Do analysts recommend LX or CIRC?

LexinFintech presently has a consensus price target of $2.35, indicating a potential upside of 212.13%. Given LexinFintech's higher possible upside, research analysts clearly believe LexinFintech is more favorable than Atlantic International. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score LexinFintech 1 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.67 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Do analysts rate YRD or CIRC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Do analysts prefer CIRC or JFIN?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33 Jiayin Group 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00

Do analysts rate VRM or CIRC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Vroom 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Do analysts rate KPLT or CIRC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Katapult 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Atlantic International (CIRC) Competitors

$0.40 +0.05 (+15.50%)

Closing price 09/28/2026 04:00 PM Eastern

Extended Trading

$0.40 0.00 (0.00%)

As of 09/28/2026 07:57 PM Eastern

Compare

CIRC vs. LX, YRD, JFIN, VRM, and KPLT

Should you buy Atlantic International stock or one of its competitors? Atlantic International's main competitors and comparable companies include LexinFintech (LX), Yirendai (YRD), Jiayin Group (JFIN), Vroom (VRM), and Katapult (KPLT). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Atlantic International compare to LexinFintech?

LexinFintech (NASDAQ:LX) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, earnings, risk, valuation, profitability, institutional ownership and dividends.

LexinFintech has higher revenue and earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$1.88B	0.07	$239.82M	$0.84	0.90
Atlantic International	$435.88M	0.08	-$59.43M	-$2.11	N/A

LexinFintech presently has a consensus price target of $2.35, indicating a potential upside of 212.13%. Given LexinFintech's higher possible upside, research analysts clearly believe LexinFintech is more favorable than Atlantic International.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.67
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

LexinFintech has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, suggesting that its share price is 19% less volatile than the broader market.

LexinFintech has a net margin of 7.94% compared to Atlantic International's net margin of -19.39%. LexinFintech's return on equity of 8.59% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	7.94%	8.59%	4.50%
Atlantic International	-19.39%	N/A	-28.58%

In the previous week, LexinFintech had 1 more articles in the media than Atlantic International. MarketBeat recorded 2 mentions for LexinFintech and 1 mentions for Atlantic International. Atlantic International's average media sentiment score of 0.91 beat LexinFintech's score of 0.55 indicating that Atlantic International is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Positive
Atlantic International	Positive

Summary

LexinFintech beats Atlantic International on 10 of the 14 factors compared between the two stocks.

How does Atlantic International compare to Yirendai?

Yirendai (NYSE:YRD) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, media sentiment, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations.

2.0% of Yirendai shares are held by institutional investors. 42.2% of Yirendai shares are held by company insiders. Comparatively, 13.6% of Atlantic International shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Yirendai	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

Yirendai has a net margin of -14.35% compared to Atlantic International's net margin of -19.39%. Atlantic International's return on equity of 0.00% beat Yirendai's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Yirendai	-14.35%	-7.58%	-5.21%
Atlantic International	-19.39%	N/A	-28.58%

Yirendai has a beta of 1.14, indicating that its stock price is 14% more volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, indicating that its stock price is 19% less volatile than the broader market.

In the previous week, Yirendai had 5 more articles in the media than Atlantic International. MarketBeat recorded 6 mentions for Yirendai and 1 mentions for Atlantic International. Atlantic International's average media sentiment score of 0.91 beat Yirendai's score of 0.00 indicating that Atlantic International is being referred to more favorably in the news media.

Company	Overall Sentiment
Yirendai	Neutral
Atlantic International	Positive

Yirendai has higher revenue and earnings than Atlantic International. Yirendai is trading at a lower price-to-earnings ratio than Atlantic International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Yirendai	$817.84M	0.10	$7.80M	-$1.18	N/A
Atlantic International	$435.88M	0.08	-$59.43M	-$2.11	N/A

Summary

Yirendai beats Atlantic International on 10 of the 15 factors compared between the two stocks.

How does Atlantic International compare to Jiayin Group?

Atlantic International (NASDAQ:CIRC) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their earnings, profitability, media sentiment, valuation, risk, dividends, analyst recommendations and institutional ownership.

44.1% of Jiayin Group shares are held by institutional investors. 13.6% of Atlantic International shares are held by company insiders. Comparatively, 51.2% of Jiayin Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Atlantic International has a beta of 0.81, suggesting that its share price is 19% less volatile than the broader market. Comparatively, Jiayin Group has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market.

Jiayin Group has a net margin of 5.39% compared to Atlantic International's net margin of -19.39%. Jiayin Group's return on equity of 5.02% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic International	-19.39%	N/A	-28.58%
Jiayin Group	5.39%	5.02%	2.57%

In the previous week, Atlantic International and Atlantic International both had 1 articles in the media. Jiayin Group's average media sentiment score of 1.82 beat Atlantic International's score of 0.91 indicating that Jiayin Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Atlantic International	Positive
Jiayin Group	Very Positive

Jiayin Group has higher revenue and earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic International	$435.88M	0.08	-$59.43M	-$2.11	N/A
Jiayin Group	$889.76M	0.08	$219.61M	$0.64	2.25

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33
Jiayin Group	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Summary

Jiayin Group beats Atlantic International on 12 of the 14 factors compared between the two stocks.

How does Atlantic International compare to Vroom?

Vroom (NASDAQ:VRM) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, media sentiment, risk, institutional ownership, profitability and analyst recommendations.

Vroom has higher earnings, but lower revenue than Atlantic International. Vroom is trading at a lower price-to-earnings ratio than Atlantic International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vroom	$178.83M	0.29	-$7.96M	-$11.12	N/A
Atlantic International	$435.88M	0.08	-$59.43M	-$2.11	N/A

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vroom	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

Vroom has a beta of 1.31, suggesting that its stock price is 31% more volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, suggesting that its stock price is 19% less volatile than the broader market.

25.8% of Vroom shares are owned by institutional investors. 2.9% of Vroom shares are owned by insiders. Comparatively, 13.6% of Atlantic International shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Atlantic International has a net margin of -19.39% compared to Vroom's net margin of -32.38%. Atlantic International's return on equity of 0.00% beat Vroom's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vroom	-32.38%	-47.65%	-5.59%
Atlantic International	-19.39%	N/A	-28.58%

In the previous week, Vroom had 1 more articles in the media than Atlantic International. MarketBeat recorded 2 mentions for Vroom and 1 mentions for Atlantic International. Vroom's average media sentiment score of 0.91 equaled Atlantic International'saverage media sentiment score.

Company	Overall Sentiment
Vroom	Positive
Atlantic International	Positive

Summary

Atlantic International beats Vroom on 8 of the 14 factors compared between the two stocks.

How does Atlantic International compare to Katapult?

Katapult (NASDAQ:KPLT) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, media sentiment, valuation, risk, earnings, profitability, institutional ownership and analyst recommendations.

Katapult has higher earnings, but lower revenue than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than Katapult, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Katapult	$291.76M	0.08	$1.37M	$1.37	3.37
Atlantic International	$435.88M	0.08	-$59.43M	-$2.11	N/A

Katapult has a net margin of 3.60% compared to Atlantic International's net margin of -19.39%. Atlantic International's return on equity of 0.00% beat Katapult's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Katapult	3.60%	-26.41%	10.86%
Atlantic International	-19.39%	N/A	-28.58%

In the previous week, Katapult had 2 more articles in the media than Atlantic International. MarketBeat recorded 3 mentions for Katapult and 1 mentions for Atlantic International. Atlantic International's average media sentiment score of 0.91 beat Katapult's score of 0.02 indicating that Atlantic International is being referred to more favorably in the news media.

Company	Overall Sentiment
Katapult	Neutral
Atlantic International	Positive

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Katapult	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

Katapult has a beta of 1.55, suggesting that its stock price is 55% more volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, suggesting that its stock price is 19% less volatile than the broader market.

26.8% of Katapult shares are owned by institutional investors. 8.0% of Katapult shares are owned by company insiders. Comparatively, 13.6% of Atlantic International shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Katapult beats Atlantic International on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIRC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

CIRC vs. The Competition

Export

Metric	Atlantic International	Consumer Finance Industry	Finance Sector	NASDAQ Exchange
Market Cap	$31.61M	$6.87B	$13.68B	$13.18B
Dividend Yield	N/A	12.85%	5.99%	14.03%
P/E Ratio	-0.19	8.46	24.58	25.59
Price / Sales	0.08	72.65	513.87	83.42
Price / Cash	N/A	11.21	29.87	35.00
Price / Book	-0.68	2.47	2.70	6.44
Net Income	-$59.43M	$442.63M	$1.32B	$360.47M
7 Day Performance	-0.28%	-2.82%	0.74%	-1.44%
1 Month Performance	-44.90%	-5.93%	1.47%	-3.72%
1 Year Performance	N/A	-2.10%	8.72%	3.91%

Atlantic International Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
CIRC Atlantic International	1.4085 of 5 stars	$0.40 +15.5%	N/A	N/A	$31.61M	$435.88M	N/A	7	Gap Up
LX LexinFintech	3.7751 of 5 stars	$0.77 0.0%	$2.35 +205.7%	-86.3%	$128.79M	$1.88B	0.92	7,169
YRD Yirendai	0.4493 of 5 stars	$1.00 +1.6%	N/A	-83.6%	$85.74M	$817.84M	N/A	981	News Coverage Upcoming Earnings
JFIN Jiayin Group	1.6819 of 5 stars	$1.57 +1.3%	N/A	-86.3%	$81.11M	$889.76M	2.45	1,155	Positive News
VRM Vroom	0.6501 of 5 stars	$9.51 +0.8%	N/A	-65.5%	$49.36M	$178.83M	N/A	655	News Coverage

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This page (NASDAQ:CIRC) was last updated on 9/29/2026 by MarketBeat.com Staff.

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Atlantic International (CIRC) Competitors

CIRC vs. LX, YRD, JFIN, VRM, and KPLT

How does Atlantic International compare to LexinFintech?

Summary

How does Atlantic International compare to Yirendai?

Summary

How does Atlantic International compare to Jiayin Group?

Summary

How does Atlantic International compare to Vroom?

Summary

How does Atlantic International compare to Katapult?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIRC vs. The Competition

Atlantic International Competitors List

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Atlantic International (CIRC) Competitors

CIRC vs. LX, YRD, JFIN, VRM, and KPLT

How does Atlantic International compare to LexinFintech?

Which has higher valuation and earnings, LX or CIRC?

Do analysts recommend LX or CIRC?

Which has more volatility and risk, LX or CIRC?

Is LX or CIRC more profitable?

Does the media prefer LX or CIRC?

Summary

How does Atlantic International compare to Yirendai?

Do insiders and institutionals hold more shares of YRD or CIRC?

Do analysts rate YRD or CIRC?

Is YRD or CIRC more profitable?

Which has more risk & volatility, YRD or CIRC?

Does the media prefer YRD or CIRC?

Which has higher earnings and valuation, YRD or CIRC?

Summary

How does Atlantic International compare to Jiayin Group?

Do insiders & institutionals hold more shares of CIRC or JFIN?

Which has more volatility and risk, CIRC or JFIN?

Is CIRC or JFIN more profitable?

Does the media prefer CIRC or JFIN?

Which has preferable valuation & earnings, CIRC or JFIN?

Do analysts prefer CIRC or JFIN?

Summary

How does Atlantic International compare to Vroom?

Which has higher earnings and valuation, VRM or CIRC?

Do analysts rate VRM or CIRC?

Which has more risk & volatility, VRM or CIRC?

Do institutionals & insiders hold more shares of VRM or CIRC?

Is VRM or CIRC more profitable?

Does the media favor VRM or CIRC?

Summary

How does Atlantic International compare to Katapult?

Which has preferable valuation and earnings, KPLT or CIRC?

Is KPLT or CIRC more profitable?

Does the media favor KPLT or CIRC?

Do analysts rate KPLT or CIRC?

Which has more volatility & risk, KPLT or CIRC?

Do institutionals and insiders believe in KPLT or CIRC?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIRC vs. The Competition

Atlantic International Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools