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Bay Commercial Bank (BCML) Competitors

Bay Commercial Bank logo
$27.51 +0.18 (+0.66%)
Closing price 07/25/2025 04:00 PM Eastern
Extended Trading
$27.52 +0.01 (+0.03%)
As of 07/25/2025 04:11 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

BCML vs. OBK, OBNK, BTBT, DEFT, FSUN, LX, OPFI, AMAL, TRIN, and CNOB

Should you be buying Bay Commercial Bank stock or one of its competitors? The main competitors of Bay Commercial Bank include Origin Bancorp (OBK), Origin Bancorp (OBNK), Bit Digital (BTBT), DeFi Technologies (DEFT), FirstSun Capital Bancorp (FSUN), LexinFintech (LX), OppFi (OPFI), Amalgamated Financial (AMAL), Trinity Capital (TRIN), and ConnectOne Bancorp (CNOB). These companies are all part of the "banking" industry.

Bay Commercial Bank vs. Its Competitors

Origin Bancorp (NASDAQ:OBK) and Bay Commercial Bank (NASDAQ:BCML) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, media sentiment, risk, dividends and earnings.

Bay Commercial Bank has a net margin of 17.36% compared to Origin Bancorp's net margin of 12.34%. Bay Commercial Bank's return on equity of 7.44% beat Origin Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Origin Bancorp12.34% 6.91% 0.77%
Bay Commercial Bank 17.36%7.44%0.93%

In the previous week, Bay Commercial Bank had 2 more articles in the media than Origin Bancorp. MarketBeat recorded 10 mentions for Bay Commercial Bank and 8 mentions for Origin Bancorp. Bay Commercial Bank's average media sentiment score of 1.08 beat Origin Bancorp's score of 0.52 indicating that Bay Commercial Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Origin Bancorp
3 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bay Commercial Bank
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Origin Bancorp has higher revenue and earnings than Bay Commercial Bank. Bay Commercial Bank is trading at a lower price-to-earnings ratio than Origin Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Origin Bancorp$358.20M3.26$76.49M$2.2416.74
Bay Commercial Bank$138.09M2.19$23.61M$2.1812.62

54.7% of Origin Bancorp shares are owned by institutional investors. Comparatively, 66.2% of Bay Commercial Bank shares are owned by institutional investors. 6.4% of Origin Bancorp shares are owned by insiders. Comparatively, 6.5% of Bay Commercial Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 1.6%. Bay Commercial Bank pays an annual dividend of $0.80 per share and has a dividend yield of 2.9%. Origin Bancorp pays out 26.8% of its earnings in the form of a dividend. Bay Commercial Bank pays out 36.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bay Commercial Bank has increased its dividend for 3 consecutive years. Bay Commercial Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Origin Bancorp presently has a consensus target price of $42.20, suggesting a potential upside of 12.51%. Bay Commercial Bank has a consensus target price of $31.50, suggesting a potential upside of 14.50%. Given Bay Commercial Bank's higher probable upside, analysts clearly believe Bay Commercial Bank is more favorable than Origin Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Origin Bancorp
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
3.00
Bay Commercial Bank
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Origin Bancorp has a beta of 0.83, meaning that its stock price is 17% less volatile than the S&P 500. Comparatively, Bay Commercial Bank has a beta of 0.53, meaning that its stock price is 47% less volatile than the S&P 500.

Summary

Bay Commercial Bank beats Origin Bancorp on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding BCML and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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BCML vs. The Competition

MetricBay Commercial BankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$300.82M$1.86B$12.26B$9.50B
Dividend Yield2.93%3.39%5.54%4.00%
P/E Ratio12.6216.8219.0620.08
Price / Sales2.192.5826.1199.95
Price / Cash11.2911.3321.6358.56
Price / Book0.941.262.205.88
Net Income$23.61M$198.60M$998.02M$258.89M
7 Day Performance0.81%-0.96%0.58%3.70%
1 Month Performance-1.54%3.01%3.45%11.71%
1 Year Performance11.69%4.58%536.27%17.98%

Bay Commercial Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BCML
Bay Commercial Bank
4.3544 of 5 stars
$27.51
+0.7%
$31.50
+14.5%
+12.8%$300.82M$138.09M12.62370News Coverage
Positive News
Analyst Revision
OBK
Origin Bancorp
3.418 of 5 stars
$37.87
-0.7%
$42.20
+11.4%
+8.4%$1.19B$358.20M15.391,010News Coverage
Positive News
Dividend Announcement
OBNK
Origin Bancorp
0.8673 of 5 stars
$38.13
-0.3%
N/A+8.3%$1.17B$347.14M11.881,010News Coverage
BTBT
Bit Digital
2.9329 of 5 stars
$3.32
-13.5%
$6.33
+90.8%
-10.8%$1.14B$108.05M-7.0610High Trading Volume
DEFT
DeFi Technologies
N/A$3.30
+0.9%
$6.25
+89.4%
N/A$1.10B$40.30M11.3820Gap Down
High Trading Volume
FSUN
FirstSun Capital Bancorp
2.792 of 5 stars
$39.39
+0.6%
$46.00
+16.8%
+5.0%$1.09B$549.33M12.791,142Positive News
LX
LexinFintech
4.032 of 5 stars
$7.06
+11.7%
$13.60
+92.6%
+296.6%$1.06B$1.95B6.664,667News Coverage
Positive News
Buyback Announcement
High Trading Volume
OPFI
OppFi
2.0602 of 5 stars
$11.45
-1.7%
$13.63
+19.0%
+181.9%$1.01B$525.96M-30.93570
AMAL
Amalgamated Financial
3.4865 of 5 stars
$33.10
+0.3%
$38.50
+16.3%
-4.0%$1.01B$434.51M9.82380Trending News
Earnings Report
Dividend Announcement
TRIN
Trinity Capital
2.3119 of 5 stars
$14.83
-0.9%
$15.38
+3.7%
+4.5%$967.82M$237.69M6.7740Positive News
CNOB
ConnectOne Bancorp
4.8799 of 5 stars
$24.93
-0.8%
$28.50
+14.3%
-0.5%$966.75M$534.62M13.48520Positive News
Upcoming Earnings

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This page (NASDAQ:BCML) was last updated on 7/26/2025 by MarketBeat.com Staff
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