First Bancorp (FNLC) Competitors $23.78 -0.43 (-1.78%) Closing price 05/22/2025 04:00 PM EasternExtended Trading$23.82 +0.04 (+0.17%) As of 05/22/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock FNLC vs. PEBO, CTBI, SBSI, UVSP, HFWA, MBWM, CPF, FCBC, HAFC, and CACShould you be buying First Bancorp stock or one of its competitors? The main competitors of First Bancorp include Peoples Bancorp (PEBO), Community Trust Bancorp (CTBI), Southside Bancshares (SBSI), Univest Financial (UVSP), Heritage Financial (HFWA), Mercantile Bank (MBWM), Central Pacific Financial (CPF), First Community Bankshares (FCBC), Hanmi Financial (HAFC), and Camden National (CAC). These companies are all part of the "regional banks" industry. First Bancorp vs. Peoples Bancorp Community Trust Bancorp Southside Bancshares Univest Financial Heritage Financial Mercantile Bank Central Pacific Financial First Community Bankshares Hanmi Financial Camden National Peoples Bancorp (NASDAQ:PEBO) and First Bancorp (NASDAQ:FNLC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, valuation, earnings, media sentiment, analyst recommendations, profitability, risk, community ranking and dividends. Which has preferable earnings and valuation, PEBO or FNLC? Peoples Bancorp has higher revenue and earnings than First Bancorp. Peoples Bancorp is trading at a lower price-to-earnings ratio than First Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPeoples Bancorp$443.50M2.37$117.21M$3.159.35First Bancorp$83.53M3.19$27.05M$2.519.47 Do institutionals and insiders hold more shares of PEBO or FNLC? 60.7% of Peoples Bancorp shares are held by institutional investors. Comparatively, 40.4% of First Bancorp shares are held by institutional investors. 3.4% of Peoples Bancorp shares are held by company insiders. Comparatively, 5.1% of First Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term. Which has more volatility and risk, PEBO or FNLC? Peoples Bancorp has a beta of 0.62, meaning that its share price is 38% less volatile than the S&P 500. Comparatively, First Bancorp has a beta of 0.53, meaning that its share price is 47% less volatile than the S&P 500. Is PEBO or FNLC more profitable? Peoples Bancorp has a net margin of 18.90% compared to First Bancorp's net margin of 16.37%. Peoples Bancorp's return on equity of 11.07% beat First Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Peoples Bancorp18.90% 11.07% 1.31% First Bancorp 16.37%10.90%0.88% Does the media prefer PEBO or FNLC? In the previous week, Peoples Bancorp had 2 more articles in the media than First Bancorp. MarketBeat recorded 2 mentions for Peoples Bancorp and 0 mentions for First Bancorp. Peoples Bancorp's average media sentiment score of 1.13 beat First Bancorp's score of 0.00 indicating that Peoples Bancorp is being referred to more favorably in the media. Company Overall Sentiment Peoples Bancorp Positive First Bancorp Neutral Does the MarketBeat Community prefer PEBO or FNLC? Peoples Bancorp received 84 more outperform votes than First Bancorp when rated by MarketBeat users. However, 62.30% of users gave First Bancorp an outperform vote while only 56.03% of users gave Peoples Bancorp an outperform vote. CompanyUnderperformOutperformPeoples BancorpOutperform Votes27456.03% Underperform Votes21543.97% First BancorpOutperform Votes19062.30% Underperform Votes11537.70% Is PEBO or FNLC a better dividend stock? Peoples Bancorp pays an annual dividend of $1.64 per share and has a dividend yield of 5.6%. First Bancorp pays an annual dividend of $1.44 per share and has a dividend yield of 6.1%. Peoples Bancorp pays out 52.1% of its earnings in the form of a dividend. First Bancorp pays out 57.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Peoples Bancorp has raised its dividend for 10 consecutive years and First Bancorp has raised its dividend for 6 consecutive years. Do analysts rate PEBO or FNLC? Peoples Bancorp presently has a consensus price target of $36.00, indicating a potential upside of 22.20%. Given Peoples Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Peoples Bancorp is more favorable than First Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Peoples Bancorp 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.50First Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 SummaryPeoples Bancorp beats First Bancorp on 16 of the 21 factors compared between the two stocks. Get First Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for FNLC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FNLC vs. The Competition Export to ExcelMetricFirst BancorpNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$266.38M$22.99B$11.47B$8.39BDividend Yield5.66%3.41%5.45%4.11%P/E Ratio9.8312.8022.4219.71Price / Sales3.192.8927.63120.67Price / Cash8.9311.1617.6234.62Price / Book1.091.192.774.50Net Income$27.05M$2.17B$1.03B$248.22M7 Day Performance-5.07%-1.88%-1.34%-0.78%1 Month Performance-1.74%4.99%5.24%11.53%1 Year Performance-2.74%20.70%538.04%8.99% First Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FNLCFirst Bancorp1.7369 of 5 stars$23.78-1.8%N/A-3.3%$266.38M$83.53M9.83270PEBOPeoples Bancorp3.7684 of 5 stars$30.72-0.3%$36.00+17.2%-1.2%$1.10B$443.50M9.281,270Positive NewsCTBICommunity Trust Bancorp3.6205 of 5 stars$52.68+0.1%$57.00+8.2%+18.3%$954.09M$256.00M11.43980Positive NewsSBSISouthside Bancshares3.9155 of 5 stars$29.47-0.4%$37.00+25.6%+3.2%$890.41M$258.81M10.13810Positive NewsUVSPUnivest Financial2.9608 of 5 stars$30.77+0.6%$29.00-5.8%+31.3%$888.64M$301.36M11.88970Positive NewsHFWAHeritage Financial4.2997 of 5 stars$23.88-0.2%$27.67+15.9%+23.3%$814.45M$225.80M19.26830Positive NewsMBWMMercantile Bank3.4812 of 5 stars$45.90+0.2%$52.83+15.1%+13.3%$745.19M$230.50M9.27670Positive NewsCPFCentral Pacific Financial4.5318 of 5 stars$27.39-0.3%N/A+26.8%$738.87M$253.46M13.90780Positive NewsGap UpFCBCFirst Community Bankshares3.1861 of 5 stars$39.55+0.5%$38.00-3.9%+7.7%$722.93M$155.82M13.93630Positive NewsHAFCHanmi Financial4.6177 of 5 stars$23.75-0.5%$25.75+8.4%+42.0%$717.54M$237.93M11.59630Positive NewsGap UpCACCamden National3.285 of 5 stars$41.23+0.0%$47.33+14.8%+20.7%$696.21M$189.74M11.39620Gap Up Related Companies and Tools Related Companies Peoples Bancorp Alternatives Community Trust Bancorp Alternatives Southside Bancshares Alternatives Univest Financial Alternatives Heritage Financial Alternatives Mercantile Bank Alternatives Central Pacific Financial Alternatives First Community Bankshares Alternatives Hanmi Financial Alternatives Camden National Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:FNLC) was last updated on 5/23/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... 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