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First Busey (BUSE) Financials

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$21.76 -0.10 (-0.46%)
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Annual Income Statements for First Busey

Annual Income Statements for First Busey

This table shows First Busey's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Income / (Loss) Attributable to Common Shareholders		 114 123 128 123 100 103 99 63 50 38 32
Consolidated Net Income / (Loss)		 114 123 128 123 100 103 99 63 50 39 33
Net Income / (Loss) Continuing Operations		 114 123 128 123 100 103 99 63 50 39 33
Total Pre-Tax Income 		153 154 162 157 128 134 134 108 76 60 50
Total Revenue		 462 442 450 404 401 404 331 288 230 177 161
Net Interest Income / (Expense)		 323 321 324 271 283 287 241 203 155 112 102
Total Interest Income		 524 481 360 299 327 356 286 224 165 118 108
Loans and Leases Interest Income		 426 386 287 252 285 304 251 203 148 100 92
Investment Securities Interest Income		 75 84 70 46 40 46 32 20 17 18 16
Other Interest Income		 22 11 3.10 1.15 1.72 6.32 2.49 1.44 - - -
Total Interest Expense		 201 160 37 28 44 69 45 21 10 6.21 6.50
Deposits Interest Expense		 178 124 16 13 31 55 33 13 7.07 4.76 5.12
Short-Term Borrowings Interest Expense		 0.70 13 1.65 0.28 0.23 1.04 1.54 1.10 0.64 0.01 -
Long-Term Debt Interest Expense		 18 18 17 15 12 11 8.86 5.93 2.13 1.26 1.19
Federal Funds Purchased and Securities Sold Interest Expense		 4.31 5.20 1.48 0.23 0.66 2.35 1.63 0.98 0.39 0.18 0.19
Total Non-Interest Income		 140 121 127 133 118 116 90 84 75 65 59
Other Service Charges		 14 10 123 10 8.36 8.05 6.19 5.31 4.34 3.59 20
Net Realized & Unrealized Capital Gains on Investments		 3.70 -1.11 -0.24 10 14 12 5.88 12 13 7.55 6.92
Other Non-Interest Income		 122 112 3.66 112 96 97 78 67 58 30 9.42
Provision for Credit Losses		 8.59 2.40 4.62 -15 39 10 4.43 5.30 5.55 1.60 2.00
Total Non-Interest Expense		 300 286 284 262 234 259 193 174 148 115 108
Salaries and Employee Benefits		 176 163 159 145 127 140 108 96 78 64 61
Net Occupancy & Equipment Expense		 53 49 48 49 44 49 38 38 36 27 24
Property & Liability Insurance Claims		 5.60 5.65 4.06 3.08 - - - - - - -
Other Operating Expenses		 56 58 61 54 54 60 41 36 29 22 20
Amortization Expense		 10 10 12 11 10 9.55 5.85 5.25 4.44 3.19 2.88
Income Tax Expense		 40 31 33 33 28 31 35 45 27 21 18
Basic Earnings per Share		 $2.01 $2.21 $2.32 $2.23 $1.84 $1.88 $2.02 $1.47 $1.42 $1.32 $1.11
Weighted Average Basic Shares Outstanding		 56.96M 55.25M 55.29M 55.29M 54.40M 54.54M 48.85M 42.69M 35.08M 28.93M 28.97M
Diluted Earnings per Share		 $1.98 $2.18 $2.29 $2.20 $1.83 $1.87 $2.01 $1.45 $1.40 $1.32 $1.10
Weighted Average Diluted Shares Outstanding		 56.96M 55.25M 55.29M 55.29M 54.40M 54.54M 48.85M 42.69M 35.08M 28.93M 28.97M
Weighted Average Basic & Diluted Shares Outstanding		 56.96M 55.25M 55.29M 55.29M 54.40M 54.54M 48.85M 42.69M 35.08M 28.93M 28.97M
Cash Dividends to Common per Share		 $0.96 $0.96 $0.92 $0.92 $0.88 $0.84 $0.80 $0.72 $0.68 $0.62 $0.57

Quarterly Income Statements for First Busey

This table shows First Busey's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 28 32 27 26 26 31 29 37 34 36
Consolidated Net Income / (Loss)		 28 32 27 26 26 31 29 37 34 36
Net Income / (Loss) Continuing Operations		 28 32 27 26 26 31 29 37 34 36
Total Pre-Tax Income 		37 43 38 35 33 37 37 46 46 44
Total Revenue		 117 118 116 111 109 109 107 118 120 117
Net Interest Income / (Expense)		 82 83 82 76 78 78 79 86 91 86
Total Interest Income		 132 135 132 126 130 123 117 111 106 95
Loans and Leases Interest Income		 106 111 110 99 101 100 95 90 85 76
Investment Securities Interest Income		 18 18 19 20 22 21 21 20 20 18
Other Interest Income		 7.85 5.09 3.03 6.47 6.64 1.59 1.31 0.99 1.38 1.09
Total Interest Expense		 50 52 49 50 52 45 38 25 15 9.11
Deposits Interest Expense		 44 47 44 44 45 37 27 15 8.28 3.57
Short-Term Borrowings Interest Expense		 0.03 0.03 0.42 0.23 0.25 1.96 5.74 4.82 1.22 0.19
Long-Term Debt Interest Expense		 4.65 4.32 4.24 4.39 4.48 4.52 4.50 4.46 4.43 4.90
Federal Funds Purchased and Securities Sold Interest Expense		 0.92 0.98 1.04 1.37 1.43 1.33 1.22 1.22 0.81 0.46
Total Non-Interest Income		 35 36 34 35 30 31 28 32 29 31
Other Service Charges		 3.76 4.79 2.33 3.43 -25 3.02 29 3.59 86 30
Net Realized & Unrealized Capital Gains on Investments		 0.30 1.16 0.40 1.84 0.98 0.03 -1.79 -0.33 0.39 0.44
Other Non-Interest Income		 31 30 31 30 55 28 1.03 29 -57 0.96
Provision for Credit Losses		 1.27 0.00 2.28 5.04 0.46 0.36 0.63 0.95 0.86 2.36
Total Non-Interest Expense		 78 76 76 71 75 71 69 70 74 71
Salaries and Employee Benefits		 45 45 43 42 43 40 40 40 42 40
Net Occupancy & Equipment Expense		 13 13 13 13 12 12 12 12 12 12
Property & Liability Insurance Claims		 1.33 1.41 1.46 1.40 1.17 1.48 1.51 1.50 - 0.88
Other Operating Expenses		 16 14 15 12 16 15 13 14 15 15
Amortization Expense		 2.47 2.55 2.63 2.41 2.48 2.56 2.67 2.73 2.80 2.87
Income Tax Expense		 9.25 11 11 8.74 7.47 6.82 7.49 9.56 11 8.48
Basic Earnings per Share		 $0.50 $0.56 $0.48 $0.47 $0.47 $0.55 $0.53 $0.66 $0.63 $0.64
Weighted Average Basic Shares Outstanding		 56.96M 56.88M 56.85M 56.73M 55.25M 55.26M 55.28M 55.30M 55.29M 55.23M
Diluted Earnings per Share		 $0.50 $0.55 $0.47 $0.46 $0.47 $0.54 $0.52 $0.65 $0.61 $0.64
Weighted Average Diluted Shares Outstanding		 56.96M 56.88M 56.85M 56.73M 55.25M 55.26M 55.28M 55.30M 55.29M 55.23M
Weighted Average Basic & Diluted Shares Outstanding		 56.96M 56.88M 56.85M 56.73M 55.25M 55.26M 55.28M 55.30M 55.29M 55.23M
Cash Dividends to Common per Share		 $0.24 $0.24 $0.24 $0.24 $0.24 $0.24 $0.24 $0.24 $0.23 $0.23

Annual Cash Flow Statements for First Busey

This table details how cash moves in and out of First Busey's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Change in Cash & Equivalents		 -22 492 -609 148 159 289 -113 277 -153 -20 108
Net Cash From Operating Activities		 178 173 166 162 163 88 203 253 -21 62 68
Net Cash From Continuing Operating Activities		 178 173 166 162 163 88 203 344 -21 62 68
Net Income / (Loss) Continuing Operations		 114 123 128 123 100 103 99 63 50 39 33
Consolidated Net Income / (Loss)		 114 123 128 123 100 103 99 63 50 39 33
Provision For Loan Losses		 8.59 2.40 4.62 -15 39 10 4.43 5.30 5.55 1.60 2.00
Depreciation Expense		 9.50 9.49 10 12 12 12 9.56 8.62 7.30 5.70 5.57
Amortization Expense		 26 35 41 24 12 14 5.15 1.36 3.89 10 10
Non-Cash Adjustments to Reconcile Net Income		 9.42 12 36 34 20 -41 69 157 -83 3.41 3.04
Changes in Operating Assets and Liabilities, net		 12 -7.98 -55 -16 -20 -9.87 15 18 -4.27 1.72 15
Net Cash From Investing Activities		 658 551 -291 -829 -730 57 -55 -294 150 -134 -51
Net Cash From Continuing Investing Activities		 658 551 -291 -831 -730 57 -55 -294 150 -134 -51
Purchase of Property, Leasehold Improvements and Equipment		 -6.43 -9.53 -4.99 -5.04 -4.20 -13 -12 -15 -8.99 -4.11 -3.78
Purchase of Investment Securities		 -253 -48 -308 -2,081 -1,295 -727 -392 -494 -184 -370 -310
Sale of Property, Leasehold Improvements and Equipment		 2.25 4.43 4.53 7.31 0.81 0.42 0.32 2.22 2.49 0.31 0.08
Sale and/or Maturity of Investments		 551 539 559 1,241 569 797 348 350 315 227 262
Other Investing Activities, net		 364 65 -542 - - -0.00 0.00 -164 - - -
Net Cash From Financing Activities		 -858 -232 -484 815 726 144 -260 227 -281 53 91
Net Cash From Continuing Financing Activities		 -858 -232 -484 814 726 144 -260 227 -281 53 91
Net Change in Deposits		 -702 220 -697 767 776 216 124 - -142 146 32
Issuance of Debt		 0.00 0.00 98 73 147 60 0.00 159 - 30 50
Repayment of Debt		 -67 -351 217 -19 -107 -31 -226 -40 -109 - -
Repurchase of Common Equity		 0.00 -4.48 -9.91 -33 -12 -24 0.00 -0.37 - -6.30 -
Payment of Dividends		 -54 -53 -51 -51 -48 -45 -39 -31 -23 -19 -17
Other Financing Activities, Net		 -35 -43 -42 77 -30 -32 -120 139 -7.71 -26 27
Cash Interest Paid		 208 135 35 25 54 71 41 19 9.67 6.28 6.67
Cash Income Taxes Paid		 13 25 31 22 22 25 23 26 20 17 6.40

Quarterly Cash Flow Statements for First Busey

This table details how cash moves in and out of First Busey's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 144 268 -306 -129 382 105 -43 48 -120 116
Net Cash From Operating Activities		 52 60 28 37 46 42 40 45 48 44
Net Cash From Continuing Operating Activities		 52 60 28 37 46 42 40 45 48 44
Net Income / (Loss) Continuing Operations		 28 32 27 26 26 31 29 37 34 36
Consolidated Net Income / (Loss)		 28 32 27 26 26 31 29 37 34 36
Provision For Loan Losses		 1.27 0.00 2.28 5.04 0.46 0.36 0.63 0.95 0.86 2.36
Depreciation Expense		 2.32 2.33 2.47 2.38 2.44 2.36 2.32 2.37 2.45 2.60
Amortization Expense		 5.74 6.22 6.30 7.29 1.21 11 14 9.68 5.46 12
Non-Cash Adjustments to Reconcile Net Income		 8.68 0.32 -4.45 4.87 7.29 0.32 2.72 1.24 11 2.01
Changes in Operating Assets and Liabilities, net		 6.19 19 -5.48 -8.44 8.92 -2.31 -8.86 -5.74 -5.98 -10
Net Cash From Investing Activities		 39 268 102 249 392 31 84 44 48 -60
Net Cash From Continuing Investing Activities		 39 268 102 249 392 31 84 44 48 -60
Purchase of Property, Leasehold Improvements and Equipment		 -1.93 -0.99 -2.15 -1.37 -2.78 -2.23 -2.14 -2.38 -0.98 -1.33
Purchase of Investment Securities		 -482 186 44 -1.03 129 -53 -103 -20 471 -183
Sale of Property, Leasehold Improvements and Equipment		 0.91 - 1.30 0.04 0.54 0.02 3.58 0.28 0.35 1.11
Sale and/or Maturity of Investments		 158 83 59 251 200 86 186 67 119 124
Net Cash From Financing Activities		 53 -60 -436 -415 -56 32 -167 -41 -216 131
Net Cash From Continuing Financing Activities		 53 -60 -436 -415 -56 32 -167 -41 -216 131
Net Change in Deposits		 39 -33 -377 -331 -41 270 262 -270 -530 204
Issuance of Debt		 36 - -36 0.00 335 -200 -400 265 - -
Repayment of Debt		 -36 - -1.45 -30 -338 -3.00 -6.88 -3.17 332 -63
Payment of Dividends		 -14 -14 -14 -13 -13 -13 -13 -13 -13 -13
Other Financing Activities, Net		 27 -13 -8.22 -41 3.59 -20 -8.02 -19 -5.19 6.19
Cash Interest Paid		 62 38 57 52 46 34 36 20 16 6.01
Cash Income Taxes Paid		 0.52 - - - 1.81 1.53 - - 0.17 10

Annual Balance Sheets for First Busey

This table presents First Busey's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Total Assets		 12,047 12,283 12,337 12,860 10,544 9,696 7,702 7,861 5,425 3,999 3,666
Cash and Due from Banks		 129 135 118 103 119 137 129 118 167 319 339
Interest Bearing Deposits at Other Banks		 568 585 110 733 570 393 111 229 - - -
Trading Account Securities		 2,641 2,963 3,381 4,005 2,304 1,717 1,332 1,411 1,064 894 761
Loans and Leases, Net of Allowance		 7,614 7,559 7,634 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Premises and Equipment, Net		 119 123 127 136 135 151 118 117 78 63 64
Goodwill		 334 318 318 318 312 312 268 269 103 26 21
Intangible Assets		 32 36 46 58 52 62 33 39 18 7.43 6.69
Other Assets		 610 566 604 7,506 7,053 6,925 5,712 5,671 3,995 2,690 2,463
Total Liabilities & Shareholders' Equity		 12,047 12,283 12,337 12,860 10,544 9,696 7,702 7,861 5,425 3,999 3,666
Total Liabilities		 10,663 11,011 11,191 11,541 9,274 8,475 6,707 6,926 4,831 3,626 3,232
Non-Interest Bearing Deposits		 2,720 2,835 3,394 3,670 2,552 1,833 1,465 1,597 1,134 882 667
Interest Bearing Deposits		 7,263 7,457 6,678 7,098 6,126 6,070 4,785 4,529 3,240 2,407 2,234
Short-Term Debt		 156 199 581 288 180 214 186 525 264 173 199
Long-Term Debt		 303 313 324 340 298 254 220 225 151 135 105
Other Long-Term Liabilities		 223 208 215 144 118 105 52 50 42 29 27
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,383 1,272 1,146 1,319 1,270 1,220 995 935 594 373 434
Total Preferred & Common Equity		 1,383 1,272 1,146 1,319 1,270 1,220 995 935 594 373 434
Total Common Equity		 1,383 1,272 1,146 1,319 1,270 1,220 995 935 594 373 361
Common Stock		 1,361 1,324 1,321 1,317 1,253 1,248 1,080 1,085 782 591 594
Retained Earnings		 294 237 169 92 21 -15 -72 -132 -164 -190 -210
Treasury Stock		 -64 -70 -71 -67 -37 -28 -6.19 -15 -24 -30 -28
Accumulated Other Comprehensive Income / (Loss)		 -207 -219 -273 -24 33 15 -6.81 -2.81 0.04 2.34 5.82

Quarterly Balance Sheets for First Busey

This table presents First Busey's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 11,987 11,971 11,887 12,258 12,209 12,345 12,497
Cash and Due from Banks		 150 131 93 123 142 127 121
Interest Bearing Deposits at Other Banks		 404 154 498 215 91 149 226
Trading Account Securities		 2,669 2,692 2,767 3,069 3,179 3,294 3,499
Loans and Leases, Net of Allowance		 7,724 7,914 7,497 7,764 7,714 0.00 0.00
Premises and Equipment, Net		 120 122 122 123 123 127 128
Goodwill		 333 333 318 318 318 318 318
Intangible Assets		 35 37 34 38 41 44 49
Other Assets		 552 588 560 608 602 8,287 8,156
Total Liabilities & Shareholders' Equity		 11,987 11,971 11,887 12,258 12,209 12,345 12,497
Total Liabilities		 10,584 10,638 10,605 11,068 11,007 11,146 11,391
Non-Interest Bearing Deposits		 2,684 2,833 2,784 2,919 3,087 3,174 3,628
Interest Bearing Deposits		 7,260 7,143 7,176 7,414 6,976 6,627 6,973
Short-Term Debt		 128 140 147 196 415 827 251
Long-Term Debt		 302 302 295 316 318 321 327
Other Long-Term Liabilities		 210 219 202 224 211 197 212
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,403 1,334 1,283 1,190 1,202 1,199 1,107
Total Preferred & Common Equity		 1,403 1,334 1,283 1,190 1,202 1,199 1,107
Total Common Equity		 1,403 1,334 1,283 1,190 1,202 1,199 1,107
Common Stock		 1,359 1,360 1,325 1,324 1,325 1,322 1,320
Retained Earnings		 280 262 248 225 208 192 147
Treasury Stock		 -65 -68 -69 -68 -70 -70 -72
Accumulated Other Comprehensive Income / (Loss)		 -171 -220 -222 -291 -261 -246 -289

Annual Metrics And Ratios for First Busey

This table displays calculated financial ratios and metrics derived from First Busey's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 4.63% -1.87% 11.58% 0.57% -0.60% 21.80% 15.13% 25.24% 30.14% 10.02% -1.31%
EBITDA Growth		 -5.23% -6.74% 10.76% 26.20% -4.69% 7.62% 25.87% 34.80% 16.06% 14.24% 9.79%
EBIT Growth		 -0.39% -4.84% 3.13% 22.32% -4.64% 0.38% 23.88% 41.48% 28.00% 18.67% 17.44%
NOPAT Growth		 -7.24% -4.48% 3.94% 23.03% -2.53% 4.07% 57.71% 26.22% 27.40% 19.02% 14.09%
Net Income Growth		 -7.24% -4.48% 3.94% 23.03% -2.53% 4.07% 57.71% 26.22% 27.40% 19.02% 14.09%
EPS Growth		 -9.17% -4.80% 4.09% 20.22% -2.14% -6.97% 38.62% 3.57% 6.06% 20.00% 14.09%
Operating Cash Flow Growth		 2.81% 4.59% 2.33% -0.71% 84.75% -56.39% -20.06% 1,312.59% -133.97% -9.70% -30.61%
Free Cash Flow Firm Growth		 -85.47% 1,458.30% 133.16% -287.99% 121.68% -148.24% 162.52% -119.99% -391.98% 253.72% -1,389.70%
Invested Capital Growth		 3.20% -12.99% 5.31% 11.37% 3.57% 20.54% -16.86% 66.91% 48.18% -7.64% 14.75%
Revenue Q/Q Growth		 1.79% -2.55% 3.36% -4.78% 5.88% 2.29% 2.45% 8.67% 8.36% 2.97% 0.81%
EBITDA Q/Q Growth		 -0.24% -10.40% 6.00% -9.88% 10.27% -0.53% 12.23% 13.15% -6.68% 5.28% -2.66%
EBIT Q/Q Growth		 2.78% -7.50% 4.21% -11.06% 21.79% -6.70% 12.30% 13.64% -4.83% 6.41% -3.07%
NOPAT Q/Q Growth		 2.12% -6.58% 3.60% 1.30% -0.22% 3.29% 15.12% 1.35% 1.58% 8.60% 2.10%
Net Income Q/Q Growth		 2.12% -6.58% 3.60% 1.30% -0.22% 3.29% 15.12% 1.35% 1.58% 8.60% 2.10%
EPS Q/Q Growth		 1.54% -6.03% 4.09% 0.00% 0.55% 0.54% 16.19% 14.17% 9.38% 7.32% 2.10%
Operating Cash Flow Q/Q Growth		 3.63% -1.04% -6.62% -1.37% 18.75% -18.02% -8.41% 33.30% -138.93% 1.29% 1.43%
Free Cash Flow Firm Q/Q Growth		 372.52% 242.00% -93.35% -41.33% -8.57% -519.84% 656.87% -172.02% 35.36% 630.98% -333.28%
Invested Capital Q/Q Growth		 0.43% 4.87% 21.77% 0.62% -0.66% -0.89% -15.00% 12.83% -16.30% -6.20% 9.70%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 40.74% 44.98% 47.33% 47.69% 38.00% 39.63% 44.85% 41.02% 38.11% 42.74% 41.16%
EBIT Margin		 33.16% 34.83% 35.92% 38.87% 31.96% 33.31% 40.41% 37.56% 33.25% 33.81% 31.34%
Profit (Net Income) Margin		 24.59% 27.74% 28.50% 30.59% 25.01% 25.51% 29.85% 21.79% 21.62% 22.09% 20.42%
Tax Burden Percent		 74.16% 79.64% 79.33% 78.72% 78.27% 76.58% 73.87% 58.02% 65.03% 65.33% 65.15%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 25.84% 20.36% 20.67% 21.28% 21.73% 23.42% 26.13% 41.98% 34.97% 34.67% 34.85%
Return on Invested Capital (ROIC)		 6.27% 6.39% 6.42% 6.68% 5.84% 6.67% 6.41% 4.66% 5.88% 5.50% 4.75%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.27% 6.39% 6.42% 6.68% 5.84% 6.67% 6.41% 4.66% 5.88% 5.50% 4.75%
Return on Net Nonoperating Assets (RNNOA)		 2.29% 3.75% 3.99% 2.86% 2.22% 2.63% 3.84% 3.55% 4.39% 4.17% 2.97%
Return on Equity (ROE)		 8.56% 10.14% 10.41% 9.54% 8.06% 9.29% 10.25% 8.20% 10.27% 9.67% 7.72%
Cash Return on Invested Capital (CROIC)		 3.12% 20.29% 1.25% -4.07% 2.33% -11.96% 24.83% -45.48% -32.95% 13.45% -8.99%
Operating Return on Assets (OROA)		 1.26% 1.25% 1.28% 1.34% 1.27% 1.55% 1.72% 1.63% 1.62% 1.56% 1.40%
Return on Assets (ROA)		 0.93% 1.00% 1.02% 1.06% 0.99% 1.18% 1.27% 0.94% 1.05% 1.02% 0.91%
Return on Common Equity (ROCE)		 8.56% 10.14% 10.41% 9.54% 8.06% 9.29% 10.25% 8.20% 10.27% 8.80% 6.40%
Return on Equity Simple (ROE_SIMPLE)		 8.22% 9.64% 11.20% 9.36% 7.90% 8.44% 9.94% 6.71% 8.36% 10.45% 7.56%
Net Operating Profit after Tax (NOPAT)		 114 123 128 123 100 103 99 63 50 39 33
NOPAT Margin		 24.59% 27.74% 28.50% 30.59% 25.01% 25.51% 29.85% 21.79% 21.62% 22.09% 20.42%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 49.38% 47.82% 46.07% 48.03% 42.45% 46.99% 44.14% 46.30% 49.97% 51.03% 53.21%
Operating Expenses to Revenue		 64.98% 64.62% 63.05% 64.88% 58.37% 64.12% 58.25% 60.60% 64.34% 65.29% 67.41%
Earnings before Interest and Taxes (EBIT)		 153 154 162 157 128 134 134 108 76 60 50
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 188 199 213 192 152 160 149 118 88 75 66
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.96 1.03 1.08 1.02 0.80 1.02 0.96 1.21 1.50 1.16 1.11
Price to Tangible Book Value (P/TBV)		 1.30 1.42 1.59 1.43 1.12 1.47 1.37 1.80 1.88 1.28 1.20
Price to Revenue (P/Rev)		 2.87 2.95 2.76 3.35 2.52 3.08 2.88 3.92 3.87 2.46 2.50
Price to Earnings (P/E)		 11.66 10.64 9.67 10.94 10.08 12.09 9.64 18.00 17.91 11.33 12.52
Dividend Yield		 4.12% 4.07% 4.10% 3.79% 4.74% 3.72% 4.10% 3.10% 2.92% 4.10% 4.98%
Earnings Yield		 8.57% 9.40% 10.34% 9.14% 9.92% 8.27% 10.37% 5.56% 5.58% 8.83% 7.98%
Enterprise Value to Invested Capital (EV/IC)		 0.59 0.61 0.94 0.59 0.46 0.70 0.80 0.91 1.13 0.62 0.59
Enterprise Value to Revenue (EV/Rev)		 2.35 2.48 4.26 2.83 2.00 2.93 3.38 5.30 4.95 2.39 2.73
Enterprise Value to EBITDA (EV/EBITDA)		 5.77 5.52 9.00 5.94 5.26 7.39 7.53 12.92 12.99 5.60 6.64
Enterprise Value to EBIT (EV/EBIT)		 7.09 7.13 11.86 7.28 6.25 8.80 8.36 14.11 14.90 7.08 8.72
Enterprise Value to NOPAT (EV/NOPAT)		 9.56 8.95 14.95 9.25 7.99 11.49 11.32 24.32 22.91 10.83 13.38
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.10 6.33 11.57 7.05 4.91 13.39 5.53 6.02 0.00 6.87 6.44
Enterprise Value to Free Cash Flow (EV/FCFF)		 19.22 2.82 76.84 0.00 20.02 0.00 2.92 0.00 0.00 4.43 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.33 0.40 0.79 0.48 0.38 0.38 0.41 0.80 0.70 0.83 0.70
Long-Term Debt to Equity		 0.22 0.25 0.28 0.26 0.23 0.21 0.22 0.24 0.25 0.36 0.24
Financial Leverage		 0.37 0.59 0.62 0.43 0.38 0.39 0.60 0.76 0.75 0.76 0.63
Leverage Ratio		 9.16 10.18 10.22 9.04 8.13 7.85 8.06 8.69 9.74 9.50 8.49
Compound Leverage Factor		 9.16 10.18 10.22 9.04 8.13 7.85 8.06 8.69 9.74 9.50 8.49
Debt to Total Capital		 24.88% 28.71% 44.12% 32.26% 27.37% 27.71% 28.96% 44.50% 41.12% 45.21% 41.20%
Short-Term Debt to Total Capital		 8.45% 11.18% 28.33% 14.78% 10.31% 12.68% 13.27% 31.14% 26.17% 25.39% 26.97%
Long-Term Debt to Total Capital		 16.43% 17.54% 15.79% 17.48% 17.06% 15.03% 15.70% 13.36% 14.95% 19.82% 14.24%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 9.85%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 75.12% 71.29% 55.88% 67.74% 72.63% 72.29% 71.04% 55.50% 58.88% 54.79% 48.94%
Debt to EBITDA		 2.43 2.58 4.25 3.27 3.14 2.93 2.73 6.35 4.74 4.08 4.60
Net Debt to EBITDA		 -1.27 -1.04 3.18 -1.08 -1.38 -0.38 1.11 3.36 2.83 -0.15 -0.54
Long-Term Debt to EBITDA		 1.61 1.57 1.52 1.77 1.96 1.59 1.48 1.91 1.72 1.79 1.59
Debt to NOPAT		 4.03 4.18 7.05 5.09 4.77 4.54 4.10 11.95 8.35 7.90 9.27
Net Debt to NOPAT		 -2.11 -1.69 5.28 -1.68 -2.09 -0.60 1.67 6.32 5.00 -0.29 -1.08
Long-Term Debt to NOPAT		 2.66 2.55 2.52 2.76 2.97 2.47 2.22 3.59 3.04 3.46 3.20
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 9.01% 17.12%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 57 389 25 -75 40 -185 383 -613 -278 95 -62
Operating Cash Flow to CapEx		 4,261.70% 3,394.48% 35,962.47% 0.00% 4,821.93% 689.26% 1,793.40% 1,986.19% -321.15% 1,617.70% 1,840.84%
Free Cash Flow to Firm to Interest Expense		 0.28 2.43 0.68 -2.68 0.92 -2.68 8.58 -29.26 -27.23 15.37 -9.55
Operating Cash Flow to Interest Expense		 0.89 1.08 4.54 5.77 3.74 1.28 4.54 12.10 -2.04 9.91 10.48
Operating Cash Flow Less CapEx to Interest Expense		 0.87 1.05 4.52 5.85 3.66 1.09 4.29 11.49 -2.68 9.30 9.91
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.03 0.04 0.05 0.04 0.04 0.05 0.05 0.04
Fixed Asset Turnover		 3.83 3.55 3.43 2.97 2.80 3.00 2.83 2.96 3.26 2.78 2.47
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,841 1,784 2,051 1,947 1,749 1,688 1,401 1,685 1,009 681 738
Invested Capital Turnover		 0.26 0.23 0.23 0.22 0.23 0.26 0.21 0.21 0.27 0.25 0.23
Increase / (Decrease) in Invested Capital		 57 -266 103 199 60 288 -284 675 328 -56 95
Enterprise Value (EV)		 1,087 1,097 1,918 1,142 802 1,183 1,119 1,525 1,138 423 438
Market Capitalization		 1,326 1,304 1,241 1,350 1,012 1,244 954 1,129 890 434 401
Book Value per Share		 $24.32 $23.02 $20.75 $23.70 $23.29 $22.17 $20.36 $19.23 $15.56 $13.01 $4.16
Tangible Book Value per Share		 $17.89 $16.61 $14.15 $16.94 $16.63 $15.39 $14.21 $12.89 $12.38 $11.86 $3.84
Total Capital		 1,841 1,784 2,051 1,947 1,749 1,688 1,401 1,685 1,009 681 738
Total Debt		 458 512 905 628 479 468 406 750 415 308 304
Total Long-Term Debt		 303 313 324 340 298 254 220 225 151 135 105
Net Debt		 -240 -207 678 -208 -210 -61 166 396 248 -11 -36
Capital Expenditures (CapEx)		 4.18 5.11 0.46 -2.26 3.38 13 11 13 6.51 3.80 3.70
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 458 512 905 628 479 468 406 750 415 308 304
Total Depreciation and Amortization (D&A)		 35 45 51 36 24 26 15 9.97 11 16 16
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.01 $0.00 $2.32 $2.23 $1.84 $1.88 $2.02 $1.47 $1.42 $1.32 $1.11
Adjusted Weighted Average Basic Shares Outstanding		 56.96M 0.00 55.29M 55.29M 54.40M 54.54M 55.60M 48.69M 38.23M 28.69M 28.96M
Adjusted Diluted Earnings per Share		 $1.98 $0.00 $2.29 $2.20 $1.83 $1.87 $2.01 $1.45 $1.40 $1.32 $1.11
Adjusted Weighted Average Diluted Shares Outstanding		 56.96M 0.00 55.29M 55.29M 54.40M 54.54M 55.60M 48.69M 38.23M 28.69M 28.96M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 56.96M 0.00 55.29M 55.29M 54.40M 54.54M 55.60M 48.69M 38.23M 28.69M 28.96M
Normalized Net Operating Profit after Tax (NOPAT)		 114 123 128 123 100 103 99 63 50 39 33
Normalized NOPAT Margin		 24.59% 27.74% 28.50% 30.59% 25.01% 25.51% 29.85% 21.79% 21.62% 22.09% 20.42%
Pre Tax Income Margin		 33.16% 34.83% 35.92% 38.87% 31.96% 33.31% 40.41% 37.56% 33.25% 33.81% 31.34%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.76 0.96 4.43 5.58 2.94 1.95 3.00 5.16 7.47 9.62 7.74
NOPAT to Interest Expense		 0.57 0.77 3.51 4.39 2.30 1.49 2.22 3.00 4.86 6.28 5.04
EBIT Less CapEx to Interest Expense		 0.74 0.93 4.41 5.66 2.86 1.76 2.75 4.55 6.83 9.01 7.17
NOPAT Less CapEx to Interest Expense		 0.54 0.73 3.50 4.47 2.22 1.31 1.96 2.39 4.22 5.67 4.47
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 47.65% 43.30% 39.64% 41.12% 47.85% 43.88% 39.43% 48.95% 45.78% 47.73% 52.55%
Augmented Payout Ratio		 47.65% 46.96% 47.37% 67.89% 60.08% 67.47% 39.43% 49.54% 45.78% 63.87% 52.55%

Quarterly Metrics And Ratios for First Busey

This table displays calculated financial ratios and metrics derived from First Busey's official financial filings.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 7.50% 8.91% 8.95% -5.89% -9.63% -7.20% -0.25% 11.22% 13.86% 12.71%
EBITDA Growth		 23.19% 0.99% -10.71% -23.59% -31.22% -13.83% 0.99% 20.58% 29.05% 24.13%
EBIT Growth		 12.48% 13.53% 4.26% -24.57% -27.31% -15.06% 1.79% 29.81% 16.67% 36.25%
NOPAT Growth		 9.15% 4.36% -6.83% -28.71% -25.12% -14.01% -1.54% 29.35% 14.91% 37.47%
Net Income Growth		 9.15% 4.36% -6.83% -28.71% -25.12% -14.01% -1.54% 29.35% 14.91% 37.47%
EPS Growth		 6.38% 1.85% -9.62% -29.23% -22.95% -15.63% -1.89% 27.45% 17.31% 39.13%
Operating Cash Flow Growth		 13.56% 42.57% -28.55% -17.54% -3.58% -4.86% 27.83% 6.57% -19.74% 96.32%
Free Cash Flow Firm Growth		 -109.95% -857.90% 269.42% 234.70% 523.69% -95.40% -167.35% -2,140.84% 59.15% 292.37%
Invested Capital Growth		 3.20% 7.76% -8.23% -26.49% -12.99% 1.04% 7.77% 28.31% 5.31% -12.99%
Revenue Q/Q Growth		 -1.43% 1.94% 4.94% 1.95% -0.14% 1.98% -9.36% -2.10% 2.55% 9.62%
EBITDA Q/Q Growth		 -11.17% 8.33% 5.75% -2.70% -27.18% -4.22% -9.50% -2.55% -8.76% 12.25%
EBIT Q/Q Growth		 -12.23% 10.78% 9.90% 5.25% -11.40% 1.74% -20.49% 1.44% 3.52% 21.92%
NOPAT Q/Q Growth		 -12.18% 16.99% 4.32% 1.85% -16.03% 4.43% -20.18% 6.98% -3.57% 19.57%
Net Income Q/Q Growth		 -12.18% 16.99% 4.32% 1.85% -16.03% 4.43% -20.18% 6.98% -3.57% 19.57%
EPS Q/Q Growth		 -9.09% 17.02% 2.17% -2.13% -12.96% 3.85% -20.00% 6.56% -4.69% 20.75%
Operating Cash Flow Q/Q Growth		 -13.02% 111.19% -23.76% -18.91% 9.20% 5.84% -12.02% -5.39% 7.74% 42.21%
Free Cash Flow Firm Q/Q Growth		 70.96% -153.64% -71.20% 121.70% 2,112.83% 111.99% 77.10% -597.36% -124.03% 75.52%
Invested Capital Q/Q Growth		 0.43% 3.24% 2.96% -3.32% 4.87% -12.08% -17.53% 14.43% 21.77% -6.22%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 38.88% 43.14% 40.60% 40.29% 33.93% 46.53% 49.54% 49.62% 44.58% 50.11%
EBIT Margin		 31.99% 35.92% 33.05% 31.56% 30.57% 34.46% 34.54% 39.38% 38.00% 37.65%
Profit (Net Income) Margin		 24.06% 27.01% 23.54% 23.68% 23.70% 28.19% 27.52% 31.25% 28.60% 30.42%
Tax Burden Percent		 75.23% 75.19% 71.20% 75.01% 77.52% 81.80% 79.69% 79.37% 75.26% 80.79%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 24.77% 24.81% 28.80% 24.99% 22.48% 18.20% 20.31% 20.63% 24.74% 19.21%
Return on Invested Capital (ROIC)		 6.14% 6.94% 5.64% 5.06% 5.46% 7.55% 6.81% 6.92% 6.44% 7.32%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.14% 6.94% 5.64% 5.06% 5.46% 7.55% 6.81% 6.92% 6.44% 7.32%
Return on Net Nonoperating Assets (RNNOA)		 2.24% 2.52% 2.61% 3.24% 3.20% 3.58% 3.94% 5.03% 4.01% 3.54%
Return on Equity (ROE)		 8.38% 9.46% 8.25% 8.30% 8.66% 11.13% 10.76% 11.95% 10.45% 10.86%
Cash Return on Invested Capital (CROIC)		 3.12% -1.17% 14.51% 36.03% 20.29% 6.72% -0.18% -18.25% 1.25% 20.73%
Operating Return on Assets (OROA)		 1.22% 1.35% 1.22% 1.13% 1.10% 1.26% 1.30% 1.46% 1.36% 1.29%
Return on Assets (ROA)		 0.91% 1.01% 0.87% 0.85% 0.85% 1.03% 1.04% 1.16% 1.02% 1.04%
Return on Common Equity (ROCE)		 8.38% 9.46% 8.25% 8.30% 8.66% 11.13% 10.76% 11.95% 10.45% 10.86%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 7.94% 8.25% 8.73% 0.00% 11.02% 11.33% 11.40% 0.00% 11.19%
Net Operating Profit after Tax (NOPAT)		 28 32 27 26 26 31 29 37 34 36
NOPAT Margin		 24.06% 27.01% 23.54% 23.68% 23.70% 28.19% 27.52% 31.25% 28.60% 30.42%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 50.06% 48.77% 48.92% 49.81% 50.60% 47.65% 48.73% 44.59% 44.95% 44.11%
Operating Expenses to Revenue		 66.92% 64.08% 64.99% 63.89% 69.01% 65.21% 64.87% 59.81% 61.28% 60.34%
Earnings before Interest and Taxes (EBIT)		 37 43 38 35 33 37 37 46 46 44
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 45 51 47 45 37 51 53 58 54 59
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.96 1.04 1.02 0.00 1.03 0.85 0.88 0.88 1.08 1.01
Price to Tangible Book Value (P/TBV)		 1.30 1.42 1.41 0.00 1.42 1.21 1.25 1.26 1.59 1.51
Price to Revenue (P/Rev)		 2.87 3.23 3.06 0.00 2.95 2.23 2.28 2.28 2.76 2.56
Price to Earnings (P/E)		 11.66 13.17 12.38 0.00 10.64 7.69 7.74 7.71 9.67 9.00
Dividend Yield		 4.12% 3.72% 4.00% 4.07% 4.07% 5.21% 4.93% 4.88% 4.10% 4.56%
Earnings Yield		 8.57% 7.60% 8.08% 0.00% 9.40% 13.00% 12.92% 12.98% 10.34% 11.11%
Enterprise Value to Invested Capital (EV/IC)		 0.59 0.73 0.85 0.00 0.61 0.69 0.80 0.82 0.94 0.80
Enterprise Value to Revenue (EV/Rev)		 2.35 2.96 3.42 0.00 2.48 2.61 3.37 4.17 4.26 3.09
Enterprise Value to EBITDA (EV/EBITDA)		 5.77 7.11 8.06 0.00 5.52 5.33 6.76 8.39 9.00 6.69
Enterprise Value to EBIT (EV/EBIT)		 7.09 9.00 10.54 0.00 7.13 7.11 8.98 11.17 11.86 8.66
Enterprise Value to NOPAT (EV/NOPAT)		 9.56 12.06 13.80 0.00 8.95 9.01 11.41 14.09 14.95 10.86
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.10 7.81 9.85 0.00 6.33 6.75 8.77 11.42 11.57 7.57
Enterprise Value to Free Cash Flow (EV/FCFF)		 19.22 0.00 5.64 0.00 2.82 10.39 0.00 0.00 76.84 3.58
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.33 0.31 0.33 0.34 0.40 0.43 0.61 0.96 0.79 0.52
Long-Term Debt to Equity		 0.22 0.22 0.23 0.23 0.25 0.27 0.26 0.27 0.28 0.30
Financial Leverage		 0.37 0.36 0.46 0.64 0.59 0.47 0.58 0.73 0.62 0.48
Leverage Ratio		 9.16 9.35 9.54 9.77 10.18 10.78 10.39 10.31 10.22 10.41
Compound Leverage Factor		 9.16 9.35 9.54 9.77 10.18 10.78 10.39 10.31 10.22 10.41
Debt to Total Capital		 24.88% 23.49% 24.90% 25.64% 28.71% 30.05% 37.89% 48.92% 44.12% 34.29%
Short-Term Debt to Total Capital		 8.45% 7.00% 7.90% 8.53% 11.18% 11.50% 21.44% 35.24% 28.33% 14.89%
Long-Term Debt to Total Capital		 16.43% 16.48% 17.00% 17.11% 17.54% 18.55% 16.45% 13.68% 15.79% 19.39%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 75.12% 76.51% 75.10% 74.36% 71.29% 69.95% 62.11% 51.08% 55.88% 65.71%
Debt to EBITDA		 2.43 2.28 2.35 2.28 2.58 2.31 3.19 5.00 4.25 2.87
Net Debt to EBITDA		 -1.27 -0.65 0.83 -0.77 -1.04 0.78 2.18 3.80 3.18 1.15
Long-Term Debt to EBITDA		 1.61 1.60 1.60 1.52 1.57 1.42 1.38 1.40 1.52 1.62
Debt to NOPAT		 4.03 3.87 4.02 3.95 4.18 3.90 5.38 8.40 7.05 4.66
Net Debt to NOPAT		 -2.11 -1.11 1.43 -1.33 -1.69 1.32 3.68 6.38 5.28 1.86
Long-Term Debt to NOPAT		 2.66 2.71 2.75 2.64 2.55 2.41 2.34 2.35 2.52 2.64
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -29 -100 187 648 292 13 -110 -481 -69 287
Operating Cash Flow to CapEx		 5,128.04% 6,086.64% 3,361.87% 2,812.50% 2,057.21% 1,909.46% 0.00% 2,161.07% 7,499.06% 20,152.73%
Free Cash Flow to Firm to Interest Expense		 -0.58 -1.93 3.78 12.96 5.67 0.29 -2.88 -19.05 -4.68 31.51
Operating Cash Flow to Interest Expense		 1.05 1.16 0.58 0.75 0.89 0.94 1.04 1.79 3.24 4.87
Operating Cash Flow Less CapEx to Interest Expense		 1.03 1.14 0.56 0.72 0.85 0.89 1.08 1.71 3.20 4.84
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.03
Fixed Asset Turnover		 3.83 3.74 3.64 3.51 3.55 3.62 3.64 3.55 3.43 3.22
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 1,841 1,834 1,776 1,725 1,784 1,701 1,935 2,347 2,051 1,684
Invested Capital Turnover		 0.26 0.26 0.24 0.21 0.23 0.27 0.25 0.22 0.23 0.24
Increase / (Decrease) in Invested Capital		 57 132 -159 -622 -266 17 139 518 103 -251
Enterprise Value (EV)		 1,087 1,343 1,518 0.00 1,097 1,182 1,555 1,926 1,918 1,345
Market Capitalization		 1,326 1,466 1,361 0.00 1,304 1,009 1,054 1,053 1,241 1,115
Book Value per Share		 $24.32 $24.67 $23.51 $22.61 $23.02 $21.53 $21.73 $21.68 $20.75 $20.04
Tangible Book Value per Share		 $17.89 $18.20 $16.98 $16.41 $16.61 $15.08 $15.24 $15.14 $14.15 $13.39
Total Capital		 1,841 1,834 1,776 1,725 1,784 1,701 1,935 2,347 2,051 1,684
Total Debt		 458 431 442 442 512 511 733 1,148 905 577
Total Long-Term Debt		 303 302 302 295 313 316 318 321 324 327
Net Debt		 -240 -123 157 -149 -207 173 501 872 678 230
Capital Expenditures (CapEx)		 1.02 0.99 0.85 1.33 2.24 2.21 -1.44 2.10 0.64 0.22
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 458 431 442 442 512 511 733 1,148 905 577
Total Depreciation and Amortization (D&A)		 8.05 8.56 8.77 9.66 3.65 13 16 12 7.91 15
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.50 $0.56 $0.48 $0.47 $0.47 $0.55 $0.53 $0.66 $0.63 $0.64
Adjusted Weighted Average Basic Shares Outstanding		 56.96M 56.88M 56.85M 56.73M 55.25M 55.26M 55.28M 55.30M 55.29M 55.23M
Adjusted Diluted Earnings per Share		 $0.50 $0.55 $0.47 $0.46 $0.47 $0.54 $0.52 $0.65 $0.61 $0.64
Adjusted Weighted Average Diluted Shares Outstanding		 56.96M 56.88M 56.85M 56.73M 55.25M 55.26M 55.28M 55.30M 55.29M 55.23M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 56.96M 56.88M 56.85M 56.73M 55.25M 55.26M 55.28M 55.30M 55.29M 55.23M
Normalized Net Operating Profit after Tax (NOPAT)		 28 32 27 26 26 31 29 37 34 36
Normalized NOPAT Margin		 24.06% 27.01% 23.54% 23.68% 23.70% 28.19% 27.52% 31.25% 28.60% 30.42%
Pre Tax Income Margin		 31.99% 35.92% 33.05% 31.56% 30.57% 34.46% 34.54% 39.38% 38.00% 37.65%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.75 0.82 0.78 0.70 0.64 0.84 0.96 1.84 3.10 4.85
NOPAT to Interest Expense		 0.57 0.62 0.55 0.52 0.50 0.68 0.77 1.46 2.33 3.91
EBIT Less CapEx to Interest Expense		 0.73 0.80 0.76 0.67 0.60 0.79 1.00 1.75 3.06 4.82
NOPAT Less CapEx to Interest Expense		 0.54 0.60 0.54 0.50 0.46 0.63 0.81 1.37 2.29 3.89
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 47.65% 48.31% 48.56% 47.38% 43.30% 40.02% 38.14% 37.61% 39.64% 41.15%
Augmented Payout Ratio		 47.65% 50.36% 51.79% 50.90% 46.96% 41.71% 41.09% 41.43% 47.37% 58.04%

Frequently Asked Questions About First Busey's Financials

When does First Busey's fiscal year end?

According to the most recent income statement we have on file, First Busey's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has First Busey's net income changed over the last 10 years?

First Busey's net income appears to be on an upward trend, with a most recent value of $113.69 million in 2024, rising from $32.77 million in 2014. The previous period was $122.57 million in 2023. See First Busey's forecast for analyst expectations on what’s next for the company.

How has First Busey revenue changed over the last 10 years?

Over the last 10 years, First Busey's total revenue changed from $160.52 million in 2014 to $462.29 million in 2024, a change of 188.0%.

How much debt does First Busey have?

First Busey's total liabilities were at $10.66 billion at the end of 2024, a 3.2% decrease from 2023, and a 229.9% increase since 2014.

How much cash does First Busey have?

In the past 10 years, First Busey's cash and equivalents has ranged from $102.98 million in 2021 to $339.44 million in 2014, and is currently $129.44 million as of their latest financial filing in 2024.

How has First Busey's book value per share changed over the last 10 years?

Over the last 10 years, First Busey's book value per share changed from 4.16 in 2014 to 24.32 in 2024, a change of 485.1%.


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This page (NASDAQ:BUSE) was last updated on 5/22/2025 by MarketBeat.com Staff
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