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First Bancorp (FNLC) Competitors

First Bancorp logo
$23.78 -0.43 (-1.78%)
Closing price 05/22/2025 04:00 PM Eastern
Extended Trading
$23.82 +0.04 (+0.17%)
As of 05/22/2025 04:04 PM Eastern
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FNLC vs. PEBO, CTBI, SBSI, UVSP, HFWA, MBWM, CPF, FCBC, HAFC, and CAC

Should you be buying First Bancorp stock or one of its competitors? The main competitors of First Bancorp include Peoples Bancorp (PEBO), Community Trust Bancorp (CTBI), Southside Bancshares (SBSI), Univest Financial (UVSP), Heritage Financial (HFWA), Mercantile Bank (MBWM), Central Pacific Financial (CPF), First Community Bankshares (FCBC), Hanmi Financial (HAFC), and Camden National (CAC). These companies are all part of the "regional banks" industry.

First Bancorp vs.

Peoples Bancorp (NASDAQ:PEBO) and First Bancorp (NASDAQ:FNLC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, valuation, earnings, media sentiment, analyst recommendations, profitability, risk, community ranking and dividends.

Peoples Bancorp has higher revenue and earnings than First Bancorp. Peoples Bancorp is trading at a lower price-to-earnings ratio than First Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Peoples Bancorp$443.50M2.37$117.21M$3.159.35
First Bancorp$83.53M3.19$27.05M$2.519.47

60.7% of Peoples Bancorp shares are held by institutional investors. Comparatively, 40.4% of First Bancorp shares are held by institutional investors. 3.4% of Peoples Bancorp shares are held by company insiders. Comparatively, 5.1% of First Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Peoples Bancorp has a beta of 0.62, meaning that its share price is 38% less volatile than the S&P 500. Comparatively, First Bancorp has a beta of 0.53, meaning that its share price is 47% less volatile than the S&P 500.

Peoples Bancorp has a net margin of 18.90% compared to First Bancorp's net margin of 16.37%. Peoples Bancorp's return on equity of 11.07% beat First Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Peoples Bancorp18.90% 11.07% 1.31%
First Bancorp 16.37%10.90%0.88%

In the previous week, Peoples Bancorp had 2 more articles in the media than First Bancorp. MarketBeat recorded 2 mentions for Peoples Bancorp and 0 mentions for First Bancorp. Peoples Bancorp's average media sentiment score of 1.13 beat First Bancorp's score of 0.00 indicating that Peoples Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Peoples Bancorp Positive
First Bancorp Neutral

Peoples Bancorp received 84 more outperform votes than First Bancorp when rated by MarketBeat users. However, 62.30% of users gave First Bancorp an outperform vote while only 56.03% of users gave Peoples Bancorp an outperform vote.

CompanyUnderperformOutperform
Peoples BancorpOutperform Votes
274
56.03%
Underperform Votes
215
43.97%
First BancorpOutperform Votes
190
62.30%
Underperform Votes
115
37.70%

Peoples Bancorp pays an annual dividend of $1.64 per share and has a dividend yield of 5.6%. First Bancorp pays an annual dividend of $1.44 per share and has a dividend yield of 6.1%. Peoples Bancorp pays out 52.1% of its earnings in the form of a dividend. First Bancorp pays out 57.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Peoples Bancorp has raised its dividend for 10 consecutive years and First Bancorp has raised its dividend for 6 consecutive years.

Peoples Bancorp presently has a consensus price target of $36.00, indicating a potential upside of 22.20%. Given Peoples Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Peoples Bancorp is more favorable than First Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Peoples Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
First Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

Peoples Bancorp beats First Bancorp on 16 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FNLC vs. The Competition

MetricFirst BancorpNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$266.38M$22.99B$11.47B$8.39B
Dividend Yield5.66%3.41%5.45%4.11%
P/E Ratio9.8312.8022.4219.71
Price / Sales3.192.8927.63120.67
Price / Cash8.9311.1617.6234.62
Price / Book1.091.192.774.50
Net Income$27.05M$2.17B$1.03B$248.22M
7 Day Performance-5.07%-1.88%-1.34%-0.78%
1 Month Performance-1.74%4.99%5.24%11.53%
1 Year Performance-2.74%20.70%538.04%8.99%

First Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FNLC
First Bancorp
1.7369 of 5 stars
$23.78
-1.8%
N/A-3.3%$266.38M$83.53M9.83270
PEBO
Peoples Bancorp
3.7684 of 5 stars
$30.72
-0.3%
$36.00
+17.2%
-1.2%$1.10B$443.50M9.281,270Positive News
CTBI
Community Trust Bancorp
3.6205 of 5 stars
$52.68
+0.1%
$57.00
+8.2%
+18.3%$954.09M$256.00M11.43980Positive News
SBSI
Southside Bancshares
3.9155 of 5 stars
$29.47
-0.4%
$37.00
+25.6%
+3.2%$890.41M$258.81M10.13810Positive News
UVSP
Univest Financial
2.9608 of 5 stars
$30.77
+0.6%
$29.00
-5.8%
+31.3%$888.64M$301.36M11.88970Positive News
HFWA
Heritage Financial
4.2997 of 5 stars
$23.88
-0.2%
$27.67
+15.9%
+23.3%$814.45M$225.80M19.26830Positive News
MBWM
Mercantile Bank
3.4812 of 5 stars
$45.90
+0.2%
$52.83
+15.1%
+13.3%$745.19M$230.50M9.27670Positive News
CPF
Central Pacific Financial
4.5318 of 5 stars
$27.39
-0.3%
N/A+26.8%$738.87M$253.46M13.90780Positive News
Gap Up
FCBC
First Community Bankshares
3.1861 of 5 stars
$39.55
+0.5%
$38.00
-3.9%
+7.7%$722.93M$155.82M13.93630Positive News
HAFC
Hanmi Financial
4.6177 of 5 stars
$23.75
-0.5%
$25.75
+8.4%
+42.0%$717.54M$237.93M11.59630Positive News
Gap Up
CAC
Camden National
3.285 of 5 stars
$41.23
+0.0%
$47.33
+14.8%
+20.7%$696.21M$189.74M11.39620Gap Up

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This page (NASDAQ:FNLC) was last updated on 5/23/2025 by MarketBeat.com Staff
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