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BayFirst Financial (BAFN) Competitors

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$15.17 +0.22 (+1.47%)
Closing price 07/25/2025 03:20 PM Eastern
Extended Trading
$15.17 0.00 (0.00%)
As of 07/25/2025 04:04 PM Eastern
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BAFN vs. INBK, MYFW, FBLA, OVLY, FUNC, NWFL, SNFCA, PVBC, BPRN, and LCNB

Should you be buying BayFirst Financial stock or one of its competitors? The main competitors of BayFirst Financial include First Internet Bancorp (INBK), First Western Financial (MYFW), FB Bancorp (FBLA), Oak Valley Bancorp (OVLY), First United (FUNC), Norwood Financial (NWFL), Security National Financial (SNFCA), Provident Bancorp (PVBC), Princeton Bancorp (BPRN), and LCNB (LCNB). These companies are all part of the "banking" industry.

BayFirst Financial vs. Its Competitors

First Internet Bancorp (NASDAQ:INBK) and BayFirst Financial (NASDAQ:BAFN) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, profitability, analyst recommendations, dividends, media sentiment, risk, valuation and institutional ownership.

First Internet Bancorp has higher earnings, but lower revenue than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Internet Bancorp$136.47M1.48$25.28M$1.7613.20
BayFirst Financial$143.28M0.44$12.60M$2.246.77

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.0%. BayFirst Financial pays an annual dividend of $0.32 per share and has a dividend yield of 2.1%. First Internet Bancorp pays out 13.6% of its earnings in the form of a dividend. BayFirst Financial pays out 14.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 16.9% of BayFirst Financial shares are held by institutional investors. 8.0% of First Internet Bancorp shares are held by company insiders. Comparatively, 18.8% of BayFirst Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

First Internet Bancorp has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500. Comparatively, BayFirst Financial has a beta of 0.41, suggesting that its stock price is 59% less volatile than the S&P 500.

First Internet Bancorp currently has a consensus price target of $27.33, suggesting a potential upside of 17.61%. Given First Internet Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe First Internet Bancorp is more favorable than BayFirst Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Internet Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
BayFirst Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

BayFirst Financial has a net margin of 8.22% compared to First Internet Bancorp's net margin of 4.36%. BayFirst Financial's return on equity of 12.68% beat First Internet Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Internet Bancorp4.36% 3.04% 0.20%
BayFirst Financial 8.22%12.68%0.91%

In the previous week, First Internet Bancorp had 13 more articles in the media than BayFirst Financial. MarketBeat recorded 14 mentions for First Internet Bancorp and 1 mentions for BayFirst Financial. BayFirst Financial's average media sentiment score of 1.87 beat First Internet Bancorp's score of 0.19 indicating that BayFirst Financial is being referred to more favorably in the news media.

Company Overall Sentiment
First Internet Bancorp Neutral
BayFirst Financial Very Positive

Summary

First Internet Bancorp beats BayFirst Financial on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BAFN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BAFN vs. The Competition

MetricBayFirst FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$61.73M$2.00B$12.26B$9.50B
Dividend Yield2.14%2.60%5.54%4.00%
P/E Ratio6.7711.9919.0620.07
Price / Sales0.442.5226.1198.54
Price / Cash2.7812.5921.6358.56
Price / Book0.661.202.205.88
Net Income$12.60M$154.64M$998.02M$258.89M
7 Day Performance4.26%-0.46%0.58%3.70%
1 Month Performance7.71%4.38%3.45%11.71%
1 Year Performance16.78%12.68%536.27%17.98%

BayFirst Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BAFN
BayFirst Financial
3.7606 of 5 stars
$15.17
+1.5%
N/A+16.3%$61.73M$143.28M6.77640Positive News
Upcoming Earnings
Gap Down
INBK
First Internet Bancorp
3.5658 of 5 stars
$27.66
+1.9%
$31.75
+14.8%
-35.3%$240.64M$339.23M11.48290News Coverage
Earnings Report
MYFW
First Western Financial
3.9287 of 5 stars
$24.62
+0.9%
$24.33
-1.2%
+26.1%$239.31M$180.33M23.67310News Coverage
Earnings Report
FBLA
FB Bancorp
N/A$11.90
flat
N/AN/A$236.10M$85.90M0.00N/A
OVLY
Oak Valley Bancorp
3.4152 of 5 stars
$27.90
flat
N/A+3.3%$233.80M$89.45M9.52200News Coverage
Positive News
Earnings Report
FUNC
First United
3.8205 of 5 stars
$35.75
0.0%
$42.00
+17.5%
+23.2%$231.62M$82.03M10.27300Positive News
Earnings Report
NWFL
Norwood Financial
3.4678 of 5 stars
$24.56
+0.2%
$28.50
+16.0%
-16.5%$227.43M$101.43M272.89260News Coverage
Positive News
Earnings Report
SNFCA
Security National Financial
1.6183 of 5 stars
$8.75
flat
N/A+11.3%$226.84M$337.03M9.471,421Positive News
PVBC
Provident Bancorp
1.1609 of 5 stars
$12.66
-0.2%
$12.50
-1.3%
+6.0%$225.21M$55.61M48.69180News Coverage
Earnings Report
BPRN
Princeton Bancorp
3.5061 of 5 stars
$32.06
-0.3%
$37.50
+17.0%
-15.8%$222.14M$78.20M18.11180News Coverage
Earnings Report
Dividend Announcement
LCNB
LCNB
3 of 5 stars
$15.56
+0.3%
$16.25
+4.4%
-0.1%$220.44M$84.90M13.53310News Coverage
Positive News
Earnings Report
Analyst Downgrade

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This page (NASDAQ:BAFN) was last updated on 7/26/2025 by MarketBeat.com Staff
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