Southern Missouri Bancorp (SMBC) Competitors

Southern Missouri Bancorp (NASDAQ:SMBC) and FinVolution Group (NYSE:FINV) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, community ranking, institutional ownership, media sentiment, valuation, dividends, earnings and profitability.

Does the MarketBeat Community believe in SMBC or FINV?

Southern Missouri Bancorp received 170 more outperform votes than FinVolution Group when rated by MarketBeat users. Likewise, 61.62% of users gave Southern Missouri Bancorp an outperform vote while only 59.09% of users gave FinVolution Group an outperform vote.

Company	Underperform	Outperform
Southern Missouri Bancorp	Outperform Votes 183 61.62%	Underperform Votes 114 38.38%
FinVolution Group	Outperform Votes 13 59.09%	Underperform Votes 9 40.91%

Is SMBC or FINV more profitable?

Southern Missouri Bancorp has a net margin of 17.72% compared to FinVolution Group's net margin of 17.36%. FinVolution Group's return on equity of 16.66% beat Southern Missouri Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Southern Missouri Bancorp	17.72%	10.45%	1.10%
FinVolution Group	17.36%	16.66%	10.85%

Which has stronger valuation and earnings, SMBC or FINV?

FinVolution Group has higher revenue and earnings than Southern Missouri Bancorp. FinVolution Group is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Southern Missouri Bancorp	$177.85M	3.43	$50.18M	$4.98	10.83
FinVolution Group	$13.40B	0.17	$329.70M	$1.37	6.51

Do insiders and institutionals believe in SMBC or FINV?

49.5% of Southern Missouri Bancorp shares are held by institutional investors. Comparatively, 31.1% of FinVolution Group shares are held by institutional investors. 16.6% of Southern Missouri Bancorp shares are held by insiders. Comparatively, 44.0% of FinVolution Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Does the media favor SMBC or FINV?

In the previous week, FinVolution Group had 1 more articles in the media than Southern Missouri Bancorp. MarketBeat recorded 3 mentions for FinVolution Group and 2 mentions for Southern Missouri Bancorp. Southern Missouri Bancorp's average media sentiment score of 1.77 beat FinVolution Group's score of 0.99 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Southern Missouri Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
FinVolution Group	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SMBC or FINV a better dividend stock?

Southern Missouri Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 1.7%. FinVolution Group pays an annual dividend of $0.21 per share and has a dividend yield of 2.4%. Southern Missouri Bancorp pays out 18.5% of its earnings in the form of a dividend. FinVolution Group pays out 15.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has increased its dividend for 13 consecutive years. FinVolution Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts prefer SMBC or FINV?

Southern Missouri Bancorp currently has a consensus target price of $66.33, indicating a potential upside of 23.00%. FinVolution Group has a consensus target price of $11.55, indicating a potential upside of 29.48%. Given FinVolution Group's stronger consensus rating and higher possible upside, analysts plainly believe FinVolution Group is more favorable than Southern Missouri Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Southern Missouri Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
FinVolution Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more volatility and risk, SMBC or FINV?

Southern Missouri Bancorp has a beta of 0.99, meaning that its share price is 1% less volatile than the S&P 500. Comparatively, FinVolution Group has a beta of 0.37, meaning that its share price is 63% less volatile than the S&P 500.

Summary

Southern Missouri Bancorp and FinVolution Group tied by winning 10 of the 20 factors compared between the two stocks.