BayFirst Financial (BAFN) Competitors

BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP) and BayFirst Financial (NASDAQ:BAFN) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, analyst recommendations, profitability, dividends, risk, media sentiment and earnings.

Is BCBP or BAFN more profitable?

BayFirst Financial has a net margin of 6.65% compared to BCB Bancorp, Inc. (NJ)'s net margin of 2.72%. BayFirst Financial's return on equity of 10.14% beat BCB Bancorp, Inc. (NJ)'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BCB Bancorp, Inc. (NJ)	2.72%	1.76%	0.15%
BayFirst Financial	6.65%	10.14%	0.72%

Which has more risk & volatility, BCBP or BAFN?

BCB Bancorp, Inc. (NJ) has a beta of 0.78, meaning that its stock price is 22% less volatile than the S&P 500. Comparatively, BayFirst Financial has a beta of 0.36, meaning that its stock price is 64% less volatile than the S&P 500.

Does the media refer more to BCBP or BAFN?

In the previous week, BCB Bancorp, Inc. (NJ)'s average media sentiment score of 1.88 beat BayFirst Financial's score of 1.87 indicating that BCB Bancorp, Inc. (NJ) is being referred to more favorably in the media.

Company	Overall Sentiment
BCB Bancorp, Inc. (NJ)	Very Positive
BayFirst Financial	Very Positive

Which has better earnings & valuation, BCBP or BAFN?

BCB Bancorp, Inc. (NJ) has higher revenue and earnings than BayFirst Financial. BayFirst Financial is trading at a lower price-to-earnings ratio than BCB Bancorp, Inc. (NJ), indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BCB Bancorp, Inc. (NJ)	$196.95M	0.76	$18.62M	$0.19	45.97
BayFirst Financial	$143.28M	0.25	$12.60M	$1.73	5.06

Do insiders & institutionals have more ownership in BCBP or BAFN?

36.0% of BCB Bancorp, Inc. (NJ) shares are owned by institutional investors. Comparatively, 16.9% of BayFirst Financial shares are owned by institutional investors. 13.9% of BCB Bancorp, Inc. (NJ) shares are owned by company insiders. Comparatively, 18.8% of BayFirst Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Do analysts rate BCBP or BAFN?

BCB Bancorp, Inc. (NJ) presently has a consensus target price of $9.50, suggesting a potential upside of 8.76%. Given BCB Bancorp, Inc. (NJ)'s stronger consensus rating and higher possible upside, equities analysts plainly believe BCB Bancorp, Inc. (NJ) is more favorable than BayFirst Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BCB Bancorp, Inc. (NJ)	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
BayFirst Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is BCBP or BAFN a better dividend stock?

BCB Bancorp, Inc. (NJ) pays an annual dividend of $0.64 per share and has a dividend yield of 7.3%. BayFirst Financial pays an annual dividend of $0.32 per share and has a dividend yield of 3.7%. BCB Bancorp, Inc. (NJ) pays out 336.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. BayFirst Financial pays out 18.5% of its earnings in the form of a dividend.

Summary

BCB Bancorp, Inc. (NJ) beats BayFirst Financial on 10 of the 16 factors compared between the two stocks.