Sierra Bancorp (BSRR) Competitors

Sierra Bancorp (NASDAQ:BSRR) and National Bank (NYSE:NBHC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, risk, earnings, community ranking, media sentiment, profitability, valuation and dividends.

Which has more volatility and risk, BSRR or NBHC?

Sierra Bancorp has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500. Comparatively, National Bank has a beta of 0.77, indicating that its stock price is 23% less volatile than the S&P 500.

Is BSRR or NBHC a better dividend stock?

Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.7%. National Bank pays an annual dividend of $1.16 per share and has a dividend yield of 3.2%. Sierra Bancorp pays out 35.5% of its earnings in the form of a dividend. National Bank pays out 40.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is BSRR or NBHC more profitable?

Sierra Bancorp has a net margin of 19.90% compared to National Bank's net margin of 19.82%. Sierra Bancorp's return on equity of 11.55% beat National Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sierra Bancorp	19.90%	11.55%	1.11%
National Bank	19.82%	9.76%	1.25%

Which has higher earnings & valuation, BSRR or NBHC?

National Bank has higher revenue and earnings than Sierra Bancorp. Sierra Bancorp is trading at a lower price-to-earnings ratio than National Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sierra Bancorp	$138.43M	2.73	$40.56M	$2.82	9.70
National Bank	$402.02M	3.46	$118.82M	$2.90	12.59

Does the MarketBeat Community favor BSRR or NBHC?

National Bank received 13 more outperform votes than Sierra Bancorp when rated by MarketBeat users. Likewise, 53.59% of users gave National Bank an outperform vote while only 49.67% of users gave Sierra Bancorp an outperform vote.

Company	Underperform	Outperform
Sierra Bancorp	Outperform Votes 226 49.67%	Underperform Votes 229 50.33%
National Bank	Outperform Votes 239 53.59%	Underperform Votes 207 46.41%

Do analysts prefer BSRR or NBHC?

Sierra Bancorp presently has a consensus target price of $33.50, indicating a potential upside of 22.44%. National Bank has a consensus target price of $46.00, indicating a potential upside of 25.99%. Given National Bank's higher possible upside, analysts plainly believe National Bank is more favorable than Sierra Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sierra Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
National Bank	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20

Do institutionals & insiders believe in BSRR or NBHC?

55.4% of Sierra Bancorp shares are owned by institutional investors. Comparatively, 92.7% of National Bank shares are owned by institutional investors. 11.9% of Sierra Bancorp shares are owned by company insiders. Comparatively, 2.9% of National Bank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the media prefer BSRR or NBHC?

In the previous week, Sierra Bancorp had 3 more articles in the media than National Bank. MarketBeat recorded 19 mentions for Sierra Bancorp and 16 mentions for National Bank. National Bank's average media sentiment score of 0.55 beat Sierra Bancorp's score of 0.35 indicating that National Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sierra Bancorp	1 Very Positive mention(s)	3 Positive mention(s)	4 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral
National Bank	5 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

National Bank beats Sierra Bancorp on 12 of the 19 factors compared between the two stocks.