BayFirst Financial (BAFN) Competitors $15.17 +0.22 (+1.47%) Closing price 07/25/2025 03:20 PM EasternExtended Trading$15.17 0.00 (0.00%) As of 07/25/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock BAFN vs. INBK, MYFW, FBLA, OVLY, FUNC, NWFL, SNFCA, PVBC, BPRN, and LCNBShould you be buying BayFirst Financial stock or one of its competitors? The main competitors of BayFirst Financial include First Internet Bancorp (INBK), First Western Financial (MYFW), FB Bancorp (FBLA), Oak Valley Bancorp (OVLY), First United (FUNC), Norwood Financial (NWFL), Security National Financial (SNFCA), Provident Bancorp (PVBC), Princeton Bancorp (BPRN), and LCNB (LCNB). These companies are all part of the "banking" industry. BayFirst Financial vs. Its Competitors First Internet Bancorp First Western Financial FB Bancorp Oak Valley Bancorp First United Norwood Financial Security National Financial Provident Bancorp Princeton Bancorp LCNB First Internet Bancorp (NASDAQ:INBK) and BayFirst Financial (NASDAQ:BAFN) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, profitability, analyst recommendations, dividends, media sentiment, risk, valuation and institutional ownership. Which has higher earnings and valuation, INBK or BAFN? First Internet Bancorp has higher earnings, but lower revenue than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFirst Internet Bancorp$136.47M1.48$25.28M$1.7613.20BayFirst Financial$143.28M0.44$12.60M$2.246.77 Is INBK or BAFN a better dividend stock? First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.0%. BayFirst Financial pays an annual dividend of $0.32 per share and has a dividend yield of 2.1%. First Internet Bancorp pays out 13.6% of its earnings in the form of a dividend. BayFirst Financial pays out 14.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Do institutionals and insiders believe in INBK or BAFN? 65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 16.9% of BayFirst Financial shares are held by institutional investors. 8.0% of First Internet Bancorp shares are held by company insiders. Comparatively, 18.8% of BayFirst Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth. Which has more volatility & risk, INBK or BAFN? First Internet Bancorp has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500. Comparatively, BayFirst Financial has a beta of 0.41, suggesting that its stock price is 59% less volatile than the S&P 500. Do analysts prefer INBK or BAFN? First Internet Bancorp currently has a consensus price target of $27.33, suggesting a potential upside of 17.61%. Given First Internet Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe First Internet Bancorp is more favorable than BayFirst Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Internet Bancorp 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33BayFirst Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Is INBK or BAFN more profitable? BayFirst Financial has a net margin of 8.22% compared to First Internet Bancorp's net margin of 4.36%. BayFirst Financial's return on equity of 12.68% beat First Internet Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets First Internet Bancorp4.36% 3.04% 0.20% BayFirst Financial 8.22%12.68%0.91% Does the media favor INBK or BAFN? In the previous week, First Internet Bancorp had 13 more articles in the media than BayFirst Financial. MarketBeat recorded 14 mentions for First Internet Bancorp and 1 mentions for BayFirst Financial. BayFirst Financial's average media sentiment score of 1.87 beat First Internet Bancorp's score of 0.19 indicating that BayFirst Financial is being referred to more favorably in the news media. Company Overall Sentiment First Internet Bancorp Neutral BayFirst Financial Very Positive SummaryFirst Internet Bancorp beats BayFirst Financial on 10 of the 18 factors compared between the two stocks. Get BayFirst Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for BAFN and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding BAFN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart BAFN vs. The Competition Export to ExcelMetricBayFirst FinancialBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$61.73M$2.00B$12.26B$9.50BDividend Yield2.14%2.60%5.54%4.00%P/E Ratio6.7711.9919.0620.07Price / Sales0.442.5226.1198.54Price / Cash2.7812.5921.6358.56Price / Book0.661.202.205.88Net Income$12.60M$154.64M$998.02M$258.89M7 Day Performance4.26%-0.46%0.58%3.70%1 Month Performance7.71%4.38%3.45%11.71%1 Year Performance16.78%12.68%536.27%17.98% BayFirst Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)BAFNBayFirst Financial3.7606 of 5 stars$15.17+1.5%N/A+16.3%$61.73M$143.28M6.77640Positive NewsUpcoming EarningsGap DownINBKFirst Internet Bancorp3.5658 of 5 stars$27.66+1.9%$31.75+14.8%-35.3%$240.64M$339.23M11.48290News CoverageEarnings ReportMYFWFirst Western Financial3.9287 of 5 stars$24.62+0.9%$24.33-1.2%+26.1%$239.31M$180.33M23.67310News CoverageEarnings ReportFBLAFB BancorpN/A$11.90flatN/AN/A$236.10M$85.90M0.00N/AOVLYOak Valley Bancorp3.4152 of 5 stars$27.90flatN/A+3.3%$233.80M$89.45M9.52200News CoveragePositive NewsEarnings ReportFUNCFirst United3.8205 of 5 stars$35.750.0%$42.00+17.5%+23.2%$231.62M$82.03M10.27300Positive NewsEarnings ReportNWFLNorwood Financial3.4678 of 5 stars$24.56+0.2%$28.50+16.0%-16.5%$227.43M$101.43M272.89260News CoveragePositive NewsEarnings ReportSNFCASecurity National Financial1.6183 of 5 stars$8.75flatN/A+11.3%$226.84M$337.03M9.471,421Positive NewsPVBCProvident Bancorp1.1609 of 5 stars$12.66-0.2%$12.50-1.3%+6.0%$225.21M$55.61M48.69180News CoverageEarnings ReportBPRNPrinceton Bancorp3.5061 of 5 stars$32.06-0.3%$37.50+17.0%-15.8%$222.14M$78.20M18.11180News CoverageEarnings ReportDividend AnnouncementLCNBLCNB3 of 5 stars$15.56+0.3%$16.25+4.4%-0.1%$220.44M$84.90M13.53310News CoveragePositive NewsEarnings ReportAnalyst Downgrade Related Companies and Tools Related Companies First Internet Bancorp Competitors First Western Financial Competitors FB Bancorp Competitors Oak Valley Bancorp Competitors First United Competitors Norwood Financial Competitors Security National Financial Competitors Provident Bancorp Competitors Princeton Bancorp Competitors LCNB Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:BAFN) was last updated on 7/26/2025 by MarketBeat.com Staff From Our PartnersWhy AMZN, GOOG, MSFT might destroy NVDAInvesting Legend Hints the End May be Near for These 3 Iconic Stocks Futurist Eric Fry say Amazon, Tesla an...InvestorPlace | SponsoredCritical AI announcement set to ignite AI 2.0 I just put together an urgent new presentation that you need to see right away. 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