Oconee Federal Financial (OFED) Competitors

Colony Bankcorp (NASDAQ:CBAN) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, community ranking, risk, analyst recommendations, institutional ownership, valuation and earnings.

Do insiders and institutionals have more ownership in CBAN or OFED?

50.4% of Colony Bankcorp shares are owned by institutional investors. 6.6% of Colony Bankcorp shares are owned by insiders. Comparatively, 5.1% of Oconee Federal Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is CBAN or OFED a better dividend stock?

Colony Bankcorp pays an annual dividend of $0.46 per share and has a dividend yield of 3.0%. Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 3.3%. Colony Bankcorp pays out 32.2% of its earnings in the form of a dividend. Oconee Federal Financial pays out 44.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media favor CBAN or OFED?

In the previous week, Colony Bankcorp and Colony Bankcorp both had 1 articles in the media. Oconee Federal Financial's average media sentiment score of 0.67 beat Colony Bankcorp's score of 0.00 indicating that Oconee Federal Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Colony Bankcorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Oconee Federal Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, CBAN or OFED?

Colony Bankcorp has a beta of 0.62, meaning that its share price is 38% less volatile than the S&P 500. Comparatively, Oconee Federal Financial has a beta of 0.08, meaning that its share price is 92% less volatile than the S&P 500.

Does the MarketBeat Community favor CBAN or OFED?

Oconee Federal Financial received 4 more outperform votes than Colony Bankcorp when rated by MarketBeat users. Likewise, 65.48% of users gave Oconee Federal Financial an outperform vote while only 57.61% of users gave Colony Bankcorp an outperform vote.

Company	Underperform	Outperform
Colony Bankcorp	Outperform Votes 106 57.61%	Underperform Votes 78 42.39%
Oconee Federal Financial	Outperform Votes 110 65.48%	Underperform Votes 58 34.52%

Is CBAN or OFED more profitable?

Oconee Federal Financial has a net margin of 22.17% compared to Colony Bankcorp's net margin of 13.51%. Colony Bankcorp's return on equity of 9.64% beat Oconee Federal Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Colony Bankcorp	13.51%	9.64%	0.85%
Oconee Federal Financial	22.17%	N/A	N/A

Which has stronger earnings & valuation, CBAN or OFED?

Colony Bankcorp has higher revenue and earnings than Oconee Federal Financial. Colony Bankcorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Colony Bankcorp	$117.31M	2.29	$23.87M	$1.43	10.78
Oconee Federal Financial	$16.85M	4.18	$6.26M	$0.89	13.55

Summary

Colony Bankcorp beats Oconee Federal Financial on 10 of the 16 factors compared between the two stocks.