SoFi Technologies (SOFI) Stock Forecast & Price Target $15.69 +0.46 (+3.02%) Closing price 04:00 PM EasternExtended Trading$15.60 -0.09 (-0.57%) As of 07:27 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Analyst Forecasts Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock SoFi Technologies - Analysts' Recommendations and Stock Price Forecast (2026) How MarketBeat Calculates Price Target and Consensus Rating Consensus Rating HoldBased on 21 Analyst RatingsSell3Hold11Buy7 Based on 21 Wall Street analysts who have issued ratings for SoFi Technologies in the last 12 months, the stock has a consensus rating of "Hold." Out of the 21 analysts, 3 have given a sell rating, 11 have given a hold rating, and 7 have given a buy rating for SOFI. Consensus Price Target $22.5643.76% Upside According to the 21 analysts' twelve-month price targets for SoFi Technologies, the average price target is $22.56. The highest price target for SOFI is $35.00, while the lowest price target for SOFI is $16.00. The average price target represents a forecasted upside of 43.76% from the current price of $15.69. MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data. Get the Latest News and Ratings for SOFI and Related Stocks Enter your email address to receive the latest news and analysts' ratings for SoFi Technologies and its competitors. Sign Up View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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SOFI Analyst Ratings Over TimeTypeCurrent Forecast5/20/25 to 5/20/261 Month Ago4/20/25 to 4/20/263 Months Ago2/19/25 to 2/19/261 Year Ago5/20/24 to 5/20/25Strong Buy0 Strong Buy rating(s)0 Strong Buy rating(s)1 Strong Buy rating(s)1 Strong Buy rating(s)Buy7 Buy rating(s)7 Buy rating(s)7 Buy rating(s)6 Buy rating(s)Hold11 Hold rating(s)10 Hold rating(s)8 Hold rating(s)5 Hold rating(s)Sell3 Sell rating(s)3 Sell rating(s)3 Sell rating(s)3 Sell rating(s)Consensus Price Target$22.56$24.85$26.34$14.17Forecasted Upside43.76% Upside27.45% Upside36.50% Upside6.76% UpsideConsensus RatingHoldHoldHoldHold SOFI Analyst Recommendations By MonthAnalyst Ratings Chart DescriptionThe chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.Skip Chart & View Analyst Rating History SOFI Price Targets by MonthAverage Share Price and Price Target by Month Chart DescriptionThe chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table SoFi Technologies Stock vs. The CompetitionTypeSoFi TechnologiesFinance CompaniesBroader MarketConsensus Rating Score 2.19 2.31 2.52Consensus RatingHoldHoldModerate BuyPredicted Upside43.76% Upside29.45% Upside16.43% UpsideNews Sentiment RatingPositive NewsSee Recent SOFI NewsPositive NewsPositive News Recent Analyst Forecasts and Stock Ratings All Ratings Strong Buy Buy Hold Sell Rating Show All Upside > 100% Upside 50% - 100% Upside 20% - 50% Upside 10% - 20% Upside 0% - 10% Downside 0% - 10% Downside 10% - 20% Downside 20% - 50% Downside 50% - 100% Downside > 100% Upside/Downside All Actions Upgrades Downgrades Initiates Coverage Raises Target Lowers Target Reiterates Rating Action Custom Range 1 Month 3 Months 6 Months Year-to-Date 1 Year 3 Years 5 Years Time Frame Start Date End Date Most Recent from Each Brokerage All Show Export DateBrokerageAnalystActionRatingPrice TargetReport Date Upside/DownsideDetails5/12/2026 Truist Financial3 of 5 starsMatthew CoadNot RatedLower TargetHold$20.00 ➝ $17.00+5.43%5/8/2026 Weiss RatingsNot Rated UpgradeHold (C-) ➝ Hold (C)5/6/2026 Mizuho4 of 5 starsDan Dolev1 of 5 starsSet Target$29.00+79.28%5/4/2026 CitigroupSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingPeter ChristiansenSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingLower TargetBuy$37.00 ➝ $30.00+84.67%4/30/2026 Morgan StanleySubscribe to MarketBeat All Access for the firm's recommendation accuracy rating Set Target$16.00-1.02%4/30/2026 Deutsche Bank AktiengesellschaftSubscribe to MarketBeat All Access for the firm's recommendation accuracy rating Reiterated RatingHold$18.00+11.80%4/30/2026 The Goldman Sachs GroupSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingMichael NgSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingReiterated RatingNeutral$17.00+8.36%4/30/2026 StephensSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingKyle JosephSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingLower TargetOverweight$26.00 ➝ $25.00+59.35%4/30/2026 UBS GroupSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingTim ChiodoSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingLower TargetNeutral$24.50 ➝ $21.00+35.31%4/30/2026 TD CowenSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingMoshe OrenbuchSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingLower TargetHold$24.00 ➝ $18.00+12.75%This stock has 30 days of quiet left (Ad)A small power equipment company with $1.5 billion in orders is flying under the radar - but not for long. When the SpaceX and xAI S-1 filing hits the SEC in June, analysts will comb through supplier disclosures and this company's name is expected to surface. Dylan Jovine has identified the ticker and laid out the full investment thesis. The stock is still quiet - but that window may be closing fast.See the overlooked supplier before the SpaceX S-1 changes everything4/30/2026 Needham & Company LLCSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingKyle PetersonSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingLower TargetBuy$33.00 ➝ $25.00+61.08%4/15/2026 ArgusSubscribe to MarketBeat All Access for the firm's recommendation accuracy rating Initiated CoverageHold4/9/2026 Wells Fargo & CompanySubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingDonald FandettiSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingLower TargetEqual Weight$19.00 ➝ $18.00+11.08%4/9/2026 Keefe, Bruyette & WoodsSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingTimothy SwitzerSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingLower TargetUnderperform$20.00 ➝ $17.00+3.09%4/6/2026 BarclaysSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingTerry MaSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingLower TargetEqual Weight$28.00 ➝ $18.00+11.58%2/9/2026 Citizens JmpSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingDevin RyanSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingUpgradeMarket Perform ➝ Outperform$30.00+43.82%2/3/2026 JPMorgan Chase & Co.Subscribe to MarketBeat All Access for the firm's recommendation accuracy ratingReginald SmithSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingUpgradeNeutral ➝ Overweight$31.00+40.40%1/6/2026 Bank of AmericaSubscribe to MarketBeat All Access for the firm's recommendation accuracy rating Initiated CoverageUnderperform$20.50-23.70%10/29/2025 BTIG ResearchSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingVincent CainticSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingReiterated RatingNeutral10/28/2025 Jefferies Financial GroupSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingJohn HechtSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingReiterated RatingBuy$35.00+10.62%8/1/2025 Rothschild & Co RedburnSubscribe to MarketBeat All Access for the firm's recommendation accuracy rating UpgradeHold2/21/2025 Dbs BankSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingE. FokSubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingUpgradeStrong-Buy1/24/2025 William BlairSubscribe to MarketBeat All Access for the firm's recommendation accuracy ratingAndrew JeffreySubscribe to MarketBeat All Access for the analyst's recommendation accuracy ratingReiterated RatingOutperformAnalyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 07:28 PM ET. SOFI Forecast - Frequently Asked Questions What is SoFi Technologies' forecast for 2026? According to the research reports of 21 Wall Street equities research analysts, the average twelve-month stock price forecast for SoFi Technologies is $22.56, with a high forecast of $35.00 and a low forecast of $16.00. Should I buy or sell SoFi Technologies stock right now? 21 Wall Street analysts have issued "buy," "hold," and "sell" ratings for SoFi Technologies in the last year. There are currently 3 sell ratings, 11 hold ratings and 7 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" SOFI shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SOFI, but not buy additional shares or sell existing shares. Does SoFi Technologies's stock price have much upside? According to analysts, SoFi Technologies's stock has a predicted upside of 43.76% based on their 12-month stock forecasts. Has SoFi Technologies been upgraded by Wall Street analysts recently? Over the previous 90 days, SoFi Technologies's stock had 1 upgrade by analysts. What analysts cover SoFi Technologies? SoFi Technologies has been rated by research analysts at Argus, Barclays, Citigroup, Deutsche Bank Aktiengesellschaft, Keefe, Bruyette & Woods, Mizuho, Morgan Stanley, Needham & Company LLC, Stephens, TD Cowen, The Goldman Sachs Group, Truist Financial, UBS Group, Weiss Ratings, and Wells Fargo & Company in the past 90 days. Do Wall Street analysts like SoFi Technologies more than its competitors? Analysts like SoFi Technologies less than other "finance" companies. The consensus rating score for SoFi Technologies is 2.19 while the average consensus rating score for "finance" companies is 2.31. Learn more on how SOFI compares to other companies. Stock Forecasts and Research Tools Related Companies AFRM Stock Forecast HOOD Stock Forecast PYPL Stock Forecast UPST Stock Forecast BAC Stock Forecast JPM Stock Forecast LC Stock Forecast NU Stock Forecast BCS Stock Forecast LYG Stock Forecast Today's Analyst Ratings U.S. Ratings U.K. Ratings Canadian Ratings All Upgrades All Downgrades All Initiations All Price Target Changes Top-Rated Stocks Top Rated Stocks Top-Rated Dividend Stocks Top-Rated Small-Cap Stocks Top-Rated Tech Stocks Most-Upgraded Stocks Most-Downgraded Stocks Lowest-Rated Stocks More Ratings Tools Stock Ratings by Issuer Top-Rated Analysts Top-Rated Brokerages Stock Ratings Screener Free Ratings Newsletter Brokerages With SoFi Technologies RecommendationsTruist FinancialWeiss RatingsMizuhoCitigroupThe Goldman Sachs GroupNeedham & Company LLCMorgan StanleyTD CowenUBS GroupStephensDeutsche Bank AktiengesellschaftArgusKeefe, Bruyette & WoodsWells Fargo & CompanyBarclays This page (NASDAQ:SOFI) was last updated on 5/20/2026 by MarketBeat.com Staff. 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