NU (NU) Financials

$11.95 -0.04 (-0.33%)

Closing price 05/27/2025 03:59 PM Eastern

Extended Trading

$11.93 -0.02 (-0.17%)

As of 09:20 AM Eastern

Annual Income Statements for NU

This table shows NU's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Net Income / (Loss) Attributable to Common Shareholders	1,972	1,031	-56	-165	-479	599
Consolidated Net Income / (Loss)	1,972	1,031	-56	-165	-479	599
Net Income / (Loss) Continuing Operations	1,972	1,031	-56	-165	-479	599
Total Pre-Tax Income	3,509	2,215	0.00	54	-193	-129
Total Operating Income	232	97	0.00	-144	-172	619
Total Gross Profit	5,253	3,491	0.00	733	327	248
Total Revenue	1,281	1,101	0.00	461	0.00	0.00
Operating Revenue	1,281	1,101	-	461	0.00	0.00
Total Cost of Revenue	260	216	0.00	117	0.00	0.00
Operating Cost of Revenue	260	216	-	117	-	-
Total Operating Expenses	789	788	0.00	488	172	-619
Selling, General & Admin Expense	1,256	1,042	-	629	-266	-200
Marketing Expense	246	171	-	80	19	-42
Other Operating Expenses / (Income)	-713	-425	-	-221	419	-377
Total Other Income / (Expense), net	3,277	2,118	0.00	199	-285	17
Interest Expense	2,835	2,037	-	367	114	-110
Interest & Investment Income	9,631	6,440	-	1,047	-	-
Other Income / (Expense), net	-3,520	-2,285	-	-481	-171	-93
Income Tax Expense	1,537	1,184	56	220	22	37
Weighted Average Basic Shares Outstanding	4.82B	4.77B	4.69B	1.60B	1.32M	-
Weighted Average Diluted Shares Outstanding	4.82B	4.77B	4.69B	1.60B	1.32M	-
Weighted Average Basic & Diluted Shares Outstanding	9.68B	9.60B	4.69B	3.20B	1.32M	-

No quarterly income statements for NU are available.

This table details how cash moves in and out of NU's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Net Change in Cash & Equivalents	11,696	5,932	6,690	6,819	3,270	3,031
Net Cash From Operating Activities	9,581	10,003	7,989	7,628	3,296	2,870
Net Cash From Continuing Operating Activities	9,581	10,003	7,989	7,628	3,296	2,870
Net Income / (Loss) Continuing Operations	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation Expense	77	63	36	17	7.43	5.07
Non-Cash Adjustments To Reconcile Net Income	10,217	10,615	8,371	7,835	3,333	2,905
Changes in Operating Assets and Liabilities, net	-713	-676	-418	-225	-44	-40
Net Cash From Investing Activities	0.00	0.00	0.00	0.00	0.00	0.00
Net Cash From Continuing Investing Activities	0.00	0.00	0.00	0.00	0.00	0.00
Net Cash From Financing Activities	2,116	-4,071	-1,299	-809	-26	161
Net Cash From Continuing Financing Activities	2,116	-4,071	-1,299	-809	-26	161
Issuance of Debt	1,310	470	581	116	18	161
Other Financing Activities, net	806	-4,540	-1,880	-925	-44	0.00
Cash Interest Received	5,821	3,389	1,573	564	263	0.00

No quarterly cash flow statements for NU are available.

This table presents NU's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Total Assets	49,931	43,498	29,935	19,859	10,154
Total Current Assets	18,995	29,305	22,966	6,027	3,174
Note & Lease Receivable	5,322	12,414	8,233	1,195	175
Accounts Receivable	1,413	1,689	522	50	-
Other Current Assets	12,260	-	-	4,782	3,000
Plant, Property, & Equipment, net	-3,421	0.00	0.00	128	102
Plant, Property & Equipment, gross	-0.08	-	-	-0.08	-0.05
Accumulated Depreciation	3,421	-	-	-128	-102
Total Noncurrent Assets	39,362	21,246	13,045	20,128	8,923
Long-Term Investments	99	-	-	-	-
Goodwill	414	398	397	402	0.83
Intangible Assets	348	296	182	72	12
Noncurrent Deferred & Refundable Income Taxes	1,818	1,538	811	361	125
Other Noncurrent Operating Assets	36,682	19,014	11,655	19,293	8,785
Total Liabilities & Shareholders' Equity	65,486	43,498	29,935	29,469	14,622
Total Liabilities	42,284	37,092	25,044	15,416	9,716
Total Current Liabilities	14,387	9,755	7,055	9,573	3,985
Other Current Liabilities	14,387	-	-	9,573	3,985
Total Noncurrent Liabilities	43,452	35,026	23,956	15,453	10,199
Other Noncurrent Operating Liabilities	43,452	35,791	24,492	15,414	10,111
Total Equity & Noncontrolling Interests	7,647	6,410	4,902	4,443	438
Total Preferred & Common Equity	7,646	6,410	4,902	4,441	438
Total Common Equity	7,646	6,410	4,902	4,441	438
Other Equity Adjustments	7,646	4,973	4,964	4,441	438
Noncontrolling Interest	0.79	-	-	1.51	0.00

No quarterly balance sheets for NU are available.

This table displays calculated financial ratios and metrics derived from NU's official financial filings.

Metric	2024	2023	2022	2021	2020	2019
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Growth Metrics	-	-	-	-	-	-
Revenue Growth	16.36%	0.00%	-100.00%	0.00%	0.00%	0.00%
EBITDA Growth	-51.07%	-6,072.66%	105.86%	-80.61%	-163.29%	0.00%
EBIT Growth	-50.25%	0.00%	100.00%	-81.75%	-165.31%	0.00%
NOPAT Growth	-19.37%	0.00%	-100.00%	462.86%	-127.84%	0.00%
Net Income Growth	91.37%	1,949.05%	66.29%	65.52%	-179.99%	0.00%
EPS Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Growth	-4.22%	25.21%	4.73%	131.42%	14.85%	0.00%
Free Cash Flow Firm Growth	126.24%	-89.23%	523.05%	-253.25%	0.00%	0.00%
Invested Capital Growth	-368.51%	-11.65%	-912.83%	166.52%	0.00%	0.00%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-
Gross Margin	409.94%	317.01%	0.00%	159.06%	0.00%	0.00%
EBITDA Margin	-250.54%	-192.99%	0.00%	-131.86%	0.00%	0.00%
Operating Margin	18.11%	8.83%	0.00%	-31.31%	0.00%	0.00%
EBIT Margin	-256.56%	-198.70%	0.00%	-135.62%	0.00%	0.00%
Profit (Net Income) Margin	153.90%	93.58%	0.00%	-35.88%	0.00%	0.00%
Tax Burden Percent	56.21%	46.53%	0.00%	-303.42%	248.19%	-463.54%
Interest Burden Percent	-106.72%	-101.22%	0.00%	-8.72%	56.18%	-24.56%
Effective Tax Rate	43.79%	53.47%	0.00%	403.42%	0.00%	0.00%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	28.07%	18.22%	-1.19%	-6.78%	-109.43%	0.00%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	-215.77%	0.00%	0.00%
Operating Return on Assets (OROA)	-7.05%	-5.96%	0.00%	-4.16%	0.00%	0.00%
Return on Assets (ROA)	4.23%	2.81%	0.00%	-1.10%	0.00%	0.00%
Return on Common Equity (ROCE)	28.06%	18.22%	-1.19%	-6.77%	-109.43%	0.00%
Return on Equity Simple (ROE_SIMPLE)	25.79%	16.08%	-1.14%	-3.72%	-109.43%	0.00%
Net Operating Profit after Tax (NOPAT)	130	45	0.00	438	-121	433
NOPAT Margin	10.18%	4.11%	0.00%	95.00%	0.00%	0.00%
Net Nonoperating Expense Percent (NNEP)	20.81%	5.95%	-0.61%	-21.86%	-30.63%	0.00%
Return On Investment Capital (ROIC_SIMPLE)	1.71%	-	-	-	-	-
Cost of Revenue to Revenue	20.32%	19.61%	0.00%	25.42%	0.00%	0.00%
SG&A Expenses to Revenue	98.03%	94.65%	0.00%	136.49%	0.00%	0.00%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	61.58%	71.57%	0.00%	105.89%	0.00%	0.00%
Earnings before Interest and Taxes (EBIT)	-3,288	-2,188	0.00	-625	-344	526
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	-3,210	-2,125	36	-608	-336	531
Valuation Ratios	-	-	-	-	-	-
Price to Book Value (P/BV)	6.46	6.10	3.83	0.61	5.94	0.00
Price to Tangible Book Value (P/TBV)	7.17	6.84	4.34	0.68	6.12	0.00
Price to Revenue (P/Rev)	38.53	35.51	0.00	5.89	0.00	0.00
Price to Earnings (P/E)	25.04	37.95	0.00	0.00	0.00	4.34
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	3.99%	2.64%	0.00%	0.00%	0.00%	23.03%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	2.15	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	38.46	19.83	0.00	5.91	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	97.34	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	377.85	482.93	0.00	6.22	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	5.14	2.18	0.43	0.36	0.81	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	19.77	17.54	0.30	0.00	1.50	0.00
Leverage & Solvency	-	-	-	-	-	-
Debt to Equity	0.00	-0.32	-0.22	0.00	0.18	0.00
Long-Term Debt to Equity	0.00	-0.32	-0.22	0.00	0.18	0.00
Financial Leverage	-1.26	-2.93	-1.97	-1.13	-5.35	0.00
Leverage Ratio	6.64	6.49	5.33	6.15	23.18	0.00
Compound Leverage Factor	-7.08	-6.57	0.00	-0.54	13.02	0.00
Debt to Total Capital	0.00%	-47.56%	-28.52%	0.22%	15.40%	0.00%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	-47.56%	-28.52%	0.22%	15.40%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.01%	0.00%	0.00%	0.03%	0.00%	0.00%
Common Equity to Total Capital	99.99%	147.56%	128.52%	99.74%	84.60%	0.00%
Debt to EBITDA	0.00	0.97	-30.57	-0.02	-0.24	0.00
Net Debt to EBITDA	0.00	8.13	-429.98	-0.02	-0.24	0.00
Long-Term Debt to EBITDA	0.00	0.97	-30.57	-0.02	-0.24	0.00
Debt to NOPAT	0.00	-45.68	0.00	0.02	-0.66	0.00
Net Debt to NOPAT	0.00	-381.84	0.00	0.02	-0.66	0.00
Long-Term Debt to NOPAT	0.00	-45.68	0.00	0.02	-0.66	0.00
Altman Z-Score	0.62	1.03	1.09	-0.19	-0.05	0.00
Noncontrolling Interest Sharing Ratio	0.01%	0.00%	0.02%	0.03%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-
Current Ratio	1.32	3.00	3.26	0.63	0.80	0.00
Quick Ratio	0.47	3.00	3.26	0.13	0.04	0.00
Cash Flow Metrics	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	2,492	1,245	11,566	-2,734	1,784	0.00
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	0.88	0.61	0.00	-7.44	15.66	0.00
Operating Cash Flow to Interest Expense	3.38	4.91	0.00	20.76	28.93	0.00
Operating Cash Flow Less CapEx to Interest Expense	3.38	4.91	0.00	20.76	28.93	0.00
Efficiency Ratios	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.00	0.03	0.00	0.00
Accounts Receivable Turnover	0.83	1.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	3.99	0.00	0.00
Accounts Payable Turnover	0.00	0.03	0.00	0.00	0.00	0.00
Days Sales Outstanding (DSO)	441.87	366.38	0.00	0.00	0.00	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	14,207.56	0.00	0.00	0.00	0.00
Cash Conversion Cycle (CCC)	441.87	-13,841.17	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-
Invested Capital	-3,002	-11,499	-10,299	1,267	-1,905	0.00
Invested Capital Turnover	-0.70	-0.10	0.00	-1.45	0.00	0.00
Increase / (Decrease) in Invested Capital	-2,362	-1,200	-11,566	3,172	-1,905	0.00
Enterprise Value (EV)	49,277	21,839	3,463	2,724	2,682	0.00
Market Capitalization	49,375	39,108	18,763	2,712	2,602	2,602
Book Value per Share	$1.60	$1.37	$1.06	$2.77	$333.02	$0.00
Tangible Book Value per Share	$1.44	$1.22	$0.94	$2.48	$322.98	$0.00
Total Capital	7,647	4,344	3,814	4,453	518	0.00
Total Debt	0.00	-2,066	-1,088	10	80	0.00
Total Long-Term Debt	0.00	-2,066	-1,088	10	80	0.00
Net Debt	-99	-17,268	-15,299	10	80	0.00
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00
Debt-free, Cash-free Net Working Capital (DFCFNWC)	4,608	4,348	1,700	-3,546	-810	0.00
Debt-free Net Working Capital (DFNWC)	4,608	19,550	15,911	-3,546	-810	0.00
Net Working Capital (NWC)	4,608	19,550	15,911	-3,546	-810	0.00
Net Nonoperating Expense (NNE)	-1,842	-985	56	603	359	-166
Net Nonoperating Obligations (NNO)	-10,649	-17,909	-15,201	-3,176	-2,343	0.00
Total Depreciation and Amortization (D&A)	77	63	36	17	7.43	5.07
Debt-free, Cash-free Net Working Capital to Revenue	359.58%	394.84%	0.00%	-769.60%	0.00%	0.00%
Debt-free Net Working Capital to Revenue	359.58%	1,775.37%	0.00%	-769.60%	0.00%	0.00%
Net Working Capital to Revenue	359.58%	1,775.37%	0.00%	-769.60%	0.00%	0.00%
Earnings Adjustments	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$0.00	($0.10)	$0.00	$0.00
Adjusted Weighted Average Basic Shares Outstanding	4.82B	4.77B	4.69B	4.61B	0.00	0.00
Adjusted Diluted Earnings per Share	$0.00	$0.00	$0.00	$1,602,126.00	$0.00	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	4.82B	4.77B	4.69B	4.61B	0.00	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	9.68B	9.60B	4.69B	4.61B	0.00	0.00
Normalized Net Operating Profit after Tax (NOPAT)	130	68	0.00	-101	-121	433
Normalized NOPAT Margin	10.18%	6.18%	0.00%	-21.92%	0.00%	0.00%
Pre Tax Income Margin	273.81%	201.13%	0.00%	11.83%	0.00%	0.00%
Debt Service Ratios	-	-	-	-	-	-
EBIT to Interest Expense	-1.16	-1.07	0.00	-1.70	-3.02	0.00
NOPAT to Interest Expense	0.05	0.02	0.00	1.19	-1.06	0.00
EBIT Less CapEx to Interest Expense	-1.16	-1.07	0.00	-1.70	-3.02	0.00
NOPAT Less CapEx to Interest Expense	0.05	0.02	0.00	1.19	-1.06	0.00
Payout Ratios	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

No quarterly metrics and ratios for NU are available.

Frequently Asked Questions About NU's Financials

When does NU's fiscal year end?

According to the most recent income statement we have on file, NU's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has NU's net income changed over the last 5 years?

NU's net income appears to be on an upward trend, with a most recent value of $1.97 billion in 2024, rising from $599.35 million in 2019. The previous period was $1.03 billion in 2023. View NU's forecast to see where analysts expect NU to go next.

What is NU's operating income?

NU's total operating income in 2024 was $232.02 million, based on the following breakdown:

Total Gross Profit: $5.25 billion
Total Operating Expenses: $789.05 million

How has NU revenue changed over the last 5 years?

Over the last 5 years, NU's total revenue changed from $0.00 in 2019 to $1.28 billion in 2024, a change of 128,138,900,000.0%.

How much debt does NU have?

NU's total liabilities were at $42.28 billion at the end of 2024, a 14.0% increase from 2023, and a 335.2% increase since 2020.

How has NU's book value per share changed over the last 5 years?

Over the last 5 years, NU's book value per share changed from 0.00 in 2019 to 1.60 in 2024, a change of 160.4%.

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This page (NYSE:NU) was last updated on 5/28/2025 by MarketBeat.com Staff

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NU (NU) Financials

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NU (NU) Financials

Annual Income Statements for NU

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Annual Cash Flow Statements for NU

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