SSBI vs. FSBW, PLBC, OVLY, UBFO, SFBC, FNWB, EWBC, WAL, ZION, and GBCI
Should you be buying Summit State Bank stock or one of its competitors? The main competitors of Summit State Bank include FS Bancorp (FSBW), Plumas Bancorp (PLBC), Oak Valley Bancorp (OVLY), United Security Bancshares (UBFO), Sound Financial Bancorp (SFBC), First Northwest Bancorp (FNWB), East West Bancorp (EWBC), Western Alliance Bancorporation (WAL), Zions Bancorporation, N.A. (ZION), and Glacier Bancorp (GBCI). These companies are all part of the "banks - west" industry.
Summit State Bank vs. Its Competitors
FS Bancorp (NASDAQ:FSBW) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, risk, profitability, media sentiment, valuation, dividends, institutional ownership and analyst recommendations.
FS Bancorp currently has a consensus price target of $44.00, suggesting a potential upside of 5.87%. Given FS Bancorp's stronger consensus rating and higher probable upside, research analysts plainly believe FS Bancorp is more favorable than Summit State Bank.
63.9% of FS Bancorp shares are owned by institutional investors. 12.7% of FS Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
FS Bancorp has a net margin of 15.88% compared to Summit State Bank's net margin of -1.70%. FS Bancorp's return on equity of 11.32% beat Summit State Bank's return on equity.
In the previous week, FS Bancorp had 1 more articles in the media than Summit State Bank. MarketBeat recorded 4 mentions for FS Bancorp and 3 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.61 beat FS Bancorp's score of 1.00 indicating that Summit State Bank is being referred to more favorably in the news media.
FS Bancorp has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500. Comparatively, Summit State Bank has a beta of 0.16, suggesting that its stock price is 84% less volatile than the S&P 500.
FS Bancorp has higher revenue and earnings than Summit State Bank. Summit State Bank is trading at a lower price-to-earnings ratio than FS Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
FS Bancorp beats Summit State Bank on 14 of the 15 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding SSBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Summit State Bank Competitors List
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This page (NASDAQ:SSBI) was last updated on 9/16/2025 by MarketBeat.com Staff
