Summit State Bank (SSBI) Competitors

FS Bancorp (NASDAQ:FSBW) and Summit State Bank (NASDAQ:SSBI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, risk, dividends, analyst recommendations, earnings, media sentiment, institutional ownership and profitability.

Does the media prefer FSBW or SSBI?

In the previous week, FS Bancorp had 4 more articles in the media than Summit State Bank. MarketBeat recorded 5 mentions for FS Bancorp and 1 mentions for Summit State Bank. Summit State Bank's average media sentiment score of 1.04 beat FS Bancorp's score of -0.49 indicating that Summit State Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FS Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Summit State Bank	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer FSBW or SSBI?

FS Bancorp currently has a consensus price target of $44.00, indicating a potential upside of 3.82%. Given FS Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe FS Bancorp is more favorable than Summit State Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FS Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Summit State Bank	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more volatility and risk, FSBW or SSBI?

FS Bancorp has a beta of 0.72, indicating that its share price is 28% less volatile than the S&P 500. Comparatively, Summit State Bank has a beta of 0.16, indicating that its share price is 84% less volatile than the S&P 500.

Is FSBW or SSBI more profitable?

FS Bancorp has a net margin of 15.88% compared to Summit State Bank's net margin of -1.70%. FS Bancorp's return on equity of 11.32% beat Summit State Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FS Bancorp	15.88%	11.32%	1.09%
Summit State Bank	-1.70%	N/A	N/A

Which has preferable valuation and earnings, FSBW or SSBI?

FS Bancorp has higher revenue and earnings than Summit State Bank. Summit State Bank is trading at a lower price-to-earnings ratio than FS Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FS Bancorp	$206.39M	1.56	$35.02M	$4.21	10.07
Summit State Bank	$62.91M	1.24	-$3.66M	-$0.16	-72.00

Do insiders & institutionals hold more shares of FSBW or SSBI?

63.9% of FS Bancorp shares are held by institutional investors. 12.7% of FS Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

FS Bancorp beats Summit State Bank on 14 of the 15 factors compared between the two stocks.