Southern Missouri Bancorp (SMBC) Competitors

Southern Missouri Bancorp (NASDAQ:SMBC) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, analyst recommendations, profitability, valuation, risk, earnings and media sentiment.

Is SMBC or FMBH a better dividend stock?

Southern Missouri Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 1.9%. First Mid Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.6%. Southern Missouri Bancorp pays out 19.3% of its earnings in the form of a dividend. First Mid Bancshares pays out 27.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has raised its dividend for 13 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years.

Do insiders and institutionals have more ownership in SMBC or FMBH?

49.5% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 16.6% of Southern Missouri Bancorp shares are owned by insiders. Comparatively, 7.7% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Is SMBC or FMBH more profitable?

Southern Missouri Bancorp has a net margin of 19.17% compared to First Mid Bancshares' net margin of 18.32%. Southern Missouri Bancorp's return on equity of 11.35% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Southern Missouri Bancorp	19.17%	11.35%	1.20%
First Mid Bancshares	18.32%	10.19%	1.16%

Do analysts rate SMBC or FMBH?

Southern Missouri Bancorp presently has a consensus target price of $64.67, suggesting a potential upside of 24.72%. First Mid Bancshares has a consensus target price of $43.33, suggesting a potential upside of 16.55%. Given Southern Missouri Bancorp's higher probable upside, research analysts plainly believe Southern Missouri Bancorp is more favorable than First Mid Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Southern Missouri Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Does the media prefer SMBC or FMBH?

In the previous week, First Mid Bancshares had 1 more articles in the media than Southern Missouri Bancorp. MarketBeat recorded 2 mentions for First Mid Bancshares and 1 mentions for Southern Missouri Bancorp. Southern Missouri Bancorp's average media sentiment score of 0.79 beat First Mid Bancshares' score of 0.00 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Southern Missouri Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Mid Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility and risk, SMBC or FMBH?

Southern Missouri Bancorp has a beta of 1.03, meaning that its share price is 3% more volatile than the S&P 500. Comparatively, First Mid Bancshares has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500.

Which has preferable valuation and earnings, SMBC or FMBH?

First Mid Bancshares has higher revenue and earnings than Southern Missouri Bancorp. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Southern Missouri Bancorp	$182.60M	3.21	$58.58M	$5.18	10.01
First Mid Bancshares	$453.67M	1.97	$78.90M	$3.52	10.56

Summary

Southern Missouri Bancorp beats First Mid Bancshares on 12 of the 18 factors compared between the two stocks.