Do analysts rate XYF or CIRC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Do analysts prefer CIRC or CPSS?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33 Consumer Portfolio Services 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Do analysts rate LX or CIRC?

LexinFintech presently has a consensus target price of $2.35, indicating a potential upside of 175.37%. Given LexinFintech's higher possible upside, equities research analysts clearly believe LexinFintech is more favorable than Atlantic International. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LexinFintech 1 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.67 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Do analysts prefer CIRC or JFIN?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33 Jiayin Group 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Do analysts recommend YRD or CIRC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Atlantic International (CIRC) Competitors

$0.60 -0.05 (-7.90%)

Closing price 04:00 PM Eastern

Extended Trading

$0.61 +0.01 (+1.19%)

As of 04:15 PM Eastern

Compare

CIRC vs. XYF, CPSS, LX, JFIN, and YRD

Should you buy Atlantic International stock or one of its competitors? Atlantic International's main competitors and comparable companies include X Financial (XYF), Consumer Portfolio Services (CPSS), LexinFintech (LX), Jiayin Group (JFIN), and Yirendai (YRD). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Atlantic International compare to X Financial?

X Financial (NYSE:XYF) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, institutional ownership, media sentiment, dividends, risk, analyst recommendations, earnings and valuation.

X Financial has a beta of 0.53, indicating that its stock price is 47% less volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, indicating that its stock price is 19% less volatile than the broader market.

X Financial has higher revenue and earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
X Financial	$5.60B	0.04	$209.43M	$1.96	2.77
Atlantic International	$435.88M	0.13	-$59.43M	-$2.11	N/A

In the previous week, X Financial's average media sentiment score of 0.00 equaled Atlantic International'saverage media sentiment score.

Company	Overall Sentiment
X Financial	Neutral
Atlantic International	Neutral

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

X Financial has a net margin of 9.94% compared to Atlantic International's net margin of -19.39%. X Financial's return on equity of 9.14% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
X Financial	9.94%	9.14%	5.20%
Atlantic International	-19.39%	N/A	-28.58%

1.1% of X Financial shares are held by institutional investors. 31.6% of X Financial shares are held by insiders. Comparatively, 13.6% of Atlantic International shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

X Financial beats Atlantic International on 9 of the 13 factors compared between the two stocks.

How does Atlantic International compare to Consumer Portfolio Services?

Atlantic International (NASDAQ:CIRC) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, earnings, profitability, risk, analyst recommendations, dividends, valuation and institutional ownership.

In the previous week, Consumer Portfolio Services had 5 more articles in the media than Atlantic International. MarketBeat recorded 5 mentions for Consumer Portfolio Services and 0 mentions for Atlantic International. Consumer Portfolio Services' average media sentiment score of 1.04 beat Atlantic International's score of 0.00 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company	Overall Sentiment
Atlantic International	Neutral
Consumer Portfolio Services	Positive

Atlantic International has a beta of 0.81, indicating that its share price is 19% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.11, indicating that its share price is 11% more volatile than the broader market.

Consumer Portfolio Services has lower revenue, but higher earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic International	$435.88M	0.13	-$59.43M	-$2.11	N/A
Consumer Portfolio Services	$434.47M	0.45	$19.33M	$0.92	9.86

47.6% of Consumer Portfolio Services shares are owned by institutional investors. 13.6% of Atlantic International shares are owned by insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Consumer Portfolio Services has a net margin of 4.78% compared to Atlantic International's net margin of -19.39%. Consumer Portfolio Services' return on equity of 6.91% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic International	-19.39%	N/A	-28.58%
Consumer Portfolio Services	4.78%	6.91%	0.54%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33
Consumer Portfolio Services	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Summary

Consumer Portfolio Services beats Atlantic International on 12 of the 15 factors compared between the two stocks.

How does Atlantic International compare to LexinFintech?

LexinFintech (NASDAQ:LX) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, media sentiment, dividends and earnings.

LexinFintech has a beta of 0.86, meaning that its share price is 14% less volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market.

In the previous week, LexinFintech had 1 more articles in the media than Atlantic International. MarketBeat recorded 1 mentions for LexinFintech and 0 mentions for Atlantic International. Atlantic International's average media sentiment score of 0.00 beat LexinFintech's score of -0.11 indicating that Atlantic International is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Neutral
Atlantic International	Neutral

LexinFintech presently has a consensus target price of $2.35, indicating a potential upside of 175.37%. Given LexinFintech's higher possible upside, equities research analysts clearly believe LexinFintech is more favorable than Atlantic International.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

LexinFintech has a net margin of 7.94% compared to Atlantic International's net margin of -19.39%. LexinFintech's return on equity of 8.59% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	7.94%	8.59%	4.50%
Atlantic International	-19.39%	N/A	-28.58%

LexinFintech has higher revenue and earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$12.96B	0.01	$239.82M	$0.84	1.02
Atlantic International	$435.88M	0.13	-$59.43M	-$2.11	N/A

Summary

LexinFintech beats Atlantic International on 10 of the 14 factors compared between the two stocks.

How does Atlantic International compare to Jiayin Group?

Atlantic International (NASDAQ:CIRC) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, earnings, profitability, institutional ownership, media sentiment, valuation and risk.

Jiayin Group has a net margin of 5.39% compared to Atlantic International's net margin of -19.39%. Jiayin Group's return on equity of 5.02% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic International	-19.39%	N/A	-28.58%
Jiayin Group	5.39%	5.02%	2.57%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33
Jiayin Group	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

44.1% of Jiayin Group shares are held by institutional investors. 13.6% of Atlantic International shares are held by insiders. Comparatively, 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Jiayin Group has higher revenue and earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic International	$435.88M	0.13	-$59.43M	-$2.11	N/A
Jiayin Group	$889.76M	0.09	$219.61M	$0.64	2.42

In the previous week, Jiayin Group had 1 more articles in the media than Atlantic International. MarketBeat recorded 1 mentions for Jiayin Group and 0 mentions for Atlantic International. Atlantic International's average media sentiment score of 0.00 equaled Jiayin Group'saverage media sentiment score.

Company	Overall Sentiment
Atlantic International	Neutral
Jiayin Group	Neutral

Atlantic International has a beta of 0.81, suggesting that its share price is 19% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market.

Summary

Jiayin Group beats Atlantic International on 11 of the 14 factors compared between the two stocks.

How does Atlantic International compare to Yirendai?

Yirendai (NYSE:YRD) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, dividends, institutional ownership, media sentiment, valuation and risk.

Yirendai has a net margin of -14.35% compared to Atlantic International's net margin of -19.39%. Atlantic International's return on equity of 0.00% beat Yirendai's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Yirendai	-14.35%	-7.58%	-5.21%
Atlantic International	-19.39%	N/A	-28.58%

2.0% of Yirendai shares are owned by institutional investors. 42.2% of Yirendai shares are owned by insiders. Comparatively, 13.6% of Atlantic International shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Yirendai has higher revenue and earnings than Atlantic International. Yirendai is trading at a lower price-to-earnings ratio than Atlantic International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Yirendai	$5.07B	0.02	$7.80M	-$1.18	N/A
Atlantic International	$435.88M	0.13	-$59.43M	-$2.11	N/A

In the previous week, Yirendai had 1 more articles in the media than Atlantic International. MarketBeat recorded 1 mentions for Yirendai and 0 mentions for Atlantic International. Yirendai's average media sentiment score of 1.85 beat Atlantic International's score of 0.00 indicating that Yirendai is being referred to more favorably in the media.

Company	Overall Sentiment
Yirendai	Very Positive
Atlantic International	Neutral

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Yirendai	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

Yirendai has a beta of 1.14, suggesting that its stock price is 14% more volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, suggesting that its stock price is 19% less volatile than the broader market.

Summary

Yirendai beats Atlantic International on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIRC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

CIRC vs. The Competition

Export

Metric	Atlantic International	Consumer Finance Industry	Finance Sector	NASDAQ Exchange
Market Cap	$55.80M	$7.35B	$14.06B	$12.86B
Dividend Yield	N/A	12.63%	5.89%	9.14%
P/E Ratio	-0.29	9.17	26.04	25.39
Price / Sales	0.13	71.10	504.94	87.25
Price / Cash	N/A	11.74	30.84	35.62
Price / Book	-1.04	2.65	2.77	6.41
Net Income	-$59.43M	$442.63M	$1.32B	$358.18M
7 Day Performance	-13.89%	1.32%	4.18%	0.73%
1 Month Performance	-16.51%	-1.51%	1.03%	-0.74%
1 Year Performance	N/A	7.92%	11.21%	13.39%

Atlantic International Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
CIRC Atlantic International	0.6182 of 5 stars	$0.60 -7.9%	N/A	N/A	$55.80M	$435.88M	N/A	7
XYF X Financial	1.9946 of 5 stars	$5.58 -2.1%	N/A	-61.8%	$222.79M	$1.09B	2.85	420
CPSS Consumer Portfolio Services	1.2297 of 5 stars	$9.24 +0.1%	N/A	+21.4%	$198.95M	$434.47M	10.04	740
LX LexinFintech	3.6593 of 5 stars	$0.88 -17.6%	$2.35 +166.6%	-85.5%	$179.23M	$1.88B	1.05	7,169	Gap Up High Trading Volume
JFIN Jiayin Group	1.2915 of 5 stars	$1.90 -5.5%	N/A	-85.3%	$105.18M	$889.76M	2.97	1,155

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This page (NASDAQ:CIRC) was last updated on 9/8/2026 by MarketBeat.com Staff.

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Atlantic International (CIRC) Competitors

CIRC vs. XYF, CPSS, LX, JFIN, and YRD

How does Atlantic International compare to X Financial?

Summary

How does Atlantic International compare to Consumer Portfolio Services?

Summary

How does Atlantic International compare to LexinFintech?

Summary

How does Atlantic International compare to Jiayin Group?

Summary

How does Atlantic International compare to Yirendai?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIRC vs. The Competition

Atlantic International Competitors List

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Atlantic International (CIRC) Competitors

CIRC vs. XYF, CPSS, LX, JFIN, and YRD

How does Atlantic International compare to X Financial?

Which has more volatility & risk, XYF or CIRC?

Which has stronger earnings and valuation, XYF or CIRC?

Does the media favor XYF or CIRC?

Do analysts rate XYF or CIRC?

Is XYF or CIRC more profitable?

Do institutionals and insiders believe in XYF or CIRC?

Summary

How does Atlantic International compare to Consumer Portfolio Services?

Does the media refer more to CIRC or CPSS?

Which has more volatility and risk, CIRC or CPSS?

Which has stronger valuation and earnings, CIRC or CPSS?

Do insiders and institutionals have more ownership in CIRC or CPSS?

Is CIRC or CPSS more profitable?

Do analysts prefer CIRC or CPSS?

Summary

How does Atlantic International compare to LexinFintech?

Which has more risk & volatility, LX or CIRC?

Does the media refer more to LX or CIRC?

Do analysts rate LX or CIRC?

Is LX or CIRC more profitable?

Which has preferable valuation & earnings, LX or CIRC?

Summary

How does Atlantic International compare to Jiayin Group?

Is CIRC or JFIN more profitable?

Do analysts prefer CIRC or JFIN?

Do insiders & institutionals hold more shares of CIRC or JFIN?

Which has stronger earnings and valuation, CIRC or JFIN?

Does the media favor CIRC or JFIN?

Which has more volatility & risk, CIRC or JFIN?

Summary

How does Atlantic International compare to Yirendai?

Is YRD or CIRC more profitable?

Do institutionals and insiders hold more shares of YRD or CIRC?

Which has better earnings & valuation, YRD or CIRC?

Does the media prefer YRD or CIRC?

Do analysts recommend YRD or CIRC?

Which has more volatility and risk, YRD or CIRC?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIRC vs. The Competition

Atlantic International Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools