Live Oak Bancshares (LOB) Competitors $34.59 -0.18 (-0.52%) As of 03:58 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsSEC FilingsShort InterestTrendsBuy This Stock LOB vs. OMF, PFSI, VLY, CORZ, OZK, WULF, GBCI, CLSK, HWC, and GGALShould you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include OneMain (OMF), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Core Scientific (CORZ), Bank OZK (OZK), TeraWulf (WULF), Glacier Bancorp (GBCI), Cleanspark (CLSK), Hancock Whitney (HWC), and Grupo Financiero Galicia (GGAL). These companies are all part of the "banking" industry. Live Oak Bancshares vs. Its Competitors OneMain PennyMac Financial Services Valley National Bancorp Core Scientific Bank OZK TeraWulf Glacier Bancorp Cleanspark Hancock Whitney Grupo Financiero Galicia Live Oak Bancshares (NYSE:LOB) and OneMain (NYSE:OMF) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, media sentiment, earnings, dividends, analyst recommendations, risk, valuation and institutional ownership. Does the media prefer LOB or OMF? In the previous week, OneMain had 9 more articles in the media than Live Oak Bancshares. MarketBeat recorded 10 mentions for OneMain and 1 mentions for Live Oak Bancshares. OneMain's average media sentiment score of 1.16 beat Live Oak Bancshares' score of -1.16 indicating that OneMain is being referred to more favorably in the news media. Company Overall Sentiment Live Oak Bancshares Negative OneMain Positive Which has better earnings and valuation, LOB or OMF? OneMain has higher revenue and earnings than Live Oak Bancshares. OneMain is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLive Oak Bancshares$936.15M1.69$77.47M$1.2228.35OneMain$4.99B1.33$509M$5.5410.09 Do analysts recommend LOB or OMF? OneMain has a consensus price target of $60.50, suggesting a potential upside of 8.28%. Given OneMain's stronger consensus rating and higher possible upside, analysts plainly believe OneMain is more favorable than Live Oak Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Live Oak Bancshares 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.67OneMain 0 Sell rating(s) 4 Hold rating(s) 7 Buy rating(s) 1 Strong Buy rating(s) 2.75 Which has more volatility and risk, LOB or OMF? Live Oak Bancshares has a beta of 1.81, meaning that its share price is 81% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.32, meaning that its share price is 32% more volatile than the S&P 500. Is LOB or OMF a better dividend stock? Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. OneMain pays an annual dividend of $4.16 per share and has a dividend yield of 7.4%. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. OneMain pays out 75.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. OneMain has increased its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Is LOB or OMF more profitable? OneMain has a net margin of 12.63% compared to Live Oak Bancshares' net margin of 5.71%. OneMain's return on equity of 20.65% beat Live Oak Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets Live Oak Bancshares5.71% 5.46% 0.42% OneMain 12.63%20.65%2.57% Do institutionals and insiders believe in LOB or OMF? 64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 23.4% of Live Oak Bancshares shares are held by company insiders. Comparatively, 0.4% of OneMain shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. SummaryOneMain beats Live Oak Bancshares on 14 of the 19 factors compared between the two stocks. Get Live Oak Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for LOB and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LOB vs. The Competition Export to ExcelMetricLive Oak BancsharesState Commercial Banks – Fed Reserve System IndustryFinancial SectorNYSE ExchangeMarket Cap$1.59B$1.78B$4.84B$21.83BDividend Yield0.35%2.32%4.42%3.61%P/E Ratio28.3517.2323.9532.47Price / Sales1.692.571,353.1285.64Price / Cash15.7712.21127.7924.48Price / Book1.561.132.124.60Net Income$77.47M$103.49M$1.22B$1.02B7 Day Performance-3.51%-1.28%-0.71%-0.71%1 Month Performance-5.23%-3.45%0.03%-0.62%1 Year PerformanceN/AN/A39.83%10.38% Live Oak Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LOBLive Oak Bancshares1.3294 of 5 stars$34.59-0.5%N/AN/A$1.59B$936.15M28.351,052News CoverageEarnings ReportOMFOneMain4.9377 of 5 stars$52.15-5.1%$60.75+16.5%+21.4%$6.20B$4.99B9.419,000Positive NewsPFSIPennyMac Financial Services4.497 of 5 stars$117.16+2.3%$130.17+11.1%+15.2%$6.06B$3.20B16.254,100Trending NewsEarnings ReportDividend AnnouncementAnalyst ForecastGap UpVLYValley National Bancorp4.9249 of 5 stars$10.33-5.2%$12.68+22.8%+14.8%$5.77B$3.58B13.243,732Upcoming EarningsDividend AnnouncementCORZCore Scientific1.2256 of 5 stars$18.52+2.7%$18.71+1.0%+49.9%$5.69B$510.67M-33.07200Trending NewsAnalyst UpgradeGap UpHigh Trading VolumeOZKBank OZK4.9399 of 5 stars$48.83-4.9%$57.80+18.4%+5.9%$5.55B$2.77B7.933,028Earnings ReportAnalyst ForecastAnalyst RevisionWULFTeraWulf2.3931 of 5 stars$13.51-0.6%$11.50-14.9%+111.6%$5.51B$144.09M-38.606Analyst ForecastGBCIGlacier Bancorp1.6268 of 5 stars$46.11-3.0%N/AN/A$5.48B$1.27B24.023,595News CoveragePositive NewsEarnings ReportCLSKCleanspark4.0986 of 5 stars$19.28-4.0%$20.47+6.2%+47.9%$5.42B$378.97M22.68130Analyst ForecastGap UpHWCHancock Whitney4.7637 of 5 stars$59.01-4.5%$70.00+18.6%+11.3%$5.00B$2.06B10.873,476Insider TradeAnalyst RevisionGGALGrupo Financiero Galicia4.2783 of 5 stars$33.13-4.0%$74.00+123.4%-36.6%$4.89B$6.46T4.8812,440Analyst DowngradeShort Interest ↑ Related Companies and Tools Related Companies OneMain Competitors PennyMac Financial Services Competitors Valley National Bancorp Competitors Core Scientific Competitors Bank OZK Competitors TeraWulf Competitors Glacier Bancorp Competitors Cleanspark Competitors Hancock Whitney Competitors Grupo Financiero Galicia Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LOB) was last updated on 10/22/2025 by MarketBeat.com Staff From Our PartnersNEW LAW: Congress Approves Setup For Digital Dollar?Trump Ally Says Congress Approved the Setup for a Digital Dollar 2.0 But according to Rep. 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