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Sumitomo Mitsui Financial Group (SMFG) Financials

Sumitomo Mitsui Financial Group logo
$16.43 -0.10 (-0.57%)
Closing price 08/29/2025 03:59 PM Eastern
Extended Trading
$16.42 -0.01 (-0.06%)
As of 08/29/2025 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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Annual Income Statements for Sumitomo Mitsui Financial Group

Annual Income Statements for Sumitomo Mitsui Financial Group

This table shows Sumitomo Mitsui Financial Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 3/31/2016 3/31/2017 3/31/2018 3/31/2019 3/31/2020 3/31/2021 3/31/2022 3/31/2023 3/31/2024 3/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 7,560 5,637 9,589 4,867 1,867 6,215 4,114 6,869 5,775 3,190
Consolidated Net Income / (Loss)		 8,535 6,649 8,370 5,816 2,155 6,374 4,241 7,050 5,923 3,445
Net Income / (Loss) Continuing Operations		 8,535 6,649 8,370 5,816 2,155 6,374 4,241 7,050 5,923 3,445
Total Pre-Tax Income 		11,876 7,904 10,528 7,471 2,639 8,646 5,570 9,506 7,987 4,365
Total Revenue		 31,710 28,145 34,225 27,367 22,805 26,063 23,530 27,408 24,720 22,874
Net Interest Income / (Expense)		 12,913 12,550 12,910 11,396 12,283 12,503 11,890 13,221 12,503 16,774
Total Interest Income		 16,775 17,060 20,173 21,611 22,461 16,094 14,391 27,842 39,310 44,808
Investment Securities Interest Income		 16,775 17,060 20,173 21,611 22,461 16,094 14,391 27,842 39,310 44,808
Total Interest Expense		 3,862 4,510 7,263 10,215 10,178 3,591 2,501 14,622 26,806 28,034
Long-Term Debt Interest Expense		 3,862 4,510 7,263 10,215 10,178 3,591 2,501 14,622 26,806 28,034
Total Non-Interest Income		 18,797 15,595 21,315 15,971 10,522 13,560 11,640 14,208 12,206 6,315
Trust Fees by Commissions		 8,065 7,944 8,962 8,293 8,803 8,793 8,551 7,833 8,174 8,782
Other Service Charges		 -1,329 -1,912 -1,287 -1,075 -2,426 -2,554 -2,305 -1,118 -1,356 -2,744
Net Realized & Unrealized Capital Gains on Investments		 7,506 4,393 6,535 3,720 2,898 3,540 2,850 4,834 2,509 -719
Other Non-Interest Income		 4,555 5,170 7,105 5,032 1,248 3,781 2,544 2,660 2,879 996
Total Non-Interest Expense		 20,113 20,504 24,161 20,256 20,391 17,745 17,870 18,561 17,793 19,462
Salaries and Employee Benefits		 15,285 15,730 16,702 15,086 15,830 15,179 14,835 14,805 14,745 16,156
Other Operating Expenses		 4,828 4,774 7,459 5,170 4,561 2,566 3,035 3,756 3,049 3,306
Nonoperating Income / (Expense), net		 278 263 464 361 224 329 -89 659 1,061 952
Income Tax Expense		 3,340 1,255 2,158 1,655 483 2,273 1,329 2,456 2,063 919
Net Income / (Loss) Attributable to Noncontrolling Interest		 -951 -941 -1,128 -842 -173 -40 -39 -96 -57 -45
Other Adjustment to Net Income / (Loss) Attributable to Common Shareholders)		 -25 -71 -91 -107 -115 -119 -88 -85 -91 -211
Basic Earnings per Share		 $617.25 $458.56 $538.84 $387.76 $145.48 $501.73 $3.00 $1.68 $1.45 $0.82
Weighted Average Basic Shares Outstanding		 - - 1.41B 1.40B 1.37B 1.37B 1.37B 1.37B 1.34B 3.88B
Diluted Earnings per Share		 $616.83 $458.18 $538.43 $387.49 $145.39 $501.49 $3.00 $1.68 $1.45 $0.82
Weighted Average Diluted Shares Outstanding		 - - 1.41B 1.40B 1.37B 1.37B 1.37B 1.37B 1.34B 3.88B
Weighted Average Basic & Diluted Shares Outstanding		 - - 1.41B 1.40B 1.37B 1.37B 1.37B 1.37B 1.34B 3.88B

Quarterly Income Statements for Sumitomo Mitsui Financial Group

No quarterly income statements for Sumitomo Mitsui Financial Group are available.

Annual Cash Flow Statements for Sumitomo Mitsui Financial Group

This table details how cash moves in and out of Sumitomo Mitsui Financial Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 3/31/2016 3/31/2017 3/31/2018 3/31/2019 3/31/2020 3/31/2021 3/31/2022 3/31/2023 3/31/2024 3/31/2025
Net Change in Cash & Equivalents		 27,037 36,969 67,475 29,638 41,871 93,519 23,018 7,535 13,845 -14,594
Net Cash From Operating Activities		 -17,131 33,582 -105,112 -25,019 82,894 165,632 42,006 -39,472 6,855 20,454
Net Cash From Continuing Operating Activities		 -13,408 33,582 105,112 25,019 82,894 165,632 39,790 -39,472 6,855 20,454
Net Income / (Loss) Continuing Operations		 11,876 7,904 10,528 7,471 2,639 8,646 5,570 9,506 7,987 4,365
Consolidated Net Income / (Loss)		 11,876 7,904 10,528 7,471 2,639 8,646 5,570 9,506 7,987 4,365
Provision For Loan Losses		 - 1,270 1,191 - 2,328 2,505 - 1,041 1,474 2,527
Depreciation Expense		 2,293 2,708 2,918 1,966 2,959 2,803 2,645 2,428 2,239 2,248
Non-Cash Adjustments to Reconcile Net Income		 3,658 900 -2,889 108 1,057 -8,363 -5,972 -5,650 -12,179 -483
Changes in Operating Assets and Liabilities, net		 -31,235 20,801 93,364 13,266 73,912 160,040 37,547 -46,797 7,334 11,798
Net Cash From Investing Activities		 49,139 7,645 -33,811 10,791 -27,927 -70,338 -21,932 43,686 -5,400 -30,225
Net Cash From Continuing Investing Activities		 14,828 7,645 -33,811 10,791 -27,778 -70,306 -19,488 43,686 -5,334 -30,128
Purchase of Property, Leasehold Improvements and Equipment		 -6,163 -5,714 -7,968 -5,821 -2,164 -2,621 -1,604 -2,163 -2,398 -2,368
Purchase of Investment Securities		 - -176,326 -211,673 -225,219 -318,942 -362,862 -283,835 -229,883 -221,595 -312,197
Sale of Property, Leasehold Improvements and Equipment		 1,332 1,517 2,842 938 178 209 - 66 13 47
Divestitures		 - 0.00 -8,018 1,415 250 - 0.00 0.00 472 8.49
Sale and/or Maturity of Investments		 6.83 190,095 192,520 240,061 292,929 295,489 267,057 276,098 220,495 284,622
Other Investing Activities, net		 19,653 -137 0.00 -924 -29 -521 -1,105 -433 -2,321 -241
Net Cash From Financing Activities		 -588 -1,564 -3,395 -6,569 -10,560 -6,187 -4,923 -3,462 1,099 -4,085
Net Cash From Continuing Financing Activities		 -588 -1,564 -3,395 -6,569 -10,560 -6,187 -4,923 -3,462 1,099 -4,085
Issuance of Debt		 969 2,193 987 -240 507 815 -2,364 753 1,816 1,684
Issuance of Common Equity		 - 1,346 1,410 - 793 903 658 881 4,619 2,735
Repayment of Debt		 -361 -99 -94 -72 -965 -864 -913 -1,044 -824 -865
Repurchase of Common Equity		 -1.23 -1,724 -1,690 -627 -1,984 -4,444 2.03 -1,684 -1,397 -4,612
Payment of Dividends		 -2,586 -2,432 -2,736 -2,899 -2,545 -2,426 -2,262 -2,292 -2,332 -2,789
Other Financing Activities, Net		 2,663 -69 -1.03 -44 -2,293 -171 -45 -76 -784 -237
Effect of Exchange Rate Changes		 -4,383 -2,694 -432 396 -2,537 4,412 7,867 6,783 11,290 -739
Cash Interest Paid		 - 4,349 7,050 9,811 10,371 3,934 2,476 13,511 25,804 28,073
Cash Interest Received		 17,886 18,183 21,160 22,468 23,737 17,678 16,003 27,417 40,163 46,670

Quarterly Cash Flow Statements for Sumitomo Mitsui Financial Group

No quarterly cash flow statements for Sumitomo Mitsui Financial Group are available.

Annual Balance Sheets for Sumitomo Mitsui Financial Group

This table presents Sumitomo Mitsui Financial Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 3/31/2017 3/31/2018 3/31/2019 3/31/2020 3/31/2021 3/31/2022 3/31/2023 3/31/2024 3/31/2025
Total Assets		 1,716,121 1,808,099 1,755,813 1,979,764 2,124,596 2,043,485 1,941,145 1,860,016 1,949,067
Cash and Due from Banks		 424,922 514,612 518,772 582,955 660,732 623,333 576,011 520,767 511,470
Restricted Cash		 80,122 79,895 92,917 128,271 106,111 93,082 83,044 93,563 147,272
Trading Account Securities		 205,149 222,646 184,943 230,017 309,093 300,442 242,422 242,441 264,995
Loans and Leases, Net of Allowance		 872,161 17,706 836,566 891,816 906,414 877,808 885,695 840,185 869,857
Loans and Leases		 872,161 17,706 836,566 891,816 906,414 877,808 885,695 840,185 869,857
Premises and Equipment, Net		 24,115 - 13,541 16,467 15,862 14,517 13,802 8,908 8,799
Deferred Acquisition Cost		 - - - - - - 8,597 10,267 10,599
Goodwill		 9,845 - 7,380 7,796 7,410 8,176 6,818 6,782 7,279
Other Assets		 98,602 965,375 101,694 122,443 118,975 126,127 124,757 137,102 128,794
Total Liabilities & Shareholders' Equity		 1,716,121 1,808,099 1,755,813 1,979,764 2,124,596 2,043,485 1,941,145 1,860,016 1,949,067
Total Liabilities		 1,609,399 1,690,531 1,650,076 1,877,725 2,013,622 1,938,234 1,839,172 1,752,364 1,839,069
Interest Bearing Deposits		 - - - - - - 1,302,658 1,204,188 1,267,663
Other Short-Term Payables		 - - - - - - 314 1,126 1,596
Long-Term Debt		 228,931 111,430 221,353 297,181 289,461 272,917 228,550 223,638 213,884
Other Long-Term Liabilities		 210,451 1,545,071 221,639 288,766 318,517 326,438 307,651 323,412 355,926
Total Equity & Noncontrolling Interests		 106,722 117,568 105,737 102,039 110,975 105,251 101,973 107,652 109,997
Total Preferred & Common Equity		 89,173 100,326 95,922 95,089 104,494 98,442 95,405 97,075 96,532
Total Common Equity		 89,173 100,326 95,922 95,089 104,494 98,442 95,405 97,075 96,532
Common Stock		 28,747 30,129 27,531 28,634 27,697 24,599 22,511 19,887 20,074
Retained Earnings		 41,383 48,447 51,327 52,349 54,946 52,986 54,233 51,377 52,279
Treasury Stock		 -116 -118 -146 -130 -124 -110 -1,143 -1,109 -257
Other Equity Adjustments		 19,159 21,869 17,211 14,237 21,975 20,968 19,804 26,920 24,437
Noncontrolling Interest		 17,549 17,241 9,815 6,950 6,481 6,809 6,569 10,577 13,465

Quarterly Balance Sheets for Sumitomo Mitsui Financial Group

This table presents Sumitomo Mitsui Financial Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q4 2022 Q4 2023 Q4 2024
Period end date 3/31/2022 3/31/2023 3/31/2024
Total Assets		 2,043,485 1,941,145 1,860,016
Cash and Due from Banks		 623,333 576,011 520,767
Restricted Cash		 93,082 83,044 93,563
Trading Account Securities		 300,442 242,422 242,441
Loans and Leases, Net of Allowance		 877,808 885,695 840,185
Loans and Leases		 877,808 885,695 840,185
Premises and Equipment, Net		 14,517 13,802 8,908
Deferred Acquisition Cost		 - 8,597 10,267
Goodwill		 8,176 6,818 6,782
Other Assets		 126,127 124,757 137,102
Total Liabilities & Shareholders' Equity		 2,043,485 1,941,145 1,860,016
Total Liabilities		 1,938,234 1,839,172 1,752,364
Interest Bearing Deposits		 - 1,302,658 1,204,188
Other Short-Term Payables		 - 314 1,126
Long-Term Debt		 272,917 228,550 223,638
Other Long-Term Liabilities		 326,438 307,651 323,412
Total Equity & Noncontrolling Interests		 105,251 101,973 107,652
Total Preferred & Common Equity		 98,442 95,405 97,075
Total Common Equity		 98,442 95,405 97,075
Common Stock		 24,599 22,511 19,887
Retained Earnings		 52,986 54,233 51,377
Treasury Stock		 -110 -1,143 -1,109
Other Equity Adjustments		 20,968 19,804 26,920
Noncontrolling Interest		 6,809 6,569 10,577

Annual Metrics And Ratios for Sumitomo Mitsui Financial Group

This table displays calculated financial ratios and metrics derived from Sumitomo Mitsui Financial Group's official financial filings.

Metric 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 3/31/2016 3/31/2017 3/31/2018 3/31/2019 3/31/2020 3/31/2021 3/31/2022 3/31/2023 3/31/2024 3/31/2025
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 0.00% -11.24% 21.60% -20.04% -16.67% 14.28% -9.72% 16.60% -9.76% -7.47%
EBITDA Growth		 0.00% -25.50% 25.45% -30.08% -40.80% 106.98% -25.32% 22.30% -23.12% -38.24%
EBIT Growth		 0.00% -34.12% 31.72% -29.35% -66.05% 244.52% -31.96% 36.56% -27.93% -50.73%
NOPAT Growth		 0.00% -22.89% 24.48% -30.82% -64.37% 210.89% -29.72% 52.26% -21.71% -47.56%
Net Income Growth		 0.00% -22.10% 25.88% -30.51% -62.94% 195.71% -33.46% 66.21% -15.98% -41.84%
EPS Growth		 0.00% -25.72% 17.52% -28.03% -62.48% 244.93% -99.40% 67.71% -13.65% -43.63%
Operating Cash Flow Growth		 0.00% 296.04% -413.00% 76.20% 431.32% 99.81% -74.64% -193.97% 117.37% 198.38%
Free Cash Flow Firm Growth		 0.00% 0.00% 134.83% -180.73% 24.20% 107.01% 440.66% 103.96% -91.94% 131.18%
Invested Capital Growth		 0.00% 0.00% -31.78% 42.84% 22.05% 0.30% -5.56% -12.60% 0.23% -2.24%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBITDA Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBIT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
NOPAT Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 43.80% 36.77% 37.93% 33.17% 23.56% 42.67% 35.29% 37.02% 31.54% 24.74%
EBIT Margin		 36.57% 27.15% 29.41% 25.98% 10.59% 31.91% 24.05% 28.17% 22.50% 14.92%
Profit (Net Income) Margin		 26.92% 23.62% 24.46% 21.25% 9.45% 24.46% 18.03% 25.69% 23.93% 15.06%
Tax Burden Percent		 71.87% 84.12% 79.50% 77.85% 81.69% 73.72% 76.14% 74.16% 74.16% 78.94%
Interest Burden Percent		 102.40% 103.45% 104.61% 105.07% 109.29% 103.95% 98.42% 122.99% 143.39% 127.89%
Effective Tax Rate		 28.13% 15.88% 20.50% 22.16% 18.31% 26.28% 23.86% 25.84% 25.84% 21.06%
Return on Invested Capital (ROIC)		 0.00% 3.83% 2.83% 1.99% 0.54% 1.53% 1.11% 1.85% 1.55% 0.82%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 4.02% 3.05% 2.16% 0.61% 1.62% 1.08% 2.05% 1.90% 1.17%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 8.63% 4.63% 3.22% 1.53% 4.45% 2.82% 4.95% 4.10% 2.34%
Return on Equity (ROE)		 0.00% 12.46% 7.46% 5.21% 2.07% 5.98% 3.92% 6.80% 5.65% 3.17%
Cash Return on Invested Capital (CROIC)		 0.00% -196.17% 40.61% -33.29% -19.32% 1.23% 6.83% 15.30% 1.32% 3.08%
Operating Return on Assets (OROA)		 0.00% 0.45% 0.57% 0.40% 0.13% 0.41% 0.27% 0.39% 0.29% 0.18%
Return on Assets (ROA)		 0.00% 0.39% 0.48% 0.33% 0.12% 0.31% 0.20% 0.35% 0.31% 0.18%
Return on Common Equity (ROCE)		 0.00% 10.41% 6.31% 4.58% 1.91% 5.61% 3.68% 6.36% 5.19% 2.82%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 7.46% 8.34% 6.06% 2.27% 6.10% 4.31% 7.39% 6.10% 3.57%
Net Operating Profit after Tax (NOPAT)		 8,335 6,427 8,001 5,535 1,972 6,131 4,309 6,561 5,137 2,694
NOPAT Margin		 26.29% 22.84% 23.38% 20.23% 8.65% 23.53% 18.31% 23.91% 20.75% 11.78%
Net Nonoperating Expense Percent (NNEP)		 0.00% -0.19% -0.22% -0.17% -0.07% -0.08% 0.02% -0.19% -0.35% -0.34%
SG&A Expenses to Revenue		 48.20% 55.89% 48.80% 55.13% 69.41% 58.24% 63.05% 0.00% 0.00% 70.63%
Operating Expenses to Revenue		 63.43% 72.85% 70.59% 74.02% 89.41% 68.09% 75.95% 71.83% 77.50% 85.08%
Earnings before Interest and Taxes (EBIT)		 11,597 7,640 10,064 7,111 2,414 8,318 5,660 7,729 5,570 3,413
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 13,890 10,348 12,982 9,077 5,373 11,121 8,305 10,157 7,809 5,660
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 0.00 0.00 0.00 0.00 0.09 0.08 0.12 0.17 0.21
Price to Tangible Book Value (P/TBV)		 0.00 0.00 0.00 0.00 0.00 0.10 0.09 0.12 0.18 0.23
Price to Revenue (P/Rev)		 0.00 0.00 0.00 0.00 0.00 0.37 0.36 0.40 0.65 0.90
Price to Earnings (P/E)		 0.00 0.00 0.00 0.00 0.00 1.55 2.03 1.83 3.10 6.48
Dividend Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 5.03% 0.00% 0.00% 0.00% 0.00%
Earnings Yield		 0.00% 0.00% 0.00% 0.00% 0.00% 64.32% 49.20% 54.72% 32.28% 15.43%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.00 2.15 0.95 2.09 2.91 2.61 2.59 2.24 2.08 1.94
Long-Term Debt to Equity		 0.00 2.15 0.95 2.09 2.91 2.61 2.59 2.24 2.08 1.94
Financial Leverage		 0.00 2.15 1.52 1.49 2.50 2.75 2.60 2.42 2.16 2.01
Leverage Ratio		 0.00 16.08 15.71 15.96 17.98 19.27 19.28 19.23 18.13 17.50
Compound Leverage Factor		 0.00 16.63 16.44 16.77 19.65 20.03 18.97 23.65 26.00 22.38
Debt to Total Capital		 0.00% 68.20% 48.66% 67.67% 74.44% 72.29% 72.17% 69.15% 67.51% 66.04%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 0.00% 68.20% 48.66% 67.67% 74.44% 72.29% 72.17% 69.15% 67.51% 66.04%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 5.23% 7.53% 3.00% 1.74% 1.62% 1.80% 1.99% 3.19% 4.16%
Common Equity to Total Capital		 0.00% 26.57% 43.81% 29.33% 23.82% 26.10% 26.03% 28.86% 29.30% 29.80%
Debt to EBITDA		 0.00 22.12 8.58 24.39 55.31 26.03 32.86 22.50 28.64 37.79
Net Debt to EBITDA		 0.00 -26.68 -37.21 -43.00 -77.06 -42.93 -53.40 -42.39 -50.03 -78.59
Long-Term Debt to EBITDA		 0.00 22.12 8.58 24.39 55.31 26.03 32.86 22.50 28.64 37.79
Debt to NOPAT		 0.00 35.62 13.93 39.99 150.68 47.21 63.33 34.83 43.54 79.40
Net Debt to NOPAT		 0.00 -42.96 -60.38 -70.52 -209.94 -77.86 -102.92 -65.61 -76.06 -165.13
Long-Term Debt to NOPAT		 0.00 35.62 13.93 39.99 150.68 47.21 63.33 34.83 43.54 79.40
Noncontrolling Interest Sharing Ratio		 0.00% 16.44% 15.51% 12.12% 8.07% 6.31% 6.15% 6.46% 8.18% 11.05%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 0.00 -329,225 114,657 -92,557 -70,158 4,916 26,577 54,207 4,370 10,102
Operating Cash Flow to CapEx		 -354.54% 800.27% -2,050.24% -512.35% 4,175.06% 6,868.07% 2,618.20% -1,882.35% 287.46% 881.25%
Free Cash Flow to Firm to Interest Expense		 0.00 -73.00 15.79 -9.06 -6.89 1.37 10.63 3.71 0.16 0.36
Operating Cash Flow to Interest Expense		 -4.44 7.45 -14.47 -2.45 8.14 46.12 16.80 -2.70 0.26 0.73
Operating Cash Flow Less CapEx to Interest Expense		 -5.69 6.52 -15.18 -2.93 7.95 45.45 16.15 -2.84 0.17 0.65
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.00 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01
Fixed Asset Turnover		 0.00 1.17 0.00 0.00 1.52 1.61 1.55 1.94 2.18 2.58
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 0.00 335,653 228,997 327,090 399,220 400,436 378,168 330,523 331,290 323,881
Invested Capital Turnover		 0.00 0.17 0.12 0.10 0.06 0.07 0.06 0.08 0.07 0.07
Increase / (Decrease) in Invested Capital		 0.00 335,653 -106,656 98,092 72,130 1,216 -22,267 -47,646 767 -7,409
Enterprise Value (EV)		 0.00 0.00 0.00 0.00 0.00 -461,238 -428,327 -412,942 -363,936 -410,715
Market Capitalization		 0.00 0.00 0.00 0.00 0.00 9,662 8,362 10,995 16,180 20,678
Book Value per Share		 $0.00 $0.00 $70.93 $67.82 $67.95 $76.10 $71.64 $69.42 $70.62 $72.17
Tangible Book Value per Share		 $0.00 $0.00 $65.37 $62.60 $62.38 $70.70 $65.69 $64.46 $65.68 $66.73
Total Capital		 0.00 335,653 228,997 327,090 399,220 400,436 378,168 330,523 331,290 323,881
Total Debt		 0.00 228,931 111,430 221,353 297,181 289,461 272,917 228,550 223,638 213,884
Total Long-Term Debt		 0.00 228,931 111,430 221,353 297,181 289,461 272,917 228,550 223,638 213,884
Net Debt		 0.00 -276,113 -483,077 -390,336 -414,045 -477,381 -443,498 -430,506 -390,693 -444,858
Capital Expenditures (CapEx)		 4,832 4,196 5,127 4,883 1,985 2,412 1,604 2,097 2,385 2,321
Net Nonoperating Expense (NNE)		 -200 -221 -369 -281 -183 -242 68 -488 -787 -751
Net Nonoperating Obligations (NNO)		 0.00 228,931 111,430 221,353 297,181 289,461 272,917 228,550 223,638 213,884
Total Depreciation and Amortization (D&A)		 2,293 2,708 2,918 1,966 2,959 2,803 2,645 2,428 2,239 2,248
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $538.84 $387.76 $145.48 $501.73 $364.46 $668.12 $4.35 $0.82
Adjusted Weighted Average Basic Shares Outstanding		 0.00 0.00 1.41B 1.40B 1.37B 1.37B 1.37B 1.37B 1.34B 3.88B
Adjusted Diluted Earnings per Share		 $0.00 $0.00 $538.43 $387.49 $145.39 $501.49 $364.31 $667.89 $4.34 $0.82
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 0.00 1.41B 1.40B 1.37B 1.37B 1.37B 1.37B 1.34B 3.88B
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 0.00 1.41B 1.40B 1.37B 1.37B 1.37B 1.37B 1.34B 3.88B
Normalized Net Operating Profit after Tax (NOPAT)		 8,335 6,427 8,001 5,535 1,972 6,131 4,309 7,391 6,143 2,694
Normalized NOPAT Margin		 26.29% 22.84% 23.38% 20.23% 8.65% 23.53% 18.31% 26.94% 24.81% 11.78%
Pre Tax Income Margin		 37.45% 28.08% 30.76% 27.30% 11.57% 33.18% 23.67% 34.65% 32.26% 19.08%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 3.00 1.69 1.39 0.70 0.24 2.32 2.26 0.53 0.21 0.12
NOPAT to Interest Expense		 2.16 1.43 1.10 0.54 0.19 1.71 1.72 0.45 0.19 0.10
EBIT Less CapEx to Interest Expense		 1.75 0.76 0.68 0.22 0.04 1.64 1.62 0.39 0.12 0.04
NOPAT Less CapEx to Interest Expense		 0.91 0.49 0.40 0.06 0.00 1.04 1.08 0.31 0.10 0.01
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 30.30% 36.58% 32.69% 49.84% 118.06% 38.06% 53.33% 32.51% 39.37% 80.95%
Augmented Payout Ratio		 30.31% 62.51% 52.89% 60.62% 210.10% 107.78% 53.28% 56.39% 62.95% 214.83%

Quarterly Metrics And Ratios for Sumitomo Mitsui Financial Group

No quarterly metrics and ratios for Sumitomo Mitsui Financial Group are available.

Key Financial Trends

Sumitomo Mitsui Financial Group (SMFG) has seen several notable changes in its balance sheet over the last three fiscal years ending in Q4 of fiscal years 2024, 2023, and 2022. Below is a summary of these trends and their potential impacts on investors:

  • Loans and Leases (net of allowance) remain a dominant asset for SMFG, with values close to $840 billion in 2024, showing a slight decrease from about $885 billion in 2023 but relatively stable compared to 2022.
  • Total Common Equity increased from approximately $95.4 billion in 2023 to $97.1 billion in 2024, supporting a stronger equity base.
  • Noncontrolling Interest grew significantly from about $6.57 billion in 2023 to $10.58 billion in 2024, reflecting increased interests held by minority shareholders.
  • Interest Bearing Deposits remain high, exceeding $1.2 trillion in 2024, which implies a strong deposit base to fund lending and asset growth.
  • Total Assets declined from about $2.04 trillion in 2022 to $1.86 trillion in 2024, mainly due to decreases in cash equivalents and loans; this could reflect strategic asset sales or shifts in business mix.
  • Goodwill and Premises and Equipment decreased moderately by 2024, suggesting no major acquisitions or large capital expenditures in recent years.
  • Treasury Stock remained relatively stable, implying limited share repurchases or other equity transactions affecting treasury holdings.
  • Total Liabilities decreased from approximately $1.94 trillion in 2022 to about $1.75 trillion in 2024, which may reflect a reduction in borrowings but could also constrain growth if driven by deposit outflows.
  • Long-Term Debt slightly decreased from around $273 billion in 2022 to $224 billion in 2024, which reduces financial leverage but may affect interest expense and funding flexibility.
  • Other Long-Term Liabilities increased to over $323 billion in 2024, which may raise concerns about increased off-balance-sheet obligations or contingent liabilities.

Overall, SMFG's balance sheet shows a stable lending portfolio, a solid equity base, and significant deposits, which are positive for its financial health. However, the decline in total assets and liabilities and changes in long-term liabilities indicate cautious financial management likely in response to economic conditions or strategic priorities.

08/31/25 10:05 AM ETAI Generated. May Contain Errors.

Financials Breakdown Chart

Frequently Asked Questions About Sumitomo Mitsui Financial Group's Financials

When does Sumitomo Mitsui Financial Group's fiscal year end?

According to the most recent income statement we have on file, Sumitomo Mitsui Financial Group's financial year ends in March. Their financial year 2025 ended on March 31, 2025.

How has Sumitomo Mitsui Financial Group's net income changed over the last 9 years?

Sumitomo Mitsui Financial Group's net income appears to be on a downward trend, with a most recent value of $3.45 billion in 2025, falling from $8.54 billion in 2016. The previous period was $5.92 billion in 2024. See Sumitomo Mitsui Financial Group's forecast for analyst expectations on what’s next for the company.

How has Sumitomo Mitsui Financial Group's revenue changed over the last 9 years?

Over the last 9 years, Sumitomo Mitsui Financial Group's total revenue changed from $31.71 billion in 2016 to $22.87 billion in 2025, a change of -27.9%.

How much debt does Sumitomo Mitsui Financial Group have?

Sumitomo Mitsui Financial Group's total liabilities were at $1.84 trillion at the end of 2025, a 4.9% increase from 2024, and a 14.3% increase since 2017.

How much cash does Sumitomo Mitsui Financial Group have?

In the past 8 years, Sumitomo Mitsui Financial Group's cash and equivalents has ranged from $424.92 billion in 2017 to $660.73 billion in 2021, and is currently $511.47 billion as of their latest financial filing in 2025.

How has Sumitomo Mitsui Financial Group's book value per share changed over the last 9 years?

Over the last 9 years, Sumitomo Mitsui Financial Group's book value per share changed from 0.00 in 2016 to 72.17 in 2025, a change of 7,217.2%.


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This page (NYSE:SMFG) was last updated on 8/31/2025 by MarketBeat.com Staff
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