BayCom (BCML) Competitors

BayCom (NASDAQ:BCML) and QCR (NASDAQ:QCRH) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their community ranking, institutional ownership, valuation, earnings, profitability, analyst recommendations, dividends, media sentiment and risk.

Is BCML or QCRH a better dividend stock?

BayCom pays an annual dividend of $0.60 per share and has a dividend yield of 2.3%. QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.4%. BayCom pays out 28.6% of its earnings in the form of a dividend. QCR pays out 3.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. BayCom has increased its dividend for 2 consecutive years. BayCom is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community believe in BCML or QCRH?

QCR received 212 more outperform votes than BayCom when rated by MarketBeat users. Likewise, 65.63% of users gave QCR an outperform vote while only 54.55% of users gave BayCom an outperform vote.

Company	Underperform	Outperform
BayCom	Outperform Votes 84 54.55%	Underperform Votes 70 45.45%
QCR	Outperform Votes 296 65.63%	Underperform Votes 155 34.37%

Does the media favor BCML or QCRH?

In the previous week, BayCom and BayCom both had 4 articles in the media. QCR's average media sentiment score of 1.79 beat BayCom's score of 1.11 indicating that QCR is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
BayCom	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
QCR	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts rate BCML or QCRH?

BayCom presently has a consensus target price of $31.00, indicating a potential upside of 16.72%. QCR has a consensus target price of $85.33, indicating a potential upside of 25.12%. Given QCR's stronger consensus rating and higher possible upside, analysts clearly believe QCR is more favorable than BayCom.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BayCom	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
QCR	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more volatility & risk, BCML or QCRH?

BayCom has a beta of 0.54, suggesting that its stock price is 46% less volatile than the S&P 500. Comparatively, QCR has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500.

Do institutionals and insiders have more ownership in BCML or QCRH?

66.2% of BayCom shares are held by institutional investors. Comparatively, 70.0% of QCR shares are held by institutional investors. 6.5% of BayCom shares are held by insiders. Comparatively, 3.7% of QCR shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is BCML or QCRH more profitable?

QCR has a net margin of 19.06% compared to BayCom's net margin of 17.10%. QCR's return on equity of 12.68% beat BayCom's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BayCom	17.10%	7.45%	0.92%
QCR	19.06%	12.68%	1.35%

Which has preferable earnings & valuation, BCML or QCRH?

QCR has higher revenue and earnings than BayCom. QCR is trading at a lower price-to-earnings ratio than BayCom, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BayCom	$97.01M	3.01	$23.61M	$2.10	12.65
QCR	$332.65M	3.47	$113.85M	$6.65	10.26

Summary

QCR beats BayCom on 16 of the 20 factors compared between the two stocks.