Coastal Financial (CCB) Competitors

Flagstar Financial (NYSE:FLG) and Coastal Financial (NASDAQ:CCB) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, profitability, institutional ownership, earnings, media sentiment, valuation, community ranking, risk and analyst recommendations.

Does the MarketBeat Community favor FLG or CCB?

Coastal Financial received 18 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 74.19% of users gave Coastal Financial an outperform vote while only 50.00% of users gave Flagstar Financial an outperform vote.

Company	Underperform	Outperform
Flagstar Financial	Outperform Votes 5 50.00%	Underperform Votes 5 50.00%
Coastal Financial	Outperform Votes 23 74.19%	Underperform Votes 8 25.81%

Do analysts prefer FLG or CCB?

Flagstar Financial currently has a consensus target price of $13.50, indicating a potential upside of 12.69%. Coastal Financial has a consensus target price of $105.00, indicating a potential upside of 18.76%. Given Coastal Financial's stronger consensus rating and higher possible upside, analysts clearly believe Coastal Financial is more favorable than Flagstar Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flagstar Financial	0 Sell rating(s)	4 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.50
Coastal Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25

Do institutionals & insiders hold more shares of FLG or CCB?

67.9% of Flagstar Financial shares are held by institutional investors. Comparatively, 59.2% of Coastal Financial shares are held by institutional investors. 19.4% of Flagstar Financial shares are held by company insiders. Comparatively, 16.8% of Coastal Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has more volatility & risk, FLG or CCB?

Flagstar Financial has a beta of 1.14, indicating that its share price is 14% more volatile than the S&P 500. Comparatively, Coastal Financial has a beta of 0.94, indicating that its share price is 6% less volatile than the S&P 500.

Does the media favor FLG or CCB?

In the previous week, Coastal Financial had 2 more articles in the media than Flagstar Financial. MarketBeat recorded 5 mentions for Coastal Financial and 3 mentions for Flagstar Financial. Coastal Financial's average media sentiment score of 1.16 beat Flagstar Financial's score of 0.59 indicating that Coastal Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Flagstar Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Coastal Financial	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has stronger earnings and valuation, FLG or CCB?

Coastal Financial has lower revenue, but higher earnings than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Coastal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flagstar Financial	$2.32B	2.14	-$1.09B	-$2.60	-4.61
Coastal Financial	$436.55M	3.04	$45.22M	$3.38	26.16

Is FLG or CCB more profitable?

Coastal Financial has a net margin of 6.43% compared to Flagstar Financial's net margin of -17.16%. Coastal Financial's return on equity of 14.98% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Flagstar Financial	-17.16%	-10.72%	-0.76%
Coastal Financial	6.43%	14.98%	1.20%

Summary

Coastal Financial beats Flagstar Financial on 14 of the 19 factors compared between the two stocks.