Origin Bancorp (OBNK) Competitors

Origin Bancorp (NASDAQ:OBNK) and Upstart (NASDAQ:UPST) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, community ranking, media sentiment, valuation, profitability and risk.

Do insiders & institutionals believe in OBNK or UPST?

47.2% of Origin Bancorp shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 6.2% of Origin Bancorp shares are owned by company insiders. Comparatively, 16.7% of Upstart shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has more volatility & risk, OBNK or UPST?

Origin Bancorp has a beta of 0.89, suggesting that its share price is 11% less volatile than the S&P 500. Comparatively, Upstart has a beta of 2.39, suggesting that its share price is 139% more volatile than the S&P 500.

Do analysts rate OBNK or UPST?

Upstart has a consensus price target of $70.54, suggesting a potential upside of 47.57%. Given Upstart's stronger consensus rating and higher probable upside, analysts plainly believe Upstart is more favorable than Origin Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Origin Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Upstart	1 Sell rating(s)	7 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.31

Is OBNK or UPST more profitable?

Origin Bancorp has a net margin of 20.47% compared to Upstart's net margin of -20.20%. Origin Bancorp's return on equity of 10.45% beat Upstart's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Origin Bancorp	20.47%	10.45%	0.97%
Upstart	-20.20%	-25.87%	-7.95%

Does the MarketBeat Community prefer OBNK or UPST?

Origin Bancorp received 75 more outperform votes than Upstart when rated by MarketBeat users. Likewise, 63.77% of users gave Origin Bancorp an outperform vote while only 31.84% of users gave Upstart an outperform vote.

Company	Underperform	Outperform
Origin Bancorp	Outperform Votes 132 63.77%	Underperform Votes 75 36.23%
Upstart	Outperform Votes 57 31.84%	Underperform Votes 122 68.16%

Which has higher earnings and valuation, OBNK or UPST?

Origin Bancorp has higher earnings, but lower revenue than Upstart. Upstart is trading at a lower price-to-earnings ratio than Origin Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Origin Bancorp	$347.14M	2.83	$87.71M	$3.21	9.95
Upstart	$628.83M	7.23	-$128.58M	-$1.46	-32.74

Does the media prefer OBNK or UPST?

In the previous week, Upstart had 3 more articles in the media than Origin Bancorp. MarketBeat recorded 6 mentions for Upstart and 3 mentions for Origin Bancorp. Origin Bancorp's average media sentiment score of 0.85 beat Upstart's score of 0.75 indicating that Origin Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Origin Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Upstart	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Origin Bancorp and Upstart tied by winning 9 of the 18 factors compared between the two stocks.