HomeTrust Bancshares (HTB) Stock Price, News & Analysis

Company Overview

HomeTrust Bancshares, Inc. is the bank holding company for HomeTrust Bank, a community-focused financial institution headquartered in Asheville, North Carolina. Founded in 1926, HomeTrust Bank provides banking and financial services to individuals, families, businesses and nonprofit organizations.

The bank offers a range of deposit products, including checking and savings accounts, certificates of deposit and money market accounts. Its lending activities include residential mortgages, home equity loans, consumer loans, commercial real estate financing and loans for small and mid-sized businesses. HomeTrust also provides treasury management, online and mobile banking, and other services designed to support business and personal financial needs.

HomeTrust Bank serves communities primarily across the southeastern United States, with operations in states including North Carolina, Virginia, Tennessee, South Carolina, Georgia and Florida. The company emphasizes relationship banking through a combination of branch-based service and digital banking capabilities. Dana L. Stonestreet serves as president and chief executive officer of HomeTrust Bancshares and HomeTrust Bank.

Key Stats

• Today's Range: $48.29 to $48.93
• 50-Day Range: $46.40 to $51.79
• 52-Week Range: $38.30 to $52.50
• Volume: 273,088 shs
• Average Volume: 248,250 shs
• Market Capitalization: $806.34 million
• P/E Ratio: 12.74
• Dividend Yield: 1.24%
• Price Target: $52.00
• Consensus Rating: Moderate Buy

HomeTrust Bancshares Stock Analysis - MarketRank™

HomeTrust Bancshares scored higher than 74% of companies evaluated by MarketBeat, and ranked 377th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

HomeTrust Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 1 strong buy rating, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for HomeTrust Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

HomeTrust Bancshares has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.54%

Earnings Growth

Earnings for HomeTrust Bancshares are expected to grow by 10.54% in the coming year, from $3.70 to $4.09 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HomeTrust Bancshares is 12.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.01.

Price to Earnings Ratio vs. Sector

The P/E ratio of HomeTrust Bancshares is 12.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.55.

Price to Book Value per Share Ratio

HomeTrust Bancshares has a P/B Ratio of 1.40. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.09% of the float of HomeTrust Bancshares has been sold short.

Short Interest Ratio / Days to Cover

HomeTrust Bancshares has a short interest ratio ("days to cover") of 2.65, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in HomeTrust Bancshares has recently increased by 100.77%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

HomeTrust Bancshares pays a meaningful dividend of 1.24%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HomeTrust Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of HomeTrust Bancshares is 15.75%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HomeTrust Bancshares will have a dividend payout ratio of 14.67% next year. This indicates that HomeTrust Bancshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.62

News Sentiment

HomeTrust Bancshares has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.88 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for HomeTrust Bancshares this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, HomeTrust Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $511,300.00 in company stock.

Percentage Held by Insiders

11.02% of the stock of HomeTrust Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

60.94% of the stock of HomeTrust Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/27 Dividend: 8/13/2026
• Ex-Dividend for 8/27 Dividend: 8/13/2026
• Dividend Payable: 8/27/2026
• Today: 9/14/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:HTB
• CIK: 1538263
• Web: htb.com
• Phone: (828) 259-3939
• Fax: N/A
• Employees: 574
• Year Founded: 1926

Price Target and Rating

• Average Price Target for HomeTrust Bancshares: $52.00
• High Price Target: $57.00
• Low Price Target: $47.00
• Potential Upside/Downside: +7.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.81
• Trailing P/E Ratio: 12.74
• Forward P/E Ratio: 13.06
• P/E Growth: N/A
• Net Income: $64.36 million
• Net Margins: 22.50%
• Pretax Margin: 28.15%
• Return on Equity: 10.88%
• Return on Assets: 1.45%

Debt

• Debt-to-Equity Ratio: 0.29
• Current Ratio: 1.11
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $292.47 million
• Price / Sales: 2.76
• Cash Flow: $4.52 per share
• Price / Cash Flow: 10.70
• Book Value: $34.44 per share
• Price / Book: 1.40

Miscellaneous

• Outstanding Shares: 16,690,000
• Free Float: 14,853,000
• Market Cap: $806.34 million
• Optionable: N/A
• Beta: 0.79