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Orrstown Financial Services (ORRF) Competitors

Orrstown Financial Services logo
$41.40 -0.27 (-0.65%)
Closing price 10/5/2026 04:00 PM Eastern
Extended Trading
$41.39 -0.01 (-0.02%)
As of 10/5/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

ORRF vs. CATY, FMBH, IBCP, MBWM, and SHBI

Should you buy Orrstown Financial Services stock or one of its competitors? Orrstown Financial Services's main competitors and comparable companies include Cathay General Bancorp (CATY), First Mid Bancshares (FMBH), Independent Bank (IBCP), Mercantile Bank (MBWM), and Shore Bancshares (SHBI). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Orrstown Financial Services compare to Cathay General Bancorp?

Orrstown Financial Services (NASDAQ:ORRF) and Cathay General Bancorp (NASDAQ:CATY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, media sentiment, earnings, risk and valuation.

Orrstown Financial Services currently has a consensus target price of $44.33, indicating a potential upside of 7.09%. Cathay General Bancorp has a consensus target price of $62.25, indicating a potential upside of 2.93%. Given Orrstown Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Orrstown Financial Services is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orrstown Financial Services
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Cathay General Bancorp
1 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Cathay General Bancorp has higher revenue and earnings than Orrstown Financial Services. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Cathay General Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orrstown Financial Services$356.05M2.29$80.86M$4.459.30
Cathay General Bancorp$870.57M4.63$315.12M$5.1211.81

In the previous week, Cathay General Bancorp had 1 more articles in the media than Orrstown Financial Services. MarketBeat recorded 2 mentions for Cathay General Bancorp and 1 mentions for Orrstown Financial Services. Orrstown Financial Services' average media sentiment score of 0.90 beat Cathay General Bancorp's score of 0.42 indicating that Orrstown Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orrstown Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Cathay General Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.5%. Orrstown Financial Services pays out 27.0% of its earnings in the form of a dividend. Cathay General Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Orrstown Financial Services has raised its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

44.3% of Orrstown Financial Services shares are held by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are held by institutional investors. 4.3% of Orrstown Financial Services shares are held by company insiders. Comparatively, 4.5% of Cathay General Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Orrstown Financial Services has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market. Comparatively, Cathay General Bancorp has a beta of 0.89, indicating that its share price is 11% less volatile than the broader market.

Cathay General Bancorp has a net margin of 24.66% compared to Orrstown Financial Services' net margin of 24.00%. Orrstown Financial Services' return on equity of 14.46% beat Cathay General Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Orrstown Financial Services24.00% 14.46% 1.56%
Cathay General Bancorp 24.66%11.71%1.43%

Summary

Cathay General Bancorp beats Orrstown Financial Services on 10 of the 19 factors compared between the two stocks.

How does Orrstown Financial Services compare to First Mid Bancshares?

Orrstown Financial Services (NASDAQ:ORRF) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, risk, valuation, earnings, institutional ownership and dividends.

First Mid Bancshares has higher revenue and earnings than Orrstown Financial Services. Orrstown Financial Services is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orrstown Financial Services$356.05M2.29$80.86M$4.459.30
First Mid Bancshares$466.04M2.83$91.75M$4.0312.33

Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. Orrstown Financial Services pays out 27.0% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Orrstown Financial Services has increased its dividend for 10 consecutive years and First Mid Bancshares has increased its dividend for 3 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Orrstown Financial Services has a net margin of 24.00% compared to First Mid Bancshares' net margin of 19.76%. Orrstown Financial Services' return on equity of 14.46% beat First Mid Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Orrstown Financial Services24.00% 14.46% 1.56%
First Mid Bancshares 19.76%10.86%1.29%

Orrstown Financial Services has a beta of 0.69, indicating that its stock price is 31% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.8, indicating that its stock price is 20% less volatile than the broader market.

44.3% of Orrstown Financial Services shares are held by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are held by institutional investors. 4.3% of Orrstown Financial Services shares are held by company insiders. Comparatively, 6.0% of First Mid Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, First Mid Bancshares had 1 more articles in the media than Orrstown Financial Services. MarketBeat recorded 2 mentions for First Mid Bancshares and 1 mentions for Orrstown Financial Services. Orrstown Financial Services' average media sentiment score of 0.90 beat First Mid Bancshares' score of 0.64 indicating that Orrstown Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orrstown Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Mid Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Orrstown Financial Services presently has a consensus target price of $44.33, indicating a potential upside of 7.09%. First Mid Bancshares has a consensus target price of $54.63, indicating a potential upside of 9.98%. Given First Mid Bancshares' higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Orrstown Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orrstown Financial Services
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

First Mid Bancshares beats Orrstown Financial Services on 10 of the 18 factors compared between the two stocks.

How does Orrstown Financial Services compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, earnings, media sentiment, dividends, profitability, risk and institutional ownership.

Independent Bank presently has a consensus target price of $39.50, indicating a potential upside of 10.00%. Orrstown Financial Services has a consensus target price of $44.33, indicating a potential upside of 7.09%. Given Independent Bank's higher possible upside, research analysts clearly believe Independent Bank is more favorable than Orrstown Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Orrstown Financial Services
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

79.4% of Independent Bank shares are owned by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are owned by institutional investors. 5.9% of Independent Bank shares are owned by insiders. Comparatively, 4.3% of Orrstown Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Independent Bank has a beta of 0.73, suggesting that its share price is 27% less volatile than the broader market. Comparatively, Orrstown Financial Services has a beta of 0.69, suggesting that its share price is 31% less volatile than the broader market.

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.1%. Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Independent Bank pays out 32.6% of its earnings in the form of a dividend. Orrstown Financial Services pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years and Orrstown Financial Services has increased its dividend for 10 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Orrstown Financial Services has a net margin of 24.00% compared to Independent Bank's net margin of 22.32%. Orrstown Financial Services' return on equity of 14.46% beat Independent Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank22.32% 14.12% 1.29%
Orrstown Financial Services 24.00%14.46%1.56%

In the previous week, Independent Bank had 2 more articles in the media than Orrstown Financial Services. MarketBeat recorded 3 mentions for Independent Bank and 1 mentions for Orrstown Financial Services. Orrstown Financial Services' average media sentiment score of 0.90 beat Independent Bank's score of 0.32 indicating that Orrstown Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Orrstown Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Orrstown Financial Services has higher revenue and earnings than Independent Bank. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$315.38M2.53$68.54M$3.4410.44
Orrstown Financial Services$356.05M2.29$80.86M$4.459.30

Summary

Independent Bank beats Orrstown Financial Services on 9 of the 17 factors compared between the two stocks.

How does Orrstown Financial Services compare to Mercantile Bank?

Orrstown Financial Services (NASDAQ:ORRF) and Mercantile Bank (NASDAQ:MBWM) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their media sentiment, risk, analyst recommendations, valuation, institutional ownership, profitability, earnings and dividends.

Orrstown Financial Services presently has a consensus price target of $44.33, suggesting a potential upside of 7.09%. Mercantile Bank has a consensus price target of $62.00, suggesting a potential upside of 4.92%. Given Orrstown Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe Orrstown Financial Services is more favorable than Mercantile Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orrstown Financial Services
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Mercantile Bank
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Mercantile Bank has higher revenue and earnings than Orrstown Financial Services. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Mercantile Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orrstown Financial Services$356.05M2.29$80.86M$4.459.30
Mercantile Bank$371.80M2.75$88.75M$5.6810.40

44.3% of Orrstown Financial Services shares are owned by institutional investors. Comparatively, 58.6% of Mercantile Bank shares are owned by institutional investors. 4.3% of Orrstown Financial Services shares are owned by company insiders. Comparatively, 2.5% of Mercantile Bank shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Mercantile Bank had 1 more articles in the media than Orrstown Financial Services. MarketBeat recorded 2 mentions for Mercantile Bank and 1 mentions for Orrstown Financial Services. Mercantile Bank's average media sentiment score of 0.98 beat Orrstown Financial Services' score of 0.90 indicating that Mercantile Bank is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orrstown Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Mercantile Bank
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Orrstown Financial Services has a beta of 0.69, indicating that its stock price is 31% less volatile than the broader market. Comparatively, Mercantile Bank has a beta of 0.83, indicating that its stock price is 17% less volatile than the broader market.

Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Mercantile Bank pays an annual dividend of $1.60 per share and has a dividend yield of 2.7%. Orrstown Financial Services pays out 27.0% of its earnings in the form of a dividend. Mercantile Bank pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Orrstown Financial Services has increased its dividend for 10 consecutive years and Mercantile Bank has increased its dividend for 14 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and lower payout ratio.

Mercantile Bank has a net margin of 24.75% compared to Orrstown Financial Services' net margin of 24.00%. Orrstown Financial Services' return on equity of 14.46% beat Mercantile Bank's return on equity.

Company Net Margins Return on Equity Return on Assets
Orrstown Financial Services24.00% 14.46% 1.56%
Mercantile Bank 24.75%13.66%1.46%

Summary

Mercantile Bank beats Orrstown Financial Services on 11 of the 18 factors compared between the two stocks.

How does Orrstown Financial Services compare to Shore Bancshares?

Shore Bancshares (NASDAQ:SHBI) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their media sentiment, valuation, institutional ownership, earnings, profitability, risk, analyst recommendations and dividends.

In the previous week, Shore Bancshares had 4 more articles in the media than Orrstown Financial Services. MarketBeat recorded 5 mentions for Shore Bancshares and 1 mentions for Orrstown Financial Services. Orrstown Financial Services' average media sentiment score of 0.90 beat Shore Bancshares' score of 0.67 indicating that Orrstown Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shore Bancshares
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Orrstown Financial Services
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Shore Bancshares has a beta of 0.82, indicating that its share price is 18% less volatile than the broader market. Comparatively, Orrstown Financial Services has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market.

Shore Bancshares pays an annual dividend of $0.56 per share and has a dividend yield of 2.5%. Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Shore Bancshares pays out 28.3% of its earnings in the form of a dividend. Orrstown Financial Services pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Orrstown Financial Services has increased its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Orrstown Financial Services has higher revenue and earnings than Shore Bancshares. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Shore Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shore Bancshares$342.72M2.22$59.51M$1.9811.53
Orrstown Financial Services$356.05M2.29$80.86M$4.459.30

Orrstown Financial Services has a net margin of 24.00% compared to Shore Bancshares' net margin of 19.15%. Orrstown Financial Services' return on equity of 14.46% beat Shore Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Shore Bancshares19.15% 12.11% 1.16%
Orrstown Financial Services 24.00%14.46%1.56%

Shore Bancshares presently has a consensus price target of $25.75, indicating a potential upside of 12.79%. Orrstown Financial Services has a consensus price target of $44.33, indicating a potential upside of 7.09%. Given Shore Bancshares' higher possible upside, equities research analysts clearly believe Shore Bancshares is more favorable than Orrstown Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shore Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Orrstown Financial Services
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

59.8% of Shore Bancshares shares are owned by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are owned by institutional investors. 8.7% of Shore Bancshares shares are owned by company insiders. Comparatively, 4.3% of Orrstown Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Orrstown Financial Services beats Shore Bancshares on 12 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ORRF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ORRF vs. The Competition

MetricOrrstown Financial ServicesBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$819.63M$22.72B$13.43B$13.26B
Dividend Yield2.88%3.13%6.03%17.36%
P/E Ratio9.3025.3724.4426.20
Price / Sales2.299.25497.7295.18
Price / Cash10.8714.8929.4634.70
Price / Book1.361.342.716.40
Net Income$80.86M$2.58B$1.31B$381.07M
7 Day Performance1.30%-0.17%-0.19%-0.28%
1 Month Performance-4.01%-2.84%-3.13%-4.51%
1 Year Performance22.02%20.70%11.23%1.63%

Orrstown Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ORRF
Orrstown Financial Services
3.6902 of 5 stars
$41.40
-0.6%
$44.33
+7.1%
+22.7%$819.63M$356.05M9.30652
CATY
Cathay General Bancorp
3.0114 of 5 stars
$59.86
-1.4%
$62.25
+4.0%
+25.2%$4.05B$870.57M11.691,268
FMBH
First Mid Bancshares
3.7204 of 5 stars
$48.88
-1.0%
$54.63
+11.8%
+32.5%$1.31B$466.04M12.131,170
IBCP
Independent Bank
4.1374 of 5 stars
$35.35
-0.7%
$39.50
+11.7%
+16.3%$790.07M$315.38M10.28826
MBWM
Mercantile Bank
3.5382 of 5 stars
$58.89
-0.8%
$62.00
+5.3%
+31.6%$1.03B$260.81M10.37786

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This page (NASDAQ:ORRF) was last updated on 10/6/2026 by MarketBeat.com Staff.
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