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HCI Group (HCI) Competitors

HCI Group logo
$168.68 +2.02 (+1.21%)
As of 10:16 AM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

HCI vs. RLI, FAF, THG, SIGI, WTM, AGO, MCY, HTH, STC, and SAFT

Should you be buying HCI Group stock or one of its competitors? The main competitors of HCI Group include RLI (RLI), First American Financial (FAF), The Hanover Insurance Group (THG), Selective Insurance Group (SIGI), White Mountains Insurance Group (WTM), Assured Guaranty (AGO), Mercury General (MCY), Hilltop (HTH), Stewart Information Services (STC), and Safety Insurance Group (SAFT). These companies are all part of the "property & casualty insurance" industry.

HCI Group vs.

HCI Group (NYSE:HCI) and RLI (NYSE:RLI) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, dividends, community ranking, earnings, institutional ownership, risk and profitability.

87.0% of HCI Group shares are owned by institutional investors. Comparatively, 77.9% of RLI shares are owned by institutional investors. 21.9% of HCI Group shares are owned by insiders. Comparatively, 2.2% of RLI shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

RLI received 21 more outperform votes than HCI Group when rated by MarketBeat users. However, 62.03% of users gave HCI Group an outperform vote while only 54.75% of users gave RLI an outperform vote.

CompanyUnderperformOutperform
HCI GroupOutperform Votes
250
62.03%
Underperform Votes
153
37.97%
RLIOutperform Votes
271
54.75%
Underperform Votes
224
45.25%

RLI has a net margin of 19.53% compared to HCI Group's net margin of 19.37%. HCI Group's return on equity of 34.17% beat RLI's return on equity.

Company Net Margins Return on Equity Return on Assets
HCI Group19.37% 34.17% 7.44%
RLI 19.53%16.63%4.76%

HCI Group has a beta of 1.23, indicating that its share price is 23% more volatile than the S&P 500. Comparatively, RLI has a beta of 0.72, indicating that its share price is 28% less volatile than the S&P 500.

In the previous week, RLI had 18 more articles in the media than HCI Group. MarketBeat recorded 25 mentions for RLI and 7 mentions for HCI Group. HCI Group's average media sentiment score of 1.12 beat RLI's score of 0.80 indicating that HCI Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
HCI Group
2 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
RLI
11 Very Positive mention(s)
3 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive

HCI Group pays an annual dividend of $1.60 per share and has a dividend yield of 1.0%. RLI pays an annual dividend of $0.64 per share and has a dividend yield of 0.8%. HCI Group pays out 15.5% of its earnings in the form of a dividend. RLI pays out 21.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. RLI has raised its dividend for 51 consecutive years. HCI Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

HCI Group presently has a consensus price target of $160.00, indicating a potential downside of 4.04%. RLI has a consensus price target of $78.60, indicating a potential upside of 3.90%. Given RLI's higher probable upside, analysts plainly believe RLI is more favorable than HCI Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HCI Group
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
RLI
1 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.14

RLI has higher revenue and earnings than HCI Group. HCI Group is trading at a lower price-to-earnings ratio than RLI, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HCI Group$760.09M2.53$79.03M$10.3416.13
RLI$1.73B4.01$345.78M$3.0424.88

Summary

HCI Group beats RLI on 12 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HCI vs. The Competition

MetricHCI GroupFire, marine, & casualty insurance IndustryFinance SectorNYSE Exchange
Market Cap$1.93B$47.85B$11.64B$19.70B
Dividend Yield0.98%2.25%5.46%3.84%
P/E Ratio13.9312.4822.8435.13
Price / Sales2.536.4727.5934.12
Price / Cash12.6116.8117.6217.51
Price / Book4.382.432.854.78
Net Income$79.03M$4.16B$1.04B$1.02B
7 Day Performance2.98%2.38%1.72%1.62%
1 Month Performance18.04%11.09%9.94%13.00%
1 Year Performance65.96%23.43%538.82%5.59%

HCI Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HCI
HCI Group
2.6414 of 5 stars
$168.68
+1.2%
$160.00
-5.1%
+62.8%$1.95B$760.09M14.09530Positive News
Analyst Forecast
RLI
RLI
3.5855 of 5 stars
$76.09
+0.5%
$78.60
+3.3%
+3.0%$6.98B$1.73B20.321,000Dividend Increase
FAF
First American Financial
4.684 of 5 stars
$61.02
+0.1%
$75.00
+22.9%
+2.1%$6.28B$6.28B48.8221,200
THG
The Hanover Insurance Group
3.1838 of 5 stars
$169.87
+0.9%
$179.50
+5.7%
+23.0%$6.10B$6.27B14.534,400News Coverage
Positive News
Analyst Forecast
SIGI
Selective Insurance Group
3.2958 of 5 stars
$89.66
+0.6%
$94.00
+4.8%
-8.0%$5.45B$4.98B27.842,520Analyst Forecast
WTM
White Mountains Insurance Group
1.9818 of 5 stars
$1,809.78
-0.1%
N/A+3.5%$4.66B$2.28B20.111,650Positive News
AGO
Assured Guaranty
4.349 of 5 stars
$86.09
-0.2%
$103.33
+20.0%
+14.3%$4.23B$913M6.69410Positive News
MCY
Mercury General
4.227 of 5 stars
$61.07
-1.1%
$80.00
+31.0%
+6.0%$3.38B$5.60B7.234,300
HTH
Hilltop
4.4199 of 5 stars
$30.79
-0.1%
$33.00
+7.2%
-3.0%$1.98B$1.16B17.704,170Positive News
Analyst Revision
STC
Stewart Information Services
2.27 of 5 stars
$65.93
-0.7%
$79.00
+19.8%
-0.5%$1.84B$2.55B25.367,100Positive News
SAFT
Safety Insurance Group
2.4853 of 5 stars
$83.49
+0.4%
N/A+5.0%$1.24B$1.14B16.53550Positive News

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This page (NYSE:HCI) was last updated on 5/21/2025 by MarketBeat.com Staff
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