SouthState (SSB) Competitors

SouthState (NASDAQ:SSB) and M&T Bank (NYSE:MTB) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, risk, earnings, institutional ownership, community ranking, media sentiment, analyst recommendations, profitability and dividends.

Which has higher earnings & valuation, SSB or MTB?

M&T Bank has higher revenue and earnings than SouthState. M&T Bank is trading at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SouthState	$1.67B	5.29	$534.78M	$6.33	13.73
M&T Bank	$9.30B	3.00	$2.59B	$14.93	11.37

Is SSB or MTB more profitable?

SouthState has a net margin of 22.38% compared to M&T Bank's net margin of 19.24%. M&T Bank's return on equity of 10.12% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SouthState	22.38%	9.62%	1.21%
M&T Bank	19.24%	10.12%	1.25%

Is SSB or MTB a better dividend stock?

SouthState pays an annual dividend of $2.16 per share and has a dividend yield of 2.5%. M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.2%. SouthState pays out 34.1% of its earnings in the form of a dividend. M&T Bank pays out 36.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has raised its dividend for 13 consecutive years.

Do analysts rate SSB or MTB?

SouthState presently has a consensus target price of $116.60, suggesting a potential upside of 34.12%. M&T Bank has a consensus target price of $208.24, suggesting a potential upside of 22.70%. Given SouthState's stronger consensus rating and higher possible upside, equities research analysts plainly believe SouthState is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SouthState	0 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	1 Strong Buy rating(s)	2.90
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.47

Do insiders & institutionals hold more shares of SSB or MTB?

89.8% of SouthState shares are held by institutional investors. Comparatively, 84.7% of M&T Bank shares are held by institutional investors. 1.7% of SouthState shares are held by company insiders. Comparatively, 0.5% of M&T Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has more volatility & risk, SSB or MTB?

SouthState has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.58, suggesting that its stock price is 42% less volatile than the S&P 500.

Does the MarketBeat Community prefer SSB or MTB?

SouthState received 251 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 61.83% of users gave SouthState an outperform vote while only 46.04% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
SouthState	Outperform Votes 507 61.83%	Underperform Votes 313 38.17%
M&T Bank	Outperform Votes 256 46.04%	Underperform Votes 300 53.96%

Does the media prefer SSB or MTB?

In the previous week, SouthState had 16 more articles in the media than M&T Bank. MarketBeat recorded 33 mentions for SouthState and 17 mentions for M&T Bank. M&T Bank's average media sentiment score of 1.36 beat SouthState's score of 0.83 indicating that M&T Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SouthState	12 Very Positive mention(s)	3 Positive mention(s)	7 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive
M&T Bank	12 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

SouthState beats M&T Bank on 14 of the 22 factors compared between the two stocks.