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PayPal (PYPL) Stock Forecast & Price Target

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$68.26 -0.20 (-0.29%)
Closing price 09/5/2025 04:00 PM Eastern
Extended Trading
$68.25 -0.01 (-0.01%)
As of 09/5/2025 07:59 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PayPal - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Sell
2
Hold
14
Buy
17

Based on 33 Wall Street analysts who have issued ratings for PayPal in the last 12 months, the stock has a consensus rating of "Hold." Out of the 33 analysts, 2 have given a sell rating, 14 have given a hold rating, and 17 have given a buy rating for PYPL.

Consensus Price Target

$85.00
24.52% Upside
According to the 33 analysts' twelve-month price targets for PayPal, the average price target is $85.00. The highest price target for PYPL is $107.00, while the lowest price target for PYPL is $56.00. The average price target represents a forecasted upside of 24.52% from the current price of $68.26.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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PYPL Analyst Ratings Over Time

TypeCurrent Forecast
9/6/24 to 9/6/25
1 Month Ago
8/7/24 to 8/7/25
3 Months Ago
6/8/24 to 6/8/25
1 Year Ago
9/7/23 to 9/6/24
Strong Buy
0 Strong Buy rating(s)
1 Strong Buy rating(s)
1 Strong Buy rating(s)
1 Strong Buy rating(s)
Buy
17 Buy rating(s)
18 Buy rating(s)
18 Buy rating(s)
19 Buy rating(s)
Hold
14 Hold rating(s)
14 Hold rating(s)
15 Hold rating(s)
17 Hold rating(s)
Sell
2 Sell rating(s)
2 Sell rating(s)
3 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$85.00$84.57$83.29$75.56
Forecasted Upside24.52% Upside23.96% Upside13.43% Upside9.69% Upside
Consensus RatingHoldModerate BuyHoldModerate Buy

PYPL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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PYPL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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PayPal Stock vs. The Competition

TypePayPalBusiness Services CompaniesS&P 500
Consensus Rating Score
2.45
2.71
2.53
Consensus RatingHoldModerate BuyModerate Buy
Predicted Upside24.52% Upside122.56% Upside10.35% Upside
News Sentiment Rating
Positive News

See Recent PYPL News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
7/30/2025Morgan Stanley
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James Faucette
2 of 5 stars
Reiterated RatingPositive
7/30/2025Canaccord Genuity Group
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Joseph Vafi
Joseph Vafi
1 of 5 stars
Reiterated RatingBuy$96.00+37.71%
7/30/2025Macquarie
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Paul Golding
Paul Golding
Not Rated
Reiterated RatingOutperform$95.00+33.58%
7/30/2025JMP Securities
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Lower TargetMarket Outperform$110.00 ➝ $100.00+39.55%
7/29/2025Citigroup
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 Reiterated RatingBuy
7/29/2025BMO Capital Markets
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 Reiterated RatingMarket Perform
7/29/2025Barclays
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Reiterated RatingOverweight
7/29/2025Deutsche Bank Aktiengesellschaft
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Set Target$75.00-4.12%
7/29/2025Piper Sandler
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Set Target$74.00-5.40%
7/14/2025Seaport Res Ptn
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UpgradeStrong SellHold
6/26/2025Royal Bank Of Canada
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Reiterated RatingOutperform$88.00+21.48%
6/2/2025Truist Financial
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Initiated CoverageSell$68.00-2.91%
4/30/2025Robert W. Baird
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Boost TargetOutperform$78.00 ➝ $79.00+22.64%
4/30/2025UBS Group
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Lower TargetNeutral$88.00 ➝ $75.00+16.43%
4/30/2025Needham & Company LLC
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Reiterated RatingHold
4/23/2025Compass Point
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Initiated CoverageSell$56.00-8.82%
4/16/2025Wells Fargo & Company
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Lower TargetEqual Weight$80.00 ➝ $74.00+21.54%
4/14/2025Bank of America
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Lower TargetBuy$103.00 ➝ $93.00+48.59%
4/9/2025Evercore ISI
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Initiated CoverageIn-Line$65.00+13.22%
4/8/2025Monness Crespi & Hardt
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Lower TargetBuy$120.00 ➝ $90.00+49.42%
3/31/2025Keefe, Bruyette & Woods
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Lower TargetOutperform$104.00 ➝ $85.00+30.47%
3/27/2025Arete Research
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Set Target$81.00+20.63%
2/28/2025DZ Bank
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UpgradeHoldBuy$92.00+30.07%
2/4/2025JPMorgan Chase & Co.
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 Reiterated RatingOverweight
2/4/2025BTIG Research
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 Reiterated RatingNeutral
1/6/2025Susquehanna
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 Boost TargetPositive$94.00 ➝ $101.00+13.60%
12/13/2024Wolfe Research
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UpgradePeer PerformOutperform$107.00+19.69%
11/1/2024Phillip Securities
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 Reiterated RatingBuyAccumulate$80.00 ➝ $90.00+16.63%
10/30/2024The Goldman Sachs Group
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 Boost TargetNeutral$79.00 ➝ $87.00+10.97%
10/18/2024Stephens
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 Boost TargetEqual Weight$75.00 ➝ $85.00+5.55%
10/14/2024Mizuho
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Boost TargetOutperform$90.00 ➝ $100.00+24.21%
10/10/2024Sanford C. Bernstein
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DowngradeOutperformMarket Perform$75.00 ➝ $80.00-2.02%
10/1/2024Oppenheimer
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 Initiated CoverageMarket Perform
8/9/2024Daiwa America
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UpgradeModerate BuyStrong-Buy
8/9/2024Daiwa Capital Markets
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 UpgradeNeutralOutperform$68.00 ➝ $72.00+12.01%
7/31/2024TD Cowen
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 Boost TargetHold$68.00 ➝ $70.00+6.09%
7/31/2024Argus
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UpgradeHoldBuy
7/30/2024William Blair
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UpgradeHold
7/29/2024Jefferies Financial Group
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 Lower Target$70.00 ➝ $65.00+10.38%
5/31/2024New Street Research
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Initiated CoverageBuy$80.00+27.98%
2/8/2024Wedbush
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 Reiterated RatingOutperform$85.00+47.03%
10/13/2023HSBC
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 Initiated CoverageBuy$69.00+22.44%
9/18/2023Moffett Nathanson
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 Reiterated RatingOutperformMarket Perform$75.00+16.80%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Saturday at 07:33 AM ET.


Should I Buy PayPal Stock? PYPL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Tuesday, September 2, 2025. Please send any questions or comments about these PayPal pros and cons to contact@marketbeat.com.

PayPal
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in PayPal Holdings, Inc.:

  • The current stock price is around $72, which is significantly higher than its fifty-two week low, indicating potential for growth.
  • PayPal Holdings, Inc. reported a strong quarterly earnings performance, with earnings per share (EPS) of $1.40, surpassing estimates, which reflects robust financial health.
  • The company has a solid market capitalization of approximately $67 billion, suggesting it is a well-established player in the digital payments sector.
  • With a return on equity of over 25%, PayPal Holdings, Inc. demonstrates effective management and profitability, which can attract investors looking for strong returns.
  • The company has a manageable debt-to-equity ratio of 0.56, indicating a balanced approach to leveraging debt for growth without excessive risk.

PayPal
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in PayPal Holdings, Inc. for these reasons:

  • Insider selling has been notable, with executives selling shares recently, which may signal a lack of confidence in the stock's short-term performance.
  • The stock has a relatively high beta of 1.43, indicating that it is more volatile than the market, which could lead to greater risk for investors.
  • Despite recent earnings growth, the price-to-earnings (P/E) ratio of 15.00 suggests that the stock may be overvalued compared to its earnings potential.
  • The company has a quick ratio of 1.33, which, while acceptable, indicates that it may face challenges in meeting short-term liabilities without selling inventory.
  • PayPal Holdings, Inc. operates in a highly competitive market, which could impact its market share and profitability in the future.

PYPL Forecast - Frequently Asked Questions

According to the research reports of 33 Wall Street equities research analysts, the average twelve-month stock price forecast for PayPal is $85.00, with a high forecast of $107.00 and a low forecast of $56.00.

33 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for PayPal in the last year. There are currently 2 sell ratings, 14 hold ratings and 17 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" PYPL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in PYPL, but not buy additional shares or sell existing shares.

According to analysts, PayPal's stock has a predicted upside of 24.52% based on their 12-month stock forecasts.

Over the previous 90 days, PayPal's stock had 2 upgrades by analysts.

Analysts like PayPal less than other "business services" companies. The consensus rating for PayPal is Hold while the average consensus rating for "business services" companies is Moderate Buy. Learn more on how PYPL compares to other companies.


This page (NASDAQ:PYPL) was last updated on 9/6/2025 by MarketBeat.com Staff
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