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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$34.59 -0.18 (-0.52%)
As of 03:58 PM Eastern

LOB vs. OMF, PFSI, VLY, CORZ, OZK, WULF, GBCI, CLSK, HWC, and GGAL

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include OneMain (OMF), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Core Scientific (CORZ), Bank OZK (OZK), TeraWulf (WULF), Glacier Bancorp (GBCI), Cleanspark (CLSK), Hancock Whitney (HWC), and Grupo Financiero Galicia (GGAL). These companies are all part of the "banking" industry.

Live Oak Bancshares vs. Its Competitors

Live Oak Bancshares (NYSE:LOB) and OneMain (NYSE:OMF) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, media sentiment, earnings, dividends, analyst recommendations, risk, valuation and institutional ownership.

In the previous week, OneMain had 9 more articles in the media than Live Oak Bancshares. MarketBeat recorded 10 mentions for OneMain and 1 mentions for Live Oak Bancshares. OneMain's average media sentiment score of 1.16 beat Live Oak Bancshares' score of -1.16 indicating that OneMain is being referred to more favorably in the news media.

Company Overall Sentiment
Live Oak Bancshares Negative
OneMain Positive

OneMain has higher revenue and earnings than Live Oak Bancshares. OneMain is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$936.15M1.69$77.47M$1.2228.35
OneMain$4.99B1.33$509M$5.5410.09

OneMain has a consensus price target of $60.50, suggesting a potential upside of 8.28%. Given OneMain's stronger consensus rating and higher possible upside, analysts plainly believe OneMain is more favorable than Live Oak Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67
OneMain
0 Sell rating(s)
4 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.75

Live Oak Bancshares has a beta of 1.81, meaning that its share price is 81% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.32, meaning that its share price is 32% more volatile than the S&P 500.

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. OneMain pays an annual dividend of $4.16 per share and has a dividend yield of 7.4%. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. OneMain pays out 75.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. OneMain has increased its dividend for 5 consecutive years. OneMain is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

OneMain has a net margin of 12.63% compared to Live Oak Bancshares' net margin of 5.71%. OneMain's return on equity of 20.65% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares5.71% 5.46% 0.42%
OneMain 12.63%20.65%2.57%

64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 23.4% of Live Oak Bancshares shares are held by company insiders. Comparatively, 0.4% of OneMain shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

OneMain beats Live Oak Bancshares on 14 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState Commercial Banks – Fed Reserve System IndustryFinancial SectorNYSE Exchange
Market Cap$1.59B$1.78B$4.84B$21.83B
Dividend Yield0.35%2.32%4.42%3.61%
P/E Ratio28.3517.2323.9532.47
Price / Sales1.692.571,353.1285.64
Price / Cash15.7712.21127.7924.48
Price / Book1.561.132.124.60
Net Income$77.47M$103.49M$1.22B$1.02B
7 Day Performance-3.51%-1.28%-0.71%-0.71%
1 Month Performance-5.23%-3.45%0.03%-0.62%
1 Year PerformanceN/AN/A39.83%10.38%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
1.3294 of 5 stars
$34.59
-0.5%
N/AN/A$1.59B$936.15M28.351,052News Coverage
Earnings Report
OMF
OneMain
4.9377 of 5 stars
$52.15
-5.1%
$60.75
+16.5%
+21.4%$6.20B$4.99B9.419,000Positive News
PFSI
PennyMac Financial Services
4.497 of 5 stars
$117.16
+2.3%
$130.17
+11.1%
+15.2%$6.06B$3.20B16.254,100Trending News
Earnings Report
Dividend Announcement
Analyst Forecast
Gap Up
VLY
Valley National Bancorp
4.9249 of 5 stars
$10.33
-5.2%
$12.68
+22.8%
+14.8%$5.77B$3.58B13.243,732Upcoming Earnings
Dividend Announcement
CORZ
Core Scientific
1.2256 of 5 stars
$18.52
+2.7%
$18.71
+1.0%
+49.9%$5.69B$510.67M-33.07200Trending News
Analyst Upgrade
Gap Up
High Trading Volume
OZK
Bank OZK
4.9399 of 5 stars
$48.83
-4.9%
$57.80
+18.4%
+5.9%$5.55B$2.77B7.933,028Earnings Report
Analyst Forecast
Analyst Revision
WULF
TeraWulf
2.3931 of 5 stars
$13.51
-0.6%
$11.50
-14.9%
+111.6%$5.51B$144.09M-38.606Analyst Forecast
GBCI
Glacier Bancorp
1.6268 of 5 stars
$46.11
-3.0%
N/AN/A$5.48B$1.27B24.023,595News Coverage
Positive News
Earnings Report
CLSK
Cleanspark
4.0986 of 5 stars
$19.28
-4.0%
$20.47
+6.2%
+47.9%$5.42B$378.97M22.68130Analyst Forecast
Gap Up
HWC
Hancock Whitney
4.7637 of 5 stars
$59.01
-4.5%
$70.00
+18.6%
+11.3%$5.00B$2.06B10.873,476Insider Trade
Analyst Revision
GGAL
Grupo Financiero Galicia
4.2783 of 5 stars
$33.13
-4.0%
$74.00
+123.4%
-36.6%$4.89B$6.46T4.8812,440Analyst Downgrade
Short Interest ↑

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This page (NYSE:LOB) was last updated on 10/22/2025 by MarketBeat.com Staff
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