HCI vs. RLI, THG, FAF, SIGI, WTM, AGO, MCY, HTH, STC, and SAFT
Should you be buying HCI Group stock or one of its competitors? The main competitors of HCI Group include RLI (RLI), The Hanover Insurance Group (THG), First American Financial (FAF), Selective Insurance Group (SIGI), White Mountains Insurance Group (WTM), Assured Guaranty (AGO), Mercury General (MCY), Hilltop (HTH), Stewart Information Services (STC), and Safety Insurance Group (SAFT). These companies are all part of the "property & casualty insurance" industry.
HCI Group vs. Its Competitors
RLI (NYSE:RLI) and HCI Group (NYSE:HCI) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, community ranking, institutional ownership, valuation, risk, dividends, profitability, media sentiment and analyst recommendations.
77.9% of RLI shares are owned by institutional investors. Comparatively, 87.0% of HCI Group shares are owned by institutional investors. 2.2% of RLI shares are owned by insiders. Comparatively, 21.9% of HCI Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
RLI received 20 more outperform votes than HCI Group when rated by MarketBeat users. However, 62.13% of users gave HCI Group an outperform vote while only 54.75% of users gave RLI an outperform vote.
In the previous week, RLI had 7 more articles in the media than HCI Group. MarketBeat recorded 10 mentions for RLI and 3 mentions for HCI Group. RLI's average media sentiment score of 1.31 beat HCI Group's score of 0.84 indicating that RLI is being referred to more favorably in the media.
RLI pays an annual dividend of $0.64 per share and has a dividend yield of 0.9%. HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.0%. RLI pays out 21.1% of its earnings in the form of a dividend. HCI Group pays out 15.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. RLI has raised its dividend for 51 consecutive years. HCI Group is clearly the better dividend stock, given its higher yield and lower payout ratio.
RLI has a beta of 0.7, indicating that its stock price is 30% less volatile than the S&P 500. Comparatively, HCI Group has a beta of 1.26, indicating that its stock price is 26% more volatile than the S&P 500.
RLI currently has a consensus target price of $78.60, indicating a potential upside of 7.45%. HCI Group has a consensus target price of $181.25, indicating a potential upside of 16.99%. Given HCI Group's stronger consensus rating and higher probable upside, analysts plainly believe HCI Group is more favorable than RLI.
RLI has a net margin of 19.53% compared to HCI Group's net margin of 19.37%. HCI Group's return on equity of 34.17% beat RLI's return on equity.
RLI has higher revenue and earnings than HCI Group. HCI Group is trading at a lower price-to-earnings ratio than RLI, indicating that it is currently the more affordable of the two stocks.
Summary
HCI Group beats RLI on 12 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding HCI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
HCI Group Competitors List
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This page (NYSE:HCI) was last updated on 6/12/2025 by MarketBeat.com Staff
