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Bank of Hawaii (BOH) Financials

Bank of Hawaii logo
$77.10 -0.09 (-0.12%)
As of 09/4/2026 03:58 PM Eastern
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Annual Income Statements for Bank of Hawaii

Annual Income Statements for Bank of Hawaii

This table shows Bank of Hawaii's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 161 181 185 220 226 154 250 218 163 137 185
Consolidated Net Income / (Loss)		 161 181 185 220 226 154 253 226 171 150 206
Net Income / (Loss) Continuing Operations		 161 181 185 220 226 154 253 226 171 150 206
Total Pre-Tax Income 		231 260 268 270 286 189 326 291 227 198 262
Total Revenue		 580 615 643 655 681 681 669 698 674 639 717
Net Interest Income / (Expense)		 394 418 457 486 498 496 497 541 497 467 538
Total Interest Income		 432 458 504 550 587 546 527 597 810 864 888
Loans and Leases Interest Income		 299 333 370 411 439 417 399 440 591 654 668
Investment Securities Interest Income		 131 121 129 134 144 127 127 156 215 206 216
Other Interest Income		 1.31 0.81 0.94 1.36 1.00 0.66 0.70 1.22 5.11 4.22 4.50
Total Interest Expense		 38 40 47 64 90 50 29 57 313 397 350
Deposits Interest Expense		 9.63 13 22 41 68 33 15 40 251 369 324
Short-Term Borrowings Interest Expense		 0.00 0.00 0.06 0.15 0.04 0.06 0.00 2.07 5.71 0.00 0.00
Long-Term Debt Interest Expense		 3.02 4.26 4.45 22 20 17 0.94 2.04 40 24 24
Federal Funds Purchased and Securities Sold Interest Expense		 25 23 20 0.61 0.84 0.10 13 13 16 4.61 2.23
Total Non-Interest Income		 186 197 185 169 183 184 171 158 177 173 179
Trust Fees by Commissions		 48 46 45 44 44 43 46 44 44 47 49
Service Charges on Deposit Accounts		 34 34 33 29 30 25 26 30 31 32 34
Other Service Charges		 76 81 78 85 92 81 78 74 97 82 101
Net Realized & Unrealized Capital Gains on Investments		 10 10 10 -3.94 -3.99 9.93 -1.30 -6.11 -11 -7.51 -23
Other Non-Interest Income		 19 26 19 16 21 25 23 16 16 18 18
Provision for Credit Losses		 1.00 4.75 17 13 16 118 -51 -7.80 9.00 11 12
Total Non-Interest Expense		 348 351 358 372 379 374 394 415 438 430 443
Salaries and Employee Benefits		 192 199 204 213 216 207 228 235 234 233 249
Net Occupancy & Equipment Expense		 67 66 70 76 82 93 82 96 99 103 105
Property & Liability Insurance Claims		 8.67 8.62 8.67 7.73 5.19 5.78 6.54 6.55 28 18 11
Other Operating Expenses		 81 77 75 74 76 67 77 77 76 77 79
Income Tax Expense		 70 78 83 51 60 35 72 65 56 48 56
Preferred Stock Dividends Declared		 - - - - 0.00 0.00 2.98 7.88 7.88 13 21
Basic Earnings per Share		 $3.72 $4.26 $4.37 $5.26 $5.59 $3.87 $6.29 $5.50 $4.16 $3.48 $4.67
Weighted Average Basic Shares Outstanding		 43.22M 42.64M 42.28M 41.71M 40.38M 39.73M 39.84M 39.60M 39.27M 39.45M 39.62M
Diluted Earnings per Share		 $3.70 $4.23 $4.33 $5.23 $5.56 $3.86 $6.25 $5.48 $4.14 $3.46 $4.63
Weighted Average Diluted Shares Outstanding		 43.45M 42.88M 42.61M 42.00M 40.65M 39.89M 40.05M 39.79M 39.43M 39.70M 39.93M
Weighted Average Basic & Diluted Shares Outstanding		 43.20M 42.60M 42.30M 41.70M 39.95M 40.13M 40.29M 39.79M 39.75M 39.76M 39.66M
Cash Dividends to Common per Share		 $1.80 $1.89 $2.04 $2.34 $2.59 $2.68 $2.74 $2.80 $2.80 $2.80 $2.80

Quarterly Income Statements for Bank of Hawaii

This table shows Bank of Hawaii's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 28 34 32 37 34 39 42 48 56 52 59
Consolidated Net Income / (Loss)		 30 36 34 40 39 44 48 53 61 57 64
Net Income / (Loss) Continuing Operations		 30 36 34 40 39 44 48 53 61 57 64
Total Pre-Tax Income 		40 48 45 53 52 56 60 68 78 75 82
Total Revenue		 158 156 157 163 163 170 174 183 190 192 197
Net Interest Income / (Expense)		 116 114 115 118 120 126 130 137 145 151 154
Total Interest Income		 210 210 214 221 219 214 219 228 227 222 226
Loans and Leases Interest Income		 158 159 163 166 165 163 167 169 168 164 169
Investment Securities Interest Income		 74 44 43 44 75 45 47 49 75 53 54
Deposits and Money Market Investments Interest Income		 - 6.16 6.14 8.98 - 5.46 3.82 8.20 - 3.33 1.73
Other Interest Income		 0.92 0.97 1.12 1.02 1.11 1.09 1.10 1.07 1.25 1.29 1.31
Total Interest Expense		 95 96 99 103 99 88 89 91 82 71 73
Deposits Interest Expense		 87 89 92 96 92 82 82 85 75 65 66
Long-Term Debt Interest Expense		 5.98 5.92 5.96 5.97 5.95 6.04 5.89 5.95 5.95 5.85 6.22
Federal Funds Purchased and Securities Sold Interest Expense		 1.46 1.44 1.18 0.99 0.99 0.74 0.49 0.50 0.50 0.49 0.49
Total Non-Interest Income		 42 42 42 45 43 44 45 46 44 41 43
Trust Fees by Commissions		 11 11 12 12 12 12 12 13 13 12 14
Service Charges on Deposit Accounts		 7.95 7.95 7.73 8.08 8.68 8.26 8.12 8.51 8.69 8.44 8.35
Other Service Charges		 21 20 19 22 21 21 21 22 37 17 18
Net Realized & Unrealized Capital Gains on Investments		 -1.62 -1.50 -1.60 -1.10 -3.31 -1.61 -1.13 -1.95 -19 -1.27 -1.29
Other Non-Interest Income		 4.19 4.31 4.42 4.72 4.23 4.60 4.56 4.59 4.68 5.02 4.76
Provision for Credit Losses		 2.50 2.00 2.40 3.00 3.75 3.25 3.25 2.50 2.50 1.75 3.60
Total Non-Interest Expense		 116 106 109 107 108 110 111 112 110 116 111
Salaries and Employee Benefits		 54 58 57 59 59 63 61 63 62 68 63
Net Occupancy & Equipment Expense		 25 25 26 26 26 26 26 27 26 27 27
Property & Liability Insurance Claims		 19 3.61 7.17 3.36 3.71 1.64 3.64 3.51 2.38 2.72 2.98
Other Operating Expenses		 19 19 19 19 20 20 20 19 20 18 19
Income Tax Expense		 9.21 12 11 12 12 12 13 14 17 17 18
Preferred Stock Dividends Declared		 1.97 1.97 1.97 3.44 5.27 5.27 5.27 5.27 5.27 5.27 5.27
Basic Earnings per Share		 $0.73 $0.87 $0.81 $0.94 $0.86 $0.98 $1.07 $1.21 $1.41 $1.32 $1.48
Weighted Average Basic Shares Outstanding		 39.27M 39.35M 39.45M 39.49M 39.45M 39.55M 39.62M 39.66M 39.62M 39.57M 39.51M
Diluted Earnings per Share		 $0.71 $0.87 $0.81 $0.93 $0.85 $0.97 $1.06 $1.20 $1.40 $1.30 $1.47
Weighted Average Diluted Shares Outstanding		 39.43M 39.63M 39.62M 39.74M 39.70M 39.88M 39.90M 39.98M 39.93M 39.98M 39.73M
Weighted Average Basic & Diluted Shares Outstanding		 39.75M 39.70M 39.73M 39.75M 39.76M 39.73M 39.77M 39.79M 39.66M 39.62M 39.45M
Cash Dividends to Common per Share		 $0.70 $0.70 $0.70 $0.70 $0.70 $0.70 $0.70 $0.70 $0.70 $0.70 $0.70

Annual Cash Flow Statements for Bank of Hawaii

This table details how cash moves in and out of Bank of Hawaii's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 220 124 -432 78 33 55 -54 -159 599 -237 183
Net Cash From Operating Activities		 234 227 175 318 234 146 377 333 139 171 218
Net Cash From Continuing Operating Activities		 234 227 175 318 234 146 377 333 139 171 218
Net Income / (Loss) Continuing Operations		 161 181 185 220 226 154 253 226 171 150 206
Consolidated Net Income / (Loss)		 161 181 185 220 226 154 253 226 171 150 206
Provision For Loan Losses		 1.00 4.75 17 - 16 118 -51 -7.80 9.00 11 12
Depreciation Expense		 13 13 13 14 17 20 21 21 21 20 19
Amortization Expense		 48 42 38 33 34 37 31 32 25 23 22
Non-Cash Adjustments to Reconcile Net Income		 -1.61 -17 -17 30 -39 -54 94 48 2.44 -0.76 13
Changes in Operating Assets and Liabilities, net		 13 1.76 -61 22 -20 -128 28 14 -91 -33 -53
Net Cash From Investing Activities		 -531 -961 -1,022 -75 -773 -2,373 -2,423 -1,253 574 28 -403
Net Cash From Continuing Investing Activities		 -531 -961 -1,022 -75 -773 -2,373 -2,423 -1,253 574 28 -403
Purchase of Property, Leasehold Improvements and Equipment		 - - - -35 -54 -33 -22 -29 -9.40 -9.68 -34
Purchase of Investment Securities		 -2,093 -2,324 -2,408 -1,251 -3,388 -4,766 -5,120 -2,547 -326 -571 -1,294
Sale and/or Maturity of Investments		 1,562 1,363 1,386 1,212 2,668 2,424 2,709 1,323 909 609 925
Net Cash From Financing Activities		 517 858 415 -165 572 2,282 1,993 762 -114 -437 368
Net Cash From Continuing Financing Activities		 517 858 415 -165 572 2,282 1,993 762 -114 -437 368
Net Change in Deposits		 618 1,069 564 143 757 2,427 2,148 256 439 -422 555
Issuance of Debt		 175 75 0.00 50 100 50 0.00 675 1,350 0.00 0.00
Issuance of Preferred Equity		 - - - - 0.00 0.00 175 0.00 0.00 161 0.00
Issuance of Common Equity		 15 9.08 13 7.87 7.87 9.39 14 6.80 5.88 5.44 5.15
Repayment of Debt		 -161 -153 -28 -176 -50 -79 -200 -0.10 -1,775 -51 -50
Repurchase of Common Equity		 -53 -62 -47 -92 -138 -18 -31 -55 -9.85 0.00 -5.00
Payment of Dividends		 -78 -81 -87 -98 -105 -107 -114 -120 -120 -125 -134
Other Financing Activities, Net		 1.08 1.15 - - - - - - -4.44 -5.30 -3.77
Cash Interest Paid		 37 39 45 63 90 53 32 50 282 403 363
Cash Income Taxes Paid		 73 57 68 42 58 60 49 53 52 31 25

Quarterly Cash Flow Statements for Bank of Hawaii

This table details how cash moves in and out of Bank of Hawaii's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 349 -109 34 347 -509 172 -167 217 -39 -521 28
Net Cash From Operating Activities		 26 55 47 -19 94 18 82 38 80 39 97
Net Cash From Continuing Operating Activities		 26 55 47 -19 94 18 82 38 80 39 97
Net Income / (Loss) Continuing Operations		 30 36 34 40 39 44 48 53 61 57 64
Consolidated Net Income / (Loss)		 30 36 34 40 39 44 48 53 61 57 64
Provision For Loan Losses		 2.50 2.00 2.40 3.00 3.75 3.25 3.25 2.50 2.50 1.75 3.60
Depreciation Expense		 5.11 5.23 5.16 5.05 4.61 4.74 4.68 4.80 4.57 4.74 9.17
Amortization Expense		 5.97 6.14 6.03 5.63 5.58 5.58 5.36 5.51 5.57 6.02 -1.23
Non-Cash Adjustments to Reconcile Net Income		 -7.08 3.96 -3.49 -0.58 3.73 1.85 3.71 3.80 3.71 7.32 2.09
Changes in Operating Assets and Liabilities, net		 -11 1.62 3.14 -73 37 -41 17 -31 2.57 -38 20
Net Cash From Investing Activities		 99 246 174 -173 -225 -136 -6.34 -71 -189 -271 95
Net Cash From Continuing Investing Activities		 99 246 174 -173 -225 -136 -6.34 -71 -189 -271 95
Purchase of Property, Leasehold Improvements and Equipment		 -3.87 -2.86 -4.99 -4.63 2.81 -8.12 -9.05 -8.67 -8.22 -21 -13
Purchase of Investment Securities		 -48 110 20 -326 -374 -293 -166 -241 -594 -479 -166
Sale and/or Maturity of Investments		 150 139 159 158 147 164 169 179 413 228 273
Net Cash From Financing Activities		 224 -410 -188 539 -378 290 -242 249 71 -289 -164
Net Cash From Continuing Financing Activities		 224 -410 -188 539 -378 290 -242 249 71 -289 -164
Net Change in Deposits		 253 -378 -268 570 -345 375 -209 282 108 -231 -65
Issuance of Common Equity		 1.46 1.42 1.37 1.32 1.32 1.32 1.29 1.29 1.25 1.23 1.22
Repayment of Debt		 -0.03 -0.03 -50 50 -51 -50 -0.02 -0.03 -0.03 -0.03 -50
Repurchase of Common Equity		 -0.23 -3.32 -1.68 -0.15 -0.16 0.00 -0.29 -0.14 -1.27 -15 -17
Payment of Dividends		 -30 -30 -30 -32 -33 -33 -34 -34 -33 -34 -33
Other Financing Activities, Net		 - - - - - -3.31 - - - -11 -0.37
Cash Interest Paid		 87 100 98 100 105 100 85 90 87 74 76
Cash Income Taxes Paid		 13 2.49 16 5.10 7.41 0.56 11 9.99 3.71 5.56 11

Annual Balance Sheets for Bank of Hawaii

This table presents Bank of Hawaii's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 15,455 16,492 17,089 17,144 18,095 20,604 22,785 23,607 23,733 23,601 24,176
Interest Bearing Deposits at Other Banks		 4.13 3.19 3.42 3.03 4.98 1.65 2.57 3.72 - - 947
Trading Account Securities		 6,244 6,082 6,180 5,501 5,700 7,137 8,998 8,260 7,409 7,310 7,761
Loans and Leases, Net of Allowance		 7,776 8,846 9,690 10,342 10,881 11,724 12,101 13,502 13,819 13,927 13,935
Loans and Leases		 7,879 8,950 9,797 10,449 10,991 11,940 12,259 13,646 13,965 14,076 14,082
Allowance for Loan and Lease Losses		 103 104 107 107 110 216 158 144 146 149 147
Premises and Equipment, Net		 111 114 131 152 188 200 199 207 195 184 200
Goodwill		 32 32 32 32 32 32 32 32 32 32 32
Other Assets		 1,106 1,224 584 567 736 898 895 1,205 1,278 1,384 1,303
Total Liabilities & Shareholders' Equity		 15,455 16,492 17,089 17,144 18,095 20,604 22,785 23,607 23,733 23,601 24,176
Total Liabilities		 14,339 15,331 15,857 15,876 16,809 19,229 21,173 22,290 22,319 21,933 22,325
Non-Interest Bearing Deposits		 4,286 4,773 4,724 4,740 4,490 5,750 7,275 6,715 6,059 5,424 5,755
Interest Bearing Deposits		 8,965 9,548 10,160 10,288 11,295 12,462 13,085 13,901 14,996 15,209 15,433
Short-Term Debt		 629 523 505 504 604 601 450 725 150 100 50
Accrued Interest Payable		 5.03 5.33 6.95 8.25 8.04 5.12 2.50 9.70 41 35 22
Long-Term Debt		 246 268 261 136 86 60 10 410 560 558 558
Other Long-Term Liabilities		 201 204 200 200 326 351 350 529 512 607 506
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,116 1,162 1,232 1,268 1,287 1,375 1,612 1,317 1,414 1,668 1,851
Total Preferred & Common Equity		 1,116 1,162 1,232 1,268 1,287 1,375 1,612 1,317 1,414 1,668 1,851
Preferred Stock		 - - - - - 0.00 180 180 180 345 345
Total Common Equity		 1,116 1,162 1,232 1,268 1,287 1,375 1,432 1,137 1,234 1,323 1,506
Common Stock		 543 552 562 572 583 592 603 621 637 648 665
Retained Earnings		 1,316 1,415 1,512 1,641 1,761 1,812 1,950 2,056 2,108 2,134 2,206
Treasury Stock		 -719 -772 -807 -894 -1,027 -1,037 -1,055 -1,105 -1,114 -1,116 -1,120
Accumulated Other Comprehensive Income / (Loss)		 -24 -34 -35 -51 -31 7.82 -66 -435 -397 -343 -244

Quarterly Balance Sheets for Bank of Hawaii

This table presents Bank of Hawaii's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets		 23,932 24,948 23,550 23,421 23,301 23,799 23,885 23,710 24,015 23,910 23,843
Interest Bearing Deposits at Other Banks		 2.55 2.26 4.68 2.74 3.26 8.29 0.00 769 985 425 453
Trading Account Securities		 8,130 7,873 7,477 7,268 7,114 2,555 7,425 7,555 7,622 7,889 7,695
Loans and Leases, Net of Allowance		 13,681 13,770 13,774 13,706 -147 13,771 13,968 13,854 13,873 14,046 14,140
Loans and Leases		 13,825 13,915 13,919 13,854 - 13,919 14,115 14,002 14,022 14,193 14,287
Allowance for Loan and Lease Losses		 144 145 145 148 147 147 148 149 149 147 147
Premises and Equipment, Net		 203 200 196 192 192 192 188 192 196 216 223
Goodwill		 32 32 32 32 32 32 32 32 32 32 32
Other Assets		 14,955 1,400 1,419 1,331 15,185 5,976 1,338 1,309 1,307 1,302 1,301
Total Liabilities & Shareholders' Equity		 23,932 24,948 23,550 23,421 23,301 23,799 23,885 23,710 24,015 23,910 23,843
Total Liabilities		 22,578 23,590 22,186 21,985 21,688 22,134 22,180 21,967 22,223 22,055 21,967
Non-Interest Bearing Deposits		 6,386 5,968 5,687 5,543 5,372 5,412 5,493 5,424 5,401 5,653 5,575
Interest Bearing Deposits		 14,105 14,540 15,115 15,134 15,037 15,566 15,515 15,374 15,680 15,305 15,317
Short-Term Debt		 1,050 725 150 150 100 100 50 50 50 50 50
Accrued Interest Payable		 13 27 33 37 37 40 23 27 28 20 16
Long-Term Debt		 510 1,760 560 560 560 558 558 558 558 558 508
Other Long-Term Liabilities		 512 569 639 561 582 456 540 533 507 470 500
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,354 1,358 1,364 1,436 1,613 1,665 1,705 1,743 1,791 1,855 1,875
Total Preferred & Common Equity		 1,354 1,358 1,364 1,436 1,613 1,665 1,705 1,743 1,791 1,855 1,875
Preferred Stock		 180 180 180 180 345 345 345 345 345 345 345
Total Common Equity		 1,174 1,178 1,184 1,256 1,268 1,320 1,360 1,398 1,446 1,510 1,530
Common Stock		 625 629 633 641 640 644 652 656 661 673 676
Retained Earnings		 2,074 2,091 2,109 2,115 2,119 2,128 2,144 2,158 2,178 2,230 2,260
Treasury Stock		 -1,119 -1,118 -1,116 -1,116 -1,117 -1,116 -1,118 -1,117 -1,116 -1,146 -1,162
Accumulated Other Comprehensive Income / (Loss)		 -405 -423 -442 -384 -374 -335 -318 -299 -276 -247 -243

Annual Metrics And Ratios for Bank of Hawaii

This table displays calculated financial ratios and metrics derived from Bank of Hawaii's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $3.72 $4.26 $4.37 $5.26 $5.59 $3.87 $6.29 $5.50 $4.16 $3.48 $4.67
Adjusted Weighted Average Basic Shares Outstanding		 43.22M 42.64M 42.28M 41.71M 40.38M 39.73M 39.84M 39.60M 39.27M 39.45M 39.62M
Adjusted Diluted Earnings per Share		 $3.70 $4.23 $4.33 $5.23 $5.56 $3.86 $6.25 $5.48 $4.14 $3.46 $4.63
Adjusted Weighted Average Diluted Shares Outstanding		 43.45M 42.88M 42.61M 42.00M 40.65M 39.89M 40.05M 39.79M 39.43M 39.70M 39.93M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 43.10M 42.64M 42.33M 41.21M 39.95M 40.13M 40.29M 39.79M 39.75M 39.76M 39.66M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Bank of Hawaii

This table displays calculated financial ratios and metrics derived from Bank of Hawaii's official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 - - - - - - - - - 39,657,257.00 39,621,017.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 39,657,257.00 39,621,017.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 1.45 1.61
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -13.11% -11.58% -6.37% -4.99% 3.26% 8.73% 11.18% 12.24% - 13.22% 12.85%
EBITDA Growth		 -44.60% -20.65% -22.70% -15.33% 21.83% 11.29% 24.76% 23.29% - 28.26% 27.78%
EBIT Growth		 -49.87% -22.95% -25.81% -17.33% 30.14% 16.11% 33.41% 28.72% - 32.67% 35.85%
NOPAT Growth		 -50.42% -22.31% -26.00% -15.75% 28.84% 20.87% 39.77% 32.18% - 30.57% 33.93%
Net Income Growth		 -50.42% -22.31% -26.00% -15.75% 28.84% 20.87% 39.77% 32.18% - 30.57% 33.93%
EPS Growth		 -52.67% -23.68% -27.68% -20.51% 19.72% 11.49% 30.86% 29.03% - 34.02% 38.68%
Operating Cash Flow Growth		 -59.98% 283.58% 308.34% -113.36% 264.56% -66.85% 78.58% 289.34% - 112.75% 19.33%
Free Cash Flow Firm Growth		 212.31% 183.97% 179.70% 32.13% -145.21% -115.23% -101.88% 89.60% - 24.86% 38.92%
Invested Capital Growth		 -13.37% -26.36% -40.86% 12.04% 9.47% 7.76% 3.42% 3.23% - 6.46% 3.50%
Revenue Q/Q Growth		 -7.71% -1.17% 0.45% 3.69% 0.31% 4.07% 2.72% 4.68% - 1.41% 2.38%
EBITDA Q/Q Growth		 -32.24% 17.87% -5.42% 12.08% -2.50% 7.67% 6.03% 10.76% - -2.85% 5.63%
EBIT Q/Q Growth		 -37.79% 22.11% -6.32% 16.18% -2.07% 8.95% 7.64% 12.09% - -4.03% 10.22%
NOPAT Q/Q Growth		 -36.55% 19.72% -6.34% 18.41% -2.96% 12.32% 8.30% 11.98% - -5.75% 11.09%
Net Income Q/Q Growth		 -36.55% 19.72% -6.34% 18.41% -2.96% 12.32% 8.30% 11.98% - -5.75% 11.09%
EPS Q/Q Growth		 -39.32% 22.54% -6.90% 14.81% -8.60% 14.12% 9.28% 13.21% - -7.14% 13.08%
Operating Cash Flow Q/Q Growth		 -82.18% 121.57% -16.73% -140.62% 586.38% -80.38% 345.14% -52.86% - -51.12% 149.67%
Free Cash Flow Firm Q/Q Growth		 216.15% 124.69% 99.34% -113.05% 22.64% 24.32% 75.34% 27.94% - -27.20% 79.96%
Invested Capital Q/Q Growth		 2.43% 1.02% 5.91% 2.23% 0.08% -0.55% 1.65% 2.04% - 0.14% -1.18%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 32.06% 38.24% 36.00% 38.91% 37.82% 39.13% 40.40% 42.74% - 44.33% 45.74%
EBIT Margin		 25.06% 30.96% 28.87% 32.35% 31.58% 33.06% 34.64% 37.10% - 38.74% 41.70%
Profit (Net Income) Margin		 19.23% 23.29% 21.72% 24.80% 23.99% 25.89% 27.30% 29.21% - 29.86% 32.40%
Tax Burden Percent		 76.75% 75.24% 75.23% 76.67% 75.98% 78.33% 78.81% 78.73% - 77.09% 77.69%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00% 100.00%
Effective Tax Rate		 23.25% 24.76% 24.77% 23.33% 24.02% 21.67% 21.19% 21.27% - 22.91% 22.31%
Return on Invested Capital (ROIC)		 5.66% 6.01% 4.56% 7.15% 6.89% 7.58% 7.91% 8.54% - 9.24% 10.31%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.66% 6.01% 4.56% 7.15% 6.89% 7.58% 7.91% 8.54% - 9.24% 10.31%
Return on Net Nonoperating Assets (RNNOA)		 3.83% 4.89% 4.83% 3.23% 3.06% 3.18% 2.99% 3.13% - 3.16% 3.32%
Return on Equity (ROE)		 9.49% 10.91% 9.39% 10.38% 9.95% 10.76% 10.91% 11.66% - 12.40% 13.64%
Cash Return on Invested Capital (CROIC)		 21.80% 36.72% 56.21% -4.93% -2.30% -0.40% 4.03% 4.62% - 2.92% 6.41%
Operating Return on Assets (OROA)		 0.71% 0.85% 0.77% 0.87% 0.85% 0.91% 0.99% 1.07% - 1.20% 1.34%
Return on Assets (ROA)		 0.55% 0.64% 0.58% 0.66% 0.65% 0.71% 0.78% 0.84% - 0.92% 1.04%
Return on Common Equity (ROCE)		 8.24% 9.50% 7.73% 8.58% 8.26% 8.96% 8.66% 9.34% - 10.00% 11.04%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 11.19% 9.22% 8.48% 0.00% 9.24% 9.82% 10.28% - 11.83% 12.56%
Net Operating Profit after Tax (NOPAT)		 30 36 34 40 39 44 48 53 - 57 64
NOPAT Margin		 19.23% 23.29% 21.72% 24.80% 23.99% 25.89% 27.30% 29.21% - 29.86% 32.40%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
SG&A Expenses to Revenue		 49.66% 53.48% 52.69% 51.78% 51.81% 52.34% 50.00% 49.13% - 49.62% 45.49%
Operating Expenses to Revenue		 73.36% 67.76% 69.60% 65.81% 66.12% 65.03% 63.49% 61.53% - 60.35% 56.47%
Earnings before Interest and Taxes (EBIT)		 40 48 45 53 52 56 60 68 - 75 82
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 51 60 56 63 62 66 70 78 - 85 90
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 2.19 1.95 1.79 1.87 2.12 2.02 1.92 1.81 - 1.95 2.11
Price to Tangible Book Value (P/TBV)		 2.25 2.00 1.84 1.92 2.17 2.06 1.96 1.85 - 1.99 2.15
Price to Revenue (P/Rev)		 4.02 3.75 3.53 3.90 4.39 4.20 4.00 3.78 - 3.98 4.24
Price to Earnings (P/E)		 16.57 16.03 16.12 18.73 20.41 19.36 17.67 16.01 - 14.85 15.06
Dividend Yield		 4.11% 4.54% 4.89% 4.50% 4.96% 5.07% 5.18% 5.33% - 3.77% 3.44%
Earnings Yield		 6.04% 6.24% 6.20% 5.34% 4.90% 5.17% 5.66% 6.25% - 6.73% 6.64%
Enterprise Value to Invested Capital (EV/IC)		 1.22 1.14 1.03 0.95 1.31 1.19 1.22 1.07 - 1.41 1.51
Enterprise Value to Revenue (EV/Rev)		 3.85 3.75 3.66 3.47 4.76 4.23 4.28 3.74 - 4.70 4.83
Enterprise Value to EBITDA (EV/EBITDA)		 9.48 9.48 9.73 9.56 12.61 11.13 10.95 9.32 - 10.80 10.78
Enterprise Value to EBIT (EV/EBIT)		 11.43 11.51 11.94 11.84 15.38 13.42 12.99 10.93 - 12.39 12.18
Enterprise Value to NOPAT (EV/NOPAT)		 15.16 15.24 15.80 15.58 20.29 17.52 16.76 14.00 - 15.83 15.62
Enterprise Value to Operating Cash Flow (EV/OCF)		 17.28 10.29 8.59 19.90 17.06 19.51 16.17 10.92 - 14.53 14.44
Enterprise Value to Free Cash Flow (EV/FCFF)		 5.20 2.64 1.37 0.00 0.00 0.00 30.74 23.65 - 49.74 24.01
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.50 0.49 0.41 0.40 0.39 0.36 0.35 0.34 - 0.33 0.30
Long-Term Debt to Equity		 0.40 0.39 0.35 0.34 0.33 0.33 0.32 0.31 - 0.30 0.27
Financial Leverage		 0.68 0.81 1.06 0.45 0.44 0.42 0.38 0.37 - 0.34 0.32
Leverage Ratio		 17.33 16.97 16.24 15.63 15.36 15.06 14.01 13.83 - 13.43 13.14
Compound Leverage Factor		 17.33 16.97 16.24 15.63 15.36 15.06 14.01 13.83 - 13.43 13.14
Debt to Total Capital		 33.45% 33.11% 29.06% 28.34% 28.30% 26.29% 25.87% 25.35% - 24.69% 22.93%
Short-Term Debt to Total Capital		 7.08% 7.01% 4.42% 4.32% 4.30% 2.16% 2.13% 2.08% - 2.03% 2.05%
Long-Term Debt to Total Capital		 26.36% 26.10% 24.64% 24.02% 24.00% 24.13% 23.74% 23.26% - 22.66% 20.88%
Preferred Equity to Total Capital		 8.47% 8.39% 15.18% 14.84% 14.83% 14.91% 14.67% 14.38% - 14.01% 14.18%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00% 0.00%
Common Equity to Total Capital		 58.08% 58.51% 55.77% 56.81% 56.87% 58.79% 59.46% 60.27% - 61.30% 62.89%
Debt to EBITDA		 2.60 2.75 2.73 2.86 2.73 2.45 2.32 2.20 - 1.89 1.64
Net Debt to EBITDA		 -1.06 -0.70 -1.10 -2.67 -0.44 -1.32 -0.61 -1.36 - 0.57 0.31
Long-Term Debt to EBITDA		 2.05 2.17 2.32 2.43 2.31 2.25 2.13 2.02 - 1.74 1.49
Debt to NOPAT		 4.15 4.42 4.44 4.66 4.39 3.86 3.55 3.30 - 2.77 2.37
Net Debt to NOPAT		 -1.70 -1.13 -1.78 -4.35 -0.70 -2.07 -0.94 -2.05 - 0.83 0.45
Long-Term Debt to NOPAT		 3.27 3.48 3.77 3.95 3.72 3.54 3.26 3.03 - 2.54 2.16
Noncontrolling Interest Sharing Ratio		 13.18% 12.90% 17.67% 17.33% 17.03% 16.71% 20.56% 19.96% - 19.38% 19.07%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 358 805 1,605 -209 -162 -123 -30 -22 - -92 -18
Operating Cash Flow to CapEx		 663.50% 1,987.24% 948.06% -414.89% 0.00% 225.99% 902.78% 443.94% - 187.18% 775.97%
Free Cash Flow to Firm to Interest Expense		 3.79 8.35 16.26 -2.03 -1.64 -1.39 -0.34 -0.24 - -1.29 -0.25
Operating Cash Flow to Interest Expense		 0.27 0.59 0.48 -0.19 0.94 0.21 0.92 0.42 - 0.55 1.34
Operating Cash Flow Less CapEx to Interest Expense		 0.23 0.56 0.43 -0.23 0.97 0.12 0.82 0.33 - 0.26 1.17
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 - 0.03 0.03
Fixed Asset Turnover		 3.35 3.30 3.27 3.27 3.37 3.43 3.49 3.56 - 3.66 3.66
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 2,125 2,147 2,273 2,324 2,326 2,313 2,351 2,399 - 2,463 2,434
Invested Capital Turnover		 0.29 0.26 0.21 0.29 0.29 0.29 0.29 0.29 - 0.31 0.32
Increase / (Decrease) in Invested Capital		 -328 -769 -1,571 250 201 167 78 75 - 150 82
Enterprise Value (EV)		 2,595 2,449 2,351 2,201 3,044 2,760 2,868 2,578 - 3,473 3,679
Market Capitalization		 2,706 2,450 2,271 2,470 2,804 2,742 2,683 2,610 - 2,945 3,229
Book Value per Share		 $31.05 $31.60 $31.94 $33.24 $33.28 $34.20 $35.19 $36.37 - $38.07 $38.63
Tangible Book Value per Share		 $30.26 $30.80 $31.15 $32.44 $32.49 $33.41 $34.39 $35.57 - $37.27 $37.83
Total Capital		 2,125 2,147 2,273 2,324 2,326 2,313 2,351 2,399 - 2,463 2,434
Total Debt		 711 711 661 659 658 608 608 608 - 608 558
Total Long-Term Debt		 560 560 560 558 558 558 558 558 - 558 508
Net Debt		 -290 -181 -265 -614 -105 -327 -160 -377 - 183 105
Capital Expenditures (CapEx)		 3.87 2.86 4.99 4.63 -2.81 8.12 9.05 8.67 - 21 13
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00
Net Nonoperating Obligations (NNO)		 711 711 661 659 658 608 608 608 - 608 558
Total Depreciation and Amortization (D&A)		 11 11 11 11 10 10 10 10 - 11 7.95
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.73 $0.87 $0.81 $0.94 $0.86 $0.98 $1.07 $1.21 $1.41 $1.32 $1.48
Adjusted Weighted Average Basic Shares Outstanding		 39.27M 39.35M 39.45M 39.49M 39.45M 39.55M 39.62M 39.66M 39.62M 39.57M 39.51M
Adjusted Diluted Earnings per Share		 $0.71 $0.87 $0.81 $0.93 $0.85 $0.97 $1.06 $1.20 $1.40 $1.30 $1.47
Adjusted Weighted Average Diluted Shares Outstanding		 39.43M 39.63M 39.62M 39.74M 39.70M 39.88M 39.90M 39.98M 39.93M 39.98M 39.73M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 39.75M 39.70M 39.73M 39.75M 39.76M 39.73M 39.77M 39.79M 39.66M 39.62M 39.45M
Normalized Net Operating Profit after Tax (NOPAT)		 30 36 34 40 39 44 48 53 - 57 64
Normalized NOPAT Margin		 19.23% 23.29% 21.72% 24.80% 23.99% 25.89% 27.30% 29.21% - 29.86% 32.40%
Pre Tax Income Margin		 25.06% 30.96% 28.87% 32.35% 31.58% 33.06% 34.64% 37.10% - 38.74% 41.70%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.42 0.50 0.46 0.51 0.52 0.63 0.68 0.74 - 1.05 1.13
NOPAT to Interest Expense		 0.32 0.38 0.35 0.39 0.40 0.50 0.54 0.59 - 0.81 0.88
EBIT Less CapEx to Interest Expense		 0.38 0.47 0.41 0.47 0.55 0.54 0.58 0.65 - 0.75 0.96
NOPAT Less CapEx to Interest Expense		 0.28 0.35 0.29 0.35 0.42 0.41 0.43 0.49 - 0.51 0.71
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 69.90% 74.52% 80.60% 86.05% 83.31% 81.50% 77.08% 72.73% - 61.15% 56.82%
Augmented Payout Ratio		 78.25% 76.89% 84.20% 89.85% 86.84% 84.86% 79.36% 74.84% - 70.32% 72.56%

Financials Breakdown Chart

Key Financial Trends

Bank of Hawaii’s second-quarter 2026 results show continued improvement in profitability. Net income increased to $64.0 million from $47.6 million in Q2 2025, while diluted earnings per share rose to $1.47 from $1.06. Revenue grew 12.8% year over year to $196.9 million, led by an 18.4% increase in net interest income to $153.6 million. Net interest income has improved steadily from $120.2 million in Q4 2024 to $136.7 million in Q3 2025, $151.0 million in Q1 2026 and $153.6 million in Q2 2026.

The bank also generated stronger cash flow in the latest quarter. Operating cash flow reached $97.4 million, up from $81.7 million in Q2 2025 and well above $39.0 million in Q1 2026. Investment activity generated $94.8 million of cash as sales and maturities exceeded purchases. However, financing activity consumed $164.5 million, reflecting deposit outflows, debt repayment, dividends and share repurchases. The resulting net increase in cash was $27.7 million, reversing the $166.5 million decline reported in Q2 2025.

The balance sheet remains relatively stable, with modest growth in loans and deposits and improving shareholder capital. Total assets were $23.84 billion at June 30, 2026, while total deposits were approximately $20.87 billion. Common equity increased to $1.53 billion from $1.40 billion a year earlier. Investors should nevertheless monitor deposit trends, credit-loss provisions and the bank’s sizable investment and trading securities portfolio, particularly if interest rates or credit conditions become less favorable.

  • Profitability is trending higher: Q2 2026 net income rose 34.0% year over year, and diluted EPS increased approximately 38.7% to $1.47.
  • Net interest income has expanded consistently: NII reached $153.6 million in Q2 2026, up from $129.7 million in Q2 2025 and $113.9 million in Q1 2024.
  • Revenue growth outpaced expense growth: Total revenue increased 12.8% year over year, while total non-interest expense rose only 0.4% to $111.2 million.
  • Operating cash generation improved: Cash flow from operations more than doubled from Q1 2026 and increased 19.3% from Q2 2025 to $97.4 million.
  • Capital levels strengthened: Common equity increased approximately 7.6% from Q2 2025, supported by higher retained earnings and less-negative accumulated other comprehensive income.
  • The dividend remains substantial: The common dividend was maintained at $0.70 per share, representing roughly 48% of Q2 diluted EPS.
  • Loan growth is gradual: Gross loans reached $14.29 billion in Q2 2026, up from $14.02 billion in Q3 2025 and $14.19 billion in Q1 2026, indicating modest rather than rapid balance-sheet expansion.
  • Investment cash flow was favorable in Q2: Sales and maturities exceeded investment-security purchases, but quarterly securities activity can vary significantly and should not be treated as recurring operating cash flow.
  • Deposits declined during the quarter: Net change in deposits consumed $65.2 million of cash in Q2 2026, following a much larger $230.6 million outflow in Q1 2026.
  • Credit costs are moving higher: The provision for credit losses increased to $3.6 million in Q2 2026 from $3.25 million in Q2 2025 and $1.75 million in Q1 2026, despite a generally stable loan-loss allowance.
09/07/26 03:14 PM ETAI Generated. May Contain Errors.

Bank of Hawaii Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Bank of Hawaii's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Bank of Hawaii's net income were at $205.90 million at the end of 2025, a 37.3% increase from 2024, and a 28.1% increase since 2015. See Bank of Hawaii's forecast for analyst expectations on what's next for the company.

Over the last 10 years, Bank of Hawaii's total revenue changed from $580.31 million in 2015 to $716.63 million in 2025, a change of 23.5%.

Bank of Hawaii's total liabilities were at $22.33 billion at the end of 2025, a 1.8% increase from 2024, and a 55.7% increase since 2015.


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Financial statements for NYSE:BOH last updated on 7/28/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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