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Southern California Bancorp (BCAL) Competitors

Southern California Bancorp logo
$14.75 -0.54 (-3.53%)
Closing price 04:00 PM Eastern
Extended Trading
$14.76 +0.01 (+0.07%)
As of 04:02 PM Eastern
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BCAL vs. CASH, NIC, HUT, CUBI, BTDR, PWP, IREN, CLBK, WULF, and MBIN

Should you be buying Southern California Bancorp stock or one of its competitors? The main competitors of Southern California Bancorp include Pathward Financial (CASH), Nicolet Bankshares (NIC), Hut 8 (HUT), Customers Bancorp (CUBI), Bitdeer Technologies Group (BTDR), Perella Weinberg Partners (PWP), Iris Energy (IREN), Columbia Financial (CLBK), TeraWulf (WULF), and Merchants Bancorp (MBIN). These companies are all part of the "banking" industry.

Southern California Bancorp vs.

Pathward Financial (NASDAQ:CASH) and Southern California Bancorp (NASDAQ:BCAL) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, community ranking, earnings, dividends, analyst recommendations, valuation and media sentiment.

Pathward Financial has a net margin of 21.91% compared to Southern California Bancorp's net margin of 2.94%. Pathward Financial's return on equity of 22.02% beat Southern California Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathward Financial21.91% 22.02% 2.28%
Southern California Bancorp 2.94%8.97%1.09%

Pathward Financial received 332 more outperform votes than Southern California Bancorp when rated by MarketBeat users. However, 75.00% of users gave Southern California Bancorp an outperform vote while only 64.05% of users gave Pathward Financial an outperform vote.

CompanyUnderperformOutperform
Pathward FinancialOutperform Votes
335
64.05%
Underperform Votes
188
35.95%
Southern California BancorpOutperform Votes
3
75.00%
Underperform Votes
1
25.00%

Pathward Financial has higher revenue and earnings than Southern California Bancorp. Pathward Financial is trading at a lower price-to-earnings ratio than Southern California Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathward Financial$616.00M3.03$168.36M$7.4110.55
Southern California Bancorp$150.68M3.17$5.43M$0.4532.78

92.7% of Pathward Financial shares are held by institutional investors. Comparatively, 55.4% of Southern California Bancorp shares are held by institutional investors. 1.2% of Pathward Financial shares are held by company insiders. Comparatively, 14.8% of Southern California Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Pathward Financial presently has a consensus price target of $92.00, indicating a potential upside of 17.69%. Southern California Bancorp has a consensus price target of $19.50, indicating a potential upside of 32.20%. Given Southern California Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Southern California Bancorp is more favorable than Pathward Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathward Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Southern California Bancorp
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Pathward Financial had 4 more articles in the media than Southern California Bancorp. MarketBeat recorded 4 mentions for Pathward Financial and 0 mentions for Southern California Bancorp. Pathward Financial's average media sentiment score of 1.18 beat Southern California Bancorp's score of 0.00 indicating that Pathward Financial is being referred to more favorably in the media.

Company Overall Sentiment
Pathward Financial Positive
Southern California Bancorp Neutral

Pathward Financial has a beta of 0.64, suggesting that its share price is 36% less volatile than the S&P 500. Comparatively, Southern California Bancorp has a beta of 1.2, suggesting that its share price is 20% more volatile than the S&P 500.

Summary

Pathward Financial beats Southern California Bancorp on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCAL vs. The Competition

MetricSouthern California BancorpNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$478.09M$23.04B$11.49B$8.38B
Dividend YieldN/A3.41%5.45%4.11%
P/E Ratio77.6412.8622.4819.71
Price / Sales3.172.9027.28117.39
Price / Cash11.1111.1617.6234.62
Price / Book0.941.192.794.50
Net Income$5.43M$2.17B$1.04B$248.18M
7 Day Performance-1.86%-1.54%0.34%1.14%
1 Month Performance17.06%8.83%8.69%15.20%
1 Year Performance3.73%18.31%537.74%6.56%

Southern California Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCAL
Southern California Bancorp
2.3099 of 5 stars
$14.75
-3.5%
$19.50
+32.2%
+7.5%$478.09M$150.68M77.64204
CASH
Pathward Financial
3.0587 of 5 stars
$81.15
-0.3%
$92.00
+13.4%
+46.6%$1.94B$616.00M11.831,150Positive News
NIC
Nicolet Bankshares
1.8747 of 5 stars
$123.23
+0.4%
$119.25
-3.2%
+49.6%$1.86B$356.32M15.35860News Coverage
Positive News
Dividend Increase
High Trading Volume
HUT
Hut 8
3.4649 of 5 stars
$17.17
+0.2%
$25.93
+51.0%
+69.1%$1.79B$254.83M0.00219Positive News
CUBI
Customers Bancorp
2.2663 of 5 stars
$53.89
-1.1%
$64.00
+18.8%
+12.5%$1.70B$648.24M10.61640Positive News
Analyst Revision
BTDR
Bitdeer Technologies Group
2.397 of 5 stars
$15.32
+0.9%
$20.20
+31.9%
+158.5%$1.70B$349.78M-29.46211Gap Down
PWP
Perella Weinberg Partners
1.9762 of 5 stars
$18.87
-1.4%
$23.00
+21.9%
+15.8%$1.67B$987.74M-11.94600
IREN
Iris Energy
4.1889 of 5 stars
$8.54
+1.5%
$20.30
+137.7%
+35.4%$1.60B$283.73M0.00100Trending News
Earnings Report
Analyst Revision
CLBK
Columbia Financial
0.5152 of 5 stars
$15.03
-1.1%
$16.00
+6.5%
-4.6%$1.58B$189.02M-125.25750
WULF
TeraWulf
2.5102 of 5 stars
$4.00
+2.8%
$7.86
+96.4%
+83.6%$1.54B$132.02M-12.126News Coverage
Analyst Revision
MBIN
Merchants Bancorp
3.6562 of 5 stars
$32.87
-1.5%
$47.50
+44.5%
-22.8%$1.51B$645.08M5.21480Dividend Announcement

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This page (NASDAQ:BCAL) was last updated on 5/21/2025 by MarketBeat.com Staff
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