NI (NODK) Competitors

NI (NASDAQ:NODK) and Bowhead Specialty (NYSE:BOW) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, risk, analyst recommendations, dividends, earnings, profitability, valuation and institutional ownership.

Does the media favor NODK or BOW?

In the previous week, Bowhead Specialty had 6 more articles in the media than NI. MarketBeat recorded 6 mentions for Bowhead Specialty and 0 mentions for NI. NI's average media sentiment score of 1.67 beat Bowhead Specialty's score of 0.35 indicating that NI is being referred to more favorably in the media.

Company	Overall Sentiment
NI	Very Positive
Bowhead Specialty	Neutral

Which has more risk & volatility, NODK or BOW?

NI has a beta of 0.33, suggesting that its share price is 67% less volatile than the S&P 500. Comparatively, Bowhead Specialty has a beta of -0.69, suggesting that its share price is 169% less volatile than the S&P 500.

Do analysts rate NODK or BOW?

Bowhead Specialty has a consensus target price of $39.67, indicating a potential upside of 22.09%. Given Bowhead Specialty's stronger consensus rating and higher possible upside, analysts clearly believe Bowhead Specialty is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Bowhead Specialty	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is NODK or BOW more profitable?

Bowhead Specialty has a net margin of 9.32% compared to NI's net margin of -0.82%. Bowhead Specialty's return on equity of 12.52% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	-0.82%	2.51%	1.12%
Bowhead Specialty	9.32%	12.52%	2.89%

Do insiders and institutionals believe in NODK or BOW?

21.9% of NI shares are owned by institutional investors. 1.2% of NI shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has preferable valuation and earnings, NODK or BOW?

Bowhead Specialty has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than Bowhead Specialty, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$325.20M	0.81	-$6.06M	-$0.12	-105.50
Bowhead Specialty	$425.66M	2.50	$38.24M	$1.31	24.80

Summary

Bowhead Specialty beats NI on 12 of the 16 factors compared between the two stocks.