LOB vs. CADE, UPST, PFSI, VLY, OZK, GGAL, GBCI, FLG, HWC, and AX
Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Cadence Bank (CADE), Upstart (UPST), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Bank OZK (OZK), Grupo Financiero Galicia (GGAL), Glacier Bancorp (GBCI), Flagstar Financial (FLG), Hancock Whitney (HWC), and Axos Financial (AX). These companies are all part of the "banking" industry.
Live Oak Bancshares vs. Its Competitors
Cadence Bank (NYSE:CADE) and Live Oak Bancshares (NYSE:LOB) are both banking companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, risk, earnings, dividends, media sentiment, institutional ownership, valuation and profitability.
In the previous week, Cadence Bank had 5 more articles in the media than Live Oak Bancshares. MarketBeat recorded 10 mentions for Cadence Bank and 5 mentions for Live Oak Bancshares. Cadence Bank's average media sentiment score of 1.20 beat Live Oak Bancshares' score of 0.29 indicating that Cadence Bank is being referred to more favorably in the media.
Cadence Bank pays an annual dividend of $1.10 per share and has a dividend yield of 2.9%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Cadence Bank pays out 39.1% of its earnings in the form of a dividend. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cadence Bank has raised its dividend for 14 consecutive years. Cadence Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Cadence Bank has a net margin of 18.79% compared to Live Oak Bancshares' net margin of 5.71%. Cadence Bank's return on equity of 9.84% beat Live Oak Bancshares' return on equity.
Cadence Bank presently has a consensus target price of $40.40, indicating a potential upside of 8.28%. Given Cadence Bank's stronger consensus rating and higher possible upside, equities analysts clearly believe Cadence Bank is more favorable than Live Oak Bancshares.
Cadence Bank has a beta of 0.91, suggesting that its share price is 9% less volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.75, suggesting that its share price is 75% more volatile than the S&P 500.
84.6% of Cadence Bank shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 2.2% of Cadence Bank shares are owned by company insiders. Comparatively, 23.4% of Live Oak Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Cadence Bank has higher revenue and earnings than Live Oak Bancshares. Cadence Bank is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Summary
Cadence Bank beats Live Oak Bancshares on 15 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Live Oak Bancshares Competitors List
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This page (NYSE:LOB) was last updated on 9/12/2025 by MarketBeat.com Staff
