South Plains Financial (SPFI) Competitors

South Plains Financial (NASDAQ:SPFI) and FinVolution Group (NYSE:FINV) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their community ranking, institutional ownership, valuation, earnings, profitability, analyst recommendations, dividends, media sentiment and risk.

Do analysts rate SPFI or FINV?

South Plains Financial presently has a consensus target price of $41.50, indicating a potential upside of 23.05%. FinVolution Group has a consensus target price of $11.40, indicating a potential upside of 38.60%. Given FinVolution Group's higher possible upside, analysts clearly believe FinVolution Group is more favorable than South Plains Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
South Plains Financial	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
FinVolution Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the MarketBeat Community believe in SPFI or FINV?

South Plains Financial received 38 more outperform votes than FinVolution Group when rated by MarketBeat users. However, 57.14% of users gave FinVolution Group an outperform vote while only 56.82% of users gave South Plains Financial an outperform vote.

Company	Underperform	Outperform
South Plains Financial	Outperform Votes 50 56.82%	Underperform Votes 38 43.18%
FinVolution Group	Outperform Votes 12 57.14%	Underperform Votes 9 42.86%

Is SPFI or FINV more profitable?

FinVolution Group has a net margin of 17.36% compared to South Plains Financial's net margin of 17.20%. FinVolution Group's return on equity of 16.66% beat South Plains Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
South Plains Financial	17.20%	11.75%	1.17%
FinVolution Group	17.36%	16.66%	10.85%

Do institutionals and insiders have more ownership in SPFI or FINV?

55.0% of South Plains Financial shares are held by institutional investors. Comparatively, 31.1% of FinVolution Group shares are held by institutional investors. 25.4% of South Plains Financial shares are held by insiders. Comparatively, 44.0% of FinVolution Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Does the media favor SPFI or FINV?

In the previous week, South Plains Financial had 2 more articles in the media than FinVolution Group. MarketBeat recorded 7 mentions for South Plains Financial and 5 mentions for FinVolution Group. FinVolution Group's average media sentiment score of 1.28 beat South Plains Financial's score of 0.50 indicating that FinVolution Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
South Plains Financial	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
FinVolution Group	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SPFI or FINV a better dividend stock?

South Plains Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.8%. FinVolution Group pays an annual dividend of $0.21 per share and has a dividend yield of 2.6%. South Plains Financial pays out 20.0% of its earnings in the form of a dividend. FinVolution Group pays out 16.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FinVolution Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more volatility & risk, SPFI or FINV?

South Plains Financial has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500. Comparatively, FinVolution Group has a beta of 0.32, suggesting that its stock price is 68% less volatile than the S&P 500.

Which has preferable earnings & valuation, SPFI or FINV?

FinVolution Group has higher revenue and earnings than South Plains Financial. FinVolution Group is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
South Plains Financial	$193.07M	2.84	$49.72M	$3.00	11.24
FinVolution Group	$13.09B	0.17	$329.70M	$1.25	6.58

Summary

FinVolution Group beats South Plains Financial on 11 of the 20 factors compared between the two stocks.