NI (NODK) Competitors

NI (NASDAQ:NODK) and International General Insurance (NASDAQ:IGIC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, earnings, community ranking, media sentiment, profitability, dividends, valuation, analyst recommendations and institutional ownership.

Is NODK or IGIC more profitable?

International General Insurance has a net margin of 26.24% compared to NI's net margin of -1.63%. International General Insurance's return on equity of 22.78% beat NI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NI	-1.63%	1.16%	0.47%
International General Insurance	26.24%	22.78%	6.93%

Which has higher earnings and valuation, NODK or IGIC?

International General Insurance has higher revenue and earnings than NI. NI is trading at a lower price-to-earnings ratio than International General Insurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NI	$322.14M	0.85	-$5.48M	-$0.12	-110.50
International General Insurance	$538.45M	1.95	$118.19M	$2.72	8.58

Which has more volatility and risk, NODK or IGIC?

NI has a beta of 0.38, meaning that its share price is 62% less volatile than the S&P 500. Comparatively, International General Insurance has a beta of 0.24, meaning that its share price is 76% less volatile than the S&P 500.

Do analysts rate NODK or IGIC?

International General Insurance has a consensus target price of $31.50, indicating a potential upside of 35.04%. Given International General Insurance's stronger consensus rating and higher probable upside, analysts plainly believe International General Insurance is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NI	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
International General Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders & institutionals believe in NODK or IGIC?

21.9% of NI shares are held by institutional investors. Comparatively, 54.2% of International General Insurance shares are held by institutional investors. 1.2% of NI shares are held by insiders. Comparatively, 20.1% of International General Insurance shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the MarketBeat Community favor NODK or IGIC?

NI received 74 more outperform votes than International General Insurance when rated by MarketBeat users. However, 78.57% of users gave International General Insurance an outperform vote while only 62.04% of users gave NI an outperform vote.

Company	Underperform	Outperform
NI	Outperform Votes 85 62.04%	Underperform Votes 52 37.96%
International General Insurance	Outperform Votes 11 78.57%	Underperform Votes 3 21.43%

Does the media prefer NODK or IGIC?

In the previous week, International General Insurance had 1 more articles in the media than NI. MarketBeat recorded 3 mentions for International General Insurance and 2 mentions for NI. International General Insurance's average media sentiment score of 0.67 beat NI's score of 0.67 indicating that International General Insurance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
NI	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
International General Insurance	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

International General Insurance beats NI on 16 of the 18 factors compared between the two stocks.