Coastal Financial (CCB) Competitors

Coastal Financial (NASDAQ:CCB) and Flagstar Financial (NYSE:FLG) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, valuation, earnings, community ranking, profitability, media sentiment, analyst recommendations, risk and institutional ownership.

Is CCB or FLG more profitable?

Coastal Financial has a net margin of 6.43% compared to Flagstar Financial's net margin of -17.16%. Coastal Financial's return on equity of 14.98% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Coastal Financial	6.43%	14.98%	1.20%
Flagstar Financial	-17.16%	-10.72%	-0.76%

Do analysts prefer CCB or FLG?

Coastal Financial currently has a consensus price target of $105.00, indicating a potential upside of 29.45%. Flagstar Financial has a consensus price target of $13.25, indicating a potential upside of 11.72%. Given Coastal Financial's stronger consensus rating and higher probable upside, research analysts clearly believe Coastal Financial is more favorable than Flagstar Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Coastal Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25
Flagstar Financial	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do institutionals and insiders hold more shares of CCB or FLG?

59.2% of Coastal Financial shares are held by institutional investors. Comparatively, 67.9% of Flagstar Financial shares are held by institutional investors. 16.8% of Coastal Financial shares are held by company insiders. Comparatively, 6.4% of Flagstar Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has stronger valuation and earnings, CCB or FLG?

Coastal Financial has higher earnings, but lower revenue than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Coastal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Coastal Financial	$452.86M	2.69	$45.22M	$3.25	24.96
Flagstar Financial	$2.32B	2.12	-$1.09B	-$2.60	-4.56

Does the media refer more to CCB or FLG?

In the previous week, Flagstar Financial had 9 more articles in the media than Coastal Financial. MarketBeat recorded 20 mentions for Flagstar Financial and 11 mentions for Coastal Financial. Flagstar Financial's average media sentiment score of 0.58 beat Coastal Financial's score of 0.20 indicating that Flagstar Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Coastal Financial	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Flagstar Financial	3 Very Positive mention(s)	0 Positive mention(s)	10 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in CCB or FLG?

Coastal Financial received 20 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 74.19% of users gave Coastal Financial an outperform vote while only 42.86% of users gave Flagstar Financial an outperform vote.

Company	Underperform	Outperform
Coastal Financial	Outperform Votes 23 74.19%	Underperform Votes 8 25.81%
Flagstar Financial	Outperform Votes 3 42.86%	Underperform Votes 4 57.14%

Which has more risk & volatility, CCB or FLG?

Coastal Financial has a beta of 1, meaning that its stock price has a similar volatility profile to the S&P 500.Comparatively, Flagstar Financial has a beta of 1.17, meaning that its stock price is 17% more volatile than the S&P 500.

Summary

Coastal Financial beats Flagstar Financial on 13 of the 18 factors compared between the two stocks.