Radian Group (RDN) Competitors

MGIC Investment (NYSE:MTG) and Radian Group (NYSE:RDN) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, media sentiment, valuation, community ranking, dividends, analyst recommendations, earnings, profitability and institutional ownership.

Does the MarketBeat Community prefer MTG or RDN?

MGIC Investment received 9 more outperform votes than Radian Group when rated by MarketBeat users. Likewise, 66.30% of users gave MGIC Investment an outperform vote while only 64.98% of users gave Radian Group an outperform vote.

Company	Underperform	Outperform
MGIC Investment	Outperform Votes 484 66.30%	Underperform Votes 246 33.70%
Radian Group	Outperform Votes 475 64.98%	Underperform Votes 256 35.02%

Is MTG or RDN more profitable?

MGIC Investment has a net margin of 63.18% compared to Radian Group's net margin of 46.85%. MGIC Investment's return on equity of 14.86% beat Radian Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MGIC Investment	63.18%	14.86%	11.69%
Radian Group	46.85%	13.96%	7.72%

Which has more risk and volatility, MTG or RDN?

MGIC Investment has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500. Comparatively, Radian Group has a beta of 0.71, meaning that its share price is 29% less volatile than the S&P 500.

Does the media prefer MTG or RDN?

In the previous week, MGIC Investment had 1 more articles in the media than Radian Group. MarketBeat recorded 12 mentions for MGIC Investment and 11 mentions for Radian Group. Radian Group's average media sentiment score of 1.78 beat MGIC Investment's score of 1.29 indicating that Radian Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MGIC Investment	8 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Radian Group	9 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do insiders and institutionals have more ownership in MTG or RDN?

95.6% of MGIC Investment shares are owned by institutional investors. Comparatively, 95.3% of Radian Group shares are owned by institutional investors. 1.4% of MGIC Investment shares are owned by company insiders. Comparatively, 2.0% of Radian Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has preferable valuation & earnings, MTG or RDN?

MGIC Investment has higher earnings, but lower revenue than Radian Group. Radian Group is trading at a lower price-to-earnings ratio than MGIC Investment, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MGIC Investment	$1.22B	5.06	$762.99M	$3.01	8.64
Radian Group	$1.29B	3.45	$604.44M	$3.93	8.41

Do analysts recommend MTG or RDN?

MGIC Investment presently has a consensus price target of $26.50, indicating a potential upside of 1.93%. Radian Group has a consensus price target of $36.80, indicating a potential upside of 11.33%. Given Radian Group's stronger consensus rating and higher possible upside, analysts plainly believe Radian Group is more favorable than MGIC Investment.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MGIC Investment	1 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.13
Radian Group	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Is MTG or RDN a better dividend stock?

MGIC Investment pays an annual dividend of $0.52 per share and has a dividend yield of 2.0%. Radian Group pays an annual dividend of $1.02 per share and has a dividend yield of 3.1%. MGIC Investment pays out 17.3% of its earnings in the form of a dividend. Radian Group pays out 26.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. MGIC Investment has raised its dividend for 6 consecutive years and Radian Group has raised its dividend for 6 consecutive years.

Summary

MGIC Investment beats Radian Group on 12 of the 19 factors compared between the two stocks.