Sierra Bancorp (BSRR) Competitors

1st Source (NASDAQ:SRCE) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, earnings, valuation, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.

Is SRCE or BSRR more profitable?

1st Source has a net margin of 23.10% compared to Sierra Bancorp's net margin of 19.90%. 1st Source's return on equity of 11.92% beat Sierra Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
1st Source	23.10%	11.92%	1.54%
Sierra Bancorp	19.90%	11.55%	1.11%

Does the media favor SRCE or BSRR?

In the previous week, 1st Source had 2 more articles in the media than Sierra Bancorp. MarketBeat recorded 3 mentions for 1st Source and 1 mentions for Sierra Bancorp. Sierra Bancorp's average media sentiment score of 1.19 beat 1st Source's score of 1.05 indicating that Sierra Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
1st Source	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sierra Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate SRCE or BSRR?

1st Source presently has a consensus target price of $72.00, suggesting a potential upside of 18.95%. Sierra Bancorp has a consensus target price of $33.50, suggesting a potential upside of 23.12%. Given Sierra Bancorp's higher probable upside, analysts clearly believe Sierra Bancorp is more favorable than 1st Source.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
1st Source	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Sierra Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is SRCE or BSRR a better dividend stock?

1st Source pays an annual dividend of $1.52 per share and has a dividend yield of 2.5%. Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.7%. 1st Source pays out 26.7% of its earnings in the form of a dividend. Sierra Bancorp pays out 35.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. 1st Source has raised its dividend for 38 consecutive years and Sierra Bancorp has raised its dividend for 2 consecutive years.

Which has more volatility & risk, SRCE or BSRR?

1st Source has a beta of 0.69, meaning that its stock price is 31% less volatile than the S&P 500. Comparatively, Sierra Bancorp has a beta of 0.71, meaning that its stock price is 29% less volatile than the S&P 500.

Does the MarketBeat Community prefer SRCE or BSRR?

1st Source received 32 more outperform votes than Sierra Bancorp when rated by MarketBeat users. Likewise, 56.09% of users gave 1st Source an outperform vote while only 49.67% of users gave Sierra Bancorp an outperform vote.

Company	Underperform	Outperform
1st Source	Outperform Votes 258 56.09%	Underperform Votes 202 43.91%
Sierra Bancorp	Outperform Votes 226 49.67%	Underperform Votes 229 50.33%

Which has better valuation and earnings, SRCE or BSRR?

1st Source has higher revenue and earnings than Sierra Bancorp. Sierra Bancorp is trading at a lower price-to-earnings ratio than 1st Source, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
1st Source	$397.09M	3.74	$132.62M	$5.69	10.64
Sierra Bancorp	$138.43M	2.72	$40.56M	$2.82	9.65

Do insiders & institutionals hold more shares of SRCE or BSRR?

74.4% of 1st Source shares are held by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are held by institutional investors. 19.5% of 1st Source shares are held by company insiders. Comparatively, 11.6% of Sierra Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

1st Source beats Sierra Bancorp on 15 of the 19 factors compared between the two stocks.