NI (NODK) Competitors $12.83 +0.40 (+3.22%) Closing price 08/22/2025 04:00 PM EasternExtended Trading$12.83 0.00 (0.00%) As of 08/22/2025 05:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock NODK vs. BOW, TIPT, HIPO, HRTG, WDH, ACIC, KFS, AMBC, MCG, and AIIShould you be buying NI stock or one of its competitors? The main competitors of NI include Bowhead Specialty (BOW), Tiptree Financial (TIPT), Hippo (HIPO), Heritage Insurance (HRTG), Waterdrop (WDH), American Coastal Insurance (ACIC), Kingsway Financial Services (KFS), Ambac Financial Group (AMBC), Membership Collective Group (MCG), and American Integrity Insurance Group (AII). These companies are all part of the "insurance" industry. NI vs. Its Competitors Bowhead Specialty Tiptree Financial Hippo Heritage Insurance Waterdrop American Coastal Insurance Kingsway Financial Services Ambac Financial Group Membership Collective Group American Integrity Insurance Group NI (NASDAQ:NODK) and Bowhead Specialty (NYSE:BOW) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, valuation, analyst recommendations, media sentiment, risk, institutional ownership and dividends. Does the media favor NODK or BOW? In the previous week, Bowhead Specialty had 9 more articles in the media than NI. MarketBeat recorded 10 mentions for Bowhead Specialty and 1 mentions for NI. Bowhead Specialty's average media sentiment score of 0.16 beat NI's score of 0.00 indicating that Bowhead Specialty is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment NI 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Bowhead Specialty 3 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 2 Negative mention(s) 1 Very Negative mention(s) Neutral Do analysts recommend NODK or BOW? Bowhead Specialty has a consensus target price of $38.33, indicating a potential upside of 20.71%. Given Bowhead Specialty's stronger consensus rating and higher probable upside, analysts plainly believe Bowhead Specialty is more favorable than NI.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NI 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Bowhead Specialty 0 Sell rating(s) 3 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.63 Do institutionals & insiders believe in NODK or BOW? 21.9% of NI shares are held by institutional investors. 1.2% of NI shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth. Which has more risk & volatility, NODK or BOW? NI has a beta of 0.33, indicating that its share price is 67% less volatile than the S&P 500. Comparatively, Bowhead Specialty has a beta of -0.69, indicating that its share price is 169% less volatile than the S&P 500. Is NODK or BOW more profitable? Bowhead Specialty has a net margin of 10.05% compared to NI's net margin of 0.50%. Bowhead Specialty's return on equity of 13.25% beat NI's return on equity.Company Net Margins Return on Equity Return on Assets NI0.50% 0.63% 0.28% Bowhead Specialty 10.05%13.25%2.94% Which has higher valuation and earnings, NODK or BOW? Bowhead Specialty has higher revenue and earnings than NI. Bowhead Specialty is trading at a lower price-to-earnings ratio than NI, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioNI$325.20M0.82-$6.06M$0.08160.38Bowhead Specialty$425.66M2.45$38.24M$1.4721.60 SummaryBowhead Specialty beats NI on 12 of the 16 factors compared between the two stocks. Get NI News Delivered to You Automatically Sign up to receive the latest news and ratings for NODK and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding NODK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart NODK vs. The Competition Export to ExcelMetricNIINS IndustryFinance SectorNASDAQ ExchangeMarket Cap$265.20M$58.02B$12.54B$9.75BDividend YieldN/A1.85%5.44%4.08%P/E Ratio160.3816.4919.4126.05Price / Sales0.822.8125.97121.78Price / Cash3.2428.7819.1728.78Price / Book1.083.002.306.07Net Income-$6.06M$4.66B$1.01B$265.39M7 Day Performance4.82%2.67%1.79%1.56%1 Month Performance-2.88%2.73%1.61%0.48%1 Year Performance-16.96%17.57%541.36%18.88% NI Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)NODKNI0.2353 of 5 stars$12.83+3.2%N/A-17.0%$265.20M$325.20M160.38210High Trading VolumeBOWBowhead Specialty2.3647 of 5 stars$30.82+1.9%$38.33+24.4%+2.5%$1.01B$425.66M20.89193TIPTTiptree Financial2.9061 of 5 stars$22.59+2.0%N/A+21.1%$847.13M$2.04B17.931,144Positive NewsHIPOHippo1.4847 of 5 stars$31.48-0.4%$34.25+8.8%+72.6%$787.94M$372.10M-64.24620HRTGHeritage Insurance4.6845 of 5 stars$21.21+0.1%$29.00+36.7%+52.0%$657.27M$841.67M6.11650Positive NewsWDHWaterdrop3.0151 of 5 stars$1.80+1.1%N/A+74.8%$652.46M$379.74M12.003,057Positive NewsACICAmerican Coastal Insurance1.7753 of 5 stars$10.70+0.4%N/AN/A$521.79M$319.67M6.56470KFSKingsway Financial Services1.0607 of 5 stars$14.12+0.1%N/A+71.9%$407.33M$109.38M0.00280AMBCAmbac Financial Group4.2229 of 5 stars$8.40+1.2%$12.50+48.8%-24.7%$390.22M$235.82M-0.62130MCGMembership Collective GroupN/A$8.78+14.9%N/A+46.9%$384.40M$972.21M-7.084,300High Trading VolumeAIIAmerican Integrity Insurance GroupN/A$18.36-2.1%$22.00+19.8%N/A$359.31M$204.35M0.00294Positive News Related Companies and Tools Related Companies Bowhead Specialty Competitors Tiptree Financial Competitors Hippo Competitors Heritage Insurance Competitors Waterdrop Competitors American Coastal Insurance Competitors Kingsway Financial Services Competitors Ambac Financial Group Competitors Membership Collective Group Competitors American Integrity Insurance Group Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:NODK) was last updated on 8/25/2025 by MarketBeat.com Staff From Our PartnersBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. 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