Southern California Bancorp (BCAL) Competitors $14.75 -0.54 (-3.53%) Closing price 04:00 PM EasternExtended Trading$14.76 +0.01 (+0.07%) As of 04:02 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock BCAL vs. CASH, NIC, HUT, CUBI, BTDR, PWP, IREN, CLBK, WULF, and MBINShould you be buying Southern California Bancorp stock or one of its competitors? The main competitors of Southern California Bancorp include Pathward Financial (CASH), Nicolet Bankshares (NIC), Hut 8 (HUT), Customers Bancorp (CUBI), Bitdeer Technologies Group (BTDR), Perella Weinberg Partners (PWP), Iris Energy (IREN), Columbia Financial (CLBK), TeraWulf (WULF), and Merchants Bancorp (MBIN). These companies are all part of the "banking" industry. Southern California Bancorp vs. Pathward Financial Nicolet Bankshares Hut 8 Customers Bancorp Bitdeer Technologies Group Perella Weinberg Partners Iris Energy Columbia Financial TeraWulf Merchants Bancorp Pathward Financial (NASDAQ:CASH) and Southern California Bancorp (NASDAQ:BCAL) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, community ranking, earnings, dividends, analyst recommendations, valuation and media sentiment. Is CASH or BCAL more profitable? Pathward Financial has a net margin of 21.91% compared to Southern California Bancorp's net margin of 2.94%. Pathward Financial's return on equity of 22.02% beat Southern California Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Pathward Financial21.91% 22.02% 2.28% Southern California Bancorp 2.94%8.97%1.09% Does the MarketBeat Community prefer CASH or BCAL? Pathward Financial received 332 more outperform votes than Southern California Bancorp when rated by MarketBeat users. However, 75.00% of users gave Southern California Bancorp an outperform vote while only 64.05% of users gave Pathward Financial an outperform vote. CompanyUnderperformOutperformPathward FinancialOutperform Votes33564.05% Underperform Votes18835.95% Southern California BancorpOutperform Votes375.00% Underperform Votes125.00% Which has higher earnings and valuation, CASH or BCAL? Pathward Financial has higher revenue and earnings than Southern California Bancorp. Pathward Financial is trading at a lower price-to-earnings ratio than Southern California Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPathward Financial$616.00M3.03$168.36M$7.4110.55Southern California Bancorp$150.68M3.17$5.43M$0.4532.78 Do insiders & institutionals believe in CASH or BCAL? 92.7% of Pathward Financial shares are held by institutional investors. Comparatively, 55.4% of Southern California Bancorp shares are held by institutional investors. 1.2% of Pathward Financial shares are held by company insiders. Comparatively, 14.8% of Southern California Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Do analysts rate CASH or BCAL? Pathward Financial presently has a consensus price target of $92.00, indicating a potential upside of 17.69%. Southern California Bancorp has a consensus price target of $19.50, indicating a potential upside of 32.20%. Given Southern California Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Southern California Bancorp is more favorable than Pathward Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Pathward Financial 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50Southern California Bancorp 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Does the media prefer CASH or BCAL? In the previous week, Pathward Financial had 4 more articles in the media than Southern California Bancorp. MarketBeat recorded 4 mentions for Pathward Financial and 0 mentions for Southern California Bancorp. Pathward Financial's average media sentiment score of 1.18 beat Southern California Bancorp's score of 0.00 indicating that Pathward Financial is being referred to more favorably in the media. Company Overall Sentiment Pathward Financial Positive Southern California Bancorp Neutral Which has more risk and volatility, CASH or BCAL? Pathward Financial has a beta of 0.64, suggesting that its share price is 36% less volatile than the S&P 500. Comparatively, Southern California Bancorp has a beta of 1.2, suggesting that its share price is 20% more volatile than the S&P 500. SummaryPathward Financial beats Southern California Bancorp on 10 of the 18 factors compared between the two stocks. Get Southern California Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for BCAL and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart BCAL vs. The Competition Export to ExcelMetricSouthern California BancorpNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$478.09M$23.04B$11.49B$8.38BDividend YieldN/A3.41%5.45%4.11%P/E Ratio77.6412.8622.4819.71Price / Sales3.172.9027.28117.39Price / Cash11.1111.1617.6234.62Price / Book0.941.192.794.50Net Income$5.43M$2.17B$1.04B$248.18M7 Day Performance-1.86%-1.54%0.34%1.14%1 Month Performance17.06%8.83%8.69%15.20%1 Year Performance3.73%18.31%537.74%6.56% Southern California Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)BCALSouthern California Bancorp2.3099 of 5 stars$14.75-3.5%$19.50+32.2%+7.5%$478.09M$150.68M77.64204CASHPathward Financial3.0587 of 5 stars$81.15-0.3%$92.00+13.4%+46.6%$1.94B$616.00M11.831,150Positive NewsNICNicolet Bankshares1.8747 of 5 stars$123.23+0.4%$119.25-3.2%+49.6%$1.86B$356.32M15.35860News CoveragePositive NewsDividend IncreaseHigh Trading VolumeHUTHut 83.4649 of 5 stars$17.17+0.2%$25.93+51.0%+69.1%$1.79B$254.83M0.00219Positive NewsCUBICustomers Bancorp2.2663 of 5 stars$53.89-1.1%$64.00+18.8%+12.5%$1.70B$648.24M10.61640Positive NewsAnalyst RevisionBTDRBitdeer Technologies Group2.397 of 5 stars$15.32+0.9%$20.20+31.9%+158.5%$1.70B$349.78M-29.46211Gap DownPWPPerella Weinberg Partners1.9762 of 5 stars$18.87-1.4%$23.00+21.9%+15.8%$1.67B$987.74M-11.94600IRENIris Energy4.1889 of 5 stars$8.54+1.5%$20.30+137.7%+35.4%$1.60B$283.73M0.00100Trending NewsEarnings ReportAnalyst RevisionCLBKColumbia Financial0.5152 of 5 stars$15.03-1.1%$16.00+6.5%-4.6%$1.58B$189.02M-125.25750WULFTeraWulf2.5102 of 5 stars$4.00+2.8%$7.86+96.4%+83.6%$1.54B$132.02M-12.126News CoverageAnalyst RevisionMBINMerchants Bancorp3.6562 of 5 stars$32.87-1.5%$47.50+44.5%-22.8%$1.51B$645.08M5.21480Dividend Announcement Related Companies and Tools Related Companies CASH Competitors NIC Competitors HUT Competitors CUBI Competitors BTDR Competitors PWP Competitors IREN Competitors CLBK Competitors WULF Competitors MBIN Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:BCAL) was last updated on 5/21/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredGold Hits New Highs as Global Markets SpiralWhen Trump took office in 2017, gold was just $1,100 an ounce. 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