FB Financial (FBK) Competitors

FB Financial (NYSE:FBK) and Ameris Bancorp (NASDAQ:ABCB) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, media sentiment, analyst recommendations, profitability, earnings, dividends and valuation.

Is FBK or ABCB a better dividend stock?

FB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 1.4%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. FB Financial pays out 39.4% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FB Financial has increased its dividend for 8 consecutive years. FB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better earnings & valuation, FBK or ABCB?

Ameris Bancorp has higher revenue and earnings than FB Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than FB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FB Financial	$764.61M	3.78	$116.04M	$1.93	27.82
Ameris Bancorp	$1.13B	4.47	$358.68M	$5.68	12.91

Do analysts prefer FBK or ABCB?

FB Financial presently has a consensus price target of $58.25, indicating a potential upside of 8.50%. Ameris Bancorp has a consensus price target of $72.14, indicating a potential downside of 1.65%. Given FB Financial's stronger consensus rating and higher possible upside, equities analysts plainly believe FB Financial is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Do insiders and institutionals hold more shares of FBK or ABCB?

65.4% of FB Financial shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 1.9% of FB Financial shares are owned by insiders. Comparatively, 5.4% of Ameris Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has more volatility and risk, FBK or ABCB?

FB Financial has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.96, indicating that its stock price is 4% less volatile than the S&P 500.

Is FBK or ABCB more profitable?

Ameris Bancorp has a net margin of 21.46% compared to FB Financial's net margin of 11.46%. FB Financial's return on equity of 10.15% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FB Financial	11.46%	10.15%	1.22%
Ameris Bancorp	21.46%	9.57%	1.32%

Does the media refer more to FBK or ABCB?

In the previous week, Ameris Bancorp had 1 more articles in the media than FB Financial. MarketBeat recorded 6 mentions for Ameris Bancorp and 5 mentions for FB Financial. FB Financial's average media sentiment score of 1.71 beat Ameris Bancorp's score of 1.58 indicating that FB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FB Financial	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Ameris Bancorp	5 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

Ameris Bancorp beats FB Financial on 12 of the 19 factors compared between the two stocks.