Do analysts rate XYF or CIRC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score X Financial 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Do analysts rate CIRC or CPSS?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33 Consumer Portfolio Services 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00

Do analysts rate JFIN or CIRC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Jiayin Group 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Do analysts rate YRD or CIRC?

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Yirendai 1 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.00 Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33

Do analysts recommend CIRC or ?

Given 's higher possible upside, analysts clearly believe is more favorable than Atlantic International. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Atlantic International 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 2.33 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00

Which has preferable valuation and earnings, CIRC or ?

has lower revenue, but higher earnings than Atlantic International. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Atlantic International $435.88M 0.14 -$59.43M -$1.33 N/A N/A N/A N/A N/A N/A

Is CIRC or more profitable?

has a net margin of 0.00% compared to Atlantic International's net margin of -13.63%. Company Net Margins Return on Equity Return on Assets Atlantic International -13.63% N/A -24.23% N/A N/A N/A

Atlantic International (CIRC) Competitors

$0.66 +0.02 (+2.77%)

Closing price 04:00 PM Eastern

Extended Trading

$0.67 +0.01 (+0.91%)

As of 07:57 PM Eastern

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CIRC vs. XYF, CPSS, JFIN, YRD, and ATLN

Should you buy Atlantic International stock or one of its competitors? Atlantic International's main competitors and comparable companies include X Financial (XYF), Consumer Portfolio Services (CPSS), Jiayin Group (JFIN), Yirendai (YRD), and Atlantic International (ATLN). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Atlantic International compare to X Financial?

X Financial (NYSE:XYF) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, media sentiment, dividends, risk, profitability, valuation and earnings.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
X Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

X Financial has higher revenue and earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
X Financial	$6.88B	0.03	$209.43M	$3.45	1.55
Atlantic International	$435.88M	0.14	-$59.43M	-$1.33	N/A

X Financial has a beta of 0.46, indicating that its stock price is 54% less volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, indicating that its stock price is 19% less volatile than the broader market.

In the previous week, X Financial had 1 more articles in the media than Atlantic International. MarketBeat recorded 1 mentions for X Financial and 0 mentions for Atlantic International. Atlantic International's average media sentiment score of 1.89 beat X Financial's score of 0.00 indicating that Atlantic International is being referred to more favorably in the news media.

Company	Overall Sentiment
X Financial	Neutral
Atlantic International	Very Positive

X Financial has a net margin of 15.06% compared to Atlantic International's net margin of -13.63%. X Financial's return on equity of 14.38% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
X Financial	15.06%	14.38%	7.93%
Atlantic International	-13.63%	N/A	-24.23%

1.1% of X Financial shares are owned by institutional investors. 31.6% of X Financial shares are owned by insiders. Comparatively, 13.6% of Atlantic International shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

X Financial beats Atlantic International on 10 of the 15 factors compared between the two stocks.

How does Atlantic International compare to Consumer Portfolio Services?

Atlantic International (NASDAQ:CIRC) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, profitability, earnings, valuation and media sentiment.

Consumer Portfolio Services has a net margin of 4.78% compared to Atlantic International's net margin of -13.63%. Consumer Portfolio Services' return on equity of 6.91% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic International	-13.63%	N/A	-24.23%
Consumer Portfolio Services	4.78%	6.91%	0.54%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33
Consumer Portfolio Services	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

47.6% of Consumer Portfolio Services shares are owned by institutional investors. 13.6% of Atlantic International shares are owned by company insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Consumer Portfolio Services has lower revenue, but higher earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic International	$435.88M	0.14	-$59.43M	-$1.33	N/A
Consumer Portfolio Services	$434.47M	0.45	$19.33M	$0.92	9.96

Atlantic International has a beta of 0.81, suggesting that its share price is 19% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.13, suggesting that its share price is 13% more volatile than the broader market.

In the previous week, Consumer Portfolio Services had 7 more articles in the media than Atlantic International. MarketBeat recorded 7 mentions for Consumer Portfolio Services and 0 mentions for Atlantic International. Atlantic International's average media sentiment score of 1.89 beat Consumer Portfolio Services' score of 0.53 indicating that Atlantic International is being referred to more favorably in the media.

Company	Overall Sentiment
Atlantic International	Very Positive
Consumer Portfolio Services	Positive

Summary

Consumer Portfolio Services beats Atlantic International on 11 of the 15 factors compared between the two stocks.

How does Atlantic International compare to Jiayin Group?

Jiayin Group (NASDAQ:JFIN) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, media sentiment, profitability, institutional ownership, valuation, earnings, analyst recommendations and dividends.

Jiayin Group has a net margin of 17.79% compared to Atlantic International's net margin of -13.63%. Jiayin Group's return on equity of 21.67% beat Atlantic International's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jiayin Group	17.79%	21.67%	11.33%
Atlantic International	-13.63%	N/A	-24.23%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jiayin Group	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

44.1% of Jiayin Group shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 13.6% of Atlantic International shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Jiayin Group has higher revenue and earnings than Atlantic International. Atlantic International is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$5.20B	0.02	$219.61M	$2.52	0.92
Atlantic International	$435.88M	0.14	-$59.43M	-$1.33	N/A

Jiayin Group has a beta of 0.96, meaning that its stock price is 4% less volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market.

In the previous week, Atlantic International's average media sentiment score of 1.89 beat Jiayin Group's score of 1.87 indicating that Atlantic International is being referred to more favorably in the news media.

Company	Overall Sentiment
Jiayin Group	Very Positive
Atlantic International	Very Positive

Summary

Jiayin Group beats Atlantic International on 10 of the 14 factors compared between the two stocks.

How does Atlantic International compare to Yirendai?

Yirendai (NYSE:YRD) and Atlantic International (NASDAQ:CIRC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, media sentiment, profitability, valuation, earnings, risk and institutional ownership.

Yirendai has a beta of 1.13, meaning that its share price is 13% more volatile than the broader market. Comparatively, Atlantic International has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market.

In the previous week, Yirendai had 4 more articles in the media than Atlantic International. MarketBeat recorded 4 mentions for Yirendai and 0 mentions for Atlantic International. Atlantic International's average media sentiment score of 1.89 beat Yirendai's score of 0.00 indicating that Atlantic International is being referred to more favorably in the news media.

Company	Overall Sentiment
Yirendai	Neutral
Atlantic International	Very Positive

Yirendai has higher revenue and earnings than Atlantic International. Yirendai is trading at a lower price-to-earnings ratio than Atlantic International, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Yirendai	$817.84M	0.13	$7.80M	-$1.18	N/A
Atlantic International	$435.88M	0.14	-$59.43M	-$1.33	N/A

Atlantic International has a net margin of -13.63% compared to Yirendai's net margin of -14.35%. Atlantic International's return on equity of 0.00% beat Yirendai's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Yirendai	-14.35%	-7.58%	-5.21%
Atlantic International	-13.63%	N/A	-24.23%

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Yirendai	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33

2.0% of Yirendai shares are held by institutional investors. 42.2% of Yirendai shares are held by insiders. Comparatively, 13.6% of Atlantic International shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Yirendai beats Atlantic International on 8 of the 15 factors compared between the two stocks.

How does Atlantic International compare to ?

Atlantic International (NASDAQ:CIRC) and (:) are related companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, valuation, analyst recommendations, institutional ownership, media sentiment, earnings, profitability and dividends.

In the previous week, had 1176 more articles in the media than Atlantic International. MarketBeat recorded 1176 mentions for and 0 mentions for Atlantic International. Atlantic International's average media sentiment score of 1.89 beat 's score of 0.00 indicating that Atlantic International is being referred to more favorably in the media.

Company	Overall Sentiment
Atlantic International	Very Positive
	Neutral

Given 's higher possible upside, analysts clearly believe is more favorable than Atlantic International.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic International	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.33
	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

has lower revenue, but higher earnings than Atlantic International.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic International	$435.88M	0.14	-$59.43M	-$1.33	N/A
	N/A	N/A	N/A	N/A	N/A

has a net margin of 0.00% compared to Atlantic International's net margin of -13.63%.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic International	-13.63%	N/A	-24.23%
	N/A	N/A	N/A

Summary

Atlantic International and tied by winning 4 of the 8 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIRC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

CIRC vs. The Competition

Export

Metric	Atlantic International	Consumer Finance Industry	Finance Sector	NASDAQ Exchange
Market Cap	$61.00M	$7.53B	$13.97B	$12.85B
Dividend Yield	N/A	12.18%	5.87%	10.63%
P/E Ratio	-0.50	9.10	29.24	24.38
Price / Sales	0.14	70.19	516.30	88.34
Price / Cash	N/A	11.87	30.40	38.50
Price / Book	-1.14	2.69	2.83	6.43
Net Income	-$59.43M	$442.63M	$1.31B	$348.18M
7 Day Performance	-10.80%	1.17%	0.11%	0.16%
1 Month Performance	-14.54%	-0.60%	1.10%	1.48%
1 Year Performance	N/A	8.98%	11.85%	19.34%

Atlantic International Competitors List

Export

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
CIRC Atlantic International	1.4128 of 5 stars	$0.66 +2.8%	N/A	N/A	$61.00M	$435.88M	N/A	7	Positive News
XYF X Financial	1.8726 of 5 stars	$5.37 +2.2%	N/A	-60.4%	$205.20M	$6.88B	1.56	420	News Coverage
CPSS Consumer Portfolio Services	1.4643 of 5 stars	$9.20 -0.5%	N/A	+14.7%	$199.38M	$434.47M	10.00	740
JFIN Jiayin Group	1.9687 of 5 stars	$2.38 -4.8%	N/A	-83.6%	$130.82M	$889.76M	0.94	1,155	Positive News Gap Up
YRD Yirendai	0.8442 of 5 stars	$1.23 -2.0%	N/A	-79.8%	$109.36M	$817.84M	N/A	3,800

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This page (NASDAQ:CIRC) was last updated on 8/18/2026 by MarketBeat.com Staff.

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Atlantic International (CIRC) Competitors

CIRC vs. XYF, CPSS, JFIN, YRD, and ATLN

How does Atlantic International compare to X Financial?

Summary

How does Atlantic International compare to Consumer Portfolio Services?

Summary

How does Atlantic International compare to Jiayin Group?

Summary

How does Atlantic International compare to Yirendai?

Summary

How does Atlantic International compare to ?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIRC vs. The Competition

Atlantic International Competitors List

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Atlantic International (CIRC) Competitors

CIRC vs. XYF, CPSS, JFIN, YRD, and ATLN

How does Atlantic International compare to X Financial?

Do analysts rate XYF or CIRC?

Which has preferable valuation & earnings, XYF or CIRC?

Which has more volatility & risk, XYF or CIRC?

Does the media refer more to XYF or CIRC?

Is XYF or CIRC more profitable?

Do insiders & institutionals have more ownership in XYF or CIRC?

Summary

How does Atlantic International compare to Consumer Portfolio Services?

Is CIRC or CPSS more profitable?

Do analysts rate CIRC or CPSS?

Do insiders and institutionals have more ownership in CIRC or CPSS?

Which has stronger earnings and valuation, CIRC or CPSS?

Which has more risk and volatility, CIRC or CPSS?

Does the media prefer CIRC or CPSS?

Summary

How does Atlantic International compare to Jiayin Group?

Is JFIN or CIRC more profitable?

Do analysts rate JFIN or CIRC?

Do insiders and institutionals believe in JFIN or CIRC?

Which has preferable valuation & earnings, JFIN or CIRC?

Which has more risk and volatility, JFIN or CIRC?

Does the media favor JFIN or CIRC?

Summary

How does Atlantic International compare to Yirendai?

Which has more risk & volatility, YRD or CIRC?

Does the media refer more to YRD or CIRC?

Which has stronger valuation & earnings, YRD or CIRC?

Is YRD or CIRC more profitable?

Do analysts rate YRD or CIRC?

Do institutionals and insiders hold more shares of YRD or CIRC?

Summary

How does Atlantic International compare to ?

Does the media refer more to CIRC or ?

Do analysts recommend CIRC or ?

Which has preferable valuation and earnings, CIRC or ?

Is CIRC or more profitable?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIRC vs. The Competition

Atlantic International Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools