Prosperity Bancshares (PB) Financials

$69.80 -0.12 (-0.16%)

Closing price 05/23/2025 03:59 PM Eastern

Extended Trading

$69.78 -0.02 (-0.02%)

As of 05/23/2025 04:20 PM Eastern

Annual Income Statements for Prosperity Bancshares

This table shows Prosperity Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	479	419	525	519	529	333	322	272	274	287
Consolidated Net Income / (Loss)	479	419	525	519	529	333	322	272	274	287
Net Income / (Loss) Continuing Operations	479	419	525	519	529	333	322	272	274	287
Total Pre-Tax Income	613	534	666	660	645	419	403	406	409	430
Total Revenue	1,192	1,110	1,150	1,133	1,162	820	746	733	751	751
Net Interest Income / (Expense)	1,026	956	1,005	993	1,031	696	630	617	633	631
Total Interest Income	1,624	1,445	1,095	1,047	1,144	833	727	677	676	670
Loans and Leases Interest Income	1,313	1,149	831	870	976	621	504	468	475	475
Investment Securities Interest Income	247	283	260	175	167	210	222	208	200	194
Federal Funds Sold and Securities Borrowed Interest Income	64	12	3.23	1.56	1.20	1.68	1.34	0.83	0.35	0.27
Total Interest Expense	597	488	90	54	113	137	98	60	43	39
Deposits Interest Expense	409	272	68	53	103	111	71	46	39	36
Long-Term Debt Interest Expense	0.00	0.04	0.00	0.00	5.50	1.08	0.00	0.00	0.04	0.79
Federal Funds Purchased and Securities Sold Interest Expense	6.95	9.40	2.64	0.70	1.63	3.38	1.99	1.27	0.93	0.82
Other Interest Expense	182	206	19	0.00	3.55	21	24	13	3.07	1.51
Total Non-Interest Income	166	153	145	140	132	124	116	117	118	121
Trust Fees by Commissions	19	18	16	14	12	13	13	11	13	14
Service Charges on Deposit Accounts	26	25	25	24	24	21	21	21	19	-
Other Service Charges	103	107	99	93	90	88	80	79	78	104
Net Realized & Unrealized Capital Gains on Investments	14	1.99	3.93	1.10	-5.53	-1.81	-0.77	3.27	1.86	2.40
Other Non-Interest Income	3.10	2.30	1.40	8.30	11	5.01	3.36	2.13	7.08	-
Provision for Credit Losses	9.07	19	0.00	0.00	20	4.30	16	14	24	7.56
Total Non-Interest Expense	571	557	484	474	497	397	326	313	318	314
Salaries and Employee Benefits	352	328	315	311	309	226	208	192	198	193
Net Occupancy & Equipment Expense	36	36	32	32	35	24	23	22	23	24
Other Operating Expenses	96	105	71	66	73	56	60	62	58	59
Depreciation Expense	19	18	18	18	18	14	12	12	13	13
Amortization Expense	63	54	48	47	53	30	24	24	26	25
Restructuring Charge	4.44	15	0.27	0.00	8.02	46	0.00	0.00	-	-
Income Tax Expense	133	115	142	140	116	87	81	134	134	144
Basic Earnings per Share	$5.05	$4.51	$5.73	$5.60	$5.68	$4.52	$4.61	$3.92	$3.94	$4.09
Weighted Average Basic Shares Outstanding	95.26M	93.53M	91.31M	92.16M	92.93M	94.74M	69.82M	69.48M	69.67M	70.03M
Diluted Earnings per Share	$5.05	$4.51	$5.73	$5.60	$5.68	$4.52	$4.61	$3.92	$3.94	$4.09
Weighted Average Diluted Shares Outstanding	95.26M	93.53M	91.31M	92.16M	92.93M	94.74M	69.82M	69.48M	69.67M	70.03M
Weighted Average Basic & Diluted Shares Outstanding	95.26M	93.53M	91.31M	92.16M	92.93M	94.74M	69.82M	69.48M	69.67M	70.03M

This table shows Prosperity Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	130	130	127	112	110	95	112	87	125	138	136
Consolidated Net Income / (Loss)	130	130	127	112	110	95	112	87	125	138	136
Net Income / (Loss) Continuing Operations	130	130	127	112	110	95	112	87	125	138	136
Total Pre-Tax Income	166	166	162	143	141	121	143	112	159	175	173
Total Revenue	307	308	303	305	277	274	278	276	282	294	295
Net Interest Income / (Expense)	265	268	262	259	238	237	240	236	243	256	261
Total Interest Income	393	411	418	413	382	376	380	360	327	309	280
Loans and Leases Interest Income	319	333	337	336	306	307	309	287	247	235	210
Investment Securities Interest Income	58	58	60	62	66	68	70	72	73	73	69
Federal Funds Sold and Securities Borrowed Interest Income	16	20	21	14	9.27	1.79	1.69	1.76	7.01	0.93	0.53
Total Interest Expense	127	143	156	154	144	139	141	124	84	52	19
Deposits Interest Expense	96	102	108	106	93	85	76	64	47	36	15
Federal Funds Purchased and Securities Sold Interest Expense	1.33	1.50	1.66	1.76	2.03	2.09	2.53	2.67	2.10	1.73	0.49
Other Interest Expense	30	40	47	46	49	52	62	57	34	15	3.72
Total Non-Interest Income	41	40	41	46	39	37	39	40	38	38	35
Trust Fees by Commissions	4.86	4.58	4.74	4.79	5.39	4.42	4.39	4.36	4.37	4.40	4.11
Service Charges on Deposit Accounts	7.41	6.99	6.66	6.44	6.41	6.32	6.26	6.08	5.93	5.93	6.22
Other Service Charges	28	27	25	24	26	25	27	27	28	25	24
Net Realized & Unrealized Capital Gains on Investments	-0.24	0.58	3.40	9.82	0.26	-0.08	-0.05	1.99	0.12	2.09	0.05
Other Non-Interest Income	1.01	0.78	0.96	0.75	0.61	0.54	0.86	0.66	0.24	0.10	0.34
Provision for Credit Losses	0.00	-	0.00	9.07	0.00	-	0.00	19	0.00	-	0.00
Total Non-Interest Expense	140	142	140	153	136	152	136	146	123	119	122
Salaries and Employee Benefits	89	89	88	90	86	80	85	85	78	75	80
Net Occupancy & Equipment Expense	9.15	8.96	9.29	8.92	8.62	9.09	9.46	8.94	8.03	8.15	8.41
Other Operating Expenses	22	23	22	29	23	43	21	21	20	19	18
Depreciation Expense	4.77	4.79	4.74	4.84	4.69	4.61	4.59	4.66	4.43	4.44	4.44
Amortization Expense	15	16	16	16	14	14	14	14	12	12	12
Income Tax Expense	36	36	35	31	31	26	30	25	34	37	37
Basic Earnings per Share	$1.37	$1.36	$1.34	$1.17	$1.18	$1.00	$1.20	$0.94	$1.37	$1.51	$1.49
Weighted Average Basic Shares Outstanding	95.28M	95.26M	95.26M	95.26M	95.94M	93.53M	93.71M	93.72M	94.28M	91.31M	91.31M
Diluted Earnings per Share	$1.37	$1.36	$1.34	$1.17	$1.18	$1.00	$1.20	$0.94	$1.37	$1.51	$1.49
Weighted Average Diluted Shares Outstanding	95.28M	95.26M	95.26M	95.26M	95.94M	93.53M	93.71M	93.72M	94.28M	91.31M	91.31M
Weighted Average Basic & Diluted Shares Outstanding	95.28M	95.26M	95.26M	95.26M	95.94M	93.53M	93.71M	93.72M	94.28M	91.31M	91.31M

This table details how cash moves in and out of Prosperity Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	1,514	34	-2,124	1,204	769	163	19	-45	-127	-114
Net Cash From Operating Activities	473	646	507	695	582	403	320	391	334	311
Net Cash From Continuing Operating Activities	473	646	507	695	582	403	320	391	334	311
Net Income / (Loss) Continuing Operations	479	419	525	519	529	333	322	272	274	287
Consolidated Net Income / (Loss)	479	419	525	519	529	333	322	272	274	287
Provision For Loan Losses	9.07	19	0.00	0.00	20	4.30	16	14	24	7.56
Depreciation Expense	35	31	28	30	31	20	18	19	22	22
Amortization Expense	23	28	43	58	39	31	32	39	43	58
Non-Cash Adjustments to Reconcile Net Income	-22	1.95	12	28	-22	-38	-1.97	-9.96	-19	-25
Changes in Operating Assets and Liabilities, net	-51	148	-101	59	-15	53	-66	56	-11	-39
Net Cash From Investing Activities	1,982	1,094	-1,964	-2,725	-1,274	1,260	-119	-373	41	-651
Net Cash From Continuing Investing Activities	1,982	1,094	-1,964	-2,725	-1,274	1,260	-119	-373	41	-651
Purchase of Property, Leasehold Improvements and Equipment	-21	-34	-42	-19	-22	-19	-15	-11	-5.01	-9.36
Purchase of Investment Securities	-37,793	-29,275	-41,541	-59,105	-60,777	-13,917	-9,981	-9,388	-10,074	-10,284
Sale and/or Maturity of Investments	39,796	30,403	39,620	56,400	59,525	15,195	9,877	9,027	10,129	9,642
Net Cash From Financing Activities	-940	-1,706	-667	3,235	1,461	-1,500	-182	-63	-502	226
Net Cash From Continuing Financing Activities	-940	-1,706	-667	3,235	1,461	-1,500	-182	-63	-502	226
Net Change in Deposits	-39	-2,931	-2,238	3,412	3,167	510	-565	514	-863	-11
Issuance of Debt	-525	1,675	1,850	0.00	-1,300	-	530	-	500	485
Repayment of Debt	0.00	-3.16	0.00	0.00	-129	-1,822	-4.10	-0.56	-7.84	-170
Repurchase of Common Equity	-75	-72	-66	-52	-115	-94	0.00	-	-51	-
Payment of Dividends	-214	-206	-193	-184	-174	-129	-104	-96	-86	-78
Other Financing Activities, Net	-87	-169	-20	59	12	35	-39	-481	5.96	0.02
Cash Interest Paid	590	459	86	56	118	139	96	60	43	44
Cash Income Taxes Paid	29	119	131	127	164	82	134	64	122	103

This table details how cash moves in and out of Prosperity Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-278	-238	702	421	628	-54	115	-8.52	-19	-178	208
Net Cash From Operating Activities	178	-206	275	216	187	28	244	195	180	-0.48	192
Net Cash From Continuing Operating Activities	178	-206	275	216	187	28	244	195	180	-0.48	192
Net Income / (Loss) Continuing Operations	130	130	127	112	110	95	112	87	125	138	136
Consolidated Net Income / (Loss)	130	130	127	112	110	95	112	87	125	138	136
Provision For Loan Losses	0.00	-	-	9.07	0.00	-	-	19	0.00	-	-
Depreciation Expense	8.42	8.92	8.89	8.99	7.92	8.17	8.16	7.83	6.81	7.00	7.01
Amortization Expense	5.03	5.61	5.57	5.83	5.82	6.43	6.90	7.13	7.38	8.70	9.95
Non-Cash Adjustments to Reconcile Net Income	0.88	-3.59	-1.48	-17	0.38	12	-0.01	-11	1.06	8.55	1.77
Changes in Operating Assets and Liabilities, net	34	-347	134	98	63	-94	116	85	40	-163	37
Net Cash From Investing Activities	460	437	331	808	405	620	678	-101	-102	-20	-208
Net Cash From Continuing Investing Activities	460	437	331	808	405	620	678	-101	-102	-20	-208
Purchase of Property, Leasehold Improvements and Equipment	-7.07	-4.82	-4.43	-4.70	-7.18	-4.64	-11	-8.06	-10	-8.17	-5.52
Purchase of Investment Securities	-6,636	-8,554	-11,601	-9,047	-8,591	-7,549	-9,093	-7,199	-5,433	-5,838	-11,496
Sale and/or Maturity of Investments	7,103	8,995	11,936	9,860	9,004	8,174	9,782	7,106	5,341	5,826	11,294
Net Cash From Financing Activities	-916	-468	96	-604	36	-702	-806	-102	-96	-158	225
Net Cash From Continuing Financing Activities	-916	-468	96	-604	36	-702	-806	-102	-96	-158	225
Net Change in Deposits	-355	294	155	-483	-4.19	-133	-68	-1,201	-1,529	-767	-565
Repayment of Debt	-500	-	76	-76	0.00	-	41	-44	0.00	-6.21	-27
Repurchase of Common Equity	0.00	-	-	-39	-35	-	-	-34	-38	-	-
Payment of Dividends	-55	-55	-53	-53	-52	-52	-52	-52	-50	-50	-47
Other Financing Activities, Net	-5.83	-6.98	-	-	-48	8.56	-	-	6.13	-20	-
Cash Interest Paid	135	275	112	100	103	184	92	104	80	50	18
Cash Income Taxes Paid	78	0.62	0.05	28	0.49	25	26	68	0.33	36	35

This table presents Prosperity Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	39,567	38,548	37,690	37,834	34,059	32,186	22,693	11,845	22,331	22,037
Cash and Due from Banks	1,972	458	424	2,548	1,343	574	411	-	436	563
Federal Funds Sold	0.29	0.26	0.30	0.24	0.55	0.52	0.55	-	1.18	1.42
Trading Account Securities	11,094	12,804	14,476	12,819	8,543	8,570	9,409	-	9,726	9,502
Loans and Leases, Net of Allowance	21,787	20,842	18,558	18,330	19,931	17,124	10,284	9,905	9,537	9,357
Loans and Leases	22,139	21,175	18,839	18,616	20,247	17,212	10,370	9,989	9,622	9,439
Allowance for Loan and Lease Losses	352	332	282	286	316	87	86	84	85	81
Loans Held for Sale	11	5.73	0.55	18,330	-	81	-	-	-	-
Premises and Equipment, Net	371	370	339	320	324	327	257	-	262	268
Goodwill	3,503	3,396	3,232	3,232	3,232	3,224	1,901	1,901	1,901	1,869
Intangible Assets	66	64	51	62	73	86	33	39	46	49
Other Assets	762	607	609	524	614	2,200	399	-	422	427
Total Liabilities & Shareholders' Equity	39,567	38,548	37,690	37,834	34,059	32,186	22,693	-0.11	22,331	22,037
Total Liabilities	32,128	31,469	30,990	31,407	27,929	26,215	18,641	0.00	18,689	18,574
Non-Interest Bearing Deposits	9,798	9,777	10,915	10,750	9,151	7,764	5,666	-	5,191	5,137
Interest Bearing Deposits	18,583	17,403	17,618	20,022	18,209	16,436	11,590	-	12,116	12,545
Short-Term Debt	222	309	428	448	390	377	1,316	-	1,311	807
Accrued Interest Payable	42	35	4.50	1.26	3.46	8.59	4.20	-	2.32	1.90
Long-Term Debt	3,200	3,725	1,850	0.00	0.00	1,430	-	-	-	-
Other Long-Term Liabilities	283	220	174	156	175	200	64	-	68	85
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	0.00
Total Equity & Noncontrolling Interests	7,438	7,079	6,699	6,427	6,131	5,971	4,053	-0.11	3,642	3,463
Total Preferred & Common Equity	7,438	7,079	6,699	6,427	6,131	5,971	4,053	3,824	3,642	3,463
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	0.00
Total Common Equity	7,438	7,079	6,699	6,427	6,131	5,971	4,053	-0.11	3,642	3,463
Common Stock	3,892	3,798	3,633	3,687	3,727	3,829	2,115	-	2,098	2,106
Retained Earnings	3,548	3,283	3,070	2,738	2,403	2,141	1,937	-	1,543	1,355
Accumulated Other Comprehensive Income / (Loss)	-1.62	-1.40	-3.47	1.81	0.77	0.60	0.31	-0.11	1.41	2.04

This table presents Prosperity Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	38,765	40,115	39,762	38,757	39,296	39,905	37,829	37,844
Cash and Due from Banks	1,695	2,210	1,508	1,086	512	397	405	602
Federal Funds Sold	0.22	0.21	0.23	0.25	0.23	0.18	0.22	0.24
Trading Account Securities	10,793	11,301	11,702	12,301	13,193	13,667	14,072	14,806
Loans and Leases, Net of Allowance	21,619	22,020	21,951	20,929	21,071	21,298	19,052	18,224
Loans and Leases	21,968	22,375	22,311	21,259	21,423	21,643	19,334	18,506
Allowance for Loan and Lease Losses	349	354	360	330	351	345	282	282
Loans Held for Sale	9.76	6.11	9.95	6.38	10	11	19,052	-
Premises and Equipment, Net	373	374	377	372	370	365	345	337
Goodwill	3,503	3,504	3,504	3,396	3,396	3,384	3,232	3,232
Intangible Assets	62	70	74	61	68	71	49	54
Other Assets	710	630	636	604	675	712	674	588
Total Liabilities & Shareholders' Equity	38,765	40,115	39,762	38,757	39,296	39,905	37,829	37,844
Total Liabilities	31,248	32,754	32,479	31,652	32,263	32,937	31,090	31,232
Non-Interest Bearing Deposits	9,676	9,811	9,707	9,527	10,282	10,365	10,108	11,154
Interest Bearing Deposits	18,351	18,276	18,227	17,649	17,031	17,016	16,896	18,146
Short-Term Debt	216	229	234	262	301	434	434	1,619
Accrued Interest Payable	34	174	130	76	80	29	8.37	2.10
Long-Term Debt	2,700	3,900	3,900	3,900	4,250	4,803	3,365	-
Other Long-Term Liabilities	271	363	283	239	320	290	248	310
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	7,517	7,361	7,283	7,105	7,033	6,968	6,739	6,612
Total Preferred & Common Equity	7,517	7,361	7,283	7,105	7,033	6,968	6,739	6,612
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	7,517	7,361	7,283	7,105	7,033	6,968	6,739	6,612
Common Stock	3,895	3,889	3,886	3,766	3,794	3,791	3,598	3,630
Retained Earnings	3,623	3,473	3,399	3,341	3,240	3,180	3,144	2,982
Accumulated Other Comprehensive Income / (Loss)	-1.09	-0.85	-1.59	-2.33	-1.93	-2.68	-3.48	-0.24

This table displays calculated financial ratios and metrics derived from Prosperity Bancshares' official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	7.44%	-3.53%	1.51%	-2.49%	41.73%	9.98%	1.65%	-2.34%	-0.03%	-5.14%
EBITDA Growth	12.97%	-19.55%	-1.38%	4.54%	52.11%	3.81%	-2.41%	-2.17%	-7.14%	-1.95%
EBIT Growth	14.63%	-19.77%	0.99%	2.27%	53.87%	4.01%	-0.75%	-0.63%	-5.01%	-3.49%
NOPAT Growth	14.33%	-20.06%	1.01%	-1.82%	59.04%	3.34%	18.24%	-0.84%	-4.25%	-3.63%
Net Income Growth	14.33%	-20.06%	1.01%	-1.82%	59.04%	3.34%	18.24%	-0.84%	-4.25%	-3.63%
EPS Growth	11.97%	-21.29%	2.32%	-1.41%	25.66%	-1.95%	17.60%	-0.51%	-3.67%	-5.32%
Operating Cash Flow Growth	-26.87%	27.61%	-27.09%	19.30%	44.49%	25.88%	-18.06%	16.86%	7.57%	-10.75%
Free Cash Flow Firm Growth	142.67%	-8.82%	-1,060.73%	-90.81%	186.03%	-130.54%	202.70%	-1,516.47%	-66.25%	-60.92%
Invested Capital Growth	-2.28%	23.79%	30.58%	5.45%	-16.17%	44.87%	-54.68%	139.12%	16.02%	14.26%
Revenue Q/Q Growth	2.94%	-1.80%	1.17%	-1.19%	2.35%	10.99%	0.14%	0.27%	-0.03%	-3.04%
EBITDA Q/Q Growth	7.13%	-8.39%	0.81%	-1.14%	10.53%	1.83%	0.02%	-0.58%	-1.14%	-2.19%
EBIT Q/Q Growth	7.87%	-9.06%	2.09%	-1.93%	11.13%	1.17%	0.58%	0.01%	-0.72%	-2.63%
NOPAT Q/Q Growth	7.78%	-9.18%	2.16%	-1.95%	10.66%	0.85%	5.30%	-0.60%	-0.61%	-2.63%
Net Income Q/Q Growth	7.78%	-9.18%	2.16%	-1.95%	10.66%	0.85%	5.30%	-0.60%	-0.61%	-2.63%
EPS Q/Q Growth	7.68%	-10.16%	2.69%	-2.10%	9.86%	-4.64%	5.25%	-0.76%	-0.25%	-3.08%
Operating Cash Flow Q/Q Growth	-33.09%	4.60%	-12.97%	-1.48%	5.74%	-9.05%	18.34%	18.97%	-12.94%	-10.52%
Free Cash Flow Firm Q/Q Growth	36.16%	40.61%	-69.44%	-42.59%	274.12%	-291.42%	1,749.77%	-1,328.59%	-192.06%	-14.59%
Invested Capital Q/Q Growth	-5.48%	-4.06%	9.07%	1.31%	-0.35%	54.35%	-7.34%	133.34%	14.16%	-5.29%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	56.21%	53.46%	64.10%	65.98%	61.54%	57.34%	60.75%	63.28%	63.17%	68.00%
EBIT Margin	51.39%	48.16%	57.91%	58.21%	55.50%	51.12%	54.05%	55.36%	54.41%	57.26%
Profit (Net Income) Margin	40.21%	37.79%	45.60%	45.82%	45.51%	40.55%	43.16%	37.11%	36.54%	38.15%
Tax Burden Percent	78.25%	78.46%	78.74%	78.72%	82.00%	79.33%	79.85%	67.02%	67.16%	66.63%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	21.75%	21.54%	21.26%	21.28%	18.00%	20.67%	20.15%	32.98%	32.84%	33.37%
Return on Invested Capital (ROIC)	4.36%	4.17%	6.62%	7.75%	7.40%	5.06%	3.74%	3.24%	5.95%	7.16%
ROIC Less NNEP Spread (ROIC-NNEP)	4.36%	4.17%	6.62%	7.75%	7.40%	5.06%	3.74%	3.24%	5.95%	7.16%
Return on Net Nonoperating Assets (RNNOA)	2.24%	1.91%	1.37%	0.52%	1.34%	1.58%	12.14%	11.70%	1.77%	1.39%
Return on Equity (ROE)	6.60%	6.09%	7.99%	8.27%	8.74%	6.64%	15.88%	14.95%	7.73%	8.55%
Cash Return on Invested Capital (CROIC)	6.67%	-17.09%	-19.90%	2.45%	24.99%	-31.59%	78.99%	-78.81%	-8.88%	-6.15%
Operating Return on Assets (OROA)	1.57%	1.40%	1.76%	1.84%	1.95%	1.53%	2.33%	2.38%	1.84%	1.98%
Return on Assets (ROA)	1.23%	1.10%	1.39%	1.44%	1.60%	1.21%	1.86%	1.59%	1.24%	1.32%
Return on Common Equity (ROCE)	6.60%	6.09%	7.99%	8.27%	8.74%	6.64%	15.88%	14.95%	7.73%	8.55%
Return on Equity Simple (ROE_SIMPLE)	6.44%	5.92%	7.83%	8.08%	8.63%	5.57%	7.94%	7.12%	7.54%	8.28%
Net Operating Profit after Tax (NOPAT)	479	419	525	519	529	333	322	272	274	287
NOPAT Margin	40.21%	37.79%	45.60%	45.82%	45.51%	40.55%	43.16%	37.11%	36.54%	38.15%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	32.55%	32.80%	30.18%	30.24%	29.62%	30.53%	30.88%	29.29%	29.42%	28.82%
Operating Expenses to Revenue	47.85%	50.17%	42.09%	41.79%	42.78%	48.36%	43.75%	42.69%	42.39%	41.73%
Earnings before Interest and Taxes (EBIT)	613	534	666	660	645	419	403	406	409	430
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	670	593	737	748	715	470	453	464	474	511
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.97	0.87	0.92	0.95	0.94	0.71	0.91	0.00	1.11	0.00
Price to Tangible Book Value (P/TBV)	1.86	1.70	1.81	1.95	2.03	1.60	1.73	0.00	2.38	0.00
Price to Revenue (P/Rev)	6.02	5.53	5.38	5.40	4.93	5.18	4.92	5.48	5.38	0.00
Price to Earnings (P/E)	14.97	14.64	11.79	11.78	10.84	12.77	11.41	14.78	14.71	0.00
Dividend Yield	3.00%	3.37%	3.11%	3.00%	3.02%	2.72%	2.84%	2.38%	2.13%	2.95%
Earnings Yield	6.68%	6.83%	8.48%	8.49%	9.22%	7.83%	8.77%	6.77%	6.80%	0.00%
Enterprise Value to Invested Capital (EV/IC)	0.79	0.87	0.90	0.58	0.73	0.70	0.85	0.34	0.99	0.00
Enterprise Value to Revenue (EV/Rev)	7.24	8.75	6.99	3.54	4.11	6.68	6.14	5.48	6.54	0.00
Enterprise Value to EBITDA (EV/EBITDA)	12.87	16.37	10.90	5.37	6.68	11.66	10.10	8.67	10.35	0.00
Enterprise Value to EBIT (EV/EBIT)	14.08	18.17	12.07	6.09	7.41	13.07	11.35	9.91	12.02	0.00
Enterprise Value to NOPAT (EV/NOPAT)	18.00	23.16	15.33	7.73	9.04	16.48	14.22	14.78	17.89	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	18.25	15.03	15.87	5.78	8.21	13.60	14.29	10.30	14.69	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	11.78	0.00	0.00	24.46	2.68	0.00	0.67	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.46	0.57	0.34	0.07	0.06	0.30	0.32	0.00	0.36	0.23
Long-Term Debt to Equity	0.43	0.53	0.28	0.00	0.00	0.24	0.00	0.00	0.00	0.00
Financial Leverage	0.51	0.46	0.21	0.07	0.18	0.31	3.25	3.61	0.30	0.19
Leverage Ratio	5.38	5.53	5.75	5.72	5.47	5.48	8.52	9.38	6.24	6.49
Compound Leverage Factor	5.38	5.53	5.75	5.72	5.47	5.48	8.52	9.38	6.24	6.49
Debt to Total Capital	31.51%	36.30%	25.38%	6.52%	5.98%	23.23%	24.51%	0.00%	26.47%	18.89%
Short-Term Debt to Total Capital	2.04%	2.78%	4.77%	6.52%	5.98%	4.85%	24.51%	0.00%	26.47%	18.89%
Long-Term Debt to Total Capital	29.46%	33.52%	20.61%	0.00%	0.00%	18.38%	0.00%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	68.49%	63.70%	74.62%	93.48%	94.03%	76.77%	75.49%	100.00%	73.53%	81.11%
Debt to EBITDA	5.11	6.80	3.09	0.60	0.54	3.84	2.90	0.00	2.76	1.58
Net Debt to EBITDA	2.16	6.03	2.51	-2.81	-1.33	2.62	2.00	0.00	1.84	0.48
Long-Term Debt to EBITDA	4.77	6.28	2.51	0.00	0.00	3.04	0.00	0.00	0.00	0.00
Debt to NOPAT	7.14	9.62	4.34	0.86	0.74	5.43	4.09	0.00	4.78	2.81
Net Debt to NOPAT	3.02	8.53	3.53	-4.04	-1.80	3.71	2.81	0.00	3.18	0.85
Long-Term Debt to NOPAT	6.68	8.88	3.53	0.00	0.00	4.30	0.00	0.00	0.00	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	733	-1,717	-1,578	164	1,786	-2,076	6,798	-6,619	-409	-246
Operating Cash Flow to CapEx	2,236.02%	1,892.53%	1,194.05%	3,652.23%	2,629.82%	2,168.14%	2,118.07%	3,479.61%	6,677.75%	3,321.73%
Free Cash Flow to Firm to Interest Expense	1.23	-3.52	-17.61	3.06	15.78	-15.14	69.64	-109.43	-9.49	-6.28
Operating Cash Flow to Interest Expense	0.79	1.32	5.65	12.96	5.15	2.94	3.28	6.46	7.75	7.93
Operating Cash Flow Less CapEx to Interest Expense	0.76	1.25	5.18	12.60	4.95	2.80	3.12	6.27	7.63	7.69
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.03	0.04	0.04	0.03	0.03
Fixed Asset Turnover	3.22	3.13	3.49	3.52	3.57	2.81	0.00	0.00	2.83	2.73
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	10,860	11,114	8,978	6,875	6,520	7,778	5,369	11,845	4,954	4,270
Invested Capital Turnover	0.11	0.11	0.15	0.17	0.16	0.12	0.09	0.09	0.16	0.19
Increase / (Decrease) in Invested Capital	-253	2,136	2,102	355	-1,257	2,409	-6,476	6,892	684	533
Enterprise Value (EV)	8,628	9,713	8,040	4,016	4,780	5,481	4,575	4,023	4,911	0.00
Market Capitalization	7,178	6,137	6,186	6,116	5,734	4,248	3,670	4,023	4,038	0.00
Book Value per Share	$78.08	$75.54	$73.37	$69.74	$66.24	$87.30	$58.03	$0.00	$52.42	$49.45
Tangible Book Value per Share	$40.62	$38.62	$37.42	$34.00	$30.53	$38.90	$30.34	($27.92)	$24.40	$22.06
Total Capital	10,860	11,114	8,978	6,875	6,520	7,778	5,369	-0.11	4,954	4,270
Total Debt	3,422	4,034	2,278	448	390	1,807	1,316	0.00	1,311	807
Total Long-Term Debt	3,200	3,725	1,850	0.00	0.00	1,430	0.00	0.00	0.00	0.00
Net Debt	1,449	3,576	1,854	-2,100	-954	1,233	905	0.00	874	243
Capital Expenditures (CapEx)	21	34	42	19	22	19	15	11	5.01	9.36
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	3,422	4,034	2,278	448	390	1,807	1,316	11,845	1,311	807
Total Depreciation and Amortization (D&A)	58	59	71	88	70	51	50	58	66	81
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$5.05	$4.51	$5.73	$5.60	$5.68	$4.52	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic Shares Outstanding	95.26M	93.53M	91.31M	92.16M	92.93M	94.74M	69.85M	69.83M	69.48M	69.87M
Adjusted Diluted Earnings per Share	$5.05	$4.51	$5.73	$5.60	$5.68	$4.52	$4.61	$3.92	$3.94	$4.09
Adjusted Weighted Average Diluted Shares Outstanding	95.26M	93.53M	91.31M	92.16M	92.93M	94.74M	69.85M	69.83M	69.48M	69.87M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$4.52	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	95.26M	93.53M	91.31M	92.16M	92.93M	94.74M	69.85M	69.83M	69.48M	69.87M
Normalized Net Operating Profit after Tax (NOPAT)	483	431	525	519	535	369	322	272	274	287
Normalized NOPAT Margin	40.50%	38.86%	45.61%	45.82%	46.07%	45.04%	43.16%	37.11%	36.54%	38.15%
Pre Tax Income Margin	51.39%	48.16%	57.91%	58.21%	55.50%	51.12%	54.05%	55.36%	54.41%	57.26%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	1.03	1.10	7.43	12.30	5.70	3.06	4.13	6.71	9.47	10.98
NOPAT to Interest Expense	0.80	0.86	5.85	9.69	4.67	2.42	3.30	4.50	6.36	7.31
EBIT Less CapEx to Interest Expense	0.99	1.03	6.96	11.95	5.50	2.92	3.97	6.53	9.35	10.74
NOPAT Less CapEx to Interest Expense	0.77	0.79	5.38	9.33	4.48	2.29	3.14	4.31	6.24	7.08
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	44.72%	49.06%	36.82%	35.48%	32.86%	38.76%	32.33%	35.23%	31.42%	27.30%
Augmented Payout Ratio	60.31%	66.29%	49.35%	45.51%	54.64%	67.17%	32.33%	35.23%	50.02%	27.30%

This table displays calculated financial ratios and metrics derived from Prosperity Bancshares' official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	10.67%	12.45%	8.81%	10.37%	-1.64%	-6.91%	-5.79%	-3.47%	2.42%	4.76%	4.29%
EBITDA Growth	16.01%	32.82%	12.21%	24.48%	-10.36%	-28.55%	-17.07%	-30.30%	-1.32%	3.23%	2.24%
EBIT Growth	17.78%	36.82%	13.91%	27.87%	-11.00%	-30.49%	-17.64%	-31.53%	2.27%	8.47%	5.97%
NOPAT Growth	17.93%	36.24%	13.43%	28.37%	-11.44%	-30.75%	-17.38%	-32.34%	1.94%	8.75%	5.62%
Net Income Growth	17.93%	36.24%	13.43%	28.37%	-11.44%	-30.75%	-17.38%	-32.34%	1.94%	8.75%	5.62%
EPS Growth	16.10%	36.00%	11.67%	24.47%	-13.87%	-33.77%	-19.46%	-32.86%	3.01%	11.03%	7.19%
Operating Cash Flow Growth	-4.92%	-836.53%	12.68%	11.08%	4.24%	5,946.86%	27.08%	145.08%	-23.72%	-100.64%	4.17%
Free Cash Flow Firm Growth	256.02%	118.78%	106.81%	118.69%	82.20%	-3.89%	-147.59%	-1,015.27%	-1,448.12%	-760.42%	-1,038.48%
Invested Capital Growth	-7.39%	-2.28%	-0.81%	-6.46%	6.91%	23.79%	40.73%	67.11%	51.73%	30.58%	21.29%
Revenue Q/Q Growth	-0.30%	1.59%	-0.66%	9.99%	1.30%	-1.69%	0.77%	-1.98%	-4.13%	-0.51%	3.25%
EBITDA Q/Q Growth	-0.43%	2.08%	12.18%	1.74%	14.00%	-13.76%	24.45%	-26.73%	-9.14%	0.11%	4.60%
EBIT Q/Q Growth	0.19%	2.22%	13.70%	1.14%	16.38%	-14.89%	27.63%	-29.61%	-9.10%	0.85%	6.11%
NOPAT Q/Q Growth	0.11%	2.20%	14.05%	1.07%	15.66%	-14.91%	29.07%	-30.28%	-9.56%	1.52%	5.70%
Net Income Q/Q Growth	0.11%	2.20%	14.05%	1.07%	15.66%	-14.91%	29.07%	-30.28%	-9.56%	1.52%	5.70%
EPS Q/Q Growth	0.74%	1.49%	14.53%	-0.85%	18.00%	-16.67%	27.66%	-31.39%	-9.27%	1.34%	6.43%
Operating Cash Flow Q/Q Growth	186.56%	-174.95%	26.86%	15.53%	570.53%	-88.53%	25.06%	8.41%	37,709.41%	-100.25%	141.18%
Free Cash Flow Firm Q/Q Growth	151.33%	73.80%	-75.49%	245.74%	69.74%	37.02%	32.70%	-38.82%	-76.57%	-50.09%	-203.14%
Invested Capital Q/Q Growth	-3.93%	-5.48%	0.64%	1.34%	1.37%	-4.06%	-5.10%	15.82%	17.39%	9.07%	12.70%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	58.64%	58.71%	58.43%	51.74%	55.94%	49.71%	56.66%	45.88%	61.38%	64.76%	64.37%
EBIT Margin	54.25%	53.99%	53.65%	46.88%	50.98%	44.37%	51.25%	40.46%	56.34%	59.42%	58.62%
Profit (Net Income) Margin	42.46%	42.29%	42.04%	36.62%	39.85%	34.90%	40.32%	31.48%	44.26%	46.92%	45.98%
Tax Burden Percent	78.27%	78.33%	78.35%	78.11%	78.17%	78.66%	78.68%	77.81%	78.56%	78.96%	78.44%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	21.73%	21.67%	21.65%	21.89%	21.83%	21.34%	21.32%	22.19%	21.44%	21.04%	21.56%
Return on Invested Capital (ROIC)	4.78%	4.59%	4.22%	3.51%	4.04%	3.86%	4.60%	3.70%	5.86%	6.81%	6.96%
ROIC Less NNEP Spread (ROIC-NNEP)	4.78%	4.59%	4.22%	3.51%	4.04%	3.86%	4.60%	3.70%	5.86%	6.81%	6.96%
Return on Net Nonoperating Assets (RNNOA)	2.31%	2.36%	2.54%	2.31%	2.32%	1.77%	2.08%	1.65%	1.88%	1.41%	1.11%
Return on Equity (ROE)	7.10%	6.95%	6.77%	5.83%	6.36%	5.62%	6.68%	5.35%	7.73%	8.22%	8.07%
Cash Return on Invested Capital (CROIC)	12.28%	6.67%	4.66%	10.31%	-2.96%	-17.09%	-29.18%	-45.28%	-35.07%	-19.90%	-12.40%
Operating Return on Assets (OROA)	1.71%	1.65%	1.57%	1.33%	1.47%	1.29%	1.50%	1.20%	1.71%	1.81%	1.79%
Return on Assets (ROA)	1.34%	1.29%	1.23%	1.04%	1.15%	1.02%	1.18%	0.93%	1.35%	1.43%	1.41%
Return on Common Equity (ROCE)	7.10%	6.95%	6.77%	5.83%	6.36%	5.62%	6.68%	5.35%	7.73%	8.22%	8.07%
Return on Equity Simple (ROE_SIMPLE)	6.64%	0.00%	6.04%	5.90%	5.70%	0.00%	6.57%	6.97%	7.82%	0.00%	7.77%
Net Operating Profit after Tax (NOPAT)	130	130	127	112	110	95	112	87	125	138	136
NOPAT Margin	42.46%	42.29%	42.04%	36.62%	39.85%	34.90%	40.32%	31.48%	44.26%	46.92%	45.98%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	32.16%	31.72%	32.25%	32.32%	34.06%	32.75%	34.10%	33.92%	30.46%	28.41%	29.79%
Operating Expenses to Revenue	45.75%	46.01%	46.35%	50.15%	49.02%	55.63%	48.75%	52.82%	43.66%	40.58%	41.38%
Earnings before Interest and Taxes (EBIT)	166	166	162	143	141	121	143	112	159	175	173
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	180	181	177	158	155	136	158	127	173	190	190
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.90	0.97	0.93	0.81	0.86	0.87	0.70	0.74	0.80	0.92	0.86
Price to Tangible Book Value (P/TBV)	1.72	1.86	1.81	1.58	1.67	1.70	1.38	1.46	1.55	1.81	1.72
Price to Revenue (P/Rev)	5.56	6.02	5.93	5.17	5.51	5.53	4.37	4.47	4.64	5.38	5.02
Price to Earnings (P/E)	13.62	14.97	15.44	13.65	15.04	14.64	10.70	10.57	10.18	11.79	11.12
Dividend Yield	3.19%	3.00%	3.11%	3.65%	3.41%	3.37%	4.18%	3.99%	3.64%	3.11%	3.32%
Earnings Yield	7.34%	6.68%	6.48%	7.33%	6.65%	6.83%	9.35%	9.46%	9.82%	8.48%	8.99%
Enterprise Value to Invested Capital (EV/IC)	0.77	0.79	0.76	0.74	0.81	0.87	0.78	0.82	0.83	0.90	0.82
Enterprise Value to Revenue (EV/Rev)	6.56	7.24	7.58	7.49	8.30	8.75	7.94	8.69	7.57	6.99	5.92
Enterprise Value to EBITDA (EV/EBITDA)	11.54	12.87	14.04	14.00	15.94	16.37	13.86	14.66	11.91	10.90	9.20
Enterprise Value to EBIT (EV/EBIT)	12.58	14.08	15.47	15.49	17.73	18.17	15.27	16.13	13.08	12.07	10.31
Enterprise Value to NOPAT (EV/NOPAT)	16.07	18.00	19.75	19.76	22.64	23.16	19.44	20.54	16.62	15.33	13.10
Enterprise Value to Operating Cash Flow (EV/OCF)	17.30	18.25	12.43	12.57	14.02	15.03	14.53	17.62	19.43	15.87	11.56
Enterprise Value to Free Cash Flow (EV/FCFF)	6.02	11.78	16.33	6.97	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.39	0.46	0.56	0.57	0.59	0.57	0.65	0.75	0.56	0.34	0.24
Long-Term Debt to Equity	0.36	0.43	0.53	0.54	0.55	0.53	0.60	0.69	0.50	0.28	0.00
Financial Leverage	0.48	0.51	0.60	0.66	0.58	0.46	0.45	0.45	0.32	0.21	0.16
Leverage Ratio	5.30	5.38	5.52	5.59	5.53	5.53	5.65	5.73	5.75	5.75	5.74
Compound Leverage Factor	5.30	5.38	5.52	5.59	5.53	5.53	5.65	5.73	5.75	5.75	5.74
Debt to Total Capital	27.95%	31.51%	35.93%	36.21%	36.94%	36.30%	39.29%	42.91%	36.05%	25.38%	19.67%
Short-Term Debt to Total Capital	2.07%	2.04%	1.99%	2.05%	2.32%	2.78%	2.60%	3.56%	4.12%	4.77%	19.67%
Long-Term Debt to Total Capital	25.88%	29.46%	33.94%	34.16%	34.62%	33.52%	36.69%	39.35%	31.93%	20.61%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	72.05%	68.49%	64.07%	63.79%	63.06%	63.70%	60.71%	57.09%	63.95%	74.62%	80.33%
Debt to EBITDA	4.20	5.11	6.60	6.82	7.23	6.80	7.03	7.70	5.17	3.09	2.21
Net Debt to EBITDA	1.76	2.16	3.07	4.33	5.34	6.03	6.24	7.12	4.62	2.51	1.39
Long-Term Debt to EBITDA	3.88	4.77	6.23	6.43	6.78	6.28	6.56	7.06	4.58	2.51	0.00
Debt to NOPAT	5.84	7.14	9.28	9.62	10.27	9.62	9.86	10.79	7.21	4.34	3.15
Net Debt to NOPAT	2.45	3.02	4.31	6.11	7.59	8.53	8.75	9.97	6.44	3.53	1.98
Long-Term Debt to NOPAT	5.41	6.68	8.77	9.08	9.63	8.88	9.20	9.90	6.39	3.53	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	963	383	221	900	-617	-2,041	-3,240	-4,815	-3,468	-1,964	-1,309
Operating Cash Flow to CapEx	2,518.70%	-4,267.97%	6,201.04%	4,602.34%	2,608.57%	602.85%	2,169.04%	2,419.30%	1,758.34%	-5.85%	3,473.32%
Free Cash Flow to Firm to Interest Expense	7.56	2.68	1.41	5.84	-4.30	-14.63	-23.01	-38.83	-41.37	-37.45	-69.34
Operating Cash Flow to Interest Expense	1.40	-1.44	1.76	1.40	1.30	0.20	1.73	1.57	2.14	-0.01	10.16
Operating Cash Flow Less CapEx to Interest Expense	1.34	-1.47	1.73	1.37	1.25	0.17	1.65	1.51	2.02	-0.16	9.87
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Fixed Asset Turnover	3.28	3.22	3.11	3.05	3.08	3.13	3.20	3.27	3.40	3.49	3.45
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	10,433	10,860	11,490	11,417	11,266	11,114	11,583	12,205	10,538	8,978	8,231
Invested Capital Turnover	0.11	0.11	0.10	0.10	0.10	0.11	0.11	0.12	0.13	0.15	0.15
Increase / (Decrease) in Invested Capital	-833	-253	-93	-788	728	2,136	3,352	4,902	3,593	2,102	1,445
Enterprise Value (EV)	8,020	8,628	8,784	8,491	9,168	9,713	8,977	9,971	8,757	8,040	6,727
Market Capitalization	6,799	7,178	6,865	5,866	6,093	6,137	4,939	5,131	5,363	6,186	5,710
Book Value per Share	$78.91	$78.08	$77.27	$75.92	$75.96	$75.54	$75.04	$73.91	$73.81	$73.37	$72.49
Tangible Book Value per Share	$41.48	$40.62	$39.75	$38.62	$39.00	$38.62	$38.08	$37.26	$37.88	$37.42	$36.47
Total Capital	10,433	10,860	11,490	11,417	11,266	11,114	11,583	12,205	10,538	8,978	8,231
Total Debt	2,916	3,422	4,129	4,134	4,162	4,034	4,551	5,237	3,799	2,278	1,619
Total Long-Term Debt	2,700	3,200	3,900	3,900	3,900	3,725	4,250	4,803	3,365	1,850	0.00
Net Debt	1,221	1,449	1,919	2,626	3,075	3,576	4,038	4,840	3,394	1,854	1,017
Capital Expenditures (CapEx)	7.07	4.82	4.43	4.70	7.18	4.64	11	8.06	10	8.17	5.52
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	2,916	3,422	4,129	4,134	4,162	4,034	4,551	5,237	3,799	2,278	1,619
Total Depreciation and Amortization (D&A)	13	15	14	15	14	15	15	15	14	16	17
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.37	$1.36	$1.34	$1.17	$1.18	$1.00	$1.20	$0.94	$1.37	$1.51	$1.49
Adjusted Weighted Average Basic Shares Outstanding	95.28M	95.26M	95.26M	95.26M	95.94M	93.53M	93.71M	93.72M	94.28M	91.31M	91.31M
Adjusted Diluted Earnings per Share	$1.37	$1.36	$1.34	$1.17	$1.18	$1.00	$1.20	$0.94	$1.37	$1.51	$1.49
Adjusted Weighted Average Diluted Shares Outstanding	95.28M	95.26M	95.26M	95.26M	95.94M	93.53M	93.71M	93.72M	94.28M	91.31M	91.31M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	95.28M	95.26M	95.26M	95.26M	95.94M	93.53M	93.71M	93.72M	94.28M	91.31M	91.31M
Normalized Net Operating Profit after Tax (NOPAT)	130	130	127	115	110	96	113	97	125	138	136
Normalized NOPAT Margin	42.46%	42.29%	42.05%	37.74%	39.85%	34.98%	40.64%	35.11%	44.50%	46.99%	45.98%
Pre Tax Income Margin	54.25%	53.99%	53.65%	46.88%	50.98%	44.37%	51.25%	40.46%	56.34%	59.42%	58.62%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	1.31	1.16	1.04	0.93	0.98	0.87	1.01	0.90	1.89	3.33	9.17
NOPAT to Interest Expense	1.02	0.91	0.81	0.72	0.77	0.68	0.80	0.70	1.49	2.63	7.20
EBIT Less CapEx to Interest Expense	1.25	1.13	1.01	0.90	0.93	0.84	0.93	0.84	1.77	3.17	8.88
NOPAT Less CapEx to Interest Expense	0.97	0.87	0.79	0.69	0.72	0.65	0.72	0.64	1.37	2.47	6.90
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	43.52%	44.72%	47.57%	48.82%	51.36%	49.06%	44.06%	41.07%	37.07%	36.82%	37.17%
Augmented Payout Ratio	51.43%	60.31%	64.38%	66.22%	68.51%	66.29%	59.71%	55.96%	56.76%	49.35%	49.97%

Frequently Asked Questions About Prosperity Bancshares' Financials

When does Prosperity Bancshares's financial year end?

According to the most recent income statement we have on file, Prosperity Bancshares' fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Prosperity Bancshares' net income changed over the last 9 years?

Prosperity Bancshares' net income appears to be on an upward trend, with a most recent value of $479.39 million in 2024, rising from $286.65 million in 2015. The previous period was $419.32 million in 2023. See where experts think Prosperity Bancshares is headed by visiting Prosperity Bancshares' forecast page.

How has Prosperity Bancshares revenue changed over the last 9 years?

Over the last 9 years, Prosperity Bancshares' total revenue changed from $751.29 million in 2015 to $1.19 billion in 2024, a change of 58.7%.

How much debt does Prosperity Bancshares have?

Prosperity Bancshares' total liabilities were at $32.13 billion at the end of 2024, a 2.1% increase from 2023, and a 73.0% increase since 2015.

How much cash does Prosperity Bancshares have?

In the past 9 years, Prosperity Bancshares' cash and equivalents has ranged from $0.00 in 2017 to $2.55 billion in 2021, and is currently $1.97 billion as of their latest financial filing in 2024.

How has Prosperity Bancshares' book value per share changed over the last 9 years?

Over the last 9 years, Prosperity Bancshares' book value per share changed from 49.45 in 2015 to 78.08 in 2024, a change of 57.9%.

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This page (NYSE:PB) was last updated on 5/25/2025 by MarketBeat.com Staff

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Prosperity Bancshares (PB) Financials

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