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Origin Bancorp (OBK) Financials

Origin Bancorp logo
$32.98 -0.91 (-2.67%)
Closing price 05/21/2025 03:59 PM Eastern
Extended Trading
$32.96 -0.02 (-0.08%)
As of 05/21/2025 04:20 PM Eastern
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Annual Income Statements for Origin Bancorp

Annual Income Statements for Origin Bancorp

This table shows Origin Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Net Income / (Loss) Attributable to Common Shareholders		 76 84 88 109 36 54 49 9.83 8.14
Consolidated Net Income / (Loss)		 76 84 88 109 36 54 52 15 13
Net Income / (Loss) Continuing Operations		 76 84 88 109 36 54 52 15 13
Total Pre-Tax Income 		97 106 107 132 44 67 62 20 16
Total Revenue		 356 358 333 278 256 220 195 159 163
Net Interest Income / (Expense)		 300 300 275 216 192 174 153 130 121
Total Interest Income		 565 523 327 242 229 227 188 153 139
Loans and Leases Interest Income		 517 467 286 219 209 207 169 139 128
Investment Securities Interest Income		 47 57 40 23 20 20 19 14 11
Total Interest Expense		 264 224 51 25 37 53 35 22 18
Deposits Interest Expense		 255 196 34 13 27 45 30 19 15
Long-Term Debt Interest Expense		 9.35 27 18 12 10 8.65 4.97 2.97 3.22
Total Non-Interest Income		 55 58 57 62 65 46 41 29 42
Other Service Charges		 13 13 8.35 14 9.86 8.45 6.52 6.24 9.58
Net Realized & Unrealized Capital Gains on Investments		 -9.61 -1.54 1.66 7.28 -0.56 -0.32 2.62 -13 0.14
Other Non-Interest Income		 52 47 47 41 55 38 32 36 32
Provision for Credit Losses		 7.45 17 25 -11 60 9.57 1.01 8.34 30
Total Non-Interest Expense		 251 235 200 157 152 144 131 131 117
Salaries and Employee Benefits		 149 139 119 93 91 89 80 71 64
Net Occupancy & Equipment Expense		 53 49 39 33 31 30 28 27 28
Marketing Expense		 6.15 5.99 4.43 3.44 3.71 3.81 4.28 2.92 2.85
Property & Liability Insurance Claims		 6.90 6.46 3.55 2.90 3.83 1.69 2.46 2.87 3.23
Other Operating Expenses		 28 25 23 24 21 18 16 27 19
Amortization Expense		 7.98 9.63 5.49 0.84 1.06 1.32 0.96 - -
Restructuring Charge		 0.00 0.00 6.17 0.00 0.00 - - - -
Income Tax Expense		 21 22 20 24 8.00 13 11 5.81 2.92
Basic Earnings per Share		 $2.46 $2.72 $3.29 $4.63 $1.56 $2.30 $2.21 $0.51 $0.46
Weighted Average Basic Shares Outstanding		 31.21M 30.99M 30.77M 23.75M 23.51M - 23.75M - -
Diluted Earnings per Share		 $2.45 $2.71 $3.28 $4.60 $1.55 $2.28 $2.20 $0.50 $0.46
Weighted Average Diluted Shares Outstanding		 31.21M 30.99M 30.77M 23.75M 23.51M - 23.75M - -
Weighted Average Basic & Diluted Shares Outstanding		 31.21M 30.99M 30.77M 23.75M 23.51M - 23.75M - -
Cash Dividends to Common per Share		 $0.60 $0.60 $0.58 $0.49 $0.38 $0.25 $0.13 $0.13 $0.13

Quarterly Income Statements for Origin Bancorp

This table shows Origin Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 22 14 19 21 23 13 24 22 24 29 16
Consolidated Net Income / (Loss)		 22 14 19 21 23 13 24 22 24 29 16
Net Income / (Loss) Continuing Operations		 22 14 19 21 23 13 24 22 24 29 16
Total Pre-Tax Income 		29 18 24 27 29 18 30 28 31 36 19
Total Revenue		 94 78 91 96 91 81 92 91 94 98 92
Net Interest Income / (Expense)		 78 78 75 74 73 73 74 75 77 85 79
Total Interest Income		 133 140 144 142 139 135 135 132 120 111 91
Loans and Leases Interest Income		 117 127 133 130 127 124 121 115 106 99 80
Investment Securities Interest Income		 15 13 11 12 12 12 14 17 14 12 11
Total Interest Expense		 54 61 69 68 65 62 61 57 43 27 13
Deposits Interest Expense		 52 60 67 65 63 60 56 47 35 20 7.73
Long-Term Debt Interest Expense		 2.31 1.97 2.40 2.44 2.54 2.73 5.72 10 8.44 6.73 4.98
Total Non-Interest Income		 16 -0.33 16 22 17 8.20 18 16 16 13 14
Other Service Charges		 3.74 2.89 3.02 3.87 2.85 3.19 3.24 3.33 2.88 2.33 2.41
Net Realized & Unrealized Capital Gains on Investments		 -1.69 -15 0.22 5.19 -0.40 -4.61 2.92 0.00 0.14 0.18 1.85
Other Non-Interest Income		 14 11 13 13 15 9.62 12 12 13 11 9.47
Provision for Credit Losses		 3.44 -5.40 4.60 5.23 3.01 2.74 3.52 4.31 6.20 4.62 17
Total Non-Interest Expense		 62 65 63 64 59 61 59 59 57 57 56
Salaries and Employee Benefits		 38 36 38 38 36 36 35 35 34 33 32
Net Occupancy & Equipment Expense		 14 14 13 14 12 13 12 12 12 11 10
Marketing Expense		 1.13 1.93 1.45 1.33 1.44 1.69 1.37 1.47 1.46 1.51 1.20
Property & Liability Insurance Claims		 1.39 1.54 1.79 1.84 1.73 1.86 1.91 1.73 0.95 1.24 0.88
Other Operating Expenses		 5.58 9.54 6.13 7.42 5.28 6.25 6.06 6.47 6.35 6.43 6.64
Amortization Expense		 1.76 1.80 1.91 2.14 2.14 2.26 2.26 2.55 2.55 2.55 1.87
Income Tax Expense		 6.14 3.73 5.07 5.75 6.23 4.12 5.76 5.97 6.27 6.82 2.82
Basic Earnings per Share		 $0.72 $0.45 $0.60 $0.68 $0.73 $0.43 $0.79 $0.71 $0.79 $0.95 $0.57
Weighted Average Basic Shares Outstanding		 31.16M 31.21M 31.17M 31.14M 31.01M 30.99M 30.91M 30.87M 30.78M 30.77M 30.67M
Diluted Earnings per Share		 $0.71 $0.45 $0.60 $0.67 $0.73 $0.43 $0.79 $0.70 $0.79 $0.94 $0.57
Weighted Average Diluted Shares Outstanding		 31.16M 31.21M 31.17M 31.14M 31.01M 30.99M 30.91M 30.87M 30.78M 30.77M 30.67M
Weighted Average Basic & Diluted Shares Outstanding		 31.16M 31.21M 31.17M 31.14M 31.01M 30.99M 30.91M 30.87M 30.78M 30.77M 30.67M
Cash Dividends to Common per Share		 $0.15 - $0.15 $0.15 $0.15 - $0.15 $0.15 $0.15 - $0.15

Annual Cash Flow Statements for Origin Bancorp

This table details how cash moves in and out of Origin Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Net Change in Cash & Equivalents		 190 -79 -347 328 86 175 -71 -73 -16
Net Cash From Operating Activities		 108 130 146 171 0.89 62 78 62 55
Net Cash From Continuing Operating Activities		 108 130 146 171 0.89 62 78 62 55
Net Income / (Loss) Continuing Operations		 76 84 88 109 36 54 52 15 13
Consolidated Net Income / (Loss)		 76 84 88 109 36 54 52 15 13
Provision For Loan Losses		 7.45 17 25 -11 60 9.57 - 8.34 30
Depreciation Expense		 17 18 12 6.83 6.88 6.71 5.87 5.85 7.85
Amortization Expense		 6.56 8.73 10 9.58 6.02 2.58 3.04 4.05 3.60
Non-Cash Adjustments to Reconcile Net Income		 -2.73 2.35 14 51 -105 -19 3.58 23 -0.57
Changes in Operating Assets and Liabilities, net		 3.91 0.66 -3.20 6.31 -3.14 8.04 14 6.49 0.77
Net Cash From Investing Activities		 232 -130 -456 13 -2,116 -291 -765 -198 -155
Net Cash From Continuing Investing Activities		 232 -154 -440 13 -2,116 -291 -765 -198 -155
Purchase of Property, Leasehold Improvements and Equipment		 -22 -27 -8.47 -5.02 -7.20 -11 -5.48 -3.03 -7.93
Purchase of Investment Securities		 -9,976 -6,485 -9,699 -16,847 -15,165 -4,704 -5,598 -4,971 -4,317
Sale of Property, Leasehold Improvements and Equipment		 5.57 0.05 0.00 0.02 0.00 0.03 0.11 4.41 0.04
Divestitures		 0.00 0.00 70 - - - - - -
Sale and/or Maturity of Investments		 10,225 6,357 9,197 16,865 13,056 4,424 4,845 4,772 4,170
Net Cash From Financing Activities		 -151 -78 -36 144 2,201 404 617 63 84
Net Cash From Continuing Financing Activities		 -151 -78 -36 144 2,201 404 617 63 84
Net Change in Deposits		 -28 475 -361 819 1,523 445 271 69 55
Issuance of Debt		 1,685 6,065 10,055 5,726 2,254 2,915 918 0.00 2.98
Repayment of Debt		 -1,790 -6,583 -9,725 -6,390 -1,878 -2,917 -618 -1.29 -7.74
Payment of Dividends		 -19 -19 -16 -12 -8.85 -5.86 -5.94 -7.00 -5.76
Other Financing Activities, Net		 1.01 -18 11 1.19 311 -23 4.67 2.51 -4.94
Cash Interest Paid		 268 215 50 26 36 53 34 23 19
Cash Income Taxes Paid		 24 0.38 -6.26 21 25 10 0.68 5.27 7.09

Quarterly Cash Flow Statements for Origin Bancorp

This table details how cash moves in and out of Origin Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 16 149 33 -3.46 11 -25 -161 -359 466 59 -23
Net Cash From Operating Activities		 36 30 40 12 27 29 25 48 28 52 39
Net Cash From Continuing Operating Activities		 36 30 40 12 27 29 25 48 28 52 39
Net Income / (Loss) Continuing Operations		 22 14 19 21 23 13 24 22 24 29 16
Consolidated Net Income / (Loss)		 22 14 19 21 23 13 24 22 24 29 16
Provision For Loan Losses		 3.44 -5.40 4.60 5.23 3.01 2.74 3.52 4.31 6.20 4.62 17
Depreciation Expense		 5.25 4.53 4.04 4.15 4.08 4.30 4.24 4.57 4.53 4.50 3.67
Amortization Expense		 0.99 1.59 1.69 1.64 1.63 2.05 2.23 2.25 2.20 2.36 2.25
Non-Cash Adjustments to Reconcile Net Income		 4.26 9.22 9.41 -11 -11 14 -5.79 -4.71 -1.53 13 -0.90
Changes in Operating Assets and Liabilities, net		 -0.79 5.66 1.23 -9.36 6.39 -7.44 -3.18 19 -8.12 -2.39 0.93
Net Cash From Investing Activities		 -58 405 32 -43 -162 2.74 265 -181 -217 -179 483
Net Cash From Continuing Investing Activities		 -58 405 32 -43 -162 -6.21 259 -190 -217 -164 483
Purchase of Property, Leasehold Improvements and Equipment		 -0.75 -5.45 -7.33 -5.36 -3.91 -9.32 -8.26 -3.47 -5.79 -2.83 -1.32
Purchase of Investment Securities		 -2,009 -2,547 -3,000 -2,415 -2,014 -983 -1,940 -2,353 -1,209 -887 -2,751
Sale of Property, Leasehold Improvements and Equipment		 0.11 2.00 0.02 3.54 0.02 - 0.05 - 0.00 - -
Sale and/or Maturity of Investments		 1,951 2,955 3,039 2,374 1,856 986 2,207 2,166 998 726 3,166
Net Cash From Financing Activities		 38 -285 -38 27 146 -57 -451 -226 655 186 -546
Net Cash From Continuing Financing Activities		 38 -285 -38 27 146 -57 -451 -226 655 186 -546
Net Change in Deposits		 115 -263 -24 5.38 254 -123 -116 316 399 -1.63 -92
Issuance of Debt		 117 - 260 755 670 175 150 2,178 3,562 4,095 4,135
Repayment of Debt		 -189 -20 -270 -726 -774 -108 -480 -2,715 -3,280 -3,915 -4,585
Payment of Dividends		 -4.75 -4.68 -4.72 -4.68 -4.67 -4.66 -4.66 -4.63 -4.62 -4.62 -4.61
Other Financing Activities, Net		 0.55 2.74 0.84 -2.27 -0.30 3.69 -0.36 -0.35 -21 12 1.21
Cash Interest Paid		 55 69 70 67 62 64 58 53 40 29 8.82
Cash Income Taxes Paid		 1.35 0.00 5.86 20 -2.07 -0.10 0.01 0.47 0.00 -7.47 0.25

Annual Balance Sheets for Origin Bancorp

This table presents Origin Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2017
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2017
Total Assets		 9,679 9,723 9,686 7,861 7,628 5,325 4,154
Cash and Due from Banks		 133 127 150 839 61 62 78
Interest Bearing Deposits at Other Banks		 337 153 209 572 317 229 109
Trading Account Securities		 1,192 1,327 1,727 - 1,117 552 460
Loans and Leases, Net of Allowance		 7,483 7,564 7,003 0.00 0.00 4,134 0.00
Loans Held for Sale		 10 17 50 - 192 65 3,269
Premises and Equipment, Net		 127 119 100 81 82 80 77
Goodwill		 129 129 129 34 - - -
Intangible Assets		 37 45 50 17 30 32 24
Other Assets		 231 241 269 180 192 170 136
Total Liabilities & Shareholders' Equity		 9,679 9,723 9,686 7,861 7,628 5,325 4,154
Total Liabilities		 8,533 8,660 8,736 2,164 6,981 4,725 3,699
Non-Interest Bearing Deposits		 1,901 1,920 2,482 2,164 1,608 1,078 833
Interest Bearing Deposits		 6,322 6,331 5,293 - 4,144 3,151 2,679
Long-Term Debt		 172 278 841 - 1,142 427 154
Other Long-Term Liabilities		 138 131 119 - 88 70 33
Commitments & Contingencies		 0.00 0.00 0.00 - 0.00 0.00 35
Total Equity & Noncontrolling Interests		 1,145 1,063 950 730 647 599 420
Total Preferred & Common Equity		 1,145 1,063 950 730 647 599 420
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 65
Total Common Equity		 1,145 1,063 950 730 647 599 355
Common Stock		 693 684 674 361 355 353 244
Retained Earnings		 558 500 435 364 267 240 145
Accumulated Other Comprehensive Income / (Loss)		 -106 -121 -160 5.73 26 6.33 1.31

Quarterly Balance Sheets for Origin Bancorp

This table presents Origin Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 9,750 9,966 9,947 9,892 9,733 10,165 10,359 9,463
Cash and Due from Banks		 113 159 138 98 142 128 942 119
Interest Bearing Deposits at Other Banks		 373 162 150 193 164 338 708 182
Trading Account Securities		 1,251 1,246 1,242 1,263 1,372 1,611 1,603 1,744
Loans and Leases, Net of Allowance		 7,494 7,861 7,858 7,802 7,473 7,528 7,284 0.00
Loans Held for Sale		 10 7.63 18 15 15 15 29 60
Premises and Equipment, Net		 124 127 122 121 112 106 104 99
Goodwill		 129 129 129 129 129 129 129 137
Intangible Assets		 38 39 41 43 42 45 47 52
Other Assets		 219 236 249 228 285 265 254 271
Total Liabilities & Shareholders' Equity		 9,750 9,966 9,947 9,892 9,733 10,165 10,359 9,463
Total Liabilities		 8,570 8,820 8,851 8,814 8,734 9,167 10,738 8,556
Non-Interest Bearing Deposits		 1,889 1,894 1,867 1,887 2,009 2,124 10,422 2,667
Interest Bearing Deposits		 6,450 6,593 6,644 6,618 6,366 6,366 - 5,110
Long-Term Debt		 102 190 201 174 209 540 202 652
Other Long-Term Liabilities		 130 143 140 134 151 138 114 126
Commitments & Contingencies		 0.00 0.00 0.00 0.00 - - - 0.00
Total Equity & Noncontrolling Interests		 1,180 1,146 1,096 1,079 999 998 993 907
Total Preferred & Common Equity		 1,180 1,146 1,096 1,079 999 998 993 907
Total Common Equity		 1,180 1,146 1,096 1,079 999 998 993 907
Common Stock		 695 691 688 685 680 679 676 672
Retained Earnings		 576 548 535 518 492 472 455 411
Accumulated Other Comprehensive Income / (Loss)		 -90 -94 -127 -125 -173 -153 -138 -175

Annual Metrics And Ratios for Origin Bancorp

This table displays calculated financial ratios and metrics derived from Origin Bancorp's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Growth Metrics		 - - - - - - - - -
Revenue Growth		 -0.60% 7.62% 19.43% 8.69% 16.35% 13.10% 22.07% -1.88% 0.00%
EBITDA Growth		 -8.82% 1.65% -12.57% 159.96% -24.50% 6.29% 134.86% 11.64% 0.00%
EBIT Growth		 -8.18% -1.41% -18.87% 198.58% -33.35% 6.58% 204.86% 29.91% 0.00%
NOPAT Growth		 -8.72% -4.46% -19.19% 198.56% -32.52% 4.41% 251.80% 14.16% 0.00%
Net Income Growth		 -8.72% -4.46% -19.19% 198.56% -32.52% 4.41% 251.80% 14.16% 0.00%
EPS Growth		 -9.59% -17.38% -28.70% 196.77% -32.02% 3.64% 340.00% 8.70% 0.00%
Operating Cash Flow Growth		 -16.50% -10.80% -15.07% 19,233.26% -98.56% -20.91% 25.55% 13.58% 0.00%
Free Cash Flow Firm Growth		 -81.34% -86.63% 205.11% -423.13% 25.28% -247.10% 211.15% 0.00% 0.00%
Invested Capital Growth		 -1.73% -25.14% -68.57% 218.50% 74.34% 0.00% -100.00% 0.00% 0.00%
Revenue Q/Q Growth		 -0.88% -4.53% 8.94% 1.34% 0.00% 0.00% 5.25% 0.00% 0.00%
EBITDA Q/Q Growth		 0.19% -12.71% 4.34% 8.80% 382.20% 772.79% 6.21% 0.00% 0.00%
EBIT Q/Q Growth		 0.47% -15.04% 2.99% 9.24% 0.00% 0.00% 8.72% 0.00% 0.00%
NOPAT Q/Q Growth		 1.12% -16.08% 1.34% 11.02% 0.00% 0.00% 16.76% 0.00% 0.00%
Net Income Q/Q Growth		 1.12% -16.08% 1.34% 11.02% 0.00% 0.00% 16.76% 0.00% 0.00%
EPS Q/Q Growth		 0.82% -15.84% -7.61% 11.11% 0.00% 0.00% 16.40% 0.00% 0.00%
Operating Cash Flow Q/Q Growth		 0.40% -14.70% 20.75% 24.74% -97.11% 16.77% 8.33% 0.00% 0.00%
Free Cash Flow Firm Q/Q Growth		 290.31% 18.38% 1,429.60% -48,360.76% -1,387.12% -726.60% 0.00% 0.00% 0.00%
Invested Capital Q/Q Growth		 -1.37% 10.99% 14.87% 386.09% 67.73% 0.83% -100.00% 0.00% 0.00%
Profitability Metrics		 - - - - - - - - -
EBITDA Margin		 33.90% 36.96% 39.13% 53.46% 22.35% 34.44% 36.65% 19.05% 16.74%
EBIT Margin		 27.34% 29.60% 32.31% 47.56% 17.31% 30.22% 32.07% 12.84% 9.70%
Profit (Net Income) Margin		 21.50% 23.41% 26.38% 38.98% 14.19% 24.47% 26.51% 9.20% 7.91%
Tax Burden Percent		 78.65% 79.11% 81.64% 81.96% 81.97% 80.97% 82.64% 71.62% 81.50%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 21.35% 20.89% 18.36% 18.04% 18.03% 19.03% 17.36% 28.38% 18.50%
Return on Invested Capital (ROIC)		 5.75% 5.35% 2.34% 2.90% 2.58% 10.50% 16.94% 4.81% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.75% 5.35% 2.34% 2.90% 2.58% 10.50% 16.94% 4.81% 0.00%
Return on Net Nonoperating Assets (RNNOA)		 1.17% 2.97% 8.10% 12.86% 3.25% 7.48% 7.61% 2.16% 0.00%
Return on Equity (ROE)		 6.93% 8.33% 10.44% 15.76% 5.83% 17.98% 24.55% 6.98% 0.00%
Cash Return on Invested Capital (CROIC)		 7.50% 34.10% 106.68% -101.52% -51.61% -189.50% 216.94% -195.19% 0.00%
Operating Return on Assets (OROA)		 1.00% 1.09% 1.22% 1.71% 0.68% 2.50% 3.01% 0.49% 0.00%
Return on Assets (ROA)		 0.79% 0.86% 1.00% 1.40% 0.56% 2.02% 2.48% 0.35% 0.00%
Return on Common Equity (ROCE)		 6.93% 8.33% 10.44% 15.76% 5.83% 17.98% 20.74% 5.90% 0.00%
Return on Equity Simple (ROE_SIMPLE)		 6.68% 7.88% 9.23% 14.87% 5.62% 8.99% 0.00% 3.49% 0.00%
Net Operating Profit after Tax (NOPAT)		 76 84 88 109 36 54 52 15 13
NOPAT Margin		 21.50% 23.41% 26.38% 38.98% 14.19% 24.47% 26.51% 9.20% 7.91%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 58.41% 54.21% 48.77% 46.45% 49.10% 55.94% 57.67% 62.95% 58.09%
Operating Expenses to Revenue		 70.57% 65.72% 60.27% 56.31% 59.31% 65.43% 67.41% 81.93% 71.80%
Earnings before Interest and Taxes (EBIT)		 97 106 107 132 44 67 62 20 16
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 121 132 130 149 57 76 71 30 27
Valuation Ratios		 - - - - - - - - -
Price to Book Value (P/BV)		 0.90 1.01 1.14 1.31 0.95 1.38 0.00 0.35 0.00
Price to Tangible Book Value (P/TBV)		 1.06 1.21 1.40 1.41 1.00 1.45 0.00 0.37 0.00
Price to Revenue (P/Rev)		 2.91 3.00 3.25 3.43 2.40 3.74 3.81 0.78 0.76
Price to Earnings (P/E)		 13.52 12.82 12.31 8.79 16.92 15.30 15.24 12.58 15.20
Dividend Yield		 1.81% 1.73% 1.65% 1.21% 1.44% 0.80% 0.31% 0.00% 0.00%
Earnings Yield		 7.40% 7.80% 8.12% 11.38% 5.91% 6.54% 6.56% 7.95% 6.58%
Enterprise Value to Invested Capital (EV/IC)		 0.56 0.80 0.87 0.00 0.77 0.94 0.00 0.26 0.00
Enterprise Value to Revenue (EV/Rev)		 2.07 3.00 4.70 0.00 5.39 4.36 3.81 0.98 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 6.10 8.11 12.00 0.00 24.09 12.65 10.39 5.12 0.00
Enterprise Value to EBIT (EV/EBIT)		 7.57 10.12 14.54 0.00 31.10 14.42 11.87 7.60 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 9.62 12.79 17.81 0.00 37.95 17.81 14.36 10.61 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.78 8.25 10.72 0.00 1,555.32 15.59 9.52 2.51 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 7.39 2.01 0.39 0.00 0.00 0.00 1.12 0.00 0.00
Leverage & Solvency		 - - - - - - - - -
Debt to Equity		 0.15 0.26 0.89 0.00 1.76 0.71 0.00 0.37 0.00
Long-Term Debt to Equity		 0.15 0.26 0.89 0.00 1.76 0.71 0.00 0.37 0.00
Financial Leverage		 0.20 0.56 3.46 4.44 1.26 0.71 0.45 0.45 0.00
Leverage Ratio		 8.79 9.64 10.44 11.25 10.39 8.89 9.88 9.88 0.00
Compound Leverage Factor		 8.79 9.64 10.44 11.25 10.39 8.89 9.88 9.88 0.00
Debt to Total Capital		 13.08% 20.73% 46.96% 0.00% 63.82% 41.60% 0.00% 26.81% 0.00%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 13.08% 20.73% 46.96% 0.00% 63.82% 41.60% 0.00% 26.81% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 11.36% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 86.92% 79.28% 53.04% 100.00% 36.18% 58.40% 0.00% 61.83% 0.00%
Debt to EBITDA		 1.43 2.10 6.46 0.00 19.94 5.63 0.00 5.07 0.00
Net Debt to EBITDA		 -2.47 -0.02 3.70 0.00 13.35 1.78 0.00 -1.09 0.00
Long-Term Debt to EBITDA		 1.43 2.10 6.46 0.00 19.94 5.63 0.00 5.07 0.00
Debt to NOPAT		 2.25 3.32 9.59 0.00 31.40 7.92 0.00 10.50 0.00
Net Debt to NOPAT		 -3.89 -0.03 5.50 0.00 21.03 2.51 0.00 -2.26 0.00
Long-Term Debt to NOPAT		 2.25 3.32 9.59 0.00 31.40 7.92 0.00 10.50 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 15.52% 15.52% 0.00%
Liquidity Ratios		 - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 100 534 3,995 -3,800 -726 -972 661 -595 0.00
Operating Cash Flow to CapEx		 658.30% 485.12% 1,720.40% 3,431.78% 12.32% 553.29% 1,449.00% 0.00% 692.53%
Free Cash Flow to Firm to Interest Expense		 0.38 2.39 77.83 -149.59 -19.55 -18.22 19.08 -26.68 0.00
Operating Cash Flow to Interest Expense		 0.41 0.58 2.84 6.75 0.02 1.15 2.25 2.78 2.96
Operating Cash Flow Less CapEx to Interest Expense		 0.35 0.46 2.67 6.55 -0.17 0.94 2.09 2.84 2.53
Efficiency Ratios		 - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.08 0.09 0.04 0.00
Fixed Asset Turnover		 2.90 3.27 3.68 3.43 3.16 0.00 0.00 2.06 0.00
Capital & Investment Metrics		 - - - - - - - - -
Invested Capital		 1,318 1,341 1,791 5,698 1,789 1,026 0.00 609 0.00
Invested Capital Turnover		 0.27 0.23 0.09 0.07 0.18 0.43 0.64 0.52 0.00
Increase / (Decrease) in Invested Capital		 -23 -450 -3,907 3,909 763 1,026 -609 609 0.00
Enterprise Value (EV)		 736 1,072 1,562 -457 1,380 960 741 156 0.00
Market Capitalization		 1,034 1,075 1,080 954 615 824 741 124 124
Book Value per Share		 $36.74 $34.39 $30.97 $31.08 $27.53 $25.52 $0.00 $97.66 $0.00
Tangible Book Value per Share		 $31.41 $28.76 $25.15 $28.89 $26.23 $24.18 $0.00 $90.96 $0.00
Total Capital		 1,318 1,341 1,791 730 1,789 1,026 0.00 574 0.00
Total Debt		 172 278 841 0.00 1,142 427 0.00 154 0.00
Total Long-Term Debt		 172 278 841 0.00 1,142 427 0.00 154 0.00
Net Debt		 -298 -2.56 482 -1,411 765 135 0.00 -33 0.00
Capital Expenditures (CapEx)		 16 27 8.47 5.00 7.20 11 5.37 -1.38 7.88
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 172 278 841 4,968 1,142 427 0.00 189 0.00
Total Depreciation and Amortization (D&A)		 23 26 23 16 13 9.29 8.91 9.90 11
Earnings Adjustments		 - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.46 $0.00 $3.29 $4.63 $1.56 $0.00 $2.21 $0.51 $0.46
Adjusted Weighted Average Basic Shares Outstanding		 31.21M 0.00 30.77M 23.75M 23.51M 0.00 23.75M 0.00 0.00
Adjusted Diluted Earnings per Share		 $2.45 $0.00 $3.28 $4.60 $1.55 $0.00 $2.20 $0.50 $0.46
Adjusted Weighted Average Diluted Shares Outstanding		 31.21M 0.00 30.77M 23.75M 23.51M 0.00 23.75M 0.00 0.00
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 31.21M 0.00 30.77M 23.75M 23.51M 0.00 23.75M 0.00 0.00
Normalized Net Operating Profit after Tax (NOPAT)		 76 84 93 109 36 54 52 15 13
Normalized NOPAT Margin		 21.50% 23.41% 27.89% 38.98% 14.19% 24.47% 26.51% 9.20% 7.91%
Pre Tax Income Margin		 27.34% 29.60% 32.31% 47.56% 17.31% 30.22% 32.07% 12.84% 9.70%
Debt Service Ratios		 - - - - - - - - -
EBIT to Interest Expense		 0.37 0.47 2.09 5.21 1.19 1.25 1.80 0.92 0.85
NOPAT to Interest Expense		 0.29 0.37 1.71 4.27 0.98 1.01 1.49 0.66 0.70
EBIT Less CapEx to Interest Expense		 0.31 0.35 1.93 5.02 1.00 1.04 1.65 0.98 0.43
NOPAT Less CapEx to Interest Expense		 0.23 0.25 1.54 4.08 0.78 0.80 1.33 0.72 0.27
Payout Ratios		 - - - - - - - - -
Dividend Payout Ratio		 24.51% 22.16% 18.11% 10.62% 24.35% 10.88% 11.51% 47.69% 44.86%
Augmented Payout Ratio		 24.51% 22.16% 18.11% 11.77% 26.34% 29.55% 11.51% 47.69% 44.86%

Quarterly Metrics And Ratios for Origin Bancorp

This table displays calculated financial ratios and metrics derived from Origin Bancorp's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 3.85% -3.90% -1.58% 5.97% -3.16% -17.31% 0.00% 23.34% 36.73% 38.51% 34.74%
EBITDA Growth		 0.67% 0.96% -19.53% -5.86% -7.33% -44.64% 46.27% 11.22% 20.57% 14.33% -33.03%
EBIT Growth		 -1.07% 2.57% -21.29% -3.60% -5.61% -51.67% 57.75% 6.19% 17.77% 9.40% -42.62%
NOPAT Growth		 -0.98% 6.29% -23.49% -3.54% -6.87% -54.46% 49.68% 2.11% 17.50% 4.08% -39.79%
Net Income Growth		 -0.98% 6.29% -23.49% -3.54% -6.87% -54.46% 49.68% 2.11% 17.50% 4.08% -39.79%
EPS Growth		 -2.74% 4.65% -24.05% -4.29% -7.59% -54.26% 38.60% -22.22% -9.20% -22.31% -50.00%
Operating Cash Flow Growth		 31.07% 1.46% 56.28% -74.99% -1.62% -43.20% -35.27% 20.27% 82.22% 93.33% 6.51%
Free Cash Flow Firm Growth		 99.49% -91.93% -129.13% 43.36% -204.91% -88.22% 201.28% 135.32% 6,568.59% 201.44% -371.45%
Invested Capital Growth		 2.36% -1.73% 10.60% -15.68% 804.36% -25.14% -22.52% -9.48% -115.60% -68.57% 33.01%
Revenue Q/Q Growth		 20.56% -14.07% -5.77% 6.38% 11.57% -11.99% 1.45% -2.78% -4.73% 6.43% 25.13%
EBITDA Q/Q Growth		 44.24% -17.96% -9.60% -5.91% 44.67% -34.61% 5.75% -7.37% -13.58% 72.78% -19.59%
EBIT Q/Q Growth		 58.65% -23.97% -11.47% -7.36% 64.50% -41.66% 8.43% -9.29% -15.77% 90.42% -27.01%
NOPAT Q/Q Growth		 57.05% -23.28% -11.38% -7.26% 68.58% -44.78% 11.73% -10.46% -17.56% 81.48% -23.78%
Net Income Q/Q Growth		 57.05% -23.28% -11.38% -7.26% 68.58% -44.78% 11.73% -10.46% -17.56% 81.48% -23.78%
EPS Q/Q Growth		 57.78% -25.00% -10.45% -8.22% 69.77% -45.57% 12.86% -11.39% -15.96% 64.91% -36.67%
Operating Cash Flow Q/Q Growth		 19.04% -24.51% 232.69% -56.16% -7.86% 16.27% -46.76% 72.49% -46.80% 32.50% -1.08%
Free Cash Flow Firm Q/Q Growth		 -119.14% 134.19% -141.75% 118.61% -403.70% 23.46% 105.43% -86.38% -65.91% 1,161.72% 28.36%
Invested Capital Q/Q Growth		 -2.69% -1.37% 3.05% 3.49% -6.57% 10.99% -21.43% 964.48% -109.93% 14.87% -8.20%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 36.99% 30.92% 32.38% 33.76% 38.16% 29.43% 39.61% 38.00% 39.88% 43.96% 27.08%
EBIT Margin		 30.35% 23.06% 26.07% 27.75% 31.86% 21.61% 32.60% 30.50% 32.69% 36.97% 20.67%
Profit (Net Income) Margin		 23.83% 18.29% 20.49% 21.78% 24.99% 16.54% 26.36% 23.93% 25.98% 30.03% 17.61%
Tax Burden Percent		 78.50% 79.30% 78.59% 78.50% 78.42% 76.52% 80.85% 78.46% 79.49% 81.21% 85.21%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 21.50% 20.70% 21.41% 21.50% 21.58% 23.48% 19.15% 21.54% 20.51% 18.79% 14.79%
Return on Invested Capital (ROIC)		 6.75% 4.90% 5.78% 5.54% 16.50% 3.78% 7.14% 5.54% 19.32% 2.67% 3.94%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.75% 4.90% 5.78% 5.54% 16.50% 3.78% 7.14% 5.54% 19.32% 2.67% 3.94%
Return on Net Nonoperating Assets (RNNOA)		 0.82% 1.00% 1.08% 1.96% -7.94% 2.10% 3.23% 5.37% -8.19% 9.22% 2.73%
Return on Equity (ROE)		 7.58% 5.89% 6.86% 7.50% 8.56% 5.88% 10.37% 10.91% 11.13% 11.89% 6.67%
Cash Return on Invested Capital (CROIC)		 3.68% 7.50% -4.12% 22.75% -107.64% 34.10% 32.60% 15.63% 0.00% 106.68% -22.00%
Operating Return on Assets (OROA)		 1.11% 0.85% 0.95% 0.99% 1.12% 0.80% 1.27% 1.25% 1.27% 1.40% 0.75%
Return on Assets (ROA)		 0.87% 0.67% 0.75% 0.78% 0.88% 0.61% 1.03% 0.98% 1.01% 1.14% 0.63%
Return on Common Equity (ROCE)		 7.58% 5.89% 6.86% 7.50% 8.56% 5.88% 10.37% 10.91% 11.13% 11.89% 6.67%
Return on Equity Simple (ROE_SIMPLE)		 6.46% 0.00% 6.60% 7.42% 7.61% 0.00% 10.00% 9.20% 9.20% 0.00% 9.54%
Net Operating Profit after Tax (NOPAT)		 22 14 19 21 23 13 24 22 24 29 16
NOPAT Margin		 23.83% 18.29% 20.49% 21.78% 24.99% 16.54% 26.36% 23.93% 25.98% 30.03% 17.61%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 56.70% 67.35% 58.04% 54.99% 54.71% 62.26% 52.50% 52.94% 50.15% 46.70% 46.87%
Operating Expenses to Revenue		 65.99% 83.85% 68.86% 66.82% 64.81% 75.02% 63.59% 64.76% 60.69% 58.32% 60.97%
Earnings before Interest and Taxes (EBIT)		 29 18 24 27 29 18 30 28 31 36 19
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 35 24 29 33 35 24 37 35 37 43 25
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.92 0.90 0.87 0.89 0.89 1.01 0.87 0.88 0.97 1.14 0.97
Price to Tangible Book Value (P/TBV)		 1.07 1.06 1.02 1.06 1.05 1.21 1.06 1.07 1.18 1.40 1.23
Price to Revenue (P/Rev)		 3.01 2.91 2.79 2.72 2.69 3.00 2.33 2.35 2.68 3.25 2.89
Price to Earnings (P/E)		 14.19 13.52 13.24 12.03 11.64 12.82 8.75 9.59 10.51 12.31 10.19
Dividend Yield		 1.73% 1.81% 1.87% 1.90% 1.94% 1.73% 2.12% 2.10% 1.92% 1.65% 1.51%
Earnings Yield		 7.05% 7.40% 7.55% 8.31% 8.59% 7.80% 11.43% 10.43% 9.51% 8.12% 9.81%
Enterprise Value to Invested Capital (EV/IC)		 0.54 0.56 0.65 0.69 0.67 0.80 0.64 0.62 0.00 0.87 0.79
Enterprise Value to Revenue (EV/Rev)		 1.94 2.07 2.43 2.47 2.36 3.00 2.07 2.54 0.00 4.70 4.04
Enterprise Value to EBITDA (EV/EBITDA)		 5.78 6.10 7.23 6.99 6.47 8.11 5.13 6.81 0.00 12.00 9.89
Enterprise Value to EBIT (EV/EBIT)		 7.20 7.57 8.99 8.64 8.05 10.12 6.24 8.39 0.00 14.54 11.83
Enterprise Value to NOPAT (EV/NOPAT)		 9.15 9.62 11.51 10.96 10.21 12.79 7.79 10.39 0.00 17.81 14.26
Enterprise Value to Operating Cash Flow (EV/OCF)		 5.97 6.78 8.06 9.50 6.48 8.25 5.11 5.74 0.00 10.72 10.23
Enterprise Value to Free Cash Flow (EV/FCFF)		 14.95 7.39 0.00 2.76 0.00 2.01 1.72 3.77 0.00 0.39 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.09 0.15 0.17 0.18 0.16 0.26 0.21 0.54 0.20 0.89 0.72
Long-Term Debt to Equity		 0.09 0.15 0.17 0.18 0.16 0.26 0.21 0.54 0.20 0.89 0.72
Financial Leverage		 0.12 0.20 0.19 0.35 -0.48 0.56 0.45 0.97 -0.42 3.46 0.69
Leverage Ratio		 8.70 8.79 9.19 9.61 9.78 9.64 10.07 11.12 11.06 10.44 10.50
Compound Leverage Factor		 8.70 8.79 9.19 9.61 9.78 9.64 10.07 11.12 11.06 10.44 10.50
Debt to Total Capital		 7.96% 13.08% 14.24% 15.47% 13.88% 20.73% 17.30% 35.10% 16.90% 46.96% 41.83%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 7.96% 13.08% 14.24% 15.47% 13.88% 20.73% 17.30% 35.10% 16.90% 46.96% 41.83%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 92.04% 86.92% 85.76% 84.53% 86.12% 79.28% 82.70% 64.90% 83.10% 53.04% 58.17%
Debt to EBITDA		 0.84 1.43 1.58 1.57 1.34 2.10 1.38 3.85 1.48 6.46 5.23
Net Debt to EBITDA		 -3.18 -2.47 -1.09 -0.69 -0.91 -0.02 -0.64 0.53 -10.61 3.70 2.82
Long-Term Debt to EBITDA		 0.84 1.43 1.58 1.57 1.34 2.10 1.38 3.85 1.48 6.46 5.23
Debt to NOPAT		 1.34 2.25 2.52 2.46 2.12 3.32 2.09 5.88 2.21 9.59 7.53
Net Debt to NOPAT		 -5.04 -3.89 -1.73 -1.08 -1.43 -0.03 -0.96 0.80 -15.86 5.50 4.06
Long-Term Debt to NOPAT		 1.34 2.25 2.52 2.46 2.12 3.32 2.09 5.88 2.21 9.59 7.53
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -7.16 37 -109 262 -1,408 464 375 183 1,342 3,936 -371
Operating Cash Flow to CapEx		 5,539.41% 866.19% 540.97% 651.48% 697.87% 316.08% 308.54% 1,372.11% 476.32% 1,831.73% 2,975.21%
Free Cash Flow to Firm to Interest Expense		 -0.13 0.61 -1.58 3.86 -21.53 7.42 6.12 3.21 31.21 148.28 -29.16
Operating Cash Flow to Interest Expense		 0.66 0.49 0.57 0.18 0.42 0.47 0.41 0.83 0.64 1.95 3.08
Operating Cash Flow Less CapEx to Interest Expense		 0.65 0.43 0.46 0.15 0.36 0.32 0.28 0.77 0.51 1.85 2.97
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04
Fixed Asset Turnover		 2.94 2.90 3.01 3.17 3.16 3.27 3.55 4.00 3.88 3.68 3.39
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,282 1,318 1,336 1,296 1,253 1,341 1,208 1,537 -178 1,791 1,559
Invested Capital Turnover		 0.28 0.27 0.28 0.25 0.66 0.23 0.27 0.23 0.74 0.09 0.22
Increase / (Decrease) in Invested Capital		 30 -23 128 -241 1,431 -450 -351 -161 -1,318 -3,907 387
Enterprise Value (EV)		 698 736 871 891 839 1,072 778 954 -488 1,562 1,234
Market Capitalization		 1,082 1,034 1,001 979 956 1,075 874 880 960 1,080 882
Book Value per Share		 $37.81 $36.74 $36.79 $35.33 $34.78 $34.39 $32.36 $32.42 $32.26 $30.97 $38.10
Tangible Book Value per Share		 $32.46 $31.41 $31.40 $29.86 $29.24 $28.76 $26.82 $26.78 $26.54 $25.15 $30.15
Total Capital		 1,282 1,318 1,336 1,296 1,253 1,341 1,208 1,537 1,194 1,791 1,559
Total Debt		 102 172 190 201 174 278 209 540 202 841 652
Total Long-Term Debt		 102 172 190 201 174 278 209 540 202 841 652
Net Debt		 -384 -298 -131 -88 -118 -2.56 -96 74 -1,448 482 352
Capital Expenditures (CapEx)		 0.64 3.45 7.32 1.83 3.89 9.32 8.21 3.47 5.79 2.83 1.32
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 102 172 190 201 174 278 209 540 -1,170 841 652
Total Depreciation and Amortization (D&A)		 6.25 6.13 5.73 5.79 5.71 6.35 6.47 6.82 6.73 6.86 5.92
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.72 $0.45 $0.60 $0.68 $0.73 $0.43 $0.79 $0.71 $0.79 $0.95 $0.57
Adjusted Weighted Average Basic Shares Outstanding		 31.16M 31.21M 31.17M 31.14M 31.01M 30.99M 30.91M 30.87M 30.78M 30.77M 30.67M
Adjusted Diluted Earnings per Share		 $0.71 $0.45 $0.60 $0.67 $0.73 $0.43 $0.79 $0.70 $0.79 $0.94 $0.57
Adjusted Weighted Average Diluted Shares Outstanding		 31.16M 31.21M 31.17M 31.14M 31.01M 30.99M 30.91M 30.87M 30.78M 30.77M 30.67M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 31.16M 31.21M 31.17M 31.14M 31.01M 30.99M 30.91M 30.87M 30.78M 30.77M 30.67M
Normalized Net Operating Profit after Tax (NOPAT)		 22 14 19 21 23 13 24 22 24 30 19
Normalized NOPAT Margin		 23.83% 18.29% 20.49% 21.78% 24.99% 16.54% 26.36% 23.93% 25.98% 31.00% 20.95%
Pre Tax Income Margin		 30.35% 23.06% 26.07% 27.75% 31.86% 21.61% 32.60% 30.50% 32.69% 36.97% 20.67%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.53 0.29 0.34 0.39 0.44 0.28 0.49 0.49 0.71 1.37 1.50
NOPAT to Interest Expense		 0.41 0.23 0.27 0.31 0.35 0.21 0.40 0.38 0.57 1.11 1.28
EBIT Less CapEx to Interest Expense		 0.52 0.24 0.24 0.37 0.38 0.13 0.36 0.43 0.58 1.26 1.40
NOPAT Less CapEx to Interest Expense		 0.40 0.18 0.16 0.28 0.29 0.07 0.26 0.32 0.43 1.00 1.17
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 24.68% 24.51% 24.75% 22.94% 22.66% 22.16% 18.56% 20.14% 19.08% 18.11% 16.56%
Augmented Payout Ratio		 24.68% 24.51% 24.75% 22.94% 22.66% 22.16% 18.56% 20.14% 19.08% 18.11% 16.56%

Frequently Asked Questions About Origin Bancorp's Financials

When does Origin Bancorp's fiscal year end?

According to the most recent income statement we have on file, Origin Bancorp's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Origin Bancorp's net income changed over the last 8 years?

Origin Bancorp's net income appears to be on an upward trend, with a most recent value of $76.49 million in 2024, rising from $12.85 million in 2016. The previous period was $83.80 million in 2023. See Origin Bancorp's forecast for analyst expectations on what’s next for the company.

How has Origin Bancorp revenue changed over the last 8 years?

Over the last 8 years, Origin Bancorp's total revenue changed from $162.55 million in 2016 to $355.75 million in 2024, a change of 118.9%.

How much debt does Origin Bancorp have?

Origin Bancorp's total liabilities were at $8.53 billion at the end of 2024, a 1.5% decrease from 2023, and a 130.7% increase since 2017.

How much cash does Origin Bancorp have?

In the past 6 years, Origin Bancorp's cash and equivalents has ranged from $60.54 million in 2020 to $838.95 million in 2021, and is currently $132.99 million as of their latest financial filing in 2024.

How has Origin Bancorp's book value per share changed over the last 8 years?

Over the last 8 years, Origin Bancorp's book value per share changed from 0.00 in 2016 to 36.74 in 2024, a change of 3,674.3%.


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This page (NASDAQ:OBK) was last updated on 5/22/2025 by MarketBeat.com Staff
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