Bank of Hawaii (BOH) Financials

$67.83 -0.42 (-0.62%)

Closing price 05/6/2025 03:59 PM Eastern

Extended Trading

$67.80 -0.03 (-0.05%)

As of 06:58 AM Eastern

Annual Income Statements for Bank of Hawaii

This table shows Bank of Hawaii's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	161	181	185	220	226	154	250	218	163	137
Consolidated Net Income / (Loss)	161	181	185	220	226	154	253	226	171	150
Net Income / (Loss) Continuing Operations	161	181	185	220	226	154	253	226	171	150
Total Pre-Tax Income	231	260	268	270	286	189	326	291	227	198
Total Revenue	580	615	643	655	681	681	669	698	674	639
Net Interest Income / (Expense)	394	418	457	486	498	496	497	541	497	467
Total Interest Income	432	458	504	550	587	546	527	597	810	864
Loans and Leases Interest Income	299	333	370	411	439	417	399	440	591	654
Investment Securities Interest Income	131	121	129	134	144	127	127	156	215	206
Other Interest Income	1.31	0.81	0.94	1.36	1.00	0.66	0.70	1.22	5.11	4.22
Total Interest Expense	38	40	47	64	90	50	29	57	313	397
Deposits Interest Expense	9.63	13	22	41	68	33	15	40	251	369
Short-Term Borrowings Interest Expense	0.00	0.00	0.06	0.15	0.04	0.06	0.00	2.07	5.71	0.00
Long-Term Debt Interest Expense	3.02	4.26	4.45	22	20	17	0.94	2.04	40	24
Federal Funds Purchased and Securities Sold Interest Expense	25	23	20	0.61	0.84	0.10	13	13	17	4.65
Total Non-Interest Income	186	197	185	169	183	184	171	158	177	173
Trust Fees by Commissions	48	46	45	44	44	43	46	44	44	47
Service Charges on Deposit Accounts	34	34	33	29	30	25	26	30	31	32
Other Service Charges	76	81	78	85	92	81	78	74	97	82
Net Realized & Unrealized Capital Gains on Investments	10	10	10	-3.94	-3.99	9.93	-1.30	-6.11	-11	-7.51
Other Non-Interest Income	19	26	19	16	21	25	23	16	16	18
Provision for Credit Losses	1.00	4.75	17	13	16	118	-51	-7.80	9.00	11
Total Non-Interest Expense	348	351	358	372	379	374	394	415	438	430
Salaries and Employee Benefits	192	199	204	213	216	207	228	235	234	233
Net Occupancy & Equipment Expense	67	66	70	76	82	93	82	96	99	103
Property & Liability Insurance Claims	8.67	8.62	8.67	7.73	5.19	5.78	6.54	6.55	28	18
Other Operating Expenses	81	77	75	74	76	67	77	77	76	77
Income Tax Expense	70	78	83	51	60	35	72	65	56	48
Preferred Stock Dividends Declared	-	-	-	-	0.00	0.00	2.98	7.88	7.88	13
Basic Earnings per Share	$3.72	$4.26	$4.37	$5.26	$5.59	$3.87	$6.29	$5.50	$4.16	$3.48
Weighted Average Basic Shares Outstanding	43.22M	42.64M	42.28M	41.71M	40.38M	39.73M	39.84M	39.60M	39.27M	39.45M
Diluted Earnings per Share	$3.70	$4.23	$4.33	$5.23	$5.56	$3.86	$6.25	$5.48	$4.14	$3.46
Weighted Average Diluted Shares Outstanding	43.45M	42.88M	42.61M	42.00M	40.65M	39.89M	40.05M	39.79M	39.43M	39.70M
Weighted Average Basic & Diluted Shares Outstanding	43.20M	42.60M	42.30M	41.70M	39.95M	40.13M	40.29M	39.79M	39.75M	39.76M
Cash Dividends to Common per Share	$1.80	$1.89	$2.04	$2.34	$2.59	$2.68	$2.74	$2.80	$2.80	$2.80

This table shows Bank of Hawaii's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Income / (Loss) Attributable to Common Shareholders	51	59	45	44	46	28	34	32	37	34	39
Consolidated Net Income / (Loss)	53	61	47	46	48	30	36	34	40	39	44
Net Income / (Loss) Continuing Operations	53	61	47	46	48	30	36	34	40	39	44
Total Pre-Tax Income	67	79	63	61	64	40	48	45	53	52	56
Total Revenue	172	182	177	168	171	158	156	157	163	163	170
Net Interest Income / (Expense)	142	141	136	124	121	116	114	115	118	120	126
Total Interest Income	155	172	188	200	212	210	210	214	221	219	214
Loans and Leases Interest Income	115	129	137	145	151	158	159	163	166	165	163
Investment Securities Interest Income	37	46	48	47	46	74	44	43	44	75	45
Deposits and Money Market Investments Interest Income	0.01	-	0.03	0.02	0.02	-	0.03	0.03	0.03	-	5.46
Other Interest Income	0.32	0.34	0.60	2.12	1.46	0.92	0.97	1.12	1.02	1.11	1.09
Total Interest Expense	13	32	52	75	91	95	96	99	103	99	88
Deposits Interest Expense	10	23	38	54	72	87	89	92	96	92	82
Long-Term Debt Interest Expense	0.18	-1.28	5.30	13	15	5.98	5.92	5.92	5.97	5.95	6.04
Federal Funds Purchased and Securities Sold Interest Expense	2.79	7.38	6.08	5.62	4.03	1.46	1.44	1.22	0.99	0.99	0.74
Total Non-Interest Income	31	41	41	43	50	42	42	42	45	43	44
Trust Fees by Commissions	10	11	11	11	11	11	11	12	12	12	12
Service Charges on Deposit Accounts	7.53	7.51	7.74	7.59	7.84	7.95	7.95	7.73	8.08	8.68	8.26
Other Service Charges	11	21	20	22	35	21	20	19	22	21	21
Net Realized & Unrealized Capital Gains on Investments	-2.15	-1.12	-1.79	-1.31	-6.73	-1.62	-1.50	-1.60	-1.10	-3.31	-1.61
Other Non-Interest Income	3.49	3.47	3.85	4.05	3.81	4.19	4.31	4.42	4.72	4.23	4.60
Provision for Credit Losses	0.00	0.20	2.00	2.50	2.00	2.50	2.00	2.40	3.00	3.75	3.25
Total Non-Interest Expense	106	103	112	104	106	116	106	109	107	108	110
Salaries and Employee Benefits	60	58	65	56	59	54	58	57	59	59	63
Net Occupancy & Equipment Expense	25	24	25	25	25	25	25	26	26	26	26
Property & Liability Insurance Claims	1.68	1.77	3.23	3.17	3.36	19	3.61	7.17	3.36	3.71	1.64
Other Operating Expenses	20	19	19	20	19	19	19	19	19	20	20
Income Tax Expense	14	18	16	15	16	9.21	12	11	12	12	12
Preferred Stock Dividends Declared	1.97	1.97	1.97	1.97	1.97	1.97	1.97	1.97	3.44	5.27	5.27
Basic Earnings per Share	$1.28	$1.51	$1.14	$1.12	$1.17	$0.73	$0.87	$0.81	$0.94	$0.86	$0.98
Weighted Average Basic Shares Outstanding	39.57M	39.60M	39.28M	39.24M	39.27M	39.27M	39.35M	39.45M	39.49M	39.45M	39.55M
Diluted Earnings per Share	$1.28	$1.50	$1.14	$1.12	$1.17	$0.71	$0.87	$0.81	$0.93	$0.85	$0.97
Weighted Average Diluted Shares Outstanding	39.76M	39.79M	39.47M	39.32M	39.42M	39.43M	39.63M	39.62M	39.74M	39.70M	39.88M
Weighted Average Basic & Diluted Shares Outstanding	40.01M	39.79M	39.65M	39.73M	39.75M	39.75M	39.70M	39.73M	39.75M	39.76M	39.73M
Cash Dividends to Common per Share	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70	$0.70

This table details how cash moves in and out of Bank of Hawaii's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	220	124	-432	78	33	55	-54	-159	599	-237
Net Cash From Operating Activities	234	227	175	318	234	146	377	333	150	178
Net Cash From Continuing Operating Activities	234	227	175	318	234	146	377	333	150	178
Net Income / (Loss) Continuing Operations	161	181	185	220	226	154	253	226	171	150
Consolidated Net Income / (Loss)	161	181	185	220	226	154	253	226	171	150
Provision For Loan Losses	1.00	4.75	17	-	16	118	-51	-7.80	9.00	11
Depreciation Expense	13	13	13	14	17	20	21	21	21	20
Amortization Expense	48	42	38	33	34	37	31	32	25	23
Non-Cash Adjustments to Reconcile Net Income	-1.61	-17	-17	30	-39	-54	94	48	8.80	6.75
Changes in Operating Assets and Liabilities, net	13	1.76	-61	22	-20	-128	28	14	-85	-33
Net Cash From Investing Activities	-531	-961	-1,022	-75	-773	-2,373	-2,423	-1,253	563	21
Net Cash From Continuing Investing Activities	-531	-961	-1,022	-75	-773	-2,373	-2,423	-1,253	563	21
Purchase of Property, Leasehold Improvements and Equipment	-	-	-	-35	-54	-33	-22	-29	-9.40	-9.68
Purchase of Investment Securities	-2,093	-2,324	-2,408	-1,251	-3,388	-4,766	-5,120	-2,547	-326	-571
Sale of Property, Leasehold Improvements and Equipment	-	-	0.00	0.00	0.64	1.98	10	0.00	0.00	0.00
Sale and/or Maturity of Investments	1,562	1,363	1,386	1,212	2,668	2,424	2,709	1,323	898	601
Net Cash From Financing Activities	517	858	415	-165	572	2,282	1,993	762	-114	-437
Net Cash From Continuing Financing Activities	517	858	415	-165	572	2,282	1,993	762	-114	-437
Net Change in Deposits	618	1,069	564	143	757	2,427	2,148	256	439	-422
Issuance of Debt	175	75	0.00	50	100	50	0.00	675	1,350	0.00
Issuance of Preferred Equity	-	-	-	-	0.00	0.00	175	0.00	0.00	161
Issuance of Common Equity	15	9.08	13	7.87	7.87	9.39	14	6.80	5.88	5.44
Repayment of Debt	-161	-153	-28	-176	-50	-79	-200	-0.10	-1,775	-51
Repurchase of Common Equity	-53	-62	-47	-92	-138	-18	-31	-55	-14	-5.30
Payment of Dividends	-78	-81	-87	-98	-105	-107	-114	-120	-120	-125
Cash Interest Paid	37	39	45	63	90	53	32	50	282	403
Cash Income Taxes Paid	73	57	68	42	58	60	49	53	52	31

This table details how cash moves in and out of Bank of Hawaii's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Net Change in Cash & Equivalents	-184	-254	210	1,061	-1,021	349	-109	34	347	-509	172
Net Cash From Operating Activities	111	64	-31	12	144	26	57	47	-19	94	18
Net Cash From Continuing Operating Activities	111	64	-31	12	144	26	57	47	-19	94	18
Net Income / (Loss) Continuing Operations	53	61	47	46	48	30	36	34	40	39	44
Consolidated Net Income / (Loss)	53	61	47	46	48	30	36	34	40	39	44
Provision For Loan Losses	-	0.20	2.00	2.50	2.00	2.50	2.00	2.40	3.00	3.75	3.25
Depreciation Expense	5.34	5.43	5.89	5.64	4.69	5.11	5.23	5.16	5.05	4.61	4.74
Amortization Expense	7.72	7.04	6.62	6.37	6.42	5.97	6.14	6.03	5.63	5.58	5.58
Non-Cash Adjustments to Reconcile Net Income	8.08	7.57	8.27	-3.69	11	-7.08	7.08	-3.49	-0.58	3.73	1.85
Changes in Operating Assets and Liabilities, net	37	-17	-101	-45	72	-11	-0.00	3.14	-73	37	-41
Net Cash From Investing Activities	-113	-701	-17	136	345	99	244	174	-173	-225	-136
Net Cash From Continuing Investing Activities	-113	-701	-17	136	345	99	244	174	-173	-225	-136
Purchase of Property, Leasehold Improvements and Equipment	-12	-3.96	-2.24	-2.81	-0.49	-3.87	-2.86	-4.99	-4.63	2.81	-8.12
Purchase of Investment Securities	-379	-905	-181	-90	-7.26	-48	110	20	-326	-374	-293
Sale and/or Maturity of Investments	277	208	166	229	353	150	138	159	158	147	164
Net Cash From Financing Activities	-181	383	258	914	-1,510	224	-410	-188	539	-378	290
Net Cash From Continuing Financing Activities	-181	383	258	914	-1,510	224	-410	-188	539	-378	290
Net Change in Deposits	-137	-273	-124	17	294	253	-378	-268	570	-345	375
Issuance of Debt	-	675	100	1,250	-	-	0.00	-	-50	50	0.00
Issuance of Preferred Equity	-	-	-	-	-	-	-	-	-	-	0.00
Issuance of Common Equity	1.49	1.48	1.44	1.54	1.45	1.46	1.42	1.37	1.32	1.32	1.32
Repayment of Debt	-0.02	25	325	-325	-1,775	-0.03	-0.03	-50	50	-51	-50
Repurchase of Common Equity	-15	-16	-14	-0.14	-0.13	-0.23	-3.32	-1.68	-0.15	-0.16	-3.31
Payment of Dividends	-30	-30	-30	-30	-30	-30	-30	-30	-32	-33	-33
Cash Interest Paid	12	25	49	62	84	87	100	98	100	105	100
Cash Income Taxes Paid	14	15	0.09	31	8.85	13	2.49	16	5.10	7.41	0.56

This table presents Bank of Hawaii's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	15,455	16,492	17,089	17,144	18,095	20,604	22,785	23,607	23,733	23,601
Cash and Due from Banks	159	169	263	324	299	279	196	317	1,001	764
Trading Account Securities	6,244	6,082	6,180	5,501	5,700	7,137	8,998	8,260	7,409	7,310
Loans and Leases, Net of Allowance	7,776	8,846	9,690	10,342	10,881	11,724	12,101	13,502	13,819	13,927
Loans and Leases	7,879	8,950	9,797	10,449	10,991	11,940	12,259	13,646	13,965	14,076
Allowance for Loan and Lease Losses	103	104	107	107	110	216	158	144	146	149
Premises and Equipment, Net	111	114	131	152	188	200	199	207	195	184
Goodwill	32	32	32	32	32	32	32	32	32	32
Other Assets	1,106	1,224	584	567	736	898	895	1,205	1,278	1,384
Total Liabilities & Shareholders' Equity	15,455	16,492	17,089	17,144	18,095	20,604	22,785	23,607	23,733	23,601
Total Liabilities	14,339	15,331	15,857	15,876	16,809	19,229	21,173	22,290	22,319	21,933
Non-Interest Bearing Deposits	4,286	4,773	4,724	4,740	4,490	5,750	7,275	6,715	6,059	5,424
Interest Bearing Deposits	8,965	9,548	10,160	10,288	11,295	12,462	13,085	13,901	14,996	15,209
Short-Term Debt	629	523	505	504	604	601	450	725	150	100
Accrued Interest Payable	5.03	5.33	6.95	8.25	8.04	5.12	2.50	9.70	41	35
Long-Term Debt	246	268	261	136	86	60	10	410	560	558
Other Long-Term Liabilities	201	204	200	200	326	351	350	529	512	607
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,116	1,162	1,232	1,268	1,287	1,375	1,612	1,317	1,414	1,668
Total Preferred & Common Equity	1,116	1,162	1,232	1,268	1,287	1,375	1,612	1,317	1,414	1,668
Preferred Stock	-	-	-	-	-	0.00	180	180	180	345
Total Common Equity	1,116	1,162	1,232	1,268	1,287	1,375	1,432	1,137	1,234	1,323
Common Stock	543	552	562	572	583	592	603	621	637	648
Retained Earnings	1,316	1,415	1,512	1,641	1,761	1,812	1,950	2,056	2,108	2,134
Treasury Stock	-719	-772	-807	-894	-1,027	-1,037	-1,055	-1,105	-1,114	-1,116
Accumulated Other Comprehensive Income / (Loss)	-24	-34	-35	-51	-31	7.82	-66	-435	-397	-343

This table presents Bank of Hawaii's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025
Total Assets	23,134	23,932	24,948	23,550	23,421	23,301	23,799	23,885
Cash and Due from Banks	248	337	398	261	215	298	272	935
Federal Funds Sold	403	272	1,273	386	673	624	993	0.00
Interest Bearing Deposits at Other Banks	5.43	2.55	2.26	4.68	2.74	3.26	8.29	0.00
Trading Account Securities	7,886	8,130	7,873	7,477	7,268	7,114	2,555	7,425
Loans and Leases, Net of Allowance	13,175	13,681	13,770	13,774	13,706	-147	13,771	13,968
Loans and Leases	13,322	13,825	13,915	13,919	13,854	-	13,919	14,115
Allowance for Loan and Lease Losses	146	144	145	145	148	147	147	148
Premises and Equipment, Net	208	203	200	196	192	192	192	188
Goodwill	32	32	32	32	32	32	32	32
Other Assets	1,177	14,955	1,400	1,419	1,331	15,185	5,976	1,338
Total Liabilities & Shareholders' Equity	23,134	23,932	24,948	23,550	23,421	23,301	23,799	23,885
Total Liabilities	21,852	22,578	23,590	22,186	21,985	21,688	22,134	22,180
Non-Interest Bearing Deposits	7,300	6,386	5,968	5,687	5,543	5,372	5,412	5,493
Interest Bearing Deposits	13,589	14,105	14,540	15,115	15,134	15,037	15,566	15,515
Short-Term Debt	425	1,050	725	150	150	100	100	50
Accrued Interest Payable	3.41	13	27	33	37	37	40	23
Long-Term Debt	10	510	1,760	560	560	560	558	558
Other Long-Term Liabilities	524	512	569	639	561	582	456	540
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	1,282	1,354	1,358	1,364	1,436	1,613	1,665	1,705
Total Preferred & Common Equity	1,282	1,354	1,358	1,364	1,436	1,613	1,665	1,705
Preferred Stock	180	180	180	180	180	345	345	345
Total Common Equity	1,102	1,174	1,178	1,184	1,256	1,268	1,320	1,360
Common Stock	617	625	629	633	641	640	644	652
Retained Earnings	2,025	2,074	2,091	2,109	2,115	2,119	2,128	2,144
Treasury Stock	-1,091	-1,119	-1,118	-1,116	-1,116	-1,117	-1,116	-1,118
Accumulated Other Comprehensive Income / (Loss)	-448	-405	-423	-442	-384	-374	-335	-318

This table displays calculated financial ratios and metrics derived from Bank of Hawaii's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	3.69%	5.97%	4.51%	1.96%	3.93%	-0.05%	-1.78%	4.41%	-3.50%	-5.13%
EBITDA Growth	-2.18%	7.86%	1.44%	-0.64%	6.20%	-26.97%	53.61%	-8.85%	-20.51%	-11.88%
EBIT Growth	-2.71%	12.28%	3.26%	0.81%	5.77%	-33.83%	72.14%	-10.73%	-21.86%	-12.89%
NOPAT Growth	-1.43%	12.92%	1.77%	18.91%	2.87%	-31.92%	64.74%	-10.88%	-24.18%	-12.39%
Net Income Growth	-1.43%	12.92%	1.77%	18.91%	2.87%	-31.92%	64.74%	-10.88%	-24.18%	-12.39%
EPS Growth	0.27%	14.32%	2.36%	20.79%	6.31%	-30.58%	61.92%	-12.32%	-24.45%	-16.43%
Operating Cash Flow Growth	11.71%	-3.20%	-22.68%	81.52%	-26.32%	-37.49%	157.59%	-11.72%	-54.88%	18.79%
Free Cash Flow Firm Growth	-56.77%	151.16%	-36.38%	121.37%	-49.04%	-39.75%	128.02%	-171.37%	423.05%	-110.25%
Invested Capital Growth	3.82%	-1.91%	2.31%	-4.48%	3.58%	2.98%	1.81%	18.35%	-13.37%	9.47%
Revenue Q/Q Growth	0.69%	1.18%	1.11%	0.84%	0.82%	-0.99%	0.63%	1.89%	-3.42%	0.81%
EBITDA Q/Q Growth	-1.04%	0.24%	0.78%	0.91%	2.51%	-7.98%	7.10%	0.05%	-12.97%	4.81%
EBIT Q/Q Growth	-0.66%	0.42%	1.24%	1.55%	1.99%	-10.77%	8.71%	0.70%	-14.78%	6.42%
NOPAT Q/Q Growth	1.03%	0.38%	-0.30%	5.25%	1.91%	-9.33%	9.28%	-1.11%	-15.29%	6.21%
Net Income Q/Q Growth	1.03%	0.38%	-0.30%	5.25%	1.91%	-9.33%	9.28%	-1.11%	-15.29%	6.21%
EPS Q/Q Growth	1.65%	0.71%	-0.46%	5.87%	2.77%	-8.96%	8.51%	-0.90%	-16.02%	4.22%
Operating Cash Flow Q/Q Growth	-4.63%	20.76%	-29.87%	33.50%	-10.35%	-13.46%	-5.48%	8.90%	-20.38%	61.36%
Free Cash Flow Firm Q/Q Growth	-2.14%	10.54%	-16.71%	16.30%	-1.05%	-37.41%	9.22%	-127.19%	423.56%	52.87%
Invested Capital Q/Q Growth	-0.52%	-1.54%	-0.16%	-1.83%	-1.48%	0.55%	0.70%	42.75%	2.43%	0.08%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	50.28%	51.18%	49.68%	48.41%	49.46%	36.14%	56.52%	49.34%	40.65%	37.75%
EBIT Margin	39.84%	42.22%	41.71%	41.24%	41.97%	27.78%	48.69%	41.63%	33.72%	30.96%
Profit (Net Income) Margin	27.69%	29.51%	28.74%	33.51%	33.17%	22.59%	37.89%	32.35%	25.41%	23.47%
Tax Burden Percent	69.51%	69.90%	68.89%	81.27%	79.04%	81.32%	77.83%	77.69%	75.38%	75.81%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	30.49%	30.10%	31.11%	18.73%	20.96%	18.68%	22.17%	22.31%	24.62%	24.19%
Return on Invested Capital (ROIC)	8.22%	9.20%	9.35%	11.24%	11.63%	7.67%	12.34%	9.98%	7.48%	6.74%
ROIC Less NNEP Spread (ROIC-NNEP)	8.22%	9.20%	9.35%	11.24%	11.63%	7.67%	12.34%	9.98%	7.48%	6.74%
Return on Net Nonoperating Assets (RNNOA)	6.58%	6.73%	6.08%	6.32%	6.05%	3.89%	4.63%	5.44%	5.06%	2.99%
Return on Equity (ROE)	14.80%	15.93%	15.43%	17.57%	17.68%	11.56%	16.97%	15.42%	12.54%	9.73%
Cash Return on Invested Capital (CROIC)	4.47%	11.13%	7.07%	15.83%	8.11%	4.73%	10.54%	-6.83%	21.80%	-2.30%
Operating Return on Assets (OROA)	1.53%	1.63%	1.60%	1.58%	1.62%	0.98%	1.50%	1.25%	0.96%	0.84%
Return on Assets (ROA)	1.06%	1.14%	1.10%	1.28%	1.28%	0.79%	1.17%	0.97%	0.72%	0.63%
Return on Common Equity (ROCE)	14.80%	15.93%	15.43%	17.57%	17.68%	11.56%	15.95%	13.53%	10.88%	8.08%
Return on Equity Simple (ROE_SIMPLE)	14.40%	15.62%	14.99%	17.32%	17.56%	11.19%	15.72%	17.15%	12.11%	8.99%
Net Operating Profit after Tax (NOPAT)	161	181	185	220	226	154	253	226	171	150
NOPAT Margin	27.69%	29.51%	28.74%	33.51%	33.17%	22.59%	37.89%	32.35%	25.41%	23.47%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	44.60%	43.16%	42.61%	44.20%	43.75%	44.19%	46.44%	47.48%	49.45%	52.43%
Operating Expenses to Revenue	59.99%	57.01%	55.66%	56.71%	55.68%	54.91%	58.86%	59.49%	64.95%	67.30%
Earnings before Interest and Taxes (EBIT)	231	260	268	270	286	189	326	291	227	198
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	292	315	319	317	337	246	378	344	274	241
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.82	2.50	2.32	1.79	2.48	1.94	2.11	2.43	2.19	2.12
Price to Tangible Book Value (P/TBV)	1.87	2.57	2.38	1.84	2.55	1.98	2.15	2.50	2.25	2.17
Price to Revenue (P/Rev)	3.50	4.72	4.45	3.47	4.69	3.91	4.51	3.96	4.02	4.39
Price to Earnings (P/E)	12.64	15.99	15.48	10.34	14.14	17.30	12.04	12.69	16.57	20.41
Dividend Yield	3.84%	2.78%	3.03%	4.30%	3.26%	4.04%	3.66%	4.05%	4.11%	4.96%
Earnings Yield	7.91%	6.26%	6.46%	9.67%	7.07%	5.78%	8.31%	7.88%	6.04%	4.90%
Enterprise Value to Invested Capital (EV/IC)	1.38	1.80	1.59	1.25	1.68	1.33	1.49	1.50	1.22	1.31
Enterprise Value to Revenue (EV/Rev)	4.73	5.72	4.94	3.64	4.88	3.98	4.63	5.27	3.85	4.76
Enterprise Value to EBITDA (EV/EBITDA)	9.40	11.18	9.95	7.52	9.88	11.00	8.19	10.68	9.48	12.61
Enterprise Value to EBIT (EV/EBIT)	11.87	13.56	11.85	8.83	11.64	14.31	9.51	12.66	11.43	15.38
Enterprise Value to NOPAT (EV/NOPAT)	17.07	19.40	17.21	10.86	14.73	17.60	12.22	16.29	15.16	20.29
Enterprise Value to Operating Cash Flow (EV/OCF)	11.72	15.54	18.14	7.50	14.20	18.49	8.21	11.05	17.28	17.06
Enterprise Value to Free Cash Flow (EV/FCFF)	31.39	16.04	22.76	7.72	21.12	28.52	14.30	0.00	5.20	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.78	0.68	0.62	0.50	0.54	0.48	0.29	0.86	0.50	0.39
Long-Term Debt to Equity	0.22	0.23	0.21	0.11	0.07	0.04	0.01	0.31	0.40	0.33
Financial Leverage	0.80	0.73	0.65	0.56	0.52	0.51	0.38	0.55	0.68	0.44
Leverage Ratio	13.93	14.03	14.03	13.69	13.79	14.54	14.53	15.84	17.33	15.36
Compound Leverage Factor	13.93	14.03	14.03	13.69	13.79	14.54	14.53	15.84	17.33	15.36
Debt to Total Capital	43.93%	40.52%	38.34%	33.54%	34.90%	32.48%	22.24%	46.31%	33.45%	28.30%
Short-Term Debt to Total Capital	31.59%	26.80%	25.29%	26.44%	30.57%	29.50%	21.74%	29.58%	7.08%	4.30%
Long-Term Debt to Total Capital	12.35%	13.72%	13.05%	7.11%	4.33%	2.97%	0.50%	16.73%	26.36%	24.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	8.69%	7.34%	8.47%	14.83%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	56.07%	59.48%	61.66%	66.46%	65.10%	67.52%	69.08%	46.36%	58.08%	56.87%
Debt to EBITDA	3.00	2.51	2.40	2.02	2.05	2.69	1.22	3.30	2.60	2.73
Net Debt to EBITDA	2.44	1.97	1.00	0.36	0.39	0.19	-0.26	2.13	-1.06	-0.44
Long-Term Debt to EBITDA	0.84	0.85	0.82	0.43	0.25	0.25	0.03	1.19	2.05	2.31
Debt to NOPAT	5.44	4.36	4.15	2.92	3.05	4.30	1.82	5.03	4.15	4.39
Net Debt to NOPAT	4.43	3.41	1.72	0.52	0.58	0.31	-0.39	3.25	-1.70	-0.70
Long-Term Debt to NOPAT	1.53	1.48	1.41	0.62	0.38	0.39	0.04	1.82	3.27	3.72
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	6.03%	12.29%	13.18%	17.03%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	87	220	140	309	158	95	216	-154	499	-51
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	900.63%	439.79%	467.69%	3,110.27%	1,157.68%	1,597.76%	1,843.66%
Free Cash Flow to Firm to Interest Expense	2.30	5.44	3.00	4.84	1.76	1.89	7.36	-2.72	1.59	-0.13
Operating Cash Flow to Interest Expense	6.15	5.62	3.76	4.98	2.61	2.92	12.82	5.86	0.48	0.45
Operating Cash Flow Less CapEx to Interest Expense	6.15	5.62	3.76	4.43	2.02	2.30	12.40	5.35	0.45	0.42
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.03
Fixed Asset Turnover	5.25	5.47	5.26	4.63	4.00	3.51	3.35	3.44	3.35	3.37
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,991	1,953	1,998	1,908	1,977	2,036	2,072	2,453	2,125	2,326
Invested Capital Turnover	0.30	0.31	0.33	0.34	0.35	0.34	0.33	0.31	0.29	0.29
Increase / (Decrease) in Invested Capital	73	-38	45	-90	68	59	37	380	-328	201
Enterprise Value (EV)	2,744	3,520	3,178	2,385	3,327	2,707	3,095	3,679	2,595	3,044
Market Capitalization	2,032	2,901	2,860	2,271	3,196	2,660	3,015	2,765	2,706	2,804
Book Value per Share	$25.78	$27.21	$29.00	$30.37	$31.95	$34.31	$35.57	$28.42	$31.05	$33.28
Tangible Book Value per Share	$25.06	$26.47	$28.26	$29.62	$31.17	$33.52	$34.79	$27.63	$30.26	$32.49
Total Capital	1,991	1,953	1,998	1,908	1,977	2,036	2,072	2,453	2,125	2,326
Total Debt	875	791	766	640	690	661	461	1,136	711	658
Total Long-Term Debt	246	268	261	136	86	60	10	410	560	558
Net Debt	712	619	318	114	131	47	-100	734	-290	-105
Capital Expenditures (CapEx)	0.00	0.00	0.00	35	53	31	12	29	9.40	9.68
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	875	791	766	640	690	661	461	1,136	711	658
Total Depreciation and Amortization (D&A)	61	55	51	47	51	57	52	54	47	43
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$3.72	$4.26	$4.37	$5.26	$5.59	$3.87	$6.29	$5.50	$4.16	$3.48
Adjusted Weighted Average Basic Shares Outstanding	43.22M	42.64M	42.28M	41.71M	40.38M	39.73M	39.84M	39.60M	39.27M	39.45M
Adjusted Diluted Earnings per Share	$3.70	$4.23	$4.33	$5.23	$5.56	$3.86	$6.25	$5.48	$4.14	$3.46
Adjusted Weighted Average Diluted Shares Outstanding	43.45M	42.88M	42.61M	42.00M	40.65M	39.89M	40.05M	39.79M	39.43M	39.70M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	43.10M	42.64M	42.33M	41.21M	39.95M	40.13M	40.29M	39.79M	39.75M	39.76M
Normalized Net Operating Profit after Tax (NOPAT)	161	181	185	220	226	154	253	226	171	150
Normalized NOPAT Margin	27.69%	29.51%	28.74%	33.51%	33.17%	22.59%	37.89%	32.35%	25.41%	23.47%
Pre Tax Income Margin	39.84%	42.22%	41.71%	41.24%	41.97%	27.78%	48.69%	41.63%	33.72%	30.96%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	6.08	6.44	5.76	4.23	3.19	3.77	11.06	5.12	0.72	0.50
NOPAT to Interest Expense	4.23	4.50	3.97	3.44	2.52	3.07	8.61	3.97	0.55	0.38
EBIT Less CapEx to Interest Expense	6.08	6.44	5.76	3.68	2.59	3.15	10.65	4.61	0.69	0.47
NOPAT Less CapEx to Interest Expense	4.23	4.50	3.97	2.89	1.93	2.45	8.20	3.47	0.52	0.35
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	48.76%	44.72%	47.15%	44.85%	46.69%	69.85%	44.84%	53.34%	69.90%	83.31%
Augmented Payout Ratio	81.73%	78.79%	72.64%	86.74%	107.62%	81.56%	57.18%	77.72%	78.25%	86.84%

This table displays calculated financial ratios and metrics derived from Bank of Hawaii's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	2.45%	7.66%	4.67%	-4.26%	-0.61%	-13.11%	-11.58%	-6.37%	-4.99%	3.26%	8.73%
EBITDA Growth	-14.95%	0.21%	-11.25%	-17.45%	-6.08%	-44.60%	-20.65%	-22.70%	-15.33%	21.83%	11.29%
EBIT Growth	-18.90%	2.63%	-10.88%	-18.16%	-4.35%	-49.87%	-22.95%	-25.81%	-17.33%	30.14%	16.11%
NOPAT Growth	-14.91%	-3.96%	-14.57%	-19.00%	-9.28%	-50.42%	-22.31%	-26.00%	-15.75%	28.84%	20.87%
Net Income Growth	-14.91%	-3.96%	-14.57%	-19.00%	-9.28%	-50.42%	-22.31%	-26.00%	-15.75%	28.84%	20.87%
EPS Growth	-15.79%	-3.23%	-13.64%	-18.84%	-8.59%	-52.67%	-23.68%	-27.68%	-20.51%	19.72%	11.49%
Operating Cash Flow Growth	-14.33%	73.81%	-174.07%	-90.06%	30.24%	-59.98%	283.58%	308.34%	-113.36%	264.56%	-66.85%
Free Cash Flow Firm Growth	1,283.10%	-1,284.79%	-676.56%	-583.12%	-178.56%	212.31%	183.97%	179.70%	32.13%	-145.21%	-115.23%
Invested Capital Growth	-16.51%	18.35%	52.65%	115.40%	20.74%	-13.37%	-26.36%	-40.86%	12.04%	9.47%	7.76%
Revenue Q/Q Growth	-1.57%	5.57%	-2.87%	-5.14%	2.19%	-7.71%	-1.17%	0.45%	3.69%	0.31%	4.07%
EBITDA Q/Q Growth	-10.06%	14.89%	-17.71%	-2.92%	2.33%	-32.24%	17.87%	-5.42%	12.08%	-2.50%	7.67%
EBIT Q/Q Growth	-10.79%	18.69%	-20.55%	-2.72%	4.26%	-37.79%	22.11%	-6.32%	16.18%	-2.07%	8.95%
NOPAT Q/Q Growth	-7.14%	16.11%	-23.59%	-1.67%	4.00%	-36.55%	19.72%	-6.34%	18.41%	-2.96%	12.32%
Net Income Q/Q Growth	-7.14%	16.11%	-23.59%	-1.67%	4.00%	-36.55%	19.72%	-6.34%	18.41%	-2.96%	12.32%
EPS Q/Q Growth	-7.25%	17.19%	-24.00%	-1.75%	4.46%	-39.32%	22.54%	-6.90%	14.81%	-8.60%	14.12%
Operating Cash Flow Q/Q Growth	-5.18%	-42.01%	-148.30%	137.44%	1,141.92%	-82.18%	121.57%	-16.73%	-140.62%	586.38%	-80.38%
Free Cash Flow Firm Q/Q Growth	-5.79%	-181.24%	-200.52%	-110.03%	84.68%	216.15%	124.69%	99.34%	-113.05%	22.64%	24.32%
Invested Capital Q/Q Growth	-3.72%	42.75%	18.85%	31.86%	-46.03%	2.43%	1.02%	5.91%	2.23%	0.08%	-0.55%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	46.21%	50.29%	42.60%	43.60%	43.66%	32.06%	38.24%	36.00%	38.91%	37.82%	39.13%
EBIT Margin	38.63%	43.43%	35.53%	36.44%	37.18%	25.06%	30.96%	28.87%	32.35%	31.58%	33.06%
Profit (Net Income) Margin	30.64%	33.70%	26.51%	27.48%	27.97%	19.23%	23.29%	21.72%	24.80%	23.99%	25.89%
Tax Burden Percent	79.32%	77.60%	74.62%	75.43%	75.24%	76.75%	75.24%	75.23%	76.67%	75.98%	78.33%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	20.68%	22.40%	25.38%	24.57%	24.76%	23.25%	24.76%	24.77%	23.33%	24.02%	21.67%
Return on Invested Capital (ROIC)	11.12%	10.40%	7.76%	6.82%	10.29%	5.66%	6.01%	4.56%	7.15%	6.89%	7.58%
ROIC Less NNEP Spread (ROIC-NNEP)	11.12%	10.40%	7.76%	6.82%	10.29%	5.66%	6.01%	4.56%	7.15%	6.89%	7.58%
Return on Net Nonoperating Assets (RNNOA)	3.46%	5.67%	5.59%	7.36%	4.46%	3.83%	4.89%	4.83%	3.23%	3.06%	3.18%
Return on Equity (ROE)	14.58%	16.07%	13.35%	14.18%	14.74%	9.49%	10.91%	9.39%	10.38%	9.95%	10.76%
Cash Return on Invested Capital (CROIC)	30.09%	-6.83%	-32.65%	-65.82%	-8.13%	21.80%	36.72%	56.21%	-4.93%	-2.30%	-0.40%
Operating Return on Assets (OROA)	1.15%	1.31%	1.07%	1.06%	1.11%	0.71%	0.85%	0.77%	0.87%	0.85%	0.91%
Return on Assets (ROA)	0.91%	1.01%	0.80%	0.80%	0.84%	0.55%	0.64%	0.58%	0.66%	0.65%	0.71%
Return on Common Equity (ROCE)	12.76%	14.09%	11.64%	12.30%	12.74%	8.24%	9.50%	7.73%	8.58%	8.26%	8.96%
Return on Equity Simple (ROE_SIMPLE)	17.81%	0.00%	16.08%	15.24%	14.82%	0.00%	11.19%	9.22%	8.48%	0.00%	9.24%
Net Operating Profit after Tax (NOPAT)	53	61	47	46	48	30	36	34	40	39	44
NOPAT Margin	30.64%	33.70%	26.51%	27.48%	27.97%	19.23%	23.29%	21.72%	24.80%	23.99%	25.89%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	49.02%	44.89%	50.89%	48.53%	48.66%	49.66%	53.48%	52.69%	51.78%	51.81%	52.34%
Operating Expenses to Revenue	61.37%	56.46%	63.34%	62.07%	61.66%	73.36%	67.76%	69.60%	65.81%	66.12%	65.03%
Earnings before Interest and Taxes (EBIT)	67	79	63	61	64	40	48	45	53	52	56
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	80	91	75	73	75	51	60	56	63	62	66
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	2.55	2.43	1.65	1.32	1.58	2.19	1.95	1.79	1.87	2.12	2.02
Price to Tangible Book Value (P/TBV)	2.62	2.50	1.70	1.36	1.62	2.25	2.00	1.84	1.92	2.17	2.06
Price to Revenue (P/Rev)	4.10	3.96	2.74	2.23	2.68	4.02	3.75	3.53	3.90	4.39	4.20
Price to Earnings (P/E)	12.74	12.69	9.23	7.81	9.61	16.57	16.03	16.12	18.73	20.41	19.36
Dividend Yield	4.01%	4.05%	5.75%	7.13%	5.96%	4.11%	4.54%	4.89%	4.50%	4.96%	5.07%
Earnings Yield	7.85%	7.88%	10.84%	12.80%	10.41%	6.04%	6.24%	6.20%	5.34%	4.90%	5.17%
Enterprise Value to Invested Capital (EV/IC)	1.61	1.50	1.05	0.66	1.01	1.22	1.14	1.03	0.95	1.31	1.19
Enterprise Value to Revenue (EV/Rev)	4.04	5.27	4.34	3.65	3.02	3.85	3.75	3.66	3.47	4.76	4.23
Enterprise Value to EBITDA (EV/EBITDA)	8.04	10.68	9.15	7.98	6.69	9.48	9.48	9.73	9.56	12.61	11.13
Enterprise Value to EBIT (EV/EBIT)	9.59	12.66	10.84	9.46	7.90	11.43	11.51	11.94	11.84	15.38	13.42
Enterprise Value to NOPAT (EV/NOPAT)	12.13	16.29	14.08	12.31	10.41	15.16	15.24	15.80	15.58	20.29	17.52
Enterprise Value to Operating Cash Flow (EV/OCF)	9.06	11.05	11.78	16.42	11.15	17.28	10.29	8.59	19.90	17.06	19.51
Enterprise Value to Free Cash Flow (EV/FCFF)	4.87	0.00	0.00	0.00	0.00	5.20	2.64	1.37	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.34	0.86	1.15	1.83	0.52	0.50	0.49	0.41	0.40	0.39	0.36
Long-Term Debt to Equity	0.01	0.31	0.38	1.30	0.41	0.40	0.39	0.35	0.34	0.33	0.33
Financial Leverage	0.31	0.55	0.72	1.08	0.43	0.68	0.81	1.06	0.45	0.44	0.42
Leverage Ratio	16.01	15.84	16.74	17.80	17.64	17.33	16.97	16.24	15.63	15.36	15.06
Compound Leverage Factor	16.01	15.84	16.74	17.80	17.64	17.33	16.97	16.24	15.63	15.36	15.06
Debt to Total Capital	25.36%	46.31%	53.54%	64.67%	34.26%	33.45%	33.11%	29.06%	28.34%	28.30%	26.29%
Short-Term Debt to Total Capital	24.76%	29.58%	36.04%	18.87%	7.25%	7.08%	7.01%	4.42%	4.32%	4.30%	2.16%
Long-Term Debt to Total Capital	0.60%	16.73%	17.50%	45.79%	27.00%	26.36%	26.10%	24.64%	24.02%	24.00%	24.13%
Preferred Equity to Total Capital	10.48%	7.34%	6.17%	4.68%	8.68%	8.47%	8.39%	15.18%	14.84%	14.83%	14.91%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	64.16%	46.36%	40.29%	30.65%	57.07%	58.08%	58.51%	55.77%	56.81%	56.87%	58.79%
Debt to EBITDA	1.27	3.30	4.66	7.78	2.26	2.60	2.75	2.73	2.86	2.73	2.45
Net Debt to EBITDA	-0.64	2.13	2.83	2.54	0.19	-1.06	-0.70	-1.10	-2.67	-0.44	-1.32
Long-Term Debt to EBITDA	0.03	1.19	1.52	5.51	1.78	2.05	2.17	2.32	2.43	2.31	2.25
Debt to NOPAT	1.91	5.03	7.17	12.01	3.52	4.15	4.42	4.44	4.66	4.39	3.86
Net Debt to NOPAT	-0.96	3.25	4.36	3.92	0.29	-1.70	-1.13	-1.78	-4.35	-0.70	-2.07
Long-Term Debt to NOPAT	0.05	1.82	2.34	8.50	2.77	3.27	3.48	3.77	3.95	3.72	3.54
Noncontrolling Interest Sharing Ratio	12.50%	12.29%	12.84%	13.30%	13.60%	13.18%	12.90%	17.67%	17.33%	17.03%	16.71%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	393	-319	-959	-2,013	-308	358	805	1,605	-209	-162	-123
Operating Cash Flow to CapEx	958.69%	1,620.15%	-1,382.10%	413.04%	29,375.31%	663.50%	1,987.24%	948.06%	-414.89%	0.00%	225.99%
Free Cash Flow to Firm to Interest Expense	29.60	-10.10	-18.30	-26.70	-3.39	3.79	8.35	16.26	-2.03	-1.64	-1.39
Operating Cash Flow to Interest Expense	8.33	2.03	-0.59	0.15	1.58	0.27	0.59	0.48	-0.19	0.94	0.21
Operating Cash Flow Less CapEx to Interest Expense	7.46	1.90	-0.63	0.12	1.58	0.23	0.56	0.43	-0.23	0.97	0.12
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Fixed Asset Turnover	3.36	3.44	3.50	3.47	3.45	3.35	3.30	3.27	3.27	3.37	3.43
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,718	2,453	2,915	3,844	2,075	2,125	2,147	2,273	2,324	2,326	2,313
Invested Capital Turnover	0.36	0.31	0.29	0.25	0.37	0.29	0.26	0.21	0.29	0.29	0.29
Increase / (Decrease) in Invested Capital	-340	380	1,005	2,059	356	-328	-769	-1,571	250	201	167
Enterprise Value (EV)	2,769	3,679	3,066	2,548	2,104	2,595	2,449	2,351	2,201	3,044	2,760
Market Capitalization	2,808	2,765	1,937	1,556	1,866	2,706	2,450	2,271	2,470	2,804	2,742
Book Value per Share	$27.43	$28.42	$29.90	$29.72	$29.80	$31.05	$31.60	$31.94	$33.24	$33.28	$34.20
Tangible Book Value per Share	$26.65	$27.63	$29.10	$28.92	$29.01	$30.26	$30.80	$31.15	$32.44	$32.49	$33.41
Total Capital	1,718	2,453	2,915	3,844	2,075	2,125	2,147	2,273	2,324	2,326	2,313
Total Debt	436	1,136	1,561	2,486	711	711	711	661	659	658	608
Total Long-Term Debt	10	410	510	1,760	560	560	560	560	558	558	558
Net Debt	-220	734	949	812	58	-290	-181	-265	-614	-105	-327
Capital Expenditures (CapEx)	12	3.96	2.24	2.81	0.49	3.87	2.86	4.99	4.63	-2.81	8.12
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	436	1,136	1,561	2,486	711	711	711	661	659	658	608
Total Depreciation and Amortization (D&A)	13	12	13	12	11	11	11	11	11	10	10
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.28	$1.51	$1.14	$1.12	$1.17	$0.73	$0.87	$0.81	$0.94	$0.86	$0.98
Adjusted Weighted Average Basic Shares Outstanding	39.57M	39.60M	39.28M	39.24M	39.27M	39.27M	39.35M	39.45M	39.49M	39.45M	39.55M
Adjusted Diluted Earnings per Share	$1.28	$1.50	$1.14	$1.12	$1.17	$0.71	$0.87	$0.81	$0.93	$0.85	$0.97
Adjusted Weighted Average Diluted Shares Outstanding	39.76M	39.79M	39.47M	39.32M	39.42M	39.43M	39.63M	39.62M	39.74M	39.70M	39.88M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	40.01M	39.79M	39.65M	39.73M	39.75M	39.75M	39.70M	39.73M	39.75M	39.76M	39.73M
Normalized Net Operating Profit after Tax (NOPAT)	53	61	47	46	48	30	36	34	40	39	44
Normalized NOPAT Margin	30.64%	33.70%	26.51%	27.48%	27.97%	19.23%	23.29%	21.72%	24.80%	23.99%	25.89%
Pre Tax Income Margin	38.63%	43.43%	35.53%	36.44%	37.18%	25.06%	30.96%	28.87%	32.35%	31.58%	33.06%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	5.02	2.50	1.20	0.81	0.70	0.42	0.50	0.46	0.51	0.52	0.63
NOPAT to Interest Expense	3.98	1.94	0.89	0.61	0.53	0.32	0.38	0.35	0.39	0.40	0.50
EBIT Less CapEx to Interest Expense	4.15	2.38	1.16	0.77	0.69	0.38	0.47	0.41	0.47	0.55	0.54
NOPAT Less CapEx to Interest Expense	3.11	1.82	0.85	0.57	0.52	0.28	0.35	0.29	0.35	0.42	0.41
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	52.84%	53.34%	55.15%	57.89%	59.21%	69.90%	74.52%	80.60%	86.05%	83.31%	81.50%
Augmented Payout Ratio	73.60%	77.72%	80.35%	79.47%	73.84%	78.25%	76.89%	84.20%	89.85%	86.84%	84.86%

Frequently Asked Questions About Bank of Hawaii's Financials

When does Bank of Hawaii's financial year end?

According to the most recent income statement we have on file, Bank of Hawaii's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Bank of Hawaii's net income changed over the last 9 years?

In the past 9 years, Bank of Hawaii's net income has ranged from $149.99 million in 2024 to $253.37 million in 2021, and is currently $149.99 million as of their latest financial filing in 2024. Check out Bank of Hawaii's forecast to explore projected trends and price targets.

How has Bank of Hawaii revenue changed over the last 9 years?

Over the last 9 years, Bank of Hawaii's total revenue changed from $580.31 million in 2015 to $639.11 million in 2024, a change of 10.1%.

How much debt does Bank of Hawaii have?

Bank of Hawaii's total liabilities were at $21.93 billion at the end of 2024, a 1.7% decrease from 2023, and a 53.0% increase since 2015.

How much cash does Bank of Hawaii have?

In the past 9 years, Bank of Hawaii's cash and equivalents has ranged from $158.70 million in 2015 to $1.00 billion in 2023, and is currently $763.57 million as of their latest financial filing in 2024.

How has Bank of Hawaii's book value per share changed over the last 9 years?

Over the last 9 years, Bank of Hawaii's book value per share changed from 25.78 in 2015 to 33.28 in 2024, a change of 29.1%.

Related Companies

This page (NYSE:BOH) was last updated on 5/7/2025 by MarketBeat.com Staff

From Our Partners

Get 30 Days of MarketBeat All Access for Free

Start Your 30-Day Trial

In-depth profiles and analysis for 20,000 public companies.
Real-time analyst ratings, insider transactions, earnings data, and more.
Our daily ratings and market update email newsletter.

Sign In
Create Account

Your Email Address:

Your Password:

Forgot your password?

Your Email Address:

Choose a Password:

By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Bank of Hawaii (BOH) Financials

Frequently Asked Questions About Bank of Hawaii's Financials

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

MarketBeat Products

Popular Tools

Financial Calendars

Terms & Info

Bank of Hawaii (BOH) Financials

Annual Income Statements for Bank of Hawaii

Quarterly Income Statements for Bank of Hawaii

Annual Cash Flow Statements for Bank of Hawaii

Quarterly Cash Flow Statements for Bank of Hawaii

Annual Balance Sheets for Bank of Hawaii

Quarterly Balance Sheets for Bank of Hawaii

Annual Metrics and Ratios for Bank of Hawaii

Quarterly Metrics and Ratios for Bank of Hawaii

Frequently Asked Questions About Bank of Hawaii's Financials

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools