Annual Income Statements for Home BancShares
This table shows Home BancShares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.
Quarterly Income Statements for Home BancShares
This table shows Home BancShares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.
Metric |
|
Q3 2022 |
Q4 2022 |
Q1 2023 |
Q2 2023 |
Q3 2023 |
Q4 2023 |
Q1 2024 |
Q2 2024 |
Q3 2024 |
Q4 2024 |
Q1 2025 |
Net Income / (Loss) Attributable to Common Shareholders |
|
109 |
116 |
103 |
105 |
98 |
86 |
100 |
102 |
100 |
101 |
115 |
Consolidated Net Income / (Loss) |
|
109 |
116 |
103 |
105 |
98 |
86 |
100 |
102 |
100 |
101 |
115 |
Net Income / (Loss) Continuing Operations |
|
109 |
116 |
103 |
105 |
98 |
86 |
100 |
102 |
100 |
101 |
115 |
Total Pre-Tax Income |
|
142 |
148 |
133 |
137 |
129 |
113 |
130 |
133 |
129 |
129 |
147 |
Total Revenue |
|
256 |
272 |
249 |
257 |
245 |
246 |
246 |
255 |
258 |
258 |
260 |
Net Interest Income / (Expense) |
|
213 |
216 |
215 |
208 |
202 |
203 |
205 |
212 |
215 |
217 |
215 |
Total Interest Income |
|
243 |
273 |
285 |
290 |
294 |
306 |
317 |
327 |
333 |
323 |
313 |
Loans and Leases Interest Income |
|
196 |
221 |
237 |
243 |
249 |
260 |
265 |
274 |
282 |
278 |
271 |
Investment Securities Interest Income |
|
36 |
41 |
43 |
43 |
42 |
42 |
41 |
40 |
39 |
37 |
35 |
Deposits and Money Market Investments Interest Income |
|
11 |
10 |
4.69 |
3.73 |
2.33 |
4.28 |
11 |
13 |
12 |
7.59 |
6.62 |
Federal Funds Sold and Securities Borrowed Interest Income |
|
0.01 |
0.01 |
0.01 |
0.07 |
0.08 |
0.07 |
0.06 |
0.06 |
0.06 |
0.07 |
0.06 |
Total Interest Expense |
|
30 |
57 |
70 |
82 |
92 |
103 |
112 |
115 |
118 |
106 |
98 |
Deposits Interest Expense |
|
23 |
47 |
59 |
70 |
79 |
88 |
93 |
96 |
98 |
91 |
87 |
Long-Term Debt Interest Expense |
|
6.07 |
9.51 |
10 |
11 |
12 |
14 |
18 |
18 |
19 |
14 |
10 |
Federal Funds Purchased and Securities Sold Interest Expense |
|
0.43 |
0.70 |
0.87 |
1.12 |
1.35 |
1.48 |
1.40 |
1.36 |
1.34 |
1.35 |
1.07 |
Total Non-Interest Income |
|
43 |
57 |
34 |
50 |
43 |
43 |
42 |
43 |
43 |
41 |
45 |
Trust Fees by Commissions |
|
3.98 |
3.98 |
4.86 |
4.05 |
4.66 |
4.32 |
5.07 |
4.72 |
4.40 |
4.53 |
4.76 |
Service Charges on Deposit Accounts |
|
25 |
20 |
22 |
21 |
20 |
20 |
20 |
20 |
20 |
22 |
20 |
Other Service Charges |
|
10 |
24 |
12 |
16 |
6.74 |
5.81 |
7.89 |
7.22 |
8.11 |
8.89 |
12 |
Net Realized & Unrealized Capital Gains on Investments |
|
0.05 |
0.05 |
0.15 |
1.24 |
0.10 |
0.64 |
0.21 |
2.16 |
0.26 |
-2.18 |
-0.25 |
Other Non-Interest Income |
|
4.38 |
8.49 |
-4.94 |
7.57 |
12 |
12 |
8.76 |
8.28 |
9.63 |
8.40 |
8.60 |
Provision for Credit Losses |
|
0.00 |
5.00 |
1.20 |
3.98 |
1.30 |
5.65 |
4.50 |
8.00 |
19 |
17 |
0.00 |
Total Non-Interest Expense |
|
114 |
119 |
115 |
116 |
115 |
127 |
111 |
113 |
110 |
112 |
113 |
Salaries and Employee Benefits |
|
65 |
64 |
64 |
65 |
65 |
63 |
61 |
60 |
59 |
61 |
62 |
Net Occupancy & Equipment Expense |
|
24 |
24 |
24 |
24 |
25 |
24 |
24 |
23 |
24 |
24 |
23 |
Other Operating Expenses |
|
25 |
31 |
26 |
28 |
26 |
40 |
27 |
29 |
28 |
28 |
28 |
Income Tax Expense |
|
33 |
33 |
30 |
32 |
31 |
27 |
30 |
32 |
29 |
29 |
32 |
Basic Earnings per Share |
|
$0.53 |
$0.56 |
$0.51 |
$0.52 |
$0.49 |
$0.42 |
$0.50 |
$0.51 |
$0.50 |
$0.50 |
$0.58 |
Weighted Average Basic Shares Outstanding |
|
203.97M |
203.61M |
202.80M |
202.58M |
201.77M |
201.14M |
200.32M |
199.68M |
198.80M |
198.55M |
197.46M |
Diluted Earnings per Share |
|
$0.53 |
$0.56 |
$0.51 |
$0.52 |
$0.49 |
$0.42 |
$0.50 |
$0.51 |
$0.50 |
$0.50 |
$0.58 |
Weighted Average Diluted Shares Outstanding |
|
203.97M |
203.61M |
202.80M |
202.58M |
201.77M |
201.14M |
200.32M |
199.68M |
198.80M |
198.55M |
197.46M |
Weighted Average Basic & Diluted Shares Outstanding |
|
203.97M |
203.61M |
202.80M |
202.58M |
201.77M |
201.14M |
200.32M |
199.68M |
198.80M |
198.55M |
197.46M |
Cash Dividends to Common per Share |
|
$0.14 |
- |
$0.18 |
$0.18 |
$0.18 |
$0.18 |
$0.18 |
$0.18 |
$0.20 |
$0.20 |
$0.20 |
Annual Cash Flow Statements for Home BancShares
This table details how cash moves in and out of Home BancShares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.
Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Net Change in Cash & Equivalents |
|
143 |
-39 |
419 |
22 |
-167 |
773 |
2,387 |
-2,926 |
275 |
-90 |
Net Cash From Operating Activities |
|
205 |
176 |
140 |
304 |
247 |
292 |
389 |
413 |
380 |
461 |
Net Cash From Continuing Operating Activities |
|
205 |
176 |
140 |
304 |
247 |
292 |
389 |
413 |
380 |
461 |
Net Income / (Loss) Continuing Operations |
|
138 |
177 |
135 |
300 |
290 |
214 |
319 |
305 |
393 |
402 |
Consolidated Net Income / (Loss) |
|
138 |
177 |
135 |
300 |
290 |
214 |
319 |
305 |
393 |
402 |
Provision For Loan Losses |
|
25 |
19 |
44 |
4.32 |
1.33 |
129 |
-4.75 |
64 |
12 |
48 |
Depreciation Expense |
|
10 |
15 |
17 |
19 |
19 |
20 |
19 |
32 |
31 |
29 |
Amortization Expense |
|
22 |
12 |
-23 |
14 |
16 |
21 |
29 |
20 |
5.90 |
14 |
Non-Cash Adjustments to Reconcile Net Income |
|
-0.50 |
-44 |
43 |
-56 |
-46 |
-73 |
21 |
-15 |
-44 |
4.23 |
Changes in Operating Assets and Liabilities, net |
|
11 |
-2.24 |
-76 |
21 |
-33 |
-20 |
6.17 |
7.47 |
-18 |
-38 |
Net Cash From Investing Activities |
|
-752 |
-559 |
-319 |
-780 |
222 |
-652 |
625 |
-1,024 |
578 |
5.67 |
Net Cash From Continuing Investing Activities |
|
-752 |
-559 |
-319 |
-780 |
222 |
-652 |
625 |
-1,024 |
578 |
5.67 |
Purchase of Property, Leasehold Improvements and Equipment |
|
-11 |
-3.08 |
-5.19 |
-7.95 |
-15 |
-12 |
-10 |
-20 |
-22 |
-39 |
Purchase of Investment Securities |
|
-1,263 |
-1,002 |
-829 |
-828 |
-575 |
-1,070 |
-85 |
-2,717 |
-18 |
-485 |
Sale of Property, Leasehold Improvements and Equipment |
|
- |
- |
- |
- |
- |
- |
- |
11 |
14 |
26 |
Sale and/or Maturity of Investments |
|
376 |
453 |
308 |
410 |
811 |
430 |
720 |
1,945 |
611 |
502 |
Net Increase in Fed Funds Sold |
|
-1.30 |
0.00 |
-21 |
24 |
0.33 |
- |
0.00 |
0.00 |
-5.10 |
1.38 |
Other Investing Activities, net |
|
144 |
-6.61 |
228 |
- |
0.00 |
0.00 |
0.00 |
-243 |
0.00 |
0.00 |
Net Cash From Financing Activities |
|
690 |
344 |
598 |
498 |
-636 |
1,133 |
1,372 |
-2,314 |
-683 |
-556 |
Net Cash From Continuing Financing Activities |
|
690 |
344 |
598 |
498 |
-636 |
1,133 |
1,372 |
-2,314 |
-683 |
-556 |
Net Change in Deposits |
|
75 |
504 |
477 |
511 |
379 |
1,447 |
1,535 |
-2,177 |
-1,151 |
359 |
Issuance of Debt |
|
0.00 |
0.00 |
297 |
- |
- |
1,011 |
0.00 |
897 |
6,477 |
1,401 |
Repayment of Debt |
|
702 |
-101 |
-95 |
173 |
-851 |
-1,232 |
0.00 |
-300 |
0.00 |
0.00 |
Repurchase of Preferred Equity |
|
- |
- |
- |
- |
- |
0.00 |
0.00 |
-96 |
0.00 |
0.00 |
Repurchase of Common Equity |
|
-2.02 |
-9.82 |
-21 |
-104 |
-85 |
-26 |
-44 |
-71 |
-49 |
-86 |
Payment of Dividends |
|
-38 |
-48 |
-60 |
-80 |
-86 |
-88 |
-92 |
-128 |
-146 |
-150 |
Other Financing Activities, Net |
|
-48 |
-1.45 |
0.59 |
-2.66 |
6.46 |
21 |
-26 |
-439 |
-5,814 |
-2,079 |
Quarterly Cash Flow Statements for Home BancShares
This table details how cash moves in and out of Home BancShares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.
Metric |
|
Q3 2022 |
Q4 2022 |
Q1 2023 |
Q2 2023 |
Q3 2023 |
Q4 2023 |
Q1 2024 |
Q2 2024 |
Q3 2024 |
Q4 2024 |
Q1 2025 |
Net Change in Cash & Equivalents |
|
-1,236 |
-856 |
-37 |
-77 |
-123 |
512 |
175 |
-117 |
-41 |
-107 |
385 |
Net Cash From Operating Activities |
|
167 |
144 |
118 |
47 |
99 |
115 |
148 |
109 |
129 |
75 |
117 |
Net Cash From Continuing Operating Activities |
|
167 |
144 |
118 |
47 |
99 |
115 |
148 |
109 |
129 |
75 |
117 |
Net Income / (Loss) Continuing Operations |
|
109 |
116 |
103 |
105 |
98 |
86 |
100 |
102 |
100 |
101 |
115 |
Consolidated Net Income / (Loss) |
|
109 |
116 |
103 |
105 |
98 |
86 |
100 |
102 |
100 |
101 |
115 |
Provision For Loan Losses |
|
- |
5.00 |
1.20 |
3.98 |
1.30 |
5.65 |
4.50 |
8.00 |
19 |
17 |
0.00 |
Depreciation Expense |
|
8.07 |
8.31 |
7.72 |
7.05 |
7.90 |
8.25 |
7.35 |
7.36 |
7.28 |
7.20 |
7.19 |
Amortization Expense |
|
-8.39 |
16 |
0.66 |
7.56 |
4.22 |
-6.54 |
3.83 |
3.75 |
3.51 |
3.36 |
3.35 |
Non-Cash Adjustments to Reconcile Net Income |
|
72 |
2.57 |
-11 |
-30 |
-7.74 |
4.98 |
5.30 |
4.88 |
-7.84 |
1.89 |
-10 |
Changes in Operating Assets and Liabilities, net |
|
-14 |
-3.41 |
16 |
-46 |
-5.02 |
17 |
26 |
-16 |
6.75 |
-55 |
1.64 |
Net Cash From Investing Activities |
|
-292 |
-602 |
381 |
299 |
-1.81 |
-100 |
-25 |
-208 |
105 |
135 |
-58 |
Net Cash From Continuing Investing Activities |
|
-292 |
-602 |
381 |
299 |
-1.81 |
-100 |
-25 |
-208 |
105 |
135 |
-58 |
Purchase of Property, Leasehold Improvements and Equipment |
|
2.44 |
-15 |
-2.40 |
-7.11 |
-7.99 |
-4.96 |
-1.68 |
-10 |
-12 |
-14 |
-6.88 |
Purchase of Investment Securities |
|
190 |
-1,566 |
49 |
220 |
-94 |
-194 |
-99 |
-293 |
-100 |
7.02 |
-178 |
Sale of Property, Leasehold Improvements and Equipment |
|
- |
- |
- |
- |
2.64 |
3.19 |
- |
- |
1.99 |
11 |
2.91 |
Sale and/or Maturity of Investments |
|
-482 |
966 |
334 |
80 |
100 |
96 |
76 |
77 |
221 |
128 |
127 |
Net Increase in Fed Funds Sold |
|
-2.70 |
2.70 |
0.00 |
-1.55 |
-2.38 |
-1.18 |
-0.10 |
5.20 |
-6.43 |
2.70 |
-2.55 |
Net Cash From Financing Activities |
|
-1,111 |
-398 |
-536 |
-423 |
-220 |
497 |
52 |
-17 |
-274 |
-317 |
326 |
Net Cash From Continuing Financing Activities |
|
-1,111 |
-398 |
-536 |
-423 |
-220 |
497 |
52 |
-17 |
-274 |
-317 |
326 |
Net Change in Deposits |
|
-1,038 |
-604 |
-493 |
-449 |
-478 |
269 |
78 |
90 |
-250 |
441 |
395 |
Issuance of Debt |
|
-78 |
679 |
0.00 |
52 |
1,365 |
5,060 |
1,400 |
- |
- |
1.00 |
0.00 |
Repurchase of Common Equity |
|
-24 |
-20 |
-14 |
-12 |
-5.66 |
-18 |
-24 |
-33 |
-27 |
-2.46 |
-30 |
Payment of Dividends |
|
-34 |
-34 |
-37 |
-36 |
-36 |
-36 |
-36 |
-36 |
-39 |
-39 |
-39 |
Other Financing Activities, Net |
|
2.98 |
-420 |
7.68 |
22 |
-1,065 |
-4,778 |
-1,366 |
-38 |
42 |
-717 |
-0.67 |
Annual Balance Sheets for Home BancShares
This table presents Home BancShares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.
Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Total Assets |
|
9,289 |
9,808 |
14,450 |
15,302 |
15,032 |
16,399 |
18,052 |
22,884 |
22,657 |
22,491 |
Cash and Due from Banks |
|
111 |
124 |
167 |
175 |
169 |
242 |
3,770 |
264 |
226 |
281 |
Federal Funds Sold |
|
1.55 |
1.55 |
24 |
0.33 |
- |
- |
- |
0.00 |
5.10 |
3.73 |
Interest Bearing Deposits at Other Banks |
|
145 |
93 |
469 |
483 |
322 |
1,022 |
3,530 |
461 |
774 |
629 |
Trading Account Securities |
|
1,516 |
1,357 |
1,888 |
1,979 |
2,084 |
2,474 |
- |
5,329 |
4,790 |
4,348 |
Loans and Leases, Net of Allowance |
|
6,572 |
7,308 |
10,221 |
10,963 |
-102 |
-245 |
0.00 |
14,120 |
14,136 |
14,489 |
Loans and Leases |
|
6,642 |
7,388 |
10,331 |
11,072 |
- |
- |
- |
14,409 |
14,425 |
14,765 |
Allowance for Loan and Lease Losses |
|
69 |
80 |
110 |
109 |
102 |
245 |
- |
290 |
288 |
276 |
Accrued Investment Income |
|
29 |
31 |
46 |
49 |
45 |
61 |
- |
103 |
119 |
120 |
Premises and Equipment, Net |
|
212 |
205 |
237 |
233 |
280 |
279 |
276 |
405 |
393 |
386 |
Goodwill |
|
378 |
378 |
928 |
958 |
958 |
973 |
973 |
1,398 |
1,398 |
1,398 |
Intangible Assets |
|
21 |
18 |
49 |
43 |
37 |
31 |
25 |
58 |
49 |
40 |
Other Assets |
|
303 |
293 |
420 |
419 |
11,240 |
11,564 |
257 |
745 |
766 |
795 |
Total Liabilities & Shareholders' Equity |
|
9,289 |
9,808 |
14,450 |
15,302 |
15,032 |
16,399 |
18,052 |
22,884 |
22,657 |
22,491 |
Total Liabilities |
|
8,089 |
8,481 |
12,245 |
12,953 |
12,521 |
13,793 |
4,269 |
19,357 |
18,866 |
18,530 |
Non-Interest Bearing Deposits |
|
1,457 |
1,695 |
2,385 |
2,401 |
2,367 |
3,267 |
4,128 |
5,165 |
4,086 |
4,006 |
Interest Bearing Deposits |
|
4,982 |
5,247 |
8,003 |
8,499 |
8,911 |
9,459 |
- |
12,774 |
12,702 |
13,140 |
Short-Term Debt |
|
128 |
121 |
148 |
144 |
144 |
169 |
141 |
131 |
142 |
162 |
Accrued Interest Payable |
|
56 |
51 |
42 |
68 |
102 |
128 |
- |
197 |
195 |
181 |
Long-Term Debt |
|
1,467 |
1,366 |
1,667 |
1,841 |
991 |
770 |
- |
1,090 |
1,741 |
1,040 |
Total Equity & Noncontrolling Interests |
|
1,200 |
1,327 |
2,204 |
2,350 |
2,512 |
2,606 |
2,766 |
3,526 |
3,791 |
3,961 |
Total Preferred & Common Equity |
|
1,200 |
1,327 |
2,204 |
2,350 |
2,512 |
2,606 |
2,766 |
3,526 |
3,791 |
3,961 |
Total Common Equity |
|
1,200 |
1,327 |
2,204 |
2,350 |
2,512 |
2,606 |
2,766 |
3,526 |
3,791 |
3,961 |
Common Stock |
|
869 |
871 |
1,677 |
1,612 |
1,539 |
1,522 |
1,489 |
2,389 |
2,350 |
2,275 |
Retained Earnings |
|
327 |
456 |
531 |
752 |
957 |
1,039 |
1,266 |
1,443 |
1,690 |
1,942 |
Accumulated Other Comprehensive Income / (Loss) |
|
4.18 |
0.40 |
-3.42 |
-14 |
16 |
44 |
10 |
-305 |
-249 |
-256 |
Quarterly Balance Sheets for Home BancShares
This table presents Home BancShares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.
Metric |
|
Q3 2022 |
Q1 2023 |
Q2 2023 |
Q3 2023 |
Q1 2024 |
Q2 2024 |
Q3 2024 |
Q1 2025 |
Total Assets |
|
23,157 |
22,518 |
22,126 |
21,951 |
22,836 |
22,920 |
22,823 |
22,992 |
Cash and Due from Banks |
|
269 |
939 |
276 |
229 |
205 |
229 |
265 |
320 |
Federal Funds Sold |
|
2.70 |
- |
1.55 |
3.93 |
5.20 |
0.00 |
6.43 |
6.28 |
Interest Bearing Deposits at Other Banks |
|
1,311 |
437 |
336 |
259 |
970 |
830 |
752 |
976 |
Trading Account Securities |
|
5,336 |
5,059 |
4,930 |
4,756 |
4,681 |
4,623 |
4,548 |
4,273 |
Loans and Leases, Net of Allowance |
|
13,540 |
14,099 |
13,895 |
13,986 |
14,223 |
14,486 |
14,511 |
14,672 |
Loans and Leases |
|
13,829 |
14,387 |
14,181 |
14,272 |
14,514 |
14,781 |
14,824 |
14,952 |
Allowance for Loan and Lease Losses |
|
289 |
287 |
286 |
286 |
290 |
296 |
313 |
280 |
Accrued Investment Income |
|
89 |
103 |
101 |
111 |
119 |
121 |
119 |
116 |
Premises and Equipment, Net |
|
411 |
402 |
397 |
397 |
390 |
384 |
389 |
385 |
Goodwill |
|
1,394 |
1,398 |
1,398 |
1,398 |
1,398 |
1,398 |
1,398 |
1,398 |
Intangible Assets |
|
61 |
56 |
54 |
51 |
47 |
44 |
42 |
38 |
Other Assets |
|
743 |
713 |
738 |
759 |
797 |
805 |
792 |
807 |
Total Liabilities & Shareholders' Equity |
|
23,157 |
22,518 |
22,126 |
21,951 |
22,836 |
22,920 |
22,823 |
22,992 |
Total Liabilities |
|
19,697 |
18,237 |
18,472 |
18,296 |
19,024 |
19,064 |
18,863 |
18,950 |
Non-Interest Bearing Deposits |
|
5,541 |
4,946 |
4,599 |
4,280 |
4,116 |
4,068 |
3,937 |
4,079 |
Interest Bearing Deposits |
|
13,002 |
12,500 |
12,398 |
12,238 |
12,751 |
12,888 |
12,769 |
13,462 |
Short-Term Debt |
|
122 |
139 |
160 |
160 |
176 |
138 |
179 |
161 |
Accrued Interest Payable |
|
193 |
213 |
173 |
175 |
241 |
230 |
238 |
207 |
Long-Term Debt |
|
841 |
440 |
1,142 |
1,442 |
1,741 |
1,741 |
1,740 |
1,040 |
Total Equity & Noncontrolling Interests |
|
3,460 |
3,631 |
3,654 |
3,655 |
3,811 |
3,856 |
3,960 |
4,043 |
Total Preferred & Common Equity |
|
3,460 |
3,631 |
3,654 |
3,655 |
3,811 |
3,856 |
3,960 |
4,043 |
Total Common Equity |
|
3,460 |
3,631 |
3,654 |
3,655 |
3,811 |
3,856 |
3,960 |
4,043 |
Common Stock |
|
2,406 |
2,378 |
2,369 |
2,365 |
2,329 |
2,298 |
2,274 |
2,248 |
Retained Earnings |
|
1,361 |
1,509 |
1,578 |
1,640 |
1,754 |
1,819 |
1,881 |
2,019 |
Accumulated Other Comprehensive Income / (Loss) |
|
-307 |
-256 |
-293 |
-351 |
-271 |
-262 |
-195 |
-225 |
Annual Metrics And Ratios for Home BancShares
This table displays calculated financial ratios and metrics derived from Home BancShares' official financial filings.
Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Growth Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Revenue Growth |
|
16.43% |
17.05% |
12.68% |
19.50% |
-0.17% |
4.77% |
2.33% |
31.42% |
6.76% |
2.05% |
EBITDA Growth |
|
12.40% |
23.23% |
-14.18% |
61.86% |
-1.85% |
-24.37% |
45.97% |
-3.87% |
22.82% |
3.15% |
EBIT Growth |
|
23.32% |
29.36% |
-4.09% |
45.90% |
-2.50% |
-27.99% |
50.08% |
-5.33% |
29.73% |
2.04% |
NOPAT Growth |
|
22.23% |
28.18% |
-23.74% |
122.38% |
-3.62% |
-25.93% |
48.76% |
-4.31% |
28.72% |
2.37% |
Net Income Growth |
|
22.23% |
28.18% |
-23.74% |
122.38% |
-3.62% |
-25.93% |
48.76% |
-4.31% |
28.72% |
2.37% |
EPS Growth |
|
22.23% |
24.75% |
-29.37% |
94.38% |
0.00% |
-24.86% |
49.23% |
-19.07% |
23.57% |
3.61% |
Operating Cash Flow Growth |
|
-16.44% |
-14.32% |
-20.28% |
116.96% |
-18.59% |
17.91% |
33.47% |
6.11% |
-8.11% |
21.33% |
Free Cash Flow Firm Growth |
|
-66.53% |
122.27% |
-780.03% |
98.59% |
6,600.29% |
-67.72% |
-3,286.77% |
194.25% |
-105.63% |
271.19% |
Invested Capital Growth |
|
43.29% |
0.71% |
42.79% |
7.85% |
-15.88% |
-2.78% |
292.78% |
-65.90% |
19.51% |
-9.00% |
Revenue Q/Q Growth |
|
5.98% |
2.00% |
7.18% |
-0.07% |
0.61% |
2.07% |
-1.51% |
12.17% |
-2.61% |
1.27% |
EBITDA Q/Q Growth |
|
2.89% |
6.08% |
-5.40% |
7.91% |
1.21% |
12.22% |
-3.70% |
12.60% |
-9.57% |
4.72% |
EBIT Q/Q Growth |
|
6.02% |
6.95% |
7.23% |
-0.90% |
1.04% |
4.20% |
-3.19% |
16.02% |
-6.51% |
3.29% |
NOPAT Q/Q Growth |
|
5.74% |
6.72% |
-15.76% |
18.89% |
0.78% |
4.14% |
-2.58% |
16.10% |
-6.97% |
3.69% |
Net Income Q/Q Growth |
|
5.74% |
6.72% |
-15.76% |
18.89% |
0.78% |
4.14% |
-2.58% |
16.10% |
-6.97% |
3.69% |
EPS Q/Q Growth |
|
5.74% |
6.78% |
-3.26% |
18.49% |
1.76% |
4.84% |
-2.51% |
7.53% |
-6.73% |
4.15% |
Operating Cash Flow Q/Q Growth |
|
8.05% |
-26.14% |
56.67% |
-4.71% |
5.31% |
12.24% |
-0.92% |
15.70% |
-6.98% |
-8.06% |
Free Cash Flow Firm Q/Q Growth |
|
-47.81% |
172.08% |
-48.22% |
92.27% |
19.90% |
-24.90% |
-6,705.49% |
1,954.62% |
-29.47% |
488.74% |
Invested Capital Q/Q Growth |
|
11.69% |
-2.49% |
6.66% |
2.83% |
-1.11% |
2.08% |
281.70% |
7.37% |
7.95% |
-12.18% |
Profitability Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
EBITDA Margin |
|
59.49% |
62.63% |
47.70% |
64.61% |
63.52% |
45.86% |
65.41% |
47.84% |
55.04% |
55.63% |
EBIT Margin |
|
51.87% |
57.33% |
48.80% |
59.58% |
58.19% |
40.00% |
58.66% |
42.26% |
51.35% |
51.34% |
Profit (Net Income) Margin |
|
32.81% |
35.93% |
24.32% |
45.25% |
43.69% |
30.89% |
44.90% |
32.69% |
39.42% |
39.54% |
Tax Burden Percent |
|
63.25% |
62.67% |
49.83% |
75.95% |
75.08% |
77.22% |
76.55% |
77.36% |
76.76% |
77.01% |
Interest Burden Percent |
|
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
Effective Tax Rate |
|
36.75% |
37.33% |
50.17% |
24.05% |
24.92% |
22.78% |
23.45% |
22.64% |
23.24% |
22.99% |
Return on Invested Capital (ROIC) |
|
5.82% |
6.32% |
3.95% |
7.19% |
7.26% |
5.96% |
3.65% |
3.27% |
7.54% |
7.42% |
ROIC Less NNEP Spread (ROIC-NNEP) |
|
5.82% |
6.32% |
3.95% |
7.19% |
7.26% |
5.96% |
3.65% |
3.27% |
7.54% |
7.42% |
Return on Net Nonoperating Assets (RNNOA) |
|
6.65% |
7.70% |
3.70% |
6.00% |
4.66% |
2.42% |
8.23% |
6.43% |
3.20% |
2.95% |
Return on Equity (ROE) |
|
12.48% |
14.02% |
7.65% |
13.19% |
11.91% |
8.38% |
11.88% |
9.70% |
10.74% |
10.38% |
Cash Return on Invested Capital (CROIC) |
|
-29.76% |
5.61% |
-31.30% |
-0.36% |
24.51% |
8.78% |
-115.18% |
101.56% |
-10.24% |
16.85% |
Operating Return on Assets (OROA) |
|
2.62% |
2.96% |
2.24% |
2.66% |
2.54% |
1.77% |
2.42% |
1.93% |
2.25% |
2.31% |
Return on Assets (ROA) |
|
1.66% |
1.86% |
1.11% |
2.02% |
1.91% |
1.36% |
1.85% |
1.49% |
1.73% |
1.78% |
Return on Common Equity (ROCE) |
|
12.48% |
14.02% |
7.65% |
13.19% |
11.91% |
8.38% |
11.88% |
9.70% |
10.74% |
10.38% |
Return on Equity Simple (ROE_SIMPLE) |
|
11.52% |
13.34% |
6.13% |
12.78% |
11.53% |
8.23% |
11.53% |
8.66% |
10.36% |
10.16% |
Net Operating Profit after Tax (NOPAT) |
|
138 |
177 |
135 |
300 |
290 |
214 |
319 |
305 |
393 |
402 |
NOPAT Margin |
|
32.81% |
35.93% |
24.32% |
45.25% |
43.69% |
30.89% |
44.90% |
32.69% |
39.42% |
39.54% |
Net Nonoperating Expense Percent (NNEP) |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
SG&A Expenses to Revenue |
|
29.50% |
28.11% |
29.06% |
28.91% |
31.05% |
31.89% |
32.60% |
35.04% |
35.47% |
32.98% |
Operating Expenses to Revenue |
|
42.15% |
38.89% |
43.24% |
39.77% |
41.61% |
41.39% |
42.01% |
50.94% |
47.43% |
43.93% |
Earnings before Interest and Taxes (EBIT) |
|
218 |
283 |
271 |
396 |
386 |
278 |
417 |
395 |
512 |
522 |
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) |
|
251 |
309 |
265 |
429 |
421 |
318 |
465 |
447 |
549 |
566 |
Valuation Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Price to Book Value (P/BV) |
|
1.88 |
2.37 |
1.50 |
1.01 |
1.12 |
1.10 |
1.31 |
1.23 |
1.30 |
1.41 |
Price to Tangible Book Value (P/TBV) |
|
2.82 |
3.38 |
2.70 |
1.75 |
1.86 |
1.78 |
2.05 |
2.10 |
2.11 |
2.22 |
Price to Revenue (P/Rev) |
|
5.35 |
6.38 |
5.96 |
3.56 |
4.26 |
4.12 |
5.10 |
4.65 |
4.95 |
5.50 |
Price to Earnings (P/E) |
|
16.31 |
17.75 |
24.50 |
7.87 |
9.75 |
13.33 |
11.37 |
14.23 |
12.56 |
13.90 |
Dividend Yield |
|
1.71% |
1.53% |
2.10% |
3.36% |
3.02% |
3.06% |
2.53% |
3.10% |
2.94% |
2.67% |
Earnings Yield |
|
6.13% |
5.64% |
4.08% |
12.70% |
10.26% |
7.50% |
8.80% |
7.03% |
7.96% |
7.19% |
Enterprise Value to Invested Capital (EV/IC) |
|
1.29 |
1.57 |
1.11 |
0.85 |
0.95 |
0.71 |
0.00 |
1.02 |
1.02 |
1.14 |
Enterprise Value to Revenue (EV/Rev) |
|
8.53 |
8.95 |
8.04 |
5.56 |
5.23 |
3.65 |
0.00 |
5.19 |
5.83 |
5.78 |
Enterprise Value to EBITDA (EV/EBITDA) |
|
14.33 |
14.29 |
16.85 |
8.61 |
8.23 |
7.96 |
0.00 |
10.84 |
10.59 |
10.39 |
Enterprise Value to EBIT (EV/EBIT) |
|
16.44 |
15.61 |
16.47 |
9.33 |
8.99 |
9.12 |
0.00 |
12.27 |
11.36 |
11.26 |
Enterprise Value to NOPAT (EV/NOPAT) |
|
25.99 |
24.91 |
33.05 |
12.29 |
11.97 |
11.81 |
0.00 |
15.86 |
14.80 |
14.62 |
Enterprise Value to Operating Cash Flow (EV/OCF) |
|
17.51 |
25.11 |
31.87 |
12.15 |
14.01 |
8.68 |
0.00 |
11.72 |
15.31 |
12.76 |
Enterprise Value to Free Cash Flow (EV/FCFF) |
|
0.00 |
28.06 |
0.00 |
0.00 |
3.54 |
8.03 |
0.00 |
0.51 |
0.00 |
6.44 |
Leverage & Solvency |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Debt to Equity |
|
1.33 |
1.12 |
0.82 |
0.84 |
0.45 |
0.36 |
0.05 |
0.35 |
0.50 |
0.30 |
Long-Term Debt to Equity |
|
1.22 |
1.03 |
0.76 |
0.78 |
0.39 |
0.30 |
0.00 |
0.31 |
0.46 |
0.26 |
Financial Leverage |
|
1.14 |
1.22 |
0.94 |
0.83 |
0.64 |
0.41 |
2.25 |
1.97 |
0.42 |
0.40 |
Leverage Ratio |
|
7.54 |
7.56 |
6.87 |
6.53 |
6.24 |
6.14 |
6.41 |
6.51 |
6.22 |
5.82 |
Compound Leverage Factor |
|
7.54 |
7.56 |
6.87 |
6.53 |
6.24 |
6.14 |
6.41 |
6.51 |
6.22 |
5.82 |
Debt to Total Capital |
|
57.07% |
52.84% |
45.16% |
45.79% |
31.12% |
26.50% |
4.85% |
25.73% |
33.19% |
23.29% |
Short-Term Debt to Total Capital |
|
4.59% |
4.31% |
3.68% |
3.31% |
3.94% |
4.77% |
4.85% |
2.76% |
2.50% |
3.14% |
Long-Term Debt to Total Capital |
|
52.48% |
48.53% |
41.48% |
42.48% |
27.18% |
21.73% |
0.00% |
22.97% |
30.68% |
20.14% |
Preferred Equity to Total Capital |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Noncontrolling Interests to Total Capital |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Common Equity to Total Capital |
|
42.93% |
47.16% |
54.84% |
54.21% |
68.88% |
73.50% |
95.15% |
74.27% |
66.81% |
76.71% |
Debt to EBITDA |
|
6.37 |
4.82 |
6.85 |
4.63 |
2.70 |
2.95 |
0.30 |
2.73 |
3.43 |
2.12 |
Net Debt to EBITDA |
|
5.34 |
4.11 |
4.36 |
3.09 |
1.53 |
-1.02 |
-15.40 |
1.11 |
1.60 |
0.51 |
Long-Term Debt to EBITDA |
|
5.85 |
4.42 |
6.29 |
4.29 |
2.35 |
2.42 |
0.00 |
2.44 |
3.17 |
1.84 |
Debt to NOPAT |
|
11.54 |
8.40 |
13.44 |
6.61 |
3.92 |
4.38 |
0.44 |
4.00 |
4.79 |
2.99 |
Net Debt to NOPAT |
|
9.68 |
7.16 |
8.55 |
4.42 |
2.22 |
-1.51 |
-22.44 |
1.63 |
2.23 |
0.72 |
Long-Term Debt to NOPAT |
|
10.61 |
7.71 |
12.34 |
6.13 |
3.42 |
3.59 |
0.00 |
3.57 |
4.43 |
2.59 |
Noncontrolling Interest Sharing Ratio |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Liquidity Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Cash Flow Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Free Cash Flow to Firm (FCFF) |
|
-706 |
157 |
-1,069 |
-15 |
978 |
316 |
-10,060 |
9,482 |
-533 |
913 |
Operating Cash Flow to CapEx |
|
1,946.31% |
5,700.88% |
2,698.34% |
3,822.67% |
1,660.73% |
2,526.44% |
3,787.01% |
4,582.65% |
4,440.58% |
3,756.39% |
Free Cash Flow to Firm to Interest Expense |
|
-32.51 |
5.14 |
-16.62 |
-0.12 |
6.32 |
3.38 |
-192.72 |
79.62 |
-1.53 |
2.02 |
Operating Cash Flow to Interest Expense |
|
9.44 |
5.75 |
2.18 |
2.44 |
1.60 |
3.12 |
7.46 |
3.47 |
1.09 |
1.02 |
Operating Cash Flow Less CapEx to Interest Expense |
|
8.95 |
5.65 |
2.10 |
2.38 |
1.50 |
3.00 |
7.26 |
3.39 |
1.07 |
0.99 |
Efficiency Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Asset Turnover |
|
0.05 |
0.05 |
0.05 |
0.04 |
0.04 |
0.04 |
0.04 |
0.05 |
0.04 |
0.05 |
Fixed Asset Turnover |
|
2.01 |
2.36 |
2.51 |
2.82 |
2.58 |
2.49 |
2.56 |
2.74 |
2.50 |
2.61 |
Capital & Investment Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Invested Capital |
|
2,795 |
2,815 |
4,019 |
4,335 |
3,646 |
3,545 |
13,924 |
4,748 |
5,674 |
5,163 |
Invested Capital Turnover |
|
0.18 |
0.18 |
0.16 |
0.16 |
0.17 |
0.19 |
0.08 |
0.10 |
0.19 |
0.19 |
Increase / (Decrease) in Invested Capital |
|
844 |
20 |
1,204 |
315 |
-688 |
-101 |
10,379 |
-9,176 |
926 |
-511 |
Enterprise Value (EV) |
|
3,591 |
4,413 |
4,464 |
3,691 |
3,466 |
2,534 |
-3,534 |
4,842 |
5,813 |
5,879 |
Market Capitalization |
|
2,254 |
3,144 |
3,309 |
2,365 |
2,822 |
2,858 |
3,626 |
4,345 |
4,936 |
5,591 |
Book Value per Share |
|
$17.11 |
$9.45 |
$12.69 |
$13.59 |
$15.05 |
$15.78 |
$16.88 |
$17.29 |
$18.79 |
$19.92 |
Tangible Book Value per Share |
|
$11.42 |
$6.63 |
$7.07 |
$7.80 |
$9.09 |
$9.70 |
$10.79 |
$10.15 |
$11.62 |
$12.69 |
Total Capital |
|
2,795 |
2,815 |
4,019 |
4,335 |
3,646 |
3,545 |
2,907 |
4,748 |
5,674 |
5,163 |
Total Debt |
|
1,595 |
1,487 |
1,815 |
1,985 |
1,135 |
939 |
141 |
1,222 |
1,883 |
1,202 |
Total Long-Term Debt |
|
1,467 |
1,366 |
1,667 |
1,841 |
991 |
770 |
0.00 |
1,090 |
1,741 |
1,040 |
Net Debt |
|
1,338 |
1,269 |
1,155 |
1,327 |
644 |
-325 |
-7,160 |
497 |
878 |
288 |
Capital Expenditures (CapEx) |
|
11 |
3.08 |
5.19 |
7.95 |
15 |
12 |
10 |
9.02 |
8.55 |
12 |
Net Nonoperating Expense (NNE) |
|
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Nonoperating Obligations (NNO) |
|
1,595 |
1,487 |
1,815 |
1,985 |
1,135 |
939 |
11,159 |
1,222 |
1,883 |
1,202 |
Total Depreciation and Amortization (D&A) |
|
32 |
26 |
-6.08 |
33 |
35 |
41 |
48 |
52 |
37 |
44 |
Earnings Adjustments |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Adjusted Basic Earnings per Share |
|
$1.01 |
$1.26 |
$0.90 |
$1.73 |
$1.73 |
$1.30 |
$1.94 |
$1.57 |
$1.94 |
$2.01 |
Adjusted Weighted Average Basic Shares Outstanding |
|
140.40M |
143.43M |
173.78M |
168.70M |
166.07M |
165.40M |
163.89M |
203.61M |
201.14M |
198.55M |
Adjusted Diluted Earnings per Share |
|
$1.01 |
$1.26 |
$0.89 |
$1.73 |
$1.73 |
$1.30 |
$1.94 |
$1.57 |
$1.94 |
$2.01 |
Adjusted Weighted Average Diluted Shares Outstanding |
|
140.40M |
143.43M |
173.78M |
168.70M |
166.07M |
165.40M |
163.89M |
203.61M |
201.14M |
198.55M |
Adjusted Basic & Diluted Earnings per Share |
|
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
Adjusted Weighted Average Basic & Diluted Shares Outstanding |
|
140.40M |
143.43M |
173.78M |
168.70M |
166.07M |
165.40M |
163.89M |
203.61M |
201.14M |
198.55M |
Normalized Net Operating Profit after Tax (NOPAT) |
|
138 |
177 |
190 |
300 |
290 |
215 |
320 |
344 |
393 |
402 |
Normalized NOPAT Margin |
|
32.81% |
35.93% |
34.16% |
45.25% |
43.69% |
30.96% |
45.10% |
36.80% |
39.42% |
39.54% |
Pre Tax Income Margin |
|
51.87% |
57.33% |
48.80% |
59.58% |
58.19% |
40.00% |
58.66% |
42.26% |
51.35% |
51.34% |
Debt Service Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
EBIT to Interest Expense |
|
10.06 |
9.24 |
4.21 |
3.18 |
2.49 |
2.97 |
7.98 |
3.31 |
1.47 |
1.16 |
NOPAT to Interest Expense |
|
6.36 |
5.79 |
2.10 |
2.42 |
1.87 |
2.30 |
6.11 |
2.56 |
1.13 |
0.89 |
EBIT Less CapEx to Interest Expense |
|
9.57 |
9.14 |
4.13 |
3.12 |
2.40 |
2.85 |
7.79 |
3.24 |
1.45 |
1.13 |
NOPAT Less CapEx to Interest Expense |
|
5.88 |
5.69 |
2.02 |
2.35 |
1.77 |
2.17 |
5.91 |
2.49 |
1.10 |
0.86 |
Payout Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Dividend Payout Ratio |
|
27.19% |
27.15% |
44.69% |
26.59% |
29.57% |
40.89% |
28.88% |
42.07% |
37.13% |
37.29% |
Augmented Payout Ratio |
|
28.65% |
32.69% |
60.11% |
61.30% |
58.89% |
52.86% |
42.83% |
65.28% |
49.54% |
58.79% |
Quarterly Metrics And Ratios for Home BancShares
This table displays calculated financial ratios and metrics derived from Home BancShares' official financial filings.
Metric |
|
Q3 2022 |
Q4 2022 |
Q1 2023 |
Q2 2023 |
Q3 2023 |
Q4 2023 |
Q1 2024 |
Q2 2024 |
Q3 2024 |
Q4 2024 |
Q1 2025 |
Growth Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Revenue Growth |
|
47.45% |
59.27% |
53.73% |
5.68% |
-4.27% |
-9.81% |
-0.95% |
-0.99% |
5.16% |
5.19% |
5.56% |
EBITDA Growth |
|
50.20% |
40.77% |
46.01% |
323.47% |
-0.16% |
-33.65% |
0.19% |
-4.60% |
-1.09% |
22.28% |
11.39% |
EBIT Growth |
|
44.56% |
58.01% |
56.52% |
610.29% |
-8.93% |
-24.01% |
-1.90% |
-2.54% |
-0.16% |
14.77% |
12.85% |
NOPAT Growth |
|
44.96% |
57.70% |
58.67% |
558.85% |
-9.43% |
-25.45% |
-2.77% |
-3.55% |
1.61% |
16.61% |
15.08% |
Net Income Growth |
|
44.96% |
57.70% |
58.67% |
558.85% |
-9.43% |
-25.45% |
-2.77% |
-3.55% |
1.61% |
16.61% |
15.08% |
EPS Growth |
|
15.22% |
24.44% |
27.50% |
550.00% |
-7.55% |
-25.00% |
-1.96% |
-1.92% |
2.04% |
19.05% |
16.00% |
Operating Cash Flow Growth |
|
87.10% |
63.74% |
31.81% |
258.81% |
-40.49% |
-19.80% |
25.09% |
132.19% |
29.76% |
-34.97% |
-20.69% |
Free Cash Flow Firm Growth |
|
-564.37% |
190.16% |
-224.67% |
55.44% |
-10.59% |
-109.04% |
9.75% |
-80.27% |
28.96% |
172.79% |
178.09% |
Invested Capital Growth |
|
21.22% |
-65.90% |
24.43% |
10.74% |
18.87% |
19.51% |
17.87% |
15.70% |
11.85% |
-9.00% |
-8.46% |
Revenue Q/Q Growth |
|
5.33% |
6.25% |
-8.65% |
3.37% |
-4.59% |
0.11% |
0.31% |
3.33% |
1.34% |
0.14% |
0.67% |
EBITDA Q/Q Growth |
|
295.89% |
21.86% |
-18.13% |
7.22% |
-6.66% |
-19.02% |
23.63% |
2.09% |
-3.21% |
0.10% |
12.62% |
EBIT Q/Q Growth |
|
636.61% |
4.55% |
-10.45% |
2.99% |
-5.55% |
-12.76% |
15.60% |
2.31% |
-3.24% |
0.29% |
13.67% |
NOPAT Q/Q Growth |
|
580.34% |
6.42% |
-11.00% |
2.24% |
-6.48% |
-12.40% |
16.08% |
1.42% |
-1.47% |
0.53% |
14.56% |
Net Income Q/Q Growth |
|
580.34% |
6.42% |
-11.00% |
2.24% |
-6.48% |
-12.40% |
16.08% |
1.42% |
-1.47% |
0.53% |
14.56% |
EPS Q/Q Growth |
|
562.50% |
5.66% |
-8.93% |
1.96% |
-5.77% |
-14.29% |
19.05% |
2.00% |
-1.96% |
0.00% |
16.00% |
Operating Cash Flow Q/Q Growth |
|
1,168.58% |
-13.54% |
-18.09% |
-60.06% |
110.40% |
16.53% |
27.75% |
-25.87% |
17.59% |
-41.60% |
55.80% |
Free Cash Flow Firm Q/Q Growth |
|
20.98% |
1,496.31% |
-109.16% |
55.92% |
-96.12% |
-14.16% |
8.56% |
11.95% |
22.72% |
216.97% |
-1.90% |
Invested Capital Q/Q Growth |
|
-1.19% |
7.37% |
2.36% |
1.98% |
6.06% |
7.95% |
0.95% |
0.10% |
2.53% |
-12.18% |
1.55% |
Profitability Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
EBITDA Margin |
|
55.26% |
63.38% |
56.80% |
58.91% |
57.64% |
46.62% |
57.46% |
56.76% |
54.22% |
54.20% |
60.63% |
EBIT Margin |
|
55.39% |
54.50% |
53.43% |
53.23% |
52.70% |
45.92% |
52.92% |
52.40% |
50.03% |
50.11% |
56.58% |
Profit (Net Income) Margin |
|
42.41% |
42.48% |
41.39% |
40.94% |
40.13% |
35.11% |
40.63% |
39.88% |
38.77% |
38.92% |
44.30% |
Tax Burden Percent |
|
76.57% |
77.94% |
77.46% |
76.90% |
76.15% |
76.46% |
76.77% |
76.10% |
77.50% |
77.68% |
78.29% |
Interest Burden Percent |
|
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
Effective Tax Rate |
|
23.43% |
22.06% |
22.54% |
23.10% |
23.85% |
23.54% |
23.23% |
23.90% |
22.50% |
22.32% |
21.71% |
Return on Invested Capital (ROIC) |
|
8.75% |
4.25% |
9.64% |
8.98% |
8.49% |
6.72% |
7.63% |
7.40% |
7.00% |
7.31% |
8.33% |
ROIC Less NNEP Spread (ROIC-NNEP) |
|
8.75% |
4.25% |
9.64% |
8.98% |
8.49% |
6.72% |
7.63% |
7.40% |
7.00% |
7.31% |
8.33% |
Return on Net Nonoperating Assets (RNNOA) |
|
2.65% |
8.36% |
3.74% |
2.86% |
3.06% |
2.85% |
3.23% |
3.13% |
3.24% |
2.91% |
3.31% |
Return on Equity (ROE) |
|
11.40% |
12.61% |
13.37% |
11.84% |
11.55% |
9.57% |
10.86% |
10.54% |
10.23% |
10.22% |
11.63% |
Cash Return on Invested Capital (CROIC) |
|
-12.67% |
101.56% |
-13.94% |
-1.02% |
-8.51% |
-10.24% |
-9.03% |
-7.33% |
-4.22% |
16.85% |
16.44% |
Operating Return on Assets (OROA) |
|
2.25% |
2.49% |
2.65% |
2.37% |
2.39% |
2.01% |
2.32% |
2.31% |
2.25% |
2.26% |
2.55% |
Return on Assets (ROA) |
|
1.73% |
1.94% |
2.05% |
1.83% |
1.82% |
1.54% |
1.78% |
1.76% |
1.74% |
1.75% |
1.99% |
Return on Common Equity (ROCE) |
|
11.40% |
12.61% |
13.37% |
11.84% |
11.55% |
9.57% |
10.86% |
10.54% |
10.23% |
10.22% |
11.63% |
Return on Equity Simple (ROE_SIMPLE) |
|
7.60% |
0.00% |
9.46% |
11.84% |
11.56% |
0.00% |
10.23% |
10.02% |
9.80% |
0.00% |
10.32% |
Net Operating Profit after Tax (NOPAT) |
|
109 |
116 |
103 |
105 |
98 |
86 |
100 |
102 |
100 |
101 |
115 |
NOPAT Margin |
|
42.41% |
42.48% |
41.39% |
40.94% |
40.13% |
35.11% |
40.63% |
39.88% |
38.77% |
38.92% |
44.30% |
Net Nonoperating Expense Percent (NNEP) |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
SG&A Expenses to Revenue |
|
34.79% |
32.39% |
35.54% |
34.46% |
36.31% |
35.63% |
34.34% |
32.90% |
31.97% |
32.77% |
32.62% |
Operating Expenses to Revenue |
|
44.61% |
43.66% |
46.09% |
45.22% |
46.77% |
51.78% |
45.25% |
44.46% |
42.65% |
43.43% |
43.42% |
Earnings before Interest and Taxes (EBIT) |
|
142 |
148 |
133 |
137 |
129 |
113 |
130 |
133 |
129 |
129 |
147 |
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) |
|
142 |
173 |
141 |
151 |
141 |
115 |
142 |
145 |
140 |
140 |
158 |
Valuation Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Price to Book Value (P/BV) |
|
1.24 |
1.23 |
1.15 |
1.20 |
1.11 |
1.30 |
1.27 |
1.22 |
1.35 |
1.41 |
1.39 |
Price to Tangible Book Value (P/TBV) |
|
2.14 |
2.10 |
1.91 |
1.99 |
1.84 |
2.11 |
2.04 |
1.95 |
2.12 |
2.22 |
2.15 |
Price to Revenue (P/Rev) |
|
5.15 |
4.65 |
4.08 |
4.25 |
3.97 |
4.95 |
4.85 |
4.74 |
5.32 |
5.50 |
5.44 |
Price to Earnings (P/E) |
|
16.31 |
14.23 |
12.12 |
10.15 |
9.61 |
12.56 |
12.37 |
12.18 |
13.77 |
13.90 |
13.45 |
Dividend Yield |
|
3.04% |
3.10% |
3.30% |
3.19% |
3.52% |
2.94% |
3.01% |
3.07% |
2.75% |
2.67% |
2.71% |
Earnings Yield |
|
6.13% |
7.03% |
8.25% |
9.85% |
10.40% |
7.96% |
8.09% |
8.21% |
7.26% |
7.19% |
7.44% |
Enterprise Value to Invested Capital (EV/IC) |
|
0.83 |
1.02 |
0.69 |
1.03 |
0.98 |
1.02 |
0.97 |
0.96 |
1.06 |
1.14 |
1.05 |
Enterprise Value to Revenue (EV/Rev) |
|
4.40 |
5.19 |
3.30 |
4.91 |
5.05 |
5.83 |
5.59 |
5.57 |
6.21 |
5.78 |
5.35 |
Enterprise Value to EBITDA (EV/EBITDA) |
|
9.24 |
10.84 |
6.85 |
8.37 |
8.52 |
10.59 |
10.13 |
10.19 |
11.54 |
10.39 |
9.47 |
Enterprise Value to EBIT (EV/EBIT) |
|
10.78 |
12.27 |
7.60 |
9.07 |
9.44 |
11.36 |
10.92 |
10.92 |
12.33 |
11.26 |
10.22 |
Enterprise Value to NOPAT (EV/NOPAT) |
|
13.94 |
15.86 |
9.80 |
11.75 |
12.24 |
14.80 |
14.25 |
14.30 |
16.08 |
14.62 |
13.21 |
Enterprise Value to Operating Cash Flow (EV/OCF) |
|
10.27 |
11.72 |
7.62 |
10.68 |
12.67 |
15.31 |
13.59 |
11.72 |
12.45 |
12.76 |
12.82 |
Enterprise Value to Free Cash Flow (EV/FCFF) |
|
0.00 |
0.51 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
6.44 |
6.11 |
Leverage & Solvency |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Debt to Equity |
|
0.28 |
0.35 |
0.16 |
0.36 |
0.44 |
0.50 |
0.50 |
0.49 |
0.48 |
0.30 |
0.30 |
Long-Term Debt to Equity |
|
0.24 |
0.31 |
0.12 |
0.31 |
0.39 |
0.46 |
0.46 |
0.45 |
0.44 |
0.26 |
0.26 |
Financial Leverage |
|
0.30 |
1.97 |
0.39 |
0.32 |
0.36 |
0.42 |
0.42 |
0.42 |
0.46 |
0.40 |
0.40 |
Leverage Ratio |
|
6.60 |
6.51 |
6.51 |
6.48 |
6.34 |
6.22 |
6.09 |
6.00 |
5.88 |
5.82 |
5.84 |
Compound Leverage Factor |
|
6.60 |
6.51 |
6.51 |
6.48 |
6.34 |
6.22 |
6.09 |
6.00 |
5.88 |
5.82 |
5.84 |
Debt to Total Capital |
|
21.76% |
25.73% |
13.75% |
26.27% |
30.47% |
33.19% |
33.46% |
32.76% |
32.65% |
23.29% |
22.90% |
Short-Term Debt to Total Capital |
|
2.75% |
2.76% |
3.30% |
3.24% |
3.05% |
2.50% |
3.07% |
2.41% |
3.05% |
3.14% |
3.08% |
Long-Term Debt to Total Capital |
|
19.01% |
22.97% |
10.46% |
23.04% |
27.42% |
30.68% |
30.39% |
30.36% |
29.60% |
20.14% |
19.83% |
Preferred Equity to Total Capital |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Noncontrolling Interests to Total Capital |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Common Equity to Total Capital |
|
78.24% |
74.27% |
86.25% |
73.73% |
69.53% |
66.81% |
66.54% |
67.24% |
67.35% |
76.71% |
77.10% |
Debt to EBITDA |
|
2.42 |
2.73 |
1.18 |
2.15 |
2.64 |
3.43 |
3.49 |
3.47 |
3.55 |
2.12 |
2.06 |
Net Debt to EBITDA |
|
-1.57 |
1.11 |
-1.62 |
1.14 |
1.83 |
1.60 |
1.34 |
1.51 |
1.66 |
0.51 |
-0.17 |
Long-Term Debt to EBITDA |
|
2.12 |
2.44 |
0.90 |
1.88 |
2.38 |
3.17 |
3.17 |
3.21 |
3.22 |
1.84 |
1.79 |
Debt to NOPAT |
|
3.66 |
4.00 |
1.69 |
3.01 |
3.79 |
4.79 |
4.91 |
4.86 |
4.95 |
2.99 |
2.88 |
Net Debt to NOPAT |
|
-2.36 |
1.63 |
-2.32 |
1.59 |
2.63 |
2.23 |
1.89 |
2.12 |
2.31 |
0.72 |
-0.24 |
Long-Term Debt to NOPAT |
|
3.20 |
3.57 |
1.28 |
2.64 |
3.41 |
4.43 |
4.46 |
4.51 |
4.49 |
2.59 |
2.49 |
Noncontrolling Interest Sharing Ratio |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Liquidity Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Cash Flow Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Free Cash Flow to Firm (FCFF) |
|
-665 |
9,292 |
-851 |
-375 |
-736 |
-840 |
-768 |
-676 |
-523 |
611 |
600 |
Operating Cash Flow to CapEx |
|
0.00% |
933.82% |
4,906.32% |
662.84% |
1,853.00% |
6,521.57% |
8,771.88% |
1,070.26% |
1,238.36% |
2,678.53% |
2,946.71% |
Free Cash Flow to Firm to Interest Expense |
|
-22.29 |
162.37 |
-12.10 |
-4.58 |
-7.97 |
-8.12 |
-6.84 |
-5.86 |
-4.44 |
5.79 |
6.13 |
Operating Cash Flow to Interest Expense |
|
5.58 |
2.52 |
1.68 |
0.57 |
1.07 |
1.12 |
1.31 |
0.95 |
1.09 |
0.71 |
1.20 |
Operating Cash Flow Less CapEx to Interest Expense |
|
5.66 |
2.25 |
1.64 |
0.49 |
1.02 |
1.10 |
1.30 |
0.86 |
1.01 |
0.68 |
1.15 |
Efficiency Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Asset Turnover |
|
0.04 |
0.05 |
0.05 |
0.04 |
0.05 |
0.04 |
0.04 |
0.04 |
0.04 |
0.05 |
0.05 |
Fixed Asset Turnover |
|
2.42 |
2.74 |
3.02 |
2.55 |
2.53 |
2.50 |
2.51 |
2.54 |
2.56 |
2.61 |
2.66 |
Capital & Investment Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Invested Capital |
|
4,422 |
4,748 |
4,860 |
4,956 |
5,257 |
5,674 |
5,728 |
5,734 |
5,879 |
5,163 |
5,244 |
Invested Capital Turnover |
|
0.21 |
0.10 |
0.23 |
0.22 |
0.21 |
0.19 |
0.19 |
0.19 |
0.18 |
0.19 |
0.19 |
Increase / (Decrease) in Invested Capital |
|
774 |
-9,176 |
954 |
481 |
834 |
926 |
868 |
778 |
623 |
-511 |
-485 |
Enterprise Value (EV) |
|
3,666 |
4,842 |
3,365 |
5,082 |
5,171 |
5,813 |
5,560 |
5,524 |
6,238 |
5,879 |
5,512 |
Market Capitalization |
|
4,287 |
4,345 |
4,163 |
4,392 |
4,061 |
4,936 |
4,824 |
4,704 |
5,342 |
5,591 |
5,613 |
Book Value per Share |
|
$16.87 |
$17.29 |
$17.83 |
$18.02 |
$18.04 |
$18.79 |
$19.03 |
$19.25 |
$19.83 |
$19.92 |
$20.36 |
Tangible Book Value per Share |
|
$9.78 |
$10.15 |
$10.69 |
$10.86 |
$10.89 |
$11.62 |
$11.81 |
$12.04 |
$12.62 |
$12.69 |
$13.13 |
Total Capital |
|
4,422 |
4,748 |
4,210 |
4,956 |
5,257 |
5,674 |
5,728 |
5,734 |
5,879 |
5,163 |
5,244 |
Total Debt |
|
962 |
1,222 |
579 |
1,302 |
1,602 |
1,883 |
1,917 |
1,879 |
1,920 |
1,202 |
1,201 |
Total Long-Term Debt |
|
841 |
1,090 |
440 |
1,142 |
1,442 |
1,741 |
1,741 |
1,741 |
1,740 |
1,040 |
1,040 |
Net Debt |
|
-621 |
497 |
-797 |
689 |
1,110 |
878 |
736 |
820 |
895 |
288 |
-101 |
Capital Expenditures (CapEx) |
|
-2.44 |
15 |
2.40 |
7.11 |
5.35 |
1.77 |
1.68 |
10 |
10 |
2.80 |
3.97 |
Net Nonoperating Expense (NNE) |
|
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
Net Nonoperating Obligations (NNO) |
|
962 |
1,222 |
1,229 |
1,302 |
1,602 |
1,883 |
1,917 |
1,879 |
1,920 |
1,202 |
1,201 |
Total Depreciation and Amortization (D&A) |
|
-0.33 |
24 |
8.39 |
15 |
12 |
1.72 |
11 |
11 |
11 |
11 |
11 |
Earnings Adjustments |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Adjusted Basic Earnings per Share |
|
$0.53 |
$0.56 |
$0.51 |
$0.52 |
$0.49 |
$0.42 |
$0.50 |
$0.51 |
$0.50 |
$0.50 |
$0.58 |
Adjusted Weighted Average Basic Shares Outstanding |
|
203.97M |
203.61M |
202.80M |
202.58M |
201.77M |
201.14M |
200.32M |
199.68M |
198.80M |
198.55M |
197.46M |
Adjusted Diluted Earnings per Share |
|
$0.53 |
$0.56 |
$0.51 |
$0.52 |
$0.49 |
$0.42 |
$0.50 |
$0.51 |
$0.50 |
$0.50 |
$0.58 |
Adjusted Weighted Average Diluted Shares Outstanding |
|
203.97M |
203.61M |
202.80M |
202.58M |
201.77M |
201.14M |
200.32M |
199.68M |
198.80M |
198.55M |
197.46M |
Adjusted Basic & Diluted Earnings per Share |
|
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
Adjusted Weighted Average Basic & Diluted Shares Outstanding |
|
203.97M |
203.61M |
202.80M |
202.58M |
201.77M |
201.14M |
200.32M |
199.68M |
198.80M |
198.55M |
197.46M |
Normalized Net Operating Profit after Tax (NOPAT) |
|
109 |
116 |
103 |
105 |
98 |
86 |
100 |
102 |
100 |
101 |
115 |
Normalized NOPAT Margin |
|
42.41% |
42.48% |
41.39% |
40.94% |
40.13% |
35.11% |
40.63% |
39.88% |
38.77% |
38.92% |
44.30% |
Pre Tax Income Margin |
|
55.39% |
54.50% |
53.43% |
53.23% |
52.70% |
45.92% |
52.92% |
52.40% |
50.03% |
50.11% |
56.58% |
Debt Service Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
EBIT to Interest Expense |
|
4.76 |
2.59 |
1.89 |
1.67 |
1.40 |
1.09 |
1.16 |
1.16 |
1.10 |
1.23 |
1.50 |
NOPAT to Interest Expense |
|
3.64 |
2.02 |
1.46 |
1.28 |
1.07 |
0.83 |
0.89 |
0.88 |
0.85 |
0.95 |
1.18 |
EBIT Less CapEx to Interest Expense |
|
4.84 |
2.32 |
1.86 |
1.58 |
1.34 |
1.07 |
1.15 |
1.07 |
1.01 |
1.20 |
1.46 |
NOPAT Less CapEx to Interest Expense |
|
3.72 |
1.75 |
1.43 |
1.20 |
1.01 |
0.82 |
0.88 |
0.79 |
0.76 |
0.93 |
1.14 |
Payout Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Dividend Payout Ratio |
|
44.77% |
42.07% |
40.20% |
32.50% |
33.91% |
37.13% |
37.30% |
37.56% |
38.03% |
37.29% |
36.55% |
Augmented Payout Ratio |
|
66.96% |
65.28% |
63.59% |
48.59% |
45.99% |
49.54% |
52.52% |
58.39% |
64.27% |
58.79% |
58.63% |
Key Financial Trends
Home BancShares Inc. (NYSE: HOMB) has demonstrated a generally stable financial performance over the past four years, with trends reflecting steady growth in key areas such as earnings, net interest income, and total assets. Here is a summary of the most significant trends and financial highlights from the recent quarterly data through Q1 2025 and looking back to 2022:
- Strong and consistent net income growth: The company reported $115.2 million in net income for Q1 2025, up from $100.6 million in Q4 2024 and displaying growth over the prior years' quarters, which hovered around $86 million to $115 million with a clear upward trajectory.
- Increasing basic and diluted earnings per share: EPS rose from $0.50 in Q4 2024 to $0.58 in Q1 2025, reflecting improved profitability on a per-share basis over recent quarters.
- Net interest income remains robust: Net interest income was $214.7 million in Q1 2025, slightly down from $217.1 million in Q4 2024 but generally stable and strong over the last several quarters, reaffirming HOMB's solid core banking operations.
- Substantial growth in deposits: Deposits increased markedly, with net cash inflows of $395 million in Q1 2025, supporting balance sheet growth and liquidity.
- Total assets have increased gradually: Total assets grew from approximately $22.94 billion in Q3 2023 to $22.99 billion in Q1 2025, showing modest expansion and stability in the asset base.
- Provisions for credit losses were zero in Q1 2025, which is a positive sign indicating potentially lower credit risk; however, historical quarterly provisions have varied, with spikes during some quarters—this merits monitoring.
- Non-interest income shows some variability: While service charges and trust fees contribute consistently, there are fluctuations in realized and unrealized capital gains/losses on investments, evidenced by a small loss in Q1 2025 (-$0.25 million), which could introduce some volatility.
- Interest expense, especially on long-term debt, has fluctuated and remains a notable cost center. For example, interest expense on long-term debt decreased from $18.4 million in Q3 2024 to $10.0 million in Q1 2025, indicative of changes in debt structuring but also a potential challenge to managing funding costs.
- Repurchases of common equity remain significant, with $29.8 million repurchased in Q1 2025 and sustained repurchase activity in previous quarters, which while potentially positive for EPS, also uses cash resources that could impact liquidity and financial flexibility.
- Dividends have been steadily paid, with a recent dividend per share of $0.195 in Q1 2025, slightly lower than $0.20 in Q4 2024, reflecting steady return to shareholders but marginally reduced payout.
Overall, Home BancShares exhibits financial strength with improving net income, stable interest income, and steady asset growth. The company’s ability to manage credit risk effectively and maintain solid cash flow from operations is positive for investors. Some fluctuations in non-interest income, interest expenses, and financing activities such as repurchases should be monitored for impacts on future profitability and liquidity.
10/19/25 09:25 AM ETAI Generated. May Contain Errors.