Fidelis Insurance (FIHL) Competitors

Voya Financial (NYSE:VOYA) and Fidelis Insurance (NYSE:FIHL) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, institutional ownership, profitability, valuation, analyst recommendations, media sentiment, risk and earnings.

Do institutionals and insiders believe in VOYA or FIHL?

96.1% of Voya Financial shares are owned by institutional investors. Comparatively, 82.0% of Fidelis Insurance shares are owned by institutional investors. 1.4% of Voya Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the media refer more to VOYA or FIHL?

In the previous week, Voya Financial and Voya Financial both had 8 articles in the media. Voya Financial's average media sentiment score of 1.20 beat Fidelis Insurance's score of 0.41 indicating that Voya Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Voya Financial	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Fidelis Insurance	3 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts recommend VOYA or FIHL?

Voya Financial currently has a consensus price target of $83.80, suggesting a potential upside of 11.46%. Fidelis Insurance has a consensus price target of $20.43, suggesting a potential upside of 9.92%. Given Voya Financial's stronger consensus rating and higher probable upside, equities research analysts clearly believe Voya Financial is more favorable than Fidelis Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Voya Financial	1 Sell rating(s)	3 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.55
Fidelis Insurance	1 Sell rating(s)	4 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has better valuation and earnings, VOYA or FIHL?

Voya Financial has higher revenue and earnings than Fidelis Insurance. Fidelis Insurance is trading at a lower price-to-earnings ratio than Voya Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Voya Financial	$8.05B	0.90	$667M	$5.00	15.04
Fidelis Insurance	$2.61B	0.79	$113.30M	-$0.41	-45.33

Is VOYA or FIHL more profitable?

Voya Financial has a net margin of 6.73% compared to Fidelis Insurance's net margin of -1.70%. Voya Financial's return on equity of 13.72% beat Fidelis Insurance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Voya Financial	6.73%	13.72%	0.51%
Fidelis Insurance	-1.70%	-1.81%	-0.36%

Which has more volatility & risk, VOYA or FIHL?

Voya Financial has a beta of 0.98, meaning that its stock price is 2% less volatile than the S&P 500. Comparatively, Fidelis Insurance has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500.

Is VOYA or FIHL a better dividend stock?

Voya Financial pays an annual dividend of $1.80 per share and has a dividend yield of 2.4%. Fidelis Insurance pays an annual dividend of $0.60 per share and has a dividend yield of 3.2%. Voya Financial pays out 36.0% of its earnings in the form of a dividend. Fidelis Insurance pays out -146.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Voya Financial has increased its dividend for 6 consecutive years. Fidelis Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Voya Financial beats Fidelis Insurance on 16 of the 18 factors compared between the two stocks.