continuing Operations	150	171	226	253	154	226	220	185	181	161
Consolidated Net Income / (Loss)	150	171	226	253	154	226	220	185	181	161
Provision For Loan Losses	11	9.00	-7.80	-51	118	16	-	17	4.75	1.00
Depreciation Expense	20	21	21	21	20	17	14	13	13	13
Amortization Expense	23	25	32	31	37	34	33	38	42	48
Non-Cash Adjustments to Reconcile Net Income	6.75	8.80	48	94	-54	-39	30	-17	-17	-1.61
Changes in Operating Assets and Liabilities, net	-33	-85	14	28	-128	-20	22	-61	1.76	13
Net Cash From Investing Activities	21	563	-1,253	-2,423	-2,373	-773	-75	-1,022	-961	-531
Net Cash From Continuing Investing Activities	21	563	-1,253	-2,423	-2,373	-773	-75	-1,022	-961	-531
Purchase of Property, Leasehold Improvements and Equipment	-9.68	-9.40	-29	-22	-33	-54	-35	-	-	-
Purchase of Investment Securities	-571	-326	-2,547	-5,120	-4,766	-3,388	-1,251	-2,408	-2,324	-2,093
Sale of Property, Leasehold Improvements and Equipment	0.00	0.00	0.00	10	1.98	0.64	0.00	0.00	-	-
Sale and/or Maturity of Investments	601	898	1,323	2,709	2,424	2,668	1,212	1,386	1,363	1,562
Net Cash From Financing Activities	-437	-114	762	1,993	2,282	572	-165	415	858	517
Net Cash From Continuing Financing Activities	-437	-114	762	1,993	2,282	572	-165	415	858	517
Net Change in Deposits	-422	439	256	2,148	2,427	757	143	564	1,069	618
Issuance of Debt	0.00	1,350	675	0.00	50	100	50	0.00	75	175
Issuance of Preferred Equity	161	0.00	0.00	175	0.00	0.00	-	-	-	-
Issuance of Common Equity	5.44	5.88	6.80	14	9.39	7.87	7.87	13	9.08	15
Repayment of Debt	-51	-1,775	-0.10	-200	-79	-50	-176	-28	-153	-161
Repurchase of Common Equity	-5.30	-14	-55	-31	-18	-138	-92	-47	-62	-53
Payment of Dividends	-125	-120	-120	-114	-107	-105	-98	-87	-81	-78
Cash Interest Paid	403	282	50	32	53	90	63	45	39	37
Cash Income Taxes Paid	31	52	53	49	60	58	42	68	57	73

This table details how cash moves in and out of Bank of Hawaii's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	172	-509	347	34	-109	349	-1,021	1,061	210	-254	-184
Net Cash From Operating Activities	18	94	-19	47	57	26	144	12	-31	64	111
Net Cash From Continuing Operating Activities	18	94	-19	47	57	26	144	12	-31	64	111
Net Income / (Loss) Continuing Operations	44	39	40	34	36	30	48	46	47	61	53
Consolidated Net Income / (Loss)	44	39	40	34	36	30	48	46	47	61	53
Provision For Loan Losses	3.25	3.75	3.00	2.40	2.00	2.50	2.00	2.50	2.00	0.20	-
Depreciation Expense	4.74	4.61	5.05	5.16	5.23	5.11	4.69	5.64	5.89	5.43	5.34
Amortization Expense	5.58	5.58	5.63	6.03	6.14	5.97	6.42	6.37	6.62	7.04	7.72
Non-Cash Adjustments to Reconcile Net Income	1.85	3.73	-0.58	-3.49	7.08	-7.08	11	-3.69	8.27	7.57	8.08
Changes in Operating Assets and Liabilities, net	-41	37	-73	3.14	-0.00	-11	72	-45	-101	-17	37
Net Cash From Investing Activities	-136	-225	-173	174	244	99	345	136	-17	-701	-113
Net Cash From Continuing Investing Activities	-136	-225	-173	174	244	99	345	136	-17	-701	-113
Purchase of Property, Leasehold Improvements and Equipment	-8.12	2.81	-4.63	-4.99	-2.86	-3.87	-0.49	-2.81	-2.24	-3.96	-12
Purchase of Investment Securities	-293	-374	-326	20	110	-48	-7.26	-90	-181	-905	-379
Sale and/or Maturity of Investments	164	147	158	159	138	150	353	229	166	208	277
Net Cash From Financing Activities	290	-378	539	-188	-410	224	-1,510	914	258	383	-181
Net Cash From Continuing Financing Activities	290	-378	539	-188	-410	224	-1,510	914	258	383	-181
Net Change in Deposits	375	-345	570	-268	-378	253	294	17	-124	-273	-137
Issuance of Debt	0.00	50	-50	-	0.00	-	-	1,250	100	675	-
Issuance of Preferred Equity	0.00	-	-	-	-	-	-	-	-	-	-
Issuance of Common Equity	1.32	1.32	1.32	1.37	1.42	1.46	1.45	1.54	1.44	1.48	1.49
Repayment of Debt	-50	-51	50	-50	-0.03	-0.03	-1,775	-325	325	25	-0.02
Repurchase of Common Equity	-3.31	-0.16	-0.15	-1.68	-3.32	-0.23	-0.13	-0.14	-14	-16	-15
Payment of Dividends	-33	-33	-32	-30	-30	-30	-30	-30	-30	-30	-30
Cash Interest Paid	100	105	100	98	100	87	84	62	49	25	12
Cash Income Taxes Paid	0.56	7.41	5.10	16	2.49	13	8.85	31	0.09	15	14

This table presents Bank of Hawaii's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	23,601	23,733	23,607	22,785	20,604	18,095	17,144	17,089	16,492	15,455
Cash and Due from Banks	764	1,001	317	196	279	299	324	263	169	159
Trading Account Securities	7,310	7,409	8,260	8,998	7,137	5,700	5,501	6,180	6,082	6,244
Loans and Leases, Net of Allowance	13,927	13,819	13,502	12,101	11,724	10,881	10,342	9,690	8,846	7,776
Loans and Leases	14,076	13,965	13,646	12,259	11,940	10,991	10,449	9,797	8,950	7,879
Allowance for Loan and Lease Losses	149	146	144	158	216	110	107	107	104	103
Premises and Equipment, Net	184	195	207	199	200	188	152	131	114	111
Goodwill	32	32	32	32	32	32	32	32	32	32
Other Assets	1,384	1,278	1,205	895	898	736	567	584	1,224	1,106
Total Liabilities & Shareholders' Equity	23,601	23,733	23,607	22,785	20,604	18,095	17,144	17,089	16,492	15,455
Total Liabilities	21,933	22,319	22,290	21,173	19,229	16,809	15,876	15,857	15,331	14,339
Non-Interest Bearing Deposits	5,424	6,059	6,715	7,275	5,750	4,490	4,740	4,724	4,773	4,286
Interest Bearing Deposits	15,209	14,996	13,901	13,085	12,462	11,295	10,288	10,160	9,548	8,965
Short-Term Debt	100	150	725	450	601	604	504	505	523	629
Accrued Interest Payable	35	41	9.70	2.50	5.12	8.04	8.25	6.95	5.33	5.03
Long-Term Debt	558	560	410	10	60	86	136	261	268	246
Other Long-Term Liabilities	607	512	529	350	351	326	200	200	204	201
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,668	1,414	1,317	1,612	1,375	1,287	1,268	1,232	1,162	1,116
Total Preferred & Common Equity	1,668	1,414	1,317	1,612	1,375	1,287	1,268	1,232	1,162	1,116
Preferred Stock	345	180	180	180	0.00	-	-	-	-	-
Total Common Equity	1,323	1,234	1,137	1,432	1,375	1,287	1,268	1,232	1,162	1,116
Common Stock	648	637	621	603	592	583	572	562	552	543
Retained Earnings	2,134	2,108	2,056	1,950	1,812	1,761	1,641	1,512	1,415	1,316
Treasury Stock	-1,116	-1,114	-1,105	-1,055	-1,037	-1,027	-894	-807	-772	-719
Accumulated Other Comprehensive Income / (Loss)	-343	-397	-435	-66	7.82	-31	-51	-35	-34	-24

This table presents Bank of Hawaii's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	23,885	23,799	23,301	23,421	23,550	24,948	23,932	23,134
Cash and Due from Banks	935	272	298	215	261	398	337	248
Federal Funds Sold	0.00	993	624	673	386	1,273	272	403
Interest Bearing Deposits at Other Banks	0.00	8.29	3.26	2.74	4.68	2.26	2.55	5.43
Trading Account Securities	7,425	2,555	7,114	7,268	7,477	7,873	8,130	7,886
Loans and Leases, Net of Allowance	13,968	13,771	-147	13,706	13,774	13,770	13,681	13,175
Loans and Leases	14,115	13,919	-	13,854	13,919	13,915	13,825	13,322
Allowance for Loan and Lease Losses	148	147	147	148	145	145	144	146
Premises and Equipment, Net	188	192	192	192	196	200	203	208
Goodwill	32	32	32	32	32	32	32	32
Other Assets	1,338	5,976	15,185	1,331	1,419	1,400	14,955	1,177
Total Liabilities & Shareholders' Equity	23,885	23,799	23,301	23,421	23,550	24,948	23,932	23,134
Total Liabilities	22,180	22,134	21,688	21,985	22,186	23,590	22,578	21,852
Non-Interest Bearing Deposits	5,493	5,412	5,372	5,543	5,687	5,968	6,386	7,300
Interest Bearing Deposits	15,515	15,566	15,037	15,134	15,115	14,540	14,105	13,589
Short-Term Debt	50	100	100	150	150	725	1,050	425
Accrued Interest Payable	23	40	37	37	33	27	13	3.41
Long-Term Debt	558	558	560	560	560	1,760	510	10
Other Long-Term Liabilities	540	456	582	561	639	569	512	524
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,705	1,665	1,613	1,436	1,364	1,358	1,354	1,282
Total Preferred & Common Equity	1,705	1,665	1,613	1,436	1,364	1,358	1,354	1,282
Preferred Stock	345	345	345	180	180	180	180	180
Total Common Equity	1,360	1,320	1,268	1,256	1,184	1,178	1,174	1,102
Common Stock	652	644	640	641	633	629	625	617
Retained Earnings	2,144	2,128	2,119	2,115	2,109	2,091	2,074	2,025
Treasury Stock	-1,118	-1,116	-1,117	-1,116	-1,116	-1,118	-1,119	-1,091
Accumulated Other Comprehensive Income / (Loss)	-318	-335	-374	-384	-442	-423	-405	-448

This table displays calculated financial ratios and metrics derived from Bank of Hawaii's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-5.13%	-3.50%	4.41%	-1.78%	-0.05%	3.93%	1.96%	4.51%	5.97%	3.69%
EBITDA Growth	-11.88%	-20.51%	-8.85%	53.61%	-26.97%	6.20%	-0.64%	1.44%	7.86%	-2.18%
EBIT Growth	-12.89%	-21.86%	-10.73%	72.14%	-33.83%	5.77%	0.81%	3.26%	12.28%	-2.71%
NOPAT Growth	-12.39%	-24.18%	-10.88%	64.74%	-31.92%	2.87%	18.91%	1.77%	12.92%	-1.43%
Net Income Growth	-12.39%	-24.18%	-10.88%	64.74%	-31.92%	2.87%	18.91%	1.77%	12.92%	-1.43%
EPS Growth	-16.43%	-24.45%	-12.32%	61.92%	-30.58%	6.31%	20.79%	2.36%	14.32%	0.27%
Operating Cash Flow Growth	18.79%	-54.88%	-11.72%	157.59%	-37.49%	-26.32%	81.52%	-22.68%	-3.20%	11.71%
Free Cash Flow Firm Growth	-110.25%	423.05%	-171.37%	128.02%	-39.75%	-49.04%	121.37%	-36.38%	151.16%	-56.77%
Invested Capital Growth	9.47%	-13.37%	18.35%	1.81%	2.98%	3.58%	-4.48%	2.31%	-1.91%	3.82%
Revenue Q/Q Growth	0.81%	-3.42%	1.89%	0.63%	-0.99%	0.82%	0.84%	1.11%	1.18%	0.69%
EBITDA Q/Q Growth	4.81%	-12.97%	0.05%	7.10%	-7.98%	2.51%	0.91%	0.78%	0.24%	-1.04%
EBIT Q/Q Growth	6.42%	-14.78%	0.70%	8.71%	-10.77%	1.99%	1.55%	1.24%	0.42%	-0.66%
NOPAT Q/Q Growth	6.21%	-15.29%	-1.11%	9.28%	-9.33%	1.91%	5.25%	-0.30%	0.38%	1.03%
Net Income Q/Q Growth	6.21%	-15.29%	-1.11%	9.28%	-9.33%	1.91%	5.25%	-0.30%	0.38%	1.03%
EPS Q/Q Growth	4.22%	-16.02%	-0.90%	8.51%	-8.96%	2.77%	5.87%	-0.46%	0.71%	1.65%
Operating Cash Flow Q/Q Growth	61.36%	-20.38%	8.90%	-5.48%	-13.46%	-10.35%	33.50%	-29.87%	20.76%	-4.63%
Free Cash Flow Firm Q/Q Growth	52.87%	423.56%	-127.19%	9.22%	-37.41%	-1.05%	16.30%	-16.71%	10.54%	-2.14%
Invested Capital Q/Q Growth	0.08%	2.43%	42.75%	0.70%	0.55%	-1.48%	-1.83%	-0.16%	-1.54%	-0.52%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	37.75%	40.65%	49.34%	56.52%	36.14%	49.46%	48.41%	49.68%	51.18%	50.28%
EBIT Margin	30.96%	33.72%	41.63%	48.69%	27.78%	41.97%	41.24%	41.71%	42.22%	39.84%
Profit (Net Income) Margin	23.47%	25.41%	32.35%	37.89%	22.59%	33.17%	33.51%	28.74%	29.51%	27.69%
Tax Burden Percent	75.81%	75.38%	77.69%	77.83%	81.32%	79.04%	81.27%	68.89%	69.90%	69.51%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	24.19%	24.62%	22.31%	22.17%	18.68%	20.96%	18.73%	31.11%	30.10%	30.49%
Return on Invested Capital (ROIC)	6.74%	7.48%	9.98%	12.34%	7.67%	11.63%	11.24%	9.35%	9.20%	8.22%
ROIC Less NNEP Spread (ROIC-NNEP)	6.74%	7.48%	9.98%	12.34%	7.67%	11.63%	11.24%	9.35%	9.20%	8.22%
Return on Net Nonoperating Assets (RNNOA)	2.99%	5.06%	5.44%	4.63%	3.89%	6.05%	6.32%	6.08%	6.73%	6.58%
Return on Equity (ROE)	9.73%	12.54%	15.42%	16.97%	11.56%	17.68%	17.57%	15.43%	15.93%	14.80%
Cash Return on Invested Capital (CROIC)	-2.30%	21.80%	-6.83%	10.54%	4.73%	8.11%	15.83%	7.07%	11.13%	4.47%
Operating Return on Assets (OROA)	0.84%	0.96%	1.25%	1.50%	0.98%	1.62%	1.58%	1.60%	1.63%	1.53%
Return on Assets (ROA)	0.63%	0.72%	0.97%	1.17%	0.79%	1.28%	1.28%	1.10%	1.14%	1.06%
Return on Common Equity (ROCE)	8.08%	10.88%	13.53%	15.95%	11.56%	17.68%	17.57%	15.43%	15.93%	14.80%
Return on Equity Simple (ROE_SIMPLE)	8.99%	12.11%	17.15%	15.72%	11.19%	17.56%	17.32%	14.99%	15.62%	14.40%
Net Operating Profit after Tax (NOPAT)	150	171	226	253	154	226	220	185	181	161
NOPAT Margin	23.47%	25.41%	32.35%	37.89%	22.59%	33.17%	33.51%	28.74%	29.51%	27.69%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	52.43%	49.45%	47.48%	46.44%	44.19%	43.75%	44.20%	42.61%	43.16%	44.60%
Operating Expenses to Revenue	67.30%	64.95%	59.49%	58.86%	54.91%	55.68%	56.71%	55.66%	57.01%	59.99%
Earnings before Interest and Taxes (EBIT)	198	227	291	326	189	286	270	268	260	231
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	241	274	344	378	246	337	317	319	315	292
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	2.12	2.19	2.43	2.11	1.94	2.48	1.79	2.32	2.50	1.82
Price to Tangible Book Value (P/TBV)	2.17	2.25	2.50	2.15	1.98	2.55	1.84	2.38	2.57	1.87
Price to Revenue (P/Rev)	4.39	4.02	3.96	4.51	3.91	4.69	3.47	4.45	4.72	3.50
Price to Earnings (P/E)	20.41	16.57	12.69	12.04	17.30	14.14	10.34	15.48	15.99	12.64
Dividend Yield	4.96%	4.11%	4.05%	3.66%	4.04%	3.26%	4.30%	3.03%	2.78%	3.84%
Earnings Yield	4.90%	6.04%	7.88%	8.31%	5.78%	7.07%	9.67%	6.46%	6.26%	7.91%
Enterprise Value to Invested Capital (EV/IC)	1.31	1.22	1.50	1.49	1.33	1.68	1.25	1.59	1.80	1.38
Enterprise Value to Revenue (EV/Rev)	4.76	3.85	5.27	4.63	3.98	4.88	3.64	4.94	5.72	4.73
Enterprise Value to EBITDA (EV/EBITDA)	12.61	9.48	10.68	8.19	11.00	9.88	7.52	9.95	11.18	9.40
Enterprise Value to EBIT (EV/EBIT)	15.38	11.43	12.66	9.51	14.31	11.64	8.83	11.85	13.56	11.87
Enterprise Value to NOPAT (EV/NOPAT)	20.29	15.16	16.29	12.22	17.60	14.73	10.86	17.21	19.40	17.07
Enterprise Value to Operating Cash Flow (EV/OCF)	17.06	17.28	11.05	8.21	18.49	14.20	7.50	18.14	15.54	11.72
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	5.20	0.00	14.30	28.52	21.12	7.72	22.76	16.04	31.39
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.39	0.50	0.86	0.29	0.48	0.54	0.50	0.62	0.68	0.78
Long-Term Debt to Equity	0.33	0.40	0.31	0.01	0.04	0.07	0.11	0.21	0.23	0.22
Financial Leverage	0.44	0.68	0.55	0.38	0.51	0.52	0.56	0.65	0.73	0.80
Leverage Ratio	15.36	17.33	15.84	14.53	14.54	13.79	13.69	14.03	14.03	13.93
Compound Leverage Factor	15.36	17.33	15.84	14.53	14.54	13.79	13.69	14.03	14.03	13.93
Debt to Total Capital	28.30%	33.45%	46.31%	22.24%	32.48%	34.90%	33.54%	38.34%	40.52%	43.93%
Short-Term Debt to Total Capital	4.30%	7.08%	29.58%	21.74%	29.50%	30.57%	26.44%	25.29%	26.80%	31.59%
Long-Term Debt to Total Capital	24.00%	26.36%	16.73%	0.50%	2.97%	4.33%	7.11%	13.05%	13.72%	12.35%
Preferred Equity to Total Capital	14.83%	8.47%	7.34%	8.69%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	56.87%	58.08%	46.36%	69.08%	67.52%	65.10%	66.46%	61.66%	59.48%	56.07%
Debt to EBITDA	2.73	2.60	3.30	1.22	2.69	2.05	2.02	2.40	2.51	3.00
Net Debt to EBITDA	-0.44	-1.06	2.13	-0.26	0.19	0.39	0.36	1.00	1.97	2.44
Long-Term Debt to EBITDA	2.31	2.05	1.19	0.03	0.25	0.25	0.43	0.82	0.85	0.84
Debt to NOPAT	4.39	4.15	5.03	1.82	4.30	3.05	2.92	4.15	4.36	5.44
Net Debt to NOPAT	-0.70	-1.70	3.25	-0.39	0.31	0.58	0.52	1.72	3.41	4.43
Long-Term Debt to NOPAT	3.72	3.27	1.82	0.04	0.39	0.38	0.62	1.41	1.48	1.53
Noncontrolling Interest Sharing Ratio	17.03%	13.18%	12.29%	6.03%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-51	499	-154	216	95	158	309	140	220	87
Operating Cash Flow to CapEx	1,843.66%	1,597.76%	1,157.68%	3,110.27%	467.69%	439.79%	900.63%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-0.13	1.59	-2.72	7.36	1.89	1.76	4.84	3.00	5.44	2.30
Operating Cash Flow to Interest Expense	0.45	0.48	5.86	12.82	2.92	2.61	4.98	3.76	5.62	6.15
Operating Cash Flow Less CapEx to Interest Expense	0.42	0.45	5.35	12.40	2.30	2.02	4.43	3.76	5.62	6.15
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	3.37	3.35	3.44	3.35	3.51	4.00	4.63	5.26	5.47	5.25
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,326	2,125	2,453	2,072	2,036	1,977	1,908	1,998	1,953	1,991
Invested Capital Turnover	0.29	0.29	0.31	0.33	0.34	0.35	0.34	0.33	0.31	0.30
Increase / (Decrease) in Invested Capital	201	-328	380	37	59	68	-90	45	-38	73
Enterprise Value (EV)	3,044	2,595	3,679	3,095	2,707	3,327	2,385	3,178	3,520	2,744
Market Capitalization	2,804	2,706	2,765	3,015	2,660	3,196	2,271	2,860	2,901	2,032
Book Value per Share	$33.28	$31.05	$28.42	$35.57	$34.31	$31.95	$30.37	$29.00	$27.21	$25.78
Tangible Book Value per Share	$32.49	$30.26	$27.63	$34.79	$33.52	$31.17	$29.62	$28.26	$26.47	$25.06
Total Capital	2,326	2,125	2,453	2,072	2,036	1,977	1,908	1,998	1,953	1,991
Total Debt	658	711	1,136	461	661	690	640	766	791	875
Total Long-Term Debt	558	560	410	10	60	86	136	261	268	246
Net Debt	-105	-290	734	-100	47	131	114	318	619	712
Capital Expenditures (CapEx)	9.68	9.40	29	12	31	53	35	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	658	711	1,136	461	661	690	640	766	791	875
Total Depreciation and Amortization (D&A)	43	47	54	52	57	51	47	51	55	61
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$3.48	$4.16	$5.50	$6.29	$3.87	$5.59	$5.26	$4.37	$4.26	$3.72
Adjusted Weighted Average Basic Shares Outstanding	39.45M	39.27M	39.60M	39.84M	39.73M	40.38M	41.71M	42.28M	42.64M	43.22M
Adjusted Diluted Earnings per Share	$3.46	$4.14	$5.48	$6.25	$3.86	$5.56	$5.23	$4.33	$4.23	$3.70
Adjusted Weighted Average Diluted Shares Outstanding	39.70M	39.43M	39.79M	40.05M	39.89M	40.65M	42.00M	42.61M	42.88M	43.45M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	39.76M	39.75M	39.79M	40.29M	40.13M	39.95M	41.21M	42.33M	42.64M	43.10M
Normalized Net Operating Profit after Tax (NOPAT)	150	171	226	253	154	226	220	185	181	161
Normalized NOPAT Margin	23.47%	25.41%	32.35%	37.89%	22.59%	33.17%	33.51%	28.74%	29.51%	27.69%
Pre Tax Income Margin	30.96%	33.72%	41.63%	48.69%	27.78%	41.97%	41.24%	41.71%	42.22%	39.84%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.50	0.72	5.12	11.06	3.77	3.19	4.23	5.76	6.44	6.08
NOPAT to Interest Expense	0.38	0.55	3.97	8.61	3.07	2.52	3.44	3.97	4.50	4.23
EBIT Less CapEx to Interest Expense	0.47	0.69	4.61	10.65	3.15	2.59	3.68	5.76	6.44	6.08
NOPAT Less CapEx to Interest Expense	0.35	0.52	3.47	8.20	2.45	1.93	2.89	3.97	4.50	4.23
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	83.31%	69.90%	53.34%	44.84%	69.85%	46.69%	44.85%	47.15%	44.72%	48.76%
Augmented Payout Ratio	86.84%	78.25%	77.72%	57.18%	81.56%	107.62%	86.74%	72.64%	78.79%	81.73%

This table displays calculated financial ratios and metrics derived from Bank of Hawaii's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	8.73%	3.26%	-4.99%	-6.37%	-11.58%	-13.11%	-0.61%	-4.26%	4.67%	7.66%	2.45%
EBITDA Growth	11.29%	21.83%	-15.33%	-22.70%	-20.65%	-44.60%	-6.08%	-17.45%	-11.25%	0.21%	-14.95%
EBIT Growth	16.11%	30.14%	-17.33%	-25.81%	-22.95%	-49.87%	-4.35%	-18.16%	-10.88%	2.63%	-18.90%
NOPAT Growth	20.87%	28.84%	-15.75%	-26.00%	-22.31%	-50.42%	-9.28%	-19.00%	-14.57%	-3.96%	-14.91%
Net Income Growth	20.87%	28.84%	-15.75%	-26.00%	-22.31%	-50.42%	-9.28%	-19.00%	-14.57%	-3.96%	-14.91%
EPS Growth	11.49%	19.72%	-20.51%	-27.68%	-23.68%	-52.67%	-8.59%	-18.84%	-13.64%	-3.23%	-15.79%
Operating Cash Flow Growth	-66.85%	264.56%	-113.36%	308.34%	283.58%	-59.98%	30.24%	-90.06%	-174.07%	73.81%	-14.33%
Free Cash Flow Firm Growth	-115.23%	-145.21%	32.13%	179.70%	183.97%	212.31%	-178.56%	-583.12%	-676.56%	-1,284.79%	1,283.10%
Invested Capital Growth	7.76%	9.47%	12.04%	-40.86%	-26.36%	-13.37%	20.74%	115.40%	52.65%	18.35%	-16.51%
Revenue Q/Q Growth	4.07%	0.31%	3.69%	0.45%	-1.17%	-7.71%	2.19%	-5.14%	-2.87%	5.57%	-1.57%
EBITDA Q/Q Growth	7.67%	-2.50%	12.08%	-5.42%	17.87%	-32.24%	2.33%	-2.92%	-17.71%	14.89%	-10.06%
EBIT Q/Q Growth	8.95%	-2.07%	16.18%	-6.32%	22.11%	-37.79%	4.26%	-2.72%	-20.55%	18.69%	-10.79%
NOPAT Q/Q Growth	12.32%	-2.96%	18.41%	-6.34%	19.72%	-36.55%	4.00%	-1.67%	-23.59%	16.11%	-7.14%
Net Income Q/Q Growth	12.32%	-2.96%	18.41%	-6.34%	19.72%	-36.55%	4.00%	-1.67%	-23.59%	16.11%	-7.14%
EPS Q/Q Growth	14.12%	-8.60%	14.81%	-6.90%	22.54%	-39.32%	4.46%	-1.75%	-24.00%	17.19%	-7.25%
Operating Cash Flow Q/Q Growth	-80.38%	586.38%	-140.62%	-16.73%	121.57%	-82.18%	1,141.92%	137.44%	-148.30%	-42.01%	-5.18%
Free Cash Flow Firm Q/Q Growth	24.32%	22.64%	-113.05%	99.34%	124.69%	216.15%	84.68%	-110.03%	-200.52%	-181.24%	-5.79%
Invested Capital Q/Q Growth	-0.55%	0.08%	2.23%	5.91%	1.02%	2.43%	-46.03%	31.86%	18.85%	42.75%	-3.72%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	39.13%	37.82%	38.91%	36.00%	38.24%	32.06%	43.66%	43.60%	42.60%	50.29%	46.21%
EBIT Margin	33.06%	31.58%	32.35%	28.87%	30.96%	25.06%	37.18%	36.44%	35.53%	43.43%	38.63%
Profit (Net Income) Margin	25.89%	23.99%	24.80%	21.72%	23.29%	19.23%	27.97%	27.48%	26.51%	33.70%	30.64%
Tax Burden Percent	78.33%	75.98%	76.67%	75.23%	75.24%	76.75%	75.24%	75.43%	74.62%	77.60%	79.32%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	21.67%	24.02%	23.33%	24.77%	24.76%	23.25%	24.76%	24.57%	25.38%	22.40%	20.68%
Return on Invested Capital (ROIC)	7.58%	6.89%	7.15%	4.56%	6.01%	5.66%	10.29%	6.82%	7.76%	10.40%	11.12%
ROIC Less NNEP Spread (ROIC-NNEP)	7.58%	6.89%	7.15%	4.56%	6.01%	5.66%	10.29%	6.82%	7.76%	10.40%	11.12%
Return on Net Nonoperating Assets (RNNOA)	3.18%	3.06%	3.23%	4.83%	4.89%	3.83%	4.46%	7.36%	5.59%	5.67%	3.46%
Return on Equity (ROE)	10.76%	9.95%	10.38%	9.39%	10.91%	9.49%	14.74%	14.18%	13.35%	16.07%	14.58%
Cash Return on Invested Capital (CROIC)	-0.40%	-2.30%	-4.93%	56.21%	36.72%	21.80%	-8.13%	-65.82%	-32.65%	-6.83%	30.09%
Operating Return on Assets (OROA)	0.91%	0.85%	0.87%	0.77%	0.85%	0.71%	1.11%	1.06%	1.07%	1.31%	1.15%
Return on Assets (ROA)	0.71%	0.65%	0.66%	0.58%	0.64%	0.55%	0.84%	0.80%	0.80%	1.01%	0.91%
Return on Common Equity (ROCE)	8.96%	8.26%	8.58%	7.73%	9.50%	8.24%	12.74%	12.30%	11.64%	14.09%	12.76%
Return on Equity Simple (ROE_SIMPLE)	9.24%	0.00%	8.48%	9.22%	11.19%	0.00%	14.82%	15.24%	16.08%	0.00%	17.81%
Net Operating Profit after Tax (NOPAT)	44	39	40	34	36	30	48	46	47	61	53
NOPAT Margin	25.89%	23.99%	24.80%	21.72%	23.29%	19.23%	27.97%	27.48%	26.51%	33.70%	30.64%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	52.34%	51.81%	51.78%	52.69%	53.48%	49.66%	48.66%	48.53%	50.89%	44.89%	49.02%
Operating Expenses to Revenue	65.03%	66.12%	65.81%	69.60%	67.76%	73.36%	61.66%	62.07%	63.34%	56.46%	61.37%
Earnings before Interest and Taxes (EBIT)	56	52	53	45	48	40	64	61	63	79	67
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	66	62	63	56	60	51	75	73	75	91	80
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	2.02	2.12	1.87	1.79	1.95	2.19	1.58	1.32	1.65	2.43	2.55
Price to Tangible Book Value (P/TBV)	2.06	2.17	1.92	1.84	2.00	2.25	1.62	1.36	1.70	2.50	2.62
Price to Revenue (P/Rev)	4.20	4.39	3.90	3.53	3.75	4.02	2.68	2.23	2.74	3.96	4.10
Price to Earnings (P/E)	19.36	20.41	18.73	16.12	16.03	16.57	9.61	7.81	9.23	12.69	12.74
Dividend Yield	5.07%	4.96%	4.50%	4.89%	4.54%	4.11%	5.96%	7.13%	5.75%	4.05%	4.01%
Earnings Yield	5.17%	4.90%	5.34%	6.20%	6.24%	6.04%	10.41%	12.80%	10.84%	7.88%	7.85%
Enterprise Value to Invested Capital (EV/IC)	1.19	1.31	0.95	1.03	1.14	1.22	1.01	0.66	1.05	1.50	1.61
Enterprise Value to Revenue (EV/Rev)	4.23	4.76	3.47	3.66	3.75	3.85	3.02	3.65	4.34	5.27	4.04
Enterprise Value to EBITDA (EV/EBITDA)	11.13	12.61	9.56	9.73	9.48	9.48	6.69	7.98	9.15	10.68	8.04
Enterprise Value to EBIT (EV/EBIT)	13.42	15.38	11.84	11.94	11.51	11.43	7.90	9.46	10.84	12.66	9.59
Enterprise Value to NOPAT (EV/NOPAT)	17.52	20.29	15.58	15.80	15.24	15.16	10.41	12.31	14.08	16.29	12.13
Enterprise Value to Operating Cash Flow (EV/OCF)	19.51	17.06	19.90	8.59	10.29	17.28	11.15	16.42	11.78	11.05	9.06
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	1.37	2.64	5.20	0.00	0.00	0.00	0.00	4.87
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.36	0.39	0.40	0.41	0.49	0.50	0.52	1.83	1.15	0.86	0.34
Long-Term Debt to Equity	0.33	0.33	0.34	0.35	0.39	0.40	0.41	1.30	0.38	0.31	0.01
Financial Leverage	0.42	0.44	0.45	1.06	0.81	0.68	0.43	1.08	0.72	0.55	0.31
Leverage Ratio	15.06	15.36	15.63	16.24	16.97	17.33	17.64	17.80	16.74	15.84	16.01
Compound Leverage Factor	15.06	15.36	15.63	16.24	16.97	17.33	17.64	17.80	16.74	15.84	16.01
Debt to Total Capital	26.29%	28.30%	28.34%	29.06%	33.11%	33.45%	34.26%	64.67%	53.54%	46.31%	25.36%
Short-Term Debt to Total Capital	2.16%	4.30%	4.32%	4.42%	7.01%	7.08%	7.25%	18.87%	36.04%	29.58%	24.76%
Long-Term Debt to Total Capital	24.13%	24.00%	24.02%	24.64%	26.10%	26.36%	27.00%	45.79%	17.50%	16.73%	0.60%
Preferred Equity to Total Capital	14.91%	14.83%	14.84%	15.18%	8.39%	8.47%	8.68%	4.68%	6.17%	7.34%	10.48%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	58.79%	56.87%	56.81%	55.77%	58.51%	58.08%	57.07%	30.65%	40.29%	46.36%	64.16%
Debt to EBITDA	2.45	2.73	2.86	2.73	2.75	2.60	2.26	7.78	4.66	3.30	1.27
Net Debt to EBITDA	-1.32	-0.44	-2.67	-1.10	-0.70	-1.06	0.19	2.54	2.83	2.13	-0.64
Long-Term Debt to EBITDA	2.25	2.31	2.43	2.32	2.17	2.05	1.78	5.51	1.52	1.19	0.03
Debt to NOPAT	3.86	4.39	4.66	4.44	4.42	4.15	3.52	12.01	7.17	5.03	1.91
Net Debt to NOPAT	-2.07	-0.70	-4.35	-1.78	-1.13	-1.70	0.29	3.92	4.36	3.25	-0.96
Long-Term Debt to NOPAT	3.54	3.72	3.95	3.77	3.48	3.27	2.77	8.50	2.34	1.82	0.05
Noncontrolling Interest Sharing Ratio	16.71%	17.03%	17.33%	17.67%	12.90%	13.18%	13.60%	13.30%	12.84%	12.29%	12.50%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-123	-162	-209	1,605	805	358	-308	-2,013	-959	-319	393
Operating Cash Flow to CapEx	225.99%	0.00%	-414.89%	948.06%	1,987.24%	663.50%	29,375.31%	413.04%	-1,382.10%	1,620.15%	958.69%
Free Cash Flow to Firm to Interest Expense	-1.39	-1.64	-2.03	16.26	8.35	3.79	-3.39	-26.70	-18.30	-10.10	29.60
Operating Cash Flow to Interest Expense	0.21	0.94	-0.19	0.48	0.59	0.27	1.58	0.15	-0.59	2.03	8.33
Operating Cash Flow Less CapEx to Interest Expense	0.12	0.97	-0.23	0.43	0.56	0.23	1.58	0.12	-0.63	1.90	7.46
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Fixed Asset Turnover	3.43	3.37	3.27	3.27	3.30	3.35	3.45	3.47	3.50	3.44	3.36
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,313	2,326	2,324	2,273	2,147	2,125	2,075	3,844	2,915	2,453	1,718
Invested Capital Turnover	0.29	0.29	0.29	0.21	0.26	0.29	0.37	0.25	0.29	0.31	0.36
Increase / (Decrease) in Invested Capital	167	201	250	-1,571	-769	-328	356	2,059	1,005	380	-340
Enterprise Value (EV)	2,760	3,044	2,201	2,351	2,449	2,595	2,104	2,548	3,066	3,679	2,769
Market Capitalization	2,742	2,804	2,470	2,271	2,450	2,706	1,866	1,556	1,937	2,765	2,808
Book Value per Share	$34.20	$33.28	$33.24	$31.94	$31.60	$31.05	$29.80	$29.72	$29.90	$28.42	$27.43
Tangible Book Value per Share	$33.41	$32.49	$32.44	$31.15	$30.80	$30.26	$29.01	$28.92	$29.10	$27.63	$26.65
Total Capital	2,313	2,326	2,324	2,273	2,147	2,125	2,075	3,844	2,915	2,453	1,718
Total Debt	608	658	659	661	711	711	711	2,486	1,561	1,136	436
Total Long-Term Debt	558	558	558	560	560	560	560	1,760	510	410	10
Net Debt	-327	-105	-614	-265	-181	-290	58	812	949	734	-220
Capital Expenditures (CapEx)	8.12	-2.81	4.63	4.99	2.86	3.87	0.49	2.81	2.24	3.96	12
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	608	658	659	661	711	711	711	2,486	1,561	1,136	436
Total Depreciation and Amortization (D&A)	10	10	11	11	11	11	11	12	13	12	13
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.98	$0.86	$0.94	$0.81	$0.87	$0.73	$1.17	$1.12	$1.14	$1.51	$1.28
Adjusted Weighted Average Basic Shares Outstanding	39.55M	39.45M	39.49M	39.45M	39.35M	39.27M	39.27M	39.24M	39.28M	39.60M	39.57M
Adjusted Diluted Earnings per Share	$0.97	$0.85	$0.93	$0.81	$0.87	$0.71	$1.17	$1.12	$1.14	$1.50	$1.28
Adjusted Weighted Average Diluted Shares Outstanding	39.88M	39.70M	39.74M	39.62M	39.63M	39.43M	39.42M	39.32M	39.47M	39.79M	39.76M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	39.73M	39.76M	39.75M	39.73M	39.70M	39.75M	39.75M	39.73M	39.65M	39.79M	40.01M
Normalized Net Operating Profit after Tax (NOPAT)	44	39	40	34	36	30	48	46	47	61	53
Normalized NOPAT Margin	25.89%	23.99%	24.80%	21.72%	23.29%	19.23%	27.97%	27.48%	26.51%	33.70%	30.64%
Pre Tax Income Margin	33.06%	31.58%	32.35%	28.87%	30.96%	25.06%	37.18%	36.44%	35.53%	43.43%	38.63%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.63	0.52	0.51	0.46	0.50	0.42	0.70	0.81	1.20	2.50	5.02
NOPAT to Interest Expense	0.50	0.40	0.39	0.35	0.38	0.32	0.53	0.61	0.89	1.94	3.98
EBIT Less CapEx to Interest Expense	0.54	0.55	0.47	0.41	0.47	0.38	0.69	0.77	1.16	2.38	4.15
NOPAT Less CapEx to Interest Expense	0.41	0.42	0.35	0.29	0.35	0.28	0.52	0.57	0.85	1.82	3.11
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	81.50%	83.31%	86.05%	80.60%	74.52%	69.90%	59.21%	57.89%	55.15%	53.34%	52.84%
Augmented Payout Ratio	84.86%	86.84%	89.85%	84.20%	76.89%	78.25%	73.84%	79.47%	80.35%	77.72%	73.60%

Frequently Asked Questions About Bank of Hawaii's Financials

When does Bank of Hawaii's financial year end?

According to the most recent income statement we have on file, Bank of Hawaii's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Bank of Hawaii's net income changed over the last 9 years?

The last 5 years of Bank of Hawaii's net income performance:

2020: $153.80 million
2021: $253.37 million
2022: $225.80 million
2023: $171.20 million
2024: $149.99 million

Find out what analysts predict for Bank of Hawaii in the coming months.

How has Bank of Hawaii revenue changed over the last 9 years?

Over the last 9 years, Bank of Hawaii's total revenue changed from $580.31 million in 2015 to $639.11 million in 2024, a change of 10.1%.

How much debt does Bank of Hawaii have?

Bank of Hawaii's total liabilities were at $21.93 billion at the end of 2024, a 1.7% decrease from 2023, and a 53.0% increase since 2015.

How much cash does Bank of Hawaii have?

In the past 9 years, Bank of Hawaii's cash and equivalents has ranged from $158.70 million in 2015 to $1.00 billion in 2023, and is currently $763.57 million as of their latest financial filing in 2024.

How has Bank of Hawaii's book value per share changed over the last 9 years?

Over the last 9 years, Bank of Hawaii's book value per share changed from 25.78 in 2015 to 33.28 in 2024, a change of 29.1%.

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This page (NYSE:BOH) was last updated on 5/30/2025 by MarketBeat.com Staff

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Bank of Hawaii (BOH) Financials

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Bank of Hawaii (BOH) Financials

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