Colony Bankcorp (CBAN) Competitors

Colony Bankcorp (NASDAQ:CBAN) and Pagaya Technologies (NASDAQ:PGY) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, analyst recommendations, earnings, media sentiment, institutional ownership, community ranking, valuation, profitability and risk.

Do institutionals and insiders hold more shares of CBAN or PGY?

50.4% of Colony Bankcorp shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 6.6% of Colony Bankcorp shares are owned by company insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Which has more volatility & risk, CBAN or PGY?

Colony Bankcorp has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.88, indicating that its share price is 488% more volatile than the S&P 500.

Which has preferable earnings & valuation, CBAN or PGY?

Colony Bankcorp has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Colony Bankcorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Colony Bankcorp	$117.31M	2.27	$23.87M	$1.43	10.66
Pagaya Technologies	$1.05B	1.10	-$401.41M	-$5.07	-3.01

Is CBAN or PGY more profitable?

Colony Bankcorp has a net margin of 13.51% compared to Pagaya Technologies' net margin of -39.20%. Colony Bankcorp's return on equity of 9.64% beat Pagaya Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Colony Bankcorp	13.51%	9.64%	0.85%
Pagaya Technologies	-39.20%	0.82%	0.36%

Does the MarketBeat Community favor CBAN or PGY?

Colony Bankcorp received 77 more outperform votes than Pagaya Technologies when rated by MarketBeat users. However, 72.50% of users gave Pagaya Technologies an outperform vote while only 57.61% of users gave Colony Bankcorp an outperform vote.

Company	Underperform	Outperform
Colony Bankcorp	Outperform Votes 106 57.61%	Underperform Votes 78 42.39%
Pagaya Technologies	Outperform Votes 29 72.50%	Underperform Votes 11 27.50%

Does the media prefer CBAN or PGY?

In the previous week, Pagaya Technologies had 6 more articles in the media than Colony Bankcorp. MarketBeat recorded 7 mentions for Pagaya Technologies and 1 mentions for Colony Bankcorp. Pagaya Technologies' average media sentiment score of 1.16 beat Colony Bankcorp's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Colony Bankcorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Pagaya Technologies	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate CBAN or PGY?

Pagaya Technologies has a consensus target price of $20.61, indicating a potential upside of 34.98%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, analysts plainly believe Pagaya Technologies is more favorable than Colony Bankcorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Colony Bankcorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Pagaya Technologies	0 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.78

Summary

Pagaya Technologies beats Colony Bankcorp on 10 of the 18 factors compared between the two stocks.