Summit State Bank (SSBI) Competitors

FS Bancorp (NASDAQ:FSBW) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, earnings, risk, valuation, institutional ownership, media sentiment, dividends and analyst recommendations.

Which has more risk and volatility, FSBW or SSBI?

FS Bancorp has a beta of 0.73, suggesting that its share price is 27% less volatile than the S&P 500. Comparatively, Summit State Bank has a beta of 0.16, suggesting that its share price is 84% less volatile than the S&P 500.

Does the media prefer FSBW or SSBI?

In the previous week, FS Bancorp had 1 more articles in the media than Summit State Bank. MarketBeat recorded 4 mentions for FS Bancorp and 3 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.61 beat FS Bancorp's score of 1.00 indicating that Summit State Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FS Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Summit State Bank	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts rate FSBW or SSBI?

FS Bancorp presently has a consensus price target of $44.00, indicating a potential upside of 6.15%. Given FS Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe FS Bancorp is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FS Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Summit State Bank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FSBW or SSBI a better dividend stock?

FS Bancorp pays an annual dividend of $1.12 per share and has a dividend yield of 2.7%. Summit State Bank pays an annual dividend of $0.16 per share and has a dividend yield of 1.3%. FS Bancorp pays out 26.6% of its earnings in the form of a dividend. Summit State Bank pays out -100.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FS Bancorp has raised its dividend for 12 consecutive years. FS Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is FSBW or SSBI more profitable?

FS Bancorp has a net margin of 15.88% compared to Summit State Bank's net margin of -1.70%. FS Bancorp's return on equity of 11.32% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FS Bancorp	15.88%	11.32%	1.09%
Summit State Bank	-1.70%	N/A	N/A

Do institutionals and insiders believe in FSBW or SSBI?

63.9% of FS Bancorp shares are owned by institutional investors. 12.7% of FS Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has higher valuation & earnings, FSBW or SSBI?

FS Bancorp has higher revenue and earnings than Summit State Bank. Summit State Bank is trading at a lower price-to-earnings ratio than FS Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FS Bancorp	$206.39M	1.53	$35.02M	$4.21	9.85
Summit State Bank	$34.72M	2.33	-$3.66M	-$0.16	-74.69

Summary

FS Bancorp beats Summit State Bank on 15 of the 18 factors compared between the two stocks.