Oconee Federal Financial (OFED) Competitors $15.30 0.00 (0.00%) As of 10/3/2025 Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesSEC FilingsShort InterestTrendsBuy This Stock OFED vs. PDLB, USCB, BWFG, FMAO, LSAK, OBT, PBFS, RBB, ONIT, and MVBFShould you be buying Oconee Federal Financial stock or one of its competitors? The main competitors of Oconee Federal Financial include Ponce Financial Group (PDLB), USCB Financial (USCB), Bankwell Financial Group (BWFG), Farmers & Merchants Bancorp (FMAO), Lesaka Technologies (LSAK), Orange County Bancorp (OBT), Pioneer Bancorp (PBFS), RBB Bancorp (RBB), Onity Group (ONIT), and Mvb Financial (MVBF). These companies are all part of the "banking" industry. Oconee Federal Financial vs. Its Competitors Ponce Financial Group USCB Financial Bankwell Financial Group Farmers & Merchants Bancorp Lesaka Technologies Orange County Bancorp Pioneer Bancorp RBB Bancorp Onity Group Mvb Financial Ponce Financial Group (NASDAQ:PDLB) and Oconee Federal Financial (NASDAQ:OFED) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, institutional ownership, dividends, earnings, profitability, media sentiment, analyst recommendations and risk. Which has better valuation and earnings, PDLB or OFED? Ponce Financial Group has higher revenue and earnings than Oconee Federal Financial. Ponce Financial Group is trading at a lower price-to-earnings ratio than Oconee Federal Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPonce Financial Group$169.85M2.06$10.97M$0.7220.25Oconee Federal Financial$16.85M5.29$6.26M$0.7320.96 Is PDLB or OFED more profitable? Oconee Federal Financial has a net margin of 22.17% compared to Ponce Financial Group's net margin of 9.59%. Ponce Financial Group's return on equity of 6.09% beat Oconee Federal Financial's return on equity.Company Net Margins Return on Equity Return on Assets Ponce Financial Group9.59% 6.09% 0.57% Oconee Federal Financial 22.17%N/A N/A Which has more risk and volatility, PDLB or OFED? Ponce Financial Group has a beta of 0.82, suggesting that its share price is 18% less volatile than the S&P 500. Comparatively, Oconee Federal Financial has a beta of 0.01, suggesting that its share price is 99% less volatile than the S&P 500. Does the media refer more to PDLB or OFED? In the previous week, Ponce Financial Group's average media sentiment score of 0.00 equaled Oconee Federal Financial'saverage media sentiment score. Company Overall Sentiment Ponce Financial Group Neutral Oconee Federal Financial Neutral Do analysts prefer PDLB or OFED? Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Ponce Financial Group 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Oconee Federal Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Do insiders & institutionals believe in PDLB or OFED? 64.4% of Ponce Financial Group shares are held by institutional investors. 6.7% of Ponce Financial Group shares are held by company insiders. Comparatively, 5.1% of Oconee Federal Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. SummaryPonce Financial Group beats Oconee Federal Financial on 9 of the 12 factors compared between the two stocks. Get Oconee Federal Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for OFED and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OFED and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OFED vs. The Competition Export to ExcelMetricOconee Federal FinancialFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$89.12M$80.89M$12.77B$10.57BDividend Yield2.61%2.05%5.50%4.66%P/E Ratio11.869.6330.2927.12Price / Sales5.293.7430.48135.85Price / Cash12.7425.8719.7231.10Price / BookN/A0.982.316.67Net Income$6.26M$4.78M$1.02B$276.23M7 Day PerformanceN/A-0.32%0.45%3.31%1 Month PerformanceN/A1.67%1.00%10.76%1 Year Performance5.74%5.13%542.97%33.58% Oconee Federal Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OFEDOconee Federal FinancialN/A$15.30flatN/AN/A$89.12M$16.85M11.8680PDLBPonce Financial Group0.8031 of 5 stars$14.70-0.1%N/A+29.1%$352.80M$169.85M20.42250Positive NewsUSCBUSCB Financial4.1139 of 5 stars$17.45+0.7%$22.00+26.1%+16.4%$350.36M$91.77M11.87196News CoverageBWFGBankwell Financial Group1.8648 of 5 stars$44.25-2.1%$42.00-5.1%+48.7%$348.25M$195.71M17.15140High Trading VolumeFMAOFarmers & Merchants Bancorp2.9874 of 5 stars$25.01-3.8%N/A-3.0%$343.14M$179.19M11.58430Dividend IncreaseHigh Trading VolumeLSAKLesaka Technologies1.0049 of 5 stars$4.15+1.2%N/A-15.6%$337.18MN/A-3.812,531High Trading VolumeOBTOrange County Bancorp4.3232 of 5 stars$25.21+0.6%$29.25+16.0%-8.9%$336.88M$112.97M9.87210Positive NewsPBFSPioneer BancorpN/A$13.06+1.7%N/A+20.2%$330.42M$31.81M15.01260High Trading VolumeRBBRBB Bancorp3.4891 of 5 stars$18.76+0.5%$21.33+13.7%-17.9%$323.61M$232M14.54360ONITOnity Group4.1221 of 5 stars$40.01-0.8%$50.00+25.0%+22.8%$322.48M$976M10.214,300News CoverageMVBFMvb Financial4.6763 of 5 stars$25.06+0.5%$28.00+11.7%+39.7%$319.01M$228.76M19.28460 Related Companies and Tools Related Companies PDLB Competitors USCB Competitors BWFG Competitors FMAO Competitors LSAK Competitors OBT Competitors PBFS Competitors RBB Competitors ONIT Competitors MVBF Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OFED) was last updated on 10/6/2025 by MarketBeat.com Staff From Our PartnersMagnificent 7 being replaced by the “Hidden 7”?BULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredIs This Warren’s Buffett’s #1 AI Investment?Did you know that Warren Buffett is investing in what Jeff Brown believes will be the next generation of artif...Brownstone Research | SponsoredURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredGenerate up to $5,000/month with 10X less money?The secret to retiring without a million-dollar nest egg. 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