Orrstown Financial Services (ORRF) Competitors $32.33 -1.22 (-3.64%) Closing price 10/10/2025 04:00 PM EasternExtended Trading$32.34 +0.01 (+0.02%) As of 10/10/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock ORRF vs. CATY, CTBI, FRME, IBCP, MOFG, OBK, SHBI, UVSP, WSBC, and FCFShould you be buying Orrstown Financial Services stock or one of its competitors? The main competitors of Orrstown Financial Services include Cathay General Bancorp (CATY), Community Trust Bancorp (CTBI), First Merchants (FRME), Independent Bank (IBCP), MidWestOne Financial Group (MOFG), Origin Bancorp (OBK), Shore Bancshares (SHBI), Univest Corporation of Pennsylvania (UVSP), WesBanco (WSBC), and First Commonwealth Financial (FCF). These companies are all part of the "finance" sector. Orrstown Financial Services vs. Its Competitors Cathay General Bancorp Community Trust Bancorp First Merchants Independent Bank MidWestOne Financial Group Origin Bancorp Shore Bancshares Univest Corporation of Pennsylvania WesBanco First Commonwealth Financial Cathay General Bancorp (NASDAQ:CATY) and Orrstown Financial Services (NASDAQ:ORRF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, media sentiment, earnings, institutional ownership, profitability, risk, dividends and analyst recommendations. Is CATY or ORRF more profitable? Cathay General Bancorp has a net margin of 21.44% compared to Orrstown Financial Services' net margin of 11.97%. Orrstown Financial Services' return on equity of 14.69% beat Cathay General Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Cathay General Bancorp21.44% 10.39% 1.27% Orrstown Financial Services 11.97%14.69%1.43% Do analysts rate CATY or ORRF? Cathay General Bancorp presently has a consensus target price of $50.17, indicating a potential upside of 8.26%. Orrstown Financial Services has a consensus target price of $39.25, indicating a potential upside of 21.40%. Given Orrstown Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Orrstown Financial Services is more favorable than Cathay General Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Cathay General Bancorp 1 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.29Orrstown Financial Services 0 Sell rating(s) 2 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.67 Does the media refer more to CATY or ORRF? In the previous week, Cathay General Bancorp had 1 more articles in the media than Orrstown Financial Services. MarketBeat recorded 6 mentions for Cathay General Bancorp and 5 mentions for Orrstown Financial Services. Cathay General Bancorp's average media sentiment score of 1.11 beat Orrstown Financial Services' score of 0.51 indicating that Cathay General Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Cathay General Bancorp 2 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Orrstown Financial Services 0 Very Positive mention(s) 2 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is CATY or ORRF a better dividend stock? Cathay General Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 2.9%. Orrstown Financial Services pays an annual dividend of $1.08 per share and has a dividend yield of 3.3%. Cathay General Bancorp pays out 32.9% of its earnings in the form of a dividend. Orrstown Financial Services pays out 48.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Orrstown Financial Services has raised its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Which has more volatility and risk, CATY or ORRF? Cathay General Bancorp has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500. Comparatively, Orrstown Financial Services has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500. Which has preferable valuation and earnings, CATY or ORRF? Cathay General Bancorp has higher revenue and earnings than Orrstown Financial Services. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Orrstown Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCathay General Bancorp$1.39B2.30$285.98M$4.1411.19Orrstown Financial Services$286.37M2.20$22.05M$2.2414.43 Do insiders & institutionals have more ownership in CATY or ORRF? 75.0% of Cathay General Bancorp shares are owned by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are owned by institutional investors. 4.9% of Cathay General Bancorp shares are owned by insiders. Comparatively, 4.7% of Orrstown Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term. SummaryCathay General Bancorp beats Orrstown Financial Services on 11 of the 19 factors compared between the two stocks. Get Orrstown Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for ORRF and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding ORRF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart ORRF vs. The Competition Export to ExcelMetricOrrstown Financial ServicesBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$653.93M$916.47M$12.62B$10.63BDividend Yield3.22%3.13%5.57%4.71%P/E Ratio14.4316.6429.7526.57Price / Sales2.202.0329.99132.63Price / Cash12.2253.4222.5762.09Price / Book1.211.092.236.53Net Income$22.05M$54.76M$1.02B$275.96M7 Day Performance-4.15%-2.79%-1.83%-0.73%1 Month Performance-8.62%-4.69%-2.14%3.71%1 Year Performance-9.82%7.80%536.12%37.30% Orrstown Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)ORRFOrrstown Financial Services4.8069 of 5 stars$32.33-3.6%$39.25+21.4%-7.4%$653.93M$286.37M14.43430News CoverageAnalyst ForecastCATYCathay General Bancorp3.9246 of 5 stars$47.45-1.0%$50.17+5.7%+8.7%$3.28B$1.39B11.461,266Positive NewsAnalyst ForecastCTBICommunity Trust Bancorp4.494 of 5 stars$55.47-0.2%$64.50+16.3%+10.6%$1.00B$264.82M10.92980News CoveragePositive NewsUpcoming EarningsAnalyst ForecastFRMEFirst Merchants4.9524 of 5 stars$37.35-0.2%$48.00+28.5%+0.5%$2.16B$637.74M9.682,120Analyst DowngradeIBCPIndependent Bank3.8814 of 5 stars$30.61-1.2%$36.00+17.6%-5.1%$633.93M$323.14M9.97920News CoverageAnalyst ForecastMOFGMidWestOne Financial Group3.3415 of 5 stars$28.04-1.5%$34.17+21.9%+2.8%$580.49M$84.71M-6.91730News CoverageAnalyst ForecastOBKOrigin BancorpN/A$34.51-1.1%$43.20+25.2%N/A$1.08B$347.73M14.031,010SHBIShore Bancshares4.2262 of 5 stars$16.28-1.6%$20.00+22.9%+15.2%$544.11M$326.48M10.11450Analyst ForecastUVSPUnivest Corporation of Pennsylvania3.6553 of 5 stars$29.74-1.4%$29.00-2.5%+5.8%$857.24M$500.41M10.86970WSBCWesBanco4.9669 of 5 stars$31.59-1.3%$38.83+22.9%+9.1%$3.04B$762.17M19.062,195Analyst ForecastFCFFirst Commonwealth Financial4.2259 of 5 stars$16.87-1.6%$18.90+12.0%-1.9%$1.76B$490.58M12.981,545Positive NewsAnalyst Forecast Related Companies and Tools Related Companies Cathay General Bancorp Alternatives Community Trust Bancorp Alternatives First Merchants Alternatives Independent Bank Alternatives MidWestOne Financial Group Alternatives Origin Bancorp Alternatives Shore Bancshares Alternatives Univest Corporation of Pennsylvania Alternatives WesBanco Alternatives First Commonwealth Financial Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:ORRF) was last updated on 10/11/2025 by MarketBeat.com Staff From Our PartnersBitcoin grabs headlines, but smart money likes this tokenBitcoin grabs headlines, but smart money likes this token My research team has identified the token positio...Crypto 101 Media | SponsoredCapital Gains Tax Strategies for SeniorsCapital gains taxes can take a bite out of your retirement income—unless you have a smart strategy. 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