SouthState (SSB) Competitors

SouthState (NASDAQ:SSB) and M&T Bank (NYSE:MTB) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, dividends, risk, analyst recommendations, profitability, institutional ownership, valuation and earnings.

Do analysts prefer SSB or MTB?

SouthState presently has a consensus price target of $116.27, indicating a potential upside of 22.38%. M&T Bank has a consensus price target of $210.88, indicating a potential upside of 6.75%. Given SouthState's stronger consensus rating and higher possible upside, research analysts plainly believe SouthState is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SouthState	0 Sell rating(s)	1 Hold rating(s)	8 Buy rating(s)	2 Strong Buy rating(s)	3.09
M&T Bank	1 Sell rating(s)	7 Hold rating(s)	13 Buy rating(s)	0 Strong Buy rating(s)	2.57

Does the media prefer SSB or MTB?

In the previous week, M&T Bank had 9 more articles in the media than SouthState. MarketBeat recorded 16 mentions for M&T Bank and 7 mentions for SouthState. SouthState's average media sentiment score of 1.04 beat M&T Bank's score of 1.01 indicating that SouthState is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SouthState	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
M&T Bank	9 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation and earnings, SSB or MTB?

M&T Bank has higher revenue and earnings than SouthState. M&T Bank is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SouthState	$1.88B	5.12	$534.78M	$6.33	15.01
M&T Bank	$13.45B	2.36	$2.59B	$14.93	13.23

Is SSB or MTB a better dividend stock?

SouthState pays an annual dividend of $2.16 per share and has a dividend yield of 2.3%. M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.7%. SouthState pays out 34.1% of its earnings in the form of a dividend. M&T Bank pays out 36.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has increased its dividend for 13 consecutive years.

Which has more volatility and risk, SSB or MTB?

SouthState has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.63, meaning that its stock price is 37% less volatile than the S&P 500.

Is SSB or MTB more profitable?

SouthState has a net margin of 22.38% compared to M&T Bank's net margin of 19.86%. M&T Bank's return on equity of 10.18% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SouthState	22.38%	9.62%	1.21%
M&T Bank	19.86%	10.18%	1.28%

Do insiders and institutionals hold more shares of SSB or MTB?

89.8% of SouthState shares are owned by institutional investors. Comparatively, 84.7% of M&T Bank shares are owned by institutional investors. 1.7% of SouthState shares are owned by insiders. Comparatively, 0.5% of M&T Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

SouthState beats M&T Bank on 12 of the 20 factors compared between the two stocks.