Saratoga Investment (SAR) Competitors

Oxford Lane Capital (NASDAQ:OXLC) and Saratoga Investment (NYSE:SAR) are both small-cap financial services companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, risk, institutional ownership, dividends, earnings, analyst recommendations, media sentiment and profitability.

Does the media prefer OXLC or SAR?

In the previous week, Saratoga Investment had 3 more articles in the media than Oxford Lane Capital. MarketBeat recorded 5 mentions for Saratoga Investment and 2 mentions for Oxford Lane Capital. Saratoga Investment's average media sentiment score of 0.27 beat Oxford Lane Capital's score of -1.00 indicating that Saratoga Investment is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Oxford Lane Capital	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative
Saratoga Investment	1 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals have more ownership in OXLC or SAR?

6.7% of Oxford Lane Capital shares are owned by institutional investors. Comparatively, 19.1% of Saratoga Investment shares are owned by institutional investors. 3.2% of Oxford Lane Capital shares are owned by insiders. Comparatively, 10.0% of Saratoga Investment shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Do analysts prefer OXLC or SAR?

Saratoga Investment has a consensus target price of $24.25, suggesting a potential upside of 3.77%. Given Saratoga Investment's stronger consensus rating and higher probable upside, analysts plainly believe Saratoga Investment is more favorable than Oxford Lane Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oxford Lane Capital	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Saratoga Investment	0 Sell rating(s)	5 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is OXLC or SAR more profitable?

Saratoga Investment has a net margin of 24.85% compared to Oxford Lane Capital's net margin of 0.00%. Saratoga Investment's return on equity of 12.71% beat Oxford Lane Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Oxford Lane Capital	N/A	N/A	N/A
Saratoga Investment	24.85%	12.71%	4.04%

Which has more volatility and risk, OXLC or SAR?

Oxford Lane Capital has a beta of 0.79, suggesting that its stock price is 21% less volatile than the S&P 500. Comparatively, Saratoga Investment has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500.

Which has better earnings and valuation, OXLC or SAR?

Oxford Lane Capital has higher revenue and earnings than Saratoga Investment. Oxford Lane Capital is trading at a lower price-to-earnings ratio than Saratoga Investment, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oxford Lane Capital	$57.31M	26.20	$376.14M	$4.15	3.99
Saratoga Investment	$49.06M	7.60	$28.09M	$2.47	9.46

Is OXLC or SAR a better dividend stock?

Oxford Lane Capital pays an annual dividend of $5.35 per share and has a dividend yield of 32.3%. Saratoga Investment pays an annual dividend of $3.00 per share and has a dividend yield of 12.8%. Oxford Lane Capital pays out 128.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Saratoga Investment pays out 121.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

Saratoga Investment beats Oxford Lane Capital on 11 of the 17 factors compared between the two stocks.