Mill City Ventures III (MCVT) Competitors

Mill City Ventures III (NASDAQ:MCVT) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, dividends, media sentiment, analyst recommendations, institutional ownership, earnings, risk and profitability.

Do analysts prefer MCVT or USIO?

Usio has a consensus price target of $4.00, suggesting a potential upside of 122.22%. Given Usio's stronger consensus rating and higher possible upside, analysts clearly believe Usio is more favorable than Mill City Ventures III.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mill City Ventures III	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Usio	1 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is MCVT or USIO more profitable?

Mill City Ventures III has a net margin of 38.13% compared to Usio's net margin of 3.95%. Mill City Ventures III's return on equity of 6.37% beat Usio's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mill City Ventures III	38.13%	6.37%	6.24%
Usio	3.95%	0.74%	0.12%

Do institutionals and insiders have more ownership in MCVT or USIO?

11.6% of Mill City Ventures III shares are owned by institutional investors. Comparatively, 20.2% of Usio shares are owned by institutional investors. 26.5% of Mill City Ventures III shares are owned by insiders. Comparatively, 17.8% of Usio shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the media favor MCVT or USIO?

In the previous week, Usio had 3 more articles in the media than Mill City Ventures III. MarketBeat recorded 5 mentions for Usio and 2 mentions for Mill City Ventures III. Mill City Ventures III's average media sentiment score of 1.87 beat Usio's score of 0.37 indicating that Mill City Ventures III is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Mill City Ventures III	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Usio	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk & volatility, MCVT or USIO?

Mill City Ventures III has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, Usio has a beta of 1.49, suggesting that its share price is 49% more volatile than the S&P 500.

Which has stronger earnings & valuation, MCVT or USIO?

Usio has higher revenue and earnings than Mill City Ventures III. Usio is trading at a lower price-to-earnings ratio than Mill City Ventures III, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mill City Ventures III	$3.30M	10.83	$1.17M	$0.19	31.05
Usio	$82.93M	0.58	$3.31M	$0.11	16.36

Summary

Mill City Ventures III and Usio tied by winning 8 of the 16 factors compared between the two stocks.