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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$34.47 -0.64 (-1.82%)
As of 03:58 PM Eastern

LOB vs. RIOT, PFSI, VLY, GBCI, OZK, UPST, HWC, CORZ, AUB, and AX

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Riot Platforms (RIOT), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Glacier Bancorp (GBCI), Bank OZK (OZK), Upstart (UPST), Hancock Whitney (HWC), Core Scientific (CORZ), Atlantic Union Bankshares (AUB), and AXOS FINANCIAL (AX). These companies are all part of the "banking" industry.

Live Oak Bancshares vs. Its Competitors

Live Oak Bancshares (NYSE:LOB) and Riot Platforms (NASDAQ:RIOT) are both banking companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, institutional ownership, valuation, risk, earnings and media sentiment.

Live Oak Bancshares has a net margin of 5.71% compared to Riot Platforms' net margin of -17.51%. Live Oak Bancshares' return on equity of 5.46% beat Riot Platforms' return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares5.71% 5.46% 0.42%
Riot Platforms -17.51%-3.13%-2.55%

In the previous week, Riot Platforms had 1 more articles in the media than Live Oak Bancshares. MarketBeat recorded 9 mentions for Riot Platforms and 8 mentions for Live Oak Bancshares. Live Oak Bancshares' average media sentiment score of 0.21 beat Riot Platforms' score of -0.58 indicating that Live Oak Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Riot Platforms
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
3 Very Negative mention(s)
Negative

Live Oak Bancshares has a beta of 1.81, meaning that its share price is 81% more volatile than the S&P 500. Comparatively, Riot Platforms has a beta of 4.62, meaning that its share price is 362% more volatile than the S&P 500.

Riot Platforms has a consensus target price of $20.65, indicating a potential upside of 7.29%. Given Riot Platforms' higher probable upside, analysts plainly believe Riot Platforms is more favorable than Live Oak Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
3.00
Riot Platforms
0 Sell rating(s)
0 Hold rating(s)
13 Buy rating(s)
0 Strong Buy rating(s)
3.00

64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 40.3% of Riot Platforms shares are held by institutional investors. 23.4% of Live Oak Bancshares shares are held by company insiders. Comparatively, 6.9% of Riot Platforms shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Riot Platforms has lower revenue, but higher earnings than Live Oak Bancshares. Riot Platforms is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$936.15M1.68$77.47M$1.2228.25
Riot Platforms$376.66M18.89$109.40M-$0.43-44.77

Summary

Live Oak Bancshares beats Riot Platforms on 10 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState Commercial Banks – Fed Reserve System IndustryFinancial SectorNYSE Exchange
Market Cap$1.58B$2.35B$6.43B$21.67B
Dividend Yield0.34%2.27%4.33%3.56%
P/E Ratio28.2515.981,777.7729.69
Price / Sales1.682.611,340.6665.35
Price / Cash15.9712.43127.9424.87
Price / Book1.561.242.104.60
Net Income$77.47M$153.05M$1.23B$1.00B
7 Day Performance-5.17%-2.59%3.80%1.74%
1 Month Performance-8.32%-3.90%6.16%3.74%
1 Year PerformanceN/AN/A34.61%13.34%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
1.4999 of 5 stars
$34.47
-1.8%
N/AN/A$1.58B$936.15M28.251,052
RIOT
Riot Platforms
1.7435 of 5 stars
$17.69
+5.7%
$19.96
+12.8%
+167.4%$6.54B$376.66M-41.14340Analyst Forecast
Insider Trade
Gap Up
PFSI
PennyMac Financial Services
4.3285 of 5 stars
$123.94
+1.1%
$119.33
-3.7%
+12.2%$6.41B$1.59B17.194,100Analyst Upgrade
VLY
Valley National Bancorp
4.694 of 5 stars
$10.68
+0.3%
$12.29
+15.0%
+21.6%$5.98B$3.58B13.693,732Analyst Forecast
GBCI
Glacier Bancorp
1.1517 of 5 stars
$49.83
+2.1%
N/AN/A$5.92B$1.27B25.953,595
OZK
Bank OZK
4.6442 of 5 stars
$52.01
+0.3%
$56.80
+9.2%
+21.7%$5.91B$2.77B8.443,028Dividend Increase
Analyst Forecast
UPST
Upstart
4.1934 of 5 stars
$57.35
+0.7%
$81.08
+41.4%
+38.0%$5.52B$636.53M-716.881,193
HWC
Hancock Whitney
4.4947 of 5 stars
$63.26
+0.4%
$70.00
+10.7%
+27.0%$5.36B$2.06B11.653,476Analyst Revision
CORZ
Core Scientific
1.2136 of 5 stars
$16.85
+0.1%
$18.53
+10.0%
+52.8%$5.15B$510.67M-30.09200Analyst Forecast
AUB
Atlantic Union Bankshares
4.8934 of 5 stars
$35.95
+0.9%
$40.25
+12.0%
-3.4%$5.12B$1.05B15.701,880Positive News
Analyst Forecast
AX
AXOS FINANCIAL
3.273 of 5 stars
$87.26
0.0%
$95.33
+9.3%
+38.0%$4.94B$1.95B11.701,989Analyst Forecast

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This page (NYSE:LOB) was last updated on 10/2/2025 by MarketBeat.com Staff
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