Colony Bankcorp (CBAN) Competitors

Community Trust Bancorp (NASDAQ:CTBI) and Colony Bankcorp (NASDAQ:CBAN) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, analyst recommendations, institutional ownership, profitability, valuation and dividends.

Does the media refer more to CTBI or CBAN?

In the previous week, Community Trust Bancorp and Community Trust Bancorp both had 2 articles in the media. Community Trust Bancorp's average media sentiment score of 1.79 beat Colony Bankcorp's score of -0.16 indicating that Community Trust Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Community Trust Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Colony Bankcorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk and volatility, CTBI or CBAN?

Community Trust Bancorp has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500. Comparatively, Colony Bankcorp has a beta of 0.66, suggesting that its share price is 34% less volatile than the S&P 500.

Is CTBI or CBAN more profitable?

Community Trust Bancorp has a net margin of 23.33% compared to Colony Bankcorp's net margin of 13.51%. Community Trust Bancorp's return on equity of 11.77% beat Colony Bankcorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Trust Bancorp	23.33%	11.77%	1.47%
Colony Bankcorp	13.51%	9.64%	0.85%

Do analysts prefer CTBI or CBAN?

Community Trust Bancorp presently has a consensus target price of $59.50, suggesting a potential upside of 8.08%. Colony Bankcorp has a consensus target price of $21.00, suggesting a potential upside of 27.85%. Given Colony Bankcorp's higher probable upside, analysts plainly believe Colony Bankcorp is more favorable than Community Trust Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Colony Bankcorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has stronger earnings & valuation, CTBI or CBAN?

Community Trust Bancorp has higher revenue and earnings than Colony Bankcorp. Colony Bankcorp is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Trust Bancorp	$376.01M	2.65	$82.81M	$5.08	10.84
Colony Bankcorp	$121.88M	2.35	$23.87M	$1.58	10.40

Do institutionals & insiders have more ownership in CTBI or CBAN?

60.2% of Community Trust Bancorp shares are owned by institutional investors. Comparatively, 50.4% of Colony Bankcorp shares are owned by institutional investors. 4.3% of Community Trust Bancorp shares are owned by company insiders. Comparatively, 6.6% of Colony Bankcorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is CTBI or CBAN a better dividend stock?

Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.4%. Colony Bankcorp pays an annual dividend of $0.46 per share and has a dividend yield of 2.8%. Community Trust Bancorp pays out 37.0% of its earnings in the form of a dividend. Colony Bankcorp pays out 29.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has raised its dividend for 44 consecutive years and Colony Bankcorp has raised its dividend for 7 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Community Trust Bancorp beats Colony Bankcorp on 12 of the 17 factors compared between the two stocks.