Coastal Financial (CCB) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Coastal Financial (NASDAQ:CCB) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, valuation, profitability, media sentiment and analyst recommendations.

Which has more risk and volatility, ABCB or CCB?

Ameris Bancorp has a beta of 0.93, suggesting that its stock price is 7% less volatile than the S&P 500. Comparatively, Coastal Financial has a beta of 0.96, suggesting that its stock price is 4% less volatile than the S&P 500.

Do institutionals and insiders have more ownership in ABCB or CCB?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 59.2% of Coastal Financial shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by company insiders. Comparatively, 14.1% of Coastal Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is ABCB or CCB more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Coastal Financial's net margin of 6.94%. Coastal Financial's return on equity of 12.53% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Coastal Financial	6.94%	12.53%	1.17%

Which has preferable valuation and earnings, ABCB or CCB?

Ameris Bancorp has higher revenue and earnings than Coastal Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than Coastal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.12B	4.07	$358.68M	$5.40	12.28
Coastal Financial	$703.32M	2.19	$45.22M	$3.38	30.27

Does the media prefer ABCB or CCB?

In the previous week, Ameris Bancorp had 3 more articles in the media than Coastal Financial. MarketBeat recorded 7 mentions for Ameris Bancorp and 4 mentions for Coastal Financial. Ameris Bancorp's average media sentiment score of 1.48 beat Coastal Financial's score of 1.25 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Coastal Financial	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend ABCB or CCB?

Ameris Bancorp currently has a consensus target price of $71.43, suggesting a potential upside of 7.75%. Coastal Financial has a consensus target price of $106.25, suggesting a potential upside of 3.84%. Given Ameris Bancorp's higher probable upside, research analysts clearly believe Ameris Bancorp is more favorable than Coastal Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Coastal Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25

Summary

Ameris Bancorp beats Coastal Financial on 11 of the 17 factors compared between the two stocks.