Annual Income Statements for Mid Penn Bancorp
This table shows Mid Penn Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.
Quarterly Income Statements for Mid Penn Bancorp
This table shows Mid Penn Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.
  
    
      | Metric |  | Q3 2022 | Q4 2022 | Q1 2023 | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | 
  
  
    
      | Net Income / (Loss) Attributable to Common Shareholders |  | 15 | 16 | 11 | 4.84 | 9.24 | 12 | 12 | 12 | 12 | 13 | 
    
      | Consolidated Net Income / (Loss) |  | 15 | 16 | 11 | 4.84 | 9.24 | 12 | 12 | 12 | 12 | 13 | 
    
      | Net Income / (Loss) Continuing Operations |  | 15 | 16 | 11 | 4.84 | 9.24 | 12 | 12 | 12 | 12 | 13 | 
    
      | Total Pre-Tax Income |  | 19 | 19 | 14 | 4.98 | 12 | 14 | 15 | 14 | 15 | 16 | 
    
      | Total Revenue |  | 45 | 45 | 40 | 42 | 43 | 42 | 42 | 44 | 45 | 47 | 
    
      | Net Interest Income / (Expense) |  | 39 | 39 | 36 | 36 | 37 | 37 | 36 | 39 | 40 | 41 | 
    
      | Total Interest Income |  | 43 | 47 | 50 | 57 | 63 | 66 | 68 | 71 | 74 | 73 | 
    
      | Loans and Leases Interest Income |  | 38 | 42 | 46 | 52 | 59 | 61 | 63 | 66 | 68 | 68 | 
    
      | Investment Securities Interest Income |  | 3.77 | 4.17 | 4.26 | 4.35 | 4.49 | 4.44 | 4.42 | 4.51 | 4.50 | 4.58 | 
    
      | Deposits and Money Market Investments Interest Income |  | 0.01 | 0.04 | 0.05 | 0.08 | 0.09 | 0.14 | 0.40 | 0.35 | 0.22 | 0.15 | 
    
      | Federal Funds Sold and Securities Borrowed Interest Income |  | 0.74 | 0.04 | 0.05 | 0.05 | 0.05 | 0.23 | 0.14 | 0.28 | 1.04 | 0.47 | 
    
      | Total Interest Expense |  | 3.60 | 8.17 | 14 | 20 | 26 | 29 | 32 | 32 | 34 | 32 | 
    
      | Deposits Interest Expense |  | 2.84 | 7.00 | 12 | 18 | 24 | 26 | 26 | 28 | 31 | 31 | 
    
      | Short-Term Borrowings Interest Expense |  | 0.00 | 0.44 | 1.49 | 1.51 | 1.58 | 2.51 | 4.45 | 3.32 | 2.30 | 0.51 | 
    
      | Long-Term Debt Interest Expense |  | 0.76 | 0.73 | 0.69 | 0.70 | 0.79 | 0.80 | 0.96 | 0.69 | 0.69 | 0.69 | 
    
      | Total Non-Interest Income |  | 5.96 | 6.71 | 4.33 | 5.22 | 5.35 | 5.12 | 5.84 | 5.33 | 5.18 | 6.15 | 
    
      | Other Service Charges |  | 1.52 | 3.43 | 0.94 | 1.67 | 1.74 | 1.28 | 2.44 | 1.69 | 1.27 | 2.42 | 
    
      | Net Realized & Unrealized Capital Gains on Investments |  | 0.15 | - | 0.00 | 0.13 | 0.09 | 0.36 | 0.11 | 0.07 | 0.15 | 0.02 | 
    
      | Other Non-Interest Income |  | 4.29 | 3.29 | 3.39 | 3.42 | 3.52 | 3.48 | 3.29 | 3.57 | 3.76 | 3.71 | 
    
      | Provision for Credit Losses |  | 1.55 | 0.53 | 0.72 | 1.56 | 2.09 | -0.67 | -0.94 | 1.60 | 0.52 | 0.33 | 
    
      | Total Non-Interest Expense |  | 25 | 25 | 26 | 35 | 29 | 28 | 29 | 28 | 30 | 31 | 
    
      | Salaries and Employee Benefits |  | 14 | 13 | 14 | 15 | 15 | 15 | 15 | 16 | 16 | 17 | 
    
      | Net Occupancy & Equipment Expense |  | 4.56 | 4.85 | 5.08 | 5.07 | 5.14 | 5.11 | 5.32 | 5.36 | 5.39 | 5.73 | 
    
      | Other Operating Expenses |  | 6.06 | 6.39 | 6.35 | 9.58 | 8.00 | 7.60 | 7.31 | 6.91 | 7.85 | 7.33 | 
    
      | Amortization Expense |  | 0.51 | 0.50 | 0.34 | 0.46 | 0.48 | 0.49 | 0.43 | 0.43 | 0.46 | 0.47 | 
    
      | Restructuring Charge |  | 0.00 | 0.29 | 0.22 | 4.99 | 0.35 | -0.02 | 0.00 | 0.00 | 0.11 | 0.44 | 
    
      | Income Tax Expense |  | 3.63 | 3.58 | 2.59 | 0.14 | 2.27 | 2.29 | 2.58 | 2.50 | 2.57 | 2.95 | 
    
      | Basic Earnings per Share |  | $0.97 | $0.99 | $0.71 | $0.29 | $0.56 | $0.73 | $0.73 | $0.71 | $0.74 | $0.72 | 
    
      | Weighted Average Basic Shares Outstanding |  | 15.88M | 15.91M | 15.89M | 16.23M | 16.57M | 16.32M | 16.57M | 16.58M | 16.61M | 17.03M | 
    
      | Diluted Earnings per Share |  | $0.97 | $0.99 | $0.70 | $0.29 | $0.56 | $0.74 | $0.73 | $0.71 | $0.74 | $0.72 | 
    
      | Weighted Average Diluted Shares Outstanding |  | 15.89M | 15.93M | 15.93M | 16.26M | 16.59M | 16.35M | 16.61M | 16.61M | 16.66M | 17.07M | 
    
      | Weighted Average Basic & Diluted Shares Outstanding |  | 15.88M | 15.89M | 15.91M | 16.57M | 16.67M | 16.57M | 16.69M | 16.70M | 16.62M | 19.36M | 
  
Annual Cash Flow Statements for Mid Penn Bancorp
This table details how cash moves in and out of Mid Penn Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.
  
    
      | Metric | 2022 | 2023 | 2024 | 
  
  
    
      | Net Change in Cash & Equivalents | -853 | 36 | -26 | 
    
      | Net Cash From Operating Activities | 60 | 52 | 51 | 
    
      | Net Cash From Continuing Operating Activities | 60 | 52 | 51 | 
    
      | Net Income / (Loss) Continuing Operations | 55 | 37 | 49 | 
    
      | Consolidated Net Income / (Loss) | 55 | 37 | 49 | 
    
      | Provision For Loan Losses | 4.30 | 3.70 | 1.52 | 
    
      | Depreciation Expense | 4.28 | 4.90 | 4.87 | 
    
      | Amortization Expense | 2.92 | 2.43 | 2.36 | 
    
      | Non-Cash Adjustments to Reconcile Net Income | 14 | -2.87 | -0.15 | 
    
      | Changes in Operating Assets and Liabilities, net | -21 | 6.78 | -6.65 | 
    
      | Net Cash From Investing Activities | -705 | -409 | -209 | 
    
      | Net Cash From Continuing Investing Activities | -705 | -409 | -209 | 
    
      | Purchase of Property, Leasehold Improvements and Equipment | -4.25 | -2.77 | -6.92 | 
    
      | Acquisitions | -19 | 0.00 | 0.00 | 
    
      | Purchase of Investment Securities | -711 | -439 | -258 | 
    
      | Sale of Property, Leasehold Improvements and Equipment | 0.22 | 0.00 | 0.16 | 
    
      | Divestitures | -0.90 | 1.07 | -2.68 | 
    
      | Sale and/or Maturity of Investments | 30 | 31 | 57 | 
    
      | Other Investing Activities, net | 0.29 | 0.86 | 1.29 | 
    
      | Net Cash From Financing Activities | -208 | 392 | 131 | 
    
      | Net Cash From Continuing Financing Activities | -208 | 392 | 131 | 
    
      | Net Change in Deposits | -203 | 286 | 344 | 
    
      | Issuance of Debt | 103 | 164 | -240 | 
    
      | Issuance of Common Equity | 0.00 | 0.00 | 76 | 
    
      | Repayment of Debt | -77 | -31 | -35 | 
    
      | Repurchase of Preferred Equity | -17 | -10 | 0.00 | 
    
      | Repurchase of Common Equity | -2.96 | -4.88 | -0.32 | 
    
      | Payment of Dividends | -13 | -13 | -14 | 
    
      | Other Financing Activities, Net | 1.14 | 0.48 | 0.56 | 
    
      | Cash Interest Paid | 17 | 77 | 131 | 
    
      | Cash Income Taxes Paid | 7.55 | 7.97 | 0.85 | 
  
Quarterly Cash Flow Statements for Mid Penn Bancorp
This table details how cash moves in and out of Mid Penn Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.
  
    
      | Metric |  | Q3 2022 | Q4 2022 | Q1 2023 | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | 
  
  
    
      | Net Change in Cash & Equivalents |  | -142 | -34 | 1.52 | 31 | 24 | -21 | -29 | 38 | 39 | -74 | 
    
      | Net Cash From Operating Activities |  | 18 | 18 | 13 | 11 | 13 | 15 | 12 | 18 | 17 | 4.10 | 
    
      | Net Cash From Continuing Operating Activities |  | 18 | 18 | 13 | 11 | 13 | 15 | 12 | 18 | 17 | 4.10 | 
    
      | Net Income / (Loss) Continuing Operations |  | 15 | 16 | 11 | 4.84 | 9.24 | 12 | 12 | 12 | 12 | 13 | 
    
      | Consolidated Net Income / (Loss) |  | 15 | 16 | 11 | 4.84 | 9.24 | 12 | 12 | 12 | 12 | 13 | 
    
      | Provision For Loan Losses |  | 1.55 | 0.53 | 0.72 | 1.56 | 2.09 | -0.67 | -0.94 | 1.60 | 0.52 | 0.33 | 
    
      | Depreciation Expense |  | 1.06 | 1.23 | 1.20 | 1.19 | 1.25 | 1.26 | 1.19 | 1.24 | 1.23 | 1.20 | 
    
      | Amortization Expense |  | 0.71 | 0.74 | 0.52 | 0.63 | 0.64 | 0.65 | 0.57 | 0.57 | 0.61 | 0.61 | 
    
      | Non-Cash Adjustments to Reconcile Net Income |  | 2.43 | 7.53 | 0.83 | -6.26 | 2.46 | 0.10 | 0.82 | -4.83 | 1.10 | 2.78 | 
    
      | Changes in Operating Assets and Liabilities, net |  | -3.40 | -7.36 | -1.32 | 9.37 | -2.49 | 1.22 | -1.37 | 7.68 | 1.09 | -14 | 
    
      | Net Cash From Investing Activities |  | -176 | -212 | -94 | -107 | -107 | -101 | -66 | -23 | -99 | -21 | 
    
      | Net Cash From Continuing Investing Activities |  | -176 | -212 | -94 | -107 | -107 | -101 | -66 | -23 | -99 | -21 | 
    
      | Purchase of Property, Leasehold Improvements and Equipment |  | -1.19 | -0.52 | -0.92 | -0.92 | -0.87 | -0.06 | -0.35 | -0.30 | -0.02 | -6.25 | 
    
      | Purchase of Investment Securities |  | -184 | -198 | -99 | -117 | -115 | -108 | -71 | -39 | -112 | -35 | 
    
      | Sale of Property, Leasehold Improvements and Equipment |  | 1.79 | -1.69 | 0.03 | 0.03 | - | -0.06 | 0.03 | 0.79 | -0.67 | 0.01 | 
    
      | Sale and/or Maturity of Investments |  | 7.33 | 7.30 | 6.35 | 11 | 8.01 | 5.72 | 5.79 | 15 | 15 | 20 | 
    
      | Other Investing Activities, net |  | - | 0.29 | 0.11 | -0.24 | 0.55 | 0.44 | 0.24 | -0.24 | 1.14 | 0.15 | 
    
      | Net Cash From Financing Activities |  | 16 | 160 | 82 | 127 | 118 | 65 | 25 | 43 | 121 | -57 | 
    
      | Net Cash From Continuing Financing Activities |  | 16 | 160 | 82 | 127 | 118 | 65 | 25 | 43 | 121 | -57 | 
    
      | Net Change in Deposits |  | 27 | 70 | 100 | 126 | 95 | -34 | 33 | 118 | 210 | -17 | 
    
      | Issuance of Debt |  | - | 103 | -15 | 49 | 27 | 103 | 30 | -72 | -86 | -112 | 
    
      | Repayment of Debt |  | -0.14 | -0.09 | -0.09 | -31 | 0.01 | 0.22 | -35 | -0.11 | -0.11 | -0.11 | 
    
      | Payment of Dividends |  | -3.17 | -3.18 | -3.18 | -3.18 | -3.31 | -3.32 | -3.31 | -3.32 | -3.32 | -3.87 | 
    
      | Other Financing Activities, Net |  | 0.14 | 0.09 | 0.10 | 0.11 | 0.14 | 0.14 | 0.15 | 0.13 | 0.15 | 0.13 | 
    
      | Cash Interest Paid |  | 6.09 | 7.70 | 11 | 15 | 31 | 21 | 30 | 31 | 33 | 38 | 
    
      | Cash Income Taxes Paid |  | - | 4.05 | - | - | 0.43 | 3.57 | - | - | 0.29 | 0.56 | 
  
Annual Balance Sheets for Mid Penn Bancorp
This table presents Mid Penn Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.
  
    
      | Metric | 2022 | 2023 | 2024 | 
  
  
    
      | Total Assets | 4,498 | 5,291 | 5,471 | 
    
      | Cash and Due from Banks | 53 | 45 | 37 | 
    
      | Federal Funds Sold | 3.11 | 17 | 19 | 
    
      | Interest Bearing Deposits at Other Banks | 4.41 | 35 | 14 | 
    
      | Trading Account Securities | 640 | 627 | 650 | 
    
      | Loans and Leases, Net of Allowance | 3,495 | 4,219 | 4,408 | 
    
      | Loans and Leases | 3,514 | 4,253 | 4,443 | 
    
      | Allowance for Loan and Lease Losses | 19 | 34 | 36 | 
    
      | Premises and Equipment, Net | 34 | 37 | 39 | 
    
      | Goodwill | 114 | 127 | 128 | 
    
      | Intangible Assets | 7.26 | 6.48 | 6.24 | 
    
      | Other Assets | 146 | 178 | 169 | 
    
      | Total Liabilities & Shareholders' Equity | 4,498 | 5,291 | 5,471 | 
    
      | Total Liabilities | 3,986 | 4,748 | 4,816 | 
    
      | Non-Interest Bearing Deposits | 794 | 801 | 759 | 
    
      | Interest Bearing Deposits | 2,984 | 3,545 | 3,931 | 
    
      | Short-Term Debt | 103 | 242 | 2.00 | 
    
      | Accrued Interest Payable | 2.30 | 14 | 13 | 
    
      | Long-Term Debt | 61 | 105 | 69 | 
    
      | Other Long-Term Liabilities | 41 | 41 | 41 | 
    
      | Total Equity & Noncontrolling Interests | 512 | 542 | 655 | 
    
      | Total Preferred & Common Equity | 512 | 542 | 655 | 
    
      | Total Common Equity | 512 | 542 | 655 | 
    
      | Common Stock | 403 | 423 | 500 | 
    
      | Retained Earnings | 133 | 146 | 182 | 
    
      | Treasury Stock | -4.88 | -9.72 | -10 | 
    
      | Accumulated Other Comprehensive Income / (Loss) | -19 | -17 | -17 | 
  
Quarterly Balance Sheets for Mid Penn Bancorp
This table presents Mid Penn Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.
  
    
      | Metric |  | Q3 2022 | Q1 2023 | Q2 2023 | Q3 2023 | Q1 2024 | Q2 2024 | Q3 2024 | 
  
  
    
      | Total Assets |  | 4,334 | 4,583 | 5,089 | 5,216 | 5,330 | 5,392 | 5,527 | 
    
      | Cash and Due from Banks |  | 76 | 51 | 71 | 53 | 33 | 37 | 58 | 
    
      | Federal Funds Sold |  | 14 | 6.02 | 9.71 | 53 | 2.92 | 43 | 68 | 
    
      | Interest Bearing Deposits at Other Banks |  | 4.52 | 5.00 | 13 | 13 | 32 | 26 | 19 | 
    
      | Trading Account Securities |  | 651 | 240 | 641 | 624 | 620 | 610 | 650 | 
    
      | Loans and Leases, Net of Allowance |  | 3,304 | 3,580 | 4,002 | 4,112 | 4,284 | 4,329 | 4,396 | 
    
      | Loans and Leases |  | 3,322 | 3,611 | 4,035 | 4,146 | 4,317 | 4,365 | 4,432 | 
    
      | Allowance for Loan and Lease Losses |  | 18 | 31 | 33 | 34 | 34 | 35 | 36 | 
    
      | Premises and Equipment, Net |  | 36 | 34 | 39 | 39 | 36 | 34 | 34 | 
    
      | Goodwill |  | 114 | 114 | 129 | 130 | 127 | 127 | 128 | 
    
      | Intangible Assets |  | 7.22 | 6.92 | 7.45 | 6.97 | 6.05 | 5.63 | 6.71 | 
    
      | Other Assets |  | 127 | 147 | 176 | 186 | 190 | 180 | 168 | 
    
      | Total Liabilities & Shareholders' Equity |  | 4,334 | 4,583 | 5,089 | 5,216 | 5,330 | 5,392 | 5,527 | 
    
      | Total Liabilities |  | 3,835 | 4,068 | 4,563 | 4,687 | 4,779 | 4,832 | 4,954 | 
    
      | Non-Interest Bearing Deposits |  | 863 | 797 | 830 | 805 | 808 | 766 | 792 | 
    
      | Interest Bearing Deposits |  | 2,867 | 3,081 | 3,456 | 3,577 | 3,571 | 3,731 | 3,915 | 
    
      | Short-Term Debt |  | - | 88 | 112 | 139 | 272 | 200 | 114 | 
    
      | Accrued Interest Payable |  | 1.84 | 5.81 | 11 | 15 | 16 | 18 | 19 | 
    
      | Long-Term Debt |  | 71 | 57 | 106 | 105 | 70 | 70 | 70 | 
    
      | Other Long-Term Liabilities |  | 33 | 40 | 47 | 46 | 42 | 47 | 45 | 
    
      | Total Equity & Noncontrolling Interests |  | 499 | 511 | 526 | 529 | 551 | 560 | 573 | 
    
      | Total Preferred & Common Equity |  | 499 | 511 | 526 | 529 | 551 | 560 | 573 | 
    
      | Total Common Equity |  | 499 | 511 | 526 | 529 | 551 | 560 | 573 | 
    
      | Common Stock |  | 403 | 403 | 422 | 422 | 423 | 424 | 424 | 
    
      | Retained Earnings |  | 121 | 130 | 131 | 137 | 155 | 163 | 172 | 
    
      | Treasury Stock |  | -4.88 | -4.88 | -9.46 | -9.46 | -10 | -10 | -10 | 
    
      | Accumulated Other Comprehensive Income / (Loss) |  | -19 | -17 | -18 | -21 | -17 | -17 | -13 | 
  
Annual Metrics And Ratios for Mid Penn Bancorp
This table displays calculated financial ratios and metrics derived from Mid Penn Bancorp's official financial filings.
  
    
      | Metric | 2022 | 2023 | 2024 | 
  
  
    
      | Growth Metrics | - | - | - | 
    
      | Revenue Growth | 31.81% | -2.63% | 7.30% | 
    
      | EBITDA Growth | 80.24% | -30.21% | 29.28% | 
    
      | EBIT Growth | 86.81% | -33.64% | 34.32% | 
    
      | NOPAT Growth | 86.93% | -31.76% | 32.20% | 
    
      | Net Income Growth | 86.93% | -31.76% | 32.20% | 
    
      | EPS Growth | 26.94% | -33.43% | 26.64% | 
    
      | Operating Cash Flow Growth | -8.97% | -12.75% | -1.82% | 
    
      | Free Cash Flow Firm Growth | 121.10% | -822.34% | 220.81% | 
    
      | Invested Capital Growth | 4.72% | 31.53% | -18.32% | 
    
      | Revenue Q/Q Growth | 6.36% | -1.87% | 3.06% | 
    
      | EBITDA Q/Q Growth | 34.82% | -8.72% | 2.59% | 
    
      | EBIT Q/Q Growth | 38.46% | -9.89% | 3.08% | 
    
      | NOPAT Q/Q Growth | 38.07% | -8.83% | 2.35% | 
    
      | Net Income Q/Q Growth | 38.07% | -8.83% | 2.35% | 
    
      | EPS Q/Q Growth | 51.54% | -9.84% | -0.68% | 
    
      | Operating Cash Flow Q/Q Growth | -9.03% | -6.67% | -16.49% | 
    
      | Free Cash Flow Firm Q/Q Growth | 139.56% | -8.34% | 227.94% | 
    
      | Invested Capital Q/Q Growth | 18.62% | 15.01% | -4.02% | 
    
      | Profitability Metrics | - | - | - | 
    
      | EBITDA Margin | 43.47% | 31.16% | 37.54% | 
    
      | EBIT Margin | 39.27% | 26.77% | 33.51% | 
    
      | Profit (Net Income) Margin | 31.96% | 22.40% | 27.59% | 
    
      | Tax Burden Percent | 81.38% | 83.67% | 82.35% | 
    
      | Interest Burden Percent | 100.00% | 100.00% | 100.00% | 
    
      | Effective Tax Rate | 18.62% | 16.33% | 17.65% | 
    
      | Return on Invested Capital (ROIC) | 8.29% | 4.78% | 6.12% | 
    
      | ROIC Less NNEP Spread (ROIC-NNEP) | 8.29% | 4.78% | 6.12% | 
    
      | Return on Net Nonoperating Assets (RNNOA) | 2.64% | 2.32% | 2.14% | 
    
      | Return on Equity (ROE) | 10.94% | 7.09% | 8.26% | 
    
      | Cash Return on Invested Capital (CROIC) | 3.68% | -22.45% | 26.28% | 
    
      | Operating Return on Assets (OROA) | 1.47% | 0.91% | 1.12% | 
    
      | Return on Assets (ROA) | 1.19% | 0.76% | 0.92% | 
    
      | Return on Common Equity (ROCE) | 10.94% | 7.09% | 8.26% | 
    
      | Return on Equity Simple (ROE_SIMPLE) | 10.70% | 6.90% | 7.55% | 
    
      | Net Operating Profit after Tax (NOPAT) | 55 | 37 | 49 | 
    
      | NOPAT Margin | 31.96% | 22.40% | 27.59% | 
    
      | Net Nonoperating Expense Percent (NNEP) | 0.00% | 0.00% | 0.00% | 
    
      | SG&A Expenses to Revenue | 41.70% | 47.76% | 47.94% | 
    
      | Operating Expenses to Revenue | 58.22% | 71.02% | 65.65% | 
    
      | Earnings before Interest and Taxes (EBIT) | 67 | 45 | 60 | 
    
      | Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) | 75 | 52 | 67 | 
    
      | Valuation Ratios | - | - | - | 
    
      | Price to Book Value (P/BV) | 0.86 | 0.72 | 0.73 | 
    
      | Price to Tangible Book Value (P/TBV) | 1.13 | 0.95 | 0.91 | 
    
      | Price to Revenue (P/Rev) | 2.58 | 2.33 | 2.66 | 
    
      | Price to Earnings (P/E) | 8.06 | 10.40 | 9.63 | 
    
      | Dividend Yield | 2.88% | 3.43% | 2.79% | 
    
      | Earnings Yield | 12.41% | 9.62% | 10.38% | 
    
      | Enterprise Value to Invested Capital (EV/IC) | 0.81 | 0.72 | 0.66 | 
    
      | Enterprise Value to Revenue (EV/Rev) | 3.18 | 3.83 | 2.66 | 
    
      | Enterprise Value to EBITDA (EV/EBITDA) | 7.31 | 12.28 | 7.09 | 
    
      | Enterprise Value to EBIT (EV/EBIT) | 8.09 | 14.30 | 7.94 | 
    
      | Enterprise Value to NOPAT (EV/NOPAT) | 9.94 | 17.09 | 9.65 | 
    
      | Enterprise Value to Operating Cash Flow (EV/OCF) | 9.08 | 12.21 | 9.28 | 
    
      | Enterprise Value to Free Cash Flow (EV/FCFF) | 22.39 | 0.00 | 2.25 | 
    
      | Leverage & Solvency | - | - | - | 
    
      | Debt to Equity | 0.32 | 0.64 | 0.11 | 
    
      | Long-Term Debt to Equity | 0.12 | 0.19 | 0.11 | 
    
      | Financial Leverage | 0.32 | 0.48 | 0.35 | 
    
      | Leverage Ratio | 9.17 | 9.28 | 8.99 | 
    
      | Compound Leverage Factor | 9.17 | 9.28 | 8.99 | 
    
      | Debt to Total Capital | 24.26% | 39.01% | 9.82% | 
    
      | Short-Term Debt to Total Capital | 15.18% | 27.16% | 0.28% | 
    
      | Long-Term Debt to Total Capital | 9.07% | 11.85% | 9.55% | 
    
      | Preferred Equity to Total Capital | 0.00% | 0.00% | 0.00% | 
    
      | Noncontrolling Interests to Total Capital | 0.00% | 0.00% | 0.00% | 
    
      | Common Equity to Total Capital | 75.74% | 60.99% | 90.18% | 
    
      | Debt to EBITDA | 2.20 | 6.67 | 1.06 | 
    
      | Net Debt to EBITDA | 1.38 | 4.81 | 0.01 | 
    
      | Long-Term Debt to EBITDA | 0.82 | 2.03 | 1.03 | 
    
      | Debt to NOPAT | 2.99 | 9.28 | 1.44 | 
    
      | Net Debt to NOPAT | 1.88 | 6.69 | 0.02 | 
    
      | Long-Term Debt to NOPAT | 1.12 | 2.82 | 1.40 | 
    
      | Noncontrolling Interest Sharing Ratio | 0.00% | 0.00% | 0.00% | 
    
      | Liquidity Ratios | - | - | - | 
    
      | Cash Flow Metrics | - | - | - | 
    
      | Free Cash Flow to Firm (FCFF) | 24 | -176 | 212 | 
    
      | Operating Cash Flow to CapEx | 1,488.98% | 1,889.57% | 760.97% | 
    
      | Free Cash Flow to Firm to Interest Expense | 1.37 | -1.97 | 1.63 | 
    
      | Operating Cash Flow to Interest Expense | 3.38 | 0.59 | 0.40 | 
    
      | Operating Cash Flow Less CapEx to Interest Expense | 3.15 | 0.55 | 0.34 | 
    
      | Efficiency Ratios | - | - | - | 
    
      | Asset Turnover | 0.04 | 0.03 | 0.03 | 
    
      | Fixed Asset Turnover | 5.07 | 4.68 | 4.73 | 
    
      | Capital & Investment Metrics | - | - | - | 
    
      | Invested Capital | 676 | 889 | 726 | 
    
      | Invested Capital Turnover | 0.26 | 0.21 | 0.22 | 
    
      | Increase / (Decrease) in Invested Capital | 30 | 213 | -163 | 
    
      | Enterprise Value (EV) | 545 | 639 | 477 | 
    
      | Market Capitalization | 442 | 389 | 476 | 
    
      | Book Value per Share | $32.24 | $32.54 | $39.41 | 
    
      | Tangible Book Value per Share | $24.59 | $24.53 | $31.32 | 
    
      | Total Capital | 676 | 889 | 726 | 
    
      | Total Debt | 164 | 347 | 71 | 
    
      | Total Long-Term Debt | 61 | 105 | 69 | 
    
      | Net Debt | 103 | 250 | 0.78 | 
    
      | Capital Expenditures (CapEx) | 4.03 | 2.77 | 6.75 | 
    
      | Net Nonoperating Expense (NNE) | 0.00 | 0.00 | 0.00 | 
    
      | Net Nonoperating Obligations (NNO) | 164 | 347 | 71 | 
    
      | Total Depreciation and Amortization (D&A) | 7.20 | 7.33 | 7.23 | 
    
      | Earnings Adjustments | - | - | - | 
    
      | Adjusted Basic Earnings per Share | $3.44 | $2.29 | $2.90 | 
    
      | Adjusted Weighted Average Basic Shares Outstanding | 15.91M | 16.32M | 17.03M | 
    
      | Adjusted Diluted Earnings per Share | $3.44 | $2.29 | $2.90 | 
    
      | Adjusted Weighted Average Diluted Shares Outstanding | 15.93M | 16.35M | 17.07M | 
    
      | Adjusted Basic & Diluted Earnings per Share | $0.00 | $0.00 | $0.00 | 
    
      | Adjusted Weighted Average Basic & Diluted Shares Outstanding | 15.89M | 16.57M | 19.36M | 
    
      | Normalized Net Operating Profit after Tax (NOPAT) | 55 | 42 | 50 | 
    
      | Normalized NOPAT Margin | 32.10% | 25.17% | 27.84% | 
    
      | Pre Tax Income Margin | 39.27% | 26.77% | 33.51% | 
    
      | Debt Service Ratios | - | - | - | 
    
      | EBIT to Interest Expense | 3.79 | 0.50 | 0.46 | 
    
      | NOPAT to Interest Expense | 3.08 | 0.42 | 0.38 | 
    
      | EBIT Less CapEx to Interest Expense | 3.56 | 0.47 | 0.41 | 
    
      | NOPAT Less CapEx to Interest Expense | 2.86 | 0.39 | 0.33 | 
    
      | Payout Ratios | - | - | - | 
    
      | Dividend Payout Ratio | 23.24% | 34.71% | 27.96% | 
    
      | Augmented Payout Ratio | 28.63% | 47.75% | 28.61% | 
  
Quarterly Metrics And Ratios for Mid Penn Bancorp
This table displays calculated financial ratios and metrics derived from Mid Penn Bancorp's official financial filings.
  
    
      | Metric |  | Q3 2022 | Q4 2022 | Q1 2023 | Q2 2023 | Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | 
  
  
    
      | Growth Metrics |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Revenue Growth |  | 39.59% | 29.28% | 0.52% | 2.46% | -5.61% | -7.01% | 4.75% | 5.83% | 5.89% | 12.61% | 
    
      | EBITDA Growth |  | 67.24% | 957.96% | -0.49% | -59.56% | -35.78% | -23.38% | 6.08% | 136.60% | 24.68% | 10.42% | 
    
      | EBIT Growth |  | 58.45% | 3,170.85% | -0.75% | -66.86% | -39.76% | -25.42% | 6.49% | 186.60% | 29.21% | 12.44% | 
    
      | NOPAT Growth |  | 58.18% | 2,489.62% | -1.12% | -60.53% | -40.34% | -23.04% | 8.07% | 143.40% | 33.19% | 9.37% | 
    
      | Net Income Growth |  | 58.18% | 2,489.62% | -1.12% | -60.53% | -40.34% | -23.04% | 8.07% | 143.40% | 33.19% | 9.37% | 
    
      | EPS Growth |  | 12.79% | 650.00% | -1.41% | -62.34% | -42.27% | -25.25% | 4.29% | 144.83% | 32.14% | -2.70% | 
    
      | Operating Cash Flow Growth |  | 31.51% | -24.47% | 20.76% | -11.96% | -26.01% | -20.34% | -5.84% | 59.27% | 27.71% | -72.04% | 
    
      | Free Cash Flow Firm Growth |  | -177.77% | 89.75% | -109.53% | -271.88% | -126.33% | -1,262.37% | -3,775.84% | 55.17% | 114.81% | 187.60% | 
    
      | Invested Capital Growth |  | 21.59% | 4.72% | 2.63% | 29.51% | 35.66% | 31.53% | 35.32% | 11.51% | -2.13% | -18.32% | 
    
      | Revenue Q/Q Growth |  | 11.58% | -0.18% | -10.86% | 3.20% | 2.79% | -1.66% | 0.42% | 4.26% | 2.84% | 4.59% | 
    
      | EBITDA Q/Q Growth |  | 24.23% | 1.87% | -26.96% | -56.25% | 97.29% | 21.54% | 1.12% | -2.42% | 3.97% | 7.63% | 
    
      | EBIT Q/Q Growth |  | 27.19% | 1.00% | -28.42% | -63.96% | 131.22% | 25.04% | 2.21% | -3.01% | 4.24% | 8.82% | 
    
      | NOPAT Q/Q Growth |  | 26.35% | 1.54% | -28.58% | -56.93% | 90.98% | 30.99% | 0.29% | -2.98% | 4.50% | 7.57% | 
    
      | Net Income Q/Q Growth |  | 26.35% | 1.54% | -28.58% | -56.93% | 90.98% | 30.99% | 0.29% | -2.98% | 4.50% | 7.57% | 
    
      | EPS Q/Q Growth |  | 25.97% | 2.06% | -29.29% | -58.57% | 93.10% | 32.14% | -1.35% | -2.74% | 4.23% | -2.70% | 
    
      | Operating Cash Flow Q/Q Growth |  | 38.65% | 3.12% | -28.33% | -14.08% | 16.53% | 11.01% | -20.11% | 45.32% | -6.56% | -75.69% | 
    
      | Free Cash Flow Firm Q/Q Growth |  | -189.45% | 82.78% | 61.37% | -2,789.51% | -17.79% | -3.63% | -9.89% | 66.58% | 138.93% | 512.79% | 
    
      | Invested Capital Q/Q Growth |  | -0.78% | 18.62% | -2.40% | 12.74% | 3.93% | 15.01% | 0.42% | -7.10% | -8.78% | -4.02% | 
    
      | Profitability Metrics |  | - | - | - | - | - | - | - | - | - | - | 
    
      | EBITDA Margin |  | 46.01% | 46.95% | 38.47% | 16.31% | 31.30% | 38.69% | 38.96% | 36.46% | 36.86% | 37.93% | 
    
      | EBIT Margin |  | 42.11% | 42.61% | 34.22% | 11.95% | 26.88% | 34.17% | 34.78% | 32.36% | 32.80% | 34.12% | 
    
      | Profit (Net Income) Margin |  | 34.12% | 34.71% | 27.81% | 11.61% | 21.57% | 28.72% | 28.69% | 26.69% | 27.13% | 27.90% | 
    
      | Tax Burden Percent |  | 81.02% | 81.45% | 81.27% | 97.15% | 80.24% | 84.06% | 82.48% | 82.51% | 82.71% | 81.76% | 
    
      | Interest Burden Percent |  | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 
    
      | Effective Tax Rate |  | 18.98% | 18.55% | 18.73% | 2.85% | 19.76% | 15.94% | 17.52% | 17.49% | 17.29% | 18.24% | 
    
      | Return on Invested Capital (ROIC) |  | 10.59% | 9.01% | 7.33% | 3.04% | 5.46% | 6.13% | 6.24% | 5.81% | 6.16% | 6.19% | 
    
      | ROIC Less NNEP Spread (ROIC-NNEP) |  | 10.59% | 9.01% | 7.33% | 3.04% | 5.46% | 6.13% | 6.24% | 5.81% | 6.16% | 6.19% | 
    
      | Return on Net Nonoperating Assets (RNNOA) |  | 2.38% | 2.87% | 2.17% | 0.88% | 1.68% | 2.97% | 2.89% | 2.61% | 2.40% | 2.16% | 
    
      | Return on Equity (ROE) |  | 12.97% | 11.88% | 9.50% | 3.92% | 7.14% | 9.10% | 9.13% | 8.43% | 8.56% | 8.35% | 
    
      | Cash Return on Invested Capital (CROIC) |  | -11.84% | 3.68% | 5.80% | -18.55% | -24.16% | -22.45% | -25.08% | -5.13% | 8.46% | 26.28% | 
    
      | Operating Return on Assets (OROA) |  | 1.74% | 1.59% | 1.27% | 0.44% | 0.96% | 1.17% | 1.19% | 1.06% | 1.06% | 1.14% | 
    
      | Return on Assets (ROA) |  | 1.41% | 1.30% | 1.03% | 0.43% | 0.77% | 0.98% | 0.98% | 0.87% | 0.88% | 0.93% | 
    
      | Return on Common Equity (ROCE) |  | 12.97% | 11.88% | 9.50% | 3.92% | 7.14% | 9.10% | 9.13% | 8.43% | 8.56% | 8.35% | 
    
      | Return on Equity Simple (ROE_SIMPLE) |  | 7.95% | 0.00% | 10.70% | 8.99% | 7.76% | 0.00% | 6.95% | 8.08% | 8.43% | 0.00% | 
    
      | Net Operating Profit after Tax (NOPAT) |  | 15 | 16 | 11 | 4.84 | 9.24 | 12 | 12 | 12 | 12 | 13 | 
    
      | NOPAT Margin |  | 34.12% | 34.71% | 27.81% | 11.61% | 21.57% | 28.72% | 28.69% | 26.69% | 27.13% | 27.90% | 
    
      | Net Nonoperating Expense Percent (NNEP) |  | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 
    
      | SG&A Expenses to Revenue |  | 39.99% | 40.38% | 46.88% | 48.23% | 47.63% | 48.25% | 49.15% | 47.37% | 47.51% | 47.82% | 
    
      | Operating Expenses to Revenue |  | 54.47% | 56.23% | 64.00% | 84.31% | 68.25% | 67.41% | 67.43% | 64.01% | 66.07% | 65.18% | 
    
      | Earnings before Interest and Taxes (EBIT) |  | 19 | 19 | 14 | 4.98 | 12 | 14 | 15 | 14 | 15 | 16 | 
    
      | Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) |  | 21 | 21 | 16 | 6.80 | 13 | 16 | 16 | 16 | 17 | 18 | 
    
      | Valuation Ratios |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Price to Book Value (P/BV) |  | 0.85 | 0.86 | 0.75 | 0.64 | 0.60 | 0.72 | 0.59 | 0.65 | 0.86 | 0.73 | 
    
      | Price to Tangible Book Value (P/TBV) |  | 1.13 | 1.13 | 0.99 | 0.86 | 0.82 | 0.95 | 0.78 | 0.85 | 1.13 | 0.91 | 
    
      | Price to Revenue (P/Rev) |  | 2.64 | 2.58 | 2.24 | 1.94 | 1.88 | 2.33 | 1.93 | 2.12 | 2.85 | 2.66 | 
    
      | Price to Earnings (P/E) |  | 10.74 | 8.06 | 7.04 | 7.10 | 7.79 | 10.40 | 8.51 | 8.04 | 10.25 | 9.63 | 
    
      | Dividend Yield |  | 2.98% | 2.88% | 3.30% | 3.79% | 4.15% | 3.43% | 4.07% | 3.67% | 2.70% | 2.79% | 
    
      | Earnings Yield |  | 9.31% | 12.41% | 14.21% | 14.08% | 12.84% | 9.62% | 11.75% | 12.44% | 9.76% | 10.38% | 
    
      | Enterprise Value to Invested Capital (EV/IC) |  | 0.71 | 0.81 | 0.71 | 0.62 | 0.58 | 0.72 | 0.67 | 0.64 | 0.71 | 0.66 | 
    
      | Enterprise Value to Revenue (EV/Rev) |  | 2.50 | 3.18 | 2.72 | 2.66 | 2.62 | 3.83 | 3.55 | 3.08 | 3.07 | 2.66 | 
    
      | Enterprise Value to EBITDA (EV/EBITDA) |  | 7.28 | 7.31 | 6.28 | 7.13 | 7.82 | 12.28 | 11.33 | 8.48 | 8.15 | 7.09 | 
    
      | Enterprise Value to EBIT (EV/EBIT) |  | 8.27 | 8.09 | 6.95 | 8.04 | 8.99 | 14.30 | 13.16 | 9.62 | 9.17 | 7.94 | 
    
      | Enterprise Value to NOPAT (EV/NOPAT) |  | 10.14 | 9.94 | 8.55 | 9.73 | 10.87 | 17.09 | 15.66 | 11.66 | 11.06 | 9.65 | 
    
      | Enterprise Value to Operating Cash Flow (EV/OCF) |  | 6.10 | 9.08 | 7.51 | 7.57 | 7.95 | 12.21 | 11.73 | 9.12 | 8.68 | 9.28 | 
    
      | Enterprise Value to Free Cash Flow (EV/FCFF) |  | 0.00 | 22.39 | 12.38 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 8.25 | 2.25 | 
    
      | Leverage & Solvency |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Debt to Equity |  | 0.14 | 0.32 | 0.28 | 0.41 | 0.46 | 0.64 | 0.62 | 0.48 | 0.32 | 0.11 | 
    
      | Long-Term Debt to Equity |  | 0.14 | 0.12 | 0.11 | 0.20 | 0.20 | 0.19 | 0.13 | 0.12 | 0.12 | 0.11 | 
    
      | Financial Leverage |  | 0.22 | 0.32 | 0.30 | 0.29 | 0.31 | 0.48 | 0.46 | 0.45 | 0.39 | 0.35 | 
    
      | Leverage Ratio |  | 9.18 | 9.17 | 9.21 | 9.20 | 9.29 | 9.28 | 9.34 | 9.65 | 9.75 | 8.99 | 
    
      | Compound Leverage Factor |  | 9.18 | 9.17 | 9.21 | 9.20 | 9.29 | 9.28 | 9.34 | 9.65 | 9.75 | 8.99 | 
    
      | Debt to Total Capital |  | 12.43% | 24.26% | 22.09% | 29.31% | 31.62% | 39.01% | 38.30% | 32.53% | 24.28% | 9.82% | 
    
      | Short-Term Debt to Total Capital |  | 0.00% | 15.18% | 13.42% | 15.11% | 17.98% | 27.16% | 30.44% | 24.11% | 15.08% | 0.28% | 
    
      | Long-Term Debt to Total Capital |  | 12.43% | 9.07% | 8.66% | 14.20% | 13.64% | 11.85% | 7.86% | 8.42% | 9.20% | 9.55% | 
    
      | Preferred Equity to Total Capital |  | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 
    
      | Noncontrolling Interests to Total Capital |  | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 
    
      | Common Equity to Total Capital |  | 87.57% | 75.74% | 77.91% | 70.69% | 68.38% | 60.99% | 61.70% | 67.47% | 75.72% | 90.18% | 
    
      | Debt to EBITDA |  | 1.28 | 2.20 | 1.94 | 3.38 | 4.29 | 6.67 | 6.46 | 4.34 | 2.80 | 1.06 | 
    
      | Net Debt to EBITDA |  | -0.43 | 1.38 | 1.11 | 1.93 | 2.22 | 4.81 | 5.17 | 2.64 | 0.60 | 0.01 | 
    
      | Long-Term Debt to EBITDA |  | 1.28 | 0.82 | 0.76 | 1.64 | 1.85 | 2.03 | 1.32 | 1.12 | 1.06 | 1.03 | 
    
      | Debt to NOPAT |  | 1.79 | 2.99 | 2.65 | 4.61 | 5.96 | 9.28 | 8.93 | 5.97 | 3.80 | 1.44 | 
    
      | Net Debt to NOPAT |  | -0.60 | 1.88 | 1.51 | 2.63 | 3.08 | 6.69 | 7.15 | 3.63 | 0.81 | 0.02 | 
    
      | Long-Term Debt to NOPAT |  | 1.79 | 1.12 | 1.04 | 2.23 | 2.57 | 2.82 | 1.83 | 1.54 | 1.44 | 1.40 | 
    
      | Noncontrolling Interest Sharing Ratio |  | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 
    
      | Liquidity Ratios |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Cash Flow Metrics |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Free Cash Flow to Firm (FCFF) |  | -86 | -15 | -5.70 | -165 | -194 | -201 | -221 | -74 | 29 | 176 | 
    
      | Operating Cash Flow to CapEx |  | 0.00% | 833.12% | 1,479.01% | 1,276.44% | 1,516.55% | 12,005.74% | 3,889.97% | 0.00% | 2,452.69% | 65.63% | 
    
      | Free Cash Flow to Firm to Interest Expense |  | -23.83 | -1.81 | -0.40 | -8.18 | -7.48 | -6.90 | -6.96 | -2.27 | 0.85 | 5.50 | 
    
      | Operating Cash Flow to Interest Expense |  | 4.96 | 2.25 | 0.93 | 0.56 | 0.51 | 0.50 | 0.39 | 0.56 | 0.50 | 0.13 | 
    
      | Operating Cash Flow Less CapEx to Interest Expense |  | 5.12 | 1.98 | 0.87 | 0.52 | 0.48 | 0.50 | 0.38 | 0.57 | 0.48 | -0.07 | 
    
      | Efficiency Ratios |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Asset Turnover |  | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 
    
      | Fixed Asset Turnover |  | 5.23 | 5.07 | 4.84 | 4.57 | 4.54 | 4.68 | 4.81 | 4.66 | 4.79 | 4.73 | 
    
      | Capital & Investment Metrics |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Invested Capital |  | 570 | 676 | 660 | 744 | 773 | 889 | 893 | 830 | 757 | 726 | 
    
      | Invested Capital Turnover |  | 0.31 | 0.26 | 0.26 | 0.26 | 0.25 | 0.21 | 0.22 | 0.22 | 0.23 | 0.22 | 
    
      | Increase / (Decrease) in Invested Capital |  | 101 | 30 | 17 | 170 | 203 | 213 | 233 | 86 | -16 | -163 | 
    
      | Enterprise Value (EV) |  | 402 | 545 | 467 | 460 | 446 | 639 | 600 | 528 | 534 | 477 | 
    
      | Market Capitalization |  | 426 | 442 | 385 | 336 | 320 | 389 | 326 | 364 | 495 | 476 | 
    
      | Book Value per Share |  | $31.43 | $32.24 | $32.15 | $33.06 | $31.90 | $32.54 | $33.24 | $33.54 | $34.32 | $39.41 | 
    
      | Tangible Book Value per Share |  | $23.81 | $24.59 | $24.53 | $24.46 | $23.65 | $24.53 | $25.21 | $25.59 | $26.24 | $31.32 | 
    
      | Total Capital |  | 570 | 676 | 656 | 744 | 773 | 889 | 893 | 830 | 757 | 726 | 
    
      | Total Debt |  | 71 | 164 | 145 | 218 | 244 | 347 | 342 | 270 | 184 | 71 | 
    
      | Total Long-Term Debt |  | 71 | 61 | 57 | 106 | 105 | 105 | 70 | 70 | 70 | 69 | 
    
      | Net Debt |  | -24 | 103 | 83 | 124 | 126 | 250 | 274 | 164 | 39 | 0.78 | 
    
      | Capital Expenditures (CapEx) |  | -0.60 | 2.21 | 0.89 | 0.89 | 0.87 | 0.12 | 0.32 | -0.49 | 0.69 | 6.24 | 
    
      | Net Nonoperating Expense (NNE) |  | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 
    
      | Net Nonoperating Obligations (NNO) |  | 71 | 164 | 149 | 218 | 244 | 347 | 342 | 270 | 184 | 71 | 
    
      | Total Depreciation and Amortization (D&A) |  | 1.77 | 1.97 | 1.72 | 1.82 | 1.90 | 1.90 | 1.77 | 1.81 | 1.84 | 1.81 | 
    
      | Earnings Adjustments |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Adjusted Basic Earnings per Share |  | $0.97 | $0.99 | $0.71 | $0.29 | $0.56 | $0.73 | $0.73 | $0.71 | $0.74 | $0.72 | 
    
      | Adjusted Weighted Average Basic Shares Outstanding |  | 15.88M | 15.91M | 15.89M | 16.23M | 16.57M | 16.32M | 16.57M | 16.58M | 16.61M | 17.03M | 
    
      | Adjusted Diluted Earnings per Share |  | $0.97 | $0.99 | $0.70 | $0.29 | $0.56 | $0.74 | $0.73 | $0.71 | $0.74 | $0.72 | 
    
      | Adjusted Weighted Average Diluted Shares Outstanding |  | 15.88M | 15.93M | 15.93M | 16.26M | 16.59M | 16.35M | 16.61M | 16.61M | 16.66M | 17.07M | 
    
      | Adjusted Basic & Diluted Earnings per Share |  | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 
    
      | Adjusted Weighted Average Basic & Diluted Shares Outstanding |  | 15.88M | 15.89M | 15.91M | 16.57M | 16.67M | 16.57M | 16.69M | 16.70M | 16.62M | 19.36M | 
    
      | Normalized Net Operating Profit after Tax (NOPAT) |  | 15 | 16 | 11 | 9.69 | 9.52 | 12 | 12 | 12 | 12 | 14 | 
    
      | Normalized NOPAT Margin |  | 34.12% | 35.24% | 28.26% | 23.25% | 22.23% | 28.68% | 28.69% | 26.69% | 27.33% | 28.65% | 
    
      | Pre Tax Income Margin |  | 42.11% | 42.61% | 34.22% | 11.95% | 26.88% | 34.17% | 34.78% | 32.36% | 32.80% | 34.12% | 
    
      | Debt Service Ratios |  | - | - | - | - | - | - | - | - | - | - | 
    
      | EBIT to Interest Expense |  | 5.31 | 2.36 | 0.97 | 0.25 | 0.44 | 0.49 | 0.46 | 0.44 | 0.44 | 0.51 | 
    
      | NOPAT to Interest Expense |  | 4.30 | 1.93 | 0.79 | 0.24 | 0.36 | 0.42 | 0.38 | 0.36 | 0.37 | 0.41 | 
    
      | EBIT Less CapEx to Interest Expense |  | 5.48 | 2.09 | 0.91 | 0.20 | 0.41 | 0.49 | 0.45 | 0.45 | 0.42 | 0.31 | 
    
      | NOPAT Less CapEx to Interest Expense |  | 4.47 | 1.65 | 0.73 | 0.20 | 0.32 | 0.41 | 0.37 | 0.38 | 0.34 | 0.22 | 
    
      | Payout Ratios |  | - | - | - | - | - | - | - | - | - | - | 
    
      | Dividend Payout Ratio |  | 29.84% | 23.24% | 23.26% | 26.89% | 31.31% | 34.71% | 34.25% | 29.30% | 27.47% | 27.96% | 
    
      | Augmented Payout Ratio |  | 37.29% | 28.63% | 23.26% | 36.58% | 42.48% | 47.75% | 47.82% | 30.66% | 28.75% | 28.61% | 
  
Key Financial Trends
Mid Penn Bancorp (NASDAQ:MPB) has shown steady financial performance over the last four years with several positive trends in revenue, profitability, and asset growth.
Positive Highlights:
  - Net interest income has grown consistently from $36.0 million in Q1 2023 to $41.3 million in Q4 2024, indicating improved lending and investing yields.
- Total revenue increased from $40.4 million in Q1 2023 to $47.4 million in Q4 2024, supported by growth in both interest and non-interest income.
- Net income attributable to common shareholders rose from $11.2 million in Q1 2023 to $13.2 million in Q4 2024, with basic and diluted EPS increasing from about $0.71 to $0.72.
- Loans and leases have steadily expanded from around $3.6 billion in Q1 2023 to over $4.4 billion by Q3 2024, reflecting loan portfolio growth.
- Allowance for loan and lease losses remains manageable relative to loan balances, around $35 million to $36 million, supporting asset quality.
- Total equity grew from $511 million in Q1 2023 to $573 million by Q3 2024, strengthening capital base.
- Mid Penn Bancorp consistently paid quarterly dividends of $0.20 per share, signaling confidence and shareholder returns.
- Operating cash flow remains positive, generating $4.1 million in Q4 2024 and healthy amounts in prior quarters, sustaining operations and flexibility.
- Non-interest income has increased to $6.1 million in Q4 2024 from lower levels in 2023, enhancing revenue diversity.
Neutral Observations:
  - Interest expense fluctuates somewhat due to short-term borrowings but remains a significant portion of costs, at about $32 million in Q4 2024.
- Investments in premises, equipment, and securities remain substantial, reflecting ongoing strategic deployment of capital.
- Goodwill and intangible assets remain consistent, reflecting previous acquisitions or investments.
Negative Factors:
  - Total non-interest expense rose modestly to $30.9 million in Q4 2024 from around $28.5 million in early 2023, indicating rising operating costs.
- Provision for credit losses increased to $333,000 in Q4 2024 from negative provisions (recoveries) earlier in 2023, suggesting some loan loss pressure emerging.
- Net cash used in investing activities remains large and negative, for example -$21.1 million in Q4 2024 and greater in prior periods, primarily due to investment securities purchases.
- Net cash used in financing activities was significant at -$56.8 million in Q4 2024 due to deposits decline and debt issuance/repayments, impacting liquidity.
- Accrued interest payable and debt levels are notable, with over $19 million accrued interest and approximately $70 million in long-term debt, which represents ongoing interest payment obligations.
Summary: Mid Penn Bancorp has demonstrated stable growth in loans, revenue, and earnings over the past four years with consistent dividend payouts and moderate capital expansion. Increased provisions for credit losses and rising operating expenses should be monitored, but the company maintains solid net interest margins and diversified income streams. Heavy investing and financing cash flows reflect active balance sheet management. Overall, the financial trends are positive, supporting a steady banking franchise performance.
10/26/25 05:54 AM ETAI Generated. May Contain Errors.