South Plains Financial (SPFI) Competitors

Pacific Premier Bancorp (NASDAQ:PPBI) and South Plains Financial (NASDAQ:SPFI) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, community ranking, institutional ownership, media sentiment, earnings, dividends, profitability, valuation and risk.

Does the media favor PPBI or SPFI?

In the previous week, Pacific Premier Bancorp had 6 more articles in the media than South Plains Financial. MarketBeat recorded 6 mentions for Pacific Premier Bancorp and 0 mentions for South Plains Financial. Pacific Premier Bancorp's average media sentiment score of 1.11 beat South Plains Financial's score of 0.00 indicating that Pacific Premier Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Pacific Premier Bancorp	Positive
South Plains Financial	Neutral

Which has more risk & volatility, PPBI or SPFI?

Pacific Premier Bancorp has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500. Comparatively, South Plains Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the S&P 500.

Do analysts prefer PPBI or SPFI?

Pacific Premier Bancorp currently has a consensus price target of $27.25, indicating a potential upside of 28.72%. South Plains Financial has a consensus price target of $41.50, indicating a potential upside of 17.76%. Given Pacific Premier Bancorp's higher probable upside, equities research analysts clearly believe Pacific Premier Bancorp is more favorable than South Plains Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pacific Premier Bancorp	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25
South Plains Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has stronger valuation & earnings, PPBI or SPFI?

Pacific Premier Bancorp has higher revenue and earnings than South Plains Financial. South Plains Financial is trading at a lower price-to-earnings ratio than Pacific Premier Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pacific Premier Bancorp	$541.46M	3.79	$158.80M	$1.52	13.93
South Plains Financial	$191.62M	2.98	$49.72M	$3.00	11.75

Is PPBI or SPFI a better dividend stock?

Pacific Premier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 6.2%. South Plains Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.7%. Pacific Premier Bancorp pays out 86.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. South Plains Financial pays out 20.0% of its earnings in the form of a dividend. South Plains Financial has raised its dividend for 5 consecutive years.

Does the MarketBeat Community believe in PPBI or SPFI?

Pacific Premier Bancorp received 297 more outperform votes than South Plains Financial when rated by MarketBeat users. Likewise, 61.52% of users gave Pacific Premier Bancorp an outperform vote while only 56.82% of users gave South Plains Financial an outperform vote.

Company	Underperform	Outperform
Pacific Premier Bancorp	Outperform Votes 347 61.52%	Underperform Votes 217 38.48%
South Plains Financial	Outperform Votes 50 56.82%	Underperform Votes 38 43.18%

Do institutionals & insiders hold more shares of PPBI or SPFI?

93.1% of Pacific Premier Bancorp shares are held by institutional investors. Comparatively, 55.0% of South Plains Financial shares are held by institutional investors. 2.3% of Pacific Premier Bancorp shares are held by insiders. Comparatively, 24.6% of South Plains Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is PPBI or SPFI more profitable?

Pacific Premier Bancorp has a net margin of 17.54% compared to South Plains Financial's net margin of 17.20%. South Plains Financial's return on equity of 11.75% beat Pacific Premier Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pacific Premier Bancorp	17.54%	5.43%	0.87%
South Plains Financial	17.20%	11.75%	1.17%

Summary

Pacific Premier Bancorp beats South Plains Financial on 13 of the 21 factors compared between the two stocks.