Live Oak Bancshares (LOB) Competitors $30.92 -0.69 (-2.18%) As of 08/1/2025 03:59 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsFinancialsSEC FilingsShort InterestTrendsBuy This Stock LOB vs. OZK, QFIN, VLY, HWC, RIOT, GBCI, PFSI, AX, FLG, and AUBShould you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Bank OZK (OZK), Qifu Technology (QFIN), Valley National Bancorp (VLY), Hancock Whitney (HWC), Riot Platforms (RIOT), Glacier Bancorp (GBCI), PennyMac Financial Services (PFSI), Axos Financial (AX), Flagstar Financial (FLG), and Atlantic Union Bankshares (AUB). These companies are all part of the "banking" industry. Live Oak Bancshares vs. Its Competitors Bank OZK Qifu Technology Valley National Bancorp Hancock Whitney Riot Platforms Glacier Bancorp PennyMac Financial Services Axos Financial Flagstar Financial Atlantic Union Bankshares Live Oak Bancshares (NYSE:LOB) and Bank OZK (NASDAQ:OZK) are both banking companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, dividends, media sentiment, risk, valuation and profitability. Do insiders & institutionals have more ownership in LOB or OZK? 64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 86.2% of Bank OZK shares are owned by institutional investors. 23.4% of Live Oak Bancshares shares are owned by insiders. Comparatively, 6.7% of Bank OZK shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term. Does the media favor LOB or OZK? In the previous week, Bank OZK had 4 more articles in the media than Live Oak Bancshares. MarketBeat recorded 5 mentions for Bank OZK and 1 mentions for Live Oak Bancshares. Bank OZK's average media sentiment score of 1.13 beat Live Oak Bancshares' score of 0.00 indicating that Bank OZK is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Live Oak Bancshares 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Bank OZK 5 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is LOB or OZK a better dividend stock? Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Bank OZK pays an annual dividend of $1.76 per share and has a dividend yield of 3.7%. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. Bank OZK pays out 28.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank OZK has increased its dividend for 29 consecutive years. Bank OZK is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Which has more volatility & risk, LOB or OZK? Live Oak Bancshares has a beta of 1.84, suggesting that its share price is 84% more volatile than the S&P 500. Comparatively, Bank OZK has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Which has stronger earnings and valuation, LOB or OZK? Bank OZK has higher revenue and earnings than Live Oak Bancshares. Bank OZK is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioLive Oak Bancshares$516.93M2.73$77.47M$1.2225.34Bank OZK$2.77B1.96$716.46M$6.167.76 Is LOB or OZK more profitable? Bank OZK has a net margin of 25.83% compared to Live Oak Bancshares' net margin of 5.71%. Bank OZK's return on equity of 13.24% beat Live Oak Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets Live Oak Bancshares5.71% 5.53% 0.43% Bank OZK 25.83%13.24%1.84% Do analysts recommend LOB or OZK? Bank OZK has a consensus target price of $52.88, suggesting a potential upside of 10.57%. Given Bank OZK's stronger consensus rating and higher probable upside, analysts plainly believe Bank OZK is more favorable than Live Oak Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Live Oak Bancshares 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Bank OZK 0 Sell rating(s) 6 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.25 SummaryBank OZK beats Live Oak Bancshares on 14 of the 19 factors compared between the two stocks. Get Live Oak Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for LOB and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LOB vs. The Competition Export to ExcelMetricLive Oak BancsharesState Commercial Banks – Fed Reserve System IndustryFinancial SectorNYSE ExchangeMarket Cap$1.44B$2.56B$6.31B$20.65BDividend Yield0.37%2.46%4.19%3.67%P/E Ratio25.3416.1714.0429.03Price / Sales2.732.941,848.5266.13Price / Cash14.3312.40127.5322.84Price / Book1.401.142.244.43Net Income$77.47M$175.66M$1.23B$994.22M7 Day PerformanceN/A-5.63%6.06%-3.39%1 Month PerformanceN/A-9.02%1.81%-2.09%1 Year PerformanceN/AN/A19.31%10.09% Live Oak Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LOBLive Oak Bancshares1.4331 of 5 stars$30.92-2.2%N/AN/A$1.44B$516.93M25.341,052OZKBank OZK4.5243 of 5 stars$51.50-1.1%$52.88+2.7%+6.8%$5.86B$2.77B8.363,028Positive NewsQFINQifu Technology4.7139 of 5 stars$35.17-2.6%$51.73+47.1%+71.8%$5.54B$2.35B5.393,527Positive NewsVLYValley National Bancorp4.6637 of 5 stars$9.43-1.0%$10.95+16.1%+15.6%$5.28B$3.58B12.093,732Short Interest ↑HWCHancock Whitney4.9005 of 5 stars$60.86+0.6%$66.71+9.6%+11.0%$5.21B$2.06B11.213,476Positive NewsRIOTRiot Platforms2.1673 of 5 stars$14.54-1.0%$17.28+18.8%+18.3%$5.19B$376.66M-11.02340Trending NewsEarnings ReportAnalyst UpgradeOptions VolumeGap DownGBCIGlacier Bancorp1.0577 of 5 stars$45.30+1.7%N/AN/A$5.14B$1.27B23.593,595PFSIPennyMac Financial Services4.8606 of 5 stars$93.96+0.7%$118.67+26.3%+0.5%$4.86B$1.59B13.034,100Positive NewsAnalyst DowngradeAXAxos Financial2.6225 of 5 stars$84.60+0.1%$85.86+1.5%+20.7%$4.78B$1.88B11.531,781Trending NewsEarnings ReportAnalyst ForecastAnalyst RevisionGap DownFLGFlagstar Financial2.8381 of 5 stars$11.45-5.0%$13.22+15.5%N/A$4.73B$6.35B-6.946,993News CoverageEarnings ReportDividend AnnouncementAnalyst RevisionGap DownHigh Trading VolumeAUBAtlantic Union Bankshares4.747 of 5 stars$33.080.0%$38.00+14.9%-20.1%$4.71B$1.05B14.441,880Positive NewsAnalyst ForecastInsider Trade Related Companies and Tools Related Companies Bank OZK Competitors Qifu Technology Competitors Valley National Bancorp Competitors Hancock Whitney Competitors Riot Platforms Competitors Glacier Bancorp Competitors PennyMac Financial Services Competitors Axos Financial Competitors Flagstar Financial Competitors Atlantic Union Bankshares Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:LOB) was last updated on 8/2/2025 by MarketBeat.com Staff From Our PartnersChina just unlocked Nvidia’s AI chips—what that means for youTired of Missing Big AI Moves Like Nvidia? 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