Sumitomo Mitsui Financial Group (SMFG) Financials

$16.88 +0.16 (+0.96%)

Closing price 09/19/2025 03:59 PM Eastern

Extended Trading

$16.84 -0.04 (-0.21%)

As of 09/19/2025 06:51 PM Eastern

Annual Income Statements for Sumitomo Mitsui Financial Group

This table shows Sumitomo Mitsui Financial Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	3/31/2016	3/31/2017	3/31/2018	3/31/2019	3/31/2020	3/31/2021	3/31/2022	3/31/2023	3/31/2024	3/31/2025
Net Income / (Loss) Attributable to Common Shareholders	7,560	5,637	9,589	4,867	1,867	6,215	4,114	6,869	5,775	3,190
Consolidated Net Income / (Loss)	8,535	6,649	8,370	5,816	2,155	6,374	4,241	7,050	5,923	3,445
Net Income / (Loss) Continuing Operations	8,535	6,649	8,370	5,816	2,155	6,374	4,241	7,050	5,923	3,445
Total Pre-Tax Income	11,876	7,904	10,528	7,471	2,639	8,646	5,570	9,506	7,987	4,365
Total Revenue	31,710	28,145	34,225	27,367	22,805	26,063	23,530	27,408	24,720	22,874
Net Interest Income / (Expense)	12,913	12,550	12,910	11,396	12,283	12,503	11,890	13,221	12,503	16,774
Total Interest Income	16,775	17,060	20,173	21,611	22,461	16,094	14,391	27,842	39,310	44,808
Investment Securities Interest Income	16,775	17,060	20,173	21,611	22,461	16,094	14,391	27,842	39,310	44,808
Total Interest Expense	3,862	4,510	7,263	10,215	10,178	3,591	2,501	14,622	26,806	28,034
Long-Term Debt Interest Expense	3,862	4,510	7,263	10,215	10,178	3,591	2,501	14,622	26,806	28,034
Total Non-Interest Income	18,797	15,595	21,315	15,971	10,522	13,560	11,640	14,208	12,206	6,315
Trust Fees by Commissions	8,065	7,944	8,962	8,293	8,803	8,793	8,551	7,833	8,174	8,782
Other Service Charges	-1,329	-1,912	-1,287	-1,075	-2,426	-2,554	-2,305	-1,118	-1,356	-2,744
Net Realized & Unrealized Capital Gains on Investments	7,506	4,393	6,535	3,720	2,898	3,540	2,850	4,834	2,509	-719
Other Non-Interest Income	4,555	5,170	7,105	5,032	1,248	3,781	2,544	2,660	2,879	996
Total Non-Interest Expense	20,113	20,504	24,161	20,256	20,391	17,745	17,870	18,561	17,793	19,462
Salaries and Employee Benefits	15,285	15,730	16,702	15,086	15,830	15,179	14,835	14,805	14,745	16,156
Other Operating Expenses	4,828	4,774	7,459	5,170	4,561	2,566	3,035	3,756	3,049	3,306
Nonoperating Income / (Expense), net	278	263	464	361	224	329	-89	659	1,061	952
Income Tax Expense	3,340	1,255	2,158	1,655	483	2,273	1,329	2,456	2,063	919
Net Income / (Loss) Attributable to Noncontrolling Interest	-951	-941	-1,128	-842	-173	-40	-39	-96	-57	-45
Other Adjustment to Net Income / (Loss) Attributable to Common Shareholders)	-25	-71	-91	-107	-115	-119	-88	-85	-91	-211
Basic Earnings per Share	$617.25	$458.56	$538.84	$387.76	$145.48	$501.73	$3.00	$1.68	$1.45	$0.82
Weighted Average Basic Shares Outstanding	-	-	1.41B	1.40B	1.37B	1.37B	1.37B	1.37B	1.34B	3.88B
Diluted Earnings per Share	$616.83	$458.18	$538.43	$387.49	$145.39	$501.49	$3.00	$1.68	$1.45	$0.82
Weighted Average Diluted Shares Outstanding	-	-	1.41B	1.40B	1.37B	1.37B	1.37B	1.37B	1.34B	3.88B
Weighted Average Basic & Diluted Shares Outstanding	-	-	1.41B	1.40B	1.37B	1.37B	1.37B	1.37B	1.34B	3.88B

No quarterly income statements for Sumitomo Mitsui Financial Group are available.

This table details how cash moves in and out of Sumitomo Mitsui Financial Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	3/31/2016	3/31/2017	3/31/2018	3/31/2019	3/31/2020	3/31/2021	3/31/2022	3/31/2023	3/31/2024	3/31/2025
Net Change in Cash & Equivalents	27,037	36,969	67,475	29,638	41,871	93,519	23,018	7,535	13,845	-14,594
Net Cash From Operating Activities	-17,131	33,582	-105,112	-25,019	82,894	165,632	42,006	-39,472	6,855	20,454
Net Cash From Continuing Operating Activities	-13,408	33,582	105,112	25,019	82,894	165,632	39,790	-39,472	6,855	20,454
Net Income / (Loss) Continuing Operations	11,876	7,904	10,528	7,471	2,639	8,646	5,570	9,506	7,987	4,365
Consolidated Net Income / (Loss)	11,876	7,904	10,528	7,471	2,639	8,646	5,570	9,506	7,987	4,365
Provision For Loan Losses	-	1,270	1,191	-	2,328	2,505	-	1,041	1,474	2,527
Depreciation Expense	2,293	2,708	2,918	1,966	2,959	2,803	2,645	2,428	2,239	2,248
Non-Cash Adjustments to Reconcile Net Income	3,658	900	-2,889	108	1,057	-8,363	-5,972	-5,650	-12,179	-483
Changes in Operating Assets and Liabilities, net	-31,235	20,801	93,364	13,266	73,912	160,040	37,547	-46,797	7,334	11,798
Net Cash From Investing Activities	49,139	7,645	-33,811	10,791	-27,927	-70,338	-21,932	43,686	-5,400	-30,225
Net Cash From Continuing Investing Activities	14,828	7,645	-33,811	10,791	-27,778	-70,306	-19,488	43,686	-5,334	-30,128
Purchase of Property, Leasehold Improvements and Equipment	-6,163	-5,714	-7,968	-5,821	-2,164	-2,621	-1,604	-2,163	-2,398	-2,368
Purchase of Investment Securities	-	-176,326	-211,673	-225,219	-318,942	-362,862	-283,835	-229,883	-221,595	-312,197
Sale of Property, Leasehold Improvements and Equipment	1,332	1,517	2,842	938	178	209	-	66	13	47
Divestitures	-	0.00	-8,018	1,415	250	-	0.00	0.00	472	8.49
Sale and/or Maturity of Investments	6.83	190,095	192,520	240,061	292,929	295,489	267,057	276,098	220,495	284,622
Other Investing Activities, net	19,653	-137	0.00	-924	-29	-521	-1,105	-433	-2,321	-241
Net Cash From Financing Activities	-588	-1,564	-3,395	-6,569	-10,560	-6,187	-4,923	-3,462	1,099	-4,085
Net Cash From Continuing Financing Activities	-588	-1,564	-3,395	-6,569	-10,560	-6,187	-4,923	-3,462	1,099	-4,085
Issuance of Debt	969	2,193	987	-240	507	815	-2,364	753	1,816	1,684
Issuance of Common Equity	-	1,346	1,410	-	793	903	658	881	4,619	2,735
Repayment of Debt	-361	-99	-94	-72	-965	-864	-913	-1,044	-824	-865
Repurchase of Common Equity	-1.23	-1,724	-1,690	-627	-1,984	-4,444	2.03	-1,684	-1,397	-4,612
Payment of Dividends	-2,586	-2,432	-2,736	-2,899	-2,545	-2,426	-2,262	-2,292	-2,332	-2,789
Other Financing Activities, Net	2,663	-69	-1.03	-44	-2,293	-171	-45	-76	-784	-237
Effect of Exchange Rate Changes	-4,383	-2,694	-432	396	-2,537	4,412	7,867	6,783	11,290	-739
Cash Interest Paid	-	4,349	7,050	9,811	10,371	3,934	2,476	13,511	25,804	28,073
Cash Interest Received	17,886	18,183	21,160	22,468	23,737	17,678	16,003	27,417	40,163	46,670

No quarterly cash flow statements for Sumitomo Mitsui Financial Group are available.

This table presents Sumitomo Mitsui Financial Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	3/31/2017	3/31/2018	3/31/2019	3/31/2020	3/31/2021	3/31/2022	3/31/2023	3/31/2024	3/31/2025
Total Assets	1,716,121	1,808,099	1,755,813	1,979,764	2,124,596	2,043,485	1,941,145	1,860,016	1,949,067
Cash and Due from Banks	424,922	514,612	518,772	582,955	660,732	623,333	576,011	520,767	511,470
Restricted Cash	80,122	79,895	92,917	128,271	106,111	93,082	83,044	93,563	147,272
Trading Account Securities	205,149	222,646	184,943	230,017	309,093	300,442	242,422	242,441	264,995
Loans and Leases, Net of Allowance	872,161	17,706	836,566	891,816	906,414	877,808	885,695	840,185	869,857
Loans and Leases	872,161	17,706	836,566	891,816	906,414	877,808	885,695	840,185	869,857
Premises and Equipment, Net	24,115	-	13,541	16,467	15,862	14,517	13,802	8,908	8,799
Deferred Acquisition Cost	-	-	-	-	-	-	8,597	10,267	10,599
Goodwill	9,845	-	7,380	7,796	7,410	8,176	6,818	6,782	7,279
Other Assets	98,602	965,375	101,694	122,443	118,975	126,127	124,757	137,102	128,794
Total Liabilities & Shareholders' Equity	1,716,121	1,808,099	1,755,813	1,979,764	2,124,596	2,043,485	1,941,145	1,860,016	1,949,067
Total Liabilities	1,609,399	1,690,531	1,650,076	1,877,725	2,013,622	1,938,234	1,839,172	1,752,364	1,839,069
Interest Bearing Deposits	-	-	-	-	-	-	1,302,658	1,204,188	1,267,663
Other Short-Term Payables	-	-	-	-	-	-	314	1,126	1,596
Long-Term Debt	228,931	111,430	221,353	297,181	289,461	272,917	228,550	223,638	213,884
Other Long-Term Liabilities	210,451	1,545,071	221,639	288,766	318,517	326,438	307,651	323,412	355,926
Total Equity & Noncontrolling Interests	106,722	117,568	105,737	102,039	110,975	105,251	101,973	107,652	109,997
Total Preferred & Common Equity	89,173	100,326	95,922	95,089	104,494	98,442	95,405	97,075	96,532
Total Common Equity	89,173	100,326	95,922	95,089	104,494	98,442	95,405	97,075	96,532
Common Stock	28,747	30,129	27,531	28,634	27,697	24,599	22,511	19,887	20,074
Retained Earnings	41,383	48,447	51,327	52,349	54,946	52,986	54,233	51,377	52,279
Treasury Stock	-116	-118	-146	-130	-124	-110	-1,143	-1,109	-257
Other Equity Adjustments	19,159	21,869	17,211	14,237	21,975	20,968	19,804	26,920	24,437
Noncontrolling Interest	17,549	17,241	9,815	6,950	6,481	6,809	6,569	10,577	13,465

This table presents Sumitomo Mitsui Financial Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q4 2022	Q4 2023	Q4 2024
Period end date	3/31/2022	3/31/2023	3/31/2024
Total Assets	2,043,485	1,941,145	1,860,016
Cash and Due from Banks	623,333	576,011	520,767
Restricted Cash	93,082	83,044	93,563
Trading Account Securities	300,442	242,422	242,441
Loans and Leases, Net of Allowance	877,808	885,695	840,185
Loans and Leases	877,808	885,695	840,185
Premises and Equipment, Net	14,517	13,802	8,908
Deferred Acquisition Cost	-	8,597	10,267
Goodwill	8,176	6,818	6,782
Other Assets	126,127	124,757	137,102
Total Liabilities & Shareholders' Equity	2,043,485	1,941,145	1,860,016
Total Liabilities	1,938,234	1,839,172	1,752,364
Interest Bearing Deposits	-	1,302,658	1,204,188
Other Short-Term Payables	-	314	1,126
Long-Term Debt	272,917	228,550	223,638
Other Long-Term Liabilities	326,438	307,651	323,412
Total Equity & Noncontrolling Interests	105,251	101,973	107,652
Total Preferred & Common Equity	98,442	95,405	97,075
Total Common Equity	98,442	95,405	97,075
Common Stock	24,599	22,511	19,887
Retained Earnings	52,986	54,233	51,377
Treasury Stock	-110	-1,143	-1,109
Other Equity Adjustments	20,968	19,804	26,920
Noncontrolling Interest	6,809	6,569	10,577

This table displays calculated financial ratios and metrics derived from Sumitomo Mitsui Financial Group's official financial filings.

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	3/31/2016	3/31/2017	3/31/2018	3/31/2019	3/31/2020	3/31/2021	3/31/2022	3/31/2023	3/31/2024	3/31/2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	0.00%	-11.24%	21.60%	-20.04%	-16.67%	14.28%	-9.72%	16.60%	-9.76%	-7.47%
EBITDA Growth	0.00%	-25.50%	25.45%	-30.08%	-40.80%	106.98%	-25.32%	22.30%	-23.12%	-38.24%
EBIT Growth	0.00%	-34.12%	31.72%	-29.35%	-66.05%	244.52%	-31.96%	36.56%	-27.93%	-50.73%
NOPAT Growth	0.00%	-22.89%	24.48%	-30.82%	-64.37%	210.89%	-29.72%	52.26%	-21.71%	-47.56%
Net Income Growth	0.00%	-22.10%	25.88%	-30.51%	-62.94%	195.71%	-33.46%	66.21%	-15.98%	-41.84%
EPS Growth	0.00%	-25.72%	17.52%	-28.03%	-62.48%	244.93%	-99.40%	67.71%	-13.65%	-43.63%
Operating Cash Flow Growth	0.00%	296.04%	-413.00%	-76.20%	431.32%	99.81%	-74.64%	-193.97%	117.37%	198.38%
Free Cash Flow Firm Growth	0.00%	0.00%	134.83%	-46.08%	24.20%	107.01%	440.66%	103.96%	-91.94%	131.18%
Invested Capital Growth	0.00%	0.00%	-31.78%	-0.98%	22.05%	0.30%	-5.56%	-12.60%	0.23%	-2.24%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	43.80%	36.77%	37.93%	33.17%	23.56%	42.67%	35.29%	37.02%	31.54%	24.74%
EBIT Margin	36.57%	27.15%	29.41%	25.98%	10.59%	31.91%	24.05%	28.17%	22.50%	14.92%
Profit (Net Income) Margin	26.92%	23.62%	24.46%	21.25%	9.45%	24.46%	18.03%	25.69%	23.93%	15.06%
Tax Burden Percent	71.87%	84.12%	79.50%	77.85%	81.69%	73.72%	76.14%	74.16%	74.16%	78.94%
Interest Burden Percent	102.40%	103.45%	104.61%	105.07%	109.29%	103.95%	98.42%	122.99%	143.39%	127.89%
Effective Tax Rate	28.13%	15.88%	20.50%	22.16%	18.31%	26.28%	23.86%	25.84%	25.84%	21.06%
Return on Invested Capital (ROIC)	0.00%	3.83%	2.83%	2.43%	0.54%	1.53%	1.11%	1.85%	1.55%	0.82%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	4.02%	3.05%	2.64%	0.61%	1.62%	1.08%	2.05%	1.90%	1.17%
Return on Net Nonoperating Assets (RNNOA)	0.00%	8.63%	4.63%	3.89%	1.53%	4.45%	2.82%	4.95%	4.10%	2.34%
Return on Equity (ROE)	0.00%	12.46%	7.46%	6.32%	2.07%	5.98%	3.92%	6.80%	5.65%	3.17%
Cash Return on Invested Capital (CROIC)	0.00%	-196.17%	40.61%	3.41%	-19.32%	1.23%	6.83%	15.30%	1.32%	3.08%
Operating Return on Assets (OROA)	0.00%	0.45%	0.57%	0.40%	0.13%	0.41%	0.27%	0.39%	0.29%	0.18%
Return on Assets (ROA)	0.00%	0.39%	0.48%	0.33%	0.12%	0.31%	0.20%	0.35%	0.31%	0.18%
Return on Common Equity (ROCE)	0.00%	10.41%	6.31%	5.98%	1.91%	5.61%	3.68%	6.36%	5.19%	2.82%
Return on Equity Simple (ROE_SIMPLE)	0.00%	7.46%	8.34%	6.06%	2.27%	6.10%	4.31%	7.39%	6.10%	3.57%
Net Operating Profit after Tax (NOPAT)	8,335	6,427	8,001	5,535	1,972	6,131	4,309	6,561	5,137	2,694
NOPAT Margin	26.29%	22.84%	23.38%	20.23%	8.65%	23.53%	18.31%	23.91%	20.75%	11.78%
Net Nonoperating Expense Percent (NNEP)	0.00%	-0.19%	-0.22%	-0.21%	-0.07%	-0.08%	0.02%	-0.19%	-0.35%	-0.34%
SG&A Expenses to Revenue	48.20%	55.89%	48.80%	55.13%	69.41%	58.24%	63.05%	0.00%	0.00%	70.63%
Operating Expenses to Revenue	63.43%	72.85%	70.59%	74.02%	89.41%	68.09%	75.95%	71.83%	77.50%	85.08%
Earnings before Interest and Taxes (EBIT)	11,597	7,640	10,064	7,111	2,414	8,318	5,660	7,729	5,570	3,413
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	13,890	10,348	12,982	9,077	5,373	11,121	8,305	10,157	7,809	5,660
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	0.00	0.00	0.09	0.00	0.09	0.08	0.12	0.17	0.21
Price to Tangible Book Value (P/TBV)	0.00	0.00	0.00	0.10	0.00	0.10	0.09	0.12	0.18	0.23
Price to Revenue (P/Rev)	0.00	0.00	0.00	0.32	0.00	0.37	0.36	0.40	0.65	0.90
Price to Earnings (P/E)	0.00	0.00	0.00	1.83	0.00	1.55	2.03	1.83	3.10	6.48
Dividend Yield	0.00%	0.00%	0.00%	5.20%	0.00%	5.03%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	54.78%	0.00%	64.32%	49.20%	54.72%	32.28%	15.43%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	2.15	0.95	1.14	2.91	2.61	2.59	2.24	2.08	1.94
Long-Term Debt to Equity	0.00	2.15	0.95	1.14	2.91	2.61	2.59	2.24	2.08	1.94
Financial Leverage	0.00	2.15	1.52	1.47	2.50	2.75	2.60	2.42	2.16	2.01
Leverage Ratio	0.00	16.08	15.71	19.35	17.98	19.27	19.28	19.23	18.13	17.50
Compound Leverage Factor	0.00	16.63	16.44	20.33	19.65	20.03	18.97	23.65	26.00	22.38
Debt to Total Capital	0.00%	68.20%	48.66%	53.37%	74.44%	72.29%	72.17%	69.15%	67.51%	66.04%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	68.20%	48.66%	53.37%	74.44%	72.29%	72.17%	69.15%	67.51%	66.04%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	5.23%	7.53%	4.33%	1.74%	1.62%	1.80%	1.99%	3.19%	4.16%
Common Equity to Total Capital	0.00%	26.57%	43.81%	42.30%	23.82%	26.10%	26.03%	28.86%	29.30%	29.80%
Debt to EBITDA	0.00	22.12	8.58	13.33	55.31	26.03	32.86	22.50	28.64	37.79
Net Debt to EBITDA	0.00	-26.68	-37.21	-54.06	-77.06	-42.93	-53.40	-42.39	-50.03	-78.59
Long-Term Debt to EBITDA	0.00	22.12	8.58	13.33	55.31	26.03	32.86	22.50	28.64	37.79
Debt to NOPAT	0.00	35.62	13.93	21.86	150.68	47.21	63.33	34.83	43.54	79.40
Net Debt to NOPAT	0.00	-42.96	-60.38	-88.64	-209.94	-77.86	-102.92	-65.61	-76.06	-165.13
Long-Term Debt to NOPAT	0.00	35.62	13.93	21.86	150.68	47.21	63.33	34.83	43.54	79.40
Noncontrolling Interest Sharing Ratio	0.00%	16.44%	15.51%	5.33%	8.07%	6.31%	6.15%	6.46%	8.18%	11.05%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	0.00	-329,225	114,657	7,771	-70,158	4,916	26,577	54,207	4,370	10,102
Operating Cash Flow to CapEx	-354.54%	800.27%	-2,050.24%	512.35%	4,175.06%	6,868.07%	2,618.20%	-1,882.35%	287.46%	881.25%
Free Cash Flow to Firm to Interest Expense	0.00	-73.00	15.79	0.76	-6.89	1.37	10.63	3.71	0.16	0.36
Operating Cash Flow to Interest Expense	-4.44	7.45	-14.47	2.45	8.14	46.12	16.80	-2.70	0.26	0.73
Operating Cash Flow Less CapEx to Interest Expense	-5.69	6.52	-15.18	1.97	7.95	45.45	16.15	-2.84	0.17	0.65
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.00	0.02	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01
Fixed Asset Turnover	0.00	1.17	0.00	0.00	1.52	1.61	1.55	1.94	2.18	2.58
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	0.00	335,653	228,997	226,761	399,220	400,436	378,168	330,523	331,290	323,881
Invested Capital Turnover	0.00	0.17	0.12	0.12	0.06	0.07	0.06	0.08	0.07	0.07
Increase / (Decrease) in Invested Capital	0.00	335,653	-106,656	-2,236	72,130	1,216	-22,267	-47,646	767	-7,409
Enterprise Value (EV)	0.00	0.00	0.00	-471,966	0.00	-461,238	-428,327	-412,942	-363,936	-410,715
Market Capitalization	0.00	0.00	0.00	8,884	0.00	9,662	8,362	10,995	16,180	20,678
Book Value per Share	$0.00	$0.00	$70.93	$67.82	$67.95	$76.10	$71.64	$69.42	$70.62	$72.17
Tangible Book Value per Share	$0.00	$0.00	$65.37	$62.60	$62.38	$70.70	$65.69	$64.46	$65.68	$66.73
Total Capital	0.00	335,653	228,997	226,761	399,220	400,436	378,168	330,523	331,290	323,881
Total Debt	0.00	228,931	111,430	121,024	297,181	289,461	272,917	228,550	223,638	213,884
Total Long-Term Debt	0.00	228,931	111,430	121,024	297,181	289,461	272,917	228,550	223,638	213,884
Net Debt	0.00	-276,113	-483,077	-490,665	-414,045	-477,381	-443,498	-430,506	-390,693	-444,858
Capital Expenditures (CapEx)	4,832	4,196	5,127	4,883	1,985	2,412	1,604	2,097	2,385	2,321
Net Nonoperating Expense (NNE)	-200	-221	-369	-281	-183	-242	68	-488	-787	-751
Net Nonoperating Obligations (NNO)	0.00	228,931	111,430	121,024	297,181	289,461	272,917	228,550	223,638	213,884
Total Depreciation and Amortization (D&A)	2,293	2,708	2,918	1,966	2,959	2,803	2,645	2,428	2,239	2,248
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$538.84	$0.00	$145.48	$501.73	$364.46	$668.12	$4.35	$0.82
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	1.41B	0.00	1.37B	1.37B	1.37B	1.37B	1.34B	3.88B
Adjusted Diluted Earnings per Share	$0.00	$0.00	$538.43	$0.00	$145.39	$501.49	$364.31	$667.89	$4.34	$0.82
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	1.41B	0.00	1.37B	1.37B	1.37B	1.37B	1.34B	3.88B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	1.41B	0.00	1.37B	1.37B	1.37B	1.37B	1.34B	3.88B
Normalized Net Operating Profit after Tax (NOPAT)	8,335	6,427	8,001	5,535	1,972	6,131	4,309	7,391	6,143	2,694
Normalized NOPAT Margin	26.29%	22.84%	23.38%	20.23%	8.65%	23.53%	18.31%	26.94%	24.81%	11.78%
Pre Tax Income Margin	37.45%	28.08%	30.76%	27.30%	11.57%	33.18%	23.67%	34.65%	32.26%	19.08%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	3.00	1.69	1.39	0.70	0.24	2.32	2.26	0.53	0.21	0.12
NOPAT to Interest Expense	2.16	1.43	1.10	0.54	0.19	1.71	1.72	0.45	0.19	0.10
EBIT Less CapEx to Interest Expense	1.75	0.76	0.68	0.22	0.04	1.64	1.62	0.39	0.12	0.04
NOPAT Less CapEx to Interest Expense	0.91	0.49	0.40	0.06	0.00	1.04	1.08	0.31	0.10	0.01
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	30.30%	36.58%	32.69%	49.84%	118.06%	38.06%	53.33%	32.51%	39.37%	80.95%
Augmented Payout Ratio	30.31%	62.51%	52.89%	60.62%	210.10%	107.78%	53.28%	56.39%	62.95%	214.83%

No quarterly metrics and ratios for Sumitomo Mitsui Financial Group are available.

Financials Breakdown Chart

Key Financial Trends

Sumitomo Mitsui Financial Group's balance sheets over the last three fiscal years ending March 31 showed several notable trends and changes in key financial metrics:

Total assets decreased from approximately $2.04 trillion in FY 2022 to $1.86 trillion in FY 2024, indicating a potential strategic consolidation or improved asset quality management.
Loans and leases net of allowance were essentially stable around $840 billion to $885 billion, reflecting consistent core lending activity.
Other equity adjustments increased notably from about $21.0 billion in FY 2022 to $26.9 billion in FY 2024, suggesting improved valuation or accumulated other comprehensive income gains.
Retained earnings grew slightly, stabilizing near $51 billion in FY 2024, indicating steady profitability retained within the company.
Cash and equivalents declined from $623 billion in FY 2022 to $520 billion in FY 2024, which might reflect deployment of cash into other business areas.
Goodwill remained relatively unchanged around $6.8 billion, indicating limited recent acquisitions or impairments.
Interest bearing deposits, an important liability funding source, decreased from $1.33 trillion in FY 2022 to $1.20 trillion in FY 2024, potentially increasing funding costs or pressure on liquidity.
Total liabilities decreased from about $1.94 trillion in FY 2022 to $1.75 trillion in FY 2024, which is aligned with asset declines but may put pressure on leverage and growth capacity.
Long-term debt slightly decreased but remains high near $224 billion in FY 2024, which could impact interest expense and financial flexibility.
Common stock value declined from $24.6 billion in FY 2022 to $19.9 billion in FY 2024, potentially reflecting share repurchases or changes in capital structure.

Overall, Sumitomo Mitsui Financial Group appears to be managing a modest downsizing of assets and liabilities while maintaining steady loan levels and improving equity components. However, reductions in cash, deposits, and common stock might merit monitoring as indicators for funding strategy and shareholder return policy.

09/20/25 12:15 PM ETAI Generated. May Contain Errors.

Frequently Asked Questions About Sumitomo Mitsui Financial Group's Financials

When does Sumitomo Mitsui Financial Group's financial year end?

According to the most recent income statement we have on file, Sumitomo Mitsui Financial Group's fiscal year ends in March. Their fiscal year 2025 ended on March 31, 2025.

How has Sumitomo Mitsui Financial Group's net income changed over the last 9 years?

Sumitomo Mitsui Financial Group's net income appears to be on a downward trend, with a most recent value of $3.45 billion in 2025, falling from $8.54 billion in 2016. The previous period was $5.92 billion in 2024. See Sumitomo Mitsui Financial Group's forecast for analyst expectations on what’s next for the company.

How has Sumitomo Mitsui Financial Group's revenue changed over the last 9 years?

Over the last 9 years, Sumitomo Mitsui Financial Group's total revenue changed from $31.71 billion in 2016 to $22.87 billion in 2025, a change of -27.9%.

How much debt does Sumitomo Mitsui Financial Group have?

Sumitomo Mitsui Financial Group's total liabilities were at $1.84 trillion at the end of 2025, a 4.9% increase from 2024, and a 14.3% increase since 2017.

How much cash does Sumitomo Mitsui Financial Group have?

In the past 8 years, Sumitomo Mitsui Financial Group's cash and equivalents has ranged from $424.92 billion in 2017 to $660.73 billion in 2021, and is currently $511.47 billion as of their latest financial filing in 2025.

How has Sumitomo Mitsui Financial Group's book value per share changed over the last 9 years?

Over the last 9 years, Sumitomo Mitsui Financial Group's book value per share changed from 0.00 in 2016 to 72.17 in 2025, a change of 7,217.2%.

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This page (NYSE:SMFG) was last updated on 9/20/2025 by MarketBeat.com Staff

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Sumitomo Mitsui Financial Group (SMFG) Financials

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Sumitomo Mitsui Financial Group (SMFG) Financials

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