South Plains Financial (SPFI) Competitors

FinVolution Group (NYSE:FINV) and South Plains Financial (NASDAQ:SPFI) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, community ranking, risk, valuation, profitability, institutional ownership and earnings.

Does the media prefer FINV or SPFI?

In the previous week, FinVolution Group had 2 more articles in the media than South Plains Financial. MarketBeat recorded 3 mentions for FinVolution Group and 1 mentions for South Plains Financial. South Plains Financial's average media sentiment score of 1.87 beat FinVolution Group's score of 0.99 indicating that South Plains Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
FinVolution Group	Positive
South Plains Financial	Very Positive

Do institutionals and insiders have more ownership in FINV or SPFI?

31.1% of FinVolution Group shares are owned by institutional investors. Comparatively, 55.0% of South Plains Financial shares are owned by institutional investors. 44.0% of FinVolution Group shares are owned by insiders. Comparatively, 24.6% of South Plains Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Is FINV or SPFI more profitable?

FinVolution Group has a net margin of 17.36% compared to South Plains Financial's net margin of 17.20%. FinVolution Group's return on equity of 16.66% beat South Plains Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FinVolution Group	17.36%	16.66%	10.85%
South Plains Financial	17.20%	11.75%	1.17%

Which has more volatility & risk, FINV or SPFI?

FinVolution Group has a beta of 0.37, meaning that its share price is 63% less volatile than the S&P 500. Comparatively, South Plains Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the S&P 500.

Is FINV or SPFI a better dividend stock?

FinVolution Group pays an annual dividend of $0.21 per share and has a dividend yield of 2.4%. South Plains Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.6%. FinVolution Group pays out 15.3% of its earnings in the form of a dividend. South Plains Financial pays out 20.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. South Plains Financial has raised its dividend for 5 consecutive years. FinVolution Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has preferable valuation & earnings, FINV or SPFI?

FinVolution Group has higher revenue and earnings than South Plains Financial. FinVolution Group is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FinVolution Group	$13.40B	0.17	$329.70M	$1.37	6.51
South Plains Financial	$191.62M	3.09	$49.72M	$3.00	12.14

Does the MarketBeat Community favor FINV or SPFI?

South Plains Financial received 37 more outperform votes than FinVolution Group when rated by MarketBeat users. However, 59.09% of users gave FinVolution Group an outperform vote while only 56.82% of users gave South Plains Financial an outperform vote.

Company	Underperform	Outperform
FinVolution Group	Outperform Votes 13 59.09%	Underperform Votes 9 40.91%
South Plains Financial	Outperform Votes 50 56.82%	Underperform Votes 38 43.18%

Do analysts prefer FINV or SPFI?

FinVolution Group currently has a consensus target price of $11.55, suggesting a potential upside of 29.48%. South Plains Financial has a consensus target price of $41.50, suggesting a potential upside of 13.92%. Given FinVolution Group's higher possible upside, research analysts plainly believe FinVolution Group is more favorable than South Plains Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinVolution Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
South Plains Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

FinVolution Group beats South Plains Financial on 11 of the 20 factors compared between the two stocks.