Oconee Federal Financial (OFED) Competitors

Oconee Federal Financial (NASDAQ:OFED) and Northeast Community Bancorp (NASDAQ:NECB) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, analyst recommendations, valuation, risk, media sentiment and dividends.

Is OFED or NECB a better dividend stock?

Oconee Federal Financial pays an annual dividend of $0.40 per share and has a dividend yield of 3.0%. Northeast Community Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 3.5%. Oconee Federal Financial pays out 44.9% of its earnings in the form of a dividend. Northeast Community Bancorp pays out 23.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Northeast Community Bancorp has raised its dividend for 2 consecutive years. Northeast Community Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is OFED or NECB more profitable?

Northeast Community Bancorp has a net margin of 28.09% compared to Oconee Federal Financial's net margin of 22.17%. Northeast Community Bancorp's return on equity of 14.04% beat Oconee Federal Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Oconee Federal Financial	22.17%	N/A	N/A
Northeast Community Bancorp	28.09%	14.04%	2.30%

Do institutionals & insiders hold more shares of OFED or NECB?

53.3% of Northeast Community Bancorp shares are owned by institutional investors. 5.1% of Oconee Federal Financial shares are owned by insiders. Comparatively, 6.3% of Northeast Community Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Which has more risk and volatility, OFED or NECB?

Oconee Federal Financial has a beta of 0.03, meaning that its stock price is 97% less volatile than the S&P 500. Comparatively, Northeast Community Bancorp has a beta of 0.45, meaning that its stock price is 55% less volatile than the S&P 500.

Which has preferable earnings & valuation, OFED or NECB?

Northeast Community Bancorp has higher revenue and earnings than Oconee Federal Financial. Northeast Community Bancorp is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oconee Federal Financial	$16.85M	4.61	$6.26M	$0.89	14.97
Northeast Community Bancorp	$162.80M	1.99	$47.07M	$3.35	6.91

Does the media refer more to OFED or NECB?

In the previous week, Northeast Community Bancorp had 4 more articles in the media than Oconee Federal Financial. MarketBeat recorded 5 mentions for Northeast Community Bancorp and 1 mentions for Oconee Federal Financial. Northeast Community Bancorp's average media sentiment score of 0.71 beat Oconee Federal Financial's score of 0.00 indicating that Northeast Community Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Oconee Federal Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Northeast Community Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Northeast Community Bancorp beats Oconee Federal Financial on 14 of the 16 factors compared between the two stocks.