Greene County Bancorp (GCBC) Competitors

Greene County Bancorp (NASDAQ:GCBC) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their community ranking, institutional ownership, media sentiment, dividends, analyst recommendations, earnings, risk, profitability and valuation.

Which has preferable valuation and earnings, GCBC or LX?

LexinFintech has higher revenue and earnings than Greene County Bancorp. LexinFintech is trading at a lower price-to-earnings ratio than Greene County Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Greene County Bancorp	$71.46M	5.41	$24.77M	$1.68	13.50
LexinFintech	$14.20B	0.10	$150.14M	$0.90	9.63

Do institutionals & insiders hold more shares of GCBC or LX?

13.4% of Greene County Bancorp shares are held by institutional investors. 5.1% of Greene County Bancorp shares are held by company insiders. Comparatively, 27.8% of LexinFintech shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Does the MarketBeat Community believe in GCBC or LX?

LexinFintech received 119 more outperform votes than Greene County Bancorp when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 50.41% of users gave Greene County Bancorp an outperform vote.

Company	Underperform	Outperform
Greene County Bancorp	Outperform Votes 122 50.41%	Underperform Votes 120 49.59%
LexinFintech	Outperform Votes 241 59.65%	Underperform Votes 163 40.35%

Is GCBC or LX more profitable?

Greene County Bancorp has a net margin of 21.02% compared to LexinFintech's net margin of 5.34%. Greene County Bancorp's return on equity of 12.55% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Greene County Bancorp	21.02%	12.55%	0.91%
LexinFintech	5.34%	7.47%	3.26%

Do analysts rate GCBC or LX?

LexinFintech has a consensus price target of $13.60, suggesting a potential upside of 56.86%. Given LexinFintech's stronger consensus rating and higher possible upside, analysts plainly believe LexinFintech is more favorable than Greene County Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Greene County Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is GCBC or LX a better dividend stock?

Greene County Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.6%. LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 2.0%. Greene County Bancorp pays out 21.4% of its earnings in the form of a dividend. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Greene County Bancorp has increased its dividend for 11 consecutive years. LexinFintech is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, GCBC or LX?

Greene County Bancorp has a beta of 0.52, indicating that its stock price is 48% less volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.46, indicating that its stock price is 54% less volatile than the S&P 500.

Does the media favor GCBC or LX?

In the previous week, LexinFintech had 2 more articles in the media than Greene County Bancorp. MarketBeat recorded 7 mentions for LexinFintech and 5 mentions for Greene County Bancorp. Greene County Bancorp's average media sentiment score of 1.48 beat LexinFintech's score of 0.93 indicating that Greene County Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Greene County Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
LexinFintech	4 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

LexinFintech beats Greene County Bancorp on 12 of the 21 factors compared between the two stocks.