SMBC vs. BFH, ENVA, FINV, PPBI, FBK, NTB, CASH, NIC, HUT, and BTDR
Should you be buying Southern Missouri Bancorp stock or one of its competitors? The main competitors of Southern Missouri Bancorp include Bread Financial (BFH), Enova International (ENVA), FinVolution Group (FINV), Pacific Premier Bancorp (PPBI), FB Financial (FBK), Bank of N.T. Butterfield & Son (NTB), Pathward Financial (CASH), Nicolet Bankshares (NIC), Hut 8 (HUT), and Bitdeer Technologies Group (BTDR). These companies are all part of the "banking" industry.
Southern Missouri Bancorp vs.
Southern Missouri Bancorp (NASDAQ:SMBC) and Bread Financial (NYSE:BFH) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their community ranking, valuation, profitability, institutional ownership, media sentiment, earnings, dividends, risk and analyst recommendations.
Southern Missouri Bancorp has a net margin of 17.72% compared to Bread Financial's net margin of 5.75%. Bread Financial's return on equity of 12.41% beat Southern Missouri Bancorp's return on equity.
Southern Missouri Bancorp received 166 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 61.62% of users gave Southern Missouri Bancorp an outperform vote while only 20.48% of users gave Bread Financial an outperform vote.
Southern Missouri Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 1.7%. Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.6%. Southern Missouri Bancorp pays out 18.5% of its earnings in the form of a dividend. Bread Financial pays out 14.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has increased its dividend for 13 consecutive years. Southern Missouri Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Southern Missouri Bancorp currently has a consensus target price of $66.33, suggesting a potential upside of 24.66%. Bread Financial has a consensus target price of $60.27, suggesting a potential upside of 17.40%. Given Southern Missouri Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Southern Missouri Bancorp is more favorable than Bread Financial.
In the previous week, Bread Financial had 11 more articles in the media than Southern Missouri Bancorp. MarketBeat recorded 11 mentions for Bread Financial and 0 mentions for Southern Missouri Bancorp. Southern Missouri Bancorp's average media sentiment score of 1.85 beat Bread Financial's score of 1.03 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.
Bread Financial has higher revenue and earnings than Southern Missouri Bancorp. Bread Financial is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.
49.5% of Southern Missouri Bancorp shares are held by institutional investors. Comparatively, 99.5% of Bread Financial shares are held by institutional investors. 16.6% of Southern Missouri Bancorp shares are held by company insiders. Comparatively, 0.9% of Bread Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Southern Missouri Bancorp has a beta of 1, meaning that its stock price has a similar volatility profile to the S&P 500.Comparatively, Bread Financial has a beta of 1.33, meaning that its stock price is 33% more volatile than the S&P 500.
Summary
Southern Missouri Bancorp beats Bread Financial on 11 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:SMBC) was last updated on 5/22/2025 by MarketBeat.com Staff
